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Submitted URL: http://send.thestar.ca/t?r=37&c=191781&l=631&ctl=171AE0:EF143BE91118EC16959ADD7493A724C767ADE39EE60F83FA&utm_email=7362...
Effective URL: https://www.thestar.com/business/personal-finance/this-29-year-old-newly-engaged-millennial-gets-some-surprising-money-a...
Submission: On July 20 via manual from CA — Scanned from CA
Effective URL: https://www.thestar.com/business/personal-finance/this-29-year-old-newly-engaged-millennial-gets-some-surprising-money-a...
Submission: On July 20 via manual from CA — Scanned from CA
Form analysis 30 forms found in the DOM
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</form>POST https://www.thestar.com/users/login/
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</form>POST tncms/auth/logout/
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</form>POST https://www.thestar.com/users/login/
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<legend class="sr-only">User information</legend>
<div class="form-group row">
<label for="input-firstname" class="control-label hide">
<span class="text-danger">*</span> First name </label>
<div class="input-container col-xs-6">
<input id="input-firstname" class="form-control first_last_names" type="text" name="first_name" value="" required="" placeholder="First name" aria-required="true">
</div>
<label for="input-lastname" class="control-label hide">
<span class="text-danger">*</span> Last name </label>
<div class="input-container col-xs-6">
<input id="input-lastname" class="form-control first_last_names" type="text" name="last_name" value="" required="" placeholder="Last name" aria-required="true">
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</div>
<div class="form-group">
<label for="input-email" class="control-label hide"><span class="text-danger">*</span> Email Address</label>
<div class="input-container">
<input id="input-email" class="form-control" type="email" name="email" value="" placeholder="Email Address" data-toggle="tooltip" data-placement="top" title="" required=""
data-original-title="Your email address will be used to confirm your account. We won't share it with anyone else." aria-required="true">
<span class="sr-only">Your email address will be used to confirm your account. We won't share it with anyone else.</span>
</div>
</div>
<div class="form-group">
<label for="input-password" class="control-label hide"><span class="text-danger">*</span> Password</label>
<div class="input-container">
<input id="input-password" class="form-control" type="password" name="password" autocomplete="off" placeholder="Password" data-toggle="tooltip" data-placement="top" title="" required=""
data-original-title="Create a password that only you will remember. If you forget it, you'll be able to recover it using your email address." aria-required="true">
<span class="sr-only">Create a password that only you will remember. If you forget it, you'll be able to recover it using your email address.</span>
</div>
</div>
<div class="form-group">
<label for="input-confirm-password" class="control-label hide"><span class="text-danger">*</span> Confirm Password</label>
<div class="input-container">
<input id="input-confirm-password" class="form-control" type="password" name="password_verify" autocomplete="off" placeholder="Confirm Password" data-toggle="tooltip" data-placement="top" title="" required=""
data-original-title="Confirm your password." aria-required="true">
<span class="sr-only">Confirm your password.</span>
</div>
</div>
</fieldset>
<fieldset>
<legend>Contact information</legend>
<div class="form-group">
<label for="input-phone" class="control-label"> Phone </label>
<div class="input-container">
<input id="input-phone" class="form-control phoneUS" type="tel" name="phone" value="" data-mask="(000) 000-0000" maxlength="14" autocomplete="off">
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</div>
<div class="form-group">
<label for="select-country" class="control-label"> Country</label>
<div class="input-container">
<select id="select-country" name="country" class="form-control">
<option value="US">United States of America</option>
<option value="VI">US Virgin Islands</option>
<option value="UM">United States Minor Outlying Islands</option>
<option value="CA" selected="">Canada</option>
<option value="MX">Mexico, United Mexican States</option>
<option value="BS">Bahamas, Commonwealth of the</option>
<option value="CU">Cuba, Republic of</option>
<option value="DO">Dominican Republic</option>
<option value="HT">Haiti, Republic of</option>
<option value="JM">Jamaica</option>
<option value="AF">Afghanistan</option>
<option value="AL">Albania, People's Socialist Republic of</option>
<option value="DZ">Algeria, People's Democratic Republic of</option>
<option value="AS">American Samoa</option>
<option value="AD">Andorra, Principality of</option>
<option value="AO">Angola, Republic of</option>
<option value="AI">Anguilla</option>
<option value="AQ">Antarctica (the territory South of 60 deg S)</option>
<option value="AG">Antigua and Barbuda</option>
<option value="AR">Argentina, Argentine Republic</option>
<option value="AM">Armenia</option>
<option value="AW">Aruba</option>
<option value="AU">Australia, Commonwealth of</option>
<option value="AT">Austria, Republic of</option>
<option value="AZ">Azerbaijan, Republic of</option>
<option value="BH">Bahrain, Kingdom of</option>
<option value="BD">Bangladesh, People's Republic of</option>
<option value="BB">Barbados</option>
<option value="BY">Belarus</option>
<option value="BE">Belgium, Kingdom of</option>
<option value="BZ">Belize</option>
<option value="BJ">Benin, People's Republic of</option>
<option value="BM">Bermuda</option>
<option value="BT">Bhutan, Kingdom of</option>
<option value="BO">Bolivia, Republic of</option>
<option value="BA">Bosnia and Herzegovina</option>
<option value="BW">Botswana, Republic of</option>
<option value="BV">Bouvet Island (Bouvetoya)</option>
<option value="BR">Brazil, Federative Republic of</option>
<option value="IO">British Indian Ocean Territory (Chagos Archipelago)</option>
<option value="VG">British Virgin Islands</option>
<option value="BN">Brunei Darussalam</option>
<option value="BG">Bulgaria, People's Republic of</option>
<option value="BF">Burkina Faso</option>
<option value="BI">Burundi, Republic of</option>
<option value="KH">Cambodia, Kingdom of</option>
<option value="CM">Cameroon, United Republic of</option>
<option value="CV">Cape Verde, Republic of</option>
<option value="KY">Cayman Islands</option>
<option value="CF">Central African Republic</option>
<option value="TD">Chad, Republic of</option>
<option value="CL">Chile, Republic of</option>
<option value="CN">China, People's Republic of</option>
<option value="CX">Christmas Island</option>
<option value="CC">Cocos (Keeling) Islands</option>
<option value="CO">Colombia, Republic of</option>
<option value="KM">Comoros, Union of the</option>
<option value="CD">Congo, Democratic Republic of</option>
<option value="CG">Congo, People's Republic of</option>
<option value="CK">Cook Islands</option>
<option value="CR">Costa Rica, Republic of</option>
<option value="CI">Cote D'Ivoire, Ivory Coast, Republic of the</option>
<option value="CY">Cyprus, Republic of</option>
<option value="CZ">Czech Republic</option>
<option value="DK">Denmark, Kingdom of</option>
<option value="DJ">Djibouti, Republic of</option>
<option value="DM">Dominica, Commonwealth of</option>
<option value="EC">Ecuador, Republic of</option>
<option value="EG">Egypt, Arab Republic of</option>
<option value="SV">El Salvador, Republic of</option>
<option value="GQ">Equatorial Guinea, Republic of</option>
<option value="ER">Eritrea</option>
<option value="EE">Estonia</option>
<option value="ET">Ethiopia</option>
<option value="FO">Faeroe Islands</option>
<option value="FK">Falkland Islands (Malvinas)</option>
<option value="FJ">Fiji, Republic of the Fiji Islands</option>
<option value="FI">Finland, Republic of</option>
<option value="FR">France, French Republic</option>
<option value="GF">French Guiana</option>
<option value="PF">French Polynesia</option>
<option value="TF">French Southern Territories</option>
<option value="GA">Gabon, Gabonese Republic</option>
<option value="GM">Gambia, Republic of the</option>
<option value="GE">Georgia</option>
<option value="DE">Germany</option>
<option value="GH">Ghana, Republic of</option>
<option value="GI">Gibraltar</option>
