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URL: https://www.fairstone.ca/
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Submission: On August 23 via api from US

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        <option value="northwest-territories">Northwest Territories</option>
        <option value="nova-scotia">Nova Scotia</option>
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Text Content

 * Français
 * Careers
 * Contact us
 * 800-995-2274


LOANS




LOANS

 * Loans overview
 * Secured personal loans
 * Unsecured personal loans
 * Mortgages
 * Car and auto loans
 * Online loans


LOAN USES

 * What can I use a loan for?
 * Debt consolidation loans
 * Emergency loans
 * Car repair loans
 * Home renovation loans
 * Wedding loans
 * Travel and vacation loans
 * Medical and dental loans
 * Pet loans and vet bills loans
 * RV and boat loans
 * Credit building loans


TOOLS

 * Online account management
 * Payment calculator


GETTING STARTED

 * How to get a loan
 * Loan insurance
 * Home & auto security plan


POINT-OF-SALE FINANCING




RETAIL PARTNERS

 * Point-of-Sale financing partners
 * Report: Guide to Fairstone digital point-of-sale financing


CONSUMERS

 * Point-of-Sale financing consumers
 * Online account management


AUTOMOBILE FINANCING




AUTOMOBILE DEALERS

 * Auto financing partners
 * Report: How to book more non-prime deals with Fairstone financing


POWER SPORT DEALERS

 * Power sport financing partners


CONSUMERS

 * Automobile financing consumers


ABOUT FAIRSTONE




WHO WE ARE

 * Our company
 * Newsroom


CAREERS

 * Working at Fairstone
 * Search for job


MORE

 * Reviews
 * Promotions


LEARN




LEARN

 * Budgeting and saving
 * Your loan
 * Finance 101
 * Life at Fairstone
 * Videos
 * Point-of-Sale financing
 * Automobile financing


FAQ




FAQS

 * Personal loans
 * Best Buy
 * Financial relief options
 * Loan application
 * Online account management
 * Mail and email communications
 * Retail financing
 * Automobile financing

Find a branch
Search website
Search
My Account
GET A LOAN QUOTE



QUICK PERSONAL LOANS$500-$50,000


POINT-OF-SALEFINANCING


AUTOMOBILEFINANCING


TRUSTED CANADIAN LENDER FOR ALMOST 100 YEARS

GET A LOAN QUOTE
CALCULATE PAYMENTS

Your privacy is important to us


HOW TO GET A QUICK LOAN

Our Lending Specialists will customize your loan to suit your needs, budget, and
lifestyle.





START WITH AN ONLINE LOAN QUOTE

Get a loan quote to find out how much money you could qualify for. No
obligation, no impact to your credit.


COMPLETE THE LOAN PROCESS ONLINE OR IN BRANCH

If you’re interested in your quote, a Lending Specialist will be in touch to
finalize the loan application online or at your local branch.


HAVE YOUR MONEY AS SOON AS TODAY

You could receive your money directly into your bank account as soon as today.


HOW IS FAIRSTONE DIFFERENT?

Fairstone offers loans in Canada to people in the fair to good credit score
range for debt consolidation, unexpected expenses and more. We offer lower
interest rates than competitors, and we guide our customers through financial
challenges using our almost 100 years of lending experience in Canada.




AFFORDABLE PAYMENTS

Benefit from manageable payments that fit your budget and choose from biweekly,
semi-monthly or monthly payment options.


SECURED AND UNSECURED LOANS

Access more money, lower interest rates and lower payments with a secured
personal loan. Or, choose an unsecured personal loan for quick access to money,
manageable payments and no pre-payment penalties.


ONLINE LOANS

A Lending Specialist can help you complete the loan process online and over the
phone so you can get the money you need from the comfort of home.


WHAT WE OFFER

Fairstone is a trusted provider of responsible loan solutions. We also partner
with a network of Canadian businesses to deliver flexible retail point-of-sale
and automobile financing programs.


Personal loans
Point-of-sale financing
Automobile financing


PERSONAL LOANS

Get a quick personal loan from Fairstone. Consolidate debt, manage unexpected
expenses or cover the cost of home repairs, car repairs and whatever else you
need. Benefit from manageable payments that fit your budget.

 * Unsecured personal loans
 * Secured personal loans
 * Debt consolidation loans

GET A LOAN QUOTE


POINT-OF-SALE FINANCING

Fairstone provides financing programs to Canadian retailers so they can grow
their business while giving customers the convenience and flexibility they need
to pay for purchases.

 * Point-of-sale financing partners
 * Point-of-sale financing consumers

CONTACT US



AUTOMOBILE FINANCING

Fairstone provides vehicle financing to Canadian automobile dealers so they can
grow their business while giving customers quick approvals and quality
financing.

