secure.bankofamerica.com
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171.161.102.200
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Submitted URL: https://save.spirit-airlines.com/pub/cc?_ri_=X0Gzc2X=AQpglLjHJlTQG0S4lYqXezbBcwW6MgtLkze6cXk5auh7yNiy6JfKWlvzdFhi8zf30PhC3zbgLzgP...
Effective URL: https://secure.bankofamerica.com/apply-credit-cards/public/consumer/
Submission: On August 10 via api from US — Scanned from DE
Effective URL: https://secure.bankofamerica.com/apply-credit-cards/public/consumer/
Submission: On August 10 via api from US — Scanned from DE
Form analysis 4 forms found in the DOM
<form id="personalInfoForm">
<div id="nameInfo">
<div class="row">
<div class="columns small-12 medium-6 large-3">
<div class="
spa-input spa-input-box spa-input--sparta2
"><label class="spa-input-label" data-font="cnx-medium" id="labelForcustomerFirstName" for="customerFirstName"> First name <span class="spa-input-label--required"> *</span>
<span class="ada-hidden">
</span>
</label><input type="text" aria-labelledby="labelForcustomerFirstName" data-mobile-input-type="text" data-default-input-type="text" data-android-input-type="text" data-mobile-pattern="" data-default-pattern="" id="customerFirstName"
name="customerFirstName" minlength="1" maxlength="25" data-structure="individualName.firstName" data-server-validation-primarynameempty-error-message="Please enter your first name."
data-server-validation-primarynameinvalid-error-message="Please enter your first name using letters, apostrophes, or hyphens."
data-server-validation-invalidadditionalcardholdernamedobsameasprimary-error-message="The additional cardholder can't have the same name and date of birth as the primary applicant. Please enter valid information for additional cardholder."
class="spa-input-text cs-customerFirstName" data-gis-mask="false"
data-sparta-input-mask="{"greedy":true,"placeholder":"","clearMaskOnLostFocus":true,"showMaskOnHover":false,"showMaskOnFocus":true,"keepStatic":true,"jitMasking":true,"showTooltip":false,"inputEventOnly":true}"
required="" aria-required="true" data-required-error-message="Please enter your first name." aria-describedby="helpFor_customerFirstName" pattern="" autocapitalize="none" autocorrect="off" spellcheck="false">
<p class="spa-input-hint" id="helpFor_customerFirstName">Legal Name</p>
<div class="spa-input-error-message spa-icon--error" id="customerFirstName_errorMessage" aria-hidden="true"></div>
</div>
</div>
<div class="columns small-12 medium-6 large-3">
<div class="
spa-input spa-input-box spa-input--sparta2
"><label class="spa-input-label" data-font="cnx-medium" id="labelForcustomerMiddleName" for="customerMiddleName"> Middle name <span class="ada-hidden">
</span>
</label><input type="text" aria-labelledby="labelForcustomerMiddleName" data-mobile-input-type="text" data-default-input-type="text" data-android-input-type="text" data-mobile-pattern="" data-default-pattern="" id="customerMiddleName"
name="customerMiddleName" maxlength="25" data-structure="individualName.middleName" data-server-validation-primarynameinvalid-error-message="Please enter your middle name using letters, apostrophes, or hyphens."
class="spa-input-text cs-customerMiddleName" data-gis-mask="false"
data-sparta-input-mask="{"greedy":true,"placeholder":"","clearMaskOnLostFocus":true,"showMaskOnHover":false,"showMaskOnFocus":true,"keepStatic":true,"jitMasking":true,"showTooltip":false,"inputEventOnly":true}"
pattern="" autocapitalize="none" autocorrect="off" spellcheck="false">
<p class="spa-input-hint" id="helpFor_customerMiddleName"></p>
<div class="spa-input-error-message spa-icon--error" id="customerMiddleName_errorMessage" aria-hidden="true"></div>
</div>
</div>
<div class="columns small-12 medium-9 large-4">
<div class="
spa-input spa-input-box spa-input--sparta2
"><label class="spa-input-label" data-font="cnx-medium" id="labelForcustomerLastName" for="customerLastName"> Last name <span class="spa-input-label--required"> *</span>
<span class="ada-hidden">
</span>
</label><input type="text" aria-labelledby="labelForcustomerLastName" data-mobile-input-type="text" data-default-input-type="text" data-android-input-type="text" data-mobile-pattern="" data-default-pattern="" id="customerLastName"
name="customerLastName" minlength="2" maxlength="30" data-structure="individualName.lastName" data-server-validation-primarynameempty-error-message="Please enter your last name."
data-server-validation-primarynameinvalid-error-message="Please enter your last name using letters, apostrophes, or hyphens."
data-server-validation-invalidadditionalcardholdernamedobsameasprimary-error-message="The additional cardholder can't have the same name and date of birth as the primary applicant. Please enter valid information for additional cardholder."
class="spa-input-text cs-customerLastName" data-gis-mask="false"
data-sparta-input-mask="{"greedy":true,"placeholder":"","clearMaskOnLostFocus":true,"showMaskOnHover":false,"showMaskOnFocus":true,"keepStatic":true,"jitMasking":true,"showTooltip":false,"inputEventOnly":true}"
required="" aria-required="true" data-required-error-message="Please enter your last name." pattern="" autocapitalize="none" autocorrect="off" spellcheck="false">
<p class="spa-input-hint" id="helpFor_customerLastName"></p>
<div class="spa-input-error-message spa-icon--error" id="customerLastName_errorMessage" aria-hidden="true"></div>
</div>
</div>
<div class="columns small-12 medium-3 large-2 right end">
<div class="spa-input spa-input-box spa-dropdown spa-input--sparta2"><label class="spa-input-label" data-font="cnx-medium" for="customerNameSuffix">Suffix<span class="ada-hidden"></span></label><select id="customerNameSuffix"
name="customerNameSuffix" class="spa-input-select" value="" onchange="this.setAttribute('data-val', this.value);" data-val="">
<option value=""> </option>
<option value="Jr">Jr</option>
<option value="Sr">Sr</option>
<option value="II">II</option>
<option value="III">III</option>
<option value="IV">IV</option>
<option value="V">V</option>
</select>
<p class="spa-input-hint" id="helpFor_customerNameSuffix"></p>
<div class="spa-input-error-message spa-icon--error" id="customerNameSuffix_errorMessage" aria-hidden="true"></div>
</div>
</div>
</div>
</div>
<div id="residentialAddressSection">
<div id="residentialAddress">
<div class="row pt20">
<div class="columns small-12 medium-6 end">
<div class="
spa-input spa-input-box spa-input--sparta2
"><label class="spa-input-label" data-font="cnx-medium" id="labelForcustomerResidentialAddressOne" for="customerResidentialAddressOne"> Residential address line 1 <span class="spa-input-label--required"> *</span>
<span class="ada-hidden"> No P.O. Boxes, please </span>
</label><input type="text" aria-labelledby="labelForcustomerResidentialAddressOne" data-mobile-input-type="text" data-default-input-type="text" data-android-input-type="text" data-mobile-pattern="" data-default-pattern=""
autocomplete="address-line1" id="customerResidentialAddressOne" name="customerResidentialAddressOne" maxlength="40" class="addressBox spa-input-text cs-customerResidentialAddressOne" pre-submit-validation-required="true"
data-structure="residenceAddress.addressLines.0" data-server-validation-addressline1invalid-error-message="Please enter a valid address." data-server-validation-addressline1empty-error-message="Please enter your address."
data-server-validation-addresslinelong-error-message="Please enter a valid address." data-server-validation-addresslineduplicate-error-message="The address in line 1 and line 2 can't be the same. Please enter a valid address."
data-server-validation-postboxnoinvalid-error-message="A post office box can't be used for your address."
data-server-validation-combinedlengthinvalid-error-message="The combined address length in line 1 and line 2 cannot be less than 5 characters." data-gis-mask="false"
data-sparta-input-mask="{"greedy":true,"placeholder":"","clearMaskOnLostFocus":true,"showMaskOnHover":false,"showMaskOnFocus":true,"keepStatic":true,"jitMasking":true,"showTooltip":false,"inputEventOnly":true}"
required="" aria-required="true" data-required-error-message="Please enter your address." aria-describedby="helpFor_customerResidentialAddressOne" pattern="" autocapitalize="none" autocorrect="off" spellcheck="false">
<p class="spa-input-hint" id="helpFor_customerResidentialAddressOne">No P.O. Boxes, please</p>
<div class="spa-input-error-message spa-icon--error" id="customerResidentialAddressOne_errorMessage" aria-hidden="true"></div>
</div>
</div>
</div>
<div class="row pt10">
<div class="columns small-12 medium-6 end">
<div class="
spa-input spa-input-box spa-input--sparta2
"><label class="spa-input-label" data-font="cnx-medium" id="labelForcustomerResidentialAddressTwo" for="customerResidentialAddressTwo"> Residential address line 2 <span class="ada-hidden">
</span>
</label><input type="text" aria-labelledby="labelForcustomerResidentialAddressTwo" data-mobile-input-type="text" data-default-input-type="text" data-android-input-type="text" data-mobile-pattern="" data-default-pattern=""
autocomplete="address-line2" id="customerResidentialAddressTwo" name="customerResidentialAddressTwo" maxlength="40" class="addressBox spa-input-text cs-customerResidentialAddressTwo" pre-submit-validation-required="true"
data-structure="residenceAddress.addressLines.1" data-server-validation-addressline2invalid-error-message="Please enter a valid address." data-server-validation-addressline2empty-error-message="Please enter your address."
data-server-validation-addresslinelong-error-message="Please enter a valid address." data-server-validation-addresslineduplicate-error-message="The address in line 1 and line 2 can't be the same. Please enter a valid address."
data-server-validation-postboxnoinvalid-error-message="A post office box can't be used for your address."
data-server-validation-combinedlengthinvalid-error-message="The combined address length in line 1 and line 2 cannot be less than 5 characters." data-gis-mask="false"
data-sparta-input-mask="{"greedy":true,"placeholder":"","clearMaskOnLostFocus":true,"showMaskOnHover":false,"showMaskOnFocus":true,"keepStatic":true,"jitMasking":true,"showTooltip":false,"inputEventOnly":true}"
aria-describedby="helpFor_customerResidentialAddressTwo" pattern="" autocapitalize="none" autocorrect="off" spellcheck="false">
<p class="spa-input-hint" id="helpFor_customerResidentialAddressTwo">Apartment #, Unit #, etc.</p>
<div class="spa-input-error-message spa-icon--error" id="customerResidentialAddressTwo_errorMessage" aria-hidden="true"></div>
</div>
</div>
</div>
</div>
<div id="residentialCSZ">
<div class="row pt10">
<div class="columns small-12 medium-5 large-3">
<div class="
spa-input spa-input-box spa-input--sparta2
"><label class="spa-input-label" data-font="cnx-medium" id="labelForcustomerAddressCity" for="customerAddressCity"> City <span class="spa-input-label--required"> *</span>
<span class="ada-hidden">
</span>
</label><input type="text" aria-labelledby="labelForcustomerAddressCity" data-mobile-input-type="text" data-default-input-type="text" data-android-input-type="text" data-mobile-pattern="" data-default-pattern="" id="customerAddressCity"
name="customerAddressCity" maxlength="25" data-structure="residenceAddress.city" data-server-validation-cityempty-error-message="Please enter your city."
data-server-validation-cityinvalid-error-message="Please enter your city using letters only." data-server-validation-citylength-error-message="Please enter a valid city." class="spa-input-text cs-customerAddressCity"
data-gis-mask="false"
data-sparta-input-mask="{"greedy":true,"placeholder":"","clearMaskOnLostFocus":true,"showMaskOnHover":false,"showMaskOnFocus":true,"keepStatic":true,"jitMasking":true,"showTooltip":false,"inputEventOnly":true}"
required="" aria-required="true" data-required-error-message="Please enter your city." pattern="" autocapitalize="none" autocorrect="off" spellcheck="false">
<p class="spa-input-hint" id="helpFor_customerAddressCity"></p>
<div class="spa-input-error-message spa-icon--error" id="customerAddressCity_errorMessage" aria-hidden="true"></div>
</div>
</div>
<div class="columns small-12 medium-5 large-3">
<div class="spa-input spa-input-box spa-dropdown spa-input--sparta2"><label class="spa-input-label" data-font="cnx-medium" for="customerAddressState">State<span class="spa-input-label--required"> *</span><span
class="ada-hidden"></span></label><select id="customerAddressState" name="customerAddressState" data-structure="residenceAddress.state" data-server-validation-stateempty-error-message="Please select your state."
class="spa-input-select" value="" onchange="this.setAttribute('data-val', this.value);" data-val="" required="" aria-required="true" data-required-error-message="Please select your state.">
<option value=""> </option>
<option value="AL">Alabama</option>
<option value="AK">Alaska</option>
<option value="AZ">Arizona</option>
<option value="AR">Arkansas</option>
<option value="CA">California</option>
<option value="CO">Colorado</option>
<option value="CT">Connecticut</option>
<option value="DE">Delaware</option>
<option value="DC">District of Columbia</option>
<option value="FL">Florida</option>
<option value="GA">Georgia</option>
<option value="HI">Hawaii</option>
<option value="ID">Idaho</option>
<option value="IL">Illinois</option>
<option value="IN">Indiana</option>
<option value="IA">Iowa</option>
<option value="KS">Kansas</option>
<option value="KY">Kentucky</option>
<option value="LA">Louisiana</option>
<option value="ME">Maine</option>
<option value="MD">Maryland</option>
<option value="MA">Massachusetts</option>
<option value="MI">Michigan</option>
<option value="MN">Minnesota</option>
<option value="MS">Mississippi</option>
<option value="MO">Missouri</option>
<option value="MT">Montana</option>
<option value="NE">Nebraska</option>
<option value="NV">Nevada</option>
<option value="NH">New Hampshire</option>
<option value="NJ">New Jersey</option>
<option value="NM">New Mexico</option>
<option value="NY">New York</option>
<option value="NC">North Carolina</option>
<option value="ND">North Dakota</option>
<option value="OH">Ohio</option>
<option value="OK">Oklahoma</option>
<option value="OR">Oregon</option>
<option value="PA">Pennsylvania</option>
<option value="RI">Rhode Island</option>
<option value="SC">South Carolina</option>
<option value="SD">South Dakota</option>
<option value="TN">Tennessee</option>
<option value="TX">Texas</option>
<option value="UT">Utah</option>
<option value="VT">Vermont</option>
<option value="VA">Virginia</option>
<option value="WA">Washington</option>
<option value="WV">West Virginia</option>
<option value="WI">Wisconsin</option>
<option value="WY">Wyoming</option>
<option value="AA">Armed Forces Americas (AA)</option>
<option value="AE">Armed Forces Europe (AE)</option>
<option value="AP">Armed Forces Pacific (AP)</option>
<option value="AS">American Samoa</option>
<option value="GU">Guam</option>
<option value="MH">Marshall Islands</option>
<option value="PR">Puerto Rico</option>
<option value="VI">Virgin Islands</option>
</select>
<p class="spa-input-hint" id="helpFor_customerAddressState"></p>
<div class="spa-input-error-message spa-icon--error" id="customerAddressState_errorMessage" aria-hidden="true"></div>
</div>
</div>
<div class="columns small-12 medium-2 large-2 end">
<div class="
spa-input spa-input-box spa-input--sparta2
"><label class="spa-input-label" data-font="cnx-medium" id="labelForcustomerAddressInput" for="customerAddressInput"> ZIP code <span class="spa-input-label--required"> *</span>
<span class="ada-hidden">
</span>
</label><input type="text" aria-labelledby="labelForcustomerAddressInput" pattern="[0-9]*" data-mobile-input-type="text" data-default-input-type="text" data-android-input-type="text" data-mobile-pattern="[0-9]*"
data-default-pattern="[0-9]*" data-sparta-input-format="zip-extended" autocomplete="postal-code" inputmode="numeric" novalidate="true" autocorrect="off"
data-sparta-input-mask="{"greedy":true,"placeholder":"","clearMaskOnLostFocus":true,"showMaskOnHover":false,"showMaskOnFocus":true,"keepStatic":true,"jitMasking":true,"showTooltip":false,"inputEventOnly":true,"mask":"99999[-9999]"}"
id="customerAddressInput" name="customerAddressInput" minlength="5" maxlength="10" data-structure="residenceAddress.postalCode" data-server-validation-zipcodeempty-error-message="Please enter your zip code."
data-server-validation-zipcodeinvalid-error-message="Please enter a valid zip code." data-server-validation-zipcodestatemismatch-error-message="The state and zip code combination you entered is not valid."
class="spa-input-text cs-customerAddressInput" data-gis-mask="false" required="" aria-required="true" data-required-error-message="Please enter your zip code." aria-describedby="helpFor_customerAddressInput"
data-sparta-input-format-initialized="true" autocapitalize="none" spellcheck="false">
<p class="spa-input-hint" id="helpFor_customerAddressInput">First 5 digits required</p>
<div class="spa-input-error-message spa-icon--error" id="customerAddressInput_errorMessage" aria-hidden="true"></div>
</div>
</div>
</div>
</div>
</div>
<section id="customerAddressSection" class="changeInformation">
<div class="row pt20">
<div class="columns small-12 medium-12 mb20 end">
<div class="spa-input spa-input-options spa-input--sparta2">
<div class="spa-input-options-list--vertical">
<div class="spa-input-options-wrapper"><input type="checkbox" default="false" name="customerAddressPreference" id="customerAddressPreference" value="" class="spa-input-option spa-input-option--checkbox cs-customerAddressPreference"
autocapitalize="none" autocorrect="off" spellcheck="false"><span class="spa-input-check"> </span><label class="spa-input-option-label" data-font="cnx-regular" for="customerAddressPreference">Send my statement to a different
address<span class="ada-hidden"></span></label></div>
</div>
<div id="customerAddressPreference_errorMessage" class="spa-input-error-message spa-icon--error" aria-hidden="true"></div>
</div>
</div>
</div>
<div class="hidden" id="mailingAddressSection">
<div id="mailingAddress">
<div class="row pt20">
<div class="columns small-12 medium-6 end">
<div class="
spa-input spa-input-box spa-input--sparta2
"><label class="spa-input-label" data-font="cnx-medium" id="labelForcustomerMailingAddressOne" for="customerMailingAddressOne"> Mailing address line 1 <span class="spa-input-label--required"> *</span>
<span class="ada-hidden">
</span>
</label><input type="text" aria-labelledby="labelForcustomerMailingAddressOne" data-mobile-input-type="text" data-default-input-type="text" data-android-input-type="text" data-mobile-pattern="" data-default-pattern=""
autocomplete="address-line1" id="customerMailingAddressOne" name="customerMailingAddressOne" maxlength="40" class="addressBox spa-input-text cs-customerMailingAddressOne" pre-submit-validation-required="true"
data-structure="mailingAddress.addressLines.0" data-server-validation-addressline1invalid-error-message="Please enter a valid mailing address."
data-server-validation-addressline1empty-error-message="Please enter your mailing address." data-server-validation-addresslinelong-error-message="Please enter a valid mailing address."
data-server-validation-addresslineduplicate-error-message="The address in line 1 and line 2 can't be the same. Please enter a valid address."
data-server-validation-postboxnoinvalid-error-message="A post office box can't be used for your address."
data-server-validation-combinedlengthinvalid-error-message="The combined address length in line 1 and line 2 cannot be less than 5 characters." data-gis-mask="false"
data-sparta-input-mask="{"greedy":true,"placeholder":"","clearMaskOnLostFocus":true,"showMaskOnHover":false,"showMaskOnFocus":true,"keepStatic":true,"jitMasking":true,"showTooltip":false,"inputEventOnly":true}"
required="" aria-required="true" data-required-error-message="Please enter your mailing address." pattern="" autocapitalize="none" autocorrect="off" spellcheck="false">
<p class="spa-input-hint" id="helpFor_customerMailingAddressOne"></p>
<div class="spa-input-error-message spa-icon--error" id="customerMailingAddressOne_errorMessage" aria-hidden="true"></div>
</div>
</div>
</div>
<div class="pt10 row">
<div class="columns small-12 medium-6 end">
<div class="
spa-input spa-input-box spa-input--sparta2
"><label class="spa-input-label" data-font="cnx-medium" id="labelForcustomerMailingAddressTwo" for="customerMailingAddressTwo"> Mailing address line 2 <span class="ada-hidden">
</span>
</label><input type="text" aria-labelledby="labelForcustomerMailingAddressTwo" data-mobile-input-type="text" data-default-input-type="text" data-android-input-type="text" data-mobile-pattern="" data-default-pattern=""
autocomplete="address-line2" id="customerMailingAddressTwo" name="customerMailingAddressTwo" maxlength="40" class="addressBox spa-input-text cs-customerMailingAddressTwo" pre-submit-validation-required="true"
data-structure="mailingAddress.addressLines.1" data-server-validation-addressline2invalid-error-message="Please enter a valid mailing address."
data-server-validation-addressline2empty-error-message="Please enter your mailing address." data-server-validation-addresslinelong-error-message="Please enter a valid mailing address."
data-server-validation-addresslineduplicate-error-message="The address in line 1 and line 2 can't be the same. Please enter a valid address."
data-server-validation-postboxnoinvalid-error-message="A post office box can't be used for your address."
data-server-validation-combinedlengthinvalid-error-message="The combined address length in line 1 and line 2 cannot be less than 5 characters." data-gis-mask="false"
data-sparta-input-mask="{"greedy":true,"placeholder":"","clearMaskOnLostFocus":true,"showMaskOnHover":false,"showMaskOnFocus":true,"keepStatic":true,"jitMasking":true,"showTooltip":false,"inputEventOnly":true}"
aria-describedby="helpFor_customerMailingAddressTwo" pattern="" autocapitalize="none" autocorrect="off" spellcheck="false">
<p class="spa-input-hint" id="helpFor_customerMailingAddressTwo">Apartment #, Unit #, etc.</p>
<div class="spa-input-error-message spa-icon--error" id="customerMailingAddressTwo_errorMessage" aria-hidden="true"></div>
</div>
</div>
</div>
</div>
<div id="mailingCSZ">
<div class="row pt10">
<div class="columns small-12 medium-5 large-3">
<div class="
spa-input spa-input-box spa-input--sparta2
"><label class="spa-input-label" data-font="cnx-medium" id="labelForcustomerMailingAddressCity" for="customerMailingAddressCity"> City <span class="spa-input-label--required"> *</span>
<span class="ada-hidden">
</span>
</label><input type="text" aria-labelledby="labelForcustomerMailingAddressCity" data-mobile-input-type="text" data-default-input-type="text" data-android-input-type="text" data-mobile-pattern="" data-default-pattern=""
autocomplete="address-level2" id="customerMailingAddressCity" name="customerMailingAddressCity" maxlength="25" data-structure="mailingAddress.city" data-server-validation-cityempty-error-message="Please enter your city."
data-server-validation-cityinvalid-error-message="Please enter your city using letters only." data-server-validation-citylength-error-message="Please enter a valid city." class="spa-input-text cs-customerMailingAddressCity"
data-gis-mask="false"
data-sparta-input-mask="{"greedy":true,"placeholder":"","clearMaskOnLostFocus":true,"showMaskOnHover":false,"showMaskOnFocus":true,"keepStatic":true,"jitMasking":true,"showTooltip":false,"inputEventOnly":true}"
required="" aria-required="true" data-required-error-message="Please enter your city." pattern="" autocapitalize="none" autocorrect="off" spellcheck="false">
<p class="spa-input-hint" id="helpFor_customerMailingAddressCity"></p>
<div class="spa-input-error-message spa-icon--error" id="customerMailingAddressCity_errorMessage" aria-hidden="true"></div>
</div>
</div>
<div class="columns small-12 medium-5 large-3">
<div class="spa-input spa-input-box spa-dropdown spa-input--sparta2"><label class="spa-input-label" data-font="cnx-medium" for="customerMailingAddressState">State<span class="spa-input-label--required"> *</span><span
class="ada-hidden"></span></label><select id="customerMailingAddressState" name="customerMailingAddressState" data-structure="mailingAddress.state" data-server-validation-stateempty-error-message="Please select your state"
class="spa-input-select" value="" onchange="this.setAttribute('data-val', this.value);" data-val="" required="" aria-required="true" data-required-error-message="Please select your state">
<option value=""> </option>
<option value="AL">Alabama</option>
<option value="AK">Alaska</option>
<option value="AZ">Arizona</option>
<option value="AR">Arkansas</option>
<option value="CA">California</option>
<option value="CO">Colorado</option>
<option value="CT">Connecticut</option>
<option value="DE">Delaware</option>
<option value="DC">District of Columbia</option>
<option value="FL">Florida</option>
<option value="GA">Georgia</option>
<option value="HI">Hawaii</option>
<option value="ID">Idaho</option>
<option value="IL">Illinois</option>
<option value="IN">Indiana</option>
<option value="IA">Iowa</option>
<option value="KS">Kansas</option>
<option value="KY">Kentucky</option>
<option value="LA">Louisiana</option>
<option value="ME">Maine</option>
<option value="MD">Maryland</option>
<option value="MA">Massachusetts</option>
<option value="MI">Michigan</option>
<option value="MN">Minnesota</option>
<option value="MS">Mississippi</option>
<option value="MO">Missouri</option>
<option value="MT">Montana</option>
<option value="NE">Nebraska</option>
<option value="NV">Nevada</option>
<option value="NH">New Hampshire</option>
<option value="NJ">New Jersey</option>
<option value="NM">New Mexico</option>
<option value="NY">New York</option>
<option value="NC">North Carolina</option>
<option value="ND">North Dakota</option>
<option value="OH">Ohio</option>
<option value="OK">Oklahoma</option>
<option value="OR">Oregon</option>
<option value="PA">Pennsylvania</option>
<option value="RI">Rhode Island</option>
<option value="SC">South Carolina</option>
<option value="SD">South Dakota</option>
<option value="TN">Tennessee</option>
<option value="TX">Texas</option>
<option value="UT">Utah</option>
<option value="VT">Vermont</option>
<option value="VA">Virginia</option>
<option value="WA">Washington</option>
<option value="WV">West Virginia</option>
<option value="WI">Wisconsin</option>
<option value="WY">Wyoming</option>
<option value="AA">Armed Forces Americas (AA)</option>
<option value="AE">Armed Forces Europe (AE)</option>
<option value="AP">Armed Forces Pacific (AP)</option>
<option value="AS">American Samoa</option>
<option value="GU">Guam</option>
<option value="MH">Marshall Islands</option>
<option value="PR">Puerto Rico</option>
<option value="VI">Virgin Islands</option>
</select>
<p class="spa-input-hint" id="helpFor_customerMailingAddressState"></p>
<div class="spa-input-error-message spa-icon--error" id="customerMailingAddressState_errorMessage" aria-hidden="true"></div>
</div>
</div>
<div class="columns small-12 medium-2 large-2 end">
<div class="
spa-input spa-input-box spa-input--sparta2
"><label class="spa-input-label" data-font="cnx-medium" id="labelForcustomerMailingAddressInput" for="customerMailingAddressInput"> ZIP code <span class="spa-input-label--required"> *</span>
<span class="ada-hidden">
</span>
</label><input type="text" aria-labelledby="labelForcustomerMailingAddressInput" pattern="[0-9]*" data-mobile-input-type="text" data-default-input-type="text" data-android-input-type="text" data-mobile-pattern="[0-9]*"
data-default-pattern="[0-9]*" data-sparta-input-format="zip-extended" autocomplete="postal-code" inputmode="numeric" novalidate="true" autocorrect="off"
data-sparta-input-mask="{"greedy":true,"placeholder":"","clearMaskOnLostFocus":true,"showMaskOnHover":false,"showMaskOnFocus":true,"keepStatic":true,"jitMasking":true,"showTooltip":false,"inputEventOnly":true,"mask":"99999[-9999]"}"
id="customerMailingAddressInput" name="customerMailingAddressInput" minlength="5" maxlength="10" data-structure="mailingAddress.postalCode" data-server-validation-zipcodeempty-error-message="Please enter your zip code."
data-server-validation-zipcodeinvalid-error-message="Please enter a valid zip code." data-server-validation-zipcodestatemismatch-error-message="The state and zip code combination you entered is not valid."
class="spa-input-text cs-customerMailingAddressInput" data-gis-mask="false" required="" aria-required="true" data-required-error-message="Please enter your zip code." aria-describedby="helpFor_customerMailingAddressInput"
data-sparta-input-format-initialized="true" autocapitalize="none" spellcheck="false">
<p class="spa-input-hint" id="helpFor_customerMailingAddressInput">First 5 digits required</p>
<div class="spa-input-error-message spa-icon--error" id="customerMailingAddressInput_errorMessage" aria-hidden="true"></div>
</div>
</div>
</div>
</div>
</div>
</section>
</form><form id="personalInfo2Form">
<div id="contactPoints">
<div id="customerPhoneNumberInputSection" class="row ">
<div class="columns small-12 medium-5 large-4 mt10 end">
<div class="
spa-input spa-input-box spa-input--sparta2
"><label class="spa-input-label" data-font="cnx-medium" id="labelForcustomerPrimaryPhoneNumber" for="customerPrimaryPhoneNumber"> Primary phone number <span class="spa-input-label--required"> *</span>
<span class="ada-hidden">
</span>
</label><input type="text" aria-labelledby="labelForcustomerPrimaryPhoneNumber" pattern="[0-9]*" data-mobile-input-type="text" data-default-input-type="text" data-android-input-type="text" data-mobile-pattern="[0-9]*"
data-default-pattern="[0-9]*" data-sparta-input-format="phone" autocomplete="tel-national" autocorrect="off"
data-sparta-input-mask="{"greedy":true,"placeholder":"_","clearMaskOnLostFocus":true,"showMaskOnHover":false,"showMaskOnFocus":true,"keepStatic":true,"jitMasking":false,"showTooltip":false,"inputEventOnly":true,"alias":"phone","mask":"999-999-9999"}"
id="customerPrimaryPhoneNumber" name="customerPrimaryPhoneNumber" data-structure="primaryPhoneNumber" data-server-validation-telephonenumberempty-error-message="Please enter your primary phone number."
