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Go to Crypto.com
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English

Table of contents

Purchase Rebates - Details
Increased Spending Rewards - Details
When will CRO rewards be credited on purchases made with the Crypto.com Visa
Card?
Monthly CRO Rewards Cap
Cardholder CRO Staking Rewards
CRO Lockup Rewards
Free Card Reissuance
Icy White, Frosted Rose Gold, and Obsidian cardholders enjoy additional benefits
Crypto Earn
How do I get the extra 2% p.a. in rewards for Crypto Earn?
Amazon Prime
How does it work?
Welcome Pack
Private Jet Service
How does it work?
Crypto.com Private
Please refer here for all the benefits of Private Membership
Relevant questions:
All Collections

Crypto.com Visa Card

Crypto.com Visa Card - Benefits

Crypto.com Visa Card - Rewards & Benefits
Crypto.com Visa Card - Rewards & Benefits

The rewards and benefits related to the different Crypto.com Visa Card tiers

Written by Valery
Updated this week
Table of contents

Purchase Rebates - Details
Increased Spending Rewards - Details
When will CRO rewards be credited on purchases made with the Crypto.com Visa
Card?
Monthly CRO Rewards Cap
Cardholder CRO Staking Rewards
CRO Lockup Rewards
Free Card Reissuance
Icy White, Frosted Rose Gold, and Obsidian cardholders enjoy additional benefits
Crypto Earn
How do I get the extra 2% p.a. in rewards for Crypto Earn?
Amazon Prime
How does it work?
Welcome Pack
Private Jet Service
How does it work?
Crypto.com Private
Please refer here for all the benefits of Private Membership
Relevant questions:

The Crypto.com Visa Card comes with rewards that are designed to fit the needs
of consumers who are always on the move.



Building on the existing travel rewards of the Crypto.com Visa Card, which
include Priority Pass™ airport lounge access, interbank exchange rates, and no
overseas fees*, select cards will have:

 * Travel in Style: 10% purchase rebate on each Expedia (US$50 equivalent**) or
   Airbnb booking (US$100 equivalent**)

 * Your Music: Spotify. Get a 100% rebate for your standard subscription plan
   (up to US$13.99 equivalent** / ***)

 * Your Movies: Netflix. Get a 100% rebate for your basic subscription plan (up
   to US$13.99 equivalent** / ***)

 * Best Spending Rewards. Ever. Up to 5% back on spending, local or overseas, no
   minimum spending required.

* Subject to different card regions. Refer here for more fees & limits details.

**Maximum one reimbursement per merchant per month.

***Merchant rebates from Spotify and Netflix expire after six months upon card
activation (card issuance for a virtual card) for new users with Royal Indigo,
Jade Green, and Ruby Steel







Starting 8 January 2024, 03:00 UTC, Cardholder CRO Staking will replace CRO
Lockup for eligible users. Note: The Cardholder CRO Staking requirements for the
Crypto.com Visa Card are expressed in the local fiat currency equivalent.



For more information on Cardholder CRO Staking Rewards, refer to the Cardholder
CRO Staking rewards section below.



For more information on CRO Lockup rewards, refer to the CRO Lockup rewards
section below.



Refer here for more details on Cardholder CRO Staking eligibility.



Whenever you stake or lock up the required CRO for a higher card tier, you can
enjoy various Cardholder CRO Staking or CRO Lockup benefits, such as additional
spending rewards, purchase rebates, and higher rates in Crypto Earn, depending
on the card tier that you have staked or locked up for.



IMPORTANT:

 * If you are eligible for Cardholder CRO Staking and have an active CRO Lockup,
   you must accept the Cardholder CRO Staking Terms & Conditions in the
   Crypto.com App ‘Card’ page to continue earning CRO rewards from 8 January
   2024, 03:00 UTC, or when your 180-day Lockup period is complete, whichever is
   later. If you do not accept the Cardholder CRO Staking Terms & Conditions by
   8 January 2024, 03:00 UTC, you will stop earning CRO Lockup Rewards
   thereafter. However, you will continue to enjoy your card benefits based on
   your CRO Lockup tier.

 * If you are eligible for Cardholder CRO Staking and you do not have an active
   CRO Lockup and wish to enter into a new Cardholder CRO Stake on or after 8
   January 2024, 03:00 UTC, you will be required to accept the Cardholder CRO
   Staking Terms & Conditions during the CRO purchase and staking process in the
   Crypto.com App.

 * If you are eligible for Cardholder CRO Staking and you have an active CRO
   Lockup, and you opt to upgrade your card on or after 8 January 2024, 03:00
   UTC, regardless of whether your current CRO Lockup holding period is ongoing
   or otherwise, you will be prompted to accept the Cardholder CRO Staking Terms
   & Conditions during the card upgrade process. Your current CRO Lockup will be
   replaced with Cardholder CRO Staking and will be subjected to another 180-day
   holding period.

 * Cardholders will lose their CRO Staking Rewards or Card Lockup Rewards (as
   applicable) and card benefits if the Cardholder CRO Stake is unstaked or if
   the CRO Lockup is unlocked.

