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Effective URL: https://rg.ml.com/2022/PartCom/PLAN_2023/20222631_1/index.html
Submission: On November 29 via api from US — Scanned from DE
Effective URL: https://rg.ml.com/2022/PartCom/PLAN_2023/20222631_1/index.html
Submission: On November 29 via api from US — Scanned from DE
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This site does not support Internet Explorer, please access with Chrome, Edge, FireFox or Safari * My Accounts * Education Center LIVE WEBINARS Register now » * Financial fundamentals December 7, Noon & 3 p.m. Eastern * Plan for the retirement you want December 8, Noon & 3 p.m. Eastern PERSONAL PHONE CONSULTATION Discuss your financial goals at a time that’s convenient for you Schedule now » PLANNING FOR 2023 As the new year approaches, it's time to take a fresh approach to your financial health. Whether you’re saving for an established goal, strengthening your retirement planning, or creating an emergency fund, Merrill has resources to help you on your way. * TAKING THE FIRST STEP * MAKING RETIREMENT A REALITY * CREATING YOUR PLAN LEARNING RESOURCES Eight simple ways to save money A month-by-month guide to a financially healthier you What is your top priority for 2023? Save more for future goals Take control of debt Chart a path toward retirement Set aside money for an emergency fund Submit Whatever your priority is for 2023, start by building healthy habits. Read this article to learn how to hardwire your brain to save more. LEARNING RESOURCES One of the most surprising things about retirement today Keep your retirement savings on track At what age do you plan to retire? Before 60 60-65 65-70 Unknown Submit In 2021, nearly half of retirees retired earlier than they expected. Source: 2021 Retirement Confidence Survey, Summary 2021 RCS Results Report, Employee Benefits Research Institute. WHAT ARE YOUR FINANCIAL PRIORITIES IN 2023? PLAN FOR UNEXPECTED EXPENSES Preparing for the big 'what-ifs' in your financial life PLAN TO PAY DOWN DEBT Smart ways to pay back your student loan Perseverance: The key to tackling your credit card debt FINANCIAL PLANNING FOR WOMEN An age-by-age guide: Key financial questions every woman should ask PLAN FOR HOLIDAY SPENDING How to keep your holiday spending on budget WATCH Strengthening your financial house ACT Financial Wellness Tracker — Take the quiz to get your financial wellness score and personalized, suggested action plan now. Investing involves risk, including the possible loss of principal value invested. Merrill, its affiliates and financial advisors do not provide legal, tax or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions. Merrill provides products and services to various employers, their employees and other individuals. In connection with providing these products and services, and at the request of the employer, Merrill makes available websites on the internet, mobile device applications and written brochures in order to provide you with information regarding your plan. Under no circumstances should these websites, applications and brochures, or any information included in these websites, applications and brochures, be considered an offer to sell or a solicitation to buy any securities, products or services from Merrill or any other person or entity. Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (“BofA Corp.”). MLPF&S is a registered broker-dealer, registered investment adviser, member SIPC and a wholly owned subsidiary of BofA Corp. Investment products: * Are Not FDIC Insured * Are Not Bank Guaranteed * May Lose Value Benefits OnLine and Better Money Habits are registered trademarks of Bank of America Corporation. © 2022 Bank of America Corporation. All rights reserved. 4930499 | 20222631-1 | 10/2022 Register now » LIVE WEBINARS More information * Financial fundamentals December 7, Noon & 3 p.m. Eastern * Plan for the retirement you want December 8, Noon & 3 p.m. Eastern -------------------------------------------------------------------------------- Schedule now » PERSONAL PHONE CONSULTATION Discuss your financial goals at a time that’s convenient for you