data-server-validation-telephonenumberinvalid-error-message="Please enter a valid phone number." data-field-type="phone" class="spa-input-text gis-mask gis-mask-original cs-customerPrimaryPhoneNumber" data-gis-mask="false" required=""
aria-required="true" data-required-error-message="Please enter your primary phone number." data-sparta-input-format-initialized="true" autocapitalize="none" spellcheck="false"><input type="text"
aria-labelledby="labelForcustomerPrimaryPhoneNumber" pattern="[0-9]*" data-mobile-input-type="text" data-default-input-type="text" data-android-input-type="text" data-mobile-pattern="[0-9]*" data-default-pattern="[0-9]*"
data-sparta-input-format="phone" autocomplete="tel-national" autocorrect="off"
data-sparta-input-mask="{"greedy":true,"placeholder":"_","clearMaskOnLostFocus":true,"showMaskOnHover":false,"showMaskOnFocus":true,"keepStatic":true,"jitMasking":false,"showTooltip":false,"inputEventOnly":true,"alias":"phone","mask":"999-999-9999"}"
id="customerPrimaryPhoneNumber-masked" name="customerPrimaryPhoneNumber-masked" data-structure="primaryPhoneNumber" data-server-validation-telephonenumberempty-error-message="Please enter your primary phone number."
data-server-validation-telephonenumberinvalid-error-message="Please enter a valid phone number." data-field-type="phone" class="spa-input-text gis-mask-value spa-hidden cs-customerPrimaryPhoneNumber-masked" data-gis-mask="false"
required="" aria-required="true" data-required-error-message="Please enter your primary phone number." data-sparta-input-format-initialized="true" aria-hidden="true" autocapitalize="none" spellcheck="false">
<p class="spa-input-hint" id="helpFor_customerPrimaryPhoneNumber"></p>
<div class="spa-input-error-message spa-icon--error" id="customerPrimaryPhoneNumber_errorMessage" aria-hidden="true"></div>
</div>
</div>
</div>
<div class="row">
<div class="columns small-12 medium-5 large-4 mt10">
<div class="spa-input spa-input-box spa-dropdown spa-input--sparta2"><label class="spa-input-label" data-font="cnx-medium" for="phoneNumberType">Phone number type<span class="spa-input-label--required"> *</span><span
class="ada-hidden"></span></label><select id="phoneNumberType" name="phoneNumberType" data-structure="phoneNumberType" class="spa-input-select" value="" onchange="this.setAttribute('data-val', this.value);" data-val="" required=""
aria-required="true" data-required-error-message="Please select a phone number type.">
<option value=""> </option>
<option value="HomePhone">Home</option>
<option value="CellularPhone">Mobile</option>
</select>
<p class="spa-input-hint" id="helpFor_phoneNumberType"></p>
<div class="spa-input-error-message spa-icon--error" id="phoneNumberType_errorMessage" aria-hidden="true"></div>
</div>
</div>
<div id="tAndCAdditionalDetails" class="columns small-12 medium-7 large-8 mt10"> See <a id="seeTermsAndConditionsLink" target="#creditCardTnCAnchor" style="cursor: pointer">Terms and Conditions</a> for additional details </div>
</div>
<div class="row ">
<div class="columns small-12 medium-5 large-4 mt20 end" id="digitalConsumerCustomerEmailAddress">
<div class="
spa-input spa-input-box spa-input--sparta2
has-help
"><label class="spa-input-label" data-font="cnx-medium" id="labelForcustomerEmailAddress" for="customerEmailAddress"> Email address <span class="spa-input-label--required"> *</span>
<span class="ada-hidden">
</span>
</label><input type="text" aria-labelledby="labelForcustomerEmailAddress" data-mobile-input-type="text" data-default-input-type="text" data-android-input-type="text" data-mobile-pattern="" data-default-pattern=""
data-sparta-input-format="email" autocorrect="off" autocapitalize="none" autocomplete="email" id="customerEmailAddress" name="customerEmailAddress" maxlength="48" data-structure="emailAddress"
data-server-validation-emailaddressinvalid-error-message="Please enter a valid email address." data-field-type="email" class="spa-input-text gis-mask gis-mask-original cs-customerEmailAddress" data-gis-mask="false"
data-sparta-input-mask="{"greedy":true,"placeholder":"","clearMaskOnLostFocus":true,"showMaskOnHover":false,"showMaskOnFocus":true,"keepStatic":true,"jitMasking":true,"showTooltip":false,"inputEventOnly":true}"
required="" aria-required="true" data-required-error-message="Please enter your email address." aria-describedby="helpLayer_customerEmailAddress" pattern="" spellcheck="false"><input type="text"
aria-labelledby="labelForcustomerEmailAddress" data-mobile-input-type="text" data-default-input-type="text" data-android-input-type="text" data-mobile-pattern="" data-default-pattern="" data-sparta-input-format="email" autocorrect="off"
autocapitalize="none" autocomplete="email" id="customerEmailAddress-masked" name="customerEmailAddress-masked" maxlength="48" data-structure="emailAddress"
data-server-validation-emailaddressinvalid-error-message="Please enter a valid email address." data-field-type="email" class="spa-input-text gis-mask-value spa-hidden cs-customerEmailAddress-masked" data-gis-mask="false"
data-sparta-input-mask="{"greedy":true,"placeholder":"","clearMaskOnLostFocus":true,"showMaskOnHover":false,"showMaskOnFocus":true,"keepStatic":true,"jitMasking":true,"showTooltip":false,"inputEventOnly":true}"
required="" aria-required="true" data-required-error-message="Please enter your email address." aria-describedby="helpLayer_customerEmailAddress" aria-hidden="true" spellcheck="false"><span
class="toggle-trigger-box"><a href="javascript: void(0);" id="help-open-customerEmailAddress" role="button" aria-label="Open information for Email address" class="toggle-trigger svg-button"> </a></span>
<p class="spa-input-hint" id="helpFor_customerEmailAddress"></p>
<div class="input-help" id="helpLayer_customerEmailAddress" role="tooltip" aria-hidden="true" from-cadets="HELP_MESSAGE_EMAIL_ADDR">
<a href="javascript:void(0)" id="help-close-customerEmailAddress" role="button" aria-label="Close information for Email address" class="close-trigger svg-button"> </a>
<div class="head" data-font="cnx-bold">Why do we ask for your email address?</div>
<div class="body">We ask for a valid email address in case we need to get in touch with you with application questions. For your security, we will not ask you to provide any information by email.<br><br>If your application is approved we
may also use your email address to send you information about important account updates.<br><br></div>
</div>
<div class="spa-input-error-message spa-icon--error" id="customerEmailAddress_errorMessage" aria-hidden="true"></div>
</div>
</div>
</div>
</div>
<section id="citizenshipAndSSNSection">
<div id="citizenshipUS" class="row">
<div class="column small-12 medium-5 mt20 end">
<div class="spa-input spa-input-options spa-input--sparta2 has-help">
<fieldset class="spa-fieldset clearfix" id="customerUsCitizen" required="" aria-required="true" data-required-error-message="Please select if you are a U.S. citizen.">
<div class="flex-wrapper">
<legend class="spa-fieldset-label inline-legend-icon" for="customerUsCitizen" aria-hidden="false">Are you a U.S. citizen?<span class="spa-input-label--required"> *</span><span class="ada-hidden"></span></legend>
<a href="javascript: void(0);" id="help-open-customerUsCitizen" role="button" aria-label="Open information for Are you a U.S. citizen?" class="toggle-trigger svg-button"> </a>
</div>
<div class="input-help" id="helpLayer_customerUsCitizen" role="tooltip" aria-hidden="true" from-cadets="HELP_MESSAGE_CNTRY_CITIZENSHIP">
<a href="javascript:void(0)" id="help-close-customerUsCitizen" role="button" aria-label="Close information for Are you a U.S. citizen?" class="close-trigger svg-button"> </a>
<div class="head" data-font="cnx-bold">Additional Security</div>
<div class="body"><br>New federal anti-money laundering laws require us to verify every customer's identity. That's why we may ask you for personal information.<br><br></div>
</div>
<div class="spa-input-options-list--horizontal">
<div class="spa-input-options-wrapper"><input type="radio" id="customerUsCitizenYes" class="tl-private spa-input-option spa-input-option--radio cs-customerUsCitizenYes" autocomplete="off" value="true" data-structure="usCitizen"
data-server-validation-invalidisuscitizen-error-message="Please select if you are a U.S. citizen." name="customerUsCitizen" autocapitalize="none" autocorrect="off" spellcheck="false"><span class="spa-input-check"> </span><label
class="spa-input-option-label" data-font="cnx-regular" for="customerUsCitizenYes">Yes<span class="ada-hidden"></span></label></div>
<div class="spa-input-options-wrapper"><input type="radio" id="customerUsCitizenNo" class="tl-private spa-input-option spa-input-option--radio cs-customerUsCitizenNo" autocomplete="off" value="false" data-structure="usCitizen"
data-server-validation-invalidisuscitizen-error-message="Please select if you are a U.S. citizen." name="customerUsCitizen" autocapitalize="none" autocorrect="off" spellcheck="false"><span class="spa-input-check"> </span><label
class="spa-input-option-label" data-font="cnx-regular" for="customerUsCitizenNo">No<span class="ada-hidden"></span></label></div>
<div class="horizontal-clear"></div>
</div>
<p class="spa-input-options-hint"></p>
<div id="customerUsCitizen_errorMessage" class="spa-input-error-message spa-icon--error" aria-hidden="true"></div>
</fieldset>
</div>
</div>
</div>
<div id="nonUsCitizenSection" class="hidden">
<div class="row">
<div class="column small-12 medium-8 large-6 end">
<div class="spa-input spa-input-box spa-dropdown spa-input--sparta2"><label class="spa-input-label" data-font="cnx-medium" for="customerCountryOfCitizenship">Country of citizenship<span class="spa-input-label--required"> *</span><span
class="ada-hidden"></span></label><select id="customerCountryOfCitizenship" name="customerCountryOfCitizenship" pre-submit-validation-required="true" data-structure="countryOfCitizenship"
data-server-validation-countryofcitizenshipempty-error-message="Please select your country of citizenship." data-server-validation-invalidcountryofcitizenship-error-message="Please select a valid country of citizenship."
class="spa-input-select" value="" onchange="this.setAttribute('data-val', this.value);" data-val="" required="" aria-required="true" data-required-error-message="Please select your country of citizenship.">
<option value=""> </option>
<option value="1000003">Afghanistan</option>
<option value="1000006">Albania</option>
<option value="1000004">Algeria</option>
<option value="1000008">Andorra</option>
<option value="1000009">Angola</option>
<option value="1000015">Anguilla</option>
<option value="1000002">Antigua and Barbuda</option>
<option value="1000011">Argentina</option>
<option value="1000007">Armenia</option>
<option value="1000012">Australia</option>
<option value="1000014">Austria</option>
<option value="1000005">Azerbaijan</option>
<option value="1000022">Bahamas (the)</option>
<option value="1000017">Bahrain</option>
<option value="1000023">Bangladesh</option>
<option value="1000018">Barbados</option>
<option value="1000029">Belarus</option>
<option value="1000021">Belgium</option>
<option value="1000024">Belize</option>
<option value="1000028">Benin</option>
<option value="1000020">Bermuda</option>
<option value="1000034">Bhutan</option>
<option value="1000026">Bolivia, Plurinational State of</option>
<option value="1000025">Bosnia and Herzegovina</option>
<option value="1000019">Botswana</option>
<option value="1000032">Brazil</option>
<option value="1000037">Brunei Darussalam</option>
<option value="1000035">Bulgaria</option>
<option value="1000250">Burkina Faso</option>
<option value="1000027">Burma</option>
<option value="1000038">Burundi</option>
<option value="1000057">Cabo Verde (Cape Verde)</option>
<option value="1000040">Cambodia</option>
<option value="1000049">Cameroon</option>
<option value="1000039">Canada</option>
<option value="1000047">Cayman Islands (the)</option>
<option value="1000055">Central African Republic (the)</option>
<option value="1000041">Chad</option>
<option value="1000046">Chile</option>
<option value="1000045">China</option>
<option value="1000051">Colombia</option>
<option value="1000050">Comoros</option>
<option value="1000043">Congo, Republic of (Brazzaville)</option>
<option value="1000044">Congo, The Democatic Republic of (Kinshasa)</option>
<option value="1000054">Costa Rica</option>
<option value="1000119">Cote D'Ivoire (Ivory Coast)</option>
<option value="1000108">Croatia</option>
<option value="1000056">Cuba</option>
<option value="1000059">Cyprus (Republic of)</option>
<option value="1000074">Czech Republic (the)</option>
<option value="1000060">Denmark</option>
<option value="1000061">Djibouti</option>
<option value="1000062">Dominica</option>
<option value="1000064">Dominican Republic (the)</option>
<option value="1000065">Ecuador</option>
<option value="1000066">Egypt</option>
<option value="1000071">El Salvador</option>
<option value="1000068">Equatorial Guinea</option>
<option value="1000070">Eritrea</option>
<option value="1000069">Estonia</option>
<option value="1000072">Ethiopia</option>
<option value="1000079">Falkland Islands (the) [Islas Malvinas]</option>
<option value="1000078">Fiji</option>
<option value="1000077">Finland</option>
<option value="1000084">France</option>
<option value="1000087">Gabon</option>
<option value="1000086">Gambia (The Republic of)</option>
<option value="1000088">Georgia</option>
<option value="1000094">Germany</option>
<option value="1000089">Ghana</option>
<option value="1000090">Gibraltar</option>
<option value="1000098">Greece</option>
<option value="1000091">Grenada</option>
<option value="1000099">Guatemala</option>
<option value="1000092">Guernsey</option>
<option value="1000100">Guinea</option>
<option value="1000197">Guinea-Bissau</option>
<option value="1000101">Guyana</option>
<option value="1000103">Haiti</option>
<option value="1000106">Honduras</option>
<option value="1000104">Hong Kong</option>
<option value="1000109">Hungary</option>
<option value="1000110">Iceland</option>
<option value="1000113">India</option>
<option value="1000111">Indonesia</option>
<option value="1000116">Iran (the Islamic Republic of)</option>
<option value="1000120">Iraq</option>
<option value="1000067">Ireland</option>
<option value="1000112">Isle of Man</option>
<option value="1000117">Israel</option>
<option value="1000118">Italy</option>
<option value="1000123">Jamaica</option>
<option value="1000121">Japan</option>
<option value="1000122">Jersey</option>
<option value="1000125">Jordan</option>
<option value="1000136">Kazakhstan</option>
<option value="1000128">Kenya</option>
<option value="1000132">Kiribati</option>
<option value="1000130">Korea, Democratic People's Republic of (North)</option>
<option value="1000133">Korea, Republic of (South)</option>
<option value="1000315">Kosovo</option>
<option value="1000135">Kuwait</option>
<option value="1000129">Kyrgyzstan</option>
<option value="1000137">Lao People's Democratic Republic (the) [Laos]</option>
<option value="1000139">Latvia</option>
<option value="1000138">Lebanon</option>
<option value="1000145">Lesotho</option>
<option value="1000141">Liberia</option>
<option value="1000147">Libya</option>
<option value="1000144">Liechtenstein</option>
<option value="1000140">Lithuania</option>
<option value="1000146">Luxembourg</option>
<option value="1000150">Macao (Macau)</option>
<option value="1000156">Macedonia (the Republic of)</option>
<option value="1000148">Madagascar</option>
<option value="1000155">Malawi</option>
<option value="1000169">Malaysia</option>
<option value="1000166">Maldives</option>
<option value="1000157">Mali</option>
<option value="1000164">Malta</option>
<option value="1000200">Marshall Islands (The Republic of)</option>
<option value="1000163">Mauritania</option>
<option value="1000161">Mauritius</option>
<option value="1000168">Mexico</option>
<option value="1000080">Micronesia (the Federated States of)</option>
<option value="1000151">Moldova (the Republic of)</option>
<option value="1000159">Monaco</option>
<option value="1000153">Mongolia</option>
<option value="1000167">Montenegro</option>
<option value="1000154">Montserrat</option>
<option value="1000160">Morocco</option>
<option value="1000170">Mozambique</option>
<option value="1000158">Myanmar (the Republic of the Union of)</option>
<option value="1000260">Namibia</option>
<option value="1000180">Nauru</option>
<option value="1000179">Nepal</option>
<option value="1000177">Netherlands (the)</option>
<option value="1000184">New Zealand</option>
<option value="1000183">Nicaragua</option>
<option value="1000174">Niger (the Republic of)</option>
<option value="1000176">Nigeria</option>
<option value="1000178">Norway</option>
<option value="1000165">Oman</option>
<option value="1000191">Pakistan</option>
<option value="1000196">Palau</option>
<option value="1000279">Palestine, State of</option>
<option value="1000193">Panama</option>
<option value="1000195">Papua New Guinea</option>
<option value="1000186">Paraguay</option>
<option value="1000188">Peru</option>
<option value="1000202">Philippines (Republic of the)</option>
<option value="1000187">Pitcairn Islands</option>
<option value="1000192">Poland</option>
<option value="1000194">Portugal</option>
<option value="1000198">Qatar</option>
<option value="1000201">Romania</option>
<option value="1000204">Russian Federation (the)</option>
<option value="1000205">Rwanda</option>
<option value="1000265">Samoa</option>
<option value="1000215">San Marino</option>
<option value="1000236">Sao Tome and Principe</option>
<option value="1000206">Saudi Arabia</option>
<option value="1000211">Senegal</option>
<option value="1000219">Serbia</option>
<option value="1000209">Seychelles</option>
<option value="1000214">Sierra Leone</option>
<option value="1000216">Singapore</option>
<option value="1000142">Slovakia</option>
<option value="1000213">Slovenia</option>
<option value="1000030">Solomon Islands (the)</option>
<option value="1000217">Somalia</option>
<option value="1000210">South Africa</option>
<option value="1000280">South Sudan</option>
<option value="1000218">Spain</option>
<option value="1000042">Sri Lanka</option>
<option value="1000208">St. Christopher (St. Kitts) and Nevis</option>
<option value="1000212">St. Helena</option>
<option value="1000220">St. Lucia</option>
<option value="1000253">St. Vincent and the Grenadines</option>
<option value="1000221">Sudan (Republic of the)</option>
<option value="1000181">Suriname</option>
<option value="1000266">Swaziland</option>
<option value="1000223">Sweden</option>
<option value="1000226">Switzerland</option>
<option value="1000225">Syrian Arab Republic (Syria)</option>
<option value="1000241">Taiwan </option>
<option value="1000231">Tajikistan</option>
<option value="1000243">Tanzania, United Republic of</option>
<option value="1000230">Thailand</option>
<option value="1000238">Timor-Leste</option>
<option value="1000235">Togo</option>
<option value="1000234">Tonga</option>
<option value="1000228">Trinidad and Tobago</option>
<option value="1000237">Tunisia</option>
<option value="1000239">Turkey</option>
<option value="1000242">Turkmenistan</option>
<option value="1000232">Turks and Caicos Islands (the)</option>
<option value="1000240">Tuvalu</option>
<option value="1000246">Uganda</option>
<option value="1000248">Ukraine</option>
<option value="1000227">United Arab Emirates (the)</option>
<option value="1000247">United Kingdom</option>
<option value="1000251">Uruguay</option>
<option value="1000252">Uzbekistan</option>
<option value="1000175">Vanuatu</option>
<option value="1000259">Vatican City (Holy See)</option>
<option value="1000254">Venezuela (Bolivarian Republic of)</option>
<option value="1000256">Vietnam</option>
<option value="1000255">Virgin Islands (British)</option>
<option value="1000267">Yemen (Republic of)</option>
<option value="1000270">Zambia</option>
<option value="1000271">Zimbabwe</option>
</select>
<p class="spa-input-hint" id="helpFor_customerCountryOfCitizenship"></p>
<div class="spa-input-error-message spa-icon--error" id="customerCountryOfCitizenship_errorMessage" aria-hidden="true"></div>
</div>
</div>
</div>
<div id="citizenshipStatusSection" class="row">
<div class="column small-12 medium-5 end">
<div class="spa-input spa-input-box spa-dropdown spa-input--sparta2"><label class="spa-input-label" data-font="cnx-medium" for="customerCitizenshipStatus">Citizenship status<span class="spa-input-label--required"> *</span><span
class="ada-hidden"></span></label><select id="customerCitizenshipStatus" name="customerCitizenshipStatus" data-structure="citizenshipStatus"
data-server-validation-invalidcitizenshipstatus-error-message="Please select your citizenship status." class="spa-input-select" value="" onchange="this.setAttribute('data-val', this.value);" data-val="" required="" aria-required="true"
data-required-error-message="Please select your citizenship status.">
<option value=""> </option>
<option value="PermanentResidentAlien">Resident Alien</option>
<option value="NonresidentAlien">Nonresident Alien</option>
</select>
<p class="spa-input-hint" id="helpFor_customerCitizenshipStatus"></p>
<div class="spa-input-error-message spa-icon--error" id="customerCitizenshipStatus_errorMessage" aria-hidden="true"></div>
</div>
</div>
</div>
<div class="row hidden" id="warningSection">
<div class="column small-10 medium-5 end">
<div id="warningSvg">
<svg role="img" focusable="false" aria-label="Error Icon" viewBox="0 0 40 41" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink">
<g id="Page-1" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd">
<g id="red_ico" transform="translate(-1.000000, 0.000000)" fill-rule="nonzero">
<g id="Path_Clipping_Path" fill="#D82027">
<path
d="M40.52,34.9 L24.66,3.35 C24.0205199,1.89971197 22.5850142,0.963815355 21,0.963815355 C19.4149858,0.963815355 17.9794801,1.89971197 17.34,3.35 L1.48,34.89 C0.780648378,36.1939013 0.828414331,37.7715265 1.60536938,39.0307295 C2.38232443,40.2899325 3.77093507,41.040228 5.25,41 L36.75,41 C38.2260948,41.0382165 39.6113234,40.2892339 40.3876113,39.0331712 C41.1638992,37.7771086 41.2143138,36.2031672 40.52,34.9 Z"
id="Shape"></path>
</g>
<g id="Path" transform="translate(16.000000, 29.000000)" fill="#FFFFFF">
<circle id="Oval" cx="5" cy="4.31" r="4.1"></circle>
</g>
<g id="Path-2" transform="translate(17.000000, 9.000000)" fill="#FFFFFF">
<path
d="M4,0.72 C2.29896297,0.72 0.92,2.09896297 0.92,3.8 L0.92,15.08 C1.01300469,16.7102378 2.36211143,17.984572 3.995,17.984572 C5.62788857,17.984572 6.97699531,16.7102378 7.07,15.08 L7.07,3.8 C7.07000895,2.10286057 5.69713048,0.725510193 4,0.72 Z"
id="Shape"></path>
</g>
</g>
</g>
</svg>
</div>
<div id="warningText">
<strong style="color:#DD203C" class="warningContentHead">Non-resident alien applications</strong>
<br><span class="warningContentBody">Non-resident aliens may complete their card applications at a local financial center. Please note, you may not be eligible for any incentive offers when applying at a financial center. <br>
<a href="http://locators.bankofamerica.com/locator/locator/LocatorAction.do" target="_blank">Find a financial center near you</a></span><br>
</div>
</div>
</div>
</div>
<div id="usCitizenSection" class="hidden">
<div class="row">
<div class="column small-12 medium-5 large-3 end">
<div class="
spa-input spa-input-box spa-input--sparta2
"><label class="spa-input-label" data-font="cnx-medium" id="labelForcustomerSocialSecurityNumber" for="customerSocialSecurityNumber"> Social security number <span class="spa-input-label--required"> *</span>
<span class="ada-hidden">
</span>
</label><input type="text" aria-labelledby="labelForcustomerSocialSecurityNumber" pattern="[0-9]*" data-mobile-input-type="text" data-default-input-type="text" data-android-input-type="tel" data-mobile-pattern="[0-9]*"
data-default-pattern="[0-9]*" data-sparta-input-format="ssn" novalidate="true"
data-sparta-input-mask="{"greedy":true,"placeholder":"_","clearMaskOnLostFocus":true,"showMaskOnHover":false,"showMaskOnFocus":true,"keepStatic":true,"jitMasking":false,"showTooltip":false,"inputEventOnly":true,"mask":"999-99-9999"}"
id="customerSocialSecurityNumber" name="customerSocialSecurityNumber" data-structure="socialSecurityNumber" data-server-validation-socialsecuritynumberempty-error-message="Please enter your Social security number."
data-server-validation-socialsecuritynumbersame-as-primary="The primary applicant and additional cardholder can't have the same Social Security number."
data-server-validation-socialsecuritynumberinvalid-error-message="Please enter a valid Social security number." data-field-type="ssn" class="spa-input-text gis-mask gis-mask-original cs-customerSocialSecurityNumber"
data-gis-mask="false" inputmode="numeric" required="" aria-required="true" data-required-error-message="Please enter your Social security number." aria-describedby="helpFor_customerSocialSecurityNumber"
data-sparta-input-format-initialized="true" autocapitalize="none" autocorrect="off" spellcheck="false"><input type="text" aria-labelledby="labelForcustomerSocialSecurityNumber" pattern="[0-9]*" data-mobile-input-type="text"
data-default-input-type="text" data-android-input-type="tel" data-mobile-pattern="[0-9]*" data-default-pattern="[0-9]*" data-sparta-input-format="ssn" novalidate="true"
data-sparta-input-mask="{"greedy":true,"placeholder":"_","clearMaskOnLostFocus":true,"showMaskOnHover":false,"showMaskOnFocus":true,"keepStatic":true,"jitMasking":false,"showTooltip":false,"inputEventOnly":true,"mask":"999-99-9999"}"
id="customerSocialSecurityNumber-masked" name="customerSocialSecurityNumber-masked" data-structure="socialSecurityNumber" data-server-validation-socialsecuritynumberempty-error-message="Please enter your Social security number."
data-server-validation-socialsecuritynumbersame-as-primary="The primary applicant and additional cardholder can't have the same Social Security number."
data-server-validation-socialsecuritynumberinvalid-error-message="Please enter a valid Social security number." data-field-type="ssn" class="spa-input-text gis-mask-value spa-hidden cs-customerSocialSecurityNumber-masked"
data-gis-mask="false" inputmode="numeric" required="" aria-required="true" data-required-error-message="Please enter your Social security number." aria-describedby="helpFor_customerSocialSecurityNumber"
data-sparta-input-format-initialized="true" aria-hidden="true" autocapitalize="none" autocorrect="off" spellcheck="false">
<p class="spa-input-hint" id="helpFor_customerSocialSecurityNumber">XXX-XX-XXXX</p>
<div class="spa-input-error-message spa-icon--error" id="customerSocialSecurityNumber_errorMessage" aria-hidden="true"></div>
</div>
</div>
</div>
<div class="row">
<div class="column small-12 medium-12 large-10">
<div id="sparta-message-d5f9" class="spartaMessage info medium" tabindex="0">
<div class="spartaMessage-icon">
<div class="ada-text-message-icon">info icon</div>
<span class="data-icon">
<svg role="img" aria-hidden="true" focusable="false" viewBox="0 0 40 40" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink">
<g id="Page-1" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd">
<g id="blue_ico" fill-rule="nonzero">
<g id="Path" fill="#0A7EC2">
<path
d="M20,0 C8.954305,0 2.66453526e-15,8.954305 1.77635684e-15,20 C8.8817842e-16,31.045695 8.954305,40 20,40 C31.045695,40 40,31.045695 40,20 C40,14.6956702 37.8928632,9.60859195 34.1421356,5.85786438 C30.3914081,2.10713681 25.3043298,8.8817842e-16 20,4.4408921e-16 L20,0 Z"
id="Shape"></path>
</g>
<g id="Path-2" transform="translate(15.000000, 6.000000)" fill="#FFFFFF">
<path d="M8,1.76 C3.61,-1.58 -1.35,3.38 2,7.76 L2,7.76 C6.38,11.12 11.35,6.16 8,1.76 Z" id="Shape"></path>
</g>
<g id="Path-3" transform="translate(16.000000, 16.000000)" fill="#FFFFFF">
<path d="M0.92,4 L0.92,15.28 C0.92,17.97 4.36,19.85 7.07,16.76 L7.07,2.52 C4.36,-0.57 0.92,1.32 0.92,4 Z" id="Shape"></path>
</g>
</g>
</g>
</svg>
</span>
</div>
<div class="spartaMessage-content">
<p class="spartaMessage-title">How we identify you</p>
<p class="spartaMessage-text">Bank of America must obtain, verify and record information that identifies each customer who opens an account with us. When you open an account with us, we will ask for your name, physical address and other
information that assists us in verifying your identity. Additional information or documentation may be requested.</p>
</div>
<div class="spartaMessage-dismiss">
</div>
</div>
<div id="ssnInfoMessage"></div>
</div>
</div>
</div>
</section>
<section>
<div class="row" id="dualCitizenship">
<div class="column small-12 medium-5 mt20 end">
<div class="spa-input spa-input-options spa-input--sparta2 has-help">
<fieldset class="spa-fieldset clearfix" id="customerDualCitizenship" required="" aria-required="true" data-required-error-message="Please select if you are a dual citizen.">
<div class="flex-wrapper">
<legend class="spa-fieldset-label inline-legend-icon" for="customerDualCitizenship" aria-hidden="false">Do you have a dual citizenship?<span class="spa-input-label--required"> *</span><span class="ada-hidden"></span></legend>
<a href="javascript: void(0);" id="help-open-customerDualCitizenship" role="button" aria-label="Open information for Do you have a dual citizenship?" class="toggle-trigger svg-button"> </a>
</div>
<div class="input-help" id="helpLayer_customerDualCitizenship" role="tooltip" aria-hidden="true">
<a href="javascript:void(0)" id="help-close-customerDualCitizenship" role="button" aria-label="Close information for Do you have a dual citizenship?" class="close-trigger svg-button"> </a>
<div class="head" data-font="cnx-bold">What is dual citizenship?</div>
<div class="body">Dual citizenship is when a person is regarded as a citizen of more than one country at a time.</div>
</div>
<div class="spa-input-options-list--horizontal">
<div class="spa-input-options-wrapper"><input type="radio" id="customerDualCitizenshipYes" class="tl-private spa-input-option spa-input-option--radio cs-customerDualCitizenshipYes" autocomplete="off" data-structure="dualCitizenship"
data-server-validation-invalidhavedualcitizenship-error-message="Please select if you are a dual citizen." value="true" name="customerDualCitizenship" autocapitalize="none" autocorrect="off" spellcheck="false"><span
class="spa-input-check"> </span><label class="spa-input-option-label" data-font="cnx-regular" for="customerDualCitizenshipYes">Yes<span class="ada-hidden"></span></label></div>
<div class="spa-input-options-wrapper"><input type="radio" id="customerDualCitizenshipNo" class="tl-private spa-input-option spa-input-option--radio cs-customerDualCitizenshipNo" autocomplete="off" data-structure="dualCitizenship"
data-server-validation-invalidhavedualcitizenship-error-message="Please select if you are a dual citizen." value="false" name="customerDualCitizenship" autocapitalize="none" autocorrect="off" spellcheck="false"><span
class="spa-input-check"> </span><label class="spa-input-option-label" data-font="cnx-regular" for="customerDualCitizenshipNo">No<span class="ada-hidden"></span></label></div>
<div class="horizontal-clear"></div>
</div>
<p class="spa-input-options-hint"></p>
<div id="customerDualCitizenship_errorMessage" class="spa-input-error-message spa-icon--error" aria-hidden="true"></div>
</fieldset>
</div>
</div>
</div>
<div class="hidden" id="dualCitizenshipSection">
<div class="row">
<div class="column small-12 medium-8 large-6 mt20 end">
<div class="spa-input spa-input-box spa-dropdown spa-input--sparta2"><label class="spa-input-label" data-font="cnx-medium" for="customerDualCitizenshipCountry">Country of dual citizenship<span class="spa-input-label--required">
*</span><span class="ada-hidden"></span></label><select id="customerDualCitizenshipCountry" name="customerDualCitizenshipCountry" pre-submit-validation-required="true" data-structure="dualCitizenshipCountry"
data-server-validation-dualcitizenshipcountryempty-error-message="Please select your country of dual citizenship."