 * Cardholders will receive the exact quantity of CRO back when they unstake
   after the unbonding period, or immediately after they unlock.
   
   For example:

 1. Cardholder CRO Staking: A user stakes 5,000 CRO for a Ruby Steel card, when
    1 CRO = US$0.08 ($400/$0.08). When that user unstakes, 5,000 CRO will be
    returned to them after the unbonding period, regardless of whether the price
    of CRO is higher or lower at the time of unstaking.

 2. CRO Lockup: A user locks up 5,000 CRO for a Ruby Steel card, when 1 CRO =
    US$0.08 ($400/$0.08). When that user unlocks, 5,000 CRO will be returned to
    them immediately, regardless of whether the price of CRO is higher or lower
    at the time of unlocking.


PURCHASE REBATES - DETAILS

The CRO equivalent of the transaction amount in USD will be deposited into your
CRO Wallet, which will be reflected instantly with each eligible transaction.



The limit for the purchase rebates are as follows:

 * Expedia: Up to 10% of each purchase with a US$50 limit per month

 * Airbnb: Up to 10% of each purchase with a US$100 limit per month

 * Spotify: Up to US$13.99 per month

 * Netflix: Up to US$13.99 per month

 * Amazon Prime: Up to US$14.99 per month

The rebate cap is reset on the first day of each month.



Transactions made under these merchant categories or channels are excluded from
the CRO Rewards programme: digital wallets, digital banking services, crypto
exchanges, stored value products, money remittance services, security
brokers/dealers, insurance sales, underwriting and premiums, tax payments,
government services, financial institutions, POI funding transactions, quasi
cash, money orders/wire transfers.



This offer is launched independently by Crypto.com, and there is no partnership
between Crypto.com and the merchants in this offer. Crypto.com has the sole
discretion to modify this offer at any time.




INCREASED SPENDING REWARDS - DETAILS

With an ongoing Cardholder CRO Stake or CRO Lockup, cardholders will receive the
extra spending rewards based on their card tier:

 * Obsidian: 2% → 5%

 * Icy White/Frosted Rose Gold: 1% → 3%

 * Royal Indigo/Jade Green: 0% → 2%

 * Ruby Steel: 0% → 1%

Note: Midnight Blue cardholders are not be required to stake or lock up any CRO,
and as such, will not be awarded with any card rewards.



Spending rewards at qualifying merchants eligible for purchase rebates will only
be credited for amounts exceeding the maximum monthly purchase rebate. For
example, if you spend US$39.99 on Netflix, you will enjoy US$13.99 in purchase
rebates, and spending rewards on the remaining US$20.



Cardholders can enjoy extra spending rewards of up to 3%* by reaching certain
levels in our loyalty programme, Rewards+. Learn more here.



*The monthly CRO rewards caps for Ruby Steel and Royal Indigo/Jade Green still
apply.




WHEN WILL CRO REWARDS BE CREDITED ON PURCHASES MADE WITH THE CRYPTO.COM VISA
CARD?

Crypto.com Visa Card spending rewards will be credited to your CRO Wallet
shortly after you've made an eligible purchase.




MONTHLY CRO REWARDS CAP

There is a monthly cap on spending rewards you can earn for your Crypto.com Visa
Card. For example, if you hold a Ruby Steel card, your monthly CRO rewards will
be capped at US$25.



There is no monthly spending rewards cap for Icy White, Frosted Rose Gold, and
Obsidian cards.





Monthly CRO Card rewards cap (in USD or the equivalent amount in other local
fiat currencies).



Note: Monthly CRO Card rewards caps are reset at 00:00:00 UTC on the first day
of each calendar month.




CARDHOLDER CRO STAKING REWARDS

On 8 January 2024, 03:00 UTC, Cardholder CRO Staking rewards will replace CRO
Lockup rewards for select users and will continue to be awarded weekly as
Cardholder CRO Staking rewards.

 * Refer to the table below for the estimated APRs under Cardholder CRO Staking.
   The reward rates provided are an estimation based on data from validators and
   are subject to change. The rewards you receive will be the final reward rates
   received from validators, less service fees charged by Crypto.com. Crypto.com
   does not guarantee any particular rate of return.

 * The Cardholder CRO Staking rewards will be credited to your Cardholder CRO
   Stake in your Crypto Wallet weekly, thus compounding your rewards.

Card Tier

Existing CRO Lockup Rewards

New Cardholder CRO Staking Rewards (Estimated APR*)

Midnight Blue

N/A

N/A

Ruby Steel

N/A

N/A

Royal Indigo / Jade Green

4%

4%

Frosted Rose Gold or Icy White

8%

7%

Obsidian

8%

7%

*Estimated APR as of 3 November 2023.



After the 180-day holding period, you can unstake your CRO. Simply go to your
CRO Wallet in the App and tap the Unstake button.



