www.inpay.com
Open in
urlscan Pro
104.20.74.10
Public Scan
Submitted URL: http://d131r304.na1.hubspotlinks.com/Ctc/5E+113/d131r304/VWyGqx6nDC5HW8H-0818RCqvlW8XrjSc5dwqW_N7KkK1M3m2ndW7lCdLW6lZ3kyW4h6m1x3wfz7G...
Effective URL: https://www.inpay.com/news-and-insights/10-ngo-payment-challenges/?utm_medium=email&_hsenc=p2ANqtz--28yNWll9T9dyyWvxa6...
Submission: On April 30 via api from NL — Scanned from NL
Effective URL: https://www.inpay.com/news-and-insights/10-ngo-payment-challenges/?utm_medium=email&_hsenc=p2ANqtz--28yNWll9T9dyyWvxa6...
Submission: On April 30 via api from NL — Scanned from NL
Form analysis
8 forms found in the DOM<form>
<fieldset>
<legend class="visuallyhidden">Consent Selection</legend>
<div id="CybotCookiebotDialogBodyFieldsetInnerContainer">
<div class="CybotCookiebotDialogBodyLevelButtonWrapper"><label class="CybotCookiebotDialogBodyLevelButtonLabel" for="CybotCookiebotDialogBodyLevelButtonNecessary"><strong
class="CybotCookiebotDialogBodyLevelButtonDescription">Necessary</strong></label>
<div class="CybotCookiebotDialogBodyLevelButtonSliderWrapper CybotCookiebotDialogBodyLevelButtonSliderWrapperDisabled"><input type="checkbox" id="CybotCookiebotDialogBodyLevelButtonNecessary"
class="CybotCookiebotDialogBodyLevelButton CybotCookiebotDialogBodyLevelButtonDisabled" disabled="disabled" checked="checked"> <span class="CybotCookiebotDialogBodyLevelButtonSlider"></span></div>
</div>
<div class="CybotCookiebotDialogBodyLevelButtonWrapper"><label class="CybotCookiebotDialogBodyLevelButtonLabel" for="CybotCookiebotDialogBodyLevelButtonPreferences"><strong
class="CybotCookiebotDialogBodyLevelButtonDescription">Preferences</strong></label>
<div class="CybotCookiebotDialogBodyLevelButtonSliderWrapper"><input type="checkbox" id="CybotCookiebotDialogBodyLevelButtonPreferences" class="CybotCookiebotDialogBodyLevelButton CybotCookiebotDialogBodyLevelConsentCheckbox"
data-target="CybotCookiebotDialogBodyLevelButtonPreferencesInline" checked="checked" tabindex="0"> <span class="CybotCookiebotDialogBodyLevelButtonSlider"></span></div>
</div>
<div class="CybotCookiebotDialogBodyLevelButtonWrapper"><label class="CybotCookiebotDialogBodyLevelButtonLabel" for="CybotCookiebotDialogBodyLevelButtonStatistics"><strong
class="CybotCookiebotDialogBodyLevelButtonDescription">Statistics</strong></label>
<div class="CybotCookiebotDialogBodyLevelButtonSliderWrapper"><input type="checkbox" id="CybotCookiebotDialogBodyLevelButtonStatistics" class="CybotCookiebotDialogBodyLevelButton CybotCookiebotDialogBodyLevelConsentCheckbox"
data-target="CybotCookiebotDialogBodyLevelButtonStatisticsInline" checked="checked" tabindex="0"> <span class="CybotCookiebotDialogBodyLevelButtonSlider"></span></div>
</div>
<div class="CybotCookiebotDialogBodyLevelButtonWrapper"><label class="CybotCookiebotDialogBodyLevelButtonLabel" for="CybotCookiebotDialogBodyLevelButtonMarketing"><strong
class="CybotCookiebotDialogBodyLevelButtonDescription">Marketing</strong></label>
<div class="CybotCookiebotDialogBodyLevelButtonSliderWrapper"><input type="checkbox" id="CybotCookiebotDialogBodyLevelButtonMarketing" class="CybotCookiebotDialogBodyLevelButton CybotCookiebotDialogBodyLevelConsentCheckbox"
data-target="CybotCookiebotDialogBodyLevelButtonMarketingInline" checked="checked" tabindex="0"> <span class="CybotCookiebotDialogBodyLevelButtonSlider"></span></div>
</div>
</div>
</fieldset>
</form>
<form><input type="checkbox" id="CybotCookiebotDialogBodyLevelButtonNecessaryInline" class="CybotCookiebotDialogBodyLevelButton CybotCookiebotDialogBodyLevelButtonDisabled" disabled="disabled" checked="checked"> <span
class="CybotCookiebotDialogBodyLevelButtonSlider"></span></form>
<form><input type="checkbox" id="CybotCookiebotDialogBodyLevelButtonPreferencesInline" class="CybotCookiebotDialogBodyLevelButton CybotCookiebotDialogBodyLevelConsentCheckbox" data-target="CybotCookiebotDialogBodyLevelButtonPreferences"
checked="checked" tabindex="0"> <span class="CybotCookiebotDialogBodyLevelButtonSlider"></span></form>
<form><input type="checkbox" id="CybotCookiebotDialogBodyLevelButtonStatisticsInline" class="CybotCookiebotDialogBodyLevelButton CybotCookiebotDialogBodyLevelConsentCheckbox" data-target="CybotCookiebotDialogBodyLevelButtonStatistics"
checked="checked" tabindex="0"> <span class="CybotCookiebotDialogBodyLevelButtonSlider"></span></form>
<form><input type="checkbox" id="CybotCookiebotDialogBodyLevelButtonMarketingInline" class="CybotCookiebotDialogBodyLevelButton CybotCookiebotDialogBodyLevelConsentCheckbox" data-target="CybotCookiebotDialogBodyLevelButtonMarketing" checked="checked"
