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Trade Forex, Crypto CFDs & More with a $50 Trading Bonus. No Deposit Required.
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Help Center


TRADING ACCOUNT TYPES

 1. XM
 2. Trading Account Types

Contact Us

Trading accounts with exceptional trading conditions

Possibility to trade with micro or standard lots

Unlimited access to MT4/MT5 and expert advisor trading

Free regular intra-day market updates and technical analysis

The same execution quality for all account types

Multilingual support and your own Personal Account Manager





XM TRADING ACCOUNT TYPES




MICRO ACCOUNT

 * Base Currency Options
 * USD, EUR, GBP, JPY, CHF,‎
   AUD, HUF, PLN, SGD, ZAR

 * Contract Size
 * 1 Lot = 1,000

 * Leverage
 * Up to 1000:1**

 * Negative balance protection
 * 

 * Spread on all majors
 * As Low as 1 Pip

 * Commission
 * 

 * Maximum open/pending orders per client
 * 300 Positions

 * Minimum trade volume
 * 0.1 Lots (MT4)
   0.1 Lots (MT5)
   

 * Lot restriction per ticket
 * 100 Lots

 * Hedging allowed
 * 

 * Swaps*
 * 

 * Islamic Account
 * Optional

 * Minimum Deposit
 * 5$

 * 
   Open An Account
   


STANDARD ACCOUNT

 * Base Currency Options
 * USD, EUR, GBP, JPY, CHF,‎
   AUD, HUF, PLN, SGD, ZAR

 * Contract Size
 * 1 Lot = 100,000

 * Leverage
 * Up to 1000:1**

 * Negative balance protection
 * 

 * Spread on all majors
 * As Low as 1 Pip

 * Commission
 * 

 * Maximum open/pending orders per client
 * 300 Positions

 * Minimum trade volume
 * 0.01 Lots

 * Lot restriction per ticket
 * 50 Lots

 * Hedging allowed
 * 

 * Swaps*
 * 

 * Islamic Account
 * Optional

 * Minimum Deposit
 * 5$

 * 
   Open An Account
   


XM ULTRA LOW ACCOUNT

 * Base Currency Options
 * EUR, USD, GBP, AUD, ZAR, SGD

 * Contract Size
 * Standard Ultra: 1 Lot = 100,000
   Micro Ultra: 1 Lot = 1,000

 * Leverage
 * Up to 1000:1**

 * Negative balance protection
 * 

 * Spread on all majors
 * As Low as 0.6 Pips

 * Commission
 * 

 * Maximum open/pending orders per client
 * 300 Positions

 * Minimum trade volume
 * Standard Ultra: 0.01 Lots
   Micro Ultra: 0.1 Lots

 * Lot restriction per ticket
 * Standard Ultra: 50 Lots
   Micro Ultra: 100 Lots

 * Hedging allowed
 * 

 * Swaps*
 * 

 * Islamic Account
 * Optional

 * Minimum Deposit
 * 5$

 * 
   Open An Account
   


SHARES ACCOUNT

 * Base Currency Options
 * USD

 * Contract Size
 * 1 share

 * Leverage
 * No Leverage

 * Negative balance protection
 * 

 * Spread
 * As per the underlying exchange

 * Commission
 * 

 * Maximum open/pending orders per client
 * 50 Positions

 * Minimum trade volume
 * 1 Lot

 * Lot restriction per ticket
 * Depending on each share

 * Hedging allowed
 * 

 * Swaps*
 * 

 * Islamic Account
 * 

 * Minimum Deposit
 * 10,000$

 * 
   Open An Account
   

The figures above should only be regarded as reference. XM is ready to create
custom-tailored forex account solutions for every client. If the deposit
currency is not USD, the amount indicated should be converted to the deposit
currency.



*On selected instruments. For the full list of swap free forex instruments click
here and for metals here.

**For available leverage click here.

You may be new to forex, so a demo account is the ideal choice to test your
trading potential. It allows you to trade with virtual money, without exposing
you to any risk, as your gains and losses are simulated. Once you have tested
your trading strategies, learned about market moves and how to place orders, you
can take the next step to open a trading account with real money.

Expand All|Collapse All
Expand All

WHAT IS A FOREX TRADING ACCOUNT?

A forex account at XM is a trading account that you will hold and that will work
similarly to your bank account, but with the difference that it is primarily
issued with the purpose of trading on currencies.

Forex accounts at XM can be opened in Micro, Standard or XM Ultra Low formats as
shown in the table above.

Please note that forex (or currency) trading is available on all XM Platforms.

