www2.opensea9.com Open in urlscan Pro
51.116.145.34  Public Scan

Submitted URL: http://opensea9.com/j4jg2z
Effective URL: https://www2.opensea9.com/Default?ImgVersion=V124&css=v1&showGoogleImg=Y&SubID=TandemTier1&hideBack=y&ShowHeloc=N&submitTe...
Submission: On August 07 via manual from US — Scanned from FR

Form analysis 2 forms found in the DOM

POST ./Default?ImgVersion=V124&css=v1&showGoogleImg=Y&SubID=TandemTier1&hideBack=y&ShowHeloc=N&submitText=Submit+and+View+Refinance+Savings&pushnami=Y&ThanksSubID=CHL&confirmation=9126741023&SourceID=2&ShowSubmit=1&utm_source=SMS_23_34&utm_medium=19719&utm_campaign=EST-17&utm_content=4050&utm_term=2024-07-11&RecordID=143388216&DialerListID=19719&FName=James&Address=113+High+Point+Rd&shortUrl=j4jg2z

<form method="post"
  action="./Default?ImgVersion=V124&amp;css=v1&amp;showGoogleImg=Y&amp;SubID=TandemTier1&amp;hideBack=y&amp;ShowHeloc=N&amp;submitText=Submit+and+View+Refinance+Savings&amp;pushnami=Y&amp;ThanksSubID=CHL&amp;confirmation=9126741023&amp;SourceID=2&amp;ShowSubmit=1&amp;utm_source=SMS_23_34&amp;utm_medium=19719&amp;utm_campaign=EST-17&amp;utm_content=4050&amp;utm_term=2024-07-11&amp;RecordID=143388216&amp;DialerListID=19719&amp;FName=James&amp;Address=113+High+Point+Rd&amp;shortUrl=j4jg2z"
  id="form1" class="ng-pristine ng-valid">
  <div class="aspNetHidden">
    <input type="hidden" name="__VIEWSTATE" id="__VIEWSTATE"
      value="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"
      autocomplete="off">
  </div>
  <div class="aspNetHidden">
    <input type="hidden" name="__VIEWSTATEGENERATOR" id="__VIEWSTATEGENERATOR" value="CA0B0334" autocomplete="off">
  </div>
  <div>
  </div>
  <input type="hidden" name="xxTrustedFormCertUrl" value="https://cert.trustedform.com/62e3ee860c128aa5261dc959013dbd7341e6c4d5" id="xxTrustedFormCertUrl_0"><input type="hidden" name="xxTrustedFormToken"
    value="https://cert.trustedform.com/62e3ee860c128aa5261dc959013dbd7341e6c4d5" id="xxTrustedFormToken_0"><input type="hidden" name="xxTrustedFormPingUrl"
    value="https://ping.trustedform.com/0.mVNArVFCuh0BcOLdNgX4izc_CgYpH_3ZAFvjkjw4gkmTX6CR4mvJRQBQCg6tDgzXvr8O4nw.Rx2mGZtYerUptGFIDqzupg.GNJuIduD542DGJ1L4bmLHg" id="xxTrustedFormPingUrl_0">
</form>

