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MAKE BETTER MONEY DECISIONS

Take advantage of cutting-edge financial products, top-notch guidance, and a
community of MoneyLions making their best money decisions.

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Never Overpay

Get Quick Cash

Borrow

Bank

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Invest

Save

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JOIN THE NEVER OVERPAY CLUBSM

Get cashback on loans, credit building tools and more

Access to MoneyLion’s financial products with added benefits

Exclusive weekly giveaways and member deals

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Instacash


GET PAID ANY DAY.

Get up to $500

No interest, no credit check, no mandatory fees

Available in minutes for a variable fee

Get Paid Early


Personal Loans


PERSONAL LOAN OFFERS1 UP TO $50,000

Get offers in minutes

Compare offers without affecting your credit score2

Multiple loan offers make it easy to choose the best offer for you

See Loan Offers


RoarMoney Mobile Banking


BANKING YOUR WAY

Get paid up to 2 days early3

Earn cashback on spending4

Access your money when and where you want

MoneyLion is a financial technology company, not a bank. RoarMoneySM is powered
by Pathward®, N.A., Member FDIC.

Bank Your Way


Credit Builder Plus Membership


HALF OUR MEMBERS RAISE THEIR SCORE BY UP TO 27+ POINTS WITHIN 60 DAYS5

Grow credit by paying off a small loan - no hard credit check6

Unlock savings after building credit

Track your score over time

Build My Credit


Managed Investing


INVEST LIKE THE RICH

Start with as little as $17

Fully managed portfolios tailored to your risk level

Auto Invest, Round Ups and Auto Rebalancing features

Invest In Your Future


High-Yield Savings


EARN UP TO 5.25% APY*

Compare and choose from top high-yield savings accounts

FDIC/NCUA insured up to $250K

No monthly fees on most accounts

*as of November 2023

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From mobile banking with rewards, interest-free cash advances, automated
investing, and credit-building tools to a comprehensive marketplace of
personalized offers, we design financial products that are accessible to all.

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Guidance

Easy and engaging content for every money decision8

From tips and tricks provided by our network of creators to financial
calculators, product comparisons, and money quizzes, we offer tailored solutions
for every money question.

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Rated "Excellent" on Apple as of 12.01.2023

108K

4.7/5

Rated "Excellent" on Google Play as of 12.01.2023

104K

4.5/5

Rated "Excellent" on Trustpilot as of 12.01.2023

28K

4.6/5

WHAT PEOPLE SAY10

They have something great here!!!! MoneyLion is without a doubt the best all
around for savings [tips], building credit, earning extra cash, and somehow make
it fun along the way!

$WarmerShannon855 MoneyLion App
8/26/23

I love this app. I have learned so much. The investment and savings [offers]
portion has been absolutely amazing and so helpful. Thank you MoneyLion.

$RosyNicole119 MoneyLion App
8/26/23

This is the most helpful app I've ever had to borrow funds and help build credit
with rewards in the end of the journey. Love it!

TyPeezy App Store
6/02/23



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MoneyLion NMLS ID 1237506

© 2013 - 2024, MoneyLion Inc. All Rights Reserved.

Company

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Support

 * Contact Us
 * FAQs
 * Terms of Service
 * Privacy Policy
 * Do Not Sell or Share My Personal Information
 * GLBA Privacy Notice
 * California Financial Information Privacy Act
 * Licensing
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 * RoarMoney Customer Center

