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Submission: On May 31 via manual from SG — Scanned from SG
Submission: On May 31 via manual from SG — Scanned from SG
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Skip to main content Menu Menu * My AccountMy Account Top Links * View My Account Homepage * Register for Online Services * Activate My Card * Ways to Pay with My Card * Membership Rewards My Card * View My Card Activity * Check My Spending Power * Pay My Card Bill * Replace or Track my Card * Card Security * Card Benefits Manage My Account * Manage Card PIN * Edit Personal Details * Manage My Card Alerts * Forgot your User ID or Password? * Manage my Standing Instructions * Card On File Tokenization Help With My Account * Where can I use my Card? * How do I manage my PIN? * How do I manage my Online Account? * How-To Videos * View All FAQs Looking for your Business account? 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Log in here. * Cards * Top Links * View All Cards * Credit Cards * Charge Cards * Cardmember Benefits * Get Cards * Premium Cards * Travel Cards * Rewards Cards * Corporate Cards * Add Someone to Your Account * Manage My Card * View My Card Activity * Check My Spending Power * Pay My Card Bill * Replace or Track my Card * Manage my Card * Help With My Card * What are the annual fees that I need to pay? * How do I report a lost or stolen Card? * How can I enroll for EMI? * View All FAQs Looking for Corporate Cards? Check out American Express for Business * Travel * Top Links * Book Your Travel * Book Fine Hotels + Resorts * Book The Hotel Collection * Travel Offers * Manage My Bookings * Travel Services * Travel Insurance * Travel Destination Guide * Travelers Cheques * Travel Benefits * Airport Lounges * Travel & Stays Offers * Travel with My Points * Help With Travel * Can I use my Card abroad? * Can I change my travel booking? * View All FAQs Looking for Business travel? 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Contact Us * Contact Us IndiaChange Country * My Account Top Links * View My Account Homepage * Register for Online Services * Activate My Card * Ways to Pay with My Card * Membership Rewards My Card * View My Card Activity * Check My Spending Power * Pay My Card Bill * Replace or Track my Card * Card Security * Card Benefits Manage My Account * Manage Card PIN * Edit Personal Details * Manage My Card Alerts * Forgot your User ID or Password? * Manage my Standing Instructions * Card On File Tokenization Help With My Account * Where can I use my Card? * How do I manage my PIN? * How do I manage my Online Account? * How-To Videos * View All FAQs * Cards Top Links * View All Cards * Credit Cards * Charge Cards * Cardmember Benefits Get Cards * Premium Cards * Travel Cards * Rewards Cards * Corporate Cards * Add Someone to Your Account Manage My Card * View My Card Activity * Check My Spending Power * Pay My Card Bill * Replace or Track my Card * Manage my Card Help With My Card * What are the annual fees that I need to pay? * How do I report a lost or stolen Card? * How can I enroll for EMI? * View All FAQs * Travel Top Links * Book Your Travel * Book Fine Hotels + Resorts * Book The Hotel Collection * Travel Offers * Manage My Bookings Travel Services * Travel Insurance * Travel Destination Guide * Travelers Cheques Travel Benefits * Airport Lounges * Travel & Stays Offers * Travel with My Points Help With Travel * Can I use my Card abroad? * Can I change my travel booking? * View All FAQs * Insurance Top Links * Insurance Homepage Insure Myself * Health Insurance * Personal Accident Insurance * Life Insurance * Critical Illness Insurance * Travel Insurance Insure My Possessions * Car Insurance * Bike Insurance * Home Insurance Help With Insurance * How do I make an insurance claim? * Do I need to be a Cardmember to purchase insurance? * View All FAQs * Rewards & Benefits Rewards * Membership Rewards * Reward Multiplier * Equated Monthly Instalments (EMI) * Refer a Friend Benefits And Offers * View All Benefits * Travel * Amex Offers * Explore EMI Offers * Security Manage Membership * Dashboard * Redeem Points for E-Vouchers * Shop with Points * Travel with Points * Pay Card Charges with Points Support * How do I Earn and Redeem Points? * View All FAQs * Business Top Links * Corporate Benefits * Corporate Membership Rewards * Speak to Us Corporate Payment Solutions * Corporate Cards * Corporate Travel Solutions * Expenses Management Tool * View Corporate Homepage Accept Our Cards * Start Accepting our Cards * Get Support * Manage My Merchant Account * View Merchant Homepage Help With Business * How can I accept American Express Card payments? * How can I track employee spending? * How do I streamline payments? * View All FAQs * Help Frequently Asked Questions * Personal Card FAQs * Corporate Card FAQs * Merchant FAQs Top Actions * Pay My Card Bill * Register for Online Services * Explore Rewards Top Questions * Where can I see my recent transactions? * How should I accurately read my statement? * What is Credit Card interest rate? * How do I report a lost or stolen Card? * How do I manage my PIN? Top Topics * Account Management * Security And Fraud * Payments, Statements & Balance * Benefits, Rewards & Offers * Travel -------------------------------------------------------------------------------- IndiaChange Country 1. Home 2. SafeKey SHOP CONFIDENTLY WITH SAFEKEY® AN ENHANCED LEVEL OF SECURITY WHEN YOU USE YOUR CARD ONLINE What is SafeKey? When will I see it? What do I have to do? Unlock more with SafeKey FAQs COMPLETE PEACE OF MIND WHEN YOU SHOP ONLINE. We want you to feel confident when you make a purchase with your American Express Card. WHAT IS IT? A feature that uses the latest 3D Secure technology to help protect you against fraud while shopping online by confirming it's really you making the purchase. When will I see it? We've joined forces with participating online merchants to offer you this improved level of online shopping protection. When you shop at an online merchant, the SafeKey screen will appear towards the end of your checkout process. 2 WHAT DO I HAVE TO DO ? SafeKey will work in the background as you make your purchase. Once the SafeKey screen appears during an online transaction, we will instantly send you a six-digit One Time Password (OTP) by text and/or email. Simply enter the OTP to complete your transaction. You may select the 'Use Pay with Points' option to pay using your Membership Rewards® points. You are automatically registered for SafeKey, Just ensure we have up to date contact details for you and we'll take care of the rest. FRAUD PROTECTION Our intelligent security systems, secure payment process and fraud protection guarantee help keep you safe and secure. Find out more. Unlock more with safekey USE POINTS WITH SAFEKEY From flights and hotel stays, to dining and electronics, find out how to redeem your Membership Rewards® points with SafeKey. Find out more (opens new window) EQUATED MONTHLY INSTALLMENTS (EMI) Convert your online purchases into easy-to-manage EMIs with SafeKey. Simply choose the EMI option when prompted and enjoy a more convenient way to pay. Find out more (opens new window) 3 SAFEKEY FAQS WHAT IS AMERICAN EXPRESS SAFEKEY® American Express SafeKey helps prevent unauthorized online use of your American Express® Card by confirming your identity with additional verification information. You may be asked to provide a dynamic One Time Password (OTP) that you receive by email or at your mobile phone number for transactions you make with participating online merchants. DOESN'T AMERICAN EXPRESS PROVIDE ONLINE FRAUD PROTECTION? Yes, American Express provides online protection for all our customers through our internet Fraud Protection & Guarantee*. American Express SafeKey is launched as part of our continuous efforts to let our customers shop in a safer and more secure online environment. *We will guarantee protection against fraudulent transactions on your Card, provided you have taken the responsibility to notify us immediately, and you have complied with your Card Terms & Conditions. HOW DO I SHOP WITH AMERICAN EXPRESS SAFEKEY? When you enter your American Express Card number for payment at a participating online merchant, an American Express SafeKey window will appear automatically. You will be prompted to enter your OTP which will be sent to your mobile phone and/or Email address that you have on file for that account. Once your OTP is verified, your online transaction will be processed. After the OTP is sent to you, it is valid for 10 minutes. If you do not enter the OTP and complete your transaction during the 10 minutes, you will need to restart the transaction with the merchant. DO I NEED TO REGISTER FOR AMERICAN EXPRESS SAFEKEY You are automatically enrolled for American Express SafeKey. There is no additional step that you need to take for your existing Cards, when you get new Cards, or when you open additional new accounts other than ensuring your mobile phone number and/or Email address on file with American Express is updated for all of your American Express Cards. Please ensure your mobile phone number and/or Email address is updated with American Express for all your American Express Cards. This also includes Supplementary Cards that you hold. DO I HAVE TO PAY FOR AMERICAN EXPRESS SAFEKEY? No, you do not have to pay for this service. However, please check with your mobile and/or email service provider to see if charges for SMS or email apply to your mobile and/or email account. HOW DO I KNOW IF MY MOBILE PHONE NUMBER AND/OR EMAIL ADDRESS ON FILE FOR MY AMERICAN EXPRESS CARD UPDATED? You can proactively confirm the mobile phone number and Email address you have on file for all your American Express Cards by calling the helpline number mentioned on the back of your Card. I AM MAKING A PURCHASE, BUT THE SAFEKEY SCREEN DISPLAYS A MASKED MOBILE PHONE NUMBER AND/OR EMAIL ADDRESS THAT ARE NOT UPDATED. WHAT CAN I DO? When you checkout with American Express SafeKey, the masked mobile phone number and Email address that we have attempted to send the OTP to are displayed. We will attempt to send the OTP to both your mobile phone and your Email address; if one is not updated you can use the other to obtain the OTP that was sent. If they are both not updated, please