<option value="GR">Greece, Hellenic Republic</option>
<option value="GL">Greenland</option>
<option value="GD">Grenada</option>
<option value="GP">Guadaloupe</option>
<option value="GU">Guam</option>
<option value="GT">Guatemala, Republic of</option>
<option value="GN">Guinea, Revolutionary People's Rep'c of</option>
<option value="GW">Guinea-Bissau, Republic of</option>
<option value="GY">Guyana, Republic of</option>
<option value="HM">Heard and McDonald Islands</option>
<option value="VA">Holy See (Vatican City State)</option>
<option value="HN">Honduras, Republic of</option>
<option value="HK">Hong Kong, Special Administrative Region of China</option>
<option value="HR">Hrvatska (Croatia)</option>
<option value="HU">Hungary, Hungarian People's Republic</option>
<option value="IS">Iceland, Republic of</option>
<option value="IN">India, Republic of</option>
<option value="ID">Indonesia, Republic of</option>
<option value="IR">Iran, Islamic Republic of</option>
<option value="IQ">Iraq, Republic of</option>
<option value="IE">Ireland</option>
<option value="IL">Israel, State of</option>
<option value="IT">Italy, Italian Republic</option>
<option value="JP">Japan</option>
<option value="JO">Jordan, Hashemite Kingdom of</option>
<option value="KZ">Kazakhstan, Republic of</option>
<option value="KE">Kenya, Republic of</option>
<option value="KI">Kiribati, Republic of</option>
<option value="KP">Korea, Democratic People's Republic of</option>
<option value="KR">Korea, Republic of</option>
<option value="KW">Kuwait, State of</option>
<option value="KG">Kyrgyz Republic</option>
<option value="LA">Lao People's Democratic Republic</option>
<option value="LV">Latvia</option>
<option value="LB">Lebanon, Lebanese Republic</option>
<option value="LS">Lesotho, Kingdom of</option>
<option value="LR">Liberia, Republic of</option>
<option value="LY">Libyan Arab Jamahiriya</option>
<option value="LI">Liechtenstein, Principality of</option>
<option value="LT">Lithuania</option>
<option value="LU">Luxembourg, Grand Duchy of</option>
<option value="MO">Macao, Special Administrative Region of China</option>
<option value="MK">Macedonia, the former Yugoslav Republic of</option>
<option value="MG">Madagascar, Republic of</option>
<option value="MW">Malawi, Republic of</option>
<option value="MY">Malaysia</option>
<option value="MV">Maldives, Republic of</option>
<option value="ML">Mali, Republic of</option>
<option value="MT">Malta, Republic of</option>
<option value="MH">Marshall Islands</option>
<option value="MQ">Martinique</option>
<option value="MR">Mauritania, Islamic Republic of</option>
<option value="MU">Mauritius</option>
<option value="YT">Mayotte</option>
<option value="FM">Micronesia, Federated States of</option>
<option value="MD">Moldova, Republic of</option>
<option value="MC">Monaco, Principality of</option>
<option value="MN">Mongolia, Mongolian People's Republic</option>
<option value="MS">Montserrat</option>
<option value="MA">Morocco, Kingdom of</option>
<option value="MZ">Mozambique, People's Republic of</option>
<option value="MM">Myanmar</option>
<option value="NA">Namibia</option>
<option value="NR">Nauru, Republic of</option>
<option value="NP">Nepal, Kingdom of</option>
<option value="AN">Netherlands Antilles</option>
<option value="NL">Netherlands, Kingdom of the</option>
<option value="NC">New Caledonia</option>
<option value="NZ">New Zealand</option>
<option value="NI">Nicaragua, Republic of</option>
<option value="NE">Niger, Republic of the</option>
<option value="NG">Nigeria, Federal Republic of</option>
<option value="NU">Niue, Republic of</option>
<option value="NF">Norfolk Island</option>
<option value="MP">Northern Mariana Islands</option>
<option value="NO">Norway, Kingdom of</option>
<option value="OM">Oman, Sultanate of</option>
<option value="PK">Pakistan, Islamic Republic of</option>
<option value="PW">Palau</option>
<option value="PS">Palestinian Territory, Occupied</option>
<option value="PA">Panama, Republic of</option>
<option value="PG">Papua New Guinea</option>
<option value="PY">Paraguay, Republic of</option>
<option value="PE">Peru, Republic of</option>
<option value="PH">Philippines, Republic of the</option>
<option value="PN">Pitcairn Island</option>
<option value="PL">Poland, Polish People's Republic</option>
<option value="PT">Portugal, Portuguese Republic</option>
<option value="PR">Puerto Rico</option>
<option value="QA">Qatar, State of</option>
<option value="RE">Reunion</option>
<option value="RO">Romania, Socialist Republic of</option>
<option value="RU">Russian Federation</option>
<option value="RW">Rwanda, Rwandese Republic</option>
<option value="WS">Samoa, Independent State of</option>
<option value="SM">San Marino, Republic of</option>
<option value="ST">Sao Tome and Principe, Democratic Republic of</option>
<option value="SA">Saudi Arabia, Kingdom of</option>
<option value="SN">Senegal, Republic of</option>
<option value="CS">Serbia and Montenegro</option>
<option value="SC">Seychelles, Republic of</option>
<option value="SL">Sierra Leone, Republic of</option>
<option value="SG">Singapore, Republic of</option>
<option value="SK">Slovakia (Slovak Republic)</option>
<option value="SI">Slovenia</option>
<option value="SB">Solomon Islands</option>
<option value="SO">Somalia, Somali Republic</option>
<option value="ZA">South Africa, Republic of</option>
<option value="GS">South Georgia and the South Sandwich Islands</option>
<option value="ES">Spain, Spanish State</option>
<option value="LK">Sri Lanka, Democratic Socialist Republic of</option>
<option value="SH">St. Helena</option>
<option value="KN">St. Kitts and Nevis</option>
<option value="LC">St. Lucia</option>
<option value="PM">St. Pierre and Miquelon</option>
<option value="VC">St. Vincent and the Grenadines</option>
<option value="SD">Sudan, Democratic Republic of the</option>
<option value="SR">Suriname, Republic of</option>
<option value="SJ">Svalbard & Jan Mayen Islands</option>
<option value="SZ">Swaziland, Kingdom of</option>
<option value="SE">Sweden, Kingdom of</option>
<option value="CH">Switzerland, Swiss Confederation</option>
<option value="SY">Syrian Arab Republic</option>
<option value="TW">Taiwan, Province of China</option>
<option value="TJ">Tajikistan</option>
<option value="TZ">Tanzania, United Republic of</option>
<option value="TH">Thailand, Kingdom of</option>
<option value="TL">Timor-Leste, Democratic Republic of</option>
<option value="TG">Togo, Togolese Republic</option>
<option value="TK">Tokelau (Tokelau Islands)</option>
<option value="TO">Tonga, Kingdom of</option>
<option value="TT">Trinidad and Tobago, Republic of</option>
<option value="TN">Tunisia, Republic of</option>
<option value="TR">Turkey, Republic of</option>
<option value="TM">Turkmenistan</option>
<option value="TC">Turks and Caicos Islands</option>
<option value="TV">Tuvalu</option>
<option value="UG">Uganda, Republic of</option>
<option value="UA">Ukraine</option>
<option value="AE">United Arab Emirates</option>
<option value="GB">United Kingdom of Great Britain & N. Ireland</option>
<option value="UY">Uruguay, Eastern Republic of</option>
<option value="UZ">Uzbekistan</option>
<option value="VU">Vanuatu</option>
<option value="VE">Venezuela, Bolivarian Republic of</option>
<option value="VN">Viet Nam, Socialist Republic of</option>
<option value="WF">Wallis and Futuna Islands</option>
<option value="EH">Western Sahara</option>
<option value="YE">Yemen</option>
<option value="ZM">Zambia, Republic of</option>
<option value="ZW">Zimbabwe</option>
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<option value="MI">Michigan</option>
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<option value="SD">South Dakota</option>
<option value="TN">Tennessee</option>
<option value="TX">Texas</option>
<option value="UT">Utah</option>
<option value="VT">Vermont</option>
<option value="VA">Virginia</option>
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<option value="MP">Northern Mariana Islands</option>
<option value="MH">Marshall Islands</option>
<option value="AS">American Samoa</option>
<option value="FM">Federated States of Micronesia</option>
<option value="GU">Guam</option>
<option value="PW">Palau</option>
<option value="AB">Alberta, Canada</option>
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<option value="MB">Manitoba, Canada</option>
<option value="NB">New Brunswick, Canada</option>
<option value="NL">Newfoundland, Canada</option>
<option value="NS">Nova Scotia, Canada</option>
