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Submitted URL: https://click.e.tdbank.com/?qs=c65992e14deb1e1e477bd0e84f4aced789962bee2e153167d881e0afc11dfdf07d3617e3e486e10801692442bc7c...
Effective URL: https://www.td.com/us/en/personal-banking
Submission: On August 31 via manual from IN — Scanned from DE

Form analysis 1 forms found in the DOM

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Text Content

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 * Personal
 * Small Business
 * Commercial
 * Investing & Wealth
 * About Us

 * Select Country
    * Canada
    * US Selected

 * Products
   * Checking
   * Savings
   * CDs
   * Credit Cards
   * Home Lending
   * Personal Loans
   * IRAs
   * Debit Cards
   * Special Offers
 * Services
   * Online Banking
   * Mobile Banking
   * Student Banking
   * Cross Border
   * Travel Tips
   * Foreign Exchange Services
   * Overdraft Services
   * New to TD Checking
   * Manage Your TD Credit Card
 * Learning

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 * 
 * Log In
   
   LOG IN TO YOUR OTHER ACCOUNTS
   
   BANKING AND INVESTING
   
    * Online Banking
    * EasyWeb
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    * TD Private Client Wealth
    * TD Investment Services (US)
    * TD Automated Investing
   
   CARDS
   
    * Credit Card
    * Gift Card
    * TD Commercial Plus Card
   
   LENDING
   
    * TD Fit Loan
    * TD Home Lending
   
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   * Small Business
   * Commercial
   * Investing & Wealth
   * About Us
 * Home
 * Checking
 * Savings
 * CDs
 * Credit Cards
 * Home Lending
 * Personal Loans
 * IRAs
 * Debit Cards
 * Special Offers
 * Services
   * Online Banking
   * Mobile Banking
   * Student Banking
   * Cross Border
   * Travel Tips
   * Foreign Exchange Services
   * Overdraft Services
   * New to TD Checking
   * Manage Your TD Credit Card
 * Learning
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   * Canada
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 * LOG IN TO YOUR OTHER ACCOUNTS

 * Banking and Investing
   
   * Online Banking
   * EasyWeb
   * TD Wealth
   * TD Private Client Wealth
   * TD Investment Services (US)
   * TD Automated Investing

 * Cards
   
   * Credit Card
   * Gift Card
   * TD Commercial Plus Card

 * Lending
   
   * TD Fit Loan
   * TD Home Lending

 * Other
   
   * TD Business Central (US)
   * TD eTreasury
   * TDFX
   * TD Bank Trade
   * TD Digital Express




Get that green. Up to $300 (on us).

New checking customers can earn up to $300 with qualifying direct deposits. Plus
more with a savings account.

Get offer




ONLINE BANKING

Login

Sign-Up

Learn more about Personal Online Banking 

Learn more about Small Business Online Banking

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Protect yourself against fraud


ONLINE BANKING & FINANCIAL SERVICES TO MEET YOUR GOALS

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WHAT CAN WE HELP YOU FIND?

 * 
 * 

slide 1 to 5 of 7

 * Checking Accounts

 * Savings Accounts

 * CDs

 * Credit Cards

 * Personal Loans

 * Home Lending

 * Special Offers

--------------------------------------------------------------------------------


MANAGE YOUR BANK ACCOUNTS

Explore unexpectedly human ways to manage your bank accounts 24/7—even when
you're on the go.

slide 1 of 4


 * LIVE CUSTOMER SERVICE WHEN YOU NEED IT
   
   Call 1-888-751-9000 to talk to a real person any time of day, any day of the
   week


 * QUICK AND EASY INSTANT-ISSUE CARDS
   
   Order a new or replacement card at your nearest bank location and take it
   with you the same day


 * PAY YOUR BILLS ON THE GO
   
   Make payments, view history and get e-bills. Reduce the hassle of paying
   bills with Bill Pay and the TD Bank app


 * DEPOSIT CHECKS ANYTIME
   
   Deposit checks using your smartphone or tablet camera with TD Bank Mobile
   Deposit. Funds are usually available the next business day


PROTECT AGAINST FRAUD




Find out what to do if you suspect fraud, and learn how to keep your accounts
and identity more secure

Learn more Learn more



INTRODUCING TD OVERDRAFT RELIEF1

With TD Overdraft Relief1, we offer you even more flexibility—including no fee
if you overdraw your checking account balance by $50 or less.