tabindex="0"> <span class="CybotCookiebotDialogBodyLevelButtonSlider"></span></form>
<form class="CybotCookiebotDialogBodyLevelButtonSliderWrapper"><input type="checkbox" id="CybotCookiebotDialogBodyContentCheckboxPersonalInformation" class="CybotCookiebotDialogBodyLevelButton"> <span
class="CybotCookiebotDialogBodyLevelButtonSlider"></span></form>
POST /news-and-insights/10-ngo-payment-challenges/?utm_medium=email&_hsenc=p2ANqtz--28yNWll9T9dyyWvxa6z4p3Z6-3DGAU4e8h6iXVDWCT_X1C3dOvOqClUDY-pA5Z93bemRFCliMi1QJhQ0OrTme8Oz4XQ&_hsmi=304952510&utm_content=304952510&utm_source=hs_email#gf_4
<form method="post" enctype="multipart/form-data" target="gform_ajax_frame_4" id="gform_4"
action="/news-and-insights/10-ngo-payment-challenges/?utm_medium=email&_hsenc=p2ANqtz--28yNWll9T9dyyWvxa6z4p3Z6-3DGAU4e8h6iXVDWCT_X1C3dOvOqClUDY-pA5Z93bemRFCliMi1QJhQ0OrTme8Oz4XQ&_hsmi=304952510&utm_content=304952510&utm_source=hs_email#gf_4"
data-formid="4" novalidate="" class="recaptcha-v3-initialized">
<div class="gf_invisible ginput_recaptchav3" data-sitekey="6Lf-MxkpAAAAAPXhdQrcZgdCuTZozj_LYNfVLW5y" data-tabindex="0"><input id="input_73a32564cb408802bce8489c68359e82" class="gfield_recaptcha_response" type="hidden"
name="input_73a32564cb408802bce8489c68359e82" value=""></div>
<div class="gform-body gform_body">
<div id="gform_fields_4" class="gform_fields top_label form_sublabel_below description_below">
<fieldset id="field_4_1" class="gfield gfield--type-name gfield--width-half field_sublabel_hidden_label gfield--no-description field_description_below hidden_label gfield_visibility_visible" data-js-reload="field_4_1">
<legend class="gfield_label gform-field-label gfield_label_before_complex">Name</legend>
<div class="ginput_complex ginput_container ginput_container--name no_prefix has_first_name no_middle_name no_last_name no_suffix gf_name_has_1 ginput_container_name gform-grid-row" id="input_4_1">
<span id="input_4_1_3_container" class="name_first gform-grid-col gform-grid-col--size-auto">
<input type="text" name="input_1.3" id="input_4_1_3" value="" aria-required="false" placeholder="Your name">
<label for="input_4_1_3" class="gform-field-label gform-field-label--type-sub hidden_sub_label screen-reader-text">First</label>
</span>
</div>
</fieldset>
<div id="field_4_3" class="gfield gfield--type-email gfield--width-half field_sublabel_below gfield--no-description field_description_below hidden_label gfield_visibility_visible" data-js-reload="field_4_3"><label
class="gfield_label gform-field-label" for="input_4_3">Email</label>
<div class="ginput_container ginput_container_email">
<input name="input_3" id="input_4_3" type="email" value="" class="large" placeholder="Your company email" aria-invalid="false">
</div>
</div>
<fieldset id="field_4_4" class="gfield gfield--type-consent gfield--type-choice gfield--input-type-consent field_sublabel_below gfield--has-description field_description_below hidden_label gfield_visibility_visible" data-js-reload="field_4_4">
<legend class="gfield_label gform-field-label gfield_label_before_complex">Consent</legend>
<div class="ginput_container ginput_container_consent"><input name="input_4.1" id="input_4_4_1" type="checkbox" value="1" aria-describedby="gfield_consent_description_4_4" aria-invalid="false"> <label
class="gform-field-label gform-field-label--type-inline gfield_consent_label" for="input_4_4_1"></label><input type="hidden" name="input_4.2" value="" class="gform_hidden"><input type="hidden" name="input_4.3" value="13"
class="gform_hidden"></div>
<div class="gfield_description gfield_consent_description" id="gfield_consent_description_4_4">I agree to receiving occasional marketing communication from Inpay, including updates on our products and services. I am aware that I can withdraw
this consent at any time by contacting Inpay or unsubscribing via email. I have read and agree to Inpay processing my personal data in accordance with its <a href="/privacy-policy">Privacy Policy</a>.</div>
</fieldset>
</div>
</div>
<div class="gform_footer before"> <input type="submit" id="gform_submit_button_4" class="gform_button button" value="Submit"
onclick="if(window["gf_submitting_4"]){return false;} if( !jQuery("#gform_4")[0].checkValidity || jQuery("#gform_4")[0].checkValidity()){window["gf_submitting_4"]=true;} "
onkeypress="if( event.keyCode == 13 ){ if(window["gf_submitting_4"]){return false;} if( !jQuery("#gform_4")[0].checkValidity || jQuery("#gform_4")[0].checkValidity()){window["gf_submitting_4"]=true;} jQuery("#gform_4").trigger("submit",[true]); }">
