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Submitted URL: https://url.us.m.mimecastprotect.com/s/LjSdCAD2KzSN3ANLVFQ9Pyl?domain=click.email.ticketmaster.com
Effective URL: https://www.ftc.gov/legal-library/browse/statutes/fair-credit-reporting-act
Submission: On June 21 via api from US — Scanned from US
Effective URL: https://www.ftc.gov/legal-library/browse/statutes/fair-credit-reporting-act
Submission: On June 21 via api from US — Scanned from US
Form analysis
4 forms found in the DOMGET /legal-library/search
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placeholder="Search Legal Library" type="search"><input type="hidden" name="sort_by" value="search_api_relevance"><button class="usa-button" type="submit"><span class="usa-sr-only">Search</span></button></form>
GET /legal-library/search
<form action="/legal-library/search" class="usa-search usa-search--small " method="get" role="search"><label class="usa-sr-only" for="search-field-megamenu-1">Search small</label> <input class="usa-input" id="search-field-megamenu-1" name="search"
placeholder="Search Legal Library" type="search"><input type="hidden" name="sort_by" value="search_api_relevance"><button class="usa-button" type="submit"><span class="usa-sr-only">Search</span></button></form>
GET https://search.ftc.gov/search
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<div style="margin:0;padding:0;display:inline"><input name="utf8" type="hidden" value="✓"></div>
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placeholder="Search FTC.gov" type="text"> <input class="usa-button usa-button--search" name="commit" type="submit" value="Search">
</form>
GET https://search.ftc.gov/search
<form accept-charset="UTF-8" action="https://search.ftc.gov/search" class="usa-search usa-search--small" id="search_form_mobile" method="get">
<div style="margin:0;padding:0;display:inline"><input name="utf8" type="hidden" value="✓"></div>
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name="query" placeholder="Search FTC.gov" type="text"> <input class="usa-button usa-button--search" name="commit" type="submit" value="Search">
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Text Content
Skip to main content An official website of the United States government Here’s how you know Here's how you know The .gov means it’s official. Federal government websites often end in .gov or .mil. Before sharing sensitive information, make sure you’re on a federal government site. The site is secure. The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. TRANSLATION MENU * Español SECONDARY MENU * Report Fraud * Get Consumer Alerts * Search the Legal Library * Submit Public Comments Menu MAIN MENU MEGA * Show/hide Enforcement menu items ENFORCEMENT We enforce federal competition and consumer protection laws that prevent anticompetitive, deceptive, and unfair business practices. View Enforcement SEARCH OR BROWSE THE LEGAL LIBRARY Find legal resources and guidance to understand your business responsibilities and comply with the law. Browse legal resources Search small Search SECTIONS * Cases and Proceedings * Premerger Notification Program * Merger Review * Anticompetitive Practices * Rulemaking * Statutes * Competition and Consumer Protection Guidance Documents * Warning Letters * Consumer Sentinel Network * Criminal Liaison Unit * FTC Refund Programs * Notices of Penalty Offenses * Competition Matters Blog TAKE ACTION * Report an antitrust violation * File adjudicative documents * Find banned debt collectors * View competition guidance COMPETITION MATTERS BLOG Competition Matters SLOW THE ROLL-UP: HELP SHINE A LIGHT ON SERIAL ACQUISITIONS Henry Liu, Director of the Bureau of Competition May 23, 2024 View all Competition Matters Blog posts * Show/hide Policy menu items POLICY We work to advance government policies that protect consumers and promote competition. View Policy SEARCH OR BROWSE THE LEGAL LIBRARY Find legal resources and guidance to understand your business responsibilities and comply with the law. Browse legal resources Search small Search SECTIONS * Advocacy and Research * Advisory Opinions * Cooperation Agreements * Federal Register Notices * Reports * Public Comments * Studies * Testimony * Policy Statements * International * Office of Technology Blog TAKE ACTION * Find policy statements * Submit a public comment FEATURE VISION AND PRIORITIES Memo from Chair Lina M. Khan to commission staff and commissioners regarding the vision and priorities for the FTC. Learn more TECHNOLOGY BLOG Technology Blog GLOBAL PERSPECTIVES FROM THE INTERNATIONAL COMPETITION NETWORK TECH FORUM Staff in the Office of Technology June 13, 2024 View all Technology Blog posts * Show/hide Advice and Guidance menu items ADVICE AND GUIDANCE Learn more about your rights as a consumer and how to spot and avoid scams. Find the resources you need to understand how consumer protection law impacts your business. TAKE ACTION * Report fraud * Report identity theft * Register for Do Not Call * Sign up for consumer alerts * Get Business Blog updates * Get your free credit report * Find refund cases * Order bulk publications CONSUMER ADVICE * Shopping and Donating * Credit, Loans, and Debt * Jobs and Making Money * Unwanted Calls, Emails, and Texts * Identity Theft and Online Security * Scams BUSINESS GUIDANCE * Advertising and Marketing * Credit and Finance * Privacy and Security * By Industry * For Small Businesses * Browse Business Guidance Resources * Business Blog SERVICEMEMBERS: YOUR TOOL FOR FINANCIAL READINESS Visit militaryconsumer.gov GET CONSUMER PROTECTION BASICS, PLAIN AND SIMPLE Visit consumer.gov LEARN HOW THE FTC PROTECTS FREE