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1
Eligible items only. Redeem points for cash back or other options. Terms and
merchant exclusions apply.
2
Pay in 4 is available to consumers upon approval for purchases of $30 - $1500.
Pay in 4 is currently not available to residents of MO, NV, or NM. PayPal, Inc.:
Loans to CA residents are made or arranged pursuant to a CA Financing Law
License. GA Installment Lender Licensee, NMLS #910457. RI Small Loan Lender
Licensee. When applying, a soft credit check may be needed, but will not affect
your credit score. You must be of legal age in your U.S. state of residence to
use Pay in 4. Offer availability depends on the merchant and also may not be
available for certain recurring, subscription services. Offers are not
pre-approved offers or firm offers of credit.
3
Pay Monthly is subject to consumer credit approval. 9.99-29.99% APR based on the
customer’s creditworthiness. Terms may vary based on purchase amount. For
example, a $600 purchase can be paid at 18% APR in 6 monthly payments
($105.34/mo.; $32.02 interest; $632.02 total of payments), 12 monthly payments
($55.02/mo.; $60.20 interest; $660.20 total of payments), or 24 monthly payments
($29.96/mo.; $119.07 interest; $719.07 total of payments). Payments may change
based on shipping, taxes, updates to your purchase, or missed payments. Offer
availability depends on the merchant and may not be available for subscriptions
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AK, CO, HI, MA, NV, NY, or TX. You must be of legal age in your U.S. state of
residence. Missed payments may have an impact on your credit score. The lender
for Pay Monthly is WebBank. PayPal, Inc. (NMLS #910457): CT Small Loan Licensee.
RI Loan Broker Licensee. VT Loan Solicitation Licensee. VT residents: THIS IS A
LOAN SOLICITATION ONLY. PAYPAL, INC. IS NOT THE LENDER. INFORMATION RECEIVED
WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN
INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER
MAY BE SUBJECT TO FEDERAL LENDING LAWS.
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Purchases subject to credit approval, and the PayPal Cashback Mastercard must be
used for payment. Review Rewards Programs Terms. for details and restrictions.
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Review Terms and Rates for New Accounts.
Important information on redeeming Cash Rewards: You need to have a PayPal
Balance account to transfer your Cash Rewards to your PayPal balance. If you do
not have that account, you can transfer your Cash Rewards to your bank account
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The PayPal Cashback Mastercard is issued by Synchrony Bank pursuant to a license
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take up to 45 days to get to your chosen charity. It’s rare, but if we can’t
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will be based on account activity.
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