In summary, your forex trading account includes

 * 1. Access to the XM Members Area
 * 2. Access to the corresponding platform(s)

Similarly to your bank, once you register a forex trading account with XM for
the first time, you will be required to go through a straightforward KYC (Know
your Customer) process, which will allow XM to make sure that the personal
details you have submitted are correct and ensure the safety of your funds and
your account details.

By opening a forex account, you will be automatically emailed your login
details, which will give you access to the XM Members Area.

The XM Members Area is where you will manage the functions of your account,
including depositing or withdrawing funds, viewing and claiming unique
promotions, checking your loyalty status, checking your open positions, changing
leverage, accessing support and accessing the trading tools offered by XM.

Our offerings within the clients’ Members Area are provided and constantly
enriched with more and more functionalities and therefore giving our clients
more and more flexibility to perform changes or additions to their accounts at
any given time, without needing assistance from their personal account managers.

Your trading account login details will correspond to a login on the trading
platform which matches your type of account and is ultimately where you will be
performing your trades. Any deposits/withdrawals or other changes to settings
you make from the XM Members Area will reflect on your corresponding trading
platform.

WHAT IS A MULTI-ASSET TRADING ACCOUNT?

A multi-asset trading account at XM is an account that works similarly to your
bank account, but with the difference that it is issued with the purpose of
trading currencies, cryptocurrencies CFDs, stock indices CFDs, stock CFDs, as
well as CFDs on metals and energies.

Multi-asset trading accounts at XM can be opened in Micro, Standard or XM Ultra
Low formats as you can view in the table above.

Please note that multi-asset trading is available only on MT5 accounts, which
also allows you access to the XM WebTrader.

In summary, your multi-asset trading account includes

 * 1. Access to the XM Members Area
 * 2. Access to the corresponding platform(s)
 * 3. Access to the XM WebTrader

Similarly to your bank, once you register a multi-asset trading account with XM
for the first time, you will be requested to go through a straightforward KYC
(Know your Customer) process, which will allow XM to make sure that the personal
details you have submitted are correct and ensure the safety of your funds and
your account details. Please note that if you already maintain a different XM
Account, you will not have to go through the KYC verification process as our
system will automatically identify your details.

By opening a trading account, you will be automatically emailed your login
details that will give you access to the XM Members Area.

The XM Members area is where you will manage the functions of your account,
including the depositing or withdrawing funds, viewing and claiming unique
promotions, checking your loyalty status, checking your open positions, changing
the leverage, accessing support and accessing the trading tools offered by XM.

Our offerings within the clients Members Area are provided and constantly
enriched with more and more functionalities, allowing our clients more and more
flexibility to perform changes or additions to their accounts at any given time,
without needing assistance from their personal account managers.

Your multi-asset trading account login details will correspond to a login on the
trading platform which matches your type of account, and it is ultimately where
you will be performing your trades. Any deposits and/or withdrawals or other
setting changes you make from the XM Members Area will reflect on your
corresponding trading platform.

WHO SHOULD CHOOSE MT4?

MT4 is the predecessor of the MT5 trading platform. At XM, the MT4 platform
enables trading on currencies, CFDs on cryptocurrencies, CFDs on stock indices,
and CFDs on gold and oil, but it does not offer trading on stock CFDs. Our
clients who do not wish to open an MT5 trading account can continue using their
MT4 accounts and open an additional MT5 account at any time.

Access to the MT4 platform is available for Micro, Standard or XM Ultra Low as
per the table above.

WHO SHOULD CHOOSE MT5?

Clients who choose the MT5 platform have access to a wide range of instruments
ranging from currencies, cryptocurrencies CFDs, stock indices CFDs, gold and oil
CFDs, as well as stock CFDs.

Your login details to the MT5 will also give you access to the XM WebTrader in
addition to the desktop (downloadable) MT5 and the accompanying apps.

Access to the MT5 platform is available for Micro, Standard or XM Ultra Low as
shown in the table above.

WHAT IS THE MAIN DIFFERENCE BETWEEN MT4 TRADING ACCOUNTS AND MT5 TRADING
ACCOUNTS?

The main difference is that MT4 does not offer trading on stock CFDs.

CAN I HOLD MULTIPLE TRADING ACCOUNTS?

Yes, you can. Any XM client can hold up to 10 active trading accounts and 1
Shares Accounts.

HOW TO MANAGE YOUR TRADING ACCOUNTS?

Deposits, withdrawals or any other functions related to any of your trading
accounts can be handled in the XM Members Area.


