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Schwab Moneywise®
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 * Home
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   * * * MY LIFE
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 * Ask Carrie
   * * * ASK CARRIE
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 * Teaching Kids
   * * * TEACHING KIDS
       * Basics
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         * Overview
         * Starting the Savings Habit
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       * Giving Back
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         * Managing an Allowance
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       * Buying a Car
         * Overview
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     * * Leaving the Nest
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   * * * TOOLS AND RESOURCES
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Schwab Moneywise®


 


Watch Tamara's story to see how financial literacy transforms lives.


SEE THE POWER OF FINANCIAL LITERACY IN ACTION.

VIEW VIDEO
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TRANSCRIPT

TAMARA BGCA SCHWAB :30 TRANSCRIPT


Upbeat music plays.

Tamara: My name is Tamara Johnson. I began attending the Boys & Girls Club when
I was nine years old, and I am a practicing attorney in Santa Fe, New Mexico.

Onscreen text: Tamara Johnson
Money Matters Alum

Tamara: I was in high school when I first began participating in Money Matters.

Tamara: One of the most significant lessons that I took away was learning the
difference between a want versus a need.

Tamara: And thankfully, I was able to graduate from college and law school
debt-free.

Tamara: I'm one of the many lives that have been changed by learning the basics
of financial literacy.

Onscreen text: Money Matter$ make it count and Boys & Girls Clubs of America
logos appear

Onscreen text: Supported by Charles Schwab Foundation

We all want financial freedom. It's just a matter of figuring out how to get
there. Schwab Moneywise® can help you budget, save, and invest your money,
manage debt, and achieve your life goals. Best of all, it's free and available
to everyone from Charles Schwab Foundation. We're glad you're here.


MASTER THE MONEY SKILLS YOU NEED TO SUCCEED.

The basics everyone should know include how to:

 * Plan and budget
    
 * Save and invest
    
 * Calculate taxes


Learn the Essentials


--------------------------------------------------------------------------------


KEEP TRUSTED TOOLS AND RESOURCES CLOSE AT HAND.

 * CALCULATORS
   
   Use our various calculators to run the numbers and see where you stand.
   
   Try our Retirement Calculator
 * WORKSHEETS
   
   Follow steps toward your goals and track your progress.
   
   See all worksheets
 * SURVEYS
   
   Find out what others like you are thinking and doing.
   
   See studies and findings
 * TAX FORMS
   
   Find important forms and documents.
   
   Complete a Form W-4

See all Tools and Resources

--------------------------------------------------------------------------------


63% OF AMERICANS WANT TO PRIORITIZE FINANCIAL EDUCATION.

Of all the important lessons to teach our kids, financial literacy is a top
priority for Americans—especially in times of crisis. Get the results of our
latest survey, along with steps that can help you:

 * Be ready to handle emergency expenses.
    
 * Feel confident in your financial future.
    
 * Prepare the next generation for long-term success.


See the 2020 survey


--------------------------------------------------------------------------------


MAKE THE MOST OF WHERE YOU ARE IN LIFE TODAY.

Different times of life mean different financial needs, whether you're:

 * Starting out
    
 * Changing jobs
    
 * Nearing or in retirement


See life stages


--------------------------------------------------------------------------------


HELP KIDS GET SET UP FOR FINANCIAL SUCCESS.

The earlier we learn the basics, the better. Find tips, daily activities, parent
kits, and more.

New for educators, parents and guardians: Innovative distance learning and
classroom lesson plans created by teachers.


Start teaching kids


--------------------------------------------------------------------------------


MEET CARRIE SCHWAB-POMERANTZ, PERSONAL FINANCE EXPERT.

As a CFP® professional and driving force for financial literacy, Carrie
Schwab-Pomerantz believes everyone deserves an equal shot at financial
well-being. Put her answers into action for your financial future. Get answers
to common financial questions.







NEW THIS WEEK:

New this week:

Ask Carrie
CAN I AFFORD TO LIVE MY RETIREMENT DREAM?


Retirement can be an opportunity to make big changes—provided you also take care
to protect your finances.
February 11, 2022




CIVIC 50 WINNER FOUR YEARS RUNNING.

Charles Schwab has been named one of America's 50 most community-minded
companies by Points of Light, the world's largest organization dedicated to
volunteer service.


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 * About the Foundation
   * Foundation
   * Moneywise America
 * Ask Carrie
   * Ask Carrie
   * Planning & Goals
   * Investing Basics
   * Insurance
   * Education Savings
   * Couples and Families
   * Kids and Teens
   * Estate
   * Retirement
   * Major Purchases
   * Banking, Credit & Debt
   * Budgeting & Saving
   * Taxes
   * About Carrie
 * Essentials
 * My Life
 * Teaching Kids
 * Tools and Resources

The information on this website is for educational purposes only. It is not
intended to be a substitute for specific individualized tax, legal, or
investment planning advice. Where specific advice is necessary or appropriate,
consult with a qualified tax advisor, CPA, financial planner, or investment
manager.

The Charles Schwab Foundation is a 501(c)(3) nonprofit, private foundation that
is not part of Charles Schwab & Co., Inc. or its parent company, The Charles
Schwab Corporation.

© 2021 Charles Schwab & Co., Inc. ("Schwab"). All rights reserved. Member SIPC.

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