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UPDATE IN PROGRESS

T-Mobile MONEY is currently down for scheduled maintenance. While account access
is temporarily unavailable, your card transactions, direct deposits, and
scheduled funds transfers are not affected.

Online account access will be restored shortly. If you need immediate
assistance, contact a T-Mobile MONEY Specialist at 866-686-9358 or dial
414-751-6700 from outside the U.S.


UPDATE IN PROGRESS

T-Mobile MONEY is currently down for scheduled maintenance and new accounts
cannot be created at this time. Please come back later to sign up for an
account.
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ACCESS YOUR T-MOBILE MONEY ACCOUNT ON THE GO! GET THE APP.


This website is designed for desktop and tablet screens greater than 768 pixels
wide. Please download the app for a customized mobile experience.
Got it

Update T-Mobile AutoPay with your MONEY debit card to save $5 per eligible line
AND earn perks!

Tax refunds: Get your tax refund up to 3 days early with T-Mobile MONEY.4 Learn
more.

>


BETTER ONLINE BANKING
WITH T-MOBILE MONEY.



Open your online checking account in minutes—and get access to over 55,000
no‑fee ATMs and zero account fees. Plus, get your paycheck up to two days early
with direct deposit1 and pay friends instantly with no fees.

Get started with T-mobile money

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4.00% APY AND GET PAID EARLY DISCLOSURES

How APY works: Checking account customers earn 4.00% annual percentage yield
(APY) on balances up to and including $3,000 in your Checking account per month
when: 1) you are enrolled in a qualifying T‑Mobile or Metro by T‑Mobile plan; 2)
you have registered for perks with your T‑Mobile ID; and 3) at least 10
qualifying transactions using your T‑Mobile MONEY card and/or instant payments
to friends have posted to your Checking account before the last business day of
the month. Qualifying transactions posting on or after the last business day of
the month count toward the next month’s qualifying transactions. The first time
you fund your account, as an additional added value, you will receive 4.00% APY
on balances up to and including $3,000 in the statement cycle in which you make
your first deposit of greater than $1, as well as in the cycle that follows that
deposit provided all other requirements are met. These added value benefits are
subject to change. Balances above $3,000 in the Checking account earn 2.50% APY.
The APY for this tier will range from 4.00% to 3.40% depending on the balance in
the account (calculation based on a $5,000 average daily balance). Customers who
do not qualify for the 4.00% APY will earn 2.50% APY on all Checking account
balances for any month(s) in which they do not meet the requirements listed
above. Savings account customers earn 2.50% annual percentage yield (APY) on all
Savings account balances per month. You must have a T‑Mobile MONEY Checking
account that is in good standing and has been funded to open a Savings account.
APYs are accurate as of 12/01/22 but may change at any time at our discretion.
Fees may reduce earnings. For more information, see Account Disclosures / Terms
and Conditions or go to our FAQs.

Get paid up to 2 days early with direct deposit: Subject to description and
timing of the employer payroll-based direct deposit, we typically make funds
available the business day received, which may be up to 2 days earlier than
scheduled.


APY DETAILS

How APY works: Checking account customers earn 4.00% annual percentage yield
(APY) on balances up to and including $3,000 in your Checking account per month
when: 1) you are enrolled in a qualifying T‑Mobile or Metro by T‑Mobile plan; 2)
you have registered for perks with your T‑Mobile ID; and 3) at least 10
qualifying transactions using your T‑Mobile MONEY card and/or instant payments
to friends have posted to your Checking account before the last business day of
the month. Qualifying transactions posting on or after the last business day of
the month count toward the next month’s qualifying transactions. The first time
you fund your account, as an additional added value, you will receive 4.00% APY
on balances up to and including $3,000 in the statement cycle in which you make
your first deposit of greater than $1, as well as in the cycle that follows that
deposit provided all other requirements are met. These added value benefits are
subject to change. Balances above $3,000 in the Checking account earn 2.50% APY.
The APY for this tier will range from 4.00% to 3.40% depending on the balance in
the account (calculation based on a $5,000 average daily balance). Customers who
do not qualify for the 4.00% APY will earn 2.50% APY on all Checking account
balances for any month(s) in which they do not meet the requirements listed
above. Savings account customers earn 2.50% annual percentage yield (APY) on all
Savings and Shared Savings account balances per month. You must have a T‑Mobile
MONEY Checking account that is in good standing and has been funded to open any
type of Savings account. APYs are accurate as of 12/01/22 but may change at any
time at our discretion. Fees may reduce earnings. For more information, see
Account Disclosures / Terms and Conditions or go to our FAQs.


