www.harborlifebrokerage.com Open in urlscan Pro
104.198.111.29  Public Scan

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Effective URL: https://www.harborlifebrokerage.com/
Submission: On July 08 via api from US — Scanned from CA

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Menu
 * Home
 * About
 * Programs
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   * Whole Life Program
 * Policy Calculator
 * Exchange
 * Partner With Us
   * I Have Clients Who Are Interested In Selling
   * I’m A Buyer
 * Contact




1-800-557-4881

Mon-Fri: 9AM-5PM CT

 


1-800-557-4881

Mon-Fri: 9AM-5PM CT

 * Home
 * About
 * Programs
   * Life Settlements
   * Whole Life Program
 * Policy Calculator
 * Exchange
 * Partner With Us
   * I Have Clients Who Are Interested In Selling
   * I’m A Buyer
 * Contact

Menu
 * Home
 * About
 * Programs
   * Life Settlements
   * Whole Life Program
 * Policy Calculator
 * Exchange
 * Partner With Us
   * I Have Clients Who Are Interested In Selling
   * I’m A Buyer