<option value="NT">Northwest Territories, Canada</option>
<option value="NU">Nunavut, Canada</option>
<option value="ON" selected="">Ontario, Canada</option>
<option value="PE">Prince Edward Island, Canada</option>
<option value="QC">Quebec, Canada</option>
<option value="SK">Saskatchewan, Canada</option>
<option value="YT">Yukon Territory, Canada</option>
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<svg class="tnt-svg tnt-google tnt-w-16 tnt-fw" aria-hidden="true" data-prefix="fab" data-icon="google" role="presentation" xmlns="https://www.w3.org/2000/svg" viewBox="0 0 488 512" data-fa-i2svg="">
<path fill="currentColor"
d="M488 261.8C488 403.3 391.1 504 248 504 110.8 504 0 393.2 0 256S110.8 8 248 8c66.8 0 123 24.5 166.3 64.9l-67.5 64.9C258.5 52.6 94.3 116.6 94.3 256c0 86.5 69.1 156.6 153.7 156.6 98.2 0 135-70.4 140.8-106.9H248v-85.3h236.1c2.3 12.7 3.9 24.9 3.9 41.4z">
</path>
</svg> Sign in with Google</button></form>POST https://www.thestar.com/users/forgot/
<form id="user-modal-forgot-form" role="form" method="post" action="https://www.thestar.com/users/forgot/">
<input type="hidden" name="referer_url"
value="https%3A%2F%2Fwww.thestar.com%2Fbusiness%2Fpersonal-finance%2Fthis-29-year-old-newly-engaged-millennial-gets-some-surprising-money-advice-stop-saving%2Farticle_8afee139-0b66-556a-a15b-adbbfdd625ad.html%3Fsource%3Dnewsletter">
<div class="user-login-username form-group">
<label for="forgot-username" class="sr-only">Email or Screen Name</label>
<input id="forgot-username" class="form-control" name="username" type="text" placeholder="Email or Screen Name" value="" required="">
</div>
<div class="form-group">
<label for="g-recaptcha-response-1" class="sr-only">CAPTCHA</label>
<div class="input-container text-center">
<div id="tn-vk-modal-forgot" class="tn-vk-container"></div>
</div>
</div>
<div class="user-login-submit form-group">
<div class="text-center">
<button type="submit" class="btn btn-primary">Reset Password</button>
</div>
</div>
</form>POST https://www.thestar.com/users/instant-login/
<form class="form-horizontal" role="form" method="post" action="https://www.thestar.com/users/instant-login/">
<div class="form-group">
<div class="col-xs-12">
<label for="instant-login-email" class="sr-only">Account Email</label>
<input id="instant-login-email" class="form-control" name="email" type="email" value="" required="" placeholder="Account Email">
</div>
</div>
<div class="form-group">
<label for="tncms_captcha_response" class="sr-only">CAPTCHA</label>
<div class="input-container text-center">
<div id="tn-vk-modal-instant-login" class="tn-vk-container"></div>
</div>
</div>
<div class="user-login-link-submit form-group">
<div class="text-center">
<button type="submit" class="btn btn-primary">Send Email</button>
</div>
</div>
</form>POST https://www.thestar.com/tncms/subscription/services/
<form id="service-promo-fetch" class="text-left service-promo-open form-horizontal" role="form" method="post" action="https://www.thestar.com/tncms/subscription/services/">
<input type="hidden" name="serviceid" value="">
<div class="form-group">
<label for="promo" class="sr-only">Enter Promo Code</label>
</div>
<div class="form-group">
<div class="input-group col-sm-8 col-sm-push-2 col-xs-10 col-xs-offset-1">
<input type="text" class="form-control" name="promoCode" placeholder="Enter Promo Code" value="">
<span class="input-group-btn">
<button type="submit" class="btn btn-primary">Redeem</button>
</span>
</div>
</div>
</form><form id="form-federated-auth-super-purchase-email" class="form-horizontal" onsubmit="selectedContinueWithEmailSpreedly(); return false">
<fieldset class="col-xs-12">
<legend>Sign in with</legend>
<div class="form-group">
<label for="email-federated-option-super-purchase" class="control-label sr-only"> Email Address </label>
<input id="email-federated-option-super-purchase" type="email" name="email" class="form-control" placeholder="Email Address" data-required="" required="">
</div>
<div class="form-group">
<button value="blox-account" class="btn btn-block btn-lg btn-local-account" id="form-federated-auth-super-purchase-blox-account">
<span class=""></span> Email Address </button>
</div>
</fieldset>
</form>POST https://www.thestar.com/users/login/
<form role="form" method="post" action="https://www.thestar.com/users/login/" class="form-horizontal not-logged-in" style="display: block;"><input type="hidden" name="source" value="newsletter"><input type="hidden" name="referer_url"
value="https://www.thestar.com/business/personal-finance/this-29-year-old-newly-engaged-millennial-gets-some-surprising-money-advice-stop-saving/article_8afee139-0b66-556a-a15b-adbbfdd625ad.html?source=newsletter"><button type="submit"
name="username" value="provider:appleid" class="btn btn-block btn-lg btn-appleid">
<svg class="tnt-svg tnt-apple tnt-w-12 tnt-fw" aria-hidden="true" data-prefix="fab" data-icon="apple" role="presentation" xmlns="https://www.w3.org/2000/svg" viewBox="0 0 376 512" data-fa-i2svg="">
<path fill="currentColor"
d="M314.7 268.7c-.2-36.7 16.4-64.4 50-84.8-18.8-26.9-47.2-41.7-84.7-44.6-35.5-2.8-74.3 20.7-88.5 20.7-15 0-49.4-19.7-76.4-19.7C59.3 141.2 0 184.8 0 273.5c0 26.2 4.8 53.3 14.4 81.2 12.8 36.7 59 126.7 107.2 125.2 25.2-.6 43-17.9 75.8-17.9 31.8 0 48.3 17.9 76.4 17.9 48.6-.7 90.4-82.5 102.6-119.3-65.2-30.7-61.7-90-61.7-91.9zm-56.6-164.2c27.3-32.4 24.8-61.9 24-72.5-24.1 1.4-52 16.4-67.9 34.9-17.5 19.8-27.8 44.3-25.6 71.9 26.1 2 49.9-11.4 69.5-34.3z">
</path>
</svg> Sign in with Apple</button><button type="submit" name="username" value="provider:facebook" class="btn btn-block btn-lg btn-facebook">
<svg class="tnt-svg tnt-facebook-square tnt-w-14 tnt-fw" aria-hidden="true" data-prefix="fab" data-icon="facebook-square" role="presentation" xmlns="https://www.w3.org/2000/svg" viewBox="0 0 448 512" data-fa-i2svg="">
<path fill="currentColor"
d="M448 80v352c0 26.5-21.5 48-48 48h-85.3V302.8h60.6l8.7-67.6h-69.3V192c0-19.6 5.4-32.9 33.5-32.9H384V98.7c-6.2-.8-27.4-2.7-52.2-2.7-51.6 0-87 31.5-87 89.4v49.9H184v67.6h60.9V480H48c-26.5 0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48z">
</path>
</svg> Sign in with Facebook</button><button type="submit" name="username" value="provider:google" class="btn btn-block btn-lg btn-google">
<svg class="tnt-svg tnt-google tnt-w-16 tnt-fw" aria-hidden="true" data-prefix="fab" data-icon="google" role="presentation" xmlns="https://www.w3.org/2000/svg" viewBox="0 0 488 512" data-fa-i2svg="">
<path fill="currentColor"
d="M488 261.8C488 403.3 391.1 504 248 504 110.8 504 0 393.2 0 256S110.8 8 248 8c66.8 0 123 24.5 166.3 64.9l-67.5 64.9C258.5 52.6 94.3 116.6 94.3 256c0 86.5 69.1 156.6 153.7 156.6 98.2 0 135-70.4 140.8-106.9H248v-85.3h236.1c2.3 12.7 3.9 24.9 3.9 41.4z">
</path>
</svg> Sign in with Google</button></form>POST /tncms/subscription/buy_paypal/
<form id="tncms-paypal-super-purchase" action="/tncms/subscription/buy_paypal/" method="post" class="hide">
<input name="referrer_url" type="hidden" value="/business/personal-finance/this-29-year-old-newly-engaged-millennial-gets-some-surprising-money-advice-stop-saving/article_8afee139-0b66-556a-a15b-adbbfdd625ad.html">
<input name="service_id" type="hidden" value="">
<input name="rate_id" type="hidden" value="">
<input name="email" type="hidden" value="">
<input name="password" type="password" value="">
<input name="password_verify" type="password" value="">
<input name="postal-postcode" type="hidden" value="">
<input name="postal-country" type="hidden" value="">
<input name="postal_code" type="hidden" value="">
<input name="country" type="hidden" value="">
</form>POST /tncms/subscription/buy/
<form id="form-super-purchase" class="form-horizontal spreedly-initialized" role="form" action="/tncms/subscription/buy/" method="post" data-taxable="false" onsubmit="submitPaymentFormSpreedly(); return false" data-auth-federated="true"
novalidate="novalidate">
<input type="hidden" name="referrer_url" value="/business/personal-finance/this-29-year-old-newly-engaged-millennial-gets-some-surprising-money-advice-stop-saving/article_8afee139-0b66-556a-a15b-adbbfdd625ad.html">
<input type="hidden" name="service_id" value="">
<input type="hidden" name="rate_name" value="">
<input type="hidden" name="rate_id" value="">
<input type="hidden" name="rate_price" value="">
<input type="hidden" name="tnpay-token" id="tnpay-token-super-purchase"><input type="hidden" id="voight-kampf-super-purchase" name="recaptcha_token" value=""><input type="hidden" name="promoCode" value="">