<form class="ng-valid ng-valid-maxlength ng-dirty ng-valid-parse ng-valid-min ng-valid-max ng-valid-step ng-valid-email">
  <div id="content" class="limiter form-container validate-form" style="background-image: none;">
    <!-- ngIf: paramDeveloper == true -->
    <div class="container-hma100">
      <div class="wrap-hma100 p-t-15 p-b-20">
        <!-- <form class="hma100-form validate-form" id="regForm">-->
        <input ng-model="lead.LDCR" name="confirmation" id="confirmation" type="hidden" autocomplete="off" class="ng-pristine ng-untouched ng-valid ng-empty" value="9126741023">
        <input name="LeadID" id="LeadID" type="hidden" autocomplete="off">
        <input ng-model="lead.SR_TOKEN" id="" type="hidden" name="SR_TOKEN" autocomplete="off" class="ng-pristine ng-untouched ng-valid ng-empty" value="1172305980491318951">
        <input ng-model="lead.xxTrustedFormCertUrl" id="xxTrustedFormCertUrl" type="hidden" name="xxTrustedFormCertUrl" autocomplete="off" class="ng-pristine ng-untouched ng-valid ng-empty"
          value="https://cert.trustedform.com/62e3ee860c128aa5261dc959013dbd7341e6c4d5">
        <input ng-model="lead.LeadIDTocken" id="leadid_token" type="hidden" name="universal_leadid" autocomplete="off" class="ng-pristine ng-untouched ng-valid ng-empty" value="A538D6F5-5DBC-2107-29C4-936D904448A4">
        <input ng-model="lead.SourceID" id="SourceID" name="SourceID" type="hidden" value="2" autocomplete="off" class="ng-pristine ng-untouched ng-valid ng-not-empty">
        <input ng-model="lead.DataSource" id="DataSource" name="DataSource" type="hidden" value="" autocomplete="off" class="ng-pristine ng-untouched ng-valid ng-empty">
        <input id="ShowSubmit" name="ShowSubmit" type="hidden" value="true" autocomplete="off">
        <!--- Address --->
        <div ng-show="currentTab==1" class="form-set">
          <div id="lpintro" class="lpintro" style="font-size: 20px; line-height: 24px; padding-bottom: 10px;">
            <div style="padding-bottom: 5px">
              <!--{{intro}}--> Information Ready For
            </div>
            <div class="googleimg" ng-show="showGoogleImg=='Y'">
              <!-- ngIf: googleStreetViewSrc --><img ng-if="googleStreetViewSrc" width="520" height="180"
                ng-src="https://maps.googleapis.com/maps/api/streetview?size=520x180&amp;location=113%20HIGH POINT RD%20WOODBINE%20GA%2031569&amp;key=AIzaSyCp0-7a50jNl_qY0wMsTXgvtAoU6kt3wVY" class="ng-scope"
                src="https://maps.googleapis.com/maps/api/streetview?size=520x180&amp;location=113%20HIGH POINT RD%20WOODBINE%20GA%2031569&amp;key=AIzaSyCp0-7a50jNl_qY0wMsTXgvtAoU6kt3wVY"><!-- end ngIf: googleStreetViewSrc -->
              <!-- ngIf: !googleStreetViewSrc -->
            </div>
            <div class="input-group mb-3" style="margin-bottom: 0px!important;">
              <input id="autocomplete" type="text" ng-model="lead.Address" class="input100 form-control ng-pristine ng-untouched ng-valid ng-not-empty pac-target-input" placeholder="Street Address" autocomplete="off"
                style="border: 1px dashed #e9ecef; border-right: none; box-shadow: none !important; font-size: 24px; margin: 3px 0; font-weight: 800; -webkit-appearance: none;" tabindex="-1">
              <span class="input-group-text" id="basic-addon1"
                style="background: none; border-left: none; border-top: 1px dashed #e9ecef; border-bottom: 1px dashed #e9ecef; border-right: 1px dashed #e9ecef; line-height: 1.5; height: 52px; margin: 3px 0;"><i class="fal fa-pencil" style="color: rgba(0, 0, 0, 0.3)"></i></span>
            </div>
            <br> Click Below to Access
          </div>
          <!-- Type of Loan -->
          <div class="form-group">
            <label style="text-align: center; width: 100%; display: none;" for="loan-type" id="loan-type-label">Type of Loan?</label>
            <input id="refined_rates" type="submit" value="Refinance Rates" ng-click="lead.TypeOfLoan='Refinance'; changeTab(1);" class="btn btn-option btn-success" tabindex="1">
            <input type="submit" value="NEW Purchase Rates" ng-click="lead.TypeOfLoan='NewPurchase'; changeTab(1);" class="btn btn-newpurchase btn-primary2" style=" display: none; width: 100%">
          </div>
          <div style="text-align: center; font-size: 14px; padding-bottom: 28px;"><b>Takes Less Than 1 Minute!</b></div>
        </div>
        <!--- Zip --->
        <div ng-show="currentTab==2" class="form-set ng-hide">
          <div id="Div2" class="lpintro">ZIP code</div>
          <div class="wrap-input100 validate-input m-t-15 m-b-3 form-group" style="text-align: center;">
            <input ng-model="lead.Zip" maxlength="5" class="input100 form-control ng-pristine ng-untouched ng-valid ng-valid-pattern ng-valid-maxlength ng-not-empty" id="zip" placeholder="Zip Code" autocomplete="postal-code">
          </div>
          <div class="helperText">Rates can vary by location.</div>
          <button type="button" class="hma100-form-btn btn btn-primary btn-continue" ng-click="changeTab(1);">Continue <i class="fa fa-angle-right" aria-hidden="true" style="font-size: 26px; margin-left: 14px;"></i></button>