call the helpline number mentioned on the back of your Card. HOW WILL AMERICAN EXPRESS USE THE INFORMATION I PROVIDE THROUGH SAFEKEY? We will use personal information collected through SafeKey for the purpose of providing the American Express SafeKey service (for example, to verify your identity or to authorize transactions). Log in to your account at www.americanexpress.co.in to view your personal details or make additional changes. Your personal information will be handled in accordance with our Online Privacy Statement. WHY IS AN OTP REQUIRED TO COMPLETE AN ONLINE PURCHASE? The OTP helps to protect you against online fraud. It is a secure way to authenticate that the customer using an American Express Card for an online purchase is the rightful owner. DO I NEED TO PROVIDE MY MOBILE PHONE NUMBER OR EMAIL ADDRESS TO AMERICAN EXPRESS TO RECEIVE THE OTP? Yes, you need to provide your mobile phone number or Email address to receive an OTP via SMS and/or Email. The SMS facility is only available for India mobile phone numbers. If you do not have an India mobile phone number, you can receive the OTP via Email only. HOW DO I UPDATE MY CONTACT DETAILS WITH AMERICAN EXPRESS? You can update your contact details by calling the helpline number mentioned on the back of your Card. Any updates you make to your contact details for your account alerts will automatically apply to SafeKey. HOW LONG IS AN OTP VALID FOR? The OTP is valid for 10 minutes from when it was generated. If you do not enter the OTP and complete your transaction during the 10 minutes, you will need to restart the transaction with the merchant. IT’S BEEN OVER 10 MINUTES AND I HAVE NOT RECEIVED MY OTP. CAN I HAVE IT RE-SENT AGAIN? The OTP is valid for 10 minutes after it is generated by the transaction. If you click the “Resend Password” button within that 10 minute window, then the same OTP will be re-sent to you. If you click “Resend Password” button after the 10 minute window expires, then you will need to start the entire transaction process again which will generate a new OTP. I AM CHECKING OUT AT AN ONLINE MERCHANT, WHY AM I NOT PROMPTED FOR AN OTP? If the merchant is not American Express SafeKey compliant, you will not be asked for your OTP. Only American Express SafeKey merchant sites require the American Express SafeKey OTP. HOW DO I KNOW IF A MERCHANT SUPPORTS AMERICAN EXPRESS SAFEKEY? Participating online merchants will display the American Express SafeKey logo on their websites. I HAVE PRIMARY AND SUPPLEMENTARY CARDS THAT ARE USED BY DIFFERENT PEOPLE. CAN I HAVE THE OTP SENT TO THE SPECIFIC PEOPLE USING EACH CARD? Yes, the account numbers for each Card are different and different contact details can be added for each primary, additional, and supplementary Card you have associated with your account. All that is needed is that the correct contact details be on file for each primary, additional, and supplementary Card. I HAVE A MOBILE PHONE AND EMAIL ADDRESS ON FILE FOR MY PRIMARY CARD.WILL THIS INFORMATION APPLY TO ALL OF MY SUPPLEMENTARY CARDS AS WELL? No, each Card can have a different mobile phone number or Email address associated with it. If a mobile phone number or Email address has not been put on file for the additional and supplementary Cards, please update the details on file for the Cards as needed. THE CONTACT DETAILS FOR MY PRIMARY & SUPPLEMENTARY CARDS ARE DIFFERENT. WILL UPDATING ON THE SUPPLEMENTARY CARD CHANGE THESE FOR PRIMARY CARD AS WELL? No, the contact detail update for the additional or supplementary Card will not change any details on file for the primary Card or other additional/supplementary Cards. It applies to the unique Card only. WHAT SHOULD I DO IF SOMEONE HAS CHANGED MY CONTACT DETAILS FRAUDULENTLY OR IF I IDENTIFY A FRAUDULENT PURCHASE ON MY CARD ACCOUNT? If you ever suspect that fraudulent contact information changes or purchases have been made on your American Express Card account, please contact Customer Services immediately to report it by calling the helpline number mentioned on the back of your Card. CAN I USE ALL TYPES OF CARDS WITH AMERICAN EXPRESS SAFEKEY? No, you can only use Cards issued by American Express Banking Corp., India excluding Business Travel Account (BTA) and Prepaid Cards. MY TRANSACTION HAS FAILED. WHAT DO I NEED TO DO? A transaction could fail for various reasons. If you enter the OTP incorrectly access to SafeKey may be blocked. If the OTP wasn't entered within 10 minutes, the transaction will expire. Technical issues in the merchant's payment service could also interrupt the transaction. In each of these cases, you will receive an onscreen notification letting you know what went wrong. If you have any questions, you can always call the number on the back of your Card for help. American Express will never email you to ask you for sensitive information. If you receive a suspicious email which claims to be from American Express, do not click on any links. If you have any questions, please call the number on the back of your Card. SAFEKEY TERMS AND CONDITIONS To view the Terms and Conditions, please click here. 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