 * Automobile financing dealers
 * Automobile financing consumers

CONTACT US


LOAN PAYMENT CALCULATOR

Toggle the options to see how choices like loan amount, payment frequency and
loan term affect your loan payment.


Loan type
Unsecured personal loanSecured personal loan
Are you interested in an unsecured personal loan or a secured personal loan?
Homeownership status
HomeownerRenter
Do you rent or own your home?
Loan amount

How much you want to borrow
Payment frequency
Bi-weeklySemi-monthlyMonthly
Choose how often you’d like to make payments
Province
AlbertaBritish ColumbiaManitobaNew BrunswickNewfoundland & LabradorNorthwest
TerritoriesNova ScotiaOntarioPrince Edward IslandQuebecSaskatchewanYukon
Select your location
Borrowing History
Fair
Good
Excellent
I have a well-established credit history with excellent payment behaviour
Loan term
12 months24 months36 months48 months60 months
The number of months you want to take to pay back the loan
Estimated loan payment
$83*
* This payment is an estimate only and is conditional based on the information
you’ve entered. For a more accurate payment estimate, complete a no-obligation
loan quote – it won’t impact your credit score.
GET A LOAN QUOTE
Download your results


RESPONSIBLE CANADIAN LENDER

98.7%
Customer satisfaction rate*
3.3
Million loans approved **
~100 years
Lending to Canadians
240+
Branch locations
LEARN MORE


WHAT OUR CUSTOMERS SAY ABOUT US

 * Totally professional experience. Everything processed online, from our first
   conversation until it was completed. My Lending Specialist was friendly,
   efficient and explained everything to help me decide.
   
   Fairstone customer in Ontario

 * The staff at Fairstone went out of their way to explain a repayment plan that
   saved me hundreds of dollars in interest after consolidating my debt.
   
   Fairstone customer in British Columbia

 * My Lending Specialist set me up with a repayment plan I could afford. What a
   wonderful feeling to finally see the light at the end of the tunnel!
   
   Fairstone customer in Nova Scotia

 * The staff at Fairstone are a great team. They were helpful and personable.
   Thank you for helping us when we needed it most.
   
   Fairstone customer in Quebec






CAREERS AT FAIRSTONE

We're always looking for top talent to fill positions in our 240+ branch
locations, corporate office in London, ON and head office in Montreal, QC. Our
employees benefit from flexible health and dental plans, career-growth
opportunities, retirement savings plans, a minimum of 3 weeks' paid vacation and
more. Visit our careers page to find out if we're hiring for positions near you,
and learn what it's like to work at Fairstone.

Learn more


INTERESTED IN LEARNING MORE ABOUT LOANS?

Subscribe to our newsletter for product news, promotions and tips about
borrowing money. 


Opt in to receive monthly newsletters and updates
SIGN UP
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of
Service apply.

*Fairstone Customer Experience Survey – April - December 2020 (n=5,130)

**Fairstone data 2007–2017


PERSONAL LOANS

 * Loans overview
 * Secured personal loans
 * Unsecured personal loans
 * Mortgages
 * Car and auto loans
 * Online loans


LOAN USES

 * What can I use a loan for?
 * Debt consolidation loans
 * Emergency loans
 * Car repair loans
 * Home renovation loans
 * Wedding loans
 * Travel and vacation loans
 * Medical and dental loans
 * Pet loans and vet bills loans
 * RV and boat loans
 * Credit building loans


TOOLS

 * Online account management
 * Payment calculator
 * Loan quote
 * Get code


FINANCING

 * Point-of-sale financing
 * Quebec credit card contract
 * Automobile financing


OUR COMPANY

 * About us
 * Our branches
 * Careers
 * Newsroom


LEARN

 * Blog
 * FAQ


CONTACT US

 * Personal loans
 * Automobile financing
 * Point-of-sale financing

Related Information
 * Loan payment calculator
 * Personal Loans from $500-$50,000
 * Point-of-Sale financing
 * Debt consolidation loans from $500-$50,000

 * 
 * 
 * 
 * 

 * Privacy & security
 * Terms & conditions
 * Accessibility
 * Contact us

Fairstone is Canada’s leading provider of responsible lending solutions for
near-prime borrowers. With over 240 branches coast to coast, Fairstone provides
personal loans and home equity loans designed to suit today’s borrowing needs.
Fairstone also partners with a wide network of businesses to deliver flexible
retail point-of-sale and automobile financing programs. With roots in Canada for
almost 100 years, Fairstone is committed to making a difference in local
communities.

© 2021, ™/® Fairstone Financial Inc. 

 

In Ontario, Fairstone Financial Inc. is licenced as mortgage brokerage 10821.



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