          <p style="text-align: center;"><a href="#" ng-click="changeTab(-1);" class="prev-link">Previous</a></p>
        </div>
        <!--- Property Value --->
        <!-- ngIf: loaded -->
        <div ng-if="loaded" ng-show="currentTab==3" class="form-set ng-scope ng-hide" data-ng-init="minR = getPropertyRange('min'); maxR = getPropertyRange('max');">
          <div class="form-group range-group" style="">
            <div id="Div4" class="lpintro">Property Value</div>
            <output class="ng-binding">$460,000 - $480,000 </output>
            <input type="range" ng-model="lead.EstimatedHomeValue" ng-change="updateCashOut();" id="propertyslider" class="slider ng-untouched ng-valid ng-not-empty ng-dirty ng-valid-parse ng-valid-min ng-valid-max ng-valid-step" min="50000"
              max="1000000" step="20000">
            <span class="min-range ng-binding">$60,000</span> <span class="max-range ng-binding">$1,000,000+</span>
          </div>
          <div class="helperText">(It's okay to estimate)</div>
          <button type="button" class="hma100-form-btn btn btn-primary btn-continue" ng-click="changeTab(1);">Continue <i class="fa fa-angle-right" aria-hidden="true" style="font-size: 26px; margin-left: 14px;"></i></button>
          <p style="text-align: center;"><a href="#" ng-click="changeTab(-1);" class="prev-link">Previous</a></p>
        </div><!-- end ngIf: loaded -->
        <!-- Current Balance -->
        <div ng-show="currentTab==4" class="form-set ng-hide">
          <div class="form-group range-group" style="">
            <div id="Div5" class="lpintro">Current balance</div>
            <output class="ng-binding">$300,000</output>
            <!--<input type="range" ng-model="lead.LoanAmount" min="0" max="1000000" step="10000" value="" hasrange="false" value="">
								<span class="min-range">$0</span> <span class="max-range">$1,000,000</span> </div>-->
            <input type="range" id="balanceslider" ng-change="updateCashOut();" ng-model="lead.LoanAmount" class="slider ng-untouched ng-valid ng-not-empty ng-dirty ng-valid-parse ng-valid-min ng-valid-max ng-valid-step" min="0" max="470000"
              step="5000">
            <span class="min-range">$0</span> <span class="max-range ng-binding">$470,000</span>
          </div>
          <div class="helperText">(It's okay to estimate)</div>
          <button type="button" class="hma100-form-btn btn btn-primary btn-continue" ng-click="changeTab(1);">Continue <i class="fa fa-angle-right" aria-hidden="true" style="font-size: 26px; margin-left: 14px;"></i></button>
          <p style="text-align: center;"><a href="#" ng-click="changeTab(-1);" class="prev-link">Previous</a></p>
        </div>
        <!-- additional cash -->
        <div ng-show="currentTab==5" class="form-set ng-hide">
          <div class="form-group range-group" style="">
            <div id="Div6" class="lpintro">Would you like to borrow additional cash?</div>
            <output class="ng-binding">$105,000</output>
            <!--<input type="range" ng-model="lead.CashOut" min="0" max="200000" step="1000" value="{{lead.CashOut}}" hasrange="false" style="margin: 25px 0px 40px; position: absolute; width: 1px; height: 1px; overflow: hidden; opacity: 0;" class="ng-untouched ng-valid ng-not-empty ng-dirty ng-valid-parse ng-valid-min ng-valid-max ng-valid-step">
								<span class="min-range">$0</span> <span class="max-range">$200,000</span> </div>-->
            <input type="range" id="borrowslider" ng-model="lead.CashOut" class="slider ng-untouched ng-valid ng-not-empty ng-valid-min ng-valid-max ng-valid-step ng-dirty ng-valid-parse" min="0" max="113000" step="5000">
            <span class="min-range">$0</span> <span class="max-range ng-binding">$113,000</span>
          </div>
          <div class="container-hma100-form-btn" style="margin-top: 20px;">
            <button type="button" class="btn btn-primary btn-continue hma100-form-btn" ng-click="changeTab(1);">Continue <i class="fa fa-angle-right" aria-hidden="true" style="font-size: 26px; margin-left: 14px;"></i></button>
          </div>
          <p style="text-align: center; padding-top: 5px;"><a href="#" ng-click="changeTab(-1);" class="prev-link">Previous</a></p>
        </div>
        <!-- Interest Rate -->
        <div ng-show="currentTab==6" class="form-set ng-hide">
          <div class="form-group range-group" style="">
            <div id="Div7" class="lpintro">What is your current interest rate?</div>
            <output class="ng-binding">3.00%</output>
            <input type="range" id="interestslider" ng-model="lead.InterestRateLoan1" class="slider ng-untouched ng-valid ng-not-empty ng-dirty ng-valid-parse ng-valid-min ng-valid-max ng-valid-step" min="2" max="12" step="0.25">
            <span class="min-range">2%</span> <span class="max-range">12%</span>
          </div>
          <div class="helperText">(It's okay to estimate)</div>
