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Terms of Use   |   Privacy Policy  |   Disclaimer

Privacy Policy

(Last Updated: January 08, 2020)

Thank you for visiting this web site. SmartInvestingSociety.com (hereinafter
“We”) understand the importance that Internet users place on privacy, and this
Privacy Policy describes how we use personal information that is collected at
this web site.

Please read this Privacy Policy before using this site or submitting any
personal information. California residents, please also see the “Note To
California Residents” Section for additional rights that apply to you.

1. Information We Collect

A. Personally Identifiable Information (Including Data That Is Shared With Third
Parties)

In order to serve our customers, we collect personally identifiable information,
like names, addresses, phone numbers, email addresses, and sometimes credit card
information when such information is voluntarily submitted by our visitors.

We may use your personal information, transfer your personal information, and/or
sell your personal information for the purposes explained herein, including,
without limitation: (1) to deliver the products and/or services to you that you
have requested; (2) to validate your compliance with the terms and conditions;
(3) for content improvement and feedback purposes; (4) to reach you, when
necessary, regarding your use of the web site or product(s); and (5) to bring
retail opportunities and promotional offers to you by email, direct mail,
telemarketing, and/or online banner advertising.

We sometimes offer co-registration options where you are authorizing us to share
the email and/or phone number that you provide us with certain third party
advertisers that you select. Such offers will specifically state which
advertisers that we will be sharing your contact information with. By submitting
your information to us through a co-registration offer, you agree to receive
emails and/or phone calls (depending on the data you provided) from the third
party advertiser that was specified on the offer.

We sometimes offer click-to-optin options where you can simply click a link to
choose to subscribe to the particular mailing list of a third party advertiser
that is specified. By clicking such a one-click opt-in link, you agree to be
redirected to that advertiser’s confirmation page and to be automatically
subscribed to that advertiser’s email newsletter.

We, and our third party service providers, may maintain separate email lists for
different purposes. You can cancel your participation in any of these email
lists at any time by clicking the opt-out link or other unsubscribe option that
is included in the respective email. We only send emails to people who have
authorized us to contact them, either directly, or through a third party. We do
not send unsolicited commercial emails, because we hate spam as much as you do.

We will never ask you for personal information–your credit card number, for
example–except when you place an order. At that time, we will provide a secure
(SSL, encrypted) connection and require you to submit only the information
needed to complete and fulfill your order. Only authorized employees of
SmartInvestingSociety.com will have access to this information. Please note that
“personal information” does not include your mailing address. See Mailing
Address, below.

When you give us your mailing address, SmartInvestingSociety will use this
information to fulfill your order or subscription and to send you information on
other products that may suit your interests. If you don’t want
SmartInvestingSociety to send you this other information, please contact our
customer service department at the address listed in the Contacting Us section.

By submitting your email address on this web site, you agree to receive email
from us.

When you subscribe to SmartInvestingSociety.com via e-mail, your e-mail address
is placed in a database and used to send your issues of
SmartInvestingSociety.com. You can remove your address from our e-mailing list
by following the instructions at the end of every e-mail we send.

We will not add your name to our e-mail list without your permission. If your
inquiry is about an order or subscription, SmartInvestingSociety customer
service staff will ask you to verify your identity by confirming information
already in your record.

You can customize your email and other preferences (such as the lists you are
subscribed to) by following the instructions contained in the Section entitled
“Updating, Removing, Or Exporting Your Personal Information”. We only send
emails to people who have authorized us to contact them, either directly, or
through a third party. We do not send unsolicited commercial emails, because we
hate spam as much as you do.

By submitting your email address, you also agree to allow us to use your email
address for custom audience targeting on sites like Facebook, where we display
custom advertising to specific people who have opted-in to receive
communications from us.

If you wish to stop seeing ads from us on Facebook, you can turn off the ad by
using the following steps:

 * i. From within Facebook, go to the advertisement you want to turn off.
 * ii. Click on the drop-down arrow in the top corner of the ad (that may be in
   the top right corner or top left corner).
 * iii. Click on "Hide ad".

You can also customize the ads you see in Facebook across all advertisers by
using the following steps:

 * i. Log in to your Facebook account and click “settings”.
 * ii. Click on “Ads”.
 * iii. On that page you will see a list of options you can choose to limit
   and/or block the information Facebook shows to advertisers.

If you wish to stop seeing ads from us in Google Ads, you can turn off the ad by
using the following steps:

 * i. Go to the advertisement you want to turn off.
 * ii. Click on the x in the top left corner.
 * iii. Click on "Stop seeing this ad".

Other ad platforms we may use in the future have similar ways you can turn off
any ad from us to stop seeing it.

In addition, you agree that by submitting your telephone contact information on
this web site and/or registering to receive the product and/or service offered
herein, such act constitutes a purchase, an inquiry, and/or an application for
the purposes of the Amended Telemarketing Sales Rule (ATSR), 16 CFR ‘310 et seq.
and any applicable state and local “do not call” regulations. We retain the
right to contact you via telemarketing in accordance with the ATSR and the
applicable state regulations.

B. Non-Personally Identifiable Information

We also may collect various types of non-personally identifiable information to
help us make your experience more enjoyable, measure site activity to identify
future improvements that should be made, and compile aggregate data to help
serve site visitors better.

For example, we may use session and persistent “cookies,” session logs, web
beacons, GIF/pixel tags, banner ads, third-party click tracking analytics tools
(such as Google Analytics), third party retargeting networks that may display
our advertisements to you on other sites that you visit to remind you about us,
and third party networks that serve user-requested emails (e.g., for a
refer-a-friend email) to collect non-personally identifiable or other aggregated
information about site visitors.

Cookies are text files that are used by your computer’s web browser to store
your preferences, and enable us to enhance your user experience with our web
site. Third party retargeting networks may also use cookies to display our
advertisements to you on other sites. You can learn more about how to opt-out of
a third-party vendor's use of cookies by visiting the Network Advertising
Initiative opt-out page.

The SmartInvestingSociety.com web site uses cookies only to compile statistics
on the use of the various pages on our site (how many people visit each page and
that sort of thing). We do not store or collect any personally identifiable
information.

Please note that you do have the option to configure most web browsers to NOT
accept cookies. However, be aware that disabling cookies may keep you from
having access to some functions or services on our web site or the web-hosted
software that runs on our web site.

Emails or newsletters that we send electronically may use techniques such as web
beacons or pixel tags to gather email metrics and information to improve the
reader’s experience, such as the number of emails that are opened, whether they
were forwarded or printed, the type of device from which they were opened, and
the location (e.g. city, state, and county) associated with the applicable IP
address.

If you visit this site with an open ID (such as Facebook), you may also be
sharing and integrating data with third-party social media sites, and we may
track aggregate data about the number of visits to this site with an open ID,
the number of items “liked” on this site, or items on this site that you choose
to share with a third-party social media site.

Other parties such as advertising partners and analytics companies may also be
collecting information about your online activity across various websites over
time. The information collected by those third parties may include identifiers
that allow those third parties to tailor the ads that they serve to your
computer or other device.

Because there is not yet a common understanding of how to interpret web
browser-based “Do Not Track” signals other than cookies, we do not currently
respond to “Do Not Track” signals that are undefined. We are waiting for the
online industry to develop a common protocol for how to treat DNT signals. In
the meantime, you can use the range of other tools we provide to control data
collection and use, including those described herein.

Use and processing of collected information

Any of the information we collect from you may be used to personalize your
experience; improve our Website; improve customer service and respond to queries
and emails of our customers; process transactions; send newsletters; send
notification emails such as password reminders, updates, etc; run and operate
our Website and Services. Information collected automatically is used only to
identify potential cases of abuse and establish statistical information
regarding Website usage. This statistical information is not otherwise
aggregated in such a way that would identify any particular user of the system.

We may process Personal Information related to you if one of the following
applies: (i) You have given your consent for one or more specific purposes. Note
that under some legislations we may be allowed to process information until you
object to such processing (by opting out), without having to rely on consent or
any other of the following legal bases below. This, however, does not apply,
whenever the processing of Personal Information is subject to European data
protection law; (ii) Provision of information is necessary for the performance
of an agreement with you and/or for any pre-contractual obligations thereof;
(iii) Processing is necessary for compliance with a legal obligation to which
you are subject; (iv) Processing is related to a task that is carried out in the
public interest or in the exercise of official authority vested in us; (v)
Processing is necessary for the purposes of the legitimate interests pursued by
us or by a third party. In any case, we will be happy to clarify the specific
legal basis that applies to the processing, and in particular whether the
provision of Personal Information is a statutory or contractual requirement, or
a requirement necessary to enter into a contract.

Billing and payments

In case of services requiring payment, we request credit card or other payment
account information, which will be used solely for processing payments. Your
purchase transaction data is stored only as long as is necessary to complete
your purchase transaction. After that is complete, your purchase transaction
information is deleted. Where necessary for processing future payments and
subject to your prior consent, your financial information will be stored in
encrypted form on secure servers of our reputed payment gateway service provider
who is beholden to treating your Personal Information in accordance with this
Privacy Policy. All direct payment gateways adhere to the latest security
standards as managed by the PCI Security Standards Council, which is a joint
effort of brands like Visa, MasterCard, American Express and Discover. Sensitive
and private data exchange happens over a SSL secured communication channel and
is encrypted and protected with digital signatures, and our Website is also in
compliance with PCI vulnerability standards in order to create as secure of an
environment as possible for Users. Scans for malware are performed on a regular
basis for additional security and protection.

2. Third Party Actions

We do not control and are not liable for the actions of any third parties who we
may promote, or the third parties that we may share your data with as described
in further detail herein. We pride ourselves in working with quality companies,
but have no control over the actions of those third parties. While we are not
liable for any of the actions of those third parties, you should feel free to
give us feedback from time to time on your experiences with any third parties to
whom we work with so that we may enhance our future service to all customers.

Affiliates

We may disclose information about you to our affiliates for the purpose of being
able to offer you related or additional products and services. Any information
relating to you that we provide to our affiliates will be treated by those
affiliates in accordance with the terms of this Privacy Policy.

Links to other websites

Our Website contains links to other websites that are not owned or controlled by
us. Please be aware that we are not responsible for the privacy practices of
such other websites or third-parties. We encourage you to be aware when you
leave our Website and to read the privacy statements of each and every website
that may collect Personal Information.

Data breach

In the event we become aware that the security of the Website has been
compromised or users Personal Information has been disclosed to unrelated third
parties as a result of external activity, including, but not limited to,
security attacks or fraud, we reserve the right to take reasonably appropriate
measures, including, but not limited to, investigation and reporting, as well as
notification to and cooperation with law enforcement authorities. In the event
of a data breach, we will make reasonable efforts to notify affected individuals
if we believe that there is a reasonable risk of harm to the user as a result of
the breach or if notice is otherwise required by law. When we do, we will post a
notice on the Website.

Legal disclosure

We will disclose any information we collect, use or receive if required or
permitted by law, such as to comply with a subpoena, or similar legal process,
and when we believe in good faith that disclosure is necessary to protect our
rights, protect your safety or the safety of others, investigate fraud, or
respond to a government request. In the event we go through a business
transition, such as a merger or acquisition by another company, or sale of all
or a portion of its assets, your user account, and Personal Information will
likely be among the assets transferred.

Changes and amendments

We may update this Privacy Policy from time to time in our discretion and will
notify you of any material changes to the way in which we treat Personal
Information. When changes are made, we will post a notification on the main page
of our Website. We may also provide notice to you in other ways in our
discretion, such as through contact information you have provided. Any updated
version of this Privacy Policy will be effective immediately upon the posting of
the revised Privacy Policy unless otherwise specified. Your continued use of the
Website or Services after the effective date of the revised Privacy Policy (or
such other act specified at that time) will constitute your consent to those
changes. However, we will not, without your consent, use your Personal Data in a
manner materially different than what was stated at the time your Personal Data
was collected.

3. Children’s Privacy

We do not knowingly intend to collect personally identifiable information from
children under 18 years of age. If your minor child has provided us with
personally identifiable information, you may contact us at the phone number or
mailing address listed in the section entitled “Contacting Us” if you want this
information deleted from our records. We will then make reasonable efforts to
remove your child’s information from the database that stores the information.

4. Spam

At SmartInvestingSociety, we maintain a ZERO TOLERANCE Spam Policy. We are
highly sensitive to the privacy of and are dedicated to protecting the rights of
all Internet citizens. We vigorously oppose the sending of unsolicited
e-messages (Spam) and will make every effort to enforce this policy.

SmartInvestingSociety does NOT allow our products or services to be referenced
in Spam.

If you believe that SmartInvestingSociety.com has sent you unsolicited
commercial e-mail (spam), please send an e-mail to support@tradingtips.com

5. Commitment to Data Security

All information collected from you is stored in a technically and physically
secure environment. Furthermore, employees, contractors, and vendors who have
access to your personally identifiable information in connection with providing
services for us are required to keep the information confidential.

We use SSL encryption to protect sensitive information online, and we do
everything we can to protect user information offline. Unfortunately, no
transmission over the Internet can be guaranteed to be 100% secure. As a result,
while we take reasonable measures to protect your information, we cannot ensure
or warrant the security of the information that you transmit to us, and you do
so at your own risk.

6. Updating, Removing, or Exporting your Personal Information

If you are a subscriber to one of our mailing lists, you can customize your
information, email frequency, and the mailing lists you have subscribed to at
any time by simply clicking the link called “Manage Preferences” at the bottom
of any email you receive from us. That will take you to a preferences center
where you can update your information and communication preferences.

If you have questions about the use, amendment, or deletion of Personal
Information that you have provided to Us, or if you would like to opt out of
future communications from us, please contact us using the information below in
the Contacting Us section.

If you are a European subject residing in the European Economic Area, you have
the following data protection rights under the European Union’s General Data
Protection Regulation, effective May 25, 2018:

 * If you wish to access, correct, update your personal information, you can do
   so at any time by contacting us at support@tradingtips.com. You will not have
   to pay a fee to access your personal data (or to exercise any of the other
   rights). However, we may charge a reasonable fee if your request is clearly
   unfounded beyond what the laws allow, repetitive or excessive, or we may
   refuse to comply with your request in these circumstances.
 * If you wish to request that we forget you from our database, please send an
   email to support@tradingtips.com with the subject line “Forget Me” and
   explain in the body of the email that you are asking to have your personal
   data deleted. To protect user privacy, you must send such a request from the
   account information we have on file or the request will not be honored. We
   reserve the right to retain any data that we are required to maintain under
   applicable laws. Some data will be anonymized rather than deleted; this means
   that some of the data will be held in a form that cannot be connected to you
   personally. Please be aware that once we delete your data, we will be unable
   to “undelete” it.
 * If you wish to request that we export your data, such as for purposes of
   porting it to another vendor, please send an email to support@tradingtips.com
   with the subject line “Export My Data” and explain in the body of the email
   that you are asking for a data export. We have a standard data export format
   that we will provide and are not able to create custom exports. To protect
   user privacy, you must send such a request from the account information we
   have on file or the request will not be honored.
 * In addition, you can object to processing of your personal information or ask
   us to restrict processing of your personal information. Again, you can
   exercise these rights by contacting us at support@tradingtips.com.
 * You have the right to opt-out of marketing communications we send you at any
   time. You can exercise this right by clicking on the “unsubscribe” or
   “opt-out” link in the marketing emails we send you. If you are an
   unregistered user, or to opt-out of other forms of marketing (such as postal
   marketing or telemarketing), you may contact us at support@tradingtips.com
 * Similarly, if we have collected and processed your personal information with
   your consent, then you can withdraw your consent at any time. Withdrawing
   your consent will not affect the lawfulness of any processing we conducted
   prior to your withdrawal, nor will it affect processing of your personal
   information conducted in reliance on lawful processing grounds other than
   consent. However, if you revoke your consent, you will not be able to use any
   service or feature that requires collection or use of the information we
   collected or used on the basis of consent.
 * You have the right to complain to a data protection authority about our
   collection and use of your personal information. For more information, please
   contact your local data protection authority.
 * We respond to all requests we receive from individuals wishing to exercise
   their data protection rights in accordance with applicable data protection
   laws. Notwithstanding the foregoing, we reserve the right to keep any
   information in our archives that we deem necessary to comply with our legal
   obligations, resolve disputes and enforce our agreements.
 * We may need to request specific information from you to help us confirm your
   identity and ensure your right to access your personal data (or to exercise
   any of your other rights). This is a security measure to ensure that personal
   data is not disclosed to any person who has no right to receive it. We may
   also contact you to ask you for further information in relation to your
   request to speed up our response.
 * We try to respond to all legitimate requests as promptly as possible and wait
   time for response may vary. Occasionally it may take us longer, if your
   request is particularly complex or you have made a number of requests. In
   this case, we will notify you. We will meet any particular deadline as
   required by law, but otherwise our response times may vary as set forth in
   this section.
 * If you are an EU subject and you are not happy with any aspect of how we
   collect and use your data, you have the right to complain to the Information
   Commissioner’s Office (ICO), the UK supervisory authority for data protection
   issues (www.ico.org.uk). We should be grateful if you would contact us first
   if you do have a complaint so that we can try to resolve it for you.
 * Please note that if you signed up to receive one of our third-party
   advertiser’s offers, you will have to separately contact that third-party
   advertiser in order to exercise your rights with that advertiser or to
   unsubscribe from that third-party advertiser’s list.

7. Contacting Us

If you need to contact us, you can email us at support@tradingtips.com, or send
us a letter at:

SmartInvestingSociety.com
3435 Ocean Park Blvd. Suite 107-334
Santa Monica, CA 90405

We strive to provide excellent products, along with equally excellent customer
service. If you have any questions about this Privacy Policy or our practices,
please feel free to contact us using one of the methods listed above.

8. Terms of Use

Please read the Terms of Use Policy carefully to understand other terms and
conditions that govern your use of this web site. The Terms of Use Policy is
hereby incorporated by reference as part of this Privacy Policy.

9. Severability

If any part of this Privacy Policy is held invalid or unenforceable, that
portion shall be construed in a manner consistent with applicable law to
reflect, as nearly as possible, the original intentions of the parties, and the
remaining portions shall remain in full force and effect.

10. Note To California Residents (Effective January 1st, 2020)

If you live in the State of California, under the California Civil Code, you
have the right to request that companies who conduct business in California
provide you with a list of all third parties to which the company has disclosed
Personal Information during the preceding year for direct marketing purposes.

Alternatively, the law provides that if a company has a Privacy Policy that
gives either an opt-out (often referred to as “unsubscribe”) or opt-in choice
for use of your Personal Information by third parties (such as advertisers or
affiliated companies) for marketing purposes, that the company may instead
provide you with information on how to exercise your disclosure choice options.

This Site qualifies for the alternative option; it has a comprehensive Privacy
Policy and provides you with details on how you may either opt-out or opt-in to
the use of your Personal Information by third parties for direct marketing
purposes. Therefore, we are not required to maintain or disclose a list of the
third parties that received your Personal Information for marketing purposes
during the preceding year.

If you are a California resident and want to request information about how to
exercise your third party disclosure choices, you must send a request to the
following address with a preference on how our response to your request should
be sent (email or postal mail). Please send an email to the Privacy
Administrator at support@tradingtips.com.

All requests sent via email must be labeled "Your California Privacy Rights" on
the email subject line and clearly stated on the actual request. For all
requests, please include your name, street address, city, state, and zip code.
Please include your zip code for our own recordkeeping.

We do not accept requests via the mail, telephone or by facsimile. We are not
responsible for notices that are not labeled or sent properly, or do not have
complete information.

The Right to be Forgotten

 * The right to be forgotten is the right to have negative private information
   about a person to be removed from Internet searches and other directories
   under some circumstances. This includes the right of freedom of expression
   and information,
   compliance with a legal obligation.

If you wish to request that your information to ‘forgotten” please send an email
to support@tradingtips.com with the subject line “Right to be Forgotten” and
explain in the body of the email which information and the location.To protect
user privacy, you must send such a request from email only.

Acceptance of this policy

You acknowledge that you have read this Policy and agree to all its terms and
conditions. By using the Website or its Services you agree to be bound by this
Policy. If you do not agree to abide by the terms of this Policy, you are not
authorized to use or access the Website and its Services.

© SmartInvestingSociety.com. All Rights Reserved.
SmartInvestingSociety.com is a division of Wealthpire, Inc.