data-server-validation-dualcitizenshipsameascitizenship-error-message="The country of citizenship and country of dual citizenship cannot be the same. Please choose another option." class="spa-input-select" value=""
onchange="this.setAttribute('data-val', this.value);" data-val="" required="" aria-required="true" data-required-error-message="Please select your country of dual citizenship.">
<option value=""> </option>
<option value="1000003">Afghanistan</option>
<option value="1000006">Albania</option>
<option value="1000004">Algeria</option>
<option value="1000008">Andorra</option>
<option value="1000009">Angola</option>
<option value="1000015">Anguilla</option>
<option value="1000002">Antigua and Barbuda</option>
<option value="1000011">Argentina</option>
<option value="1000007">Armenia</option>
<option value="1000012">Australia</option>
<option value="1000014">Austria</option>
<option value="1000005">Azerbaijan</option>
<option value="1000022">Bahamas (the)</option>
<option value="1000017">Bahrain</option>
<option value="1000023">Bangladesh</option>
<option value="1000018">Barbados</option>
<option value="1000029">Belarus</option>
<option value="1000021">Belgium</option>
<option value="1000024">Belize</option>
<option value="1000028">Benin</option>
<option value="1000020">Bermuda</option>
<option value="1000034">Bhutan</option>
<option value="1000026">Bolivia, Plurinational State of</option>
<option value="1000025">Bosnia and Herzegovina</option>
<option value="1000019">Botswana</option>
<option value="1000032">Brazil</option>
<option value="1000037">Brunei Darussalam</option>
<option value="1000035">Bulgaria</option>
<option value="1000250">Burkina Faso</option>
<option value="1000027">Burma</option>
<option value="1000038">Burundi</option>
<option value="1000057">Cabo Verde (Cape Verde)</option>
<option value="1000040">Cambodia</option>
<option value="1000049">Cameroon</option>
<option value="1000039">Canada</option>
<option value="1000047">Cayman Islands (the)</option>
<option value="1000055">Central African Republic (the)</option>
<option value="1000041">Chad</option>
<option value="1000046">Chile</option>
<option value="1000045">China</option>
<option value="1000051">Colombia</option>
<option value="1000050">Comoros</option>
<option value="1000043">Congo, Republic of (Brazzaville)</option>
<option value="1000044">Congo, The Democatic Republic of (Kinshasa)</option>
<option value="1000054">Costa Rica</option>
<option value="1000119">Cote D'Ivoire (Ivory Coast)</option>
<option value="1000108">Croatia</option>
<option value="1000056">Cuba</option>
<option value="1000059">Cyprus (Republic of)</option>
<option value="1000074">Czech Republic (the)</option>
<option value="1000060">Denmark</option>
<option value="1000061">Djibouti</option>
<option value="1000062">Dominica</option>
<option value="1000064">Dominican Republic (the)</option>
<option value="1000065">Ecuador</option>
<option value="1000066">Egypt</option>
<option value="1000071">El Salvador</option>
<option value="1000068">Equatorial Guinea</option>
<option value="1000070">Eritrea</option>
<option value="1000069">Estonia</option>
<option value="1000072">Ethiopia</option>
<option value="1000079">Falkland Islands (the) [Islas Malvinas]</option>
<option value="1000078">Fiji</option>
<option value="1000077">Finland</option>
<option value="1000084">France</option>
<option value="1000087">Gabon</option>
<option value="1000086">Gambia (The Republic of)</option>
<option value="1000088">Georgia</option>
<option value="1000094">Germany</option>
<option value="1000089">Ghana</option>
<option value="1000090">Gibraltar</option>
<option value="1000098">Greece</option>
<option value="1000091">Grenada</option>
<option value="1000099">Guatemala</option>
<option value="1000092">Guernsey</option>
<option value="1000100">Guinea</option>
<option value="1000197">Guinea-Bissau</option>
<option value="1000101">Guyana</option>
<option value="1000103">Haiti</option>
<option value="1000106">Honduras</option>
<option value="1000104">Hong Kong</option>
<option value="1000109">Hungary</option>
<option value="1000110">Iceland</option>
<option value="1000113">India</option>
<option value="1000111">Indonesia</option>
<option value="1000116">Iran (the Islamic Republic of)</option>
<option value="1000120">Iraq</option>
<option value="1000067">Ireland</option>
<option value="1000112">Isle of Man</option>
<option value="1000117">Israel</option>
<option value="1000118">Italy</option>
<option value="1000123">Jamaica</option>
<option value="1000121">Japan</option>
<option value="1000122">Jersey</option>
<option value="1000125">Jordan</option>
<option value="1000136">Kazakhstan</option>
<option value="1000128">Kenya</option>
<option value="1000132">Kiribati</option>
<option value="1000130">Korea, Democratic People's Republic of (North)</option>
<option value="1000133">Korea, Republic of (South)</option>
<option value="1000315">Kosovo</option>
<option value="1000135">Kuwait</option>
<option value="1000129">Kyrgyzstan</option>
<option value="1000137">Lao People's Democratic Republic (the) [Laos]</option>
<option value="1000139">Latvia</option>
<option value="1000138">Lebanon</option>
<option value="1000145">Lesotho</option>
<option value="1000141">Liberia</option>
<option value="1000147">Libya</option>
<option value="1000144">Liechtenstein</option>
<option value="1000140">Lithuania</option>
<option value="1000146">Luxembourg</option>
<option value="1000150">Macao (Macau)</option>
<option value="1000156">Macedonia (the Republic of)</option>
<option value="1000148">Madagascar</option>
<option value="1000155">Malawi</option>
<option value="1000169">Malaysia</option>
<option value="1000166">Maldives</option>
<option value="1000157">Mali</option>
<option value="1000164">Malta</option>
<option value="1000200">Marshall Islands (The Republic of)</option>
<option value="1000163">Mauritania</option>
<option value="1000161">Mauritius</option>
<option value="1000168">Mexico</option>
<option value="1000080">Micronesia (the Federated States of)</option>
<option value="1000151">Moldova (the Republic of)</option>
<option value="1000159">Monaco</option>
<option value="1000153">Mongolia</option>
<option value="1000167">Montenegro</option>
<option value="1000154">Montserrat</option>
<option value="1000160">Morocco</option>
<option value="1000170">Mozambique</option>
<option value="1000158">Myanmar (the Republic of the Union of)</option>
<option value="1000260">Namibia</option>
<option value="1000180">Nauru</option>
<option value="1000179">Nepal</option>
<option value="1000177">Netherlands (the)</option>
<option value="1000184">New Zealand</option>
<option value="1000183">Nicaragua</option>
<option value="1000174">Niger (the Republic of)</option>
<option value="1000176">Nigeria</option>
<option value="1000178">Norway</option>
<option value="1000165">Oman</option>
<option value="1000191">Pakistan</option>
<option value="1000196">Palau</option>
<option value="1000279">Palestine, State of</option>
<option value="1000193">Panama</option>
<option value="1000195">Papua New Guinea</option>
<option value="1000186">Paraguay</option>
<option value="1000188">Peru</option>
<option value="1000202">Philippines (Republic of the)</option>
<option value="1000187">Pitcairn Islands</option>
<option value="1000192">Poland</option>
<option value="1000194">Portugal</option>
<option value="1000198">Qatar</option>
<option value="1000201">Romania</option>
<option value="1000204">Russian Federation (the)</option>
<option value="1000205">Rwanda</option>
<option value="1000265">Samoa</option>
<option value="1000215">San Marino</option>
<option value="1000236">Sao Tome and Principe</option>
<option value="1000206">Saudi Arabia</option>
<option value="1000211">Senegal</option>
<option value="1000219">Serbia</option>
<option value="1000209">Seychelles</option>
<option value="1000214">Sierra Leone</option>
<option value="1000216">Singapore</option>
<option value="1000142">Slovakia</option>
<option value="1000213">Slovenia</option>
<option value="1000030">Solomon Islands (the)</option>
<option value="1000217">Somalia</option>
<option value="1000210">South Africa</option>
<option value="1000280">South Sudan</option>
<option value="1000218">Spain</option>
<option value="1000042">Sri Lanka</option>
<option value="1000208">St. Christopher (St. Kitts) and Nevis</option>
<option value="1000212">St. Helena</option>
<option value="1000220">St. Lucia</option>
<option value="1000253">St. Vincent and the Grenadines</option>
<option value="1000221">Sudan (Republic of the)</option>
<option value="1000181">Suriname</option>
<option value="1000266">Swaziland</option>
<option value="1000223">Sweden</option>
<option value="1000226">Switzerland</option>
<option value="1000225">Syrian Arab Republic (Syria)</option>
<option value="1000241">Taiwan </option>
<option value="1000231">Tajikistan</option>
<option value="1000243">Tanzania, United Republic of</option>
<option value="1000230">Thailand</option>
<option value="1000238">Timor-Leste</option>
<option value="1000235">Togo</option>
<option value="1000234">Tonga</option>
<option value="1000228">Trinidad and Tobago</option>
<option value="1000237">Tunisia</option>
<option value="1000239">Turkey</option>
<option value="1000242">Turkmenistan</option>
<option value="1000232">Turks and Caicos Islands (the)</option>
<option value="1000240">Tuvalu</option>
<option value="1000246">Uganda</option>
<option value="1000248">Ukraine</option>
<option value="1000227">United Arab Emirates (the)</option>
<option value="1000247">United Kingdom</option>
<option value="1000251">Uruguay</option>
<option value="1000252">Uzbekistan</option>
<option value="1000175">Vanuatu</option>
<option value="1000259">Vatican City (Holy See)</option>
<option value="1000254">Venezuela (Bolivarian Republic of)</option>
<option value="1000256">Vietnam</option>
<option value="1000255">Virgin Islands (British)</option>
<option value="1000267">Yemen (Republic of)</option>
<option value="1000270">Zambia</option>
<option value="1000271">Zimbabwe</option>
</select>
<p class="spa-input-hint" id="helpFor_customerDualCitizenshipCountry"></p>
<div class="spa-input-error-message spa-icon--error" id="customerDualCitizenshipCountry_errorMessage" aria-hidden="true"></div>
</div>
</div>
</div>
</div>
</section>
<div class="row ">
<div class="column small-12 medium-8 large-6 mt10 end">
<div class="spa-input spa-input-box spa-dropdown spa-input--sparta2 has-help"><label class="spa-input-label" data-font="cnx-medium" for="customerCountryOfResidence">Country of residence<span class="spa-input-label--required"> *</span><span
class="ada-hidden"></span></label><select id="customerCountryOfResidence" name="customerCountryOfResidence" data-help-head="Additional Security"
data-help-body="New federal anti-money laundering laws require us to verify every customer's identity. That's why we may ask you for personal information." data-structure="countryOfResidence"
data-server-validation-countryofresidenceempty-error-message="Please select your country of residence." data-server-validation-countryofresidenceinvalid-error-message="Please select a valid country of residence." class="spa-input-select"
value="" onchange="this.setAttribute('data-val', this.value);" data-val="" required="" aria-required="true" data-required-error-message="Please select your country of residence."
aria-describedby="helpLayer_customerCountryOfResidence helpFor_customerCountryOfResidence">
<option value=""> </option>
<option value="1000249">United States</option>
<option value="1000003">Afghanistan</option>
<option value="1000006">Albania</option>
<option value="1000004">Algeria</option>
<option value="1000008">Andorra</option>
<option value="1000009">Angola</option>
<option value="1000015">Anguilla</option>
<option value="1000002">Antigua and Barbuda</option>
<option value="1000011">Argentina</option>
<option value="1000007">Armenia</option>
<option value="1000001">Aruba</option>
<option value="1000012">Australia</option>
<option value="1000014">Austria</option>
<option value="1000005">Azerbaijan</option>
<option value="1000022">Bahamas (the)</option>
<option value="1000017">Bahrain</option>
<option value="1000023">Bangladesh</option>
<option value="1000018">Barbados</option>
<option value="1000029">Belarus</option>
<option value="1000021">Belgium</option>
<option value="1000024">Belize</option>
<option value="1000028">Benin</option>
<option value="1000020">Bermuda</option>
<option value="1000034">Bhutan</option>
<option value="1000026">Bolivia, Plurinational State of</option>
<option value="1000302">Bonaire, Sint Eustatius and Saba</option>
<option value="1000025">Bosnia and Herzegovina</option>
<option value="1000019">Botswana</option>
<option value="1000032">Brazil</option>
<option value="1000037">Brunei Darussalam</option>
<option value="1000035">Bulgaria</option>
<option value="1000250">Burkina Faso</option>
<option value="1000027">Burma</option>
<option value="1000038">Burundi</option>
<option value="1000057">Cabo Verde (Cape Verde)</option>
<option value="1000040">Cambodia</option>
<option value="1000049">Cameroon</option>
<option value="1000039">Canada</option>
<option value="1000047">Cayman Islands (the)</option>
<option value="1000055">Central African Republic (the)</option>
<option value="1000041">Chad</option>
<option value="1000046">Chile</option>
<option value="1000045">China</option>
<option value="1000134">Christmas Island</option>
<option value="1000048">Cocos (Keeling) Islands (the)</option>
<option value="1000051">Colombia</option>
<option value="1000050">Comoros</option>
<option value="1000043">Congo, Republic of (Brazzaville)</option>
<option value="1000044">Congo, The Democatic Republic of (Kinshasa)</option>
<option value="1000058">Cook Islands (the)</option>
<option value="1000054">Costa Rica</option>
<option value="1000119">Cote D'Ivoire (Ivory Coast)</option>
<option value="1000108">Croatia</option>
<option value="1000056">Cuba</option>
<option value="1000182">Curacao</option>
<option value="1000059">Cyprus (Republic of)</option>
<option value="1000074">Czech Republic (the)</option>
<option value="1000060">Denmark</option>
<option value="1000061">Djibouti</option>
<option value="1000062">Dominica</option>
<option value="1000064">Dominican Republic (the)</option>
<option value="1000065">Ecuador</option>
<option value="1000066">Egypt</option>
<option value="1000071">El Salvador</option>
<option value="1000068">Equatorial Guinea</option>
<option value="1000070">Eritrea</option>
<option value="1000069">Estonia</option>
<option value="1000072">Ethiopia</option>
<option value="1000079">Falkland Islands (the) [Islas Malvinas]</option>
<option value="1000081">Faroe Islands (the)</option>
<option value="1000078">Fiji</option>
<option value="1000077">Finland</option>
<option value="1000084">France</option>
<option value="1000310">French Guiana</option>
<option value="1000082">French Polynesia</option>
<option value="1000087">Gabon</option>
<option value="1000086">Gambia (The Republic of)</option>
<option value="1000088">Georgia</option>
<option value="1000094">Germany</option>
<option value="1000089">Ghana</option>
<option value="1000090">Gibraltar</option>
<option value="1000098">Greece</option>
<option value="1000093">Greenland</option>
<option value="1000091">Grenada</option>
<option value="1000096">Guadeloupe</option>
<option value="1000099">Guatemala</option>
<option value="1000092">Guernsey</option>
<option value="1000100">Guinea</option>
<option value="1000197">Guinea-Bissau</option>
<option value="1000101">Guyana</option>
<option value="1000103">Haiti</option>
<option value="1000106">Honduras</option>
<option value="1000104">Hong Kong</option>
<option value="1000109">Hungary</option>
<option value="1000110">Iceland</option>
<option value="1000113">India</option>
<option value="1000111">Indonesia</option>
<option value="1000116">Iran (the Islamic Republic of)</option>
<option value="1000120">Iraq</option>
<option value="1000067">Ireland</option>
<option value="1000112">Isle of Man</option>
<option value="1000117">Israel</option>
<option value="1000118">Italy</option>
<option value="1000123">Jamaica</option>
<option value="1000124">Jan Mayen</option>
<option value="1000121">Japan</option>
<option value="1000122">Jersey</option>
<option value="1000125">Jordan</option>
<option value="1000136">Kazakhstan</option>
<option value="1000128">Kenya</option>
<option value="1000132">Kiribati</option>
<option value="1000130">Korea, Democratic People's Republic of (North)</option>
<option value="1000133">Korea, Republic of (South)</option>
<option value="1000315">Kosovo</option>
<option value="1000135">Kuwait</option>
<option value="1000129">Kyrgyzstan</option>
<option value="1000137">Lao People's Democratic Republic (the) [Laos]</option>
<option value="1000139">Latvia</option>
<option value="1000138">Lebanon</option>
<option value="1000145">Lesotho</option>
<option value="1000141">Liberia</option>
<option value="1000147">Libya</option>
<option value="1000144">Liechtenstein</option>
<option value="1000140">Lithuania</option>
<option value="1000146">Luxembourg</option>
<option value="1000150">Macao (Macau)</option>
<option value="1000156">Macedonia (the Republic of)</option>
<option value="1000148">Madagascar</option>
<option value="1000155">Malawi</option>
<option value="1000169">Malaysia</option>
<option value="1000166">Maldives</option>
<option value="1000157">Mali</option>
<option value="1000164">Malta</option>
<option value="1000200">Marshall Islands (The Republic of)</option>
<option value="1000149">Martinique</option>
<option value="1000163">Mauritania</option>
<option value="1000161">Mauritius</option>
<option value="1000152">Mayotte</option>
<option value="1000168">Mexico</option>
<option value="1000080">Micronesia (the Federated States of)</option>
<option value="1000151">Moldova (the Republic of)</option>
<option value="1000159">Monaco</option>
<option value="1000153">Mongolia</option>
<option value="1000167">Montenegro</option>
<option value="1000154">Montserrat</option>
<option value="1000160">Morocco</option>
<option value="1000170">Mozambique</option>
<option value="1000158">Myanmar (the Republic of the Union of)</option>
<option value="1000260">Namibia</option>
<option value="1000180">Nauru</option>
<option value="1000179">Nepal</option>
<option value="1000177">Netherlands (the)</option>
<option value="1000171">New Caledonia</option>
<option value="1000184">New Zealand</option>
<option value="1000183">Nicaragua</option>
<option value="1000174">Niger (the Republic of)</option>
<option value="1000176">Nigeria</option>
<option value="1000172">Niue</option>
<option value="1000173">Norfolk Island</option>
<option value="1000178">Norway</option>
<option value="1000165">Oman</option>
<option value="1000191">Pakistan</option>
<option value="1000196">Palau</option>
<option value="1000279">Palestine, State of</option>
<option value="1000193">Panama</option>
<option value="1000195">Papua New Guinea</option>
<option value="1000189">Paracel Islands</option>
<option value="1000186">Paraguay</option>
<option value="1000188">Peru</option>
<option value="1000202">Philippines (Republic of the)</option>
<option value="1000187">Pitcairn Islands</option>
<option value="1000192">Poland</option>
<option value="1000194">Portugal</option>
<option value="1000198">Qatar</option>
<option value="1000199">Reunion</option>
<option value="1000201">Romania</option>
<option value="1000204">Russian Federation (the)</option>
<option value="1000205">Rwanda</option>
<option value="1000265">Samoa</option>
<option value="1000215">San Marino</option>
<option value="1000236">Sao Tome and Principe</option>
<option value="1000206">Saudi Arabia</option>
<option value="1000211">Senegal</option>
<option value="1000219">Serbia</option>
<option value="1000209">Seychelles</option>
<option value="1000214">Sierra Leone</option>
<option value="1000216">Singapore</option>
<option value="1000142">Slovakia</option>
<option value="1000213">Slovenia</option>
<option value="1000030">Solomon Islands (the)</option>
<option value="1000217">Somalia</option>
<option value="1000210">South Africa</option>
<option value="1000280">South Sudan</option>
<option value="1000218">Spain</option>
<option value="1000042">Sri Lanka</option>
<option value="1000281">St. Barthelemy</option>
<option value="1000208">St. Christopher (St. Kitts) and Nevis</option>
<option value="1000212">St. Helena</option>
<option value="1000220">St. Lucia</option>
<option value="1000283">St. Maarten (Dutch part)</option>
<option value="1000282">St. Martin (French part)</option>
<option value="1000207">St. Pierre and Miquelon</option>
<option value="1000253">St. Vincent and the Grenadines</option>
<option value="1000221">Sudan (Republic of the)</option>
<option value="1000181">Suriname</option>
<option value="1000222">Svalbard</option>
<option value="1000266">Swaziland</option>
<option value="1000223">Sweden</option>
<option value="1000226">Switzerland</option>
<option value="1000225">Syrian Arab Republic (Syria)</option>
<option value="1000241">Taiwan </option>
<option value="1000231">Tajikistan</option>
<option value="1000243">Tanzania, United Republic of</option>
<option value="1000230">Thailand</option>
<option value="1000238">Timor-Leste</option>
<option value="1000235">Togo</option>
<option value="1000233">Tokelau</option>
<option value="1000234">Tonga</option>
<option value="1000228">Trinidad and Tobago</option>
<option value="1000237">Tunisia</option>
<option value="1000239">Turkey</option>
<option value="1000242">Turkmenistan</option>
<option value="1000232">Turks and Caicos Islands (the)</option>
<option value="1000240">Tuvalu</option>
<option value="1000246">Uganda</option>
<option value="1000248">Ukraine</option>
<option value="1000227">United Arab Emirates (the)</option>
<option value="1000247">United Kingdom</option>
<option value="1000251">Uruguay</option>
<option value="1000252">Uzbekistan</option>
<option value="1000175">Vanuatu</option>
<option value="1000259">Vatican City (Holy See)</option>
<option value="1000254">Venezuela (Bolivarian Republic of)</option>
<option value="1000256">Vietnam</option>
<option value="1000255">Virgin Islands (British)</option>
<option value="1000262">Wallis and Futuna</option>
<option value="1000263">Western Sahara</option>
<option value="1000267">Yemen (Republic of)</option>
<option value="1000270">Zambia</option>
<option value="1000271">Zimbabwe</option>
</select><span class="toggle-trigger-box"><a href="javascript: void(0);" id="help-open-customerCountryOfResidence" role="button" aria-label="Open information for Country of residence" class="toggle-trigger svg-button"> </a></span>
<p class="spa-input-hint" id="helpFor_customerCountryOfResidence">Where are you currently living?</p>
<div class="input-help" id="helpLayer_customerCountryOfResidence" role="tooltip" aria-hidden="true" from-cadets="HELP_MESSAGE_CNTRY_RESIDENCE">
<a href="javascript:void(0)" id="help-close-customerCountryOfResidence" role="button" aria-label="Close information for Country of residence" class="close-trigger svg-button"> </a>
<div class="head" data-font="cnx-bold">Additional Security</div>
<div class="body"><br>New federal anti-money laundering laws require us to verify every customer's identity. That's why we may ask you for personal information.<br><br></div>
</div>
<div class="spa-input-error-message spa-icon--error" id="customerCountryOfResidence_errorMessage" aria-hidden="true"></div>
</div>
</div>
</div>
<div id="remainingInfo">
<div class="row">
<div class="columns small-12 medium-3 large-3 mt10 end">
<div class="
spa-input spa-input-box spa-input--sparta2
"><label class="spa-input-label" data-font="cnx-medium" id="labelForcustomerBirthDate" for="customerBirthDate"> Date of birth <span class="spa-input-label--required"> *</span>
<span class="ada-hidden">
</span>
</label><input type="text" aria-labelledby="labelForcustomerBirthDate" pattern="[0-9]*" data-mobile-input-type="text" data-default-input-type="text" data-android-input-type="date" data-mobile-pattern="[0-9]*" data-default-pattern="[0-9]*"
data-sparta-input-format="date" inputmode="numeric" novalidate="true" autocorrect="off"
data-sparta-input-mask="{"greedy":false,"placeholder":"","clearMaskOnLostFocus":true,"showMaskOnHover":false,"showMaskOnFocus":true,"keepStatic":true,"jitMasking":true,"showTooltip":false,"inputEventOnly":true,"alias":"mm/dd/yyyy"}"
id="customerBirthDate" name="customerBirthDate" data-structure="AdditionalCardHolderNameAndDOBSameAsPrimary" data-server-validation-dateofbirthempty-error-message="Please enter your date of birth."
data-server-validation-dateofbirthinvalid-error-message="Please enter a valid date of birth."
data-server-validation-dateofbirthminage-error-message="You must be at least 18 years of age to apply for a Bank of America account. If you are 18 or over, please re-enter your date of birth."
data-server-validation-dateofbirthfutureage-error-message="Please enter a valid date of birth that is not in the future."
data-server-validation-dateofbirthminage21-error-message="You must be at least 21 years of age to apply for a credit card if you are a permanent resident of Puerto Rico. If you are 21 or over please re-enter your date of birth."
data-server-validation-invalidadditionalcardholdernamedobsameasprimary-error-message="The additional cardholder can't have the same name and date of birth as the primary applicant. Please enter valid information for additional cardholder."
data-field-type="date" class="spa-input-text gis-mask gis-mask-original cs-customerBirthDate" data-gis-mask="false" required="" aria-required="true" data-required-error-message="Please enter your date of birth."
aria-describedby="helpFor_customerBirthDate" data-sparta-input-format-initialized="true" autocapitalize="none" spellcheck="false"><input type="text" aria-labelledby="labelForcustomerBirthDate" pattern="[0-9]*"
data-mobile-input-type="text" data-default-input-type="text" data-android-input-type="date" data-mobile-pattern="[0-9]*" data-default-pattern="[0-9]*" data-sparta-input-format="date" inputmode="numeric" novalidate="true" autocorrect="off"
data-sparta-input-mask="{"greedy":false,"placeholder":"","clearMaskOnLostFocus":true,"showMaskOnHover":false,"showMaskOnFocus":true,"keepStatic":true,"jitMasking":true,"showTooltip":false,"inputEventOnly":true,"alias":"mm/dd/yyyy"}"
id="customerBirthDate-masked" name="customerBirthDate-masked" data-structure="AdditionalCardHolderNameAndDOBSameAsPrimary" data-server-validation-dateofbirthempty-error-message="Please enter your date of birth."
data-server-validation-dateofbirthinvalid-error-message="Please enter a valid date of birth."
data-server-validation-dateofbirthminage-error-message="You must be at least 18 years of age to apply for a Bank of America account. If you are 18 or over, please re-enter your date of birth."
data-server-validation-dateofbirthfutureage-error-message="Please enter a valid date of birth that is not in the future."
data-server-validation-dateofbirthminage21-error-message="You must be at least 21 years of age to apply for a credit card if you are a permanent resident of Puerto Rico. If you are 21 or over please re-enter your date of birth."
data-server-validation-invalidadditionalcardholdernamedobsameasprimary-error-message="The additional cardholder can't have the same name and date of birth as the primary applicant. Please enter valid information for additional cardholder."
data-field-type="date" class="spa-input-text gis-mask-value spa-hidden cs-customerBirthDate-masked" data-gis-mask="false" required="" aria-required="true" data-required-error-message="Please enter your date of birth."
aria-describedby="helpFor_customerBirthDate" data-sparta-input-format-initialized="true" aria-hidden="true" autocapitalize="none" spellcheck="false">
<p class="spa-input-hint" id="helpFor_customerBirthDate">MM/DD/YYYY</p>
<div class="spa-input-error-message spa-icon--error" id="customerBirthDate_errorMessage" aria-hidden="true"></div>
</div>
</div>
</div>
</div>
</form><form id="personalInfo3Form">
<div id="employmentInfo">
<div class="row">
<div class="columns small-12">
<hr aria-hidden="true">
<h2>Employment & finances</h2>
</div>
</div>
<div class="row">
<div class="columns small-12 medium-3 pt20">
<div class="spa-input spa-input-box spa-dropdown spa-input--sparta2"><label class="spa-input-label" data-font="cnx-medium" for="employmentStatus">Employment status<span class="spa-input-label--required"> *</span><span
class="ada-hidden"></span></label><select id="employmentStatus" name="employmentStatus" data-structure="employmentStatus" data-server-validation-invalidemployeestatus-error-message="Please select your employment status."