          <div class="container-hma100-form-btn" style="margin-top: 20px;">
            <button type="button" class="btn btn-primary btn-continue hma100-form-btn" ng-click="changeTab(1);">Continue <i class="fa fa-angle-right" aria-hidden="true" style="font-size: 26px; margin-left: 14px;"></i></button>
          </div>
          <p style="text-align: center; padding-top: 5px;"><a href="#" ng-click="changeTab(-1);" class="prev-link">Previous</a></p>
        </div>
        <!-- Rate of Type -->
        <div ng-show="currentTab==7" class="form-set ng-hide">
          <div class="wrap-input100 validate-input m-t-15 m-b-3 form-group">
            <div id="Div8" class="lpintro">What type of rate do you have?</div>
            <input type="button" value="Fixed" ng-click="lead.LoanType='Fixed'; changeTab(1);" class="btn  btn-option  btn-success">
            <input type="button" value="Variable" ng-click="lead.LoanType='Adjustable'; changeTab(1);" class="btn btn-option  btn-primary2">
          </div>
          <p style="text-align: center; padding-top: 15px;"><a href="#" ng-click="changeTab(-1);" class="prev-link">Previous</a></p>
        </div>
        <!-- Current Loan Term -->
        <div ng-show="currentTab==8" class="form-set ng-hide">
          <div class="form-group">
            <div id="Div9" class="lpintro">What is your current loan term?</div>
            <input type="button" value="30 Years" ng-click="lead.LoanTerm=30; changeTab(1);" class="btn btn-option btn-success">
            <input type="button" value="20 Years" ng-click="lead.LoanTerm=20; changeTab(1);" class="btn btn-primary2 btn-option">
            <input type="button" value="15 Years" ng-click="lead.LoanTerm=15; changeTab(1);" class="btn btn-primary2 btn-option">
            <input type="button" value="10 Years" ng-click="lead.LoanTerm=10; changeTab(1);" class="btn btn-primary2 btn-option">
            <input type="button" value="7 Years" ng-click="lead.LoanTerm=7; changeTab(1);" class="btn btn-primary2 btn-option">
            <input type="button" value="5 Years" ng-click="lead.LoanTerm=5; changeTab(1);" class="btn btn-primary2 btn-option">
          </div>
          <p style="text-align: center;"><a href="#" ng-click="changeTab(-1);" class="prev-link">Previous</a></p>
        </div>
        <!-- Credit Score -->
        <div ng-show="currentTab==9" class="form-set ng-hide">
          <div class="form-group">
            <div id="Div10" class="lpintro">Estimate your credit score</div>
            <input type="button" value="Excellent (680+)" ng-click="lead.CreditRating='EXCELLENT'; changeTab(1);" class="btn btn-primary2 btn-option">
            <input type="button" value="Good (600-679)" ng-click="lead.CreditRating='GOOD'; changeTab(1);" class="btn btn-option btn-success">
            <input type="button" value="Fair (580-639)" ng-click="lead.CreditRating='FAIR'; changeTab(1);" class="btn btn-primary2 btn-option">
            <input type="button" value="Poor (< 579)" ng-click="lead.CreditRating='POOR'; changeTab(1);" class="btn btn-primary2 btn-option">
          </div>
          <div class="helperText">(It's okay to estimate)</div>
          <p style="text-align: center;"><a href="#" ng-click="changeTab(-1);" class="prev-link">Previous</a></p>
        </div>
        <!-- Type of loan -->
        <div ng-show="currentTab==10" class="form-set ng-hide">
          <div class="form-group">
            <div id="Div11" class="lpintro">What type of loan would you like?</div>
            <input type="button" value="Conventional" ng-click="lead.CurrentLoanType='CONVENTIONAL'; changeTab(1);" class="btn btn-primary2 btn-option">
            <input type="button" value="VA" ng-click="lead.CurrentLoanType='VA'; changeTab(1);" class="btn btn-option btn-success">
            <input type="button" value="FHA" ng-click="lead.CurrentLoanType='FHA'; changeTab(1);" class="btn btn-primary2 btn-option">
          </div>
          <p style="text-align: center;"><a href="#" ng-click="changeTab(-1);" class="prev-link">Previous</a></p>
        </div>
        <!-- Property Type -->
        <div ng-show="currentTab==11" class="form-set ng-hide">
          <div id="Div1" class="lpintro">Property type</div>
          <div class="form-group">
            <input type="button" value="Single Family Home" ng-click="lead.PropertyType='Single Family'; changeTab(1);" class="btn    btn-option btn-success">
            <input type="button" value="Multi Family Home" ng-click="lead.PropertyType='MultiFamily'; changeTab(1);" class="btn   btn-primary2 btn-option">
            <input type="button" value="Condominium" ng-click="lead.PropertyType='Condominium'; changeTab(1);" class="btn   btn-primary2 btn-option">
            <input type="button" value="Manufactured or Mobile Home" ng-click="lead.PropertyType='Mobile Home'; changeTab(1);" class="btn    btn-primary2 btn-option">
          </div>
          <p style="text-align: center;"><a href="#" ng-click="changeTab(-1);" class="prev-link">Previous</a></p>
        </div>
        <!--spouse served in the military-->
