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What is the Schwab Security Guarantee?

Under the Schwab Security Guarantee, Schwab will cover 100% of any losses in
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How much does it cost to work with Schwab?
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*See all our pricing

There are certain eligibility requirements for working with a dedicated
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1. Standard online $0 commission does not apply to over-the-counter (OTC)
equities, transaction-fee mutual funds, futures, fixed-income investments, or
trades placed directly on a foreign exchange or in the Canadian market. Options
trades will be subject to the standard $0.65 per-contract fee. Service charges
apply for trades placed through a broker ($25) or by automated phone ($5).
Exchange process, ADR, and Stock Borrow fees still apply. See the Charles Schwab
Pricing Guide for Individual Investors for full fee and commission schedules.

2. ETFs at Charles Schwab & Co., Inc. ("Schwab") which are U.S. exchange-listed
can be traded without a commission on buy and sell transactions made online in a
Schwab account. Unlisted ETFs are subject to a commission. Please see pricing
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Management, Inc. ("CSIM") serves as investment advisor to the Schwab ETFs, which
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3. Trades in no load funds available through Schwab's Mutual Fund OneSource®
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channels. For each of these trade orders placed through a broker, a $25 service
charge applies. Schwab's short-term redemption fee of $49.95 will be charged on
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for 90 days or less. Schwab reserves the right to change the funds we make
available without transaction fees and to reinstate fees on any funds. Charles
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the Mutual Fund OneSource service for recordkeeping and shareholder services and
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There are no fees to open or maintain your account. Other account fees, fund
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What kind of investment products does Schwab offer?

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How easy is it to switch brokerage providers?

Moving your existing account to a new brokerage firm may seem daunting, but
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Need help? Our account transfer specialists can assist you every step of the
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Call us at 800-435-4000.

Click here to open a Schwab account or log in to begin the transfer process.

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You'll get unlimited ATM fee rebates4 plus no foreign transaction fees5 and have
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Schwab Bank High Yield Investor Checking®7 account is linked to a Schwab One®
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There are no monthly account service fees, you'll earn interest on your balance,
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Open a Schwab Bank High Yield Investor Checking account or learn more.

4. Unlimited ATM surcharge rebates apply to cash withdrawals using the Schwab
Bank Visa® Platinum Debit Card wherever it is accepted. ATM surcharge rebates do
not apply to any fees other than surcharges assessed for using an ATM to
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its best effort to identify those ATM surcharges eligible for rebate, based on
information it receives from Visa and ATM operators. In the event that you have
not received a rebate for an eligible surcharge, please call a Schwab Bank
Client Service Specialist for assistance at 888-403-9000 (or for clients of
independent investment advisors, a Schwab Alliance Service team Member at
800-515-2157). Schwab Bank reserves the right to modify or discontinue the ATM
surcharge rebate at any time. 

5. If you use your Card to withdraw foreign currency from an ATM, or to pay for
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dollar equivalent of the transaction. Depending on the specific arrangements
that are in place, the exchange rate will be determined by the bank at which you
conduct the transaction, the network to which the ATM belongs, or Visa. 

6. Requires a wireless signal or mobile connection. Access to Electronic
Services may be limited or unavailable during periods of peak demand, market
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7. The Schwab Bank High Yield Investor Checking® account is available only as a
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other Schwab Bank checking accounts, please contact Schwab Bank at
888-403-9000. 

8. Funds deposited at Charles Schwab Bank are insured, in aggregate, up to
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