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Terms of Use
Ethos Reserve Privacy PolicyUpdated 7/5/2023OATH Foundation per its commitment
to transparency and user autonomy has prepared this Privacy Policy for its
users' review. This Privacy Policy outlines how your data is handled when you
use Ethos Reserve ("the Application"). By using the Application, you agree to
the terms set forth in this Privacy Policy.
 1. Data Collection: While public blockchain data is often used in the
    development and maintenance of the Application, private data including but
    not limited to IP addresses, browser information, device information,
    session duration, and pages visited; and personal identifiable information
    such as names, address, emails, phone numbers, and tax identification
    numbers are not collected by the Application. The provided list is not to be
    taken as exhaustive; however, OATH Foundation takes into custody zero
    private information of the users of the Application, and as such, there is
    currently no obligation to implement data privacy systems either internal to
    the OATH Foundation regarding the Application or inherent to the Application
    itself.
 2. Third-Party Integrations: The Application may integrate with third-party
    services that may in some cases collect user data. While care has been taken
    to choose reputable third parties, it's important to note that they operate
    outside the liability of Oath Foundation and the Application and in the
    event of a security breach under a third-party integration, OATH Foundation
    may not be held responsible. At this time there are no third-party
    integrations in place.
 3. Data Security Measures: The blockchain inherently protects user privacy. At
    this time, there is no requirement for KYC ("Know Your Customer") policies
    to use the Application. Until there is a need to do so, OATH Foundation and
    the Application will not require personal data collection to use the
    Application. However, once a user has decided to use features on the
    Application made possible by third-party integrations, any data that would
    be collected by the third-party would be subject to their own security
    policies.
 4. Updates to Privacy Policy: This Privacy Policy may be updated periodically
    to reflect any changes in our data handling practices or legal requirements.
    It is your responsibility to review this policy regularly. By continuing to
    use the Application after any updates, you agree to the revised terms.


Ethos Reserve Disclaimer
 1.  Please read the entirety of this "Disclaimer" for Ethos Reserve, “the
     Protocol.” Nothing herein constitutes legal, financial, business or tax
     advice and you should consult your own legal, financial, tax or other
     professional advisor(s) before engaging in any activity in connection
     herewith. Neither the Byte Masons team, OATH Token Limited, or the OATH
     Foundation, any of the project team members who have worked on the OATH
     protocol or project to develop the OATH protocol in any way whatsoever, any
     distributor/vendor of OATH tokens, including without limitation OATH Token
     Limited and/or the OATH Foundation, nor any service provider shall be
     liable for any kind of direct or indirect damage or loss whatsoever which
     you may suffer in connection with accessing the website at ethos.finance or
     any other websites or materials published by the Byte Masons team, the OATH
     Foundation, and/or OATH Token Limited.
 2.  Purpose: These terms and conditions govern the use of the Protocol, which
     is an experimental platform for decentralized financial transactions. The
     platform is provided on an “as is” and “as available” basis.
 3.  Risks: Use of the Protocol involves numerous risks, including but not
     limited to the loss of digital assets, market volatility, and cybersecurity
     threats. Users are solely responsible for conducting their own research and
     assessment of these risks.
 4.  No Warranty: The Protocol is provided without any representations or
     warranties of any kind, express or implied. The Byte Masons team, OATH
     Token Limited, and the OATH Foundation makes no representations or
     warranties in relation to the platform and its availability or reliability.
     Nothing on the website constitutes any offer by the Byte Masons team, the
     OATH Foundation, and/or OATH Token Limited team to sell any OATH tokens nor
     shall it or any part of it nor the fact of its presentation form the basis
     of, or be relied upon in connection with, any contract or investment
     decision. Nothing contained on the website is or may be relied upon as a
     promise, representation or undertaking as to the future performance of the
     Protocol. The agreement between any third party and you, in relation to any
     sale, purchase, or other distribution or transfer of OATH tokens, is to be
     governed only by the separate terms and conditions of such agreement.
 5.  Documentation: The information set out on the website is for community
     discussion only and is not legally binding. No person is bound to enter
     into any contract or binding legal commitment in relation to the
     acquisition of OATH tokens, and no virtual currency or other form of
     payment is to be accepted on the basis of the website.