        <div ng-show="currentTab==12" class="form-set ng-hide">
          <div class="form-group">
            <div id="Div12" class="lpintro">Have you or your spouse served in the military?</div>
            <input type="button" value="Yes" ng-click="lead.VAStatus=true; changeTab(1);" class="btn btn-primary2 btn-option">
            <input type="button" value="No" ng-click="lead.VAStatus=false; changeTab(1);" class="btn btn-option btn-success">
          </div>
          <p style="text-align: center;"><a href="#" ng-click="changeTab(-1);" class="prev-link">Previous</a></p>
        </div>
        <!-- bankruptcy -->
        <div ng-show="currentTab==13" class="form-set ng-hide">
          <div class="form-group">
            <div id="Div13" class="lpintro">Have you had a bankruptcy or foreclosure in the last 3 years?</div>
            <input type="submit" value="No" ng-click="lead.BankrInPastThreeYears=false; changeTab(1);" class="btn btn-option btn-success">
            <input type="submit" value="Bankruptcy / Foreclosure" ng-click="lead.BankrInPastThreeYears=true; changeTab(1);" class="btn btn-option btn-primary2">
          </div>
          <p style="text-align: center;"><a href="#" ng-click="changeTab(-1);" class="prev-link">Previous</a></p>
        </div>
        <!-- Late payments -->
        <div ng-show="currentTab==14" class="form-set ng-hide">
          <div class="form-group">
            <div id="Div14" class="lpintro">Late payments in the past year?</div>
            <input type="submit" value="None" ng-click="lead.CurrentOnPayment=true; changeTab(1);" class="btn btn-option btn-success" style="margin-bottom: 15px;">
            <input type="submit" value="Yes, there have been late payments" ng-click="lead.CurrentOnPayment=false; changeTab(1);" class="btn btn-option btn-primary2">
          </div>
          <p style="text-align: center;"><a href="#" ng-click="changeTab(-1);" class="prev-link">Previous</a></p>
        </div>
        <!-- Verify you Income -->
        <div ng-show="currentTab==15" class="form-set ng-hide">
          <div class="form-group">
            <div id="Div15" class="lpintro">Can you verify your income?</div>
            <input type="submit" value="Yes" ng-click="lead.IncomeVerifiable=true; changeTab(1);" class="btn btn-option btn-success">
            <input type="submit" value="No" ng-click="lead.IncomeVerifiable=false; changeTab(1);" class="btn btn-option btn-primary2">
          </div>
          <p style="text-align: center;"><a href="#" ng-click="changeTab(-1);" class="prev-link">Previous</a></p>
        </div>
        <!-- Verify you Income -->
        <div ng-show="currentTab==16" class="form-set ng-hide">
          <div class="form-group">
            <div id="Div16" class="lpintro">What Quote Would You Like?</div>
            <input type="submit" value="Refinance Rates" ng-click="lead.TypeOfLoan='Refinance'; changeTab(1);" class="btn btn-option btn-success">
            <input type="submit" value="Mortgage Rates" ng-click="lead.TypeOfLoan='Mortgage'; changeTab(1);" class="btn btn-option btn-primary2">
          </div>
          <p style="text-align: center;"><a href="#" ng-click="changeTab(-1);" class="prev-link">Previous</a></p>
        </div>
        <div ng-show="currentTab==17" class="form-set ng-hide">
          <div id="Div17" class="lpintro"> Final Step! Click submit to view your rates.<br>
            <small>Click Submit below to view your custom rates.</small>
          </div>
          <label for="first_name" class="ng-binding">Name </label>
          <div class="row">
            <div class="wrap-input100 col validate-input m-t-3 m-b-3 form-group">
              <input id="first_name" type="text" ng-model="lead.FName" class="input100 form-control ng-pristine ng-untouched ng-valid ng-not-empty" placeholder="First Name">
            </div>
            <div class="wrap-input100 col validate-input m-t-3 m-b-3 form-group">
              <input type="text" ng-model="lead.LName" class="input100 form-control ng-pristine ng-untouched ng-valid ng-not-empty" id="last_name" placeholder="Last Name">
            </div>
          </div>
          <div class="wrap-input100  validate-input m-t-15 m-b-3 form-group">
            <label for="email">Email</label>
            <input type="email" ng-model="lead.Email" class="input100 form-control ng-pristine ng-untouched ng-valid ng-valid-email ng-not-empty" id="email" placeholder="Email Address" autocomplete="email">
            <div class="subtext ng-isolate-scope" input-note-resp="We take your privacy seriously" show-note-when="!isInvalid(groupForm)"><span class="note-resp ng-binding ng-hide" ng-show="showNoteWhen(assocInputForm)"
                ng-bind-html="inputNoteResp"></span></div>
          </div>
          <div class="wrap-input100  validate-input m-t-15 m-b-15" data-validate="Please enter your phone">
            <label>Phone</label>
            <input name="Phone" type="number" ng-change="validPhone();" class="input100 form-control ng-pristine ng-untouched ng-valid ng-not-empty" id="Phone" value="" ng-model="lead.Phone" placeholder="Phone Number">