class="spa-input-select" value="" onchange="this.setAttribute('data-val', this.value);" data-val="" required="" aria-required="true" data-required-error-message="Please select your employment status."
aria-describedby="helpFor_employmentStatus">
<option value=""> </option>
<option value="Employed">Employed</option>
<option value="HomeMaker">Homemaker</option>
<option value="Retired">Retired</option>
<option value="SelfEmployed">Self-Employed</option>
<option value="Student">Student</option>
<option value="Unemployed">Unemployed</option>
</select>
<p class="spa-input-hint" id="helpFor_employmentStatus">If you're a student, select 'Student'</p>
<div class="spa-input-error-message spa-icon--error" id="employmentStatus_errorMessage" aria-hidden="true"></div>
</div>
</div>
</div>
<div class="hidden" id="employedExt">
<div class="row">
<div class="columns small-12 medium-6 large-4">
<div class="spa-input spa-input-box spa-dropdown spa-input--sparta2"><label class="spa-input-label" data-font="cnx-medium" for="occupation">Occupation<span class="spa-input-label--required"> *</span><span
class="ada-hidden"></span></label><select id="occupation" name="occupation" data-structure="occupation" data-server-validation-invalidoccupation-error-message="Please select your occupation." class="spa-input-select" value=""
onchange="this.setAttribute('data-val', this.value);" data-val="" required="" aria-required="true" data-required-error-message="Please select your occupation." aria-describedby="helpFor_occupation">
<option value=""> </option>
<option value="ACCOUNTANT">Accountant</option>
<option value="MANAGER">Assistant Manager / Manager</option>
<option value="CASHIER">Cashier / Clerk / Server</option>
<option value="ELECTRICIAN">Construction / Electrician</option>
<option value="DRIVER">Driver / Florist / Other Laborer</option>
<option value="ENGINEER">Engineer</option>
<option value="MECHANIC">Machinist / Mechanic</option>
<option value="MEDICAL_TECHNICIAN">Medical Technician / Therapist</option>
<option value="PROGRAMMER">Programmer</option>
<option value="RETAIL_SALES">Sales</option>
<option value="see-more">View all...</option>
</select>
<p class="spa-input-hint" id="helpFor_occupation">What most closely describes your job?</p>
<div class="spa-input-error-message spa-icon--error" id="occupation_errorMessage" aria-hidden="true"></div>
</div>
</div>
</div>
</div>
<div class="hidden" id="schoolExt">
<div class="row">
<div class="columns small-12 medium-4 mt10" id="studentStatusSection">
<div class="spa-input spa-input-options spa-input--sparta2">
<fieldset class="spa-fieldset" id="studentStatus" required="" aria-required="true" data-required-error-message="Please select your student status.">
<legend class="spa-fieldset-label" for="studentStatus" aria-hidden="false">What is your student status? <span class="spa-input-label--required"> *</span><span class="ada-hidden"></span></legend>
<div class="spa-input-options-list--vertical">
<div class="spa-input-options-wrapper"><input type="radio" id="studentStatusFullTime" class="tl-private spa-input-option spa-input-option--radio cs-studentStatusFullTime" autocomplete="off" value="FullTime"
data-structure="studentStatus" data-server-validation-invalidoccupation-error-message="Please select your student status." name="studentStatus" autocapitalize="none" autocorrect="off" spellcheck="false"><span
class="spa-input-check"> </span><label class="spa-input-option-label" data-font="cnx-regular" for="studentStatusFullTime">Full time<span class="ada-hidden"></span></label></div>
<div class="spa-input-options-wrapper"><input type="radio" id="studentStatusPartTime" class="tl-private spa-input-option spa-input-option--radio cs-studentStatusPartTime" autocomplete="off" value="PartTime"
data-structure="studentStatus" data-server-validation-invalidoccupation-error-message="Please select your student status." name="studentStatus" autocapitalize="none" autocorrect="off" spellcheck="false"><span
class="spa-input-check"> </span><label class="spa-input-option-label" data-font="cnx-regular" for="studentStatusPartTime">Part time<span class="ada-hidden"></span></label></div>
<div class="horizontal-clear"></div>
</div>
<p class="spa-input-options-hint"></p>
<div id="studentStatus_errorMessage" class="spa-input-error-message spa-icon--error" aria-hidden="true"></div>
</fieldset>
</div>
</div>
</div>
<div class="row">
<div class="columns small-12 medium-4 end mt10">
<div class="spa-input spa-input-box spa-dropdown spa-input--sparta2"><label class="spa-input-label" data-font="cnx-medium" for="yearInSchool">Year in school<span class="spa-input-label--required"> *</span><span
class="ada-hidden"></span></label><select id="yearInSchool" name="yearInSchool" data-structure="yearInSchool" data-server-validation-invalidyearinschool-error-message="Please select your year in school." class="spa-input-select"
value="" onchange="this.setAttribute('data-val', this.value);" data-val="" required="" aria-required="true" data-required-error-message="Please select your year in school.">
<option value=""> </option>
<option value="CLFR">College freshman</option>
<option value="CLSO">College sophomore</option>
<option value="CLJR">College junior</option>
<option value="CLSR">College senior</option>
<option value="CMCL">Community college</option>
<option value="VOCS">Trade school</option>
<option value="GRDS">Graduate school</option>
</select>
<p class="spa-input-hint" id="helpFor_yearInSchool"></p>
<div class="spa-input-error-message spa-icon--error" id="yearInSchool_errorMessage" aria-hidden="true"></div>
</div>
</div>
</div>
</div>
</div>
<div id="IncomeInfo">
<div class="row">
<div class="columns small-12" id="disclaimerBlock">
<div id="sparta-message-ab48" class="spartaMessage info large" tabindex="0">
<div class="spartaMessage-icon">
<div class="ada-text-message-icon">info icon</div>
<span class="data-icon">
<svg role="img" aria-hidden="true" focusable="false" viewBox="0 0 40 40" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink">
<g id="Page-1" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd">
<g id="blue_ico" fill-rule="nonzero">
<g id="Path" fill="#0A7EC2">
<path
d="M20,0 C8.954305,0 2.66453526e-15,8.954305 1.77635684e-15,20 C8.8817842e-16,31.045695 8.954305,40 20,40 C31.045695,40 40,31.045695 40,20 C40,14.6956702 37.8928632,9.60859195 34.1421356,5.85786438 C30.3914081,2.10713681 25.3043298,8.8817842e-16 20,4.4408921e-16 L20,0 Z"
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<path d="M0.92,4 L0.92,15.28 C0.92,17.97 4.36,19.85 7.07,16.76 L7.07,2.52 C4.36,-0.57 0.92,1.32 0.92,4 Z" id="Shape"></path>
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</svg>
</span>
</div>
<div class="spartaMessage-content">
<p class="spartaMessage-text">Alimony, child support or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repayment.</p>
</div>
<div class="spartaMessage-dismiss">
</div>
</div>
</div>
</div>
<div class="row">
<div class="columns small-12 medium-3">
<div class="
spa-input spa-input-box spa-input--sparta2
"><label class="spa-input-label" data-font="cnx-medium" id="labelForannualSalary" for="annualSalary"> Total annual income <span class="spa-input-label--required"> *</span>
<span class="ada-hidden">
</span>
</label><span class="spa-input-prefix--currency">$</span><input type="text" aria-labelledby="labelForannualSalary" pattern="[0-9]*" data-mobile-input-type="text" data-default-input-type="text" data-android-input-type="text"
data-mobile-pattern="[0-9]*" data-default-pattern="[0-9]*" data-sparta-input-format="currency" novalidate="true"
data-sparta-input-mask="{"greedy":true,"placeholder":"","clearMaskOnLostFocus":true,"showMaskOnHover":false,"showMaskOnFocus":true,"keepStatic":true,"jitMasking":true,"showTooltip":false,"inputEventOnly":true,"alias":"currency","prefix":"","allowMinus":true,"rightAlign":false,"digitsOptional":true,"digits":2}"
id="annualSalary" name="annualSalary" maxlength="11" data-structure="annualSalary" data-server-validation-invalidannualsalary-error-message="Please enter your total annual income using numbers only." class="spa-input-text cs-annualSalary"
data-gis-mask="false" required="" aria-required="true" data-required-error-message="Please enter a whole number without the decimal." data-sparta-input-format-initialized="true" autocapitalize="none" autocorrect="off" spellcheck="false">
<p class="spa-input-hint" id="helpFor_annualSalary"></p>
<div class="spa-input-error-message spa-icon--error" id="annualSalary_errorMessage" aria-hidden="true"></div>
</div>
</div>
<div class="columns small-12 medium-5 large-4 end">
<div class="spa-input spa-input-box spa-dropdown spa-input--sparta2"><label class="spa-input-label" data-font="cnx-medium" for="incomeSource">Source of income<span class="spa-input-label--required"> *</span><span
class="ada-hidden"></span></label><select id="incomeSource" name="incomeSource" data-structure="incomeSource" data-server-validation-invalidincomesource-error-message="Please select your source of income."
data-server-validation-invalidemploymentstatusincomesource-employed-error-message="Please choose another option for either Employment Status or Source of Income. Unemployment cannot be the Source of Income if Employed is the Employment status."
data-server-validation-invalidemploymentstatusincomesource-unemployed-error-message="Please choose another option for either Employment Status or Source of Income. Employment cannot be the Source of Income if Unemployed is the Employment status."
class="spa-input-select" value="" onchange="this.setAttribute('data-val', this.value);" data-val="" required="" aria-required="true" data-required-error-message="Please select your source of income."
aria-describedby="helpFor_incomeSource">
<option value=""> </option>
<option value="EmploymentIncome">Employment</option>
<option value="InheritanceOrTrust">Inheritance / Trust</option>
<option value="InvestmentIncome">Investment Income</option>
<option value="RetirementIncome">Retirement Income</option>
<option value="SocialSecurity">Social Security</option>
<option value="Unemployment">Unemployment / Other Income</option>
</select>
<p class="spa-input-hint" id="helpFor_incomeSource">Select your primary source of income</p>
<div class="spa-input-error-message spa-icon--error" id="incomeSource_errorMessage" aria-hidden="true"></div>
</div>
</div>
</div>
<div class="row">
<div class="columns small-12 medium-3">
<div class="
spa-input spa-input-box spa-input--sparta2
"><label class="spa-input-label" data-font="cnx-medium" id="labelFormonthlyHousingPayment" for="monthlyHousingPayment"> Monthly housing payment <span class="spa-input-label--required"> *</span>
<span class="ada-hidden">
</span>
</label><span class="spa-input-prefix--currency">$</span><input type="text" aria-labelledby="labelFormonthlyHousingPayment" pattern="[0-9]*" data-mobile-input-type="text" data-default-input-type="text" data-android-input-type="text"
data-mobile-pattern="[0-9]*" data-default-pattern="[0-9]*" data-sparta-input-format="currency" novalidate="true"
data-sparta-input-mask="{"greedy":true,"placeholder":"","clearMaskOnLostFocus":true,"showMaskOnHover":false,"showMaskOnFocus":true,"keepStatic":true,"jitMasking":true,"showTooltip":false,"inputEventOnly":true,"alias":"currency","prefix":"","allowMinus":true,"rightAlign":false,"digitsOptional":true,"digits":2}"
id="monthlyHousingPayment" name="monthlyHousingPayment" maxlength="6" data-structure="monthlyHousingPayment" data-server-validation-invalidmonthlyhousingpayment-error-message="Please enter your monthly housing payment using numbers only."
data-server-validation-invalidmonthlyhousingpaymentamount-error-message="Please enter less than $100,000 for the monthly housing payment." class="spa-input-text cs-monthlyHousingPayment" data-gis-mask="false" required=""
aria-required="true" data-required-error-message="Please enter a whole number without the decimal." data-sparta-input-format-initialized="true" autocapitalize="none" autocorrect="off" spellcheck="false">
<p class="spa-input-hint" id="helpFor_monthlyHousingPayment"></p>
<div class="spa-input-error-message spa-icon--error" id="monthlyHousingPayment_errorMessage" aria-hidden="true"></div>
</div>
</div>
</div>
</div>
</form><form id="personalInfo4Form" class="row">
<div class="row">
<div class="small-12">
<hr aria-hidden="true">
</div>
<div class="small-12">
<h2>Additional options</h2>
</div>
<div class="small-12 medium-8 large-7">
<div class="spa-input spa-input-options spa-input--sparta2">
<div class="spa-input-options-list--vertical">
<div class="spa-input-options-wrapper has-help"><input type="checkbox" default="false" name="balanceTransferCheckBox" id="balanceTransferCheckBox" cadetsvariable="HELP_MESSAGE_BALANCE_TRANSFER" value=""
data-help-head="Why choose a balance transfer?"
data-help-body="<p>You could save money on interest by consolidating higher APR balances with other lenders to a credit card with a lower rate — and use the savings to pay off your balance quicker. With a balance transfer, you can also simplify your finances with one statement and one payment due each month.</p><p>You should allow at least 14 days from account opening for a balance transfer to be completed.And you should keep making payments to the other lender until you see that the balance has been paid.That way you can avoid any late charges or other penalties.</p>"
class="spa-input-option spa-input-option--checkbox cs-balanceTransferCheckBox" autocapitalize="none" autocorrect="off" spellcheck="false"><span class="spa-input-check"> </span><label class="spa-input-option-label"
data-font="cnx-regular" for="balanceTransferCheckBox">Transfer a balance to my new credit card.<span
class="ada-hidden"></span></label><a href="javascript: void(0);" id="help-open-balanceTransferCheckBox" role="button" aria-label="Open information for Transfer a balance to my new credit card." class="toggle-trigger svg-button"> </a>
<div class="input-help" id="helpLayer_balanceTransferCheckBox" role="tooltip" aria-hidden="true" from-cadets="HELP_MESSAGE_BALANCE_TRANSFER">
<a href="javascript:void(0)" id="help-close-balanceTransferCheckBox" role="button" aria-label="Close information for Transfer a balance to my new credit card." class="close-trigger svg-button"> </a>
<div class="head" data-font="cnx-bold">Why choose a balance transfer?</div>
<div class="body">You could save money on interest by consolidating higher APR balances with other lenders to a credit card with a lower rate — and use the savings to pay off your balance quicker. With a balance transfer, you can also
simplify your finances with one statement and one payment due each month.<br><br>If the amount requested exceeds your Total Credit Line, we may send full or partial payment to your creditors in the order you provide them to us. You
should allow at least 14 days from account opening for a balance transfer to be completed. And you should keep making payments to the other lender until you see that the balance has been paid. That way you can avoid any late charges
or other penalties.<br><br></div>
</div><a class="mock-sparta-link" id="btImportantInformationLink" href="javascript:void(0);">Important information about balance transfers, amounts and fees</a>
</div>
</div>
<div id="balanceTransferCheckBox_errorMessage" class="spa-input-error-message spa-icon--error" aria-hidden="true"></div>
</div>
</div>
</div>
<div class="hidden" id="balanceTransferSectionWrapper">
<div class="mt10" id="balanceTransferSection">
<div class="balance-transfer-section" id="balanceTransferSection-1" sectionnumber="1">
<div class="row" style="padding-left:0px;">
<div class="small-12 medium-4 large-4 columns">
<div class="spa-input spa-input-box spa-dropdown spa-input--sparta2"><label class="spa-input-label" data-font="cnx-medium" for="balanceTransferInstitution-1">Credit card institution<span class="spa-input-label--required"> *</span><span
class="ada-hidden"></span></label><select id="balanceTransferInstitution-1" name="balanceTransferInstitution-1" sectionnumber="1" class="spa-input-select" value="" onchange="this.setAttribute('data-val', this.value);" data-val=""
required="" aria-required="true" data-required-error-message="Please select the credit card institution for your balance transfer.">
<option value=""> </option>
<option value="AmericanExpress">American Express</option>
<option value="BarclaysBankOfDelaware">Barclays Bank of Delaware</option>
<option value="CapitalOne">Capital One</option>
<option value="Chase">Chase</option>
<option value="Citibank">Citibank</option>
<option value="Discover">Discover</option>
<option value="HomeDepot">Home Depot</option>
<option value="JCPenney">JCPenney</option>
<option value="Lowes">Lowe's</option>
<option value="SamsClub">Sams Club</option>
<option value="Sears">Sears</option>
<option value="Target">Target</option>
<option value="USAAFederalSavingsBank">USAA Federal Savings Bank</option>
<option value="Walmart">Walmart</option>
<option value="WellsFargo">Wells Fargo</option>
<option value="Other">Other</option>
</select>
<p class="spa-input-hint" id="helpFor_balanceTransferInstitution-1"></p>
<div class="spa-input-error-message spa-icon--error" id="balanceTransferInstitution-1_errorMessage" aria-hidden="true"></div>
</div>
</div>
<div class="small-12 medium-4 large-4 columns">
<div class="spa-input spa-input-box spa-input--sparta2"><label class="spa-input-label" data-font="cnx-medium" for="balanceTransferAmount-1"> Transfer amount<span class="spa-input-label--required"> *</span><span class="ada-hidden"></span>
</label><span class="spa-input-prefix--currency">$</span><input type="text" pattern="[0-9]*" data-mobile-input-type="text" data-default-input-type="text" data-android-input-type="text" data-mobile-pattern="[0-9]*"
data-default-pattern="[0-9]*" data-sparta-input-format="currency" novalidate="true"
data-sparta-input-mask="{"greedy":true,"placeholder":"","clearMaskOnLostFocus":true,"showMaskOnHover":false,"showMaskOnFocus":true,"keepStatic":true,"jitMasking":true,"showTooltip":false,"inputEventOnly":true,"alias":"currency","prefix":"","allowMinus":true,"rightAlign":false,"digitsOptional":true,"digits":2}"
id="balanceTransferAmount-1" name="balanceTransferAmount-1" sectionnumber="1" maxlength="7" data-structure="BalanceTransfer TransferAmount 1"
data-server-validation-invalidtransferamountdecimalnotallowed-error-message="Please enter a whole number without the decimal."
data-server-validation-invalidtransferamountgreaterorlesserthanallowedlimit-error-message="Please enter a balance transfer amount greater than <span>$</span>100 and less than <span>$</span>100,000 using numbers only."
class="spa-input-text cs-balanceTransferAmount-1" data-gis-mask="false" required="" aria-required="true" data-required-error-message="Please enter a whole number without the decimal." data-sparta-input-format-initialized="true"
autocapitalize="none" autocorrect="off" spellcheck="false">
<p class="spa-input-hint"></p>
<div class="spa-input-error-message spa-icon--error" id="balanceTransferAmount-1_errorMessage" aria-hidden="true"></div>
</div>
</div>
<div class="small-12 medium-4 large-4 columns">
<div class="
spa-input spa-input-box spa-input--sparta2
"><label class="spa-input-label" data-font="cnx-medium" id="labelForbalanceTransferAccountNumber-1" for="balanceTransferAccountNumber-1"> Account number <span class="spa-input-label--required"> *</span>
<span class="ada-hidden">
</span>
</label><input type="text" aria-labelledby="labelForbalanceTransferAccountNumber-1" pattern="[0-9]*" data-mobile-input-type="text" data-default-input-type="text" data-android-input-type="text" data-mobile-pattern="[0-9]*"
data-default-pattern="[0-9]*" id="balanceTransferAccountNumber-1" name="balanceTransferAccountNumber-1" maxlength="17" minlength="14" data-structure="BalanceTransfer AccountNumber 1"
data-server-validation-invalidbalancetransferaccountnumber-error-message="Please enter the account number of the balance you wish to transfer using numbers only."
data-server-validation-invalidbalancetransferaccountnumberboa-error-message="Balance transfers between Bank of America accounts are not allowed. Please select another account." data-field-type="account"
class="spa-input-text gis-mask gis-mask-original cs-balanceTransferAccountNumber-1" data-gis-mask="false"
data-sparta-input-mask="{"greedy":true,"placeholder":"","clearMaskOnLostFocus":true,"showMaskOnHover":false,"showMaskOnFocus":true,"keepStatic":true,"jitMasking":true,"showTooltip":false,"inputEventOnly":true}"
required="" aria-required="true" data-required-error-message="Please enter the account number of the balance you wish to transfer using numbers only." autocapitalize="none" autocorrect="off" spellcheck="false"><input type="text"
aria-labelledby="labelForbalanceTransferAccountNumber-1" pattern="[0-9]*" data-mobile-input-type="text" data-default-input-type="text" data-android-input-type="text" data-mobile-pattern="[0-9]*" data-default-pattern="[0-9]*"
id="balanceTransferAccountNumber-1-masked" name="balanceTransferAccountNumber-1-masked" maxlength="17" minlength="14" data-structure="BalanceTransfer AccountNumber 1"
data-server-validation-invalidbalancetransferaccountnumber-error-message="Please enter the account number of the balance you wish to transfer using numbers only."
data-server-validation-invalidbalancetransferaccountnumberboa-error-message="Balance transfers between Bank of America accounts are not allowed. Please select another account." data-field-type="account"
class="spa-input-text gis-mask-value spa-hidden cs-balanceTransferAccountNumber-1-masked" data-gis-mask="false"
data-sparta-input-mask="{"greedy":true,"placeholder":"","clearMaskOnLostFocus":true,"showMaskOnHover":false,"showMaskOnFocus":true,"keepStatic":true,"jitMasking":true,"showTooltip":false,"inputEventOnly":true}"
required="" aria-required="true" data-required-error-message="Please enter the account number of the balance you wish to transfer using numbers only." aria-hidden="true" autocapitalize="none" autocorrect="off" spellcheck="false">
<p class="spa-input-hint" id="helpFor_balanceTransferAccountNumber-1"></p>
<div class="spa-input-error-message spa-icon--error" id="balanceTransferAccountNumber-1_errorMessage" aria-hidden="true"></div>
</div>
</div>
<div class="small-12 medium-4 large-4 columns hidden" id="balanceTransferOtherFieldWrapper-1">
<div class="
spa-input spa-input-box spa-input--sparta2
"><label class="spa-input-label" data-font="cnx-medium" id="labelForbalanceTransferOtherField-1" for="balanceTransferOtherField-1"> Credit card institution <span class="spa-input-label--required"> *</span>
<span class="ada-hidden">
</span>
</label><input type="text" aria-labelledby="labelForbalanceTransferOtherField-1" data-mobile-input-type="text" data-default-input-type="text" data-android-input-type="text" data-mobile-pattern="" data-default-pattern=""
id="balanceTransferOtherField-1" name="balanceTransferOtherField-1" minlength="1" maxlength="30" data-structure="BalanceTransfer CreditcardInstitution 1"
data-server-validation-invalidbalancetransferinstitutionname-error-message="Please select the credit card institution for your balance transfer." class="spa-input-text cs-balanceTransferOtherField-1" data-gis-mask="false"
data-sparta-input-mask="{"greedy":true,"placeholder":"","clearMaskOnLostFocus":true,"showMaskOnHover":false,"showMaskOnFocus":true,"keepStatic":true,"jitMasking":true,"showTooltip":false,"inputEventOnly":true}"
required="" aria-required="true" data-required-error-message="Please select the credit card institution for your balance transfer." pattern="" autocapitalize="none" autocorrect="off" spellcheck="false">
<p class="spa-input-hint" id="helpFor_balanceTransferOtherField-1"></p>
<div class="spa-input-error-message spa-icon--error" id="balanceTransferOtherField-1_errorMessage" aria-hidden="true"></div>
</div>
</div>
</div>
</div>
<div class="balance-transfer-section hidden" id="balanceTransferSection-2" sectionnumber="2">
<div class="row">
<hr aria-hidden="true">
</div>
<div class="row" style="padding-left:0px;">
<div class="small-12 medium-4 large-4 columns">
<div class="spa-input spa-input-box spa-dropdown spa-input--sparta2"><label class="spa-input-label" data-font="cnx-medium" for="balanceTransferInstitution-2">Credit card institution<span class="spa-input-label--required"> *</span><span
class="ada-hidden"></span></label><select id="balanceTransferInstitution-2" name="balanceTransferInstitution-2" sectionnumber="2" class="spa-input-select" value="" onchange="this.setAttribute('data-val', this.value);" data-val=""
required="" aria-required="true" data-required-error-message="Please select the credit card institution for your balance transfer.">
<option value=""> </option>
<option value="AmericanExpress">American Express</option>
<option value="BarclaysBankOfDelaware">Barclays Bank of Delaware</option>
<option value="CapitalOne">Capital One</option>
<option value="Chase">Chase</option>
<option value="Citibank">Citibank</option>
<option value="Discover">Discover</option>
<option value="HomeDepot">Home Depot</option>
<option value="JCPenney">JCPenney</option>
<option value="Lowes">Lowe's</option>
<option value="SamsClub">Sams Club</option>
<option value="Sears">Sears</option>
<option value="Target">Target</option>
<option value="USAAFederalSavingsBank">USAA Federal Savings Bank</option>
<option value="Walmart">Walmart</option>
<option value="WellsFargo">Wells Fargo</option>
<option value="Other">Other</option>
</select>
<p class="spa-input-hint" id="helpFor_balanceTransferInstitution-2"></p>
<div class="spa-input-error-message spa-icon--error" id="balanceTransferInstitution-2_errorMessage" aria-hidden="true"></div>
</div>
</div>
<div class="small-12 medium-4 large-4 columns">
<div class="spa-input spa-input-box spa-input--sparta2"><label class="spa-input-label" data-font="cnx-medium" for="balanceTransferAmount-2"> Transfer amount <span class="spa-input-label--required"> *</span>
<span class="ada-hidden">
</span>
</label><span class="spa-input-prefix--currency">$</span><input type="text" pattern="[0-9]*" data-mobile-input-type="text" data-default-input-type="text" data-android-input-type="text" data-mobile-pattern="[0-9]*"
data-default-pattern="[0-9]*" data-sparta-input-format="currency" novalidate="true"
data-sparta-input-mask="{"greedy":true,"placeholder":"","clearMaskOnLostFocus":true,"showMaskOnHover":false,"showMaskOnFocus":true,"keepStatic":true,"jitMasking":true,"showTooltip":false,"inputEventOnly":true,"alias":"currency","prefix":"","allowMinus":true,"rightAlign":false,"digitsOptional":true,"digits":2}"
id="balanceTransferAmount-2" name="balanceTransferAmount-2" sectionnumber="2" maxlength="7" data-structure="BalanceTransfer TransferAmount 2"
data-server-validation-invalidtransferamountdecimalnotallowed-error-message="Please enter a whole number without the decimal."
data-server-validation-invalidtransferamountgreaterorlesserthanallowedlimit-error-message="Please enter a balance transfer amount greater than <span>$</span>100 and less than <span>$</span>100,000 using numbers only."
class="spa-input-text cs-balanceTransferAmount-2" data-gis-mask="false" required="" aria-required="true" data-required-error-message="Please enter a whole number without the decimal." data-sparta-input-format-initialized="true"
autocapitalize="none" autocorrect="off" spellcheck="false">
<p class="spa-input-hint"></p>
<div class="spa-input-error-message spa-icon--error" id="balanceTransferAmount-2_errorMessage" aria-hidden="true"></div>
</div>
</div>
<div class="small-12 medium-4 large-4 columns">
<div class="
spa-input spa-input-box spa-input--sparta2
"><label class="spa-input-label" data-font="cnx-medium" id="labelForbalanceTransferAccountNumber-2" for="balanceTransferAccountNumber-2"> Account number <span class="spa-input-label--required"> *</span>
<span class="ada-hidden">
</span>
</label><input type="text" aria-labelledby="labelForbalanceTransferAccountNumber-2" pattern="[0-9]*" data-mobile-input-type="text" data-default-input-type="text" data-android-input-type="text" data-mobile-pattern="[0-9]*"
data-default-pattern="[0-9]*" id="balanceTransferAccountNumber-2" name="balanceTransferAccountNumber-2" maxlength="17" minlength="14" data-structure="BalanceTransfer AccountNumber 2"
data-server-validation-invalidbalancetransferaccountnumber-error-message="Please enter the account number of the balance you wish to transfer using numbers only."
data-server-validation-invalidbalancetransferaccountnumberboa-error-message="Balance transfers between Bank of America accounts are not allowed. Please select another account." data-field-type="account"
class="spa-input-text gis-mask gis-mask-original cs-balanceTransferAccountNumber-2" data-gis-mask="false"
data-sparta-input-mask="{"greedy":true,"placeholder":"","clearMaskOnLostFocus":true,"showMaskOnHover":false,"showMaskOnFocus":true,"keepStatic":true,"jitMasking":true,"showTooltip":false,"inputEventOnly":true}"
required="" aria-required="true" data-required-error-message="Please enter the account number of the balance you wish to transfer using numbers only." autocapitalize="none" autocorrect="off" spellcheck="false"><input type="text"
aria-labelledby="labelForbalanceTransferAccountNumber-2" pattern="[0-9]*" data-mobile-input-type="text" data-default-input-type="text" data-android-input-type="text" data-mobile-pattern="[0-9]*" data-default-pattern="[0-9]*"
id="balanceTransferAccountNumber-2-masked" name="balanceTransferAccountNumber-2-masked" maxlength="17" minlength="14" data-structure="BalanceTransfer AccountNumber 2"
data-server-validation-invalidbalancetransferaccountnumber-error-message="Please enter the account number of the balance you wish to transfer using numbers only."
