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Submitted URL: http://www.standardbank.com/
Effective URL: https://www.standardbank.com/
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Submission: On December 12 via api from NL — Scanned from NL

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Text Content

Celebrating reasons to believe in Africa reasons to believe in Africa
 * Standard Bank Group
 * Careers
 * Investor Relations
 * Sponsorships

 * Contact us
 * Group 4 Created with Sketch.
   Standard Bank Group
   icon-arrow-accordian Created with Sketch.

 * Who we are
    * 
      Our group at a glance
    * 
      Our Values and Code of Ethics
    * 
      Corporate Governance
    * 
      Our Leadership
    * 
      Our Structure
    * 
      It Can Be
   
   Standard Bank Group is a financial institution that offers banking and
   financial services to individuals, businesses, institutions and corporations
   in Africa and abroad.
   
   Find out about:
   
    * Our Strategy
    * Our financial results
    * Our global presence
   
    * Learn More
   
   Contact us
   Contact Centre
   0860 109 075
   International
   +27 11 636 9111
   See all contact details
   All our products and services are based on a set of values that uphold the
   empowerment of our customers. Both internally, and in daily engagement with
   the our clients we foster transparency, innovation, accountability and
   superior service.
    * Learn More
   
   Contact us
   Contact Centre
   0860 109 075
   International
   +27 11 636 9111
   See all contact details
   We ensure that all our services and products across borders are compliant
   with local legislation wherever we go. As we grow in Africa, we will continue
   to review our systems and processes according to the best possible compliance
   and risk management skills.
    * Learn More
   
   Contact us
   Contact Centre
   0860 109 075
   International
   +27 11 636 9111
   See all contact details
   
   Our board of directors aims to promote the group’s long-term success. It
   delegates day-to-day management of the business and implementation of
   strategy to the Group Chief Executive, who is supported by the Group
   Leadership Council.
   
   Find out about:
   
    * Our Board of Directors
    * Our Group Leadership Council
   
    * Learn More
   
   Contact us
   Contact Centre
   0860 109 075
   International
   +27 11 636 9111
   See all contact details
   
   We operate across the African continent through a number of subsidiaries, to
   provide solutions to all our clients.
   
   Find out about  our subsidiaries.
   
    * Learn More
   
   Africa is our home. An exciting place, bursting with possibilities. In every
   corner, individuals and businesses are working relentlessly to achieve their
   dreams.
   
   We believe that dreams matter. They are the fuel that powers the future. To
   realise dreams, we take uncharted paths together. Paths that lead to growth.
   That’s why, every day, we are committed to finding new ways to make dreams
   possible.
   
    * Learn More

 * What we do
    * 
      Our Business
   
   We are a financial services group, offering services and solutions for 160
   years, to Consumer & High Net Worth Clients, Business & Commercial Clients
   and Corporate and Investment Banking in and across Africa as well as key
   global locations.
   
    
   
    * Learn More

 * Why we matter
    * 
      Climate strategy
    * 
      Our Sponsorships
    * 
      Our Achievements
    * 
      Reporting to society
   
   Our purpose is to drive Africa’s growth. We aim to do this in a sustainable
   and inclusive way. This means that we strive to have a positive impact
   through our business on important aspects of Africa’s development like
   education, infrastructure, financial inclusion and other UN Sustainable
   Development Goals.
   
   It also requires that we reduce the negative impacts of our business on the
   environment and society. Climate change is an important issue with
   implications for Africa’s growth. As the largest bank on the continent, we
   have the opportunity to play a leading role in supporting a just energy
   transition for Africa.
   
    * Learn More
   
   Latest news
   View all news
   Sustainability | 16 Mar 2022
   Standard Bank unveils climate targets to support Africa’s sustainable
   development
   Group sets course for a net zero future and pledges to mobilise a cumulative
   amount of between R250 billion and R300 billion in sustainable finance by end
   of 2026.
   Read more
   
   Our sponsorship initiatives promote community upliftment through the support
   of sporting, art and music events, teams, festivals and clinics. We strive to
   nurture growing talents and to aid local communities to grow in their chosen
   fields.
    * Learn More
   
   We are proud to be a part of what’s happening in Africa. By fostering growth
   opportunities on the continent, we believe that hands across borders will
   continue to strengthen business in Africa.
    * Learn More
   
   We drive sustainable and inclusive economic growth in Africa. To ensure our
   commitment to making a positive and lasting impact, we have developed a
   framework of initiatives and objectives towards long-term social, economic
   and environmental upliftment.
   