T-MOBILE MONEY SPECIALISTS

T-Mobile MONEY Specialists do not provide financial, tax, or investment advice.


GOT YOUR BACK OVERDRAFT PROTECTION

How Got Your Back works: Available only for Checking accounts and T‑Mobile
wireless customers with a line on a qualifying T‑Mobile or Metro by T‑Mobile
plan who have registered for perks. Got Your Back will begin once at least 10
qualifying transactions using your T‑Mobile MONEY card and/or instant payments
to friends have posted to your Checking account before the last business day of
the month. You are only required to meet this transaction requirement once to
receive Got Your Back benefits.
See "Got Your Back" Terms and Conditions for more details.


IT'S MORE THAN A NAME.
IT'S WHO YOU ARE.

We see you and we share your pride. True NameTM is a new feature provided by
T‑Mobile MONEY that lets you feel empowered with a debit card that reflects who
you truly are. Simply add the name you identify with, approve how it looks on
your card, and be your true self with every transaction. Your identity will
always be supported when you bank with T‑Mobile MONEY.
Got it
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OPEN EXTERNAL LINK?

This link will take you to a page outside of the T-Mobile MONEY powered by BMTX
website. We are not liable for information provided by third party websites.
Continue Back


OPEN EXTERNAL LINK?

This link will take you to a page outside of the T-Mobile MONEY powered by BMTX
website. We are not liable for information provided by third party websites.
Continue Back


OPEN EXTERNAL LINK?

This link will take you to a page outside of the T-Mobile MONEY powered by BMTX
website. We are not liable for information provided by third party websites.
Continue Back


TAKE YOUR MONEY FURTHER.


NO OVERDRAFT FEES, NO ACCOUNT FEES, AND 55,000+ NO-FEE ATMS.


GET PAID UP TO TWO DAYS EARLY WITH PAYROLL DIRECT DEPOSIT.1


WITH GET MORE DETAILS ABOUT GOT YOUR BACK OVERDRAFT PROTECTION2, WE'LL SPOT YOU
UP TO $50 IF YOU OVERDRAFT.


ALL CUSTOMERS EARN 2.50% ANNUAL PERCENTAGE YIELD (APY)* ON ALL CHECKING AND
SAVINGS BALANCES.


EARN UP TO 4.00% APY* IN CHECKING. THAT'S UP TO 50X THE AVERAGE U.S. CHECKING
ACCOUNT RATE.3


INSTANTLY SEND MONEY TO OTHER T-MOBILE MONEY CUSTOMERS WITH NO PAYMENT FEES.


MAXIMIZE TAX SEASON


GET YOUR REFUND UP TO 3 DAYS EARLY.

 1. File your taxes.
 2. Choose direct deposit for your refund.
 3. Enter your T‑Mobile MONEY information.

Look for your refund up to 3 days early.4
Open an account


BANK YOUR WAY


SAY GOODBYE TO ACCOUNT FEES.

It’s your money—you shouldn’t be charged just to use it. Our high-yield online
checking account has no account fees, no overdraft fees, and no minimum balance,
plus 55k+ no‑fee Allpoint® ATMs. And you can instantly send money to other
T‑Mobile MONEY customers with no payment fees.
See how we compare to other banks


LET YOUR MONEY WORK HARDER.

