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[New in Verification Suite] Now, verify UPI IDs of your users from just their
phone numbers.   Try Now!

Get Started
Products
Main Menu
Collect payments
Products

PAYMENT GATEWAY

Collect payments on your website/app

PAYMENT GATEWAY

Collect payments on your website or app

UPI PAYMENT GATEWAY

15+ UPI integrations. Collect and send money via UPI

INSTANT SETTLEMENTS

15 minutes payment gateway settlements

SMART SELL AFFORDABLITY

Reduce customer drop offs by 30% through offers,EMIs, and Pay Later options

PAYMENT FORMS

Create customized payment pages and collect payment instantly

TOKEN VAULT

Save and process customer card information securely

CARD PRE-AUTHORIZATION

Block funds during checkout and capture the payments later

INSTANT REFUNDS

Refunds for online payments and COD orders

PAYMENT LINKS

Collect payments by sharing payment links. No website or app required

BUY NOW PAY LATER

Offer the widest range of flexible, convenient payment options

EASY SPLIT

Manage marketplace payments

SHOPIFY PLUGIN

Start collecting payments on Shopify in minutes

AUTO COLLECT

Collect business payments with the power of virtual payment address

SOFTPOS

Turn any Android mobile into a POS machine

UPI QR CODE

Create unique printable UPI QR codes at zero maintenance cost

Recurring payments
Recurring payments

SUBSCRIPTIONS

The most advanced recurring payments solution

UPI AUTOPAY

Collect recurring payments via UPI mandates

ENACH

Collect up to ₹10 Lakhs via bank account mandates

Make payouts
Make Payouts

PAYOUTS

Send money to any bank account, UPI ID, Amazon Pay, Paytm instantly 24x7 even on
a bank holiday

PAYOUTS

Send money to any bank account, UPI ID, Amazon Pay, Paytm instantly 24x7 even on
a bank holiday

FUND SOURCES

Add multiple fund sources and make payouts directly

CASHGRAM

Payout link when only mobile number or email ID is known

Cross border payments
Cross border payments

INWARD REMITTANCE

Power your users to receive international payments in 30+ currencies

GLOBAL COLLECTIONS

Get paid from customers abroad

GLOBAL PAYOUTS

Send money to India to your sellers or service providers in INR

OUTWARD REMITTANCE

Make overseas payments seamlessly

Verify identity
Verify identity

COMPLETE VERIFICATION SUITE

Automate user onboarding with complete identity verification suite of products

BANK ACCOUNT VERIFICATION

Verify bank account, UPI and name before onboarding and money transfer

PAN VERIFICATION

Verify PAN card of users while onboarding and before making payouts

AADHAAR VERIFICATION

Do user Aadhaar verification in seconds and speed up user KYC

GST VERIFICATION

Verify supplier or user GST details in seconds and fast track KYC

Banking as a service
Banking as a service

ISSUANCE

Built for businesses & platforms. Launch your own card issuance program within
weeks.

Scale your business
Scale your business

ADVANCES

Affordable working capital loans

EMBEDDED LENDING

Offer quick credit to your partner businesses & customers

Industries
Main Menu
Ecommerce

ECOMMERCE

Accept customer payments on the website, in-app or at the doorstep, process
online and COD refunds, vendor payouts, and more

Learn more
Education

EDUCATION

Collect and reconcile fees, pay salaries, disburse expenses, and other payments

Learn more
NBFC Lending

NBFC LENDING

Disburse instant loans, accept deposits and automate recurring loan repayment
collection

Learn more
Insurance

INSURANCE

Sell policies, collect premiums on app or WhatsApp using payment links, verify
policy holders’ account details, disburse claims, pay to agents and other
intermediaries

Learn more
Partners
Main Menu

PARTNER PROGRAM

PARTNER PROGRAM

Refer, Earn, and Grow your Business

Learn more

INTEGRATIONS AND OFFERS

INTEGRATIONS AND OFFERS

Hassle-free integrations & amazing offers

Learn more
Resources
Main Menu
Developers

DEVELOPERS

Find product and API documentation. Start integrating Cashfree Payments products

Learn more
Media Room

MEDIA ROOM

Discover the latest press releases, media coverage, product updates, partnership
announcements, and more

Learn more
Guides
Resources

API BANKING

Understand API Banking, working, benefits and how you can use it for your
business

NACH MANDATE

Know about NACH mandate – the underlying infrastructure to collect recurring
payments in India