<div class="logged-in alert alert-success" role="alert" style="display: none;">
<div class="col-sm-8 text-left">You are logged in <strong class="tn-user-firstname"></strong></div>
<div class="col-sm-4 text-right">
<a class="alert-link" href="https://www.thestar.com/users/login/?referer_url=https%3A%2F%2Fwww.thestar.com%2Fbusiness%2Fpersonal-finance%2Fthis-29-year-old-newly-engaged-millennial-gets-some-surprising-money-advice-stop-saving%2Farticle_8afee139-0b66-556a-a15b-adbbfdd625ad.html%3Fsource%3Dnewsletter">Switch accounts</a>
</div>
</div>
<fieldset id="form-signup-super-purchase" class="col-xs-12 not-logged-in purchase-standard" style="display: block;">
<legend>What's your email address?</legend>
<div class="form-group">
<label for="email-super-purchase" class="control-label sr-only">Email</label>
<input id="email-super-purchase" type="email" name="email" class="form-control" placeholder="Email" data-required="" data-required-logged-out="" required="" aria-required="true">
</div>
<div class="form-group">
<div class="row">
<div class="col-xs-6">
<label for="password-super-purchase" class="sr-only">Password</label>
<input id="password-super-purchase" type="password" name="password" class="form-control" placeholder="Password" data-required="" data-required-logged-out="" required="" aria-required="true">
</div>
<div class="col-xs-6">
<label for="password-verify-super-purchase" class="sr-only">Confirm password</label>
<input id="password-verify-super-purchase" type="password" name="password_verify" class="form-control" placeholder="Confirm password">
</div>
</div>
</div>
</fieldset>
<fieldset id="form-name-super-purchase" class="col-xs-12 purchase-standard">
<legend>What's your name?</legend>
<div class="form-group">
<div class="row">
<div class="col-xs-6">
<label for="field-purchaser-firstname-super-purchase" class="control-label sr-only">First name</label>
<input id="field-purchaser-firstname-super-purchase" class="form-control" type="text" name="first_name" placeholder="First name" data-required="" required="" aria-required="true">
</div>
<div class="col-xs-6">
<label for="field-purchaser-lastname-super-purchase" class="control-label sr-only">Last name</label>
<input id="field-purchaser-lastname-super-purchase" class="form-control" type="text" name="last_name" placeholder="Last name" data-required="" required="" aria-required="true">
</div>
</div>
</div>
</fieldset>
<fieldset id="form-gift-to-super-purchase" class="col-xs-12 purchase-gift">
<legend>Who is this gift for?</legend>
<div class="form-group">
<div class="row">
<div class="col-xs-12 col-md-6">
<label for="field-recipient-name-super-purchase" class="control-label sr-only">Recipient name</label>
<input id="field-recipient-name-super-purchase" class="form-control" type="text" name="recipient_name" placeholder="Recipient name" data-required="" required="" aria-required="true">
</div>
<div class="col-xs-12 col-md-6">
<label for="field-recipient-email-super-purchase" class="control-label sr-only">Recipient email</label>
<input id="field-recipient-email-super-purchase" class="form-control" type="email" name="recipient_email" placeholder="Recipient email" data-required="" required="" aria-required="true">
</div>
</div>
</div>
<div class="form-group">
<div class="row">
<div id="gift-message" class="col-xs-12">
<label for="field-gift-message-super-purchase" class="control-label sr-only">Optional message for the recipient</label>
<textarea id="field-gift-message-super-purchase" class="form-control" name="message" rows="4" placeholder="Optional message for the recipient"></textarea>
</div>
</div>
</div>
</fieldset>
<fieldset id="form-gift-from-super-purchase" class="col-xs-12 purchase-gift">
<legend>Who is this gift from?</legend>
<div id="purchaser-info" class="form-group-flex">
<div id="purchaser-name">
<label for="field-purchaser-name-super-purchase" class="control-label sr-only">Purchaser name</label>
<input id="field-purchaser-name-super-purchase" class="form-control" type="text" name="purchaser_name" placeholder="Purchaser name" data-required="" required="" aria-required="true">
</div>
<div id="purchaser-email">
<label for="field-purchaser-email-super-purchase" class="control-label sr-only">Purchaser email</label>
<input id="field-purchaser-email-super-purchase" class="form-control" type="email" name="purchaser_email" placeholder="Purchaser email" data-required="" required="" aria-required="true">
</div>
</div><template id="purchaser-zip-template">
<div id="purchaser-zip">
<label for="field-purchaser-zip-super-purchase" class="control-label sr-only">Purchaser postal code</label>
<input id="field-purchaser-zip-super-purchase" class="form-control" type="text" name="purchaser_zip" placeholder="Purchaser postal code" data-required="" required="">
</div>
</template>
</fieldset>
<fieldset id="form-gift-deliver-super-purchase" class="col-xs-12 purchase-gift">
<legend>Delivery date</legend>
<div class="form-group">
<div class="row">
<div class="col-xs-12">
<label for="field-gift-date-super-purchase" class="control-label sr-only">Delivery date</label>
</div>
<div class="col-xs-12">
<input id="field-gift-date-super-purchase" class="form-control" name="delivery_date" type="date" value="2023-07-20">
</div>
</div>
</div>
</fieldset>
<fieldset id="form-billing-location-super-purchase" class="col-xs-12 tnt-tax-detail">
<legend> What's your billing location? </legend>
<div class="form-group-flex">
<div id="billing-state">
<label for="field-postal-state-super-purchase" class="control-label sr-only"> State </label>
<select id="field-postal-state-super-purchase" class="form-control" name="postal-state" placeholder="State">
<option value="AL">Alabama</option>
<option value="AK">Alaska</option>
<option value="AZ">Arizona</option>
<option value="AR">Arkansas</option>
<option value="CA">California</option>
<option value="CO">Colorado</option>
<option value="CT">Connecticut</option>
<option value="DE">Delaware</option>
<option value="FL">Florida</option>
<option value="GA">Georgia</option>
<option value="HI">Hawaii</option>
<option value="ID">Idaho</option>
<option value="IL">Illinois</option>
<option value="IN">Indiana</option>
<option value="IA">Iowa</option>
<option value="KS">Kansas</option>
<option value="KY">Kentucky</option>
<option value="LA">Louisiana</option>
<option value="ME">Maine</option>
<option value="MD">Maryland</option>
<option value="MA">Massachusetts</option>
<option value="MI">Michigan</option>
<option value="MN">Minnesota</option>
<option value="MS">Mississippi</option>
<option value="MO">Missouri</option>
<option value="MT">Montana</option>
<option value="NE">Nebraska</option>
<option value="NV">Nevada</option>
<option value="NH">New Hampshire</option>
<option value="NJ">New Jersey</option>
<option value="NM">New Mexico</option>
<option value="NY">New York</option>
<option value="NC">North Carolina</option>
<option value="ND">North Dakota</option>
<option value="OH">Ohio</option>
<option value="OK">Oklahoma</option>
<option value="OR">Oregon</option>
<option value="PA">Pennsylvania</option>
<option value="RI">Rhode Island</option>
<option value="SC">South Carolina</option>
<option value="SD">South Dakota</option>
<option value="TN">Tennessee</option>
<option value="TX">Texas</option>
<option value="UT">Utah</option>
<option value="VT">Vermont</option>
<option value="VA">Virginia</option>
<option value="WA">Washington</option>
<option value="DC">Washington D.C.</option>
<option value="WV">West Virginia</option>
<option value="WI">Wisconsin</option>
<option value="WY">Wyoming</option>
<option value="PR">Puerto Rico</option>
<option value="VI">US Virgin Islands</option>
<option value="AA">Armed Forces Americas</option>
<option value="AP">Armed Forces Pacific</option>
<option value="AE">Armed Forces Europe</option>
<option value="MP">Northern Mariana Islands</option>
<option value="MH">Marshall Islands</option>
<option value="AS">American Samoa</option>
<option value="FM">Federated States of Micronesia</option>
<option value="GU">Guam</option>
<option value="PW">Palau</option>
<option value="AB">Alberta, Canada</option>
<option value="BC">British Columbia, Canada</option>
<option value="MB">Manitoba, Canada</option>
<option value="NB">New Brunswick, Canada</option>
<option value="NL">Newfoundland, Canada</option>
<option value="NS">Nova Scotia, Canada</option>
<option value="NT">Northwest Territories, Canada</option>
<option value="NU">Nunavut, Canada</option>