 * Trading Accounts
   
 * Trading Account Types
 * Ultra Low Accounts

 * Trading Instruments
   
 * Forex Trading
 * Cryptocurrencies
 * Stock CFDs
 * Turbo Stocks
 * Commodities
 * Equity Indices
 * Precious Metals
 * Energies

 * Trading Conditions
   
 * Execution Policy
 * Spreads
 * Margin and Leverage
 * Overnight Positions
 * Trading Hours

 * MT4 Platforms
   
 * MT4 for PC
 * MT4 for Mac
 * MT4 Multiterminal
 * MT4 WebTrader
 * MT4 for iPad
 * MT4 for iPhone
 * MT4 for Android
 * MT4 for Android Tablet

 * MT5 Platforms
   
 * MT5 for PC
 * MT5 for Mac
 * MT5 WebTrader
   
 * MT5 for iPad
 * MT5 for iPhone
 * MT5 for Android
 * MT5 for Android Tablet

 * About XM
   
 * XM Awards
 * Contact
 * Help Center




TAKE YOUR TRADING ON THE GO

Get Instant Access To The Global Markets With The XM MT4 & MT5 App.

Scan to Download XM App in the App Store

Read More

Scan to Download XM App in the Play Store

Read More

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Legal: This website is operated by XM Global Limited with registered address at
Suite 101, 63 Eve Street, Belize City, Belize.

XM Global Limited, registered by the Financial Services Commission (FSC) under
the Securities Industry Act 2021 (license number 000261/397) and Trading Point
of Financial Instruments Limited, authorised and regulated by Cyprus Securities
and Exchange Commission (CySEC) (licence number 120/10), are members of Trading
Point Group.

Risk Warning: Our services involve a significant risk and can result in the loss
of your invested capital.Please read and ensure you fully understand our Risk
Disclosure.

Restricted Regions: XM Global Limited does not provide services for the
residents of certain countries, such as the United States of America, Canada,
Israel and the Islamic Republic of Iran.

XM does not direct its website and services to any individual in any country in
which the use of its website and services are prohibited by local laws or
regulations. When accessing this website from a country in which its use may or
may not be prohibited, it is the user's responsibility to ensure that any use of
the website or services adhere to local laws or regulations. XM does not affirm
that the information on its website is suitable to all jurisdictions.

WE RESPECT YOUR PRIVACY


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Another use of cookies is to store your log in sessions, meaning that when you
log in to the Members Area to deposit funds, a "session cookie" is set so that
the website remembers that you have already logged in. If the website did not
set this cookie, you will be asked for your login and password on each new page
as you progress through the funding process.

In addition, functional cookies, for example, are used to allow us to remember
your preferences and identify you as a user, ensure your information is secure
and operate more reliably and efficiently. For example, cookies save you the
trouble of typing in your username every time you access our trading platform,
and recall your preferences, such as which language you wish to see when you log
in.

Here is an overview of some of the functions our cookies provide us with:

 * Verifying your identity and detecting the country you are currently visiting
   from
 * Checking browser type and device
 * Tracking which site the user was referred from
 * Allowing third parties to customize content accordingly

This website uses Google Analytics, a web analytics service provided by Google,
Inc. ("Google"). Google Analytics uses analytical cookies placed on your
computer, to help the website analyze a user's use of the website. The
information generated by the cookie about your use of the website (including
your IP address) may be transmitted to and stored by Google on their servers.
Google may use this information to evaluate your use of the website, to compile
reports on website activity and to provide other services related to website
activity and internet usage. Google may also transfer this information to third
parties, where required to do so by law, or where such third parties process the
information on behalf of Google. Google will not associate your IP address with
any other data held. By using this website, you give your consent to Google to
process data about you in the manner and for the purposes set out above.


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Functional cookies
These cookies are essential for the running of our website. Without these
cookies our websites would not function properly. These are saved temporarily as
login information and expire once the browser is closed.

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Analytical cookies
The information provided by analytical cookies allows us to analyse patterns of
visitor behaviour and we use that information to enhance the overall experience
or identify areas of the website which may require maintenance. The information
is anonymous (i.e. it cannot be used to identify you and does not contain
personal information such as your name and email address) and it is only used
for statistical purposes. Behavioral cookies are similar to analytical and
remember that you have visited a website and use that information to provide you
with content which is tailored to your interests.

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Promotional cookies
These cookies are used to track visitors across websites. The intention is to
display ads that are relevant and engaging for the individual user and thereby
more valuable for publishers and third party advertisers.

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Preferences cookies
Preference cookies enable a website to remember information that changes the way
the website behaves or looks, like your preferred language or the region that
you are in.

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Risk Warning: Your capital is at risk. Leveraged products may not be suitable
for everyone. Please consider our Risk Disclosure.




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