          </div>
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        <p style="margin-right:0cm;margin-left:0cm;font-size:16px;font-family:&quot;Calibri&quot;,sans-serif;margin:0cm;margin-bottom:.0001pt;" class="ng-scope"><span
            style="font-size:15px;font-family:&quot;Arial&quot;,sans-serif;color:#0D0D0D;background:white;"><strong>What are VA Loans?</strong></span></p>
        <p style="margin-right:0cm;margin-left:0cm;font-size:16px;font-family:&quot;Calibri&quot;,sans-serif;margin:0cm;margin-bottom:.0001pt;text-align:justify;" class="ng-scope"><span
            style="font-size:15px;font-family:&quot;Arial&quot;,sans-serif;color:#0D0D0D;background:white;">&nbsp;</span></p>
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        <p style="font-size: 16px; font-family: Calibri, sans-serif; margin: 0cm 0cm 0.0001pt; text-align: center;" class="ng-scope"><span style="font-size:15px;font-family:&quot;Arial&quot;,sans-serif;color:#0D0D0D;background:white;">&nbsp;</span>
        </p>
        <p style="margin-right:0cm;margin-left:0cm;font-size:16px;font-family:&quot;Calibri&quot;,sans-serif;margin:0cm;margin-bottom:.0001pt;" class="ng-scope"><span
            style="font-size:15px;font-family:&quot;Arial&quot;,sans-serif;color:#0D0D0D;background:white;">VA Loans are offered through private lenders, mortgage companies or banks. Through this program, the&nbsp;Department of Veterans Affairs works
            to support the needs of servicemembers, veterans, and qualifying surviving spouses and helps them purchase affordable mortgage loans.</span></p>
        <p style="margin-right:0cm;margin-left:0cm;font-size:16px;font-family:&quot;Calibri&quot;,sans-serif;margin:0cm;margin-bottom:.0001pt;" class="ng-scope"><span
            style="font-size:15px;font-family:&quot;Arial&quot;,sans-serif;color:#0D0D0D;background:white;">&nbsp;</span></p>
        <p style="margin-right:0cm;margin-left:0cm;font-size:16px;font-family:&quot;Calibri&quot;,sans-serif;margin:0cm;margin-bottom:11.25pt;background:white;vertical-align:baseline;" class="ng-scope"><span
            style="font-size:15px;font-family:&quot;Arial&quot;,sans-serif;color:#0D0D0D;">VA Loan candidates are evaluated based on length of service, duty status, and character of service.</span></p>
        <p style="margin-right:0cm;margin-left:0cm;font-size:16px;font-family:&quot;Calibri&quot;,sans-serif;margin:0cm;margin-bottom:.0001pt;background:white;vertical-align:baseline;" class="ng-scope"><span
            style="font-size:15px;font-family:&quot;Arial&quot;,sans-serif;color:#0D0D0D;">The following&nbsp;VA Loan Sub-categories are available for consideration – each with differing benefits and options depending on each borrower’s unique needs
            and circumstances:</span></p>
        <ul style="list-style-type: disc;margin-left:12.5px;" class="ng-scope">
          <li><strong><span style="border:none windowtext 1.0pt;">Adapted Housing Grants</span></strong><span style="font-family:&quot;Arial&quot;,sans-serif;font-size:11.5pt;color:#0D0D0D;">: These loans assist Veterans with a permanent and total
              service-connected disability purchase or with the construction of an adapted home or to alter an existing home to accommodate the disability.</span></li>
          <li><strong><span style="border:none windowtext 1.0pt;">Native American Direct (NADL) Program</span></strong><span style="font-family:&quot;Arial&quot;,sans-serif;">: Eligible Native American Veterans finance the acquisition, building, or
              improvement of homes on Federal Trust Land, or reduce the interest rate on a VA loan.</span></li>
          <li><strong><span style="border:none windowtext 1.0pt;">Interest Rate Reduction Refinance Loan (IRRRL):</span></strong><span style="font-family:&quot;Arial&quot;,sans-serif;">&nbsp;This type of loan allows borrowers to receive a lower
              interest rate by refinancing an existing VA loan.</span></li>
          <li><strong><span style="border:none windowtext 1.0pt;">Purchase Loans:</span></strong><span style="font-family:&quot;Arial&quot;,sans-serif;font-size:11.5pt;color:#0D0D0D;">&nbsp;The benefits of this type of loan is that you can get a
              competitive interest rate usually without the need of a down payment or private mortgage insurance.</span></li>
          <li><strong><span style="font-family:&quot;Arial&quot;,sans-serif;">Cash-Out Refinance</span></strong><span style="font-family:&quot;Arial&quot;,sans-serif;">: These loans permit the borrower to remove cash from home equity to use towards
              paying for school, eliminating personal debt or investing in home improvements.</span></li>
        </ul>
        <p style="margin-right:0cm;margin-left:0cm;font-size:16px;font-family:&quot;Calibri&quot;,sans-serif;margin:0cm;margin-bottom:.0001pt;" class="ng-scope"><span style="font-family:&quot;Times New Roman&quot;,serif;">&nbsp;</span></p>