slide 1 of 3


 * HOW TD OVERDRAFT RELIEF HELPS
   
   If you overdraw the available balance in your checking account by $50 or
   less, we won't charge you an overdraft fee


 * MORE TIME TO PREVENT FEES WITH GRACE PERIOD2
   
   Our Grace Period2 gives you time to fix an overdraft. Just cover the
   overdrawn balance plus any additional transactions by 11 PM ET the next
   business day


 * ADDITIONAL OVERDRAFT OPTIONS FOR YOU
   
   You'll find automatic coverage with Standard Overdraft Service3 included with
   most checking accounts1. You might also choose Savings Overdraft Protection,
   TD Debit Card AdvanceSM* or overdraft options for TD Small Business customers

Learn more


AMERICA'S MOST CONVENIENT BANK




Your local TD Bank is here for you—visit us early, late or on weekends.

Find a TD Bank Find a TD Bank



TD BANK MOBILE APP



“Amazing,” “Fantastic app!” and “Best bank ever.”

These are just a few of the comments we see in app store reviews and we couldn’t
be happier. 

Our app helps you:

 * view account balances 
 * deposit checks
 * pay bills and much more

Whenever you want, wherever you go. With an average rating of 4.7/5 stars, it's
a hit and it's only getting better.

Learn more

--------------------------------------------------------------------------------


BANK ANYWHERE, ANYTIME

slide 1 of 3

Find the card that fits

All kinds of credit cards for all kinds of stories

New TD checking Customers can earn up to $300 with qualifying direct deposits.

A shiny new checking account and up to an extra $300. Nice.

Bank smarter

Visit Finance 101 to get tips and tools for managing your finances.

--------------------------------------------------------------------------------


IMPORTANT DISCLOSURES

*Important Details about TD Debit Card AdvanceSM
By enrolling in TD Debit Card AdvanceSM, you are permitting us to authorize and
pay ATM and one-time debit card transactions when you do not have enough money
available in your account to cover the transaction. A $35 fee applies to each
transaction that overdraws your available account balance by more than $50,
whether that transaction is made by debit card, check, in-person withdrawal, or
other electronic means (up to a maximum of 3 fees per day per account). You are
obligated to pay overdrafts immediately. Whether an overdraft will be paid is
our discretion, and we reserve the right not to pay. For example, we typically
do not pay overdrafts if your account is not in good standing, you are not
making regular deposits, or you repeatedly overdraft. TD Debit Card AdvanceSM is
different from other forms of overdraft coverage in that it does not transfer
funds from an approved line of credit, savings account, or home equity line of
credit. The order in which transactions are processed may affect the total
amount of overdraft fees incurred. For more information see the Personal Deposit
Account Agreement.

1Overdraft Services do not apply to TD Essential Banking Accounts. We may
decline or return transactions that would result in an overdraft. Transactions
that you make may cause your Account to overdraw but we will not assess your TD
Essential Banking Account an overdraft fee or return item fee. For example,
preauthorized transactions and other transactions may post to your Account even
when the available balance in your Account is not sufficient to pay the
transaction.

2When items are presented for payment that result in your available Account
balance being overdrawn by more than $50, Overdraft Grace provides you with an
opportunity to receive refunds for overdraft fees if your available Account
balance is at least $0, inclusive of any pending or posted items, at the end of
the next business day.

3Our Standard Overdraft Service may allow ACH payments, recurring debit
transactions and personal checks to go through for a fee. A $35 fee applies to
each transaction that overdraws your available account balance by more than $50,
(up to a maximum of 3 fees per day per account). Whether an overdraft will be
paid is our discretion, and we reserve the right not to pay. For example, we
typically do not pay overdrafts if your account is not in good standing, you are
not making regular deposits, or you repeatedly overdraft. You are obligated to
pay overdrafts immediately.


HAVE A QUESTION? FIND ANSWERS HERE

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Equal Housing Lender

Member FDIC. Bank Deposits FDIC Insured

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SECURITIES AND OTHER INVESTMENT AND INSURANCE PRODUCTS ARE: NOT A DEPOSIT; NOT
FDIC INSURED; NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY; NOT GUARANTEED BY TD
BANK, N.A. OR ANY OF ITS AFFILIATES; AND, MAY BE SUBJECT TO INVESTMENT RISK,
INCLUDING POSSIBLE LOSS OF VALUE.

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