data-server-validation-invalidbalancetransferaccountnumberboa-error-message="Balance transfers between Bank of America accounts are not allowed. Please select another account." data-field-type="account"
class="spa-input-text gis-mask-value spa-hidden cs-balanceTransferAccountNumber-2-masked" data-gis-mask="false"
data-sparta-input-mask="{"greedy":true,"placeholder":"","clearMaskOnLostFocus":true,"showMaskOnHover":false,"showMaskOnFocus":true,"keepStatic":true,"jitMasking":true,"showTooltip":false,"inputEventOnly":true}"
required="" aria-required="true" data-required-error-message="Please enter the account number of the balance you wish to transfer using numbers only." aria-hidden="true" autocapitalize="none" autocorrect="off" spellcheck="false">
<p class="spa-input-hint" id="helpFor_balanceTransferAccountNumber-2"></p>
<div class="spa-input-error-message spa-icon--error" id="balanceTransferAccountNumber-2_errorMessage" aria-hidden="true"></div>
</div>
</div>
<div class="small-12 medium-4 large-4 columns hidden" id="balanceTransferOtherFieldWrapper-2">
<div class="
spa-input spa-input-box spa-input--sparta2
"><label class="spa-input-label" data-font="cnx-medium" id="labelForbalanceTransferOtherField-2" for="balanceTransferOtherField-2"> Credit card institution <span class="spa-input-label--required"> *</span>
<span class="ada-hidden">
</span>
</label><input type="text" aria-labelledby="labelForbalanceTransferOtherField-2" data-mobile-input-type="text" data-default-input-type="text" data-android-input-type="text" data-mobile-pattern="" data-default-pattern=""
id="balanceTransferOtherField-2" name="balanceTransferOtherField-2" minlength="1" maxlength="30" data-structure="BalanceTransfer CreditcardInstitution 2"
data-server-validation-invalidbalancetransferinstitutionname-error-message="Please select the credit card institution for your balance transfer." class="spa-input-text cs-balanceTransferOtherField-2" data-gis-mask="false"
data-sparta-input-mask="{"greedy":true,"placeholder":"","clearMaskOnLostFocus":true,"showMaskOnHover":false,"showMaskOnFocus":true,"keepStatic":true,"jitMasking":true,"showTooltip":false,"inputEventOnly":true}"
required="" aria-required="true" data-required-error-message="Please select the credit card institution for your balance transfer." pattern="" autocapitalize="none" autocorrect="off" spellcheck="false">
<p class="spa-input-hint" id="helpFor_balanceTransferOtherField-2"></p>
<div class="spa-input-error-message spa-icon--error" id="balanceTransferOtherField-2_errorMessage" aria-hidden="true"></div>
</div>
</div>
</div>
<div class="row">
<div id="removeBtSection-2" class="small-12 columns remove-bt-section" sectionnumber="2">
<a id="btRemoveBalanceTransferLink-2" href="javascript:void(0);" class="svg-before-links bt-remove-balance-transfer-link" target="#">Remove this balance transfer</a>
</div>
</div>
</div>
<div class="balance-transfer-section hidden" id="balanceTransferSection-3" sectionnumber="3">
<div class="row">
<hr aria-hidden="true">
</div>
<div class="row" style="padding-left:0px;">
<div class="small-12 medium-4 large-4 columns">
<div class="spa-input spa-input-box spa-dropdown spa-input--sparta2"><label class="spa-input-label" data-font="cnx-medium" for="balanceTransferInstitution-3">Credit card institution<span class="spa-input-label--required"> *</span><span
class="ada-hidden"></span></label><select id="balanceTransferInstitution-3" name="balanceTransferInstitution-3" sectionnumber="3" class="spa-input-select" value="" onchange="this.setAttribute('data-val', this.value);" data-val=""
required="" aria-required="true" data-required-error-message="Please select the credit card institution for your balance transfer.">
<option value=""> </option>
<option value="AmericanExpress">American Express</option>
<option value="BarclaysBankOfDelaware">Barclays Bank of Delaware</option>
<option value="CapitalOne">Capital One</option>
<option value="Chase">Chase</option>
<option value="Citibank">Citibank</option>
<option value="Discover">Discover</option>
<option value="HomeDepot">Home Depot</option>
<option value="JCPenney">JCPenney</option>
<option value="Lowes">Lowe's</option>
<option value="SamsClub">Sams Club</option>
<option value="Sears">Sears</option>
<option value="Target">Target</option>
<option value="USAAFederalSavingsBank">USAA Federal Savings Bank</option>
<option value="Walmart">Walmart</option>
<option value="WellsFargo">Wells Fargo</option>
<option value="Other">Other</option>
</select>
<p class="spa-input-hint" id="helpFor_balanceTransferInstitution-3"></p>
<div class="spa-input-error-message spa-icon--error" id="balanceTransferInstitution-3_errorMessage" aria-hidden="true"></div>
</div>
</div>
<div class="small-12 medium-4 large-4 columns">
<div class="spa-input spa-input-box spa-input--sparta2"><label class="spa-input-label" data-font="cnx-medium" for="balanceTransferAmount-3"> Transfer amount <span class="spa-input-label--required"> *</span>
<span class="ada-hidden">
</span>
</label><span class="spa-input-prefix--currency">$</span><input type="text" pattern="[0-9]*" data-mobile-input-type="text" data-default-input-type="text" data-android-input-type="text" data-mobile-pattern="[0-9]*"
data-default-pattern="[0-9]*" data-sparta-input-format="currency" novalidate="true"
data-sparta-input-mask="{"greedy":true,"placeholder":"","clearMaskOnLostFocus":true,"showMaskOnHover":false,"showMaskOnFocus":true,"keepStatic":true,"jitMasking":true,"showTooltip":false,"inputEventOnly":true,"alias":"currency","prefix":"","allowMinus":true,"rightAlign":false,"digitsOptional":true,"digits":2}"
id="balanceTransferAmount-3" name="balanceTransferAmount-3" sectionnumber="3" maxlength="7" data-structure="BalanceTransfer TransferAmount 3"
data-server-validation-invalidtransferamountdecimalnotallowed-error-message="Please enter a whole number without the decimal."
data-server-validation-invalidtransferamountgreaterorlesserthanallowedlimit-error-message="Please enter a balance transfer amount greater than <span>$</span>100 and less than <span>$</span>100,000 using numbers only."
class="spa-input-text cs-balanceTransferAmount-3" data-gis-mask="false" required="" aria-required="true" data-required-error-message="Please enter a whole number without the decimal." data-sparta-input-format-initialized="true"
autocapitalize="none" autocorrect="off" spellcheck="false">
<p class="spa-input-hint"></p>
<div class="spa-input-error-message spa-icon--error" id="balanceTransferAmount-3_errorMessage" aria-hidden="true"></div>
</div>
</div>
<div class="small-12 medium-4 large-4 columns">
<div class="
spa-input spa-input-box spa-input--sparta2
"><label class="spa-input-label" data-font="cnx-medium" id="labelForbalanceTransferAccountNumber-3" for="balanceTransferAccountNumber-3"> Account number <span class="spa-input-label--required"> *</span>
<span class="ada-hidden">
</span>
</label><input type="text" aria-labelledby="labelForbalanceTransferAccountNumber-3" pattern="[0-9]*" data-mobile-input-type="text" data-default-input-type="text" data-android-input-type="text" data-mobile-pattern="[0-9]*"
data-default-pattern="[0-9]*" id="balanceTransferAccountNumber-3" name="balanceTransferAccountNumber-3" maxlength="17" minlength="14" data-structure="BalanceTransfer AccountNumber 3"
data-server-validation-invalidbalancetransferaccountnumber-error-message="Please enter the account number of the balance you wish to transfer using numbers only."
data-server-validation-invalidbalancetransferaccountnumberboa-error-message="Balance transfers between Bank of America accounts are not allowed. Please select another account." data-field-type="account"
class="spa-input-text gis-mask gis-mask-original cs-balanceTransferAccountNumber-3" data-gis-mask="false"
data-sparta-input-mask="{"greedy":true,"placeholder":"","clearMaskOnLostFocus":true,"showMaskOnHover":false,"showMaskOnFocus":true,"keepStatic":true,"jitMasking":true,"showTooltip":false,"inputEventOnly":true}"
required="" aria-required="true" data-required-error-message="Please enter the account number of the balance you wish to transfer using numbers only." autocapitalize="none" autocorrect="off" spellcheck="false"><input type="text"
aria-labelledby="labelForbalanceTransferAccountNumber-3" pattern="[0-9]*" data-mobile-input-type="text" data-default-input-type="text" data-android-input-type="text" data-mobile-pattern="[0-9]*" data-default-pattern="[0-9]*"
id="balanceTransferAccountNumber-3-masked" name="balanceTransferAccountNumber-3-masked" maxlength="17" minlength="14" data-structure="BalanceTransfer AccountNumber 3"
data-server-validation-invalidbalancetransferaccountnumber-error-message="Please enter the account number of the balance you wish to transfer using numbers only."
data-server-validation-invalidbalancetransferaccountnumberboa-error-message="Balance transfers between Bank of America accounts are not allowed. Please select another account." data-field-type="account"
class="spa-input-text gis-mask-value spa-hidden cs-balanceTransferAccountNumber-3-masked" data-gis-mask="false"
data-sparta-input-mask="{"greedy":true,"placeholder":"","clearMaskOnLostFocus":true,"showMaskOnHover":false,"showMaskOnFocus":true,"keepStatic":true,"jitMasking":true,"showTooltip":false,"inputEventOnly":true}"
required="" aria-required="true" data-required-error-message="Please enter the account number of the balance you wish to transfer using numbers only." aria-hidden="true" autocapitalize="none" autocorrect="off" spellcheck="false">
<p class="spa-input-hint" id="helpFor_balanceTransferAccountNumber-3"></p>
<div class="spa-input-error-message spa-icon--error" id="balanceTransferAccountNumber-3_errorMessage" aria-hidden="true"></div>
</div>
</div>
<div class="small-12 medium-4 large-4 columns hidden" id="balanceTransferOtherFieldWrapper-3">
<div class="
spa-input spa-input-box spa-input--sparta2
"><label class="spa-input-label" data-font="cnx-medium" id="labelForbalanceTransferOtherField-3" for="balanceTransferOtherField-3"> Credit card institution <span class="spa-input-label--required"> *</span>
<span class="ada-hidden">
</span>
</label><input type="text" aria-labelledby="labelForbalanceTransferOtherField-3" data-mobile-input-type="text" data-default-input-type="text" data-android-input-type="text" data-mobile-pattern="" data-default-pattern=""
id="balanceTransferOtherField-3" name="balanceTransferOtherField-3" minlength="1" maxlength="30" data-structure="BalanceTransfer CreditcardInstitution 3"
data-server-validation-invalidbalancetransferinstitutionname-error-message="Please select the credit card institution for your balance transfer." class="spa-input-text cs-balanceTransferOtherField-3" data-gis-mask="false"
data-sparta-input-mask="{"greedy":true,"placeholder":"","clearMaskOnLostFocus":true,"showMaskOnHover":false,"showMaskOnFocus":true,"keepStatic":true,"jitMasking":true,"showTooltip":false,"inputEventOnly":true}"
required="" aria-required="true" data-required-error-message="Please select the credit card institution for your balance transfer." pattern="" autocapitalize="none" autocorrect="off" spellcheck="false">
<p class="spa-input-hint" id="helpFor_balanceTransferOtherField-3"></p>
<div class="spa-input-error-message spa-icon--error" id="balanceTransferOtherField-3_errorMessage" aria-hidden="true"></div>
</div>
</div>
</div>
<div class="row">
<div id="removeBtSection-3" class="small-12 columns remove-bt-section" sectionnumber="3">
<a id="btRemoveBalanceTransferLink-3" href="javascript:void(0);" class="svg-before-links bt-remove-balance-transfer-link" target="#">Remove this balance transfer</a>
</div>
</div>
</div>
</div>
<div class="hidden row" id="maxBalanceTransfersText"> You may add up to 3 balance transfers when you apply for this card. </div>
<div class="row" id="addBtLink">
<a id="btAddAnotherBalanceTransferLink" href="javascript:void(0);" class="svg-before-links" target="#">Add another balance transfer</a>
</div>
</div>
<div class="row">
<div class="small-12">
<hr aria-hidden="true">
</div>
<div class="small-12 medium-8 large-7">
<div class="spa-input spa-input-options spa-input--sparta2">
<div class="spa-input-options-list--vertical">
<div class="spa-input-options-wrapper"><input type="checkbox" default="false" name="additionalCardHolderCheckBox" id="additionalCardHolderCheckBox" value="" class="spa-input-option spa-input-option--checkbox cs-additionalCardHolderCheckBox"
autocapitalize="none" autocorrect="off" spellcheck="false"><span class="spa-input-check"> </span><label class="spa-input-option-label" data-font="cnx-regular" for="additionalCardHolderCheckBox">Add a cardholder<span
class="ada-hidden"></span></label></div>
</div>
<div id="additionalCardHolderCheckBox_errorMessage" class="spa-input-error-message spa-icon--error" aria-hidden="true"></div>
</div>
</div>
</div>
<div id="additionalCardHolderInfo" class="hidden">
<div class="row minus-10">
<div class="columns small-12 medium-6 large-3">
<div class="
spa-input spa-input-box spa-input--sparta2
"><label class="spa-input-label" data-font="cnx-medium" id="labelForadditionalCardHolderFirstName" for="additionalCardHolderFirstName"> First name <span class="spa-input-label--required"> *</span>
<span class="ada-hidden">
</span>
</label><input type="text" aria-labelledby="labelForadditionalCardHolderFirstName" data-mobile-input-type="text" data-default-input-type="text" data-android-input-type="text" data-mobile-pattern="" data-default-pattern=""
id="additionalCardHolderFirstName" name="additionalCardHolderFirstName" minlength="1" maxlength="25" data-structure="AdditionalCardHolderName.firstName"
data-server-validation-primarynameempty-error-message="Please enter the additional cardholder's first name."
data-server-validation-primarynameinvalid-error-message="Please enter the additional cardholder's first name using letters, apostrophes or hyphens."
data-server-validation-invalidadditionalcardholdernamedobsameasprimary-error-message="The additional cardholder can't have the same name and date of birth as the primary applicant. Please enter valid information for additional cardholder."
class="spa-input-text cs-additionalCardHolderFirstName" data-gis-mask="false"
data-sparta-input-mask="{"greedy":true,"placeholder":"","clearMaskOnLostFocus":true,"showMaskOnHover":false,"showMaskOnFocus":true,"keepStatic":true,"jitMasking":true,"showTooltip":false,"inputEventOnly":true}"
required="" aria-required="true" data-required-error-message="Please enter the additional cardholder's first name." aria-describedby="helpFor_additionalCardHolderFirstName" pattern="" autocapitalize="none" autocorrect="off"
spellcheck="false">
<p class="spa-input-hint" id="helpFor_additionalCardHolderFirstName">Legal Name</p>
<div class="spa-input-error-message spa-icon--error" id="additionalCardHolderFirstName_errorMessage" aria-hidden="true"></div>
</div>
</div>
<div class="columns small-12 medium-6 large-3">
<div class="
spa-input spa-input-box spa-input--sparta2
"><label class="spa-input-label" data-font="cnx-medium" id="labelForadditionalCardHolderMiddleName" for="additionalCardHolderMiddleName"> Middle name <span class="ada-hidden">
</span>
</label><input type="text" aria-labelledby="labelForadditionalCardHolderMiddleName" data-mobile-input-type="text" data-default-input-type="text" data-android-input-type="text" data-mobile-pattern="" data-default-pattern=""
id="additionalCardHolderMiddleName" name="additionalCardHolderMiddleName" maxlength="25" data-structure="AdditionalCardHolderName.middleName"
data-server-validation-primarynameinvalid-error-message="Please enter the additional cardholder's middle name using letters, apostrophes, or hyphens." class="spa-input-text cs-additionalCardHolderMiddleName" data-gis-mask="false"
data-sparta-input-mask="{"greedy":true,"placeholder":"","clearMaskOnLostFocus":true,"showMaskOnHover":false,"showMaskOnFocus":true,"keepStatic":true,"jitMasking":true,"showTooltip":false,"inputEventOnly":true}"
pattern="" autocapitalize="none" autocorrect="off" spellcheck="false">
<p class="spa-input-hint" id="helpFor_additionalCardHolderMiddleName"></p>
<div class="spa-input-error-message spa-icon--error" id="additionalCardHolderMiddleName_errorMessage" aria-hidden="true"></div>
</div>
</div>
<div class="columns small-12 medium-9 large-4">
<div class="
spa-input spa-input-box spa-input--sparta2
"><label class="spa-input-label" data-font="cnx-medium" id="labelForadditionalCardHolderLastName" for="additionalCardHolderLastName"> Last name <span class="spa-input-label--required"> *</span>
<span class="ada-hidden">
</span>
</label><input type="text" aria-labelledby="labelForadditionalCardHolderLastName" data-mobile-input-type="text" data-default-input-type="text" data-android-input-type="text" data-mobile-pattern="" data-default-pattern=""
id="additionalCardHolderLastName" name="additionalCardHolderLastName" minlength="2" maxlength="30" data-structure="AdditionalCardHolderName.lastName"
data-server-validation-primarynameempty-error-message="Please enter the additional cardholder's last name."
data-server-validation-primarynameinvalid-error-message="Please enter the additional cardholder's last name using letters, apostrophes, or hyphens."
data-server-validation-invalidadditionalcardholdernamedobsameasprimary-error-message="The additional cardholder can't have the same name and date of birth as the primary applicant. Please enter valid information for additional cardholder."
class="spa-input-text cs-additionalCardHolderLastName" data-gis-mask="false"
data-sparta-input-mask="{"greedy":true,"placeholder":"","clearMaskOnLostFocus":true,"showMaskOnHover":false,"showMaskOnFocus":true,"keepStatic":true,"jitMasking":true,"showTooltip":false,"inputEventOnly":true}"
required="" aria-required="true" data-required-error-message="Please enter the additional cardholder's last name." pattern="" autocapitalize="none" autocorrect="off" spellcheck="false">
<p class="spa-input-hint" id="helpFor_additionalCardHolderLastName"></p>
<div class="spa-input-error-message spa-icon--error" id="additionalCardHolderLastName_errorMessage" aria-hidden="true"></div>
</div>
</div>
<div class="columns small-12 medium-3 large-2 right end">
<div class="spa-input spa-input-box spa-dropdown spa-input--sparta2"><label class="spa-input-label" data-font="cnx-medium" for="additionalCardHolderSuffix">Suffix<span class="ada-hidden"></span></label><select id="additionalCardHolderSuffix"
name="additionalCardHolderSuffix" class="spa-input-select" value="" onchange="this.setAttribute('data-val', this.value);" data-val="">
<option value=""> </option>
<option value="Jr">Jr</option>
<option value="Sr">Sr</option>
<option value="II">II</option>
<option value="III">III</option>
<option value="IV">IV</option>
<option value="V">V</option>
</select>
<p class="spa-input-hint" id="helpFor_additionalCardHolderSuffix"></p>
<div class="spa-input-error-message spa-icon--error" id="additionalCardHolderSuffix_errorMessage" aria-hidden="true"></div>
</div>
</div>
</div>
<div class="row minus-10">
<div class="columns small-12 medium-9 large-5">
<div class="spa-input spa-input-box spa-dropdown spa-input--sparta2"><label class="spa-input-label" data-font="cnx-medium" for="additionalCardHolderRelationship">Relationship to applicant<span class="spa-input-label--required"> *</span><span
class="ada-hidden"></span></label><select id="additionalCardHolderRelationship" name="additionalCardHolderRelationship" data-structure="AdditionalCardHolderRelationship"
data-server-validation-invalidadditionalcardholderrelationship-error-message="Please select your relationship to the additional cardholder." class="spa-input-select" value="" onchange="this.setAttribute('data-val', this.value);"
data-val="" required="" aria-required="true" data-required-error-message="Please select your relationship to the additional cardholder.">
<option value=""> </option>
<option value="Spouse">Spouse</option>
<option value="Mother">Mother</option>
<option value="Father">Father</option>
<option value="Brother">Brother</option>
<option value="Sister">Sister</option>
<option value="Aunt">Aunt</option>
<option value="Uncle">Uncle</option>
<option value="MotherInLaw">Mother-in-Law</option>
<option value="FatherInLaw">Father-in-Law</option>
<option value="BrotherInLaw">Brother-in-Law</option>
<option value="SisterInLaw">Sister-in-Law</option>
<option value="Friend">Friend</option>
<option value="Other">Other</option>
</select>
<p class="spa-input-hint" id="helpFor_additionalCardHolderRelationship"></p>
<div class="spa-input-error-message spa-icon--error" id="additionalCardHolderRelationship_errorMessage" aria-hidden="true"></div>
</div>
</div>
</div>
<div class="row" style="padding-top: 4px;">
<div class="small-12 medium-8 large-7">
<div class="spa-input spa-input-options spa-input--sparta2">
<div class="spa-input-options-list--vertical">
<div class="spa-input-options-wrapper"><input type="checkbox" default="false" name="additionalCardHolderSameAddressAsPrimary" id="additionalCardHolderSameAddressAsPrimary" value=""
class="spa-input-option spa-input-option--checkbox cs-additionalCardHolderSameAddressAsPrimary" autocapitalize="none" autocorrect="off" spellcheck="false"><span class="spa-input-check"> </span><label
class="spa-input-option-label" data-font="cnx-regular" for="additionalCardHolderSameAddressAsPrimary">Same address as primary applicant<span class="ada-hidden"></span></label></div>
</div>
<div id="additionalCardHolderSameAddressAsPrimary_errorMessage" class="spa-input-error-message spa-icon--error" aria-hidden="true"></div>
</div>
</div>
</div>
<div class="row minus-10 pt20">
<div class="columns small-12 medium-6 end">
<div class="
spa-input spa-input-box spa-input--sparta2
"><label class="spa-input-label" data-font="cnx-medium" id="labelForadditionalCardHolderResidentialAddressOne" for="additionalCardHolderResidentialAddressOne"> Residential address line 1 <span class="spa-input-label--required"> *</span>
<span class="ada-hidden"> No P.O. Boxes, please </span>
</label><input type="text" aria-labelledby="labelForadditionalCardHolderResidentialAddressOne" data-mobile-input-type="text" data-default-input-type="text" data-android-input-type="text" data-mobile-pattern="" data-default-pattern=""
autocomplete="address-line1" id="additionalCardHolderResidentialAddressOne" name="additionalCardHolderResidentialAddressOne" maxlength="40" class="addressBox spa-input-text cs-additionalCardHolderResidentialAddressOne"
pre-submit-validation-required="true" data-structure="AdditionalCardHolderAddress.addressLines.0" data-server-validation-addressline1invalid-error-message="Please enter a valid address for the additional cardholder."
data-server-validation-addressline1empty-error-message="Please enter a valid address for the additional cardholder." data-server-validation-addresslinelong-error-message="Please enter a valid address for the additional cardholder."
data-server-validation-addresslineduplicate-error-message="The address in line 1 and line 2 can't be the same. Please enter a valid address."
data-server-validation-postboxnoinvalid-error-message="A post office box can't be used for your address."
data-server-validation-combinedlengthinvalid-error-message="The combined address length in line 1 and line 2 cannot be less than 5 characters." data-gis-mask="false"
data-sparta-input-mask="{"greedy":true,"placeholder":"","clearMaskOnLostFocus":true,"showMaskOnHover":false,"showMaskOnFocus":true,"keepStatic":true,"jitMasking":true,"showTooltip":false,"inputEventOnly":true}"
required="" aria-required="true" data-required-error-message="Please enter a valid address for the additional cardholder." aria-describedby="helpFor_additionalCardHolderResidentialAddressOne" pattern="" autocapitalize="none"
autocorrect="off" spellcheck="false">
<p class="spa-input-hint" id="helpFor_additionalCardHolderResidentialAddressOne">No P.O. Boxes, please</p>
<div class="spa-input-error-message spa-icon--error" id="additionalCardHolderResidentialAddressOne_errorMessage" aria-hidden="true"></div>
</div>
</div>
</div>
<div class="row minus-10 pt10">
<div class="columns small-12 medium-6 end">
<div class="
spa-input spa-input-box spa-input--sparta2
"><label class="spa-input-label" data-font="cnx-medium" id="labelForadditionalCardHolderResidentialAddressTwo" for="additionalCardHolderResidentialAddressTwo"> Residential address line 2 <span class="ada-hidden">
</span>
</label><input type="text" aria-labelledby="labelForadditionalCardHolderResidentialAddressTwo" data-mobile-input-type="text" data-default-input-type="text" data-android-input-type="text" data-mobile-pattern="" data-default-pattern=""
autocomplete="address-line2" id="additionalCardHolderResidentialAddressTwo" name="additionalCardHolderResidentialAddressTwo" maxlength="40" class="addressBox spa-input-text cs-additionalCardHolderResidentialAddressTwo"
pre-submit-validation-required="true" data-structure="AdditionalCardHolderAddress.addressLines.1" data-server-validation-addressline2invalid-error-message="Please enter a valid address for the additional cardholder."
data-server-validation-addressline2empty-error-message="Please enter a valid address for the additional cardholder." data-server-validation-addresslinelong-error-message="Please enter a valid address for the additional cardholder."
data-server-validation-addresslineduplicate-error-message="The address in line 1 and line 2 can't be the same. Please enter a valid address."
data-server-validation-postboxnoinvalid-error-message="A post office box can't be used for your address."
data-server-validation-combinedlengthinvalid-error-message="The combined address length in line 1 and line 2 cannot be less than 5 characters." data-gis-mask="false"
data-sparta-input-mask="{"greedy":true,"placeholder":"","clearMaskOnLostFocus":true,"showMaskOnHover":false,"showMaskOnFocus":true,"keepStatic":true,"jitMasking":true,"showTooltip":false,"inputEventOnly":true}"
aria-describedby="helpFor_additionalCardHolderResidentialAddressTwo" pattern="" autocapitalize="none" autocorrect="off" spellcheck="false">
<p class="spa-input-hint" id="helpFor_additionalCardHolderResidentialAddressTwo">Apartment #, Unit #, etc.</p>
<div class="spa-input-error-message spa-icon--error" id="additionalCardHolderResidentialAddressTwo_errorMessage" aria-hidden="true"></div>
</div>
</div>
</div>
<div class="row minus-10 pt10">
<div class="columns small-12 medium-5 large-3">
<div class="
spa-input spa-input-box spa-input--sparta2
"><label class="spa-input-label" data-font="cnx-medium" id="labelForadditionalCardHolderAddressCity" for="additionalCardHolderAddressCity"> City <span class="spa-input-label--required"> *</span>
<span class="ada-hidden">
</span>
</label><input type="text" aria-labelledby="labelForadditionalCardHolderAddressCity" data-mobile-input-type="text" data-default-input-type="text" data-android-input-type="text" data-mobile-pattern="" data-default-pattern=""
autocomplete="address-level2" id="additionalCardHolderAddressCity" name="additionalCardHolderAddressCity" maxlength="25" data-structure="AdditionalCardHolderAddress.city"
data-server-validation-cityempty-error-message="Please enter the city." data-server-validation-cityinvalid-error-message="Please enter the city using letters only."
data-server-validation-citylength-error-message="Please enter a valid city." class="spa-input-text cs-additionalCardHolderAddressCity" data-gis-mask="false"
data-sparta-input-mask="{"greedy":true,"placeholder":"","clearMaskOnLostFocus":true,"showMaskOnHover":false,"showMaskOnFocus":true,"keepStatic":true,"jitMasking":true,"showTooltip":false,"inputEventOnly":true}"
required="" aria-required="true" data-required-error-message="Please enter the city." pattern="" autocapitalize="none" autocorrect="off" spellcheck="false">
<p class="spa-input-hint" id="helpFor_additionalCardHolderAddressCity"></p>
<div class="spa-input-error-message spa-icon--error" id="additionalCardHolderAddressCity_errorMessage" aria-hidden="true"></div>
</div>
</div>
<div class="columns small-12 medium-5 large-3">
<div class="spa-input spa-input-box spa-dropdown spa-input--sparta2"><label class="spa-input-label" data-font="cnx-medium" for="additionalCardHolderAddressState">State<span class="spa-input-label--required"> *</span><span
class="ada-hidden"></span></label><select id="additionalCardHolderAddressState" name="additionalCardHolderAddressState" data-structure="AdditionalCardHolderAddress.state"
data-server-validation-stateempty-error-message="Please select the state." class="spa-input-select" value="" onchange="this.setAttribute('data-val', this.value);" data-val="" required="" aria-required="true"
data-required-error-message="Please select the state.">
<option value=""> </option>
<option value="AL">Alabama</option>
<option value="AK">Alaska</option>
<option value="AZ">Arizona</option>
<option value="AR">Arkansas</option>
<option value="CA">California</option>
<option value="CO">Colorado</option>
<option value="CT">Connecticut</option>
<option value="DE">Delaware</option>
<option value="DC">District of Columbia</option>
<option value="FL">Florida</option>
<option value="GA">Georgia</option>
<option value="HI">Hawaii</option>
<option value="ID">Idaho</option>
<option value="IL">Illinois</option>
<option value="IN">Indiana</option>
<option value="IA">Iowa</option>
<option value="KS">Kansas</option>
<option value="KY">Kentucky</option>
<option value="LA">Louisiana</option>
<option value="ME">Maine</option>
<option value="MD">Maryland</option>
<option value="MA">Massachusetts</option>
<option value="MI">Michigan</option>
<option value="MN">Minnesota</option>
<option value="MS">Mississippi</option>
<option value="MO">Missouri</option>
<option value="MT">Montana</option>
<option value="NE">Nebraska</option>
<option value="NV">Nevada</option>
<option value="NH">New Hampshire</option>
<option value="NJ">New Jersey</option>
<option value="NM">New Mexico</option>
<option value="NY">New York</option>
<option value="NC">North Carolina</option>
<option value="ND">North Dakota</option>
<option value="OH">Ohio</option>
<option value="OK">Oklahoma</option>
<option value="OR">Oregon</option>
<option value="PA">Pennsylvania</option>
<option value="RI">Rhode Island</option>
<option value="SC">South Carolina</option>
<option value="SD">South Dakota</option>
<option value="TN">Tennessee</option>
<option value="TX">Texas</option>
<option value="UT">Utah</option>
<option value="VT">Vermont</option>
<option value="VA">Virginia</option>
<option value="WA">Washington</option>
<option value="WV">West Virginia</option>
<option value="WI">Wisconsin</option>
<option value="WY">Wyoming</option>
<option value="AA">Armed Forces Americas (AA)</option>
<option value="AE">Armed Forces Europe (AE)</option>
<option value="AP">Armed Forces Pacific (AP)</option>
<option value="AS">American Samoa</option>
<option value="GU">Guam</option>
<option value="MH">Marshall Islands</option>
<option value="PR">Puerto Rico</option>
<option value="VI">Virgin Islands</option>
</select>
<p class="spa-input-hint" id="helpFor_additionalCardHolderAddressState"></p>
<div class="spa-input-error-message spa-icon--error" id="additionalCardHolderAddressState_errorMessage" aria-hidden="true"></div>
</div>
</div>
<div class="columns small-12 medium-2 large-2 end">
<div class="
spa-input spa-input-box spa-input--sparta2
"><label class="spa-input-label" data-font="cnx-medium" id="labelForadditionalCardHolderAddressZipCode" for="additionalCardHolderAddressZipCode"> ZIP code <span class="spa-input-label--required"> *</span>
<span class="ada-hidden">
</span>
</label><input type="text" aria-labelledby="labelForadditionalCardHolderAddressZipCode" pattern="[0-9]*" data-mobile-input-type="text" data-default-input-type="text" data-android-input-type="text" data-mobile-pattern="[0-9]*"
data-default-pattern="[0-9]*" data-sparta-input-format="zip-extended" autocomplete="postal-code" inputmode="numeric" novalidate="true" autocorrect="off"
data-sparta-input-mask="{"greedy":true,"placeholder":"","clearMaskOnLostFocus":true,"showMaskOnHover":false,"showMaskOnFocus":true,"keepStatic":true,"jitMasking":true,"showTooltip":false,"inputEventOnly":true,"mask":"99999[-9999]"}"
id="additionalCardHolderAddressZipCode" name="additionalCardHolderAddressZipCode" minlength="5" maxlength="10" data-structure="AdditionalCardHolderAddress.postalCode"
data-server-validation-zipcodeempty-error-message="Please enter the zip code using numbers only." data-server-validation-zipcodeinvalid-error-message="Please enter a valid zip code."