Note that by unstaking CRO, you will be subjected to a 36-day unbonding period,
which is imposed by the underlying protocol. During and after the unbonding
period, you will be unable to enjoy Cardholder CRO Stake rewards or benefits
that come with Cardholder CRO Stake, for example:

 * Purchase rebates

 * Additional spending rewards

 * Higher reward rates for Crypto Earn

You will continue to enjoy non-staking Crypto.com Visa Card benefits (e.g.,
spending rewards of up to 2% for Icy White / Frosted Rose Gold / Obsidian
tiers), Airport Lounge Access, fee-free ATM withdrawal limits, and interbank
exchange rates).



Find out more on Cardholder CRO Staking here.




CRO LOCKUP REWARDS

CRO Lockup rewards are paid on a weekly basis, and the rates are as follows:

 * 8% p.a. for Private Members with an Obsidian, Icy White, or Frosted Rose Gold
   card;

 * 4% p.a. for Jade Green or Royal Indigo cardholders;

After the 180-day holding period, you will be able to unlock your CRO. Simply go
to your CRO Wallet in the App and tap the Unlock button.



Note that by unlocking CRO, you will be unable to enjoy CRO Lockup rewards or
benefits that come with CRO Lockup, for example:

 * Purchase rebates

 * Additional spending rewards

 * Higher reward rates for Crypto Earn

You will continue to enjoy non-lockup Crypto.com Visa Card benefits (e.g.,
spending rewards of up to 2% for Icy White / Frosted Rose Gold / Obsidian
tiers), Airport Lounge Access, fee-free ATM withdrawal limits, and interbank
exchange rates).



Find out more about CRO Lockup here.




FREE CARD REISSUANCE

Until further notice, the US$50 card re-issuance fee will be waived for
cardholders who upgrade to a higher card tier by staking the required amount of
CRO.




ICY WHITE, FROSTED ROSE GOLD, AND OBSIDIAN CARDHOLDERS ENJOY ADDITIONAL BENEFITS

Additional CRO rewards and benefits, together with Crypto.com Private
Membership, tailored for our Obsidian, Frosted Rose Gold, and Icy White
cardholders***



This builds on our existing benefits for these cardholders, which include up to
5% back on spending, airport lounge access with a guest, and Airbnb and Expedia
rebates. Revisit them here.



The upgraded rewards for Icy White, Frosted Rose Gold, and Obsidian:




CRYPTO EARN

Additional 2% p.a. on fixed-term allocations (paid in CRO). Not applicable to
CRO allocations.




HOW DO I GET THE EXTRA 2% P.A. IN REWARDS FOR CRYPTO EARN?

1. You need to have an active Cardholder CRO Stake or CRO Lockup for Icy White,
Frosted Rose Gold, or Obsidian (not applicable to Australia cardholders).



2. Applicable to any non-CRO fixed-term allocations made after 1 March 2020.
Please refer to Crypto Earn for more information.




AMAZON PRIME

Get a US$14.99 monthly rebate for your Amazon Prime subscription.




HOW DOES IT WORK?

Use your Crypto.com Visa card to pay for the Amazon Prime membership and get
reimbursed in CRO afterwards.



Please note that the reimbursement has a cap of US$14.99 per month, so please
choose the monthly payment option instead of the annual one.




WELCOME PACK

Receive exclusive Crypto.com branded merchandise




PRIVATE JET SERVICE

Special perks when travelling by our preferred private jet partner.




HOW DOES IT WORK?

Obsidian cardholders can enjoy exclusive luxury privileges on their first flight
with one of the largest private jet networks in the world. Please contact our
support team to submit your booking request.




CRYPTO.COM PRIVATE


PLEASE REFER HERE FOR ALL THE BENEFITS OF PRIVATE MEMBERSHIP

In order to enjoy the Crypto.com Private membership, users are required to
maintain the following Cardholder CRO Stake or CRO Lockup tiers:

 * Obsidian

 * Icy White / Frosted Rose Gold


RELEVANT QUESTIONS:

How do I sign up for these benefits?



Apply for a Crypto.com Visa Card by downloading the Crypto.com App. Existing
cardholders can upgrade to a higher card tier.



Do I need to change my current Spotify/Netflix plan in order to enjoy these
benefits?



Visit the respective sites and pay for your subscription with your Crypto.com
Visa Card.* For existing users of Spotify/Netflix, go to the subscription and
payment page to change your payment method to the Crypto.com Visa Card.



Note: Enabling International Usage may be required.



How do I get my rebates for Spotify, Netflix, Airbnb, Expedia, and Amazon Prime?



Make your payment, as usual, using your Crypto.com Visa Card. Crypto.com will
deposit the CRO equivalent of the rebate into your CRO Wallet.

The user may immediately convert the CRO into other cryptocurrencies or fiat
currencies.



Do I have to make recurring subscription payments using the Crypto.com Visa
Card?



Yes, you must make the payment or change the current payment method to the
Crypto.com Visa Card for the subscription in order to enjoy the rebates.



Do I have to have a certain balance in my card for the subscriptions?



You need to have a sufficient amount in your card balance for payment.

--------------------------------------------------------------------------------

Related Articles
How to Apply for a Crypto.com Visa card?

How do I lockup CRO on the Crypto.com App?

Purchase Rebates

How To Become A Crypto.com Private Member?

How do I participate in CRO Cardholder Staking in the Crypto.com App?

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