PAYMENT GATEWAY SETTLEMENTS

Understand payment gateway settlement cycle mechanism

Customer stories

CUSTOMER STORIES

3,00,000+ businesses trust us with their payment needs

Learn more
Blog

BLOG

Latest updates on feature releases, what's new in payments industry and more

Learn more
Whitepaper
Resources

OPTIMIZING TRANSACTION SUCCESS RATE ON PAYMENT GATEWAY

Learn about the technologies and factors

SUPPORTING DIGITAL ADOPTION VIA SOFTPOS

Learn how softPOS can efficiently replace traditional POS machines

BaaS knowledge base
Resources

BANKING AS A SERVICE 101

Unbundling the Traditional Banking Services

Events

EVENTS

Stay tuned with the latest & upcoming events

Learn more
SupportPricingSign in
Create Account
Sign inCreate Account



PAYMENTS INFRASTRUCTURE FOR INDIA

Powerful and scalable payments platform designed to your business payment needs
- collect payments, send payouts, manage international payments and more.

Create Account Contact Sales


3,00,000+

Merchants


USD 40B +

Processed annually


200M+

Bank accounts served

PHPCURLJavaGoPythonC#curl --location-g --request POST
'{{BaseURL}}/api/v1/refundStatus/' \--form 'appId="{{appId}}"' \--form
'secretKey="{{secretKey}}"' \--form 'refundId="587"'
nykaa.comMen Olive Green TrousersMen White Sweatshirt₹3,000₹2,500Shopping Bag
(2)Qty: 1Qty: 1Subtotal TaxTotal5,500 99₹₹06,490₹Pay now

Big BasketAmountCountTotal Refunds₹1000Lac ₹ 800Lac₹ 400Lac₹ 100019 Feb20 Feb21
Feb22 FebAmountCountTotal Transactions₹1000Lac ₹ 800Lac₹ 400Lac₹ 100019 Feb20
Feb21 Feb22 Feb₹ 6,500₹ 25.78 Lac₹ 12.88 LacRecent Settlements₹
20,000SummaryTransactionsSettlementsPayment LinksProduct LinksReportsPayment
GatewaySend money to IndiaPayment GatewayClientSummaryLast 7 Days


Our Products


COMPLETE PAYMENTS AND BANKING PLATFORM

Cashfree Payments is built for all payments and banking needs of businesses,
from payment collection via payment gateway to on-demand payouts and everything
in between we have you covered.

Create Account  


COLLECT PAYMENTS

With Cashfree Payments, collect online payments across multiple channels,
reconcile easily and do a lot more.

Payment GatewayPayment LinksAuto CollectEasy SplitsoftPOS
Create Account  


RECURRING PAYMENTS

Offer your customers subscription plans and auto-charge future payments -
periodic or on-demand with one-time authentication. Automate recurring payments
and reduce subscription churn with Cashfree Payments.

SubscriptionsUPI AutoPayeNach


MAKE PAYOUTS

Pay your vendors, do customer refunds, disburse salary and do more using
Cashfree Payments' software and APIs. Fastest and easiest way to transfer money
to any bank account, UPI ID, Paytm or Amazon Pay wallet instantly 24x7, even on
a bank holiday.

PayoutsCashgramGlobal Payouts
Create Account  


VERIFY IDENTITY

With Cashfree Payments, automate bank account verification for e-KYC and
verification before making payouts.

Bank Account VerificationPAN VerificationAadhaar VerificationGSTIN
VerificationIFSC VerificationUPI ID Verification

For Enterprises


PAYMENTS AND BANKING INFRASTRUCTURE BUILT TO HELP YOU SCALE

ROBUST AND RELIABLE INFRASTRUCTURE

With 99.99% average system uptime, we process 20 million API requests every day.

HIGHEST SUCCESS RATES

Achieved with direct integrations with banks, card networks and third party
payment players along with in-house dynamic routing algorithms.

HIGHLY CUSTOMIZABLE

Highly customizable APIs to give you desired payment flow. Building your next
tech product? We would be happy to provide you the blocks.

Are you an enterprise?

If you are an enterprise with a high volume of transactions, contact us. We will
be happy to help you choose the right product and features and offer custom
pricing.