<input type="hidden" name="gform_ajax" value="form_id=4&title=&description=1&tabindex=0&theme=gravity-theme">
<input type="hidden" class="gform_hidden" name="is_submit_4" value="1">
<input type="hidden" class="gform_hidden" name="gform_submit" value="4">
<input type="hidden" class="gform_hidden" name="gform_unique_id" value="">
<input type="hidden" class="gform_hidden" name="state_4"
value="WyJ7XCI0LjFcIjpcImRlNTE1YTJjMmI2NTQ4YmViNmZkZjM3YzE4YTNhZTQ0XCIsXCI0LjJcIjpcImU1NGVkYTYyYTM4ZDQ0MGYyZTlkMmY3MDc4ZTU2N2M4XCIsXCI0LjNcIjpcImUwMDg4ZmM4YWMzNjY0YWFmM2Y2MjZkMWZhZDQyMDE2XCJ9IiwiYzYyMjBlMzZlOWM3NzIzMDE0ODdkZjRjZDUzNjNhM2UiXQ==">
<input type="hidden" class="gform_hidden" name="gform_target_page_number_4" id="gform_target_page_number_4" value="0">
<input type="hidden" class="gform_hidden" name="gform_source_page_number_4" id="gform_source_page_number_4" value="1">
<input type="hidden" name="gform_field_values" value="">
</div>
</form>
POST /news-and-insights/10-ngo-payment-challenges/?utm_medium=email&_hsenc=p2ANqtz--28yNWll9T9dyyWvxa6z4p3Z6-3DGAU4e8h6iXVDWCT_X1C3dOvOqClUDY-pA5Z93bemRFCliMi1QJhQ0OrTme8Oz4XQ&_hsmi=304952510&utm_content=304952510&utm_source=hs_email#gf_8
<form method="post" enctype="multipart/form-data" target="gform_ajax_frame_8" id="gform_8"
action="/news-and-insights/10-ngo-payment-challenges/?utm_medium=email&_hsenc=p2ANqtz--28yNWll9T9dyyWvxa6z4p3Z6-3DGAU4e8h6iXVDWCT_X1C3dOvOqClUDY-pA5Z93bemRFCliMi1QJhQ0OrTme8Oz4XQ&_hsmi=304952510&utm_content=304952510&utm_source=hs_email#gf_8"
data-formid="8" novalidate="" class="recaptcha-v3-initialized">
<div class="gf_invisible ginput_recaptchav3" data-sitekey="6Lf-MxkpAAAAAPXhdQrcZgdCuTZozj_LYNfVLW5y" data-tabindex="0"><input id="input_04beee060f6fcbb0256cf55c52eefd80" class="gfield_recaptcha_response" type="hidden"
name="input_04beee060f6fcbb0256cf55c52eefd80" value=""></div>
<div class="gform-body gform_body">
<div id="gform_fields_8" class="gform_fields top_label form_sublabel_below description_below">
<div id="field_8_1" class="gfield gfield--type-email gfield_contains_required field_sublabel_below gfield--no-description field_description_below gfield_visibility_visible" data-js-reload="field_8_1"><label
class="gfield_label gform-field-label" for="input_8_1">Email<span class="gfield_required"><span class="gfield_required gfield_required_text">(Required)</span></span></label>
<div class="ginput_container ginput_container_email">
<input name="input_1" id="input_8_1" type="email" value="" class="large" placeholder="Email" aria-required="true" aria-invalid="false">
</div>
</div>
<div id="field_8_3" class="gfield gfield--type-text gfield_contains_required field_sublabel_below gfield--no-description field_description_below gfield_visibility_visible" data-js-reload="field_8_3"><label class="gfield_label gform-field-label"
for="input_8_3">First Name<span class="gfield_required"><span class="gfield_required gfield_required_text">(Required)</span></span></label>
<div class="ginput_container ginput_container_text"><input name="input_3" id="input_8_3" type="text" value="" class="large" placeholder="First Name" aria-required="true" aria-invalid="false"> </div>
</div>
<div id="field_8_4" class="gfield gfield--type-text gfield_contains_required field_sublabel_below gfield--no-description field_description_below gfield_visibility_visible" data-js-reload="field_8_4"><label class="gfield_label gform-field-label"
for="input_8_4">Last Name<span class="gfield_required"><span class="gfield_required gfield_required_text">(Required)</span></span></label>
<div class="ginput_container ginput_container_text"><input name="input_4" id="input_8_4" type="text" value="" class="large" placeholder="Last Name" aria-required="true" aria-invalid="false"> </div>
</div>
<div id="field_8_5" class="gfield gfield--type-textarea gfield_contains_required field_sublabel_below gfield--no-description field_description_below gfield_visibility_visible" data-js-reload="field_8_5"><label
class="gfield_label gform-field-label" for="input_8_5">Message<span class="gfield_required"><span class="gfield_required gfield_required_text">(Required)</span></span></label>
<div class="ginput_container ginput_container_textarea"><textarea name="input_5" id="input_8_5" class="textarea small" placeholder="Message" aria-required="true" aria-invalid="false" rows="10" cols="50"></textarea></div>
</div>
<fieldset id="field_8_7" class="gfield gfield--type-consent gfield--type-choice gfield--input-type-consent gfield_contains_required field_sublabel_below gfield--has-description field_description_below gfield_visibility_visible"