ENTERPRISE AND CONSUMERS Visit Competition Counts LOOKING FOR COMPETITION GUIDANCE? Competition Guidance * Show/hide News and Events menu items NEWS AND EVENTS LATEST NEWS Press Release FTC ISSUES ANNUAL REPORT ON REFUNDS TO CONSUMERS; AGENCY RETURNED $324M IN 2023 June 21, 2024 View News and Events UPCOMING EVENT Nov14 SEVENTEENTH ANNUAL MICROECONOMICS CONFERENCE Thursday, November 14, 2024 | 9:00AM - Friday, November 15, 2024 | 5:00PM View more Events SECTIONS * News * Events * Features * Topics * Data and Visualizations * Contests * Stay Connected Sign up for the latest news FOLLOW US ON SOCIAL MEDIA FEATURE PLAYING IT SAFE: EXPLORE THE FTC'S TOP VIDEO GAME CASES Learn about the FTC's notable video game cases and what our agency is doing to keep the public safe. LATEST DATA VISUALIZATION FTC REFUNDS TO CONSUMERS Explore refund statistics including where refunds were sent and the dollar amounts refunded with this visualization. * Show/hide About the FTC menu items ABOUT THE FTC Our mission is protecting the public from deceptive or unfair business practices and from unfair methods of competition through law enforcement, advocacy, research, and education. Learn more about the FTC SECTIONS * Mission * History * Commissioners and Staff * Bureaus and Offices * Budget and Strategy * Office of Inspector General * Careers at the FTC * Contact FEATURED MEET THE CHAIR Lina M. Khan was sworn in as Chair of the Federal Trade Commission on June 15, 2021. Chair Lina M. Khan * Search Show/hide Search menu items Enter Search Term(s): Looking for legal documents or records? Search the Legal Library instead. TRANSLATION MENU * Español SECONDARY MENU * Report Fraud * Get Consumer Alerts * Search the Legal Library * Submit Public Comments * Enforcement Show/hide Enforcement menu items * Cases and Proceedings * Premerger Notification Program * Merger Review * Anticompetitive Practices * Rulemaking * Statutes * Competition and Consumer Protection Guidance Documents * Warning Letters * Consumer Sentinel Network * Criminal Liaison Unit * FTC Refund Programs * Notices of Penalty Offenses * Competition Matters Blog * Policy Show/hide Policy menu items * Advocacy and Research * Advisory Opinions * Cooperation Agreements * Federal Register Notices * Reports * Public Comments * Studies * Testimony * Policy Statements * International * Office of Technology Blog * Advice and Guidance Show/hide Advice and Guidance menu items * Consumer Advice * Military Consumer * Consumer.gov * Business Guidance * Competition Guidance * Bulk Publications * News and Events Show/hide News and Events menu items * News * Events * Features * Topics * Data and Visualizations * Contests * Stay Connected * About the FTC Show/hide About the FTC menu items * Mission * History * Commissioners and Staff * Bureaus and Offices * Budget and Strategy * Office of Inspector General * Careers at the FTC * Contact Enter Search Term(s): Looking for legal documents or records? Search the Legal Library instead. BREADCRUMB 1. Home 2. Legal Library 3. Browse 4. Statutes FAIR CREDIT REPORTING ACT Tags: * Consumer Protection * Privacy and Security * Credit Reporting Mission Consumer Protection Law 15 U.S.C. §§ 1681-1681x Links https://www.ecfr.gov/cgi-bin/text-idx Files File fcra-may2023-508.pdf (652.93 KB) The Act (Title VI of the Consumer Credit Protection Act) protects information collected by consumer reporting agencies such as credit bureaus, medical information companies and tenant screening services. Information in a consumer report cannot be provided to anyone who does not have a purpose specified in the Act. Companies that provide information to consumer reporting agencies also have specific legal obligations, including the duty to investigate disputed information. In addition, users of the information for credit, insurance, or employment purposes must notify the consumer when an adverse action is taken on the basis of such reports. The Fair and Accurate Credit Transactions Act added many provisions to this Act primarily relating to record accuracy and identity theft. The Dodd-Frank Act transferred to the Consumer Financial Protection Bureau most of the rulemaking responsibilities added to this Act by the Fair and Accurate Credit Transactions Act and the Credit CARD Act, but the Commission retains all its enforcement authority. Return to top Menu SECONDARY MENU * Report Fraud * Get Consumer Alerts * Search the Legal Library * Submit Public Comments MAIN NAVIGATION * Enforcement * Cases and Proceedings * Premerger Notification Program * Merger Review * Anticompetitive Practices * Rulemaking * Statutes * Competition and Consumer Protection Guidance Documents * Warning Letters * Consumer Sentinel Network * Criminal Liaison Unit * FTC Refund Programs * Notices of Penalty Offenses * Competition Matters Blog * Policy * Advocacy and Research * Advisory Opinions * Cooperation Agreements * Federal Register Notices * Reports * Public Comments * Studies * Testimony * Policy Statements * International * Office of Technology Blog * Advice and Guidance * Consumer Advice * Military Consumer * Consumer.gov * Business Guidance * Competition Guidance * Bulk Publications * News and Events * News * Events * Features * Topics * Data and Visualizations * Contests * Stay Connected * About the FTC * Mission * History * Commissioners and Staff * Bureaus and Offices * Budget and Strategy * Office of Inspector General * Careers at the FTC * Contact FOOTER * Privacy Policy * Policy and Notices * Accessibility * FOIA * No FEAR Act * Office of Inspector General * USA.gov (link is external) (link is external) (link is external) (link is external) Give Feedback