Contact Sales

Engineered for you


TRUSTED BY ENTERPRISES LOVED BY DEVELOPERS

Use developer friendly APIs, SDKs and plugins to get started in minutes.
Cashfree Payments APIs are easy to integrate and help you scale as your business
grows. Customize the APIs according to your unique business needs or build
native solutions on top of the payment infrastructure we have created for you.

View Developer DocumentationCreate Account

SAFETY AND SECURITY

Use a data-driven approach to block fraudsters and manage risk.

NodeJSJavaPythonPHPcURL

1       var request = require("request");

2       var options = {

3       method: "POST",

4       url: "https://api.cashfree.com/pg/orders ",

5       headers:headers,

6       body:JSON.stringify({

~           order_amount: 485.01,

~           order_currency: "INR",

~           customer_details: {

~           customer_id: "CUST_89765121",

~           customer_email: "meghna.gupta@gmail.com",

~           customer_phone: "9908734801",

~           customer_name:  "Meghna Gupta",

~          },

    order_meta: {

      return_url: "https://mystore.com/return/payment/return.php",

    },

    order_expiry_time: endDate.toISOString(),

  }),

};

request(options, function (error, response) {

  if (error) throw  new Error(error) ;

  console.log (response.body);

});



NO-CODE SOLUTIONS

Digitize your payment collections, payouts and banking in minutes without
writing codes with Cashfree Payments powerful dashboards and process
transactions in bulk.

View DocumentationCreate Account

INDUSTRY SUITES


TAILORED INDUSTRY PAYMENT SUITES FOR THE DIVERSE ONLINE ECOSYSTEMS

ECOMMERCE STORES AND MARKETPLACES

Accept customer payments on the website, in-app or at the doorstep, process
online and COD refunds, vendor payouts, and more.

Learn more

LENDING AND MICROFINANCE PLATFORMS

Disburse instant loans, accept deposits and automate recurring loan repayment
collection.

Learn more

INSURERS, WEB AGGREGATORS, BROKERS AND TPAS.

Sell policies, collect premiums on app or WhatsApp using payment links, verify
policy holders’ account details, disburse claims, pay to agents and other
intermediaries.

Learn more

EDUCATIONAL INSTITUTIONS, EDTECHS, AND ERPS

Collect and reconcile fees, pay salaries, disburse expenses, and other payments.

Learn more

YOU’RE IN GOOD COMPANY


3,00,000+ INDIAN BUSINESSES TRUST US WITH THEIR PAYMENTS NEEDS

“At Furlenco we use Cashgram for instant security deposit refunds. Since
Cashgram we have seen a phenomenal change incustomer satisfaction, the moment
subscription is closed, Cashgram takes care of the rest”Watch Video
Varun Krishnakumar
Director of Products, Furlenco
“Cashfree has been a solid partner to rely on for our payment solutions and we
are a heavy user of Payouts and Auto Collect. The best part is they are very
customer centric and provide solutions with small TAT.”
Anoj Viswanathan
Co-founder, Milaap
“Cashfree gives us next day settlements. For a startup like us it means money
reaches our account without being blocked anywhere.”
Mansi Saxena
Manager- Business Operations, Noise
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ALSO FEATURED ON


Frequently Asked Questions

HAVE MORE QUESTIONS?

Visit our support page


WHY SHOULD I CHOOSE CASHFREE PAYMENTS?

Cashfree Payments is India’s leading payments and API banking company. It helps
3,00,000+ businesses accept and send money and is used for multiple use cases
like vendor payouts, wage payouts, bulk refunds, etc.

Cashfree Payments offers the widest range of solutions including API banking
platform Payouts that helps businesses send money instantly 24x7 to any bank
accounts, UPI ID, card, or wallet with a simple API that businesses can
integrate with their product, instead of uploading complicated files on
corporate banking portal.

Cashfree Payments also offers an advanced payment gateway with features like
instant refunds, card-preauthorization, etc among other products.

Cashfree Payments is integrated with major platforms like Shopify, Paypal,
Amazon Pay, Google Pay, and Ola money (wallet and postpaid both) among others.


HOW TO GET STARTED ON CASHFREE PAYMENTS?

We do 100% paperless onboarding for merchants on Cashfree Payments. Follow the
below steps for quick account activation and start using Cashfree Payments in no
time:

1. Create your account on Cashfree Payments

2. Update your business profile and upload scanned copies of business documents

3. Choose the product you are interested in. You can switch to Test Environment
and try out the product features and integrations using test API credentials.
Once ready, you can switch to Production Environment.