    * Our purpose
    * Social, Economic and Environmental framework
    * Our impact areas
    * Download reports
   
    * Learn More

 * Whats happening
    * 
      Voices of Resilience
    * 
      Newsroom
    * 
      Covid-19
    * 
      Campaigns
    * 
      HeforShe
    * 
      Our Financials
   
    * Overview We have supported our clients, employees and communities for 158
      years, with a presence in 20 African countries and in key global markets.
      During the COVID-19 pandemic, our priority remains the same Learn More
   
    * Putting people first We reflect on the rapid shift in the way we work and
      how technology is bolstering human connections Learn More
   
    * Clients show their resilience Communities, individuals and the financial
      services sector stepped in to help customers and clients keep their lives
      on track Learn More
   
    * Forging human solidarity Governments, NGOs, the private sector and
      individuals have come together like never before, to assist the most
      vulnerable in our societies Learn More
   
    * Charting a new path The pandemic has given us all an opportunity to pause
      and reflect on the way we live and work Learn More
   
   Get local and international financial report, analysis, commentary, banking
   news and all the stories you want to know.
    * Learn More
   
   Latest news
   View all news
   Leadership | 24 Mar 2020
   We're here for you as we face this pandemic
   Our teams are ready to serve our individual, business and corporate clients
   as usual. While doing everything we can to keep our staff and clients safe,
   and to flatten the curve, we have also taken all the necessary steps to
   ensure that our essential services will be able to function.
   Read more
   
   Latest news
   View all news
   Leadership | 24 Mar 2020
   We're here for you as we face this pandemic
   Our teams are ready to serve our individual, business and corporate clients
   as usual. While doing everything we can to keep our staff and clients safe,
   and to flatten the curve, we have also taken all the necessary steps to
   ensure that our essential services will be able to function.
   Read more
   
   A view of all the campaigns within our group.
    * Learn More
   
   Campaigns
   Changing the present to reshape the future
   At Standard Bank our dream is that everyone's dreams can be. We can work
   together. We can find solutions. And we can prove that with the right help,
   It Can Be.
   Read more
   
   Gender equity is a fundamental human right, and Standard Bank Group has
   committed to help create a gender-equal world.
   
    * Learn More
   
    * Our Financial Results The latest Standard Bank Group financial results.
      Learn More
   
    * Our Reporting Suite The latest Standard Bank Group Annual Reports Learn
      More
   
    * Annual Integrated Report Standard Bank Group Financial Results Learn More

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   Stanbic IBTC Group
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   Standard Bank South Africa
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   Stanbic Bank Zambia
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Swaziland Created with Sketch. Eswatini
Ghana Created with Sketch. Ghana
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International
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Stanbic IBTC Group
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Warrants
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Standard Bank Group link-chevron Created with Sketch.
Overview
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Our Values and Code of Ethics

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Our Leadership

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Igniting young people’s careers

We believe in the limitless potential of Africa’s youth. Over the past 25 years
we’ve played a part in igniting the careers of thousands of young people through
our Graduate and Learnership programmes.
Be inspired

Africa Trade Barometer Report

Insights and analyses with comprehensive research reports on the state of trade
on the African continent.
Read more

The Platform Organisation

Understanding the factors that lead to the success of a platform business. A
conversation with Sangeet Choudary
Download

Celebrating our women leaders and role models

Read more

Supporting African women through social bonds

Read more

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Our group at a glance
160

Number of years we've offered banking in South Africa

20

African countries we operate in

49 000

Standard Bank employees worldwide

52

Years we've been listed on the JSE

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Sim Tshabalala
Group chief executive, SBG and executive director, SBSA

"We enter our seventeenth decade with pride as Africa’s largest and most capable
financial services business – and with enduring gratitude for our strong
relationships with our clients."



2022 Interim Results Highlights
See results summary
Headline earnings
33%

R15 263 million

1H21: R11 477 million

Headline earnings per share
30%

936 cents

1H21: 721 cents

Net asset value per share
11%

12 721 cents

1H21: 11 509 cents

Dividend per share (DPS) (c)
43%

515 cents

1H21: 360 cents

Return on equity
15.3%

1H21: 12.9%

Cost-to-income ratio
56.0%

1H21: 58.3%

Credit loss ratio (bps)
82 bps

1H21: 88 bps

Common equity tier 1 ratio
13.7%

1H21: 13.5%


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What's happening?
View all
Thought Leadership 7 December 2022
Bridging the digital divide is Africa’s answer to youth unemployment Written by
Helmut Engelbrecht -West Africa Regional Chief Executive at Standard Bank Group
Read more
Leadership 5 December 2022
Standard Bank to Participate in the 3rd US-Africa Summit Chief Executive Officer
Sim Tshabalala Will Deliver Remarks at The Africa Business Forum, hosted by the
White House
Read more
Leadership 1 December 2022
Standard Bank named 2022’s Bank of the Year in SA, Malawi and Tanzania by The
Banker As the world’s leading monthly journal for the banking industry, The
Banker’s awards programme recognises industry wide excellence within the global
banking community. Standard Bank has been announced as this year’s Bank of the
Year for both South Africa and Malawi.
Read more
Leadership 24 November 2022
Executive leadership changes at Stanbic Bank in Kenya The Board of Directors is
pleased to announce the appointment of Mr. Joshua Oigara as Chief Executive,
Stanbic Bank Kenya, and South Sudan effective 1st December 2022, following the
retirement of the current Chief Executive, Mr. Charles Mudiwa, after two decades
of illustrious service to the Standard Bank Group.
Read more
Get in touch
 * Local
   0860 109 075
 * International
   +27 11 636 9111

 * See all contact details

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Work with us

Join our international team and you could move your career forward from the
start.

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Need help with one of our products or services
Visit our community
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Standard Bank is a licensed financial services provider in terms of the
Financial Advisory and Intermediary Services Act and a registered credit
provider in terms of the National Credit Act, registration number NCRCP15
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