data-server-validation-zipcodestatemismatch-error-message="Please enter a valid ZIP code." class="spa-input-text cs-additionalCardHolderAddressZipCode" data-gis-mask="false" required="" aria-required="true"
data-required-error-message="Please enter the zip code using numbers only." aria-describedby="helpFor_additionalCardHolderAddressZipCode" data-sparta-input-format-initialized="true" autocapitalize="none" spellcheck="false">
<p class="spa-input-hint" id="helpFor_additionalCardHolderAddressZipCode">First 5 digits required</p>
<div class="spa-input-error-message spa-icon--error" id="additionalCardHolderAddressZipCode_errorMessage" aria-hidden="true"></div>
</div>
</div>
</div>
<div id="additionalCardHolderPrimaryPhoneNumberSection" class="row minus-10">
<div class="columns small-12 medium-5 large-4">
<div class="
spa-input spa-input-box spa-input--sparta2
"><label class="spa-input-label" data-font="cnx-medium" id="labelForadditionalCardHolderPrimaryPhoneNumber" for="additionalCardHolderPrimaryPhoneNumber"> Primary phone number <span class="ada-hidden">
</span>
</label><input type="text" aria-labelledby="labelForadditionalCardHolderPrimaryPhoneNumber" pattern="[0-9]*" data-mobile-input-type="text" data-default-input-type="text" data-android-input-type="text" data-mobile-pattern="[0-9]*"
data-default-pattern="[0-9]*" autocomplete="tel-national" id="additionalCardHolderPrimaryPhoneNumber" name="additionalCardHolderPrimaryPhoneNumber" data-structure="AdditionalCardHolderPhoneNumber"
data-server-validation-telephonenumberempty-error-message="Please enter your primary phone number." data-server-validation-telephonenumberinvalid-error-message="Please enter a valid phone number." data-field-type="phone"
class="spa-input-text gis-mask gis-mask-original cs-additionalCardHolderPrimaryPhoneNumber" data-gis-mask="false"
data-sparta-input-mask="{"greedy":true,"placeholder":"","clearMaskOnLostFocus":true,"showMaskOnHover":false,"showMaskOnFocus":true,"keepStatic":true,"jitMasking":true,"showTooltip":false,"inputEventOnly":true}"
autocapitalize="none" autocorrect="off" spellcheck="false"><input type="text" aria-labelledby="labelForadditionalCardHolderPrimaryPhoneNumber" pattern="[0-9]*" data-mobile-input-type="text" data-default-input-type="text"
data-android-input-type="text" data-mobile-pattern="[0-9]*" data-default-pattern="[0-9]*" autocomplete="tel-national" id="additionalCardHolderPrimaryPhoneNumber-masked" name="additionalCardHolderPrimaryPhoneNumber-masked"
data-structure="AdditionalCardHolderPhoneNumber" data-server-validation-telephonenumberempty-error-message="Please enter your primary phone number."
data-server-validation-telephonenumberinvalid-error-message="Please enter a valid phone number." data-field-type="phone" class="spa-input-text gis-mask-value spa-hidden cs-additionalCardHolderPrimaryPhoneNumber-masked"
data-gis-mask="false"
data-sparta-input-mask="{"greedy":true,"placeholder":"","clearMaskOnLostFocus":true,"showMaskOnHover":false,"showMaskOnFocus":true,"keepStatic":true,"jitMasking":true,"showTooltip":false,"inputEventOnly":true}"
aria-hidden="true" autocapitalize="none" autocorrect="off" spellcheck="false">
<p class="spa-input-hint" id="helpFor_additionalCardHolderPrimaryPhoneNumber"></p>
<div class="spa-input-error-message spa-icon--error" id="additionalCardHolderPrimaryPhoneNumber_errorMessage" aria-hidden="true"></div>
</div>
</div>
</div>
<div class="row minus-10">
<div class="columns small-12 medium-3 large-3 mt10 end">
<div class="
spa-input spa-input-box spa-input--sparta2
"><label class="spa-input-label" data-font="cnx-medium" id="labelForadditionalCardHolderbirthDate" for="additionalCardHolderbirthDate"> Date of birth <span class="spa-input-label--required"> *</span>
<span class="ada-hidden">
</span>
</label><input type="text" aria-labelledby="labelForadditionalCardHolderbirthDate" pattern="[0-9]*" data-mobile-input-type="text" data-default-input-type="text" data-android-input-type="date" data-mobile-pattern="[0-9]*"
data-default-pattern="[0-9]*" data-sparta-input-format="date" inputmode="numeric" novalidate="true" autocorrect="off"
data-sparta-input-mask="{"greedy":false,"placeholder":"","clearMaskOnLostFocus":true,"showMaskOnHover":false,"showMaskOnFocus":true,"keepStatic":true,"jitMasking":true,"showTooltip":false,"inputEventOnly":true,"alias":"mm/dd/yyyy"}"
autocomplete="off" id="additionalCardHolderbirthDate" name="additionalCardHolderbirthDate" data-structure="AdditionalCardHolderbirthDate"
data-server-validation-dateofbirthempty-error-message="Please enter the additional cardholder's date of birth." data-server-validation-dateofbirthinvalid-error-message="Please enter a valid date of birth."
data-server-validation-dateofbirthminage-error-message="You must be at least 18 years of age to apply for a Bank of America account. If you are 18 or over, please re-enter your date of birth."
data-server-validation-dateofbirthfutureage-error-message="Please enter a valid date of birth that is not in the future."
data-server-validation-dateofbirthequal-error-message="The additional cardholder can't have the same name and date of birth as the primary applicant. Please enter valid information for additional cardholder."
data-server-validation-invalidadditionalcardholdernamedobsameasprimary-error-message="The additional cardholder can't have the same name and date of birth as the primary applicant. Please enter valid information for additional cardholder."
data-field-type="date" class="spa-input-text gis-mask gis-mask-original cs-additionalCardHolderbirthDate" data-gis-mask="false" required="" aria-required="true"
data-required-error-message="Please enter the additional cardholder's date of birth." aria-describedby="helpFor_additionalCardHolderbirthDate" data-sparta-input-format-initialized="true" autocapitalize="none" spellcheck="false"><input
type="text" aria-labelledby="labelForadditionalCardHolderbirthDate" pattern="[0-9]*" data-mobile-input-type="text" data-default-input-type="text" data-android-input-type="date" data-mobile-pattern="[0-9]*" data-default-pattern="[0-9]*"
data-sparta-input-format="date" inputmode="numeric" novalidate="true" autocorrect="off"
data-sparta-input-mask="{"greedy":false,"placeholder":"","clearMaskOnLostFocus":true,"showMaskOnHover":false,"showMaskOnFocus":true,"keepStatic":true,"jitMasking":true,"showTooltip":false,"inputEventOnly":true,"alias":"mm/dd/yyyy"}"
autocomplete="off" id="additionalCardHolderbirthDate-masked" name="additionalCardHolderbirthDate-masked" data-structure="AdditionalCardHolderbirthDate"
data-server-validation-dateofbirthempty-error-message="Please enter the additional cardholder's date of birth." data-server-validation-dateofbirthinvalid-error-message="Please enter a valid date of birth."
data-server-validation-dateofbirthminage-error-message="You must be at least 18 years of age to apply for a Bank of America account. If you are 18 or over, please re-enter your date of birth."
data-server-validation-dateofbirthfutureage-error-message="Please enter a valid date of birth that is not in the future."
data-server-validation-dateofbirthequal-error-message="The additional cardholder can't have the same name and date of birth as the primary applicant. Please enter valid information for additional cardholder."
data-server-validation-invalidadditionalcardholdernamedobsameasprimary-error-message="The additional cardholder can't have the same name and date of birth as the primary applicant. Please enter valid information for additional cardholder."
data-field-type="date" class="spa-input-text gis-mask-value spa-hidden cs-additionalCardHolderbirthDate-masked" data-gis-mask="false" required="" aria-required="true"
data-required-error-message="Please enter the additional cardholder's date of birth." aria-describedby="helpFor_additionalCardHolderbirthDate" data-sparta-input-format-initialized="true" aria-hidden="true" autocapitalize="none"
spellcheck="false">
<p class="spa-input-hint" id="helpFor_additionalCardHolderbirthDate">MM/DD/YYYY</p>
<div class="spa-input-error-message spa-icon--error" id="additionalCardHolderbirthDate_errorMessage" aria-hidden="true"></div>
</div>
</div>
</div>
<div class="row minus-10">
<div class="column small-12 medium-5 large-3 end">
<div class="
spa-input spa-input-box spa-input--sparta2
"><label class="spa-input-label" data-font="cnx-medium" id="labelForadditionalCardHolderSocialSecurityNumber" for="additionalCardHolderSocialSecurityNumber"> Social security number <span class="ada-hidden">
</span>
</label><input type="text" aria-labelledby="labelForadditionalCardHolderSocialSecurityNumber" pattern="[0-9]*" data-mobile-input-type="text" data-default-input-type="text" data-android-input-type="tel" data-mobile-pattern="[0-9]*"
data-default-pattern="[0-9]*" data-sparta-input-format="ssn" novalidate="true"
data-sparta-input-mask="{"greedy":true,"placeholder":"_","clearMaskOnLostFocus":true,"showMaskOnHover":false,"showMaskOnFocus":true,"keepStatic":true,"jitMasking":false,"showTooltip":false,"inputEventOnly":true,"mask":"999-99-9999"}"
id="additionalCardHolderSocialSecurityNumber" name="additionalCardHolderSocialSecurityNumber" data-structure="AdditionalCardHoldersocialSecurityNumber"
data-server-validation-socialsecuritynumberempty-error-message="Please enter the additional cardholder's Social security number."
data-server-validation-socialsecuritynumbersame-as-primary="The primary applicant and additional cardholder can't have the same Social Security number."
data-server-validation-socialsecuritynumberinvalid-error-message="Please enter a valid Social security number." data-field-type="ssn" class="spa-input-text gis-mask gis-mask-original cs-additionalCardHolderSocialSecurityNumber"
data-gis-mask="false" inputmode="numeric" aria-describedby="helpFor_additionalCardHolderSocialSecurityNumber" data-sparta-input-format-initialized="true" autocapitalize="none" autocorrect="off" spellcheck="false"><input type="text"
aria-labelledby="labelForadditionalCardHolderSocialSecurityNumber" pattern="[0-9]*" data-mobile-input-type="text" data-default-input-type="text" data-android-input-type="tel" data-mobile-pattern="[0-9]*" data-default-pattern="[0-9]*"
data-sparta-input-format="ssn" novalidate="true"
data-sparta-input-mask="{"greedy":true,"placeholder":"_","clearMaskOnLostFocus":true,"showMaskOnHover":false,"showMaskOnFocus":true,"keepStatic":true,"jitMasking":false,"showTooltip":false,"inputEventOnly":true,"mask":"999-99-9999"}"
id="additionalCardHolderSocialSecurityNumber-masked" name="additionalCardHolderSocialSecurityNumber-masked" data-structure="AdditionalCardHoldersocialSecurityNumber"
data-server-validation-socialsecuritynumberempty-error-message="Please enter the additional cardholder's Social security number."
data-server-validation-socialsecuritynumbersame-as-primary="The primary applicant and additional cardholder can't have the same Social Security number."
data-server-validation-socialsecuritynumberinvalid-error-message="Please enter a valid Social security number." data-field-type="ssn" class="spa-input-text gis-mask-value spa-hidden cs-additionalCardHolderSocialSecurityNumber-masked"
data-gis-mask="false" inputmode="numeric" aria-describedby="helpFor_additionalCardHolderSocialSecurityNumber" data-sparta-input-format-initialized="true" aria-hidden="true" autocapitalize="none" autocorrect="off" spellcheck="false">
<p class="spa-input-hint" id="helpFor_additionalCardHolderSocialSecurityNumber">XXX-XX-XXXX</p>
<div class="spa-input-error-message spa-icon--error" id="additionalCardHolderSocialSecurityNumber_errorMessage" aria-hidden="true"></div>
</div>
</div>
</div>
</div>
</form>Text Content
FREE SPIRIT® TRAVEL MORE WORLD ELITE MASTERCARD® LIMITED-TIME ONLINE OFFER: EARN 60,000 BONUS POINTS + A $100 COMPANION FLIGHT VOUCHER AFTER MAKING AT LEAST $1,000 IN PURCHASES WITHIN THE FIRST 90 DAYS OF ACCOUNT OPENING APPLY NOW AND GET A RESPONSE IN AS LITTLE AS 30 SECONDS. IF INSTANTLY APPROVED AND ACTIVATED WITH AN ACCOUNT NUMBER—YOU CAN BOOK YOUR NEXT FLIGHT IMMEDIATELY AND START EARNING POINTS TODAY. Limited-Time Online Offer: Earn 60,000 Bonus Points + a $100 Companion Flight Voucher after making at least $1,000 in purchases within the first 90 days of account opening Apply now and get a response in as little as 30 seconds. If instantly approved and activated with an account number—you can book your next flight immediately and start earning points today. Apply Below †Please see Terms and Conditions for rate, fee and other cost information, as well as an explanation of payment allocation. All terms may be subject to change. Apply Below LIMITED-TIME ONLINE OFFER: EARN 60,000 BONUS POINTS + A $100 COMPANION FLIGHT VOUCHER AFTER MAKING AT LEAST $1,000 IN PURCHASES WITHIN THE FIRST 90 DAYS OF ACCOUNT OPENING APPLY NOW AND GET A RESPONSE IN AS LITTLE AS 30 SECONDS. IF INSTANTLY APPROVED AND ACTIVATED WITH AN ACCOUNT NUMBER—YOU CAN BOOK YOUR NEXT FLIGHT IMMEDIATELY AND START EARNING POINTS TODAY. Limited-Time Online Offer: Earn 60,000 Bonus Points + a $100 Companion Flight Voucher after making at least $1,000 in purchases within the first 90 days of account opening Apply now and get a response in as little as 30 seconds. If instantly approved and activated with an account number—you can book your next flight immediately and start earning points today. †Please see Terms and Conditions for rate, fee and other cost information, as well as an explanation of payment allocation. All terms may be subject to change. Hide card details carat Created with Sketch. * 3 points per dollar spent on eligible Spirit purchases, 2 points per dollar spent on eligible dining and grocery store purchases, and 1 point per dollar spent on all other purchases * Receive a $100 Companion Flight Voucher each anniversary after making at least $5,000 in purchases within the prior anniversary year * No redemption fees as a primary cardholder, no limit to the points you can earn, and no points expiration as long as your card account is open * Get a 25% rebate on all inflight food and beverage purchases when you pay with your new card * Zone 2 Shortcut boarding on all flights * Points Pooling – Pool your points with friends or family by linking your Free Spirit accounts to redeem points jointly * Reach Free Spirit Status by earning 1 Status Qualifying Point for each $10 in Net Purchases during a calendar year towards earning Free Spirit Silver or Gold status. * Contactless card – the security of a chip card, with the convenience of a tap * No Foreign Transaction Fees† * $0 introductory annual fee for the first year. After that, it's just $79† * This email only offer may not be available elsewhere. You can take advantage of this offer when you apply now. See Terms and Conditions for additional program and service details Your email address will be provided to Spirit Airlines to facilitate communication for enrollment, rewards fulfillment, servicing, travel bookings, and special offers in connection with the Spirit Airlines Free Spirit® Rewards Program FAQs Get answers FAQs Get answers YOUR INFORMATION Complete your application and get a response in as little as 30 seconds -------------------------------------------------------------------------------- BANK OF AMERICA CUSTOMER? Save time and prefill your application. How does this work? Save time. When you sign in, we'll use your information to automatically complete parts of your application. Free Spirit Member Number If you do not have a Number, one will be assigned to you HERE’S WHAT WE STILL NEED TO COMPLETE YOUR APPLICATION. First name * Legal Name Middle name Last name * Suffix JrSrIIIIIIVV Residential address line 1 * No P.O. Boxes, please No P.O. Boxes, please Residential address line 2 Apartment #, Unit #, etc. City * State * AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces Americas (AA)Armed Forces Europe (AE)Armed Forces Pacific (AP)American SamoaGuamMarshall IslandsPuerto RicoVirgin Islands ZIP code * First 5 digits required Send my statement to a different address Mailing address line 1 * Mailing address line 2 Apartment #, Unit #, etc. City * State * AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces Americas (AA)Armed Forces Europe (AE)Armed Forces Pacific (AP)American SamoaGuamMarshall IslandsPuerto RicoVirgin Islands ZIP code * First 5 digits required Campaign: 4059155 poCode: 6A sourceCode: RC01N6 groupCode: RAGB productType: CCA Primary phone number * Phone number type * HomeMobile See Terms and Conditions for additional details Email address * Why do we ask for your email address? We ask for a valid email address in case we need to get in touch with you with application questions. For your security, we will not ask you to provide any information by email. If your application is approved we may also use your email address to send you information about important account updates. Are you a U.S. citizen? * Additional Security New federal anti-money laundering laws require us to verify every customer's identity. That's why we may ask you for personal information. Yes No Country of citizenship * AfghanistanAlbaniaAlgeriaAndorraAngolaAnguillaAntigua and BarbudaArgentinaArmeniaAustraliaAustriaAzerbaijanBahamas (the)BahrainBangladeshBarbadosBelarusBelgiumBelizeBeninBermudaBhutanBolivia, Plurinational State ofBosnia and HerzegovinaBotswanaBrazilBrunei DarussalamBulgariaBurkina FasoBurmaBurundiCabo Verde (Cape Verde)CambodiaCameroonCanadaCayman Islands (the)Central African Republic (the)ChadChileChinaColombiaComorosCongo, Republic of (Brazzaville)Congo, The Democatic Republic of (Kinshasa)Costa RicaCote D'Ivoire (Ivory Coast)CroatiaCubaCyprus (Republic of)Czech Republic (the)DenmarkDjiboutiDominicaDominican Republic (the)EcuadorEgyptEl SalvadorEquatorial GuineaEritreaEstoniaEthiopiaFalkland Islands (the) [Islas Malvinas]FijiFinlandFranceGabonGambia (The Republic of)GeorgiaGermanyGhanaGibraltarGreeceGrenadaGuatemalaGuernseyGuineaGuinea-BissauGuyanaHaitiHondurasHong KongHungaryIcelandIndiaIndonesiaIran (the Islamic Republic of)IraqIrelandIsle of ManIsraelItalyJamaicaJapanJerseyJordanKazakhstanKenyaKiribatiKorea, Democratic People's Republic of (North)Korea, Republic of (South)KosovoKuwaitKyrgyzstanLao People's Democratic Republic (the) [Laos]LatviaLebanonLesothoLiberiaLibyaLiechtensteinLithuaniaLuxembourgMacao (Macau)Macedonia (the Republic of)MadagascarMalawiMalaysiaMaldivesMaliMaltaMarshall Islands (The Republic of)MauritaniaMauritiusMexicoMicronesia (the Federated States of)Moldova (the Republic of)MonacoMongoliaMontenegroMontserratMoroccoMozambiqueMyanmar (the Republic of the Union of)NamibiaNauruNepalNetherlands (the)New ZealandNicaraguaNiger (the Republic of)NigeriaNorwayOmanPakistanPalauPalestine, State ofPanamaPapua New GuineaParaguayPeruPhilippines (Republic of the)Pitcairn IslandsPolandPortugalQatarRomaniaRussian Federation (the)RwandaSamoaSan MarinoSao Tome and PrincipeSaudi ArabiaSenegalSerbiaSeychellesSierra LeoneSingaporeSlovakiaSloveniaSolomon Islands (the)SomaliaSouth AfricaSouth SudanSpainSri LankaSt. Christopher (St. Kitts) and NevisSt. HelenaSt. LuciaSt. Vincent and the GrenadinesSudan (Republic of the)SurinameSwazilandSwedenSwitzerlandSyrian Arab Republic (Syria)Taiwan TajikistanTanzania, United Republic ofThailandTimor-LesteTogoTongaTrinidad and TobagoTunisiaTurkeyTurkmenistanTurks and Caicos Islands (the)TuvaluUgandaUkraineUnited Arab Emirates (the)United KingdomUruguayUzbekistanVanuatuVatican City (Holy See)Venezuela (Bolivarian Republic of)VietnamVirgin Islands (British)Yemen (Republic of)ZambiaZimbabwe Citizenship status * Resident AlienNonresident Alien Non-resident alien applications Non-resident aliens may complete their card applications at a local financial center. Please note, you may not be eligible for any incentive offers when applying at a financial center. Find a financial center near you Social security number * XXX-XX-XXXX info icon How we identify you Bank of America must obtain, verify and record information that identifies each customer who opens an account with us. When you open an account with us, we will ask for your name, physical address and other information that assists us in verifying your identity. Additional information or documentation may be requested. Do you have a dual citizenship? * What is dual citizenship? Dual citizenship is when a person is regarded as a citizen of more than one country at a time. Yes No Country of dual citizenship * AfghanistanAlbaniaAlgeriaAndorraAngolaAnguillaAntigua and BarbudaArgentinaArmeniaAustraliaAustriaAzerbaijanBahamas (the)BahrainBangladeshBarbadosBelarusBelgiumBelizeBeninBermudaBhutanBolivia, Plurinational State ofBosnia and HerzegovinaBotswanaBrazilBrunei DarussalamBulgariaBurkina FasoBurmaBurundiCabo Verde (Cape Verde)CambodiaCameroonCanadaCayman Islands (the)Central African Republic (the)ChadChileChinaColombiaComorosCongo, Republic of (Brazzaville)Congo, The Democatic Republic of (Kinshasa)Costa RicaCote D'Ivoire (Ivory Coast)CroatiaCubaCyprus (Republic of)Czech Republic (the)DenmarkDjiboutiDominicaDominican Republic (the)EcuadorEgyptEl SalvadorEquatorial GuineaEritreaEstoniaEthiopiaFalkland Islands (the) [Islas Malvinas]FijiFinlandFranceGabonGambia (The Republic of)GeorgiaGermanyGhanaGibraltarGreeceGrenadaGuatemalaGuernseyGuineaGuinea-BissauGuyanaHaitiHondurasHong KongHungaryIcelandIndiaIndonesiaIran (the Islamic Republic of)IraqIrelandIsle of ManIsraelItalyJamaicaJapanJerseyJordanKazakhstanKenyaKiribatiKorea, Democratic People's Republic of (North)Korea, Republic of (South)KosovoKuwaitKyrgyzstanLao People's Democratic Republic (the) [Laos]LatviaLebanonLesothoLiberiaLibyaLiechtensteinLithuaniaLuxembourgMacao (Macau)Macedonia (the Republic of)MadagascarMalawiMalaysiaMaldivesMaliMaltaMarshall Islands (The Republic of)MauritaniaMauritiusMexicoMicronesia (the Federated States of)Moldova (the Republic of)MonacoMongoliaMontenegroMontserratMoroccoMozambiqueMyanmar (the Republic of the Union of)NamibiaNauruNepalNetherlands (the)New ZealandNicaraguaNiger (the Republic of)NigeriaNorwayOmanPakistanPalauPalestine, State ofPanamaPapua New GuineaParaguayPeruPhilippines (Republic of the)Pitcairn IslandsPolandPortugalQatarRomaniaRussian Federation (the)RwandaSamoaSan MarinoSao Tome and PrincipeSaudi ArabiaSenegalSerbiaSeychellesSierra LeoneSingaporeSlovakiaSloveniaSolomon Islands (the)SomaliaSouth AfricaSouth SudanSpainSri LankaSt. Christopher (St. Kitts) and NevisSt. HelenaSt. LuciaSt. Vincent and the GrenadinesSudan (Republic of the)SurinameSwazilandSwedenSwitzerlandSyrian Arab Republic (Syria)Taiwan TajikistanTanzania, United Republic ofThailandTimor-LesteTogoTongaTrinidad and TobagoTunisiaTurkeyTurkmenistanTurks and Caicos Islands (the)TuvaluUgandaUkraineUnited Arab Emirates (the)United KingdomUruguayUzbekistanVanuatuVatican City (Holy See)Venezuela (Bolivarian Republic of)VietnamVirgin Islands (British)Yemen (Republic of)ZambiaZimbabwe Country of residence * United StatesAfghanistanAlbaniaAlgeriaAndorraAngolaAnguillaAntigua and BarbudaArgentinaArmeniaArubaAustraliaAustriaAzerbaijanBahamas (the)BahrainBangladeshBarbadosBelarusBelgiumBelizeBeninBermudaBhutanBolivia, Plurinational State ofBonaire, Sint Eustatius and SabaBosnia and HerzegovinaBotswanaBrazilBrunei DarussalamBulgariaBurkina FasoBurmaBurundiCabo Verde (Cape Verde)CambodiaCameroonCanadaCayman Islands (the)Central African Republic (the)ChadChileChinaChristmas IslandCocos (Keeling) Islands (the)ColombiaComorosCongo, Republic of (Brazzaville)Congo, The Democatic Republic of (Kinshasa)Cook Islands (the)Costa RicaCote D'Ivoire (Ivory Coast)CroatiaCubaCuracaoCyprus (Republic of)Czech Republic (the)DenmarkDjiboutiDominicaDominican Republic (the)EcuadorEgyptEl SalvadorEquatorial GuineaEritreaEstoniaEthiopiaFalkland Islands (the) [Islas Malvinas]Faroe Islands (the)FijiFinlandFranceFrench GuianaFrench PolynesiaGabonGambia (The Republic of)GeorgiaGermanyGhanaGibraltarGreeceGreenlandGrenadaGuadeloupeGuatemalaGuernseyGuineaGuinea-BissauGuyanaHaitiHondurasHong KongHungaryIcelandIndiaIndonesiaIran (the Islamic Republic of)IraqIrelandIsle of ManIsraelItalyJamaicaJan MayenJapanJerseyJordanKazakhstanKenyaKiribatiKorea, Democratic People's Republic of (North)Korea, Republic of (South)KosovoKuwaitKyrgyzstanLao People's Democratic Republic (the) [Laos]LatviaLebanonLesothoLiberiaLibyaLiechtensteinLithuaniaLuxembourgMacao (Macau)Macedonia (the Republic of)MadagascarMalawiMalaysiaMaldivesMaliMaltaMarshall Islands (The Republic of)MartiniqueMauritaniaMauritiusMayotteMexicoMicronesia (the Federated States of)Moldova (the Republic of)MonacoMongoliaMontenegroMontserratMoroccoMozambiqueMyanmar (the Republic of the Union of)NamibiaNauruNepalNetherlands (the)New CaledoniaNew ZealandNicaraguaNiger (the Republic of)NigeriaNiueNorfolk IslandNorwayOmanPakistanPalauPalestine, State ofPanamaPapua New GuineaParacel IslandsParaguayPeruPhilippines (Republic of the)Pitcairn IslandsPolandPortugalQatarReunionRomaniaRussian Federation (the)RwandaSamoaSan MarinoSao Tome and PrincipeSaudi ArabiaSenegalSerbiaSeychellesSierra LeoneSingaporeSlovakiaSloveniaSolomon Islands (the)SomaliaSouth AfricaSouth SudanSpainSri LankaSt. BarthelemySt. Christopher (St. Kitts) and NevisSt. HelenaSt. LuciaSt. Maarten (Dutch part)St. Martin (French part)St. Pierre and MiquelonSt. Vincent and the GrenadinesSudan (Republic of the)SurinameSvalbardSwazilandSwedenSwitzerlandSyrian Arab Republic (Syria)Taiwan TajikistanTanzania, United Republic ofThailandTimor-LesteTogoTokelauTongaTrinidad and TobagoTunisiaTurkeyTurkmenistanTurks and Caicos Islands (the)TuvaluUgandaUkraineUnited Arab Emirates (the)United KingdomUruguayUzbekistanVanuatuVatican City (Holy See)Venezuela (Bolivarian Republic of)VietnamVirgin Islands (British)Wallis and FutunaWestern SaharaYemen (Republic of)ZambiaZimbabwe Where are you currently living? Additional Security New federal anti-money laundering laws require us to verify every customer's identity. That's why we may ask you for personal information. Date of birth * MM/DD/YYYY -------------------------------------------------------------------------------- EMPLOYMENT & FINANCES Employment status * EmployedHomemakerRetiredSelf-EmployedStudentUnemployed If you're a student, select 'Student' Occupation * AccountantAssistant Manager / ManagerCashier / Clerk / ServerConstruction / ElectricianDriver / Florist / Other LaborerEngineerMachinist / MechanicMedical Technician / TherapistProgrammerSalesView all... What most closely describes your job? What is your student status? * Full time Part time Year in school * College freshmanCollege sophomoreCollege juniorCollege seniorCommunity collegeTrade schoolGraduate school info icon Alimony, child support or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repayment. Total annual income * $ Source of income * EmploymentInheritance / TrustInvestment IncomeRetirement IncomeSocial SecurityUnemployment / Other Income Select your primary source of income Monthly housing payment * $ -------------------------------------------------------------------------------- ADDITIONAL OPTIONS Transfer a balance to my new credit card. Why choose a balance transfer? You could save money on interest by consolidating higher APR balances with other lenders to a credit card with a lower rate — and use the savings to pay off your balance quicker. With a balance transfer, you can also simplify your finances with one statement and one payment due each month. If the amount requested exceeds your Total Credit Line, we may send full or partial payment to your creditors in the order you provide them to us. You should allow at least 14 days from account opening for a balance transfer to be completed. And you should keep making payments to the other lender until you see that the balance has been paid. That way you can avoid any late charges or other penalties. Important information about balance transfers, amounts and fees Credit card institution * American ExpressBarclays Bank of DelawareCapital OneChaseCitibankDiscoverHome DepotJCPenneyLowe'sSams ClubSearsTargetUSAA Federal Savings BankWalmartWells FargoOther Transfer amount * $ Account number * Credit card institution * -------------------------------------------------------------------------------- Credit card institution * American ExpressBarclays Bank of DelawareCapital OneChaseCitibankDiscoverHome DepotJCPenneyLowe'sSams ClubSearsTargetUSAA Federal Savings BankWalmartWells FargoOther Transfer amount * $ Account number * Credit card institution * Remove this balance transfer -------------------------------------------------------------------------------- Credit card institution * American ExpressBarclays Bank of DelawareCapital OneChaseCitibankDiscoverHome DepotJCPenneyLowe'sSams ClubSearsTargetUSAA Federal Savings BankWalmartWells FargoOther Transfer amount * $ Account number * Credit card institution * Remove this balance transfer You may add up to 3 balance transfers when you apply for this card. Add another balance transfer -------------------------------------------------------------------------------- Add a cardholder First name * Legal Name Middle name Last name * Suffix JrSrIIIIIIVV Relationship to applicant * SpouseMotherFatherBrotherSisterAuntUncleMother-in-LawFather-in-LawBrother-in-LawSister-in-LawFriendOther Same address as primary applicant Residential address line 1 * No P.O. Boxes, please No P.O. Boxes, please Residential address line 2 Apartment #, Unit #, etc. City * State * AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces Americas (AA)Armed Forces Europe (AE)Armed Forces Pacific (AP)American SamoaGuamMarshall IslandsPuerto RicoVirgin Islands ZIP code * First 5 digits required Primary phone number Date of birth * MM/DD/YYYY Social security number XXX-XX-XXXX -------------------------------------------------------------------------------- TERMS & CONDITIONS Back to top View as PDF Credit Card Disclosure †Details of Rate, Fee and Other Cost Information Account terms are not guaranteed for any period of time. All terms, including fees and APRs for new transactions, may change in accordance with the Credit Card Agreement and applicable law based on information in your credit report, market conditions, business strategies, or for any reason. Please review all of these materials so that you are fully informed about the terms of this credit card offer. Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 18.24% to 26.24%, based on your creditworthiness when you open your account. After that, your APR will vary with the market based on the Prime Rate. APR for Balance Transfers 18.24% to 26.24%, based on your creditworthiness when you open your account. After that, your APR will vary with the market based on the Prime Rate. APR for Cash Advances 21.24% to 29.24%, based on your creditworthiness when you open your account, for Direct Deposit and Check Cash Advances, and 31.24% for Bank Cash Advances. See footnote Footnote 1 for explanation. These APRs will vary with the market based on the Prime Rate. Penalty APR and When it Applies Up to 29.99%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. This APR may be applied to new transactions on your account if you: • Make a late payment. How Long Will the Penalty APR Apply?: If your APRs are increased, the Penalty APR will apply indefinitely. How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore Please see the next page for a continuation of the Details of Rate, Fee and Other Cost Information. Fees Annual Fee $0 Introductory Fee for the first year. After that, your Annual Fee will be $79. Transaction Fees • Purchase Purchase of a wire transfer from a non-financial institution: Either $10 or 5% of the amount of each transaction, whichever is greater. • Balance Transfer Either $10 or 3% of the amount of each transaction, whichever is greater. • Cash Advance Direct Deposit and Check Cash Advances: Either $10 or 3% of the amount of each transaction, whichever is greater. ATM, Over-the-Counter, Same-Day Online and Cash Equivalent Cash Advances: Either $10 or 5% of the amount of each transaction, whichever is greater. • Foreign Transaction None Penalty Fee • Late Payment Up to $40 How We Will Calculate Your Balance: We use a method called “average daily balance (including new purchases).” Payments are allocated to posted balances. If your account has balances with different APRs, we will allocate the amount of your payment equal to the Total Minimum Payment Due to the lowest APR balances first. Payment amounts in excess of your Total Minimum Payment Due will be applied to balances with higher APRs before balances with lower APRs. Balance Transfers and certain Cash Advances, such as Direct Deposits, are made available to you at our discretion. 