data-js-reload="field_8_7">
<legend class="gfield_label gform-field-label gfield_label_before_complex">Consent<span class="gfield_required"><span class="gfield_required gfield_required_text">(Required)</span></span></legend>
<div class="ginput_container ginput_container_consent"><input name="input_7.1" id="input_8_7_1" type="checkbox" value="1" aria-describedby="gfield_consent_description_8_7" aria-required="true" aria-invalid="false"> <label
class="gform-field-label gform-field-label--type-inline gfield_consent_label" for="input_8_7_1"></label><input type="hidden" name="input_7.2" value="" class="gform_hidden"><input type="hidden" name="input_7.3" value="21"
class="gform_hidden"></div>
<div class="gfield_description gfield_consent_description" id="gfield_consent_description_8_7">I agree to receiving payment news and trends from Inpay, including updates to our products and services. I am aware that I can withdraw this
consent at any time by contacting Inpay or unsubscribing via email. I agree to Inpay processing my personal data in accordance with its <a href="/privacy-policy">Privacy Policy</a>.</div>
</fieldset>
</div>
</div>
<div class="gform_footer top_label"> <input type="submit" id="gform_submit_button_8" class="gform_button button" value="Submit"
onclick="if(window["gf_submitting_8"]){return false;} if( !jQuery("#gform_8")[0].checkValidity || jQuery("#gform_8")[0].checkValidity()){window["gf_submitting_8"]=true;} "
onkeypress="if( event.keyCode == 13 ){ if(window["gf_submitting_8"]){return false;} if( !jQuery("#gform_8")[0].checkValidity || jQuery("#gform_8")[0].checkValidity()){window["gf_submitting_8"]=true;} jQuery("#gform_8").trigger("submit",[true]); }">
<input type="hidden" name="gform_ajax" value="form_id=8&title=&description=1&tabindex=0&theme=gravity-theme">
<input type="hidden" class="gform_hidden" name="is_submit_8" value="1">
<input type="hidden" class="gform_hidden" name="gform_submit" value="8">
<input type="hidden" class="gform_hidden" name="gform_unique_id" value="">
<input type="hidden" class="gform_hidden" name="state_8"
value="WyJ7XCI3LjFcIjpcImRlNTE1YTJjMmI2NTQ4YmViNmZkZjM3YzE4YTNhZTQ0XCIsXCI3LjJcIjpcImU1NGVkYTYyYTM4ZDQ0MGYyZTlkMmY3MDc4ZTU2N2M4XCIsXCI3LjNcIjpcIjNiNTkxZjU5MGUyNGVjYjgwN2E0MzI0YTcwN2ZhNjg5XCJ9IiwiNDBhMDU2OWY1NGNmNjM2ZTRjZjJmYjc5ODQ1NjBlY2YiXQ==">
<input type="hidden" class="gform_hidden" name="gform_target_page_number_8" id="gform_target_page_number_8" value="0">
<input type="hidden" class="gform_hidden" name="gform_source_page_number_8" id="gform_source_page_number_8" value="1">
<input type="hidden" name="gform_field_values" value="">
</div>
</form>
Text Content
Powered by Cookiebot * Consent * Details * [#IABV2SETTINGS#] * About THIS WEBSITE USES COOKIES We use cookies to personalise content and ads, to provide social media features and to analyse our traffic. We also share information about your use of our site with our social media, advertising and analytics partners who may combine it with other information that you’ve provided to them or that they’ve collected from your use of their services. If you want to choose between each of the cookies used, please click on the fan “Details“ above. Consent Selection Necessary Preferences Statistics Marketing Show details * Necessary 13 Necessary cookies help make a website usable by enabling basic functions like page navigation and access to secure areas of the website. The website cannot function properly without these cookies. * Cookiebot 2 Learn more about this provider 1.gifUsed to count the number of sessions to the website, necessary for optimizing CMP product delivery. Expiry: SessionType: Pixel CookieConsentStores the user's cookie consent state for the current domain Expiry: 1 yearType: HTTP * Google 3 Learn more about this provider test_cookieUsed to check if the user's browser supports cookies. Expiry: 1 dayType: HTTP rc::aThis cookie is used to distinguish between humans and bots. This is beneficial for the website, in order to make valid reports on the use of their website. Expiry: PersistentType: HTML rc::cThis cookie is used to distinguish between humans and bots. Expiry: SessionType: HTML * LinkedIn 2 Learn more about this provider li_gcStores the user's cookie consent state for the current domain Expiry: 180 daysType: HTTP bscookieThis cookie is used to identify the visitor through an application. This allows the visitor to login to a website through their LinkedIn application for example. Expiry: 1 yearType: HTTP * hubspot.com