You can earn industry-leading checking and savings account interest rates—higher
than the national average3— with T‑Mobile MONEY.
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All T-Mobile MONEY customers earn 2.50% APY* on all checking and savings
balances. Customers with a qualifying T-Mobile or Metro by T-Mobile plan can
earn 4.00% APY* on balances up to $3,000 and 2.50% APY after that in their
T-Mobile MONEY checking account by registering for perks and making at least 10
qualifying transactions per month using their T-Mobile MONEY card and/or instant
payments to friends. Checking account that is in good standing and has been
funded is required to open any type of savings account.

* Review click here to review APY details or see below.

3 Based on information provided by the Visit the FDIC website for more details.
as of 12/01/22


WE PUT YOU AND
YOUR MONEY FIRST.


TRUE NAMETM BY MASTERCARD.

T‑Mobile MONEY respects the name you identify with—display it proudly on a debit
card you can trust. True Name details.


BILINGUAL SUPPORT.

You can get help from a T-Mobile MONEY Specialist every day of the year.

T-Mobile MONEY Specialists do not provide financial, tax, or investment advice.


ZERO LIABILITY PROTECTION.

You won’t be held responsible for unauthorized transactions. If you suspect
fraud, simply disable your card. See terms and conditions for Zero Liability
Protection.


SIGN UP IN MINUTES.

T-Mobile MONEY is online banking done right. Open your online checking account
today to take your money further.

Get started with T-mobile money

1 Get paid up to two days early with direct deposit: Subject to description and
timing of the employer payroll-based direct deposit, we typically make funds
available the business day received, which may be up to two days earlier than
scheduled.

2 How Got Your Back works: Available only for Checking accounts and T-Mobile
wireless customers with a line on a qualifying T-Mobile or Metro by T-Mobile
plan who have registered for perks. Got Your Back will begin once at least 10
qualifying transactions using your T-Mobile MONEY card and/or instant payments
to friends have posted to your Checking account before the last business day of
the month. You are only required to meet this transaction requirement once to
receive Got Your Back benefits. See "Got Your Back" Terms and Conditions for
more details.

3 Based on information provided by the FDIC as of 12/01/22

4 Get your tax refund up to three days early with direct deposit: Subject to
description and timing of government tax refund payments sent via direct
deposit. We typically make funds available the business day received, which may
be up to three days earlier than scheduled.

* How APY works: Checking account customers earn 4.00% annual percentage yield
(APY) on balances up to and including $3,000 in your Checking account per month
when: 1) you are enrolled in a qualifying T-Mobile or Metro by T-Mobile plan; 2)
you have registered for perks with your T-Mobile ID; and 3) at least 10
qualifying transactions using your T-Mobile MONEY card and/or instant payments
to friends have posted to your Checking account before the last business day of
the month. Qualifying transactions posting on or after the last business day of
the month count toward the next month’s qualifying transactions. The first time
you fund your account, as an additional added value, you will receive 4.00% APY
on balances up to and including $3,000 in the statement cycle in which you make
your first deposit of greater than $1, as well as in the cycle that follows that
deposit provided all other requirements are met. These added value benefits are
subject to change. Balances above $3,000 in the Checking account earn 2.50% APY.
The APY for this tier will range from 4.00% to 3.40% depending on the balance in
the account (calculation based on a $5,000 average daily balance). Customers who
do not qualify for the 4.00% APY will earn 2.50% APY on all Checking account
balances for any month(s) in which they do not meet the requirements listed
above. Savings account customers earn 2.50% annual percentage yield (APY) on all
Savings and Shared Savings account balances per month. You must have a T‑Mobile
MONEY Checking account that is in good standing and has been funded to open any
type of Savings account. APYs are accurate as of 12/01/22 but may change at any
time at our discretion. Fees may reduce earnings.

ATMs may be added/removed from the Allpoint® network periodically. As a result,
we encourage you to check the Allpoint® ATM locator frequently and before
visiting an ATM to determine the closest-in-network ATM. Allpoint® ATMs may not
be available 24 hours a day, 7 days a week. The location, availability, and
hours of operation of in-network ATMs may vary by merchant and is subject to
change.

For more information, see Account Disclosures / Terms and Conditions or go to
our FAQs.

Mastercard is a registered trademark, and the circles design and True Name are
trademarks of Mastercard International Incorporated.


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