<option value="ON" selected="">Ontario, Canada</option>
<option value="PE">Prince Edward Island, Canada</option>
<option value="QC">Quebec, Canada</option>
<option value="SK">Saskatchewan, Canada</option>
<option value="YT">Yukon Territory, Canada</option>
</select>
</div>
<div id="billing-postcode">
<label for="field-postal-postcode-super-purchase" class="control-label sr-only"> Postal Code </label>
<input id="field-postal-postcode-super-purchase" type="text" name="postal-postcode" maxlength="6" class="form-control" placeholder="Postal code" required="" aria-required="true">
</div>
<div id="billing-country">
<label for="field-postal-country-super-purchase" class="control-label sr-only"> Country </label>
<select id="field-postal-country-super-purchase" name="postal-country" class="form-control">
<option value="US">United States of America</option>
<option value="VI">US Virgin Islands</option>
<option value="UM">United States Minor Outlying Islands</option>
<option value="CA" selected="">Canada</option>
<option value="MX">Mexico, United Mexican States</option>
<option value="BS">Bahamas, Commonwealth of the</option>
<option value="CU">Cuba, Republic of</option>
<option value="DO">Dominican Republic</option>
<option value="HT">Haiti, Republic of</option>
<option value="JM">Jamaica</option>
<option value="AF">Afghanistan</option>
<option value="AL">Albania, People's Socialist Republic of</option>
<option value="DZ">Algeria, People's Democratic Republic of</option>
<option value="AS">American Samoa</option>
<option value="AD">Andorra, Principality of</option>
<option value="AO">Angola, Republic of</option>
<option value="AI">Anguilla</option>
<option value="AQ">Antarctica (the territory South of 60 deg S)</option>
<option value="AG">Antigua and Barbuda</option>
<option value="AR">Argentina, Argentine Republic</option>
<option value="AM">Armenia</option>
<option value="AW">Aruba</option>
<option value="AU">Australia, Commonwealth of</option>
<option value="AT">Austria, Republic of</option>
<option value="AZ">Azerbaijan, Republic of</option>
<option value="BH">Bahrain, Kingdom of</option>
<option value="BD">Bangladesh, People's Republic of</option>
<option value="BB">Barbados</option>
<option value="BY">Belarus</option>
<option value="BE">Belgium, Kingdom of</option>
<option value="BZ">Belize</option>
<option value="BJ">Benin, People's Republic of</option>
<option value="BM">Bermuda</option>
<option value="BT">Bhutan, Kingdom of</option>
<option value="BO">Bolivia, Republic of</option>
<option value="BA">Bosnia and Herzegovina</option>
<option value="BW">Botswana, Republic of</option>
<option value="BV">Bouvet Island (Bouvetoya)</option>
<option value="BR">Brazil, Federative Republic of</option>
<option value="IO">British Indian Ocean Territory (Chagos Archipelago)</option>
<option value="VG">British Virgin Islands</option>
<option value="BN">Brunei Darussalam</option>
<option value="BG">Bulgaria, People's Republic of</option>
<option value="BF">Burkina Faso</option>
<option value="BI">Burundi, Republic of</option>
<option value="KH">Cambodia, Kingdom of</option>
<option value="CM">Cameroon, United Republic of</option>
<option value="CV">Cape Verde, Republic of</option>
<option value="KY">Cayman Islands</option>
<option value="CF">Central African Republic</option>
<option value="TD">Chad, Republic of</option>
<option value="CL">Chile, Republic of</option>
<option value="CN">China, People's Republic of</option>
<option value="CX">Christmas Island</option>
<option value="CC">Cocos (Keeling) Islands</option>
<option value="CO">Colombia, Republic of</option>
<option value="KM">Comoros, Union of the</option>
<option value="CD">Congo, Democratic Republic of</option>
<option value="CG">Congo, People's Republic of</option>
<option value="CK">Cook Islands</option>
<option value="CR">Costa Rica, Republic of</option>
<option value="CI">Cote D'Ivoire, Ivory Coast, Republic of the</option>
<option value="CY">Cyprus, Republic of</option>
<option value="CZ">Czech Republic</option>
<option value="DK">Denmark, Kingdom of</option>
<option value="DJ">Djibouti, Republic of</option>
<option value="DM">Dominica, Commonwealth of</option>
<option value="EC">Ecuador, Republic of</option>
<option value="EG">Egypt, Arab Republic of</option>
<option value="SV">El Salvador, Republic of</option>
<option value="GQ">Equatorial Guinea, Republic of</option>
<option value="ER">Eritrea</option>
<option value="EE">Estonia</option>
<option value="ET">Ethiopia</option>
<option value="FO">Faeroe Islands</option>
<option value="FK">Falkland Islands (Malvinas)</option>
<option value="FJ">Fiji, Republic of the Fiji Islands</option>
<option value="FI">Finland, Republic of</option>
<option value="FR">France, French Republic</option>
<option value="GF">French Guiana</option>
<option value="PF">French Polynesia</option>
<option value="TF">French Southern Territories</option>
<option value="GA">Gabon, Gabonese Republic</option>
<option value="GM">Gambia, Republic of the</option>
<option value="GE">Georgia</option>
<option value="DE">Germany</option>
<option value="GH">Ghana, Republic of</option>
<option value="GI">Gibraltar</option>
<option value="GR">Greece, Hellenic Republic</option>
<option value="GL">Greenland</option>
<option value="GD">Grenada</option>
<option value="GP">Guadaloupe</option>
<option value="GU">Guam</option>
<option value="GT">Guatemala, Republic of</option>
<option value="GN">Guinea, Revolutionary People's Rep'c of</option>
<option value="GW">Guinea-Bissau, Republic of</option>
<option value="GY">Guyana, Republic of</option>
<option value="HM">Heard and McDonald Islands</option>
<option value="VA">Holy See (Vatican City State)</option>
<option value="HN">Honduras, Republic of</option>
<option value="HK">Hong Kong, Special Administrative Region of China</option>
<option value="HR">Hrvatska (Croatia)</option>
<option value="HU">Hungary, Hungarian People's Republic</option>
<option value="IS">Iceland, Republic of</option>
<option value="IN">India, Republic of</option>
<option value="ID">Indonesia, Republic of</option>
<option value="IR">Iran, Islamic Republic of</option>
<option value="IQ">Iraq, Republic of</option>
<option value="IE">Ireland</option>
<option value="IL">Israel, State of</option>
<option value="IT">Italy, Italian Republic</option>
<option value="JP">Japan</option>
<option value="JO">Jordan, Hashemite Kingdom of</option>
<option value="KZ">Kazakhstan, Republic of</option>
<option value="KE">Kenya, Republic of</option>
<option value="KI">Kiribati, Republic of</option>
<option value="KP">Korea, Democratic People's Republic of</option>
<option value="KR">Korea, Republic of</option>
<option value="KW">Kuwait, State of</option>
<option value="KG">Kyrgyz Republic</option>
<option value="LA">Lao People's Democratic Republic</option>
<option value="LV">Latvia</option>
<option value="LB">Lebanon, Lebanese Republic</option>
<option value="LS">Lesotho, Kingdom of</option>
<option value="LR">Liberia, Republic of</option>
<option value="LY">Libyan Arab Jamahiriya</option>
<option value="LI">Liechtenstein, Principality of</option>
<option value="LT">Lithuania</option>
<option value="LU">Luxembourg, Grand Duchy of</option>
<option value="MO">Macao, Special Administrative Region of China</option>
<option value="MK">Macedonia, the former Yugoslav Republic of</option>
<option value="MG">Madagascar, Republic of</option>
<option value="MW">Malawi, Republic of</option>
<option value="MY">Malaysia</option>
<option value="MV">Maldives, Republic of</option>
<option value="ML">Mali, Republic of</option>
<option value="MT">Malta, Republic of</option>
<option value="MH">Marshall Islands</option>
<option value="MQ">Martinique</option>
<option value="MR">Mauritania, Islamic Republic of</option>
<option value="MU">Mauritius</option>
<option value="YT">Mayotte</option>
<option value="FM">Micronesia, Federated States of</option>
<option value="MD">Moldova, Republic of</option>
<option value="MC">Monaco, Principality of</option>
<option value="MN">Mongolia, Mongolian People's Republic</option>
<option value="MS">Montserrat</option>
<option value="MA">Morocco, Kingdom of</option>
<option value="MZ">Mozambique, People's Republic of</option>
<option value="MM">Myanmar</option>
<option value="NA">Namibia</option>
<option value="NR">Nauru, Republic of</option>
<option value="NP">Nepal, Kingdom of</option>
<option value="AN">Netherlands Antilles</option>
<option value="NL">Netherlands, Kingdom of the</option>