vimeo.com zoominfo.com 6 __cf_bm [x3]This cookie is used to distinguish between humans and bots. This is beneficial for the website, in order to make valid reports on the use of their website. Expiry: 1 dayType: HTTP _cfuvid [x3]This cookie is a part of the services provided by Cloudflare - Including load-balancing, deliverance of website content and serving DNS connection for website operators. Expiry: SessionType: HTTP * Preferences 0 Preference cookies enable a website to remember information that changes the way the website behaves or looks, like your preferred language or the region that you are in. We do not use cookies of this type. * Statistics 20 Statistic cookies help website owners to understand how visitors interact with websites by collecting and reporting information anonymously. * Google 6 Learn more about this provider collectUsed to send data to Google Analytics about the visitor's device and behavior. Tracks the visitor across devices and marketing channels. Expiry: SessionType: Pixel _gaRegisters a unique ID that is used to generate statistical data on how the visitor uses the website. Expiry: 2 yearsType: HTTP _ga_#Used by Google Analytics to collect data on the number of times a user has visited the website as well as dates for the first and most recent visit. Expiry: 2 yearsType: HTTP _gatUsed by Google Analytics to throttle request rate Expiry: 1 dayType: HTTP _gidRegisters a unique ID that is used to generate statistical data on how the visitor uses the website. Expiry: 1 dayType: HTTP tdRegisters statistical data on users' behaviour on the website. Used for internal analytics by the website operator. Expiry: SessionType: Pixel * Hotjar 3 Learn more about this provider _hjSession_#Collects statistics on the visitor's visits to the website, such as the number of visits, average time spent on the website and what pages have been read. Expiry: 1 dayType: HTTP _hjSessionUser_#Collects statistics on the visitor's visits to the website, such as the number of visits, average time spent on the website and what pages have been read. Expiry: 1 yearType: HTTP _hjTLDTestRegisters statistical data on users' behaviour on the website. Used for internal analytics by the website operator. Expiry: SessionType: HTTP * Hubspot 4 Learn more about this provider __hsscIdentifies if the cookie data needs to be updated in the visitor's browser. Expiry: 1 dayType: HTTP __hssrcUsed to recognise the visitor's browser upon reentry on the website. Expiry: SessionType: HTTP __hstcSets a unique ID for the session. This allows the website to obtain data on visitor behaviour for statistical purposes. Expiry: 180 daysType: HTTP hubspotutkSets a unique ID for the session. This allows the website to obtain data on visitor behaviour for statistical purposes. Expiry: 180 daysType: HTTP * LinkedIn 1 Learn more about this provider AnalyticsSyncHistoryUsed in connection with data-synchronization with third-party analysis service. Expiry: 30 daysType: HTTP * Sleeknote 2 Learn more about this provider sn_global_countdown_last_reset_timestampSets a timestamp for when the visitor entered the website. This is used for analytical purposes on the website. Expiry: PersistentType: HTML SNSSets a unique ID for the session. This allows the website to obtain data on visitor behaviour for statistical purposes. Expiry: SessionType: HTTP * analytics.sleeknote.com tr-rc.lfeeder.com 2 (unnamed) [x2]Registers statistical data on users' behaviour on the website. Used for internal analytics by the website operator. Expiry: SessionType: Pixel * www.inpay.com 2 ziwsSessionCollects statistics on the user's visits to the website, such as the number of visits, average time spent on the website and what pages have been read. Expiry: SessionType: HTML ziwsSessionIdCollects statistics on the user's visits to the website, such as the number of visits, average time spent on the website and what pages have been read. Expiry: SessionType: HTML * Marketing 22 Marketing cookies are used to track visitors across websites. The intention is to display ads that are relevant and engaging for the individual user and thereby more valuable for publishers and third party advertisers. * Meta Platforms, Inc. 3 Learn more about this provider lastExternalReferrerDetects how the user reached the website by registering their last URL-address. Expiry: PersistentType: HTML lastExternalReferrerTimeDetects how the user reached the website by registering their last URL-address. Expiry: PersistentType: HTML _fbpUsed by Facebook to deliver a series of advertisement