        <p style="margin-right:0cm;margin-left:0cm;font-size:16px;font-family:&quot;Calibri&quot;,sans-serif;margin:0cm;margin-bottom:11.25pt;margin-top:0cm;background:white;vertical-align:baseline;" class="ng-scope"><span
            style="font-size:15px;font-family:&quot;Arial&quot;,sans-serif;color:#0D0D0D;">VA Loans have many of the same steps as traditional loans. You start with looking for a VA lender and going through the steps for prequalification. This step
            helps borrowers learn an approximation of what they can afford by examining income, credit, assets, veteran entitlement, and financial indicators.</span></p>
        <p style="margin-right:0cm;margin-left:0cm;font-size:16px;font-family:&quot;Calibri&quot;,sans-serif;margin:0cm;margin-bottom:11.25pt;margin-top:0cm;background:white;vertical-align:baseline;" class="ng-scope"><span
            style="font-size:15px;font-family:&quot;Arial&quot;,sans-serif;color:#0D0D0D;">Following prequalification comes a loan preapproval and the much-sought-after preapproval letter. Preapproval letters validate your borrowing power to real
            estate agents and other sellers.</span></p>
        <p style="margin-right:0cm;margin-left:0cm;font-size:16px;font-family:&quot;Calibri&quot;,sans-serif;margin:0cm;margin-bottom:11.25pt;margin-top:0cm;background:white;vertical-align:baseline;" class="ng-scope"><span
            style="font-size:15px;font-family:&quot;Arial&quot;,sans-serif;color:#0D0D0D;">When it comes time to make an offer on a home, find an agent who is familiar with VA loans. This will help during the negotiation and contract process.</span>
        </p>
        <p style="margin-right:0cm;margin-left:0cm;font-size:16px;font-family:&quot;Calibri&quot;,sans-serif;margin:0cm;margin-bottom:.0001pt;background:white;vertical-align:baseline;" class="ng-scope"><span
            style="font-size:15px;font-family:&quot;Arial&quot;,sans-serif;color:#0D0D0D;">The next step in the home purchasing process is called being “under contract.” During this state of home purchasing, the lender will ask for a VA appraisal of
            the property you wish to buy. A VA appraisal differs from a home inspection in that this VA appraisal ascertains if the property meets “fair market value and the VA minimum property requirements.”&nbsp;</span></p>
        <p style="margin-right:0cm;margin-left:0cm;font-size:16px;font-family:&quot;Calibri&quot;,sans-serif;margin:0cm;margin-bottom:11.25pt;margin-top:0cm;background:white;vertical-align:baseline;" class="ng-scope"><span
            style="font-size:15px;font-family:&quot;Arial&quot;,sans-serif;color:#0D0D0D;">Simultaneously to the VA appraisal, underwriters will examine your income, financial statements, and appraisal to sign-off on moving your loan to closing. An
            official home closing will require your signature on numerous legal documents before you are officially handed the keys to your new home.</span></p>
        <ol style="list-style-type: decimal;margin-left:12.5px;" class="ng-scope">
          <li><span style="font-family:&quot;Arial&quot;,sans-serif;font-size:11.5pt;color:#0D0D0D;">VA Entitlements can be used for multiple home purchases. You just have to pay off your loan before you reapply for a new loan.</span></li>
          <li><span style="font-family:&quot;Arial&quot;,sans-serif;font-size:11.5pt;color:#0D0D0D;">VA loans are for primary residences only.</span></li>
          <li><span style="font-family:&quot;Arial&quot;,sans-serif;font-size:11.5pt;color:#0D0D0D;">The VA’s loan backing means borrowers don’t have to purchase mortgage insurance. However, there is a&nbsp;VA funding fee.</span></li>
          <li><span style="font-family:&quot;Arial&quot;,sans-serif;font-size:11.5pt;color:#0D0D0D;">There is no prepayment penalty.</span></li>
        </ol>
        <p style="margin-right:0cm;margin-left:0cm;font-size:16px;font-family:&quot;Calibri&quot;,sans-serif;margin:0cm;margin-bottom:.0001pt;" class="ng-scope">&nbsp;</p>
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calling on behalf of Secure Rights, Premier Partners or authorized third parties
on their behalf to contact you (including through automated means; e.g.
autodialing, text and pre-recorded messaging) about financial services or other
credit related offers via telephone, mobile device (including SMS and MMS)
and/or email, even if your telephone number is currently listed on any state,
federal, local or corporate Do Not Call list; c) Consent to be contacted is not
required in order to purchase goods or services from SecureRights or the Premier
Partners that contact you. You may choose to speak with an individual service
provider by dialing (888) 883-2062; and d) That I have received and reviewed the
Mortgage Broker Disclosures for my state; and e) You are providing written
consent under the Fair Credit Reporting Act for SecureRights to obtain
information from your personal credit profile. You authorize SecureRights to
obtain such information solely to prequalify you for credit options and connect
you with an appropriate lending partner. Secure Rights NMLS 3175.