1 Bank Cash Advances include the following Cash Advance types: ATM, Over-the-Counter, Same-Day Online, Overdraft Protection and Cash Equivalent (money orders, foreign currency, travelers checks, or to obtain cash, each from a non-financial institution, or person-to-person money transfers, bets, lottery tickets purchased outside the United States, casino gaming chips and bail bonds). More Information about the Penalty Fee and Penalty APR Penalty Fee: If your Total Minimum Payment Due is not received by your Payment Due Date, a Late Payment Fee of $29 will be assessed; $40 for subsequent occurrences that are within 6 billing cycles of a previous occurrence. However, the Late Payment Fee will not exceed the total minimum payment that was due. If your balance is $100 or less on the Payment Due Date, we will not assess a Late Payment Fee. Penalty APR: Your Penalty APR will not exceed 29.99% on new transactions. There is no Penalty APR on existing balances. Prime Rate: The Variable APRs above are based on the current Prime Rate of 5.5%. CONDITIONS The words “you” and “your” apply to each person who submits the application. You have read the accompanying application, and affirm that everything you have stated is true and complete. You are at least 18 years of age or at least 21 years of age if a permanent resident of Puerto Rico. In order to be eligible for this offer, your residential address must be in one of the following locations: any of the 50 United States, Washington D.C., APO/FPO/DPO, Guam, Puerto Rico, Northern Mariana Islands, American Samoa or U.S. Virgin Islands. You authorize Bank of America, N.A. (hereinafter “we”, “us” or “our”) to obtain your credit report(s), employment history and any other information in order to approve or decline this application, service your account, and manage our relationship with you. If you ask, we will tell you the name and address of any consumer reporting agency that provided the report(s) to us. You consent to our sharing of information about you and your account with the organization, if any, endorsing this credit card program. You authorize us to share with others, to the extent permitted by law, the information and our credit experience with you. You may as a customer later indicate a preference to exempt your account from some of the information-sharing with other companies (“opt-out”). If you accept or use an account, you do so subject to the terms of this application, the “Details of Rate, Fee and Other Cost Information” and the Credit Card Agreement, as it may be amended; you also agree to pay and/or to be held jointly and severally liable for all charges incurred under such terms. Any changes you make to the terms of this application will have no effect. You understand that the Annual Percentage Rate you receive will be determined based on your creditworthiness. You understand that only a portion of your Total Credit Line will be available for Bank Cash Advances. You also understand that if you have existing credit card accounts with Bank of America, we may use the available credit on the existing account(s) to approve your new credit card which could include moving credit from an account with a lower annual percentage rate and/or fee structure to a higher annual percentage rate and/or fee structure without increasing your overall credit limit. You accept that on a periodic basis your account may be considered for automatic upgrade at our discretion. You consent to and authorize us, any of our affiliates, or our marketing associates to monitor and/or record any of your phone conversations with any of our representatives. You further consent to our use of automatic dialers, text, or prerecorded messages for servicing your account even if the telephone number is a mobile telephone number for which the called party is charged. If additional development is necessary based on the application information provided, we will make every attempt to contact you. You may receive different Bank of America promotional credit card offers by various methods, i.e. mail, in person or email/online. These promotional offers may have different terms based on how Bank of America introduces them. To ensure you respond to the correct offer, please apply using the options described in the original offer received. FEATURES Free Spirit® Travel More Mastercard® Rewards Program Summary: If you are not a current member of the Free Spirit® Program, Spirit will automatically enroll you when you become a cardholder. How You Earn Points: You earn points when you use your card to make purchases, minus returns, credits and adjustments (“Net Purchases”). The following transactions are not considered purchases and will not earn points: Balance Transfers and Cash Advances (each as defined in your Credit Card Agreement), fees, interest charges, fraudulent transactions and certain other charges. 1 Point: Earn 1 point (base point) for every $1 of Net Purchases charged to the card each billing cycle. 2 Points: Earn 2 points (consisting of 1 bonus point and 1 base point) for every $1 of eligible Net Purchases made with the card in the Dining and Grocery Store category. Dining and Grocery Store Category: Dining includes restaurants, including fast food, and drinking establishments, such as bars or taverns. Grocery Store includes grocery store merchants, which include supermarkets, freezer/meat lockers, candy, nut or confection stores, dairy product stores, bakeries and misc. food stores. Excluded from this Bonus Category are wholesale clubs, superstores and smaller stores (like drug stores and convenience stores) that sell groceries and other products and Spirit onboard purchases. 3 Points: Earn 3 Points (consisting of 2 bonus points and 1 base point) for every $1 of eligible Spirit Airlines Net Purchases. Eligible Spirit Airlines purchases include Spirit Airlines tickets and fees billed by Spirit Airlines as the merchant of record; purchases of food, beverages and Wi-Fi onboard Spirit flights; and purchases of eligible Spirit Airlines vacation packages, hotels, and rental cars. Eligible Spirit Airlines vacation packages, hotels and rental cars must be booked via the Spirit Airlines website or by calling the Spirit Airlines vacations toll free number listed on the website. Otherwise eligible Spirit Airlines Net Purchases made through a third-party merchant (e.g., travel agency, online merchant) will not earn 3 points per dollar. All Points earned on the credit card account will be credited to the primary cardholder's Free Spirit Program account. Bonus Point Processing: Merchants are assigned a merchant category code (MCC) based upon the merchant's primary line of business. We do not determine which MCC a merchant chooses to classify itself. Not all merchants accept all credit cards. How You Use Your Points: Earned points can be redeemed for Spirit flights and other select Spirit partner products. Visit spirit.com for more information on redemption options, fees, and other terms and conditions. Annual Companion Flight Voucher Benefit: Primary cardholders whose accounts are open with active charging privileges on their annual account anniversary and have spent at least $5,000 in eligible Net Purchases (exclusive of any fees, including the annual fee, returns and adjustments) will receive a $100 (USD) Companion Flight Voucher code via email within the first billing cycle after the anniversary each year. Cash Advances and Balance Transfers do not apply for purposes of this benefit. The code may be applied to the purchase of a companion airfare (taxes and fees excluded) when traveling with another guest on a paid airfare on the same itinerary, booked at the same time directly on spirit.com. Primary fare and Companion fare must be purchased with your Free Spirit® Mastercard. The Companion Flight Voucher code must be redeemed with Spirit within 12 months of the date of issue. Once ticketed, travel may be completed after the expiration date of the Companion Flight Voucher code. The expiration date cannot be extended and, once your Companion Flight Voucher Fare code has expired, it cannot be exchanged. If your account is closed, you are no longer eligible to receive this benefit. The Companion Flight Voucher code is not valid with award travel, vacation packages, tour or contract fares and cannot be combined with any other airfare discounts. Cardholder is responsible for all applicable taxes and fees. Applicable taxes and fees are subject to change. Your Companion Flight Voucher code will be emailed by Spirit to the email associated with the primary cardholder's Free Spirit Program account. Call the Spirit priority customer service number on the back of your card to have the voucher email resent if needed. Companion Flight Voucher terms and conditions are included on the email delivering the voucher code. 25% Inflight Rebate on Food and Beverage Purchases: You will receive a 25% rebate in the form of a statement credit for purchases of food and beverages onboard Spirit flights, using your Free Spirit® Mastercard as your method of payment. The statement credit will post to your credit card account within 7 days from transaction posting date. To qualify for the 25% rebate, your account must be open with active charging privileges at the time of the qualifying transaction. Redemption Fee Waiver Benefit: Award redemption fees assessed by Spirit will be waived when award tickets are reserved using points from the primary cardholder's Free Spirit Program account and the primary cardholder is listed on the booking. Any airfare and applicable taxes and fees must be paid using a Free Spirit® Mastercard. Spirit is solely responsible for waiving the award redemption fee. Points Pooling Benefit: Primary cardholder is eligible to participate in Points Pooling. Points Pooling is a Free Spirit Program feature that lets a primary cardholder become a Pool Pilot, which allows them to create and manage a pool of up to 8 additional Free Spirit members' points. This pool of points can be used by the Pool Pilot to make award redemptions on Spirit.com or other partner sites. Redemptions can be for anyone at any time. Participation is subject to the Points Pooling program terms and conditions. Status Qualifying Points (SQPs): This benefit only applies to the primary cardholder. SQPs are used to track and calculate Free Spirit status. A primary cardholder can earn an unlimited amount of SQPs per calendar year on a Free Spirit Program account. Primary Cardholder will earn 1 SQP per $10 in Net Purchases. Primary cardholders will achieve Silver status when Net Purchases on the card reach $20,000 (and/or 2,000 SQPs have been earned) in a calendar year and will achieve Gold status when Net Purchases on the card reach $50,000 (and/or 5,000 SQPs have been earned) in a calendar year. Cash Advances and Balance Transfers do not apply for purposes of this benefit. Free Spirit Program members will retain status level qualification for the remainder of the qualifying year as well as the following calendar year. You will receive an email from Spirit on the qualification into a status level explaining the various benefits. The qualification into a status level can take up to 45 days from the date of qualifying spend. Once qualified, your status is automatically recognized when logging onto spirit.com. SQPs earned from the previous month's Free Spirit credit card purchases are calculated and added to your Free Spirit Program account by Spirit within 15 business days after calendar month end. Zone 2 Shortcut Boarding: Primary cardholders who have an open account at the time of travel and their travel companions traveling on the same reservation will receive Zone 2 shortcut boarding. Primary cardholder is required to be the primary passenger on the booking for this benefit to apply. Free Spirit Dining Rewards: Your card will be automatically enrolled in the Free Spirit Dining Rewards program operated by Rewards Network Establishment Services Inc. You'll earn 1 point for every $2 spent at participating restaurants. Visit freespiritdining.com for a complete list of participating restaurants and to learn how to earn even more points. Points earned through the Free Spirit Dining Rewards program will be posted to your Free Spirit Program account. Points Expiration and Forfeiture: Points that have been earned and transferred to Spirit will remain in the Free Spirit Program account and will not expire as long as your credit card account remains open. Points are subject to forfeiture. Go to spirit.com/free-spirit/terms for additional information on points expiration and forfeiture. Rewards Program Rules: The Free Spirit Program is offered and administered by Spirit Airlines and is not a product or program of Bank of America. All Free Spirit Program terms and conditions apply. For complete Free Spirit Program details, visit spirit.com/free-spirit/terms. All award travel is subject to taxes, fees, and certain restrictions. Please see spirit.com/awardtaxesandfees for more details. Your credit card Program Rules containing additional details will be sent to you with your new account materials. Other significant terms apply. Program subject to change. New Account Bonus Points and Companion Flight Voucher Offer. This one-time promotion is limited to customers opening a new account in response to this offer and will not apply to requests to convert existing accounts. If you use your Free Spirit® Mastercard® account to make any combination of purchase transactions totaling at least $1,000 (exclusive of any fees, returns and adjustments) that post to the account within 90 days of the account open date you will qualify for 60,000 bonus points and a $100 Companion Flight Voucher code on Spirit that can be used when traveling with another guest on a paid airfare on the same itinerary, booked at the same time directly on Spirit.com. Primary fare and companion fare must be purchased with your Free Spirit® Mastercard®. Cash Advances and Balance Transfers do not apply for purposes of this offer. Limit 1 bonus points and Companion Flight Voucher offer per new account. This bonus will no longer be available if you convert your account to another Free Spirit® credit card during the first 90 days from the account open date. Your account must be open with active charging privileges in order to receive this offer. Other advertised promotional bonus points and Companion Flight Voucher offers can vary from this promotion and may not be substituted. The primary cardholder will have the bonus points credited to their Free Spirit® Program account and the Companion Flight Voucher code will be emailed by Spirit to your valid email address approximately within 1 billing cycle after the close of your billing statement after you make your qualifying purchase(s). Primary cardholder must have a valid email address with Spirit to receive their voucher. You can go to spirit.com to update your email address. See Annual Companion Flight Voucher Benefit section for additional details. The value of this reward may constitute taxable income to you. You may be issued an Internal Revenue Service Form 1099 (or other appropriate form) that reflects the value of such reward. Please consult your tax advisor, as neither we, nor our affiliates, provide tax advice. Mobile Banking. Mobile Banking requires that you download the Mobile Banking app and is only available for select mobile devices. Message and data rates may apply. Alerts. You may elect to receive alerts via text or email. Bank of America does not charge for this service but your mobile carrier's message and data rates may apply. Delivery of alerts may be affected or delayed by your mobile carrier's coverage. $0 Liability Guarantee. The $0 Liability Guarantee covers fraudulent transactions made by others using your account. To be covered, don’t share personal or account information with anyone. Claims may only be filed by the accountholder against posted and settled transactions subject to dollar limits and verification, including providing requested information supporting fraudulent use claim. FICO® Score Program. The FICO® Score Program is for educational purposes and for your non-commercial, personal use. This benefit is available only for primary cardholders with an open and active consumer credit card account who have a FICO® Score available. The feature is accessible through Online Banking, the Mobile website, and the Mobile Banking app for iPhone and Android devices. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Data connection required. Wireless carrier fees may apply. Card Benefits. Certain restrictions apply to each benefit. Details accompany new account materials. Overdraft Protection. Transfers through our Balance Connect® for overdraft protection service to your eligible Bank of America deposit account from your credit card account will be Bank Cash Advances under your Credit Card Agreement. Transfers will be subject to the terms of both your Credit Card Agreement and the account agreement(s) and disclosures governing your Bank of America deposit account. Overdraft Protection transfers may not be available for up to 14 days from account opening. If you link your Bank of America deposit account to your credit card for Overdraft Protection, we will automatically transfer funds from your credit card account to cover overdrafts on your deposit account, as long as the portion of credit available for cash on your credit card account is sufficient and you are not in default under your Credit Card Agreement. Overdraft Protection transfers from a linked credit card will be made up to the amount required to cover the overdraft. The Overdraft Protection Cash Advance will accrue interest at the APR stated in your Credit Card Agreement, which may be greater than the rate charged for overdraft protection transfers from other eligible accounts to your deposit account. Overdraft Protection transfers incur interest charges from the transaction date. If the portion of credit available for cash on your credit card account is insufficient to cover the amount required by the overdraft, we may advance the funds even if it causes your credit card account to exceed your Cash Credit Line. Please see your Credit Card Agreement for additional details. BALANCE TRANSFERS If the total amount you request exceeds your Total Credit Line, we may send full or partial payment to your creditors in the order you provide them to us. Allow at least 2 weeks from account opening for processing. Continue paying each creditor until the transfer appears as a credit. Balance Transfers incur interest charges from the transaction date. If you revolve your balance to take advantage of a promotional or introductory offer, all transactions and balances, including purchases, will be charged interest. The Balance Transfer Fee is 3% of the amount of the transaction (min. $10). If you have a dispute with a creditor and pay that balance by transferring it to your new account, you may lose certain dispute rights. Balance Transfers may not be used to pay off or pay down any account issued by Bank of America, N.A. or its affiliates. The information in this offer is updated regularly, but may have changed since the last update. The Bank of America® Privacy Notice is available at bankofamerica.com/privacy and accompanies the Credit Card Agreement. This credit card program is issued and administered by Bank of America, N.A. Any account opened in response to this application shall be governed by the laws of the State of North Carolina. Deposit products and services are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation. Mastercard and World Elite Mastercard are registered trademarks of Mastercard International Incorporated and are used by the issuer pursuant to license. Bank of America is a registered trademark of Bank of America Corporation. The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC. All other company and product names and logos are the property of others and their use does not imply endorsement of, or an association with, the rewards program. ©2022 Bank of America Corporation Credit Card Disclosure †Details of Rate, Fee and Other Cost Information Account terms are not guaranteed for any period of time. All terms, including fees and APRs for new transactions, may change in accordance with the Credit Card Agreement and applicable law based on information in your credit report, market conditions, business strategies, or for any reason. Please review all of these materials so that you are fully informed about the terms of this credit card offer. Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 18.24% to 26.24%, based on your creditworthiness when you open your account. After that, your APR will vary with the market based on the Prime Rate. APR for Balance Transfers 18.24% to 26.24%, based on your creditworthiness when you open your account. After that, your APR will vary with the market based on the Prime Rate. APR for Cash Advances 21.24% to 29.24%, based on your creditworthiness when you open your account, for Direct Deposit and Check Cash Advances, and 31.24% for Bank Cash Advances. See footnote Footnote 1 for explanation. These APRs will vary with the market based on the Prime Rate. Penalty APR and When it Applies Up to 29.99%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. This APR may be applied to new transactions on your account if you: • Make a late payment. How Long Will the Penalty APR Apply?: If your APRs are increased, the Penalty APR will apply indefinitely. How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore Please see the next page for a continuation of the Details of Rate, Fee and Other Cost Information. Fees Annual Fee $0 Introductory Fee for the first year. After that, your Annual Fee will be $79. Transaction Fees • Purchase Purchase of a wire transfer from a non-financial institution: Either $10 or 5% of the amount of each transaction, whichever is greater. • Balance Transfer Either $10 or 3% of the amount of each transaction, whichever is greater. • Cash Advance Direct Deposit and Check Cash Advances: Either $10 or 3% of the amount of each transaction, whichever is greater. ATM, Over-the-Counter, Same-Day Online and Cash Equivalent Cash Advances: Either $10 or 5% of the amount of each transaction, whichever is greater. • Foreign Transaction None Penalty Fee • Late Payment Up to $40 How We Will Calculate Your Balance: We use a method called “average daily balance (including new purchases).” Payments are allocated to posted balances. If your account has balances with different APRs, we will allocate the amount of your payment equal to the Total Minimum Payment Due to the lowest APR balances first. Payment amounts in excess of your Total Minimum Payment Due will be applied to balances with higher APRs before balances with lower APRs. Balance Transfers and certain Cash Advances, such as Direct Deposits, are made available to you at our discretion. 1 Bank Cash Advances include the following Cash Advance types: ATM, Over-the-Counter, Same-Day Online, Overdraft Protection and Cash Equivalent (money orders, foreign currency, travelers checks, or to obtain cash, each from a non-financial institution, or person-to-person money transfers, bets, lottery tickets purchased outside the United States, casino gaming chips and bail bonds). More Information about the Penalty Fee and Penalty APR Penalty Fee: If your Total Minimum Payment Due is not received by your Payment Due Date, a Late Payment Fee of $29 will be assessed; $40 for subsequent occurrences that are within 6 billing cycles of a previous occurrence. However, the Late Payment Fee will not exceed the total minimum payment that was due. If your balance is $100 or less on the Payment Due Date, we will not assess a Late Payment Fee. Penalty APR: Your Penalty APR will not exceed 29.99% on new transactions. There is no Penalty APR on existing balances. Prime Rate: The Variable APRs above are based on the current Prime Rate of 5.5%. CONDITIONS The words “you” and “your” apply to each person who submits the application. You have read the accompanying application, and affirm that everything you have stated is true and complete. You are at least 18 years of age or at least 21 years of age if a permanent resident of Puerto Rico. In order to be eligible for this offer, your residential address must be in one of the following locations: any of the 50 United States, Washington D.C., APO/FPO/DPO, Guam, Puerto Rico, Northern Mariana Islands, American Samoa or U.S. Virgin Islands. You authorize Bank of America, N.A. (hereinafter “we”, “us” or “our”) to obtain your credit report(s), employment history and any other information in order to approve or decline this application, service your account, and manage our relationship with you. If you ask, we will tell you the name and address of any consumer reporting agency that provided the report(s) to us. You consent to our sharing of information about you and your account with the organization, if any, endorsing this credit card program. You authorize us to share with others, to the extent permitted by law, the information and our credit experience with you. You may as a customer later indicate a preference to exempt your account from some of the information-sharing with other companies (“opt-out”). If you accept or use an account, you do so subject to the terms of this application, the “Details of Rate, Fee and Other Cost Information” and the Credit Card Agreement, as it may be amended; you also agree to pay and/or to be held jointly and severally liable for all charges incurred under such terms. Any changes you make to the terms of this application will have no effect. You understand that the Annual Percentage Rate you receive will be determined based on your creditworthiness. You understand that only a portion of your Total Credit Line will be available for Bank Cash Advances. You also understand that if you have existing credit card accounts with Bank of America, we may use the available credit on the existing account(s) to approve your new credit card which could include moving credit from an account with a lower annual percentage rate and/or fee structure to a higher annual percentage rate and/or fee structure without increasing your overall credit limit. You accept that on a periodic basis your account may be considered for automatic upgrade at our discretion. You consent to and authorize us, any of our affiliates, or our marketing associates to monitor and/or record any of your phone conversations with any of our representatives. You further consent to our use of automatic dialers, text, or prerecorded messages for servicing your account even if the telephone number is a mobile telephone number for which the called party is charged. If additional development is necessary based on the application information provided, we will make every attempt to contact you. You may receive different Bank of America promotional credit card offers by various methods, i.e. mail, in person or email/online. These promotional offers may have different terms based on how Bank of America introduces them. To ensure you respond to the correct offer, please apply using the options described in the original offer received. FEATURES Free Spirit® Travel More Mastercard® Rewards Program Summary: If you are not a current member of the Free Spirit® Program, Spirit will automatically enroll you when you become a cardholder. How You Earn Points: You earn points when you use your card to make purchases, minus returns, credits and adjustments (“Net Purchases”). The following transactions are not considered purchases and will not earn points: Balance Transfers and Cash Advances (each as defined in your Credit Card Agreement), fees, interest charges, fraudulent transactions and certain other charges. 1 Point: Earn 1 point (base point) for every $1 of Net Purchases charged to the card each billing cycle. 2 Points: Earn 2 points (consisting of 1 bonus point and 1 base point) for every $1 of eligible Net Purchases made with the card in the Dining and Grocery Store category. Dining and Grocery Store Category: Dining includes restaurants, including fast food, and drinking establishments, such as bars or taverns. Grocery Store includes grocery store merchants, which include supermarkets, freezer/meat lockers, candy, nut or confection stores, dairy product stores, bakeries and misc. food stores. Excluded from this Bonus Category are wholesale clubs, superstores and smaller stores (like drug stores and convenience stores) that sell groceries and other products and Spirit onboard purchases. 3 Points: Earn 3 Points (consisting of 2 bonus points and 1 base point) for every $1 of eligible Spirit Airlines Net Purchases. Eligible Spirit Airlines purchases include Spirit Airlines tickets and fees billed by Spirit Airlines as the merchant of record; purchases of food, beverages and Wi-Fi onboard Spirit flights; and purchases of eligible Spirit Airlines vacation packages, hotels, and rental cars. Eligible Spirit Airlines vacation packages, hotels and rental cars must be booked via the Spirit Airlines website or by calling the Spirit Airlines vacations toll free number listed on the website. Otherwise eligible Spirit Airlines Net Purchases made through a third-party merchant (e.g., travel agency, online merchant) will not earn 3 points per dollar. All Points earned on the credit card account will be credited to the primary cardholder's Free Spirit Program account. Bonus Point Processing: Merchants are assigned a merchant category code (MCC) based upon the merchant's primary line of business. We do not determine which MCC a merchant chooses to classify itself. Not all merchants accept all credit cards. How You Use Your Points: Earned points can be redeemed for Spirit flights and other select Spirit partner products. Visit spirit.com for more information on redemption options, fees, and other terms and conditions. Annual Companion Flight Voucher Benefit: Primary cardholders whose accounts are open with active charging privileges on their annual account anniversary and have spent at least $5,000 in eligible Net Purchases (exclusive of any fees, including the annual fee, returns and adjustments) will receive a $100 (USD) Companion Flight Voucher code via email within the first billing cycle after the anniversary each year. Cash Advances and Balance Transfers do not apply for purposes of this benefit. The code may be applied to the purchase of a companion airfare (taxes and fees excluded) when traveling with another guest on a paid airfare on the same itinerary, booked at the same time directly on spirit.com. Primary fare and Companion fare must be purchased with your Free Spirit® Mastercard. The Companion Flight Voucher code must be redeemed with Spirit within 12 months of the date of issue. Once ticketed, travel may be completed after the expiration date of the Companion Flight Voucher code. The expiration date cannot be extended and, once your Companion Flight Voucher Fare code has expired, it cannot be exchanged. If your account is closed, you are no longer eligible to receive this benefit. The Companion Flight Voucher code is not valid with award travel, vacation packages, tour or contract fares and cannot be combined with any other airfare discounts. Cardholder is responsible for all applicable taxes and fees. Applicable taxes and fees are subject to change. Your Companion Flight Voucher code will be emailed by Spirit to the email associated with the primary cardholder's Free Spirit Program account. Call the Spirit priority customer service number on the back of your card to have the voucher email resent if needed. Companion Flight Voucher terms and conditions are included on the email delivering the voucher code. 25% Inflight Rebate on Food and Beverage Purchases: You will receive a 25% rebate in the form of a statement credit for purchases of food and beverages onboard Spirit flights, using your Free Spirit® Mastercard as your method of payment. The statement credit will post to your credit card account within 7 days from transaction posting date. To qualify for the 25% rebate, your account must be open with active charging privileges at the time of the qualifying transaction. Redemption Fee Waiver Benefit: Award redemption fees assessed by Spirit will be waived when award tickets are reserved using points from the primary cardholder's Free Spirit Program account and the primary cardholder is listed on the booking. Any airfare and applicable taxes and fees must be paid using a Free Spirit® Mastercard. Spirit is solely responsible for waiving the award redemption fee. Points Pooling Benefit: Primary cardholder is eligible to participate in Points Pooling. Points Pooling is a Free Spirit Program feature that lets a primary cardholder become a Pool Pilot, which allows them to create and manage a pool of up to 8 additional Free Spirit members' points. This pool of points can be used by the Pool Pilot to make award redemptions on Spirit.com or other partner sites. Redemptions can be for anyone at any time. Participation is subject to the Points Pooling program terms and conditions. Status Qualifying Points (SQPs): This benefit only applies to the primary cardholder. SQPs are used to track and calculate Free Spirit status. A primary cardholder can earn an unlimited amount of SQPs per calendar year on a Free Spirit Program account. Primary Cardholder will earn 1 SQP per $10 in Net Purchases. Primary cardholders will achieve Silver status when Net Purchases on the card reach $20,000 (and/or 2,000 SQPs have been earned) in a calendar year and will achieve Gold status when Net Purchases on the card reach $50,000 (and/or 5,000 SQPs have been earned) in a calendar year. Cash Advances and Balance Transfers do not apply for purposes of this benefit. Free Spirit Program members will retain status level qualification for the remainder of the qualifying year as well as the following calendar year. You will receive an email from Spirit on the qualification into a status level explaining the various benefits. The qualification into a status level can take up to 45 days from the date of qualifying spend. Once qualified, your status is automatically recognized when logging onto spirit.com. SQPs earned from the previous month's Free Spirit credit card purchases are calculated and added to your Free Spirit Program account by Spirit within 15 business days after calendar month end. Zone 2 Shortcut Boarding: Primary cardholders who have an open account at the time of travel and their travel companions traveling on the same reservation will receive Zone 2 shortcut boarding. Primary cardholder is required to be the primary passenger on the booking for this benefit to apply. Free Spirit Dining Rewards: Your card will be automatically enrolled in the Free Spirit Dining Rewards program operated by Rewards Network Establishment Services Inc. You'll earn 1 point for every $2 spent at participating restaurants. Visit freespiritdining.com for a complete list of participating restaurants and to learn how to earn even more points. Points earned through the Free Spirit Dining Rewards program will be posted to your Free Spirit Program account. Points Expiration and Forfeiture: Points that have been earned and transferred to Spirit will remain in the Free Spirit Program account and will not expire as long as your credit card account remains open. Points are subject to forfeiture. Go to spirit.com/free-spirit/terms for additional information on points expiration and forfeiture. Rewards Program Rules: The Free Spirit Program is offered and administered by Spirit Airlines and is not a product or program of Bank of America. All Free Spirit Program terms and conditions apply. For complete Free Spirit Program details, visit spirit.com/free-spirit/terms. All award travel is subject to taxes, fees, and certain restrictions. Please see spirit.com/awardtaxesandfees for more details. Your credit card Program Rules containing additional details will be sent to you with your new account materials. Other significant terms apply. Program subject to change. New Account Bonus Points and Companion Flight Voucher Offer. This one-time promotion is limited to customers opening a new account in response to this offer and will not apply to requests to convert existing accounts. If you use your Free Spirit® Mastercard® account to make any combination of purchase transactions totaling at least $1,000 (exclusive of any fees, returns and adjustments) that post to the account within 90 days of the account open date you will qualify for 60,000 bonus points and a $100 Companion Flight Voucher code on Spirit that can be used when traveling with another guest on a paid airfare on the same itinerary, booked at the same time directly on Spirit.com. Primary fare and companion fare must be purchased with your Free Spirit® Mastercard®. Cash Advances and Balance Transfers do not apply for purposes of this offer. Limit 1 bonus points and Companion Flight Voucher offer per new account. This bonus will no longer be available if you convert your account to another Free Spirit® credit card during the first 90 days from the account open date. Your account must be open with active charging privileges in order to receive this offer. Other advertised promotional bonus points and Companion Flight Voucher offers can vary from this promotion and may not be substituted. The primary cardholder will have the bonus points credited to their Free Spirit® Program account and the Companion Flight Voucher code will be emailed by Spirit to your valid email address approximately within 1 billing cycle after the close of your billing statement after you make your qualifying purchase(s). Primary cardholder must have a valid email address with Spirit to receive their voucher. You can go to spirit.com to update your email address. See Annual Companion Flight Voucher Benefit section for additional details. The value of this reward may constitute taxable income to you. You may be issued an Internal Revenue Service Form 1099 (or other appropriate form) that reflects the value of such reward. Please consult your tax advisor, as neither we, nor our affiliates, provide tax advice. Mobile Banking. Mobile Banking requires that you download the Mobile Banking app and is only available for select mobile devices. Message and data rates may apply. Alerts. You may elect to receive alerts via text or email. Bank of America does not charge for this service but your mobile carrier's message and data rates may apply. Delivery of alerts may be affected or delayed by your mobile carrier's coverage. $0 Liability Guarantee. The $0 Liability Guarantee covers fraudulent transactions made by others using your account. To be covered, don’t share personal or account information with anyone. Claims may only be filed by the accountholder against posted and settled transactions subject to dollar limits and verification, including providing requested information supporting fraudulent use claim. FICO® Score Program. The FICO® Score Program is for educational purposes and for your non-commercial, personal use. This benefit is available only for primary cardholders with an open and active consumer credit card account who have a FICO® Score available. The feature is accessible through Online Banking, the Mobile website, and the Mobile Banking app for iPhone and Android devices. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Data connection required. Wireless carrier fees may apply. Card Benefits. Certain restrictions apply to each benefit. Details accompany new account materials. Overdraft Protection. Transfers through our Balance Connect® for overdraft protection service to your eligible Bank of America deposit account from your credit card account will be Bank Cash Advances under your Credit Card Agreement. Transfers will be subject to the terms of both your Credit Card Agreement and the account agreement(s) and disclosures governing your Bank of America deposit account. Overdraft Protection transfers may not be available for up to 14 days from account opening. If you link your Bank of America deposit account to your credit card for Overdraft Protection, we will automatically transfer funds from your credit card account to cover overdrafts on your deposit account, as long as the portion of credit available for cash on your credit card account is sufficient and you are not in default under your Credit Card Agreement. Overdraft Protection transfers from a linked credit card will be made up to the amount required to cover the overdraft. The Overdraft Protection Cash Advance will accrue interest at the APR stated in your Credit Card Agreement, which may be greater than the rate charged for overdraft protection transfers from other eligible accounts to your deposit account. Overdraft Protection transfers incur interest charges from the transaction date. If the portion of credit available for cash on your credit card account is insufficient to cover the amount required by the overdraft, we may advance the funds even if it causes your credit card account to exceed your Cash Credit Line. Please see your Credit Card Agreement for additional details. BALANCE TRANSFERS If the total amount you request exceeds your Total Credit Line, we may send full or partial payment to your creditors in the order you provide them to us. Allow at least 2 weeks from account opening for processing. Continue paying each creditor until the transfer appears as a credit. Balance Transfers incur interest charges from the transaction date. If you revolve your balance to take advantage of a promotional or introductory offer, all transactions and balances, including purchases, will be charged interest. The Balance Transfer Fee is 3% of the amount of the transaction (min. $10). If you have a dispute with a creditor and pay that balance by transferring it to your new account, you may lose certain dispute rights. Balance Transfers may not be used to pay off or pay down any account issued by Bank of America, N.A. or its affiliates. The information in this offer is updated regularly, but may have changed since the last update. The Bank of America® Privacy Notice is available at bankofamerica.com/privacy and accompanies the Credit Card Agreement. This credit card program is issued and administered by Bank of America, N.A. Any account opened in response to this application shall be governed by the laws of the State of North Carolina. Deposit products and services are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation. Mastercard and World Elite Mastercard are registered trademarks of Mastercard International Incorporated and are used by the issuer pursuant to license. Bank of America is a registered trademark of Bank of America Corporation. The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC. All other company and product names and logos are the property of others and their use does not imply endorsement of, or an association with, the rewards program. ©2022 Bank of America Corporation By submitting this application, you: (1) acknowledge that you have reviewed the credit card Terms and Conditions; and (2) agree to submit your application for this credit card subject to those Terms and Conditions. Continue ARE YOU SURE YOU WANT TO LEAVE? Return to Application ARE YOU SURE YOU WANT TO LEAVE? Return to Application Exit Application Share website feedback | Privacy & Security Bank of America, N.A. Member FDIC. Equal Housing Lender © 2022 Bank of America Corporation. All rights reserved. SELECT OCCUPATION * Accountant * Actor / Artist / Dancer * Architect * Arms / Ammunition Dealer * Assistant Manager / Manager * Attorney / Judge / Lawyer * Auctioneer * Bank Of America Associate * Banker * Bookkeeper * Cashier / Clerk / Server * Casino / Gaming * Cigarettes Distributor * Clergy/Pastor * Construction / Electrician * Conv. Store Mgr/Owner * Counselor / Psychologist * Dental Hygienist * Dentist * Doctor * Driver / Florist / Other Laborer * EMT / Fire / Police * Engineer * Farmer / Rancher * Fitness and Health * Gem / Metal Dealer * Import/Export Company * Insurance Agent * Investment Advisor * Jeweler * Liquor Store Owner * Machinist / Mechanic * Medical Technician / Therapist * Military Enlisted * Musician / Writer * Nurse / RN * Parking Lot Owner * Pawn Broker * Pharmacist / Scientist * Pilot * Programmer * Real Estate * Restaurant Owner * Retail Store Owner * Sales * Senior Political Figure * Social Worker * Student - College Freshman * Student - College Sophomore * Student - College Junior * Student - College Senior * Student - Graduate Student * Teacher / Professor * Vending Machine Operator Credit Card Disclosure †Details of Rate, Fee and Other Cost Information Account terms are not guaranteed for any period of time. All terms, including fees and APRs for new transactions, may change in accordance with the Credit Card Agreement and applicable law based on information in your credit report, market conditions, business strategies, or for any reason. Please review all of these materials so that you are fully informed about the terms of this credit card offer. Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 18.24% to 26.24%, based on your creditworthiness when you open your account. After that, your APR will vary with the market based on the Prime Rate. APR for Balance Transfers 18.24% to 26.24%, based on your creditworthiness when you open your account. After that, your APR will vary with the market based on the Prime Rate. APR for Cash Advances 21.24% to 29.24%, based on your creditworthiness when you open your account, for Direct Deposit and Check Cash Advances, and 31.24% for Bank Cash Advances. See footnote Footnote 1 for explanation. These APRs will vary with the market based on the Prime Rate. Penalty APR and When it Applies Up to 29.99%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. This APR may be applied to new transactions on your account if you: • Make a late payment. How Long Will the Penalty APR Apply?: If your APRs are increased, the Penalty APR will apply indefinitely. How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore Please see the next page for a continuation of the Details of Rate, Fee and Other Cost Information. Fees Annual Fee $0 Introductory Fee for the first year. After that, your Annual Fee will be $79. Transaction Fees • Purchase Purchase of a wire transfer from a non-financial institution: Either $10 or 5% of the amount of each transaction, whichever is greater. • Balance Transfer Either $10 or 3% of the amount of each transaction, whichever is greater. • Cash Advance Direct Deposit and Check Cash Advances: Either $10 or 3% of the amount of each transaction, whichever is greater. ATM, Over-the-Counter, Same-Day Online and Cash Equivalent Cash Advances: Either $10 or 5% of the amount of each transaction, whichever is greater. • Foreign Transaction None Penalty Fee • Late Payment Up to $40 How We Will Calculate Your Balance: We use a method called “average daily balance (including new purchases).” Payments are allocated to posted balances. If your account has balances with different APRs, we will allocate the amount of your payment equal to the Total Minimum Payment Due to the lowest APR balances first. Payment amounts in excess of your Total Minimum Payment Due will be applied to balances with higher APRs before balances with lower APRs. Balance Transfers and certain Cash Advances, such as Direct Deposits, are made available to you at our discretion. 1 Bank Cash Advances include the following Cash Advance types: ATM, Over-the-Counter, Same-Day Online, Overdraft Protection and Cash Equivalent (money orders, foreign currency, travelers checks, or to obtain cash, each from a non-financial institution, or person-to-person money transfers, bets, lottery tickets purchased outside the United States, casino gaming chips and bail bonds). More Information about the Penalty Fee and Penalty APR Penalty Fee: If your Total Minimum Payment Due is not received by your Payment Due Date, a Late Payment Fee of $29 will be assessed; $40 for subsequent occurrences that are within 6 billing cycles of a previous occurrence. However, the Late Payment Fee will not exceed the total minimum payment that was due. If your balance is $100 or less on the Payment Due Date, we will not assess a Late Payment Fee. Penalty APR: Your Penalty APR will not exceed 29.99% on new transactions. There is no Penalty APR on existing balances. Prime Rate: The Variable APRs above are based on the current Prime Rate of 5.5%. CONDITIONS The words “you” and “your” apply to each person who submits the application. You have read the accompanying application, and affirm that everything you have stated is true and complete. You are at least 18 years of age or at least 21 years of age if a permanent resident of Puerto Rico. In order to be eligible for this offer, your residential address must be in one of the following locations: any of the 50 United States, Washington D.C., APO/FPO/DPO, Guam, Puerto Rico, Northern Mariana Islands, American Samoa or U.S. Virgin Islands. You authorize Bank of America, N.A. (hereinafter “we”, “us” or “our”) to obtain your credit report(s), employment history and any other information in order to approve or decline this application, service your account, and manage our relationship with you. If you ask, we will tell you the name and address of any consumer reporting agency that provided the report(s) to us. You consent to our sharing of information about you and your account with the organization, if any, endorsing this credit card program. You authorize us to share with others, to the extent permitted by law, the information and our credit experience with you. You may as a customer later indicate a preference to exempt your account from some of the information-sharing with other companies (“opt-out”). If you accept or use an account, you do so subject to the terms of this application, the “Details of Rate, Fee and Other Cost Information” and the Credit Card Agreement, as it may be amended; you also agree to pay and/or to be held jointly and severally liable for all charges incurred under such terms. Any changes you make to the terms of this application will have no effect. You understand that the Annual Percentage Rate you receive will be determined based on your creditworthiness. You understand that only a portion of your Total Credit Line will be available for Bank Cash Advances. You also understand that if you have existing credit card accounts with Bank of America, we may use the available credit on the existing account(s) to approve your new credit card which could include moving credit from an account with a lower annual percentage rate and/or fee structure to a higher annual percentage rate and/or fee structure without increasing your overall credit limit. You accept that on a periodic basis your account may be considered for automatic upgrade at our discretion. You consent to and authorize us, any of our affiliates, or our marketing associates to monitor and/or record any of your phone conversations with any of our representatives. You further consent to our use of automatic dialers, text, or prerecorded messages for servicing your account even if the telephone number is a mobile telephone number for which the called party is charged. If additional development is necessary based on the application information provided, we will make every attempt to contact you. You may receive different Bank of America promotional credit card offers by various methods, i.e. mail, in person or email/online. These promotional offers may have different terms based on how Bank of America introduces them. To ensure you respond to the correct offer, please apply using the options described in the original offer received. FEATURES Free Spirit® Travel More Mastercard® Rewards Program Summary: If you are not a current member of the Free Spirit® Program, Spirit will automatically enroll you when you become a cardholder. How You Earn Points: You earn points when you use your card to make purchases, minus returns, credits and adjustments (“Net Purchases”). The following transactions are not considered purchases and will not earn points: Balance Transfers and Cash Advances (each as defined in your Credit Card Agreement), fees, interest charges, fraudulent transactions and certain other charges. 1 Point: Earn 1 point (base point) for every $1 of Net Purchases charged to the card each billing cycle. 2 Points: Earn 2 points (consisting of 1 bonus point and 1 base point) for every $1 of eligible Net Purchases made with the card in the Dining and Grocery Store category. Dining and Grocery Store Category: Dining includes restaurants, including fast food, and drinking establishments, such as bars or taverns. Grocery Store includes grocery store merchants, which include supermarkets, freezer/meat lockers, candy, nut or confection stores, dairy product stores, bakeries and misc. food stores. Excluded from this Bonus Category are wholesale clubs, superstores and smaller stores (like drug stores and convenience stores) that sell groceries and other products and Spirit onboard purchases. 3 Points: Earn 3 Points (consisting of 2 bonus points and 1 base point) for every $1 of eligible Spirit Airlines Net Purchases. Eligible Spirit Airlines purchases include Spirit Airlines tickets and fees billed by Spirit Airlines as the merchant of record; purchases of food, beverages and Wi-Fi onboard Spirit flights; and purchases of eligible Spirit Airlines vacation packages, hotels, and rental cars. Eligible Spirit Airlines vacation packages, hotels and rental cars must be booked via the Spirit Airlines website or by calling the Spirit Airlines vacations toll free number listed on the website. Otherwise eligible Spirit Airlines Net Purchases made through a third-party merchant (e.g., travel agency, online merchant) will not earn 3 points per dollar. All Points earned on the credit card account will be credited to the primary cardholder's Free Spirit Program account. Bonus Point Processing: Merchants are assigned a merchant category code (MCC) based upon the merchant's primary line of business. We do not determine which MCC a merchant chooses to classify itself. Not all merchants accept all credit cards. How You Use Your Points: Earned points can be redeemed for Spirit flights and other select Spirit partner products. Visit spirit.com for more information on redemption options, fees, and other terms and conditions. Annual Companion Flight Voucher Benefit: Primary cardholders whose accounts are open with active charging privileges on their annual account anniversary and have spent at least $5,000 in eligible Net Purchases (exclusive of any fees, including the annual fee, returns and adjustments) will receive a $100 (USD) Companion Flight Voucher code via email within the first billing cycle after the anniversary each year. Cash Advances and Balance Transfers do not apply for purposes of this benefit. The code may be applied to the purchase of a companion airfare (taxes and fees excluded) when traveling with another guest on a paid airfare on the same itinerary, booked at the same time directly on spirit.com. Primary fare and Companion fare must be purchased with your Free Spirit® Mastercard. The Companion Flight Voucher code must be redeemed with Spirit within 12 months of the date of issue. Once ticketed, travel may be completed after the expiration date of the Companion Flight Voucher code. The expiration date cannot be extended and, once your Companion Flight Voucher Fare code has expired, it cannot be exchanged. If your account is closed, you are no longer eligible to receive this benefit. The Companion Flight Voucher code is not valid with award travel, vacation packages, tour or contract fares and cannot be combined with any other airfare discounts. Cardholder is responsible for all applicable taxes and fees. Applicable taxes and fees are subject to change. Your Companion Flight Voucher code will be emailed by Spirit to the email associated with the primary cardholder's Free Spirit Program account. Call the Spirit priority customer service number on the back of your card to have the voucher email resent if needed. Companion Flight Voucher terms and conditions are included on the email delivering the voucher code. 25% Inflight Rebate on Food and Beverage Purchases: You will receive a 25% rebate in the form of a statement credit for purchases of food and beverages onboard Spirit flights, using your Free Spirit® Mastercard as your method of payment. The statement credit will post to your credit card account within 7 days from transaction posting date. To qualify for the 25% rebate, your account must be open with active charging privileges at the time of the qualifying transaction. Redemption Fee Waiver Benefit: Award redemption fees assessed by Spirit will be waived when award tickets are reserved using points from the primary cardholder's Free Spirit Program account and the primary cardholder is listed on the booking. Any airfare and applicable taxes and fees must be paid using a Free Spirit® Mastercard. Spirit is solely responsible for waiving the award redemption fee. Points Pooling Benefit: Primary cardholder is eligible to participate in Points Pooling. Points Pooling is a Free Spirit Program feature that lets a primary cardholder become a Pool Pilot, which allows them to create and manage a pool of up to 8 additional Free Spirit members' points. This pool of points can be used by the Pool Pilot to make award redemptions on Spirit.com or other partner sites. Redemptions can be for anyone at any time. Participation is subject to the Points Pooling program terms and conditions. Status Qualifying Points (SQPs): This benefit only applies to the primary cardholder. SQPs are used to track and calculate Free Spirit status. A primary cardholder can earn an unlimited amount of SQPs per calendar year on a Free Spirit Program account. Primary Cardholder will earn 1 SQP per $10 in Net Purchases. Primary cardholders will achieve Silver status when Net Purchases on the card reach $20,000 (and/or 2,000 SQPs have been earned) in a calendar year and will achieve Gold status when Net Purchases on the card reach $50,000 (and/or 5,000 SQPs have been earned) in a calendar year. Cash Advances and Balance Transfers do not apply for purposes of this benefit. Free Spirit Program members will retain status level qualification for the remainder of the qualifying year as well as the following calendar year. You will receive an email from Spirit on the qualification into a status level explaining the various benefits. The qualification into a status level can take up to 45 days from the date of qualifying spend. Once qualified, your status is automatically recognized when logging onto spirit.com. SQPs earned from the previous month's Free Spirit credit card purchases are calculated and added to your Free Spirit Program account by Spirit within 15 business days after calendar month end. Zone 2 Shortcut Boarding: Primary cardholders who have an open account at the time of travel and their travel companions traveling on the same reservation will receive Zone 2 shortcut boarding. Primary cardholder is required to be the primary passenger on the booking for this benefit to apply. Free Spirit Dining Rewards: Your card will be automatically enrolled in the Free Spirit Dining Rewards program operated by Rewards Network Establishment Services Inc. You'll earn 1 point for every $2 spent at participating restaurants. Visit freespiritdining.com for a complete list of participating restaurants and to learn how to earn even more points. Points earned through the Free Spirit Dining Rewards program will be posted to your Free Spirit Program account. Points Expiration and Forfeiture: Points that have been earned and transferred to Spirit will remain in the Free Spirit Program account and will not expire as long as your credit card account remains open. Points are subject to forfeiture. Go to spirit.com/free-spirit/terms for additional information on points expiration and forfeiture. Rewards Program Rules: The Free Spirit Program is offered and administered by Spirit Airlines and is not a product or program of Bank of America. All Free Spirit Program terms and conditions apply. For complete Free Spirit Program details, visit spirit.com/free-spirit/terms. All award travel is subject to taxes, fees, and certain restrictions. Please see spirit.com/awardtaxesandfees for more details. Your credit card Program Rules containing additional details will be sent to you with your new account materials. Other significant terms apply. Program subject to change. New Account Bonus Points and Companion Flight Voucher Offer. This one-time promotion is limited to customers opening a new account in response to this offer and will not apply to requests to convert existing accounts. If you use your Free Spirit® Mastercard® account to make any combination of purchase transactions totaling at least $1,000 (exclusive of any fees, returns and adjustments) that post to the account within 90 days of the account open date you will qualify for 60,000 bonus points and a $100 Companion Flight Voucher code on Spirit that can be used when traveling with another guest on a paid airfare on the same itinerary, booked at the same time directly on Spirit.com. Primary fare and companion fare must be purchased with your Free Spirit® Mastercard®. Cash Advances and Balance Transfers do not apply for purposes of this offer. Limit 1 bonus points and Companion Flight Voucher offer per new account. This bonus will no longer be available if you convert your account to another Free Spirit® credit card during the first 90 days from the account open date. Your account must be open with active charging privileges in order to receive this offer. Other advertised promotional bonus points and Companion Flight Voucher offers can vary from this promotion and may not be substituted. The primary cardholder will have the bonus points credited to their Free Spirit® Program account and the Companion Flight Voucher code will be emailed by Spirit to your valid email address approximately within 1 billing cycle after the close of your billing statement after you make your qualifying purchase(s). Primary cardholder must have a valid email address with Spirit to receive their voucher. You can go to spirit.com to update your email address. See Annual Companion Flight Voucher Benefit section for additional details. The value of this reward may constitute taxable income to you. You may be issued an Internal Revenue Service Form 1099 (or other appropriate form) that reflects the value of such reward. Please consult your tax advisor, as neither we, nor our affiliates, provide tax advice. Mobile Banking. Mobile Banking requires that you download the Mobile Banking app and is only available for select mobile devices. Message and data rates may apply. Alerts. You may elect to receive alerts via text or email. Bank of America does not charge for this service but your mobile carrier's message and data rates may apply. Delivery of alerts may be affected or delayed by your mobile carrier's coverage. $0 Liability Guarantee. The $0 Liability Guarantee covers fraudulent transactions made by others using your account. To be covered, don’t share personal or account information with anyone. Claims may only be filed by the accountholder against posted and settled transactions subject to dollar limits and verification, including providing requested information supporting fraudulent use claim. FICO® Score Program. The FICO® Score Program is for educational purposes and for your non-commercial, personal use. This benefit is available only for primary cardholders with an open and active consumer credit card account who have a FICO® Score available. The feature is accessible through Online Banking, the Mobile website, and the Mobile Banking app for iPhone and Android devices. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Data connection required. Wireless carrier fees may apply. Card Benefits. Certain restrictions apply to each benefit. Details accompany new account materials. Overdraft Protection. Transfers through our Balance Connect® for overdraft protection service to your eligible Bank of America deposit account from your credit card account will be Bank Cash Advances under your Credit Card Agreement. Transfers will be subject to the terms of both your Credit Card Agreement and the account agreement(s) and disclosures governing your Bank of America deposit account. Overdraft Protection transfers may not be available for up to 14 days from account opening. If you link your Bank of America deposit account to your credit card for Overdraft Protection, we will automatically transfer funds from your credit card account to cover overdrafts on your deposit account, as long as the portion of credit available for cash on your credit card account is sufficient and you are not in default under your Credit Card Agreement. Overdraft Protection transfers from a linked credit card will be made up to the amount required to cover the overdraft. The Overdraft Protection Cash Advance will accrue interest at the APR stated in your Credit Card Agreement, which may be greater than the rate charged for overdraft protection transfers from other eligible accounts to your deposit account. Overdraft Protection transfers incur interest charges from the transaction date. If the portion of credit available for cash on your credit card account is insufficient to cover the amount required by the overdraft, we may advance the funds even if it causes your credit card account to exceed your Cash Credit Line. Please see your Credit Card Agreement for additional details. BALANCE TRANSFERS If the total amount you request exceeds your Total Credit Line, we may send full or partial payment to your creditors in the order you provide them to us. Allow at least 2 weeks from account opening for processing. Continue paying each creditor until the transfer appears as a credit. Balance Transfers incur interest charges from the transaction date. If you revolve your balance to take advantage of a promotional or introductory offer, all transactions and balances, including purchases, will be charged interest. The Balance Transfer Fee is 3% of the amount of the transaction (min. $10). If you have a dispute with a creditor and pay that balance by transferring it to your new account, you may lose certain dispute rights. Balance Transfers may not be used to pay off or pay down any account issued by Bank of America, N.A. or its affiliates. The information in this offer is updated regularly, but may have changed since the last update. The Bank of America® Privacy Notice is available at bankofamerica.com/privacy and accompanies the Credit Card Agreement. This credit card program is issued and administered by Bank of America, N.A. Any account opened in response to this application shall be governed by the laws of the State of North Carolina. Deposit products and services are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation. Mastercard and World Elite Mastercard are registered trademarks of Mastercard International Incorporated and are used by the issuer pursuant to license. Bank of America is a registered trademark of Bank of America Corporation. The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC. All other company and product names and logos are the property of others and their use does not imply endorsement of, or an association with, the rewards program. ©2022 Bank of America Corporation YOUR APPLICATION CARD FEATURES AND BENEFITS Return to application DID YOU NEED MORE TIME? For your protection, your application will time out in 2 minutes if there's no activity. Return to application UPDATING YOUR INFORMATION To change your name, Social Security number, or date of birth on all your accounts, visit us in a financial center. You can also start an application as a new customer. Begin as a new customer Return to my application YOUR APPLICATION Return to application Frequently Asked Questions What do I need to apply? To apply for a Bank of America credit card, you'll need your personal information, including Social Security number and total annual income. If my application is approved, when can I start using my new card? If you are approved and agree to your new credit card disclosures, you can start using your card right away. You will be provided your new account information on screen, so be sure to write it down. You will receive your new credit card through the mail in 7-10 business days. Can I apply over the phone? Applications for this offer are accepted online only, and a response is available in as little as 30 seconds. Share website feedback | Privacy & Security Bank of America, N.A. Member FDIC. Equal Housing Lender © 2022 Bank of America Corporation. All rights reserved. Return to application FREQUENTLY ASKED QUESTIONS What do I need to apply? To apply for a Bank of America credit card, you'll need your personal information, including Social Security number and total annual income. If my application is approved, when can I start using my new card? If you are approved and agree to your new credit card disclosures, you can start using your card right away. You will be provided your new account information on screen, so be sure to write it down. You will receive your new credit card through the mail in 7-10 business days. Can I apply over the phone? Applications for this offer are accepted online only, and a response is available in as little as 30 seconds. ADDITIONAL VERIFICATION NEEDED For your protection, we may send an email verification request to your new or updated email address. This email includes a link to verify the email address. Completion of this verification step won’t affect other account activities. Continue button modal: Additional verification neededContinue Menu Increase font size Decrease font size Mute sounds Enable sounds Print transcript Live Chat Survey Minimize chat Close chat Sharing with Bank of America Specialist Stop sharing Chat 0 Stop sharing