products such as real time bidding from third party advertisers. Expiry: 3 monthsType: HTTP * Google 6 Learn more about this provider IDEUsed by Google DoubleClick to register and report the website user's actions after viewing or clicking one of the advertiser's ads with the purpose of measuring the efficacy of an ad and to present targeted ads to the user. Expiry: 1 yearType: HTTP pagead/landing [x2]Collects data on visitor behaviour from multiple websites, in order to present more relevant advertisement - This also allows the website to limit the number of times that they are shown the same advertisement. Expiry: SessionType: Pixel pagead/1p-conversion/#/Pending Expiry: SessionType: Pixel pagead/1p-user-list/#Tracks if the user has shown interest in specific products or events across multiple websites and detects how the user navigates between sites. This is used for measurement of advertisement efforts and facilitates payment of referral-fees between websites. Expiry: SessionType: Pixel _gcl_auUsed by Google AdSense for experimenting with advertisement efficiency across websites using their services. Expiry: 3 monthsType: HTTP * Hubspot 1 Learn more about this provider __ptq.gifSends data to the marketing platform Hubspot about the visitor's device and behaviour. Tracks the visitor across devices and marketing channels. Expiry: SessionType: Pixel * LinkedIn 4 Learn more about this provider bcookieUsed by the social networking service, LinkedIn, for tracking the use of embedded services. Expiry: 1 yearType: HTTP li_sugrCollects data on user behaviour and interaction in order to optimize the website and make advertisement on the website more relevant. Expiry: 3 monthsType: HTTP lidcUsed by the social networking service, LinkedIn, for tracking the use of embedded services. Expiry: 1 dayType: HTTP UserMatchHistoryUsed to track visitors on multiple websites, in order to present relevant advertisement based on the visitor's preferences. Expiry: 30 daysType: HTTP * Sleeknote 3 Learn more about this provider _sn_aImplements pop-up advertisement on the website. Expiry: 1 yearType: HTTP _sn_mImplements pop-up advertisement on the website. Expiry: 1 yearType: HTTP _sn_nImplements pop-up advertisement on the website. Expiry: 1 yearType: HTTP * sc.lfeeder.com 5 _lfaUsed in context with Account-Based-Marketing (ABM). The cookie registers data such as IP-addresses, time spent on the website and page requests for the visit. This is used for retargeting of multiple users rooting from the same IP-addresses. ABM usually facilitates B2B marketing purposes. Expiry: 1 yearType: HTTP _lfa_test_cookie_stored [x2]Used in context with Account-Based-Marketing (ABM). The cookie registers data such as IP-addresses, time spent on the website and page requests for the visit. This is used for retargeting of multiple users rooting from the same IP-addresses. ABM usually facilitates B2B marketing purposes. Expiry: SessionType: HTTP _lfaUsed in context with Account-Based-Marketing (ABM). The cookie registers data such as IP-addresses, time spent on the website and page requests for the visit. This is used for retargeting of multiple users rooting from the same IP-addresses. ABM usually facilitates B2B marketing purposes. Expiry: PersistentType: HTML _lfa_expiryContains the expiry-date for the cookie with corresponding name. 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Do not sell or share my personal information Use necessary cookies only Allow selection Customize Allow all cookies Powered by Cookiebot by Usercentrics Home Solutions Services Money Out Instant, 24/7 global payouts Money In Open Banking enabled cardless pay-ins Sectors Financial Services iGaming Corporates NGOs Fintech Partnerships About About Us Who we are, what we do & the purpose that drives us Careers Join the people transforming global payments News & Insights Contact Us Get started Home Solutions Services Money Out Instant, 24/7 global payouts Money In Open Banking enabled cardless pay-ins Sectors Financial Services iGaming Corporates NGOs Fintech Partnerships About About Us Who we are, what we do & the purpose that drives us Careers Join the people transforming global payments News & Insights Contact Us Get started 10 NGO PAYMENT CHALLENGES, CAUSES AND POSSIBLE CURES 2 April 2024 WE EXAMINE THE TEN BIGGEST PAYMENT PAIN POINTS FOR NGOS AND SUGGEST POSSIBLE CURES. Diagnosing payment problems and understanding the causes can help NGOs seek the right treatment and potential cures. 