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LOOKING FOR A CURRENT ACCOUNT?

See our current accounts
Select the right mortgage
See our savings products
Compare our credit cards
Visit Support Centre
Banking with Royal Bank
Login to Digital Banking


CURRENT ACCOUNTS DESIGNED FOR YOU

Choose from our accounts with no monthly fee or view our full range of
accounts. 

To apply, you must be 18+ and a UK resident. Specific account eligibility
criteria and fees may apply.  

Compare our current accounts


EXPLORE OUR PRODUCTS AND SERVICES

OUR PRODUCTS



Current Accounts

Credit Cards

Loans

Overdrafts

Mortgages 


Home Insurance

Life Insurance

Savings


Investing





HELP AND SUPPORT



Get mortgage support

Struggling financially

Bank of England base rate changes

Get a Financial Health-check

Bereavement support 


Ways to bank with us

Support for Ukraine refugees

Help avoiding scams

Our commitment to accessibility







MORE HELP FOR YOU

TACKLE THE RISING COST OF ENERGY



We know how hard it is to keep up with the changing cost of energy.

Small changes around the house could help you save energy and improve your
monthly household budget. 



Learn more here

PRICES ARE UP. LET'S SOFTEN THE BLOW



We're experiencing the biggest price hike for 50 years. Inflation, energy
prices, tax rises and the Russian invasion of Ukraine, have all played a part.
So we've got a few things you could try to help take some pressure off your
pocket.



See our suggestions


UPGRADE YOUR HOME'S ENERGY EFFICIENCY



We’re showing you some home efficiency improvements you could make to:

 * Save money over the long term
 * Help improve the value of your home

Take a look now.



Learn more here



AUTHORISED PUSH PAYMENT (APP) FRAUD RANKINGS IN 2022

Authorised push payment (APP) fraud happens when someone is tricked into
transferring money to a fraudster’s bank account. These charts use data given to
the Payment Systems Regulator (PSR) by major banking groups in the UK, in 2022.
You can read the full report by visiting the Payment Services Regulator website.



SHARE OF APP FRAUD REFUNDED



This data shows the proportion of total APP fraud losses that were reimbursed,
out of 14 firms. Higher figure is better.





APP FRAUD SENT PER £MILLIONS OF TRANSACTIONS



This data shows the amount of APP fraud sent per million pounds of transactions,
out of 14 firms. Lower figure is better.






APP FRAUD RECEIVED PER £MILLIONS OF TRANSACTIONS (SMALLER UK BANKS AND PAYMENT
FIRMS)



This data shows the amount of APP fraud received per million pounds of
transactions, out of 20 firms. Lower figure is better.





APP FRAUD RECEIVED PER £MILLIONS OF TRANSACTIONS (LARGE UK BANKS AND BUILDING
SOCIETIES)



This data shows the amount of APP fraud sent per million pounds of transactions,
out of 20 firms. Lower figure is better.







INDEPENDENT SERVICE QUALITY SURVEY RESULTS FOR PERSONAL CURRENT ACCOUNTS

As part of a regulatory requirement, an independent survey was conducted to ask
customers of the largest 16 personal current account providers if they would
recommend their provider to friends or family. (Published in August 2023)

See the results in more detail (PDF, 629KB)

Published in August 2023

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PRODUCTS

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LIFE MOMENTS

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HELP AND SUPPORT

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 * Privacy & Cookies
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FCFS_leaflet (PDF, 3.7 MB)

Copyright © Royal Bank of Scotland plc 2023. Registered office: 36 St Andrew
Square, Edinburgh, EH2 2YB.


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