 6.  Deemed Representations and Warranties:
     * In any decision to procure any OATH tokens, you shall not rely on any
       statement set out on the website or the associated social media channels
       thereof;
     * You will and shall at your own expense ensure compliance with all laws,
       regulatory requirements and restrictions applicable to you (as the case
       may be);
     * You acknowledge, understand and agree that OATH tokens may have no value,
       there is no guarantee or representation of value or liquidity for OATH
       tokens, and OATH tokens are not an investment product including for any
       speculative investment;
     * None of the Byte Masons team, the OATH Foundation, and/or OATH Token
       Limited team shall be responsible for or liable for the value of OATH
       tokens, the transferability and/or liquidity of OATH tokens and/or the
       availability of any market for OATH tokens through third parties or
       otherwise;
     * You nor any of your affiliates or direct or indirect beneficial owners,
       if applicable; (i) appears on the Specially Designated Nationals and
       Blocked Persons List of the Office of Foreign Assets Control of the
       United States Department of the Treasury (“OFAC”), the EU consolidated
       list of persons, groups and entities subject to financial sanctions, the
       UK Consolidated List of Financial Sanctions Targets, nor are they
       otherwise a party with which the OATH Foundation and/or OATH Token
       Limited team is prohibited to deal under the laws of the United States,
       the EU (or any of its Member States), or the UK; or (ii) is a person
       identified as a terrorist organization on any other relevant lists
       maintained by any governmental authority; and
     * You represent and warrant that, if applicable, you: (a) have conducted
       thorough due diligence with respect to all of your beneficial owners; (b)
       have established the identities of all direct and indirect beneficial
       owners and the source of each beneficial owners’ funds; and (c) will
       retain evidence of those identities, any source of funds and any due
       diligence.
 7.  Limitation of Liability: The Byte Masons team, OATH Token Limited, or OATH
     Foundation teams do not and do not purport to make, and hereby disclaims,
     all representations, warranties or undertaking to any entity or person
     (including without limitation warranties as to the accuracy, completeness,
     timeliness or reliability of the contents of the website, or any other
     materials published by Byte Masons team, OATH Token Limited, or OATH
     Foundation). To the maximum extent permitted by law, the Byte Masons team,
     OATH Token Limited, or OATH Foundation shall not be liable for any
     indirect, special, incidental, consequential or other losses of any kind,
     in tort, contract or otherwise (including, without limitation, any
     liability arising from default or negligence on the part of any of them, or
     any loss of revenue, income or profits, and loss of use or data) arising
     from the use of the website, or any other materials published, or its
     contents (including without limitation any errors or omissions) or
     otherwise arising in connection with the same. The user assumes full
     responsibility and liability for any losses resulting from any intentional
     or unintentional misuse of the Protocol including, without limitation, the
     loss of the user’s private keys associated with any wallet used to hold
     OATH tokens, any loss resulting from designating a non-OATH token compliant
     wallet, depositing one type of digital asset to a wallet intended for
     another type of digital wallet, or any third party gaining access to the
     user’s wallet and misappropriating any OATH tokens or other digital assets.
     The Byte Masons team, OATH Token Limited, and/or the OATH Foundation assume
     no responsibility or liability in connection with any such misuse by the
     user or any third party or any loss of the user’s private keys associated
     with the user’s wallet.
 8.  Regulatory Disclosure: No regulatory authority has examined or approved,
     whether formally or informally, of any of the information set out on the
     website. No such action or assurance has been or will be taken under the
     laws, regulatory requirements or rules of any jurisdiction. The
     publication, distribution or dissemination of the website does not imply
     that the applicable laws, regulatory requirements or rules have been
     complied with.
 9.  Changes to Terms: The Byte Masons team, the OATH Foundation, and/or OATH
     Token Limited reserves the right to modify these terms and conditions at
     any time without prior notice. Continued use of the Protocol following such
     changes constitutes acceptance of the modified terms. There are no
     obligations to update the website or to provide recipients with access to
     any information beyond what is provided herein.
 10. Governing Law: These terms and conditions shall be governed by and
     construed in accordance with the laws of the Cayman Islands.
 11. Dispute Resolution: Any dispute arising out of or in connection with these
     terms and conditions, the Protocol, or any related transactions shall be
     subject to the exclusive jurisdiction of the Cayman Islands courts.
 12. Intellectual Property: The Protocol and its content are protected by
     intellectual property laws, and all rights, title, and interest in and to
     the platform and its content shall remain with the OATH Foundation team.
 13. Forward-Looking Statements: All statements contained herein, statements
     made in press releases or in any place accessible by the public and oral
     statements that may be made by the Byte Masons team, OATH Token Limited,
     and/or OATH Foundation, may constitute forward-looking statements
     (including statements regarding intent, belief or current expectations with
     respect to market conditions, business strategy and plans, financial
     condition, specific provisions and risk management practices). You are
     cautioned not to place undue reliance on these forward-looking statements
     given that these statements involve known and unknown risks, uncertainties
     and other factors that may cause the actual future results to be materially
     different from that described by such forward-looking statements, and no
     independent third party has reviewed the reasonableness of any such
     statements or assumptions.
 14. No Distribution: No part of the website is to be copied, reproduced,
     distributed or disseminated in any way without the prior written consent of
     the Byte Masons team, OATH Token Limited, and/or OATH Foundation.

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