1. COVERAGE Challenge: Cross-border payments are harder to organize than domestic ones. Cause: To achieve global coverage, banks rely on a network of correspondent banking relationships, which link their different domestic systems together. Great in theory, but difficult to implement in practice across different countries, currencies, time zones and IT protocols. Cure: Alternatives to SWIFT wire transfers for cross-border payments exist to make global payment as quick and simple as local bank transfers. Some payment service providers have developed their own global pay-in/pay-out networks. That’s in addition to the technical and regulatory rails behind the scenes to make global payments happen. 2. TRANSPARENCY Challenge: Payments get stuck or go missing altogether. Cause: Account-to-account cross-border payments are often processed by SWIFT. While this is a great method for sending money around the world, it offers very little transparency as to the route and status of the payment. With the equivalent of world GDP moved across the SWIFT network every three days, things may not always go smoothly. Cure: Consolidating relationships into the right payment partner gives access to a global network. And pre-funding transactions in bulk helps ensure more right-first-time payments. 3. TRACEABILITY Challenge: Payments can’t be tracked easily. Cause: Based originally on telex, SWIFT has long been a single message system with no response. This is why there’s historically been limited trackability. Cure: By contrast, modern real-time payment systems are designed to confirm or reject each transaction individually to both sender and recipient. Payments are irrevocable, so both parties know whether payments have been successful within seconds, which leads to better traceability and fewer exceptions. 4. SPEED Challenge: Payments take too long. Cause: Cross-border payments can take days, weeks or even months, due to legacy technology platforms and a lack of standardization, among other reasons. Cure: Some payment service providers can receive funds in any currency and pay out locally in real-time 24x7x365. That’s in countries with an instant payment infrastructure, or offer near-instant settlement elsewhere. 5. PRICE Challenge: NGOs don’t necessarily know the price of sending a payment in advance. Cause: The more banks involved in a SWIFT chain, the more expensive the transfer is likely to be. But it’s not always possible to know up front exactly how many banks are involved, or which ones. Deductions also depend on who pays the transfer fee: the sender, the recipient or both parties. Cure: Some payment providers, like Inpay, can offer consistent fees, known up-front with no deductions. That’s irrespective of the transaction amount, originating country or currency, whether it’s a one-off, bulk or recurring payment. 6. COST Challenge: Payments cost too much. Cause: For high volume currency pairs, such as US dollar to British pound, fewer intermediary banks are involved. Hence shorter chains, quicker processing times and lower costs. However, for less common currency pairs, the opposite is true. Cure: Complex, ever-changing pricing and FX models are a no-no. International transfers can be as cost-effective as domestic ones. Some payment service providers can support scores of local currencies. That’s in addition to simplifying the logistics of multi-currency operations. 7. SUPPORT Challenge: NGOs don’t know where to turn for advice. Cause: Domestic banks don’t provide the true consultative service that NGOs desperately need – because they’re not necessarily set up to do so. They’re not experts on other countries’ banking infrastructure. Or on specific payment corridors and what’s needed to move transactions along. Cure: Specialization is key. The right payment service provider has NGO sector expertise and experience. They can offer guidance on the documentation required, the questions likely to be asked, the quickest and most cost-effective way to route payments to pre-empt problems. 8. COMPLIANCE Challenge: Complex, dynamic regulations can be difficult to navigate. Cause: Regulatory requirements, including sanctions regimes, know you customer/anti-money laundering checks (KYC/AML) and the need for documentation, differ country to country and change frequently. Cure: NGOs need financial partners who understand their sector and will guide them through the maze of regulatory requirements as quickly and cost-effectively as possible. And if this is backed by an industry-leading compliance framework and advanced screening capabilities, so much the better. 