Hi James the review of 113 High Point Rd is done. ---- Tap to view options----

I authorize Credit Climb and partner companies to contact me about credit
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delivered to me using an automatic telephone dialing system or by prerecorded
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What are VA Loans?

 



 

VA Loans are offered through private lenders, mortgage companies or banks.
Through this program, the Department of Veterans Affairs works to support the
needs of servicemembers, veterans, and qualifying surviving spouses and helps
them purchase affordable mortgage loans.

 

VA Loan candidates are evaluated based on length of service, duty status, and
character of service.

The following VA Loan Sub-categories are available for consideration – each with
differing benefits and options depending on each borrower’s unique needs and
circumstances:

 * Adapted Housing Grants: These loans assist Veterans with a permanent and
   total service-connected disability purchase or with the construction of an
   adapted home or to alter an existing home to accommodate the disability.
 * Native American Direct (NADL) Program: Eligible Native American Veterans
   finance the acquisition, building, or improvement of homes on Federal Trust
   Land, or reduce the interest rate on a VA loan.
 * Interest Rate Reduction Refinance Loan (IRRRL): This type of loan allows
   borrowers to receive a lower interest rate by refinancing an existing VA
   loan.
 * Purchase Loans: The benefits of this type of loan is that you can get a
   competitive interest rate usually without the need of a down payment or
   private mortgage insurance.
 * Cash-Out Refinance: These loans permit the borrower to remove cash from home
   equity to use towards paying for school, eliminating personal debt or
   investing in home improvements.

 

VA Loans have many of the same steps as traditional loans. You start with
looking for a VA lender and going through the steps for prequalification. This
step helps borrowers learn an approximation of what they can afford by examining
income, credit, assets, veteran entitlement, and financial indicators.

Following prequalification comes a loan preapproval and the much-sought-after
preapproval letter. Preapproval letters validate your borrowing power to real
estate agents and other sellers.

When it comes time to make an offer on a home, find an agent who is familiar
with VA loans. This will help during the negotiation and contract process.

The next step in the home purchasing process is called being “under contract.”
During this state of home purchasing, the lender will ask for a VA appraisal of
the property you wish to buy. A VA appraisal differs from a home inspection in
that this VA appraisal ascertains if the property meets “fair market value and
the VA minimum property requirements.” 

Simultaneously to the VA appraisal, underwriters will examine your income,
financial statements, and appraisal to sign-off on moving your loan to closing.
An official home closing will require your signature on numerous legal documents
before you are officially handed the keys to your new home.

 1. VA Entitlements can be used for multiple home purchases. You just have to
    pay off your loan before you reapply for a new loan.
 2. VA loans are for primary residences only.
 3. The VA’s loan backing means borrowers don’t have to purchase mortgage
    insurance. However, there is a VA funding fee.
 4. There is no prepayment penalty.

 

 

 

 

 

 

 

 

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