4. Once you create your account, our payment expert will call you in the next 24
working hours, share your business requirement and we will help you pick the
right set of features.

5. Once the account is verified, you will receive an account activation
confirmation email. For more details refer to our account activation guide.


HOW LONG WOULD IT TAKE TO ACTIVATE MY ACCOUNT?

Once your documents are submitted for review, account gets activated with 24
working hours. Please refer to our quick activation guide. You can also write to
us at care@cashfree.com.


HOW IS CASHFREE PAYMENT GATEWAY DIFFERENT FROM OTHER PAYMENT GATEWAYS IN INDIA?

Cashfree Payment Gateway offers 120+ payment modes including Pay Later, Paytm,
and Cardless EMI options etc. Cashfree Payment Gateway is the only payment
gateway that supports instant refunds versus the industry standard of refunds in
5-7 working days - this ensures Cashfree Payments merchants are able to delight
their customers while running business operations smoothly.


CAN I START ACCEPTING INTERNATIONAL PAYMENTS USING CASHFREE PAYMENTS?

Yes, it is possible to enable international payments on Cashfree Payment
Gateway. You can talk to us and help us understand your business for quick
activation. If you have a Paypal account, connect Paypal to your Cashfree
Payments account and start offering Paypal as a checkout option on the payment
page instantly.


WHAT IS PAYOUTS?

Payouts by Cashfree Payments is a payment disbursal platform used by businesses
to do bulk payouts. When you create a Payouts account, Cashfree Payments creates
a virtual wallet for you. You can add funds from your bank accounts to the
wallet and use the funds to do payouts. You can use the Payouts dashboard to do
single or bulk payouts via excel upload or integrate Payouts APIs with your
product or ERP to automate bulk payouts.


CAN I GET TAILORED PRICING FOR MY BUSINESS?

Yes, you can connect with our team to discuss your business requirement and get
tailored pricing depending on the nature of your business and the volume of
transactions. For more details, contact us or visit the pricing page.

HAVE MORE QUESTIONS?

Visit our support page


READY TO GET STARTED?

With Cashfree Payments, collect payments, make payouts, manage international
payments and more. Start now by creating your account or Contact Sales to
explore custom solutions.

 * Easy onboarding

 * Dedicated Account Manager

 * API access

Create AccountContact Sales


Cashfree Payments enables 3,00,000+ growing businesses in India and across the
globe to collect payments, make payouts, manage international payments, and
more. Cashfree Payments is backed by SBI, Y Combinator, and Apis partners and
was incubated by PayPal.



COLLECT PAYMENTS

 * Payment Gateway
 * Payment Links
 * Buy Now Pay Later
 * Auto Collect
 * Payment Forms
 * Easy Split
 * softPOS
 * UPI QR Code

RECURRING PAYMENTS

 * Subscriptions
 * UPI AutoPay
 * eNACH

MAKE PAYOUTS

 * Payouts
 * Cashgram
 * Fund Sources

VERIFY IDENTITY

 * Complete Verification Suite
 * Bank Account Verification
 * PAN Verification
 * Aadhaar Verification
 * GSTIN Verification

CROSS BORDER PAYMENTS

 * Global Collections
 * Global Payouts
 * Outward Remittance

BANKING AS A SERVICE

 * Issuance

SCALE YOUR BUSINESS

 * Advances

MORE

 * Instant Settlements
 * Smart Sell Affordablity
 * UPI Payment Gateway
 * Token Vault
 * Card Pre-authorization
 * Instant Refunds

PARTNER WITH US

 * Partner Program
 * Integrations & Offers

PLUGINS

 * Shopify
 * Woocommerce
 * Wix

INDUSTRY

 * Ecommerce
 * Education
 * NBFC Lending
 * Insurance

RESOURCES

 * Customer Stories
 * Blog
 * BaaS knowledge base
 * Events

GUIDES

 * API Banking
 * NACH mandate
 * Payment Gateway Settlements

DEVELOPERS

 * Documentation

WHITEPAPER

 * Payment Gateway
 * softPOS

COMPANY

 * About Us
 * Media Room
 * Press Kit
 * Careers Hiring
 * Pricing
 * Corporate Information

HELP & SUPPORT

 * Support
 * Knowledge Base
 * Partner Support
 * Cashfree Customer Resolution
 * Bank downtime detector

© 2023 Cashfree Payments India Private Limited
TermsPrivacyGrievance Policy
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