9. RECONCILIATION Challenge: Back-office reconciliation can be complex and resource-intensive. Cause: With so many payment corridors, currency pairings and transfer timeframes, international payments can quickly become complex – and reconciliation even more so. NGOs want operational efficiencies, particularly around repetitive admin tasks which are not their core business. Cure: Consolidating funds into a single, easy-to-reconcile format simplifies admin on the back end. Payment providers should also be able to provide a simple user interface to view all payments in one place, which helps with reconciliation but also improves decisioning and speeds up issue resolution. 10. SCALABILITY Challenge: Adding new payment corridors and growing payment volumes through existing ones can be tough. Cause: Scaling operations cross-border is hard because every country is different. There are cultural and compliance differences, plus language, logistics and localization challenges. Not all banks have the appetite to service hard-to-reach countries. Cure: A unified payments platform packaged in a single API will help NGOs expand their important work. When the pay-in/pay-out solution comes from one place, NGOs can manage payments end-to-end on a single contract. And avoid the multi-supplier headaches of different providers for different payment corridors or regions. HOW INPAY CAN HELP While they are generally the default entry point into financial services, banks may be unwilling or unable to deal with everyday NGO challenges. Fortunately, other options are available. Modern cross-border payment solutions providers, like Inpay, are making the flow of global payments faster, easier and more cost-effective. They have the right reach to link NGO destination and origin countries and may already be accepted by governments as regulated entities. When it comes payment speed, trackability, cost-effectiveness and service, alternative providers can certainly rival traditional ones. This means real-time pay-outs, absolute traceability, cost advantages and domain expertise. Covering 70% of the top 17 countries receiving humanitarian aid via local bank transfer, and the remainder via international wire, Inpay helps the financial inclusion of societies otherwise cut off from the global economy. Contact us at sales@inpay.com to find out how we could help support your important work. STAY AHEAD OF PAYMENT TRENDS WITH INPAY’S NEWSLETTER Name First Email Consent I agree to receiving occasional marketing communication from Inpay, including updates on our products and services. I am aware that I can withdraw this consent at any time by contacting Inpay or unsubscribing via email. I have read and agree to Inpay processing my personal data in accordance with its Privacy Policy. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply. OPPORTUNITIES AND THREATS: THE IMPACT OF OPEN BANKING Mon 29 April 2024 On the face of it, regulatory and technical frameworks may not sound very exciting. And payment infrastructure perhaps even less so. But what if we were to talk about better bank payments, more joined-up money and personalized services? Read more about Opportunities and threats: the impact of Open Banking 10 NGO PAYMENT CHALLENGES, CAUSES AND POSSIBLE CURES Tue 2 April 2024 We examine the ten biggest payment pain points for NGOs and suggest possible cures. Diagnosing payment problems and understanding the causes can help NGOs seek the right treatment and potential cures. Read more about 10 NGO payment challenges, causes and possible cures HOW NGOS CAN CRACK THE INTERNATIONAL PAYMENT CODE Mon 25 March 2024 Trying to navigate the maze of requirements to send funds abroad can seem like Mission Impossible for NGOs. Know-your-customer (KYC) and anti-money laundering (AML) checks differ from country to country. As do sanctions regimes and documentation requirements. Read more about How NGOs can crack the international payment code × SPEAK TO US Let’s connect. Whatever your payments challenge, get in contact with a member of our team to see how we can help. Email(Required) First Name(Required) Last Name(Required) Message(Required) Consent(Required) I agree to receiving payment news and trends from Inpay, including updates to our products and services. I am aware that I can withdraw this consent at any time by contacting Inpay or unsubscribing via email. I agree to Inpay processing my personal data in accordance with its Privacy Policy. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply. 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