Contact

24 hours a day

7 days a week

1-844-224-0087

customercare@moneylion.com

 1.  MoneyLion does not provide, nor does it guarantee, any third-party product,
     service, information, or recommendation. The third parties providing these
     products or services are solely responsible for them, as well as all other
     content on their websites. MoneyLion is not liable for any third party’s
     failure with regard to those advertised products, services, and benefits.
     These advertised products and services may not be FDIC insured or
     bank-guaranteed, and may be subject to a different privacy policy than
     MoneyLion’s. You should check individual offers, products, and services to
     become familiar with any applicable restrictions or conditions that may
     apply.
 2.  With your authorization, a soft credit pull may be conducted to facilitate
     the offer process, but it will not affect your credit score. If after
     receiving your offer(s) you choose to apply for a loan directly with a
     lender, the lender may conduct a hard credit pull that can affect your
     credit score.
 3.  With direct deposit. Faster and easier access to funds is based on
     comparison of traditional banking policies and deposit of paper checks
     versus deposits made electronically and the additional methods available to
     access funds via a card as opposed to a paper check.
 4.  Qualified purchases of $10 or more in a single transaction made with your
     MoneyLion Debit Mastercard® or RoarMoney Virtual Card are eligible for the
     MoneyLion Shake ‘N’ Bank Cash Back Promotion for up to 5 shakes per month.
     Unlimited shakes are available with an active and current WOW membership.
     Cash Back Rewards begin at $0.01 and are subject to a cap of $500 per
     transaction. Must be a MoneyLion member in good standing to participate.
     Any Cash Back Rewards you earn will be deposited into your MoneyLion
     Investment Account. Your opportunity to receive Cash Back Rewards may
     expire if you do not successfully complete the Shake ‘N’ Bank activity
     within thw time period disclosed to you in the MoneyLion app. MoneyLion
     reserves the right to review transactions for eligibility and to
     discontinue this incentive at any time without notice. Any fraudulent or
     other suspicious activity will void any rewards points earned and may also
     result in account suspension or cancellation. Certain exclusions and
     limitations apply. See Shake ‘N’ Bank Terms and Conditions and MoneyLion
     Rewards Program Terms and Conditions for more information.
 5.  Credit Builder Plus membership ($19.99/mo) unlocks eligibility for Credit
     Builder loans and other exclusive services.Credit Builder loans have an
     annual percentage rate (APR) ranging from 5.99% APR to 29.99% APR, are
     offered by affiliates of MoneyLion and subject to approval. The Credit
     Builder loan may require a portion of the loan proceeds to be deposited
     into a Credit Reserve Account maintained by ML Wealth LLC and held in
     non-marginable securities by DriveWealth LLC, member SIPC and FINRA. Not
     available in all states.Credit Reserve Accounts Are Not FDIC Insured • No
     Bank Guarantee • Investments May Lose Value. For important information and
     disclaimers relating to the MoneyLion Credit Reserve Account, see
     Investment Account FAQs and ML Wealth LLC’s FORM ADV. Please also refer to
     your Loan Agreement.Credit score improvement is not guaranteed. A soft
     credit pull will be conducted that has no impact to your credit score.
     Credit scores are independently determined by credit bureaus. Data was
     sourced from credit score data from over 34,365 members with an active loan
     between January 1, 2021, and March 15, 2024. MoneyLion is not a Credit
     Services Organization. Credit Builder Loan is an optional service offered
     by MoneyLion.
 6.  When you apply for a Credit Builder Loan, we will perform a soft credit
     pull to review certain financial information. This soft inquiry has no
     impact to your credit score and may or may not be recorded in your credit
     reports depending on the bureau. This is unlike a hard credit pull, which
     affects your credit score and can appear on your credit report for two (2)
     years.
 7.  $1 minimum transfer amount from your RoarMoneySM demand deposit account to
     your MoneyLion Managed Investment Account. $5 minimum transfer amount from
     any external account to your MoneyLion Managed Investment Account. No
     minimum account balance required.
 8.  The influencer, creator and other content provided by MoneyLion (“Content”)
     is for informational and entertainment purposes only and should not be
     construed as legal, tax, investment, financial, or other advice. All
     Content is intended to be of a general nature, does not address the
     circumstances of any particular individual or entity, and may not
     constitute a comprehensive or complete statement of the matters discussed.
     MoneyLion is not a fiduciary by virtue of any person’s use of or reliance
     on the Content. You should consult an appropriate professional if you
     require any legal, tax, investment, financial or other advice.
 9.  The $5 Instacash Boost will increase your Instacash advance limit for the
     calendar month in which it is received and can only be utilized by users
     with a maintained Instacash eligibility. The $5 Instacash Boost can only be
     used once. You may only receive one Boost from up to 5 friends per month.
     Instacash is an optional service offered by MoneyLion. Your available
     Instacash Advance limit will be displayed to you in the MoneyLion mobile
     app and may change from time to time. Your limit will be based on your
     direct deposits, account transaction history, and other factors as
     determined by MoneyLion. See Instacash Terms and Conditions for more
     information and eligibility requirements.
 10. Reviews may be edited to correct grammar or typing errors or shortened if
     the entire review did not seem relevant for the general public.  Reviews
     are from real MoneyLion users and may not reflect the typical MoneyLion
     user experience and not intended to represent or guarantee that anyone will
     achieve the same or similar results or outcomes.

MoneyLion is a financial technology company, not a bank. RoarMoneySM demand
deposit account is provided by, and MoneyLion Debit Mastercard®️ issued by,
Pathward®️, National Association, Member FDIC. RoarMoney is a service mark of
MoneyLion. Mastercard and the circles design are registered trademarks of
Mastercard International Incorporated. Funds are FDIC insured, subject to
applicable limitations and restrictions, when we receive the funds deposited to
your account.




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