<option value="NC">New Caledonia</option>
<option value="NZ">New Zealand</option>
<option value="NI">Nicaragua, Republic of</option>
<option value="NE">Niger, Republic of the</option>
<option value="NG">Nigeria, Federal Republic of</option>
<option value="NU">Niue, Republic of</option>
<option value="NF">Norfolk Island</option>
<option value="MP">Northern Mariana Islands</option>
<option value="NO">Norway, Kingdom of</option>
<option value="OM">Oman, Sultanate of</option>
<option value="PK">Pakistan, Islamic Republic of</option>
<option value="PW">Palau</option>
<option value="PS">Palestinian Territory, Occupied</option>
<option value="PA">Panama, Republic of</option>
<option value="PG">Papua New Guinea</option>
<option value="PY">Paraguay, Republic of</option>
<option value="PE">Peru, Republic of</option>
<option value="PH">Philippines, Republic of the</option>
<option value="PN">Pitcairn Island</option>
<option value="PL">Poland, Polish People's Republic</option>
<option value="PT">Portugal, Portuguese Republic</option>
<option value="PR">Puerto Rico</option>
<option value="QA">Qatar, State of</option>
<option value="RE">Reunion</option>
<option value="RO">Romania, Socialist Republic of</option>
<option value="RU">Russian Federation</option>
<option value="RW">Rwanda, Rwandese Republic</option>
<option value="WS">Samoa, Independent State of</option>
<option value="SM">San Marino, Republic of</option>
<option value="ST">Sao Tome and Principe, Democratic Republic of</option>
<option value="SA">Saudi Arabia, Kingdom of</option>
<option value="SN">Senegal, Republic of</option>
<option value="CS">Serbia and Montenegro</option>
<option value="SC">Seychelles, Republic of</option>
<option value="SL">Sierra Leone, Republic of</option>
<option value="SG">Singapore, Republic of</option>
<option value="SK">Slovakia (Slovak Republic)</option>
<option value="SI">Slovenia</option>
<option value="SB">Solomon Islands</option>
<option value="SO">Somalia, Somali Republic</option>
<option value="ZA">South Africa, Republic of</option>
<option value="GS">South Georgia and the South Sandwich Islands</option>
<option value="ES">Spain, Spanish State</option>
<option value="LK">Sri Lanka, Democratic Socialist Republic of</option>
<option value="SH">St. Helena</option>
<option value="KN">St. Kitts and Nevis</option>
<option value="LC">St. Lucia</option>
<option value="PM">St. Pierre and Miquelon</option>
<option value="VC">St. Vincent and the Grenadines</option>
<option value="SD">Sudan, Democratic Republic of the</option>
<option value="SR">Suriname, Republic of</option>
<option value="SJ">Svalbard & Jan Mayen Islands</option>
<option value="SZ">Swaziland, Kingdom of</option>
<option value="SE">Sweden, Kingdom of</option>
<option value="CH">Switzerland, Swiss Confederation</option>
<option value="SY">Syrian Arab Republic</option>
<option value="TW">Taiwan, Province of China</option>
<option value="TJ">Tajikistan</option>
<option value="TZ">Tanzania, United Republic of</option>
<option value="TH">Thailand, Kingdom of</option>
<option value="TL">Timor-Leste, Democratic Republic of</option>
<option value="TG">Togo, Togolese Republic</option>
<option value="TK">Tokelau (Tokelau Islands)</option>
<option value="TO">Tonga, Kingdom of</option>
<option value="TT">Trinidad and Tobago, Republic of</option>
<option value="TN">Tunisia, Republic of</option>
<option value="TR">Turkey, Republic of</option>
<option value="TM">Turkmenistan</option>
<option value="TC">Turks and Caicos Islands</option>
<option value="TV">Tuvalu</option>
<option value="UG">Uganda, Republic of</option>
<option value="UA">Ukraine</option>
<option value="AE">United Arab Emirates</option>
<option value="GB">United Kingdom of Great Britain & N. Ireland</option>
<option value="UY">Uruguay, Eastern Republic of</option>
<option value="UZ">Uzbekistan</option>
<option value="VU">Vanuatu</option>
<option value="VE">Venezuela, Bolivarian Republic of</option>
<option value="VN">Viet Nam, Socialist Republic of</option>
<option value="WF">Wallis and Futuna Islands</option>
<option value="EH">Western Sahara</option>
<option value="YE">Yemen</option>
<option value="ZM">Zambia, Republic of</option>
<option value="ZW">Zimbabwe</option>
</select>
</div>
</div>
</fieldset>
<fieldset id="form-location-super-purchase" class="col-xs-12 delivery-location-required" hidden="">
<legend>What's your delivery address?</legend>
<div class="form-group tnt-tax-detail">
<label>
<input id="same-info-super-purchase" class="same-info" type="checkbox" name="same_info">
<b style="position:relative;top:-2px;padding-left:10px;">Copy billing location</b>
</label>
</div>
<div class="form-group">
<label for="address-super-purchase" class="control-label sr-only">Address</label>
<input id="address-super-purchase" type="text" name="address" class="form-control" placeholder="Address">
</div>
<div class="form-group">
<label for="municipality-super-purchase" class="control-label sr-only">City</label>
<input id="municipality-super-purchase" type="text" name="municipality" class="form-control" placeholder="City">
</div>
<div class="form-group">
<div class="row">
<div class="col-xs-7 col-md-4">
<label for="region-super-purchase" class="control-label sr-only">State</label>
<select id="region-super-purchase" class="form-control" name="region" placeholder="State">
<option value="AL">Alabama</option>
<option value="AK">Alaska</option>
<option value="AZ">Arizona</option>
<option value="AR">Arkansas</option>
<option value="CA">California</option>
<option value="CO">Colorado</option>
<option value="CT">Connecticut</option>
<option value="DE">Delaware</option>
<option value="FL">Florida</option>
<option value="GA">Georgia</option>
<option value="HI">Hawaii</option>
<option value="ID">Idaho</option>
<option value="IL">Illinois</option>
<option value="IN">Indiana</option>
<option value="IA">Iowa</option>
<option value="KS">Kansas</option>
<option value="KY">Kentucky</option>
<option value="LA">Louisiana</option>
<option value="ME">Maine</option>
<option value="MD">Maryland</option>
<option value="MA">Massachusetts</option>
<option value="MI">Michigan</option>
<option value="MN">Minnesota</option>
<option value="MS">Mississippi</option>
<option value="MO">Missouri</option>
<option value="MT">Montana</option>
<option value="NE">Nebraska</option>
<option value="NV">Nevada</option>
<option value="NH">New Hampshire</option>
<option value="NJ">New Jersey</option>
<option value="NM">New Mexico</option>
<option value="NY">New York</option>
<option value="NC">North Carolina</option>
<option value="ND">North Dakota</option>
<option value="OH">Ohio</option>
<option value="OK">Oklahoma</option>
<option value="OR">Oregon</option>
<option value="PA">Pennsylvania</option>
<option value="RI">Rhode Island</option>
<option value="SC">South Carolina</option>
<option value="SD">South Dakota</option>
<option value="TN">Tennessee</option>
<option value="TX">Texas</option>
<option value="UT">Utah</option>
<option value="VT">Vermont</option>
<option value="VA">Virginia</option>
<option value="WA">Washington</option>
<option value="DC">Washington D.C.</option>
<option value="WV">West Virginia</option>
<option value="WI">Wisconsin</option>
<option value="WY">Wyoming</option>
<option value="PR">Puerto Rico</option>
<option value="VI">US Virgin Islands</option>
<option value="AA">Armed Forces Americas</option>
<option value="AP">Armed Forces Pacific</option>
<option value="AE">Armed Forces Europe</option>
<option value="MP">Northern Mariana Islands</option>
<option value="MH">Marshall Islands</option>
<option value="AS">American Samoa</option>
<option value="FM">Federated States of Micronesia</option>
<option value="GU">Guam</option>
<option value="PW">Palau</option>
<option value="AB">Alberta, Canada</option>
<option value="BC">British Columbia, Canada</option>
<option value="MB">Manitoba, Canada</option>
<option value="NB">New Brunswick, Canada</option>
<option value="NL">Newfoundland, Canada</option>
<option value="NS">Nova Scotia, Canada</option>
<option value="NT">Northwest Territories, Canada</option>
<option value="NU">Nunavut, Canada</option>
<option value="ON" selected="">Ontario, Canada</option>
<option value="PE">Prince Edward Island, Canada</option>
<option value="QC">Quebec, Canada</option>
<option value="SK">Saskatchewan, Canada</option>
<option value="YT">Yukon Territory, Canada</option>
</select>
</div>
<div class="col-xs-5 col-md-3">
<label for="postal-code-super-purchase" class="control-label sr-only">Postal code</label>
