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Skip to main content Rates Open an account Apply for a loan Contact us * Thrivent Credit Union * About us About us Purpose-based banking. Member-centered service. * About us * * About us * Membership * Give Featured You're more than just a customer. When you bank with us, you reap the benefits of being a member-owner of TCU. Discover the perks close * Bank with us Bank with us Bank the way you want. Anywhere. Anytime. * Bank with us * * Bank with us * Digital banking Featured You have options. We have digital solutions to help you access your accounts and manage your money. Learn more close * Products & services Products & services Products & services to make your money do more for you * Products & services * * Personal banking * Checking accounts * Savings & certificates * Credit cards * HSAs * IRAs * * Loans * Home loans * Auto loans * Student loans * Personal loans * * Business banking * Business services * Churches & nonprofits * Business checking & savings * Business loans Featured Get more from your checking account. Earn up to 2.50% APY with our new Thrivent Merit Checking account. Apply online close * Tools & resources Tools & resources Tools & resources to strengthen your financial journey * Tools & resources * * Learn * Calculators * Rates * FAQ * Homeownership resources * * Budget with BalanceWorks * Reduce debt * Build credit * Stay secure * First-time homebuyer resources Featured Bring intention to managing debt. Create a strategy to reduce debt and balance spending by paying off debt quicker. Use snowball debt calculator close * More Menu Log in * Thrivent Credit Union * About us About us Purpose-based banking. Member-centered service. * About us * * About us * Membership * Give Featured You're more than just a customer. When you bank with us, you reap the benefits of being a member-owner of TCU. Discover the perks close * Bank with us Bank with us Bank the way you want. Anywhere. Anytime. * Bank with us * * Bank with us * Digital banking Featured You have options. We have digital solutions to help you access your accounts and manage your money. Learn more close * Products & services Products & services Products & services to make your money do more for you * Products & services * * Personal banking * Checking accounts * Savings & certificates * Credit cards * HSAs * IRAs * * Loans * Home loans * Auto loans * Student loans * Personal loans * * Business banking * Business services * Churches & nonprofits * Business checking & savings * Business loans Featured Get more from your checking account. Earn up to 2.50% APY with our new Thrivent Merit Checking account. Apply online close * Tools & resources Tools & resources Tools & resources to strengthen your financial journey * Tools & resources * * Learn * Calculators * Rates * FAQ * Homeownership resources * * Budget with BalanceWorks * Reduce debt * Build credit * Stay secure * First-time homebuyer resources Featured Bring intention to managing debt. Create a strategy to reduce debt and balance spending by paying off debt quicker. Use snowball debt calculator close * More Rates Open an account Apply for a loan Contact us Log in Search Search Search Search Enter a search term. ATM LOCATOR Use the ThriventCU app or this online locater to find an ATM. Leaving TCU You are now leaving Thrivent Credit Union's website. Deposit and lending services are offered by Thrivent Credit Union, the marketing name for Thrivent Federal Credit Union, a member-owned not-for-profit financial cooperative that is federally insured by the National Credit Union Administration and doing business in accordance with the Federal Fair Lending Laws. Insurance, securities, investment advisory and trust and investment management accounts and services offered by Thrivent, the marketing name for Thrivent Financial for Lutherans, or its affiliates are not deposits or obligations of Thrivent Federal Credit Union, are not guaranteed by Thrivent Federal Credit Union or any bank, are not insured by the NCUA, FDIC or any other federal government agency, and involve investment risk, including possible loss of the principal amount invested. Any data or personal information collected by websites other than Thrivent Credit Union (TCU) is not covered by TCU's privacy policy. We recommend you read the privacy policies of those sites as they may be different from TCU's policy. Continue Get started ROUTING NUMBER 075972147 FAQS Check out our frequently asked questions. Learn more Use the search bar above to find information throughout our website. Or choose a topic you want to learn more about. DISCOVER A BETTER WAY TO BANK More than 50,000 people across the nation have the tools to save more, spend less, and give back thanks to Thrivent Credit Union. Explore our resources GETTING ENOUGH FROM YOUR CHECKING ACCOUNT? Our new Thrivent Merit Checking pays up to 2.50% APY just for doing things you probably already do. Learn more REACH YOUR GOALS FASTER WITH 5.00% APY Grow your savings with an NCUA-insured 7-Month Share Certificate from TCU. Apply online BANK ON THE GO WITH THE THRIVENTCU APP Access your TCU accounts and manage your money 24/7, from just about anywhere. Get the app GETTING ENOUGH FROM YOUR CHECKING ACCOUNT? Our new Thrivent Merit Checking pays up to 2.50% APY just for doing things you probably already do. Learn more REACH YOUR GOALS FASTER WITH 5.00% APY Grow your savings with an NCUA-insured 7-Month Share Certificate from TCU. Apply online BANK ON THE GO WITH THE THRIVENTCU APP Access your TCU accounts and manage your money 24/7, from just about anywhere. Get the app Welcome Activate and manage your new accounts, discover new products and get the banking resources you need to strengthen your relationship with money. Get started Banking solutions Discover how our wide range of products and services can help you do more so you can focus on what matters most. Learn more Welcome Activate and manage your new accounts, discover new products and get the banking resources you need to strengthen your relationship with money. Get started Banking solutions Discover how our wide range of products and services can help you do more so you can focus on what matters most. Learn more TCU CAN SUPPORT YOUR FINANCIAL JOURNEY, WHEREVER YOU ARE From borrowing to spending, and from saving to giving, we’re here to help you make choices that enable you to reach your financial goals—and protect your resources. BORROW By not over-relying on debt, you can: * Align spending decisions with values. * Be thoughtful about borrowing. * Create a plan to reach big purchase goals. Manage money Buy a car Buy a home Pay for college SPEND Spending less than you earn means you are able to: * Evaluate and question your spending habits. * Be intentional about purchasing decisions. * Ask yourself: “How much do I need to be content?” Manage money Reduce debt GIVE Living generously means you can: * Make room for generosity. * Contribute to causes that matter to you. * Experience the joy that giving back can bring. Get involved Plan to give SAVE Build an emergency reserve savings so you can: * Be ready for the unexpected. * Be intentional about creating a savings plan. * Prepare to leave a legacy. Open a savings account Save for health care Invest in the future BORROW By not over-relying on debt, you can: * Align spending decisions with values. * Be thoughtful about borrowing. * Create a plan to reach big purchase goals. Manage money Buy a car Buy a home Pay for college SPEND Spending less than you earn means you are able to: * Evaluate and question your spending habits. * Be intentional about purchasing decisions. * Ask yourself: “How much do I need to be content?” Manage money Reduce debt GIVE Living generously means you can: * Make room for generosity. * Contribute to causes that matter to you. * Experience the joy that giving back can bring. Get involved Plan to give SAVE Build an emergency reserve savings so you can: * Be ready for the unexpected. * Be intentional about creating a savings plan. * Prepare to leave a legacy. Open a savings account Save for health care Invest in the future FEATURED RATES SIMPLY SAVINGS ACCOUNT Up to 0.95% APY* See savings rates 12-MONTH CERTIFICATE 3.25% APY† See certificate rates AUTO LOAN, MODEL YEAR 2019-2024 As low as 6.49% APR‡ See auto loan rates CONV. 30-YEAR FIXED MORTGAGE As low as 7.518% APR§ See mortgage rates SIMPLY SAVINGS ACCOUNT Up to 0.95% APY* See savings rates 12-MONTH CERTIFICATE 3.25% APY† See certificate rates AUTO LOAN, MODEL YEAR 2019-2024 As low as 6.49% APR‡ See auto loan rates CONV. 30-YEAR FIXED MORTGAGE As low as 7.518% APR§ See mortgage rates * APY stands for Annual Percentage Yield. The APY is variable and is subject to change after the account is opened. $25 minimum balance required to earn the disclosed APY. Fees may reduce earnings. Click on the link above labeled “See savings rates” to see each APY tier and corresponding minimum balance requirements. † APY stands for Annual Percentage Yield. A minimum balance of $1,000.00 is required to earn the disclosed APY. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account. ‡ Your rate is determined based on term, collateral, credit score, payment method and account relationship. Auto rate listed reflects a .50% rate discount. § Your actual rate may be different as many factors go into pricing your specific mortgage loan request. * Quick Links * About us * Contact us * Legal * Disclosures * PRIVACY & SECURITY * Follow Us * facebook * Connect with Us 866-226-5225 Routing number: 075972147 NMLS ID: 1012971 ©2023 Thrivent Credit Union. All rights reserved. Learn about our connection to Thrivent. Deposit and lending services are offered by Thrivent Credit Union, the marketing name for Thrivent Federal Credit Union, a member-owned not-for-profit financial cooperative that is federally insured by the National Credit Union Administration and doing business in accordance with the Federal Fair Lending Laws. Insurance, securities, investment advisory and trust and investment management accounts and services offered by Thrivent, the marketing name for Thrivent Financial for Lutherans, or its affiliates are not deposits or obligations of Thrivent Federal Credit Union, are not guaranteed by Thrivent Federal Credit Union or any bank, are not insured by the NCUA, FDIC or any other federal government agency, and involve investment risk, including possible loss of the principal amount invested. Must qualify for membership. Leaving TCU You are now leaving Thrivent Credit Union's website. Deposit and lending services are offered by Thrivent Credit Union, the marketing name for Thrivent Federal Credit Union, a member-owned not-for-profit financial cooperative that is federally insured by the National Credit Union Administration and doing business in accordance with the Federal Fair Lending Laws. Insurance, securities, investment advisory and trust and investment management accounts and services offered by Thrivent, the marketing name for Thrivent Financial for Lutherans, or its affiliates are not deposits or obligations of Thrivent Federal Credit Union, are not guaranteed by Thrivent Federal Credit Union or any bank, are not insured by the NCUA, FDIC or any other federal government agency, and involve investment risk, including possible loss of the principal amount invested. Any data or personal information collected by websites other than Thrivent Credit Union (TCU) is not covered by TCU's privacy policy. We recommend you read the privacy policies of those sites as they may be different from TCU's policy. Continue Cookies are used to collect and analyze information about your interactions with our website. This allows us to provide you a more personalized web experience. By continuing, you acknowledge that your website interactions are being recorded. For more information about our data use practices, please review ourPrivacy Policy. Got it! YOUR PRIVACY CHOICES When you visit our website, we store cookies on your browser to collect information. The information collected might relate to you, your preferences or your device, and is mostly used to make the site work as you expect it to and to provide a more personalized web experience. However, you can choose not to allow certain types of cookies, which may impact your experience of the site and the services we are able to offer. Click on the different category headings to find out more and change our default settings according to your preference. You cannot opt-out of our First Party Strictly Necessary Cookies as they are deployed in order to ensure the proper functioning of our website (such as prompting the cookie banner and remembering your settings, to log into your account, to redirect you when you log out, etc.). For more information about the First and Third Party Cookies used please follow this link. More information Allow All MANAGE CONSENT PREFERENCES STRICTLY NECESSARY COOKIES Always Active These cookies are necessary for the website to function and cannot be switched off in our systems. They do not store any personally identifiable information. SALE OF PERSONAL DATA Always Active Under the California Consumer Privacy Act, you have the right to opt-out of the sale of your personal information to third parties. These cookies collect information for analytics and to personalize your experience with targeted ads. You may exercise your right to opt out of the sale of personal information by using this toggle switch. If you opt out we will not be able to offer you personalised ads and will not hand over your personal information to any third parties. Additionally, you may contact our legal department for further clarification about your rights as a California consumer by using this Exercise My Rights link. If you have enabled privacy controls on your browser (such as a plugin), we have to take that as a valid request to opt-out. Therefore we would not be able to track your activity through the web. This may affect our ability to personalize ads according to your preferences. * TARGETING COOKIES Always Active Third parties may use cookies to recognize your device and display relevant advertisements on other sites. Personally identifiable information collected and stored by these cookies may be sold or shared to one or more third parties. Where legally required, your consent will be required before allowing these cookies to be active. Back Button COOKIE LIST Search Icon Filter Icon Clear checkbox label label Apply Cancel Consent Leg.Interest checkbox label label checkbox label label checkbox label label Reject All Confirm My Choices