<input id="postal-code-super-purchase" type="text" name="postal_code" maxlength="6" class="form-control" placeholder="Postal code">
</div>
</div>
</div>
<div class="form-group">
<div class="row">
<div class="col-xs-7">
<label for="select-country-super-purchase" class="control-label sr-only">Country</label>
<div class="input-container">
<select id="select-country-super-purchase" name="country" class="form-control">
<option value="US">United States of America</option>
<option value="VI">US Virgin Islands</option>
<option value="UM">United States Minor Outlying Islands</option>
<option value="CA" selected="">Canada</option>
<option value="MX">Mexico, United Mexican States</option>
<option value="BS">Bahamas, Commonwealth of the</option>
<option value="CU">Cuba, Republic of</option>
<option value="DO">Dominican Republic</option>
<option value="HT">Haiti, Republic of</option>
<option value="JM">Jamaica</option>
<option value="AF">Afghanistan</option>
<option value="AL">Albania, People's Socialist Republic of</option>
<option value="DZ">Algeria, People's Democratic Republic of</option>
<option value="AS">American Samoa</option>
<option value="AD">Andorra, Principality of</option>
<option value="AO">Angola, Republic of</option>
<option value="AI">Anguilla</option>
<option value="AQ">Antarctica (the territory South of 60 deg S)</option>
<option value="AG">Antigua and Barbuda</option>
<option value="AR">Argentina, Argentine Republic</option>
<option value="AM">Armenia</option>
<option value="AW">Aruba</option>
<option value="AU">Australia, Commonwealth of</option>
<option value="AT">Austria, Republic of</option>
<option value="AZ">Azerbaijan, Republic of</option>
<option value="BH">Bahrain, Kingdom of</option>
<option value="BD">Bangladesh, People's Republic of</option>
<option value="BB">Barbados</option>
<option value="BY">Belarus</option>
<option value="BE">Belgium, Kingdom of</option>
<option value="BZ">Belize</option>
<option value="BJ">Benin, People's Republic of</option>
<option value="BM">Bermuda</option>
<option value="BT">Bhutan, Kingdom of</option>
<option value="BO">Bolivia, Republic of</option>
<option value="BA">Bosnia and Herzegovina</option>
<option value="BW">Botswana, Republic of</option>
<option value="BV">Bouvet Island (Bouvetoya)</option>
<option value="BR">Brazil, Federative Republic of</option>
<option value="IO">British Indian Ocean Territory (Chagos Archipelago)</option>
<option value="VG">British Virgin Islands</option>
<option value="BN">Brunei Darussalam</option>
<option value="BG">Bulgaria, People's Republic of</option>
<option value="BF">Burkina Faso</option>
<option value="BI">Burundi, Republic of</option>
<option value="KH">Cambodia, Kingdom of</option>
<option value="CM">Cameroon, United Republic of</option>
<option value="CV">Cape Verde, Republic of</option>
<option value="KY">Cayman Islands</option>
<option value="CF">Central African Republic</option>
<option value="TD">Chad, Republic of</option>
<option value="CL">Chile, Republic of</option>
<option value="CN">China, People's Republic of</option>
<option value="CX">Christmas Island</option>
<option value="CC">Cocos (Keeling) Islands</option>
<option value="CO">Colombia, Republic of</option>
<option value="KM">Comoros, Union of the</option>
<option value="CD">Congo, Democratic Republic of</option>
<option value="CG">Congo, People's Republic of</option>
<option value="CK">Cook Islands</option>
<option value="CR">Costa Rica, Republic of</option>
<option value="CI">Cote D'Ivoire, Ivory Coast, Republic of the</option>
<option value="CY">Cyprus, Republic of</option>
<option value="CZ">Czech Republic</option>
<option value="DK">Denmark, Kingdom of</option>
<option value="DJ">Djibouti, Republic of</option>
<option value="DM">Dominica, Commonwealth of</option>
<option value="EC">Ecuador, Republic of</option>
<option value="EG">Egypt, Arab Republic of</option>
<option value="SV">El Salvador, Republic of</option>
<option value="GQ">Equatorial Guinea, Republic of</option>
<option value="ER">Eritrea</option>
<option value="EE">Estonia</option>
<option value="ET">Ethiopia</option>
<option value="FO">Faeroe Islands</option>
<option value="FK">Falkland Islands (Malvinas)</option>
<option value="FJ">Fiji, Republic of the Fiji Islands</option>
<option value="FI">Finland, Republic of</option>
<option value="FR">France, French Republic</option>
<option value="GF">French Guiana</option>
<option value="PF">French Polynesia</option>
<option value="TF">French Southern Territories</option>
<option value="GA">Gabon, Gabonese Republic</option>
<option value="GM">Gambia, Republic of the</option>
<option value="GE">Georgia</option>
<option value="DE">Germany</option>
<option value="GH">Ghana, Republic of</option>
<option value="GI">Gibraltar</option>
<option value="GR">Greece, Hellenic Republic</option>
<option value="GL">Greenland</option>
<option value="GD">Grenada</option>
<option value="GP">Guadaloupe</option>
<option value="GU">Guam</option>
<option value="GT">Guatemala, Republic of</option>
<option value="GN">Guinea, Revolutionary People's Rep'c of</option>
<option value="GW">Guinea-Bissau, Republic of</option>
<option value="GY">Guyana, Republic of</option>
<option value="HM">Heard and McDonald Islands</option>
<option value="VA">Holy See (Vatican City State)</option>
<option value="HN">Honduras, Republic of</option>
<option value="HK">Hong Kong, Special Administrative Region of China</option>
<option value="HR">Hrvatska (Croatia)</option>
<option value="HU">Hungary, Hungarian People's Republic</option>
<option value="IS">Iceland, Republic of</option>
<option value="IN">India, Republic of</option>
<option value="ID">Indonesia, Republic of</option>
<option value="IR">Iran, Islamic Republic of</option>
<option value="IQ">Iraq, Republic of</option>
<option value="IE">Ireland</option>
<option value="IL">Israel, State of</option>
<option value="IT">Italy, Italian Republic</option>
<option value="JP">Japan</option>
<option value="JO">Jordan, Hashemite Kingdom of</option>
<option value="KZ">Kazakhstan, Republic of</option>
<option value="KE">Kenya, Republic of</option>
<option value="KI">Kiribati, Republic of</option>
<option value="KP">Korea, Democratic People's Republic of</option>
<option value="KR">Korea, Republic of</option>
<option value="KW">Kuwait, State of</option>
<option value="KG">Kyrgyz Republic</option>
<option value="LA">Lao People's Democratic Republic</option>
<option value="LV">Latvia</option>
<option value="LB">Lebanon, Lebanese Republic</option>
<option value="LS">Lesotho, Kingdom of</option>
<option value="LR">Liberia, Republic of</option>
<option value="LY">Libyan Arab Jamahiriya</option>
<option value="LI">Liechtenstein, Principality of</option>
<option value="LT">Lithuania</option>
<option value="LU">Luxembourg, Grand Duchy of</option>
<option value="MO">Macao, Special Administrative Region of China</option>
<option value="MK">Macedonia, the former Yugoslav Republic of</option>
<option value="MG">Madagascar, Republic of</option>
<option value="MW">Malawi, Republic of</option>
<option value="MY">Malaysia</option>
<option value="MV">Maldives, Republic of</option>
<option value="ML">Mali, Republic of</option>
<option value="MT">Malta, Republic of</option>
<option value="MH">Marshall Islands</option>
<option value="MQ">Martinique</option>
<option value="MR">Mauritania, Islamic Republic of</option>
<option value="MU">Mauritius</option>
<option value="YT">Mayotte</option>
<option value="FM">Micronesia, Federated States of</option>
<option value="MD">Moldova, Republic of</option>
<option value="MC">Monaco, Principality of</option>
<option value="MN">Mongolia, Mongolian People's Republic</option>
<option value="MS">Montserrat</option>
<option value="MA">Morocco, Kingdom of</option>
<option value="MZ">Mozambique, People's Republic of</option>
<option value="MM">Myanmar</option>
<option value="NA">Namibia</option>
<option value="NR">Nauru, Republic of</option>
<option value="NP">Nepal, Kingdom of</option>
<option value="AN">Netherlands Antilles</option>
<option value="NL">Netherlands, Kingdom of the</option>
<option value="NC">New Caledonia</option>
<option value="NZ">New Zealand</option>
<option value="NI">Nicaragua, Republic of</option>
<option value="NE">Niger, Republic of the</option>
<option value="NG">Nigeria, Federal Republic of</option>
<option value="NU">Niue, Republic of</option>
<option value="NF">Norfolk Island</option>
<option value="MP">Northern Mariana Islands</option>
<option value="NO">Norway, Kingdom of</option>
<option value="OM">Oman, Sultanate of</option>
<option value="PK">Pakistan, Islamic Republic of</option>
<option value="PW">Palau</option>
<option value="PS">Palestinian Territory, Occupied</option>
<option value="PA">Panama, Republic of</option>
<option value="PG">Papua New Guinea</option>
<option value="PY">Paraguay, Republic of</option>
<option value="PE">Peru, Republic of</option>
<option value="PH">Philippines, Republic of the</option>
<option value="PN">Pitcairn Island</option>
<option value="PL">Poland, Polish People's Republic</option>
<option value="PT">Portugal, Portuguese Republic</option>
<option value="PR">Puerto Rico</option>
<option value="QA">Qatar, State of</option>
<option value="RE">Reunion</option>
<option value="RO">Romania, Socialist Republic of</option>
<option value="RU">Russian Federation</option>
<option value="RW">Rwanda, Rwandese Republic</option>
<option value="WS">Samoa, Independent State of</option>
<option value="SM">San Marino, Republic of</option>
<option value="ST">Sao Tome and Principe, Democratic Republic of</option>
<option value="SA">Saudi Arabia, Kingdom of</option>
<option value="SN">Senegal, Republic of</option>
<option value="CS">Serbia and Montenegro</option>
<option value="SC">Seychelles, Republic of</option>
<option value="SL">Sierra Leone, Republic of</option>
<option value="SG">Singapore, Republic of</option>
<option value="SK">Slovakia (Slovak Republic)</option>
<option value="SI">Slovenia</option>
<option value="SB">Solomon Islands</option>
<option value="SO">Somalia, Somali Republic</option>
<option value="ZA">South Africa, Republic of</option>
<option value="GS">South Georgia and the South Sandwich Islands</option>
<option value="ES">Spain, Spanish State</option>
<option value="LK">Sri Lanka, Democratic Socialist Republic of</option>
<option value="SH">St. Helena</option>
<option value="KN">St. Kitts and Nevis</option>
<option value="LC">St. Lucia</option>
<option value="PM">St. Pierre and Miquelon</option>
<option value="VC">St. Vincent and the Grenadines</option>
<option value="SD">Sudan, Democratic Republic of the</option>
<option value="SR">Suriname, Republic of</option>
<option value="SJ">Svalbard & Jan Mayen Islands</option>
<option value="SZ">Swaziland, Kingdom of</option>
<option value="SE">Sweden, Kingdom of</option>
<option value="CH">Switzerland, Swiss Confederation</option>
<option value="SY">Syrian Arab Republic</option>
<option value="TW">Taiwan, Province of China</option>
<option value="TJ">Tajikistan</option>
<option value="TZ">Tanzania, United Republic of</option>
<option value="TH">Thailand, Kingdom of</option>
<option value="TL">Timor-Leste, Democratic Republic of</option>
<option value="TG">Togo, Togolese Republic</option>
<option value="TK">Tokelau (Tokelau Islands)</option>
<option value="TO">Tonga, Kingdom of</option>
<option value="TT">Trinidad and Tobago, Republic of</option>
<option value="TN">Tunisia, Republic of</option>
<option value="TR">Turkey, Republic of</option>
<option value="TM">Turkmenistan</option>
<option value="TC">Turks and Caicos Islands</option>
<option value="TV">Tuvalu</option>
<option value="UG">Uganda, Republic of</option>
<option value="UA">Ukraine</option>
<option value="AE">United Arab Emirates</option>
<option value="GB">United Kingdom of Great Britain & N. Ireland</option>
<option value="UY">Uruguay, Eastern Republic of</option>
<option value="UZ">Uzbekistan</option>
<option value="VU">Vanuatu</option>
<option value="VE">Venezuela, Bolivarian Republic of</option>
<option value="VN">Viet Nam, Socialist Republic of</option>
<option value="WF">Wallis and Futuna Islands</option>
<option value="EH">Western Sahara</option>
<option value="YE">Yemen</option>
<option value="ZM">Zambia, Republic of</option>
<option value="ZW">Zimbabwe</option>
</select>
</div>
</div>
<div class="col-xs-5">
<label for="phone-super-purchase" class="control-label sr-only">Phone</label>
<input id="phone-super-purchase" type="tel" name="phone" class="form-control" placeholder="Phone number">
</div>
</div>
</div>
</fieldset>
<fieldset id="form-payment-tax-detail" class="tnt-tax-detail col-xs-12">
<div class="form-group-flex tax-result">
<div id="tax-subtotal-container"> Subtotal: <span class="tax-subtotal"></span>
</div>
<div id="tax-total-container"> Total: <span class="tax-total"></span>
</div>
</div>
</fieldset>
<fieldset id="form-payment-super-purchase" class="col-xs-12">
<legend>How would you like to pay?</legend>
<div id="tn-pay-method-select-super-purchase" class="form-group" hidden="">
<template id="tn-pay-method-card-template-super-purchase">
<a class="btn btn-lg btn-block btn-default wallet-btn wallet-show-card" title="">
<span class="tn-cc-lg" data-cc=""></span>
<span class="tn-cc-text">
<span class="tn-cc-heading"><span class="tn-cc-ending-in">Ending in <span class="tn-cc-last-four"></span></span>
<span class="tn-cc-label text-muted"></span> <small class="tn-cc-exp"></small>
</span>
</span></a>
</template>
<div id="tn-pay-method-card-data-super-purchase" hidden="">
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<div id="tn-pay-manual-entry-super-purchase">
<div class="form-group">
<label for="tnpay-name-super-purchase" class="sr-only">Name on card</label>
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<div class="form-group">
<label for="spreedly-number-super-purchase" class="sr-only">Credit card</label>
<div id="spreedly-number-super-purchase" class="form-control"><iframe sandbox="allow-scripts allow-same-origin" frameborder="0" width="100%" height="100%" scrolling="no" id="spreedly-number-frame-3574" name="spreedly-number-frame-3574"
src="https://core.spreedly.com/v1/embedded/number-frame-1.109.html"></iframe></div>
<div id="tn-pay-cards-super-purchase" class="tn-pay-cards pull-right">
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<option value="8" selected=""> Aug </option>
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<option value="10"> Oct </option>
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<option value="2030"> 2030 </option>
<option value="2031"> 2031 </option>
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<option value="2033"> 2033 </option>
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“In the summer I have something on the go almost every weekend ... It has been a
particularly expensive summer so far. How do I budget for these things and not
feel restricted?” Allana asks.
* McKenna Deighton illustration
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1. Home
2. Business
3. Personal Finance
Personal Finance
THIS 29-YEAR-OLD NEWLY ENGAGED MILLENNIAL GETS SOME SURPRISING MONEY ADVICE —
STOP SAVING
Allana and her partner need to put money aside for their wedding next year, but
both of their credit cards are almost maxed out.
By Ghada Alsharif Business Reporter
Jul 10, 2023
Monday, July 10, 2023
3 min to read
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JOIN THE CONVERSATION
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“In the summer I have something on the go almost every weekend ... It has been a
particularly expensive summer so far. How do I budget for these things and not
feel restricted?” Allana asks.
McKenna Deighton illustration
* Facebook
* Twitter
* WhatsApp
* LinkedIn
* SMS
* Email
* Print
* Copy article link
* Save
Allana wants to stop living pay cheque to pay cheque but is finding it
challenging to keep up with expenses while also trying to build up savings for
an emergency fund and her upcoming nuptials.
“How do I save for an emergency when I only have about $600 after necessary
expenses to enjoy life and the things that come with it?” Allana wonders.
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Ghada Alsharif is a Toronto-based business reporter for the Star. Reach Ghada
via email: galsharif@torstar.ca.
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FOR REFUGEES
Relationships
Opinion
MY SON HAS A JOB IN COTTAGE COUNTRY. ONE DAY, HE LEFT WORK EARLY AND SAW HIS
FRIEND’S MOTHER ON THE COUCH. SHE WASN’T ALONE: ASK LISI
Travel
WHAT IS SKIPLAGGING, THE MONEY-SAVING TRAVEL HACK THAT AIRLINES LOATHE?
Relationships
Opinion
I TOLERATED MY JERK BOSS FOR YEARS. THEN SOMETHING HAPPENED AND I NO LONGER
COULD. SHOULD I TELL HIS BOSSES WHAT HE DID? ASK LISI
Gta
GURVINDER NATH CAME TO THE GTA WITH ‘BIG DREAMS.’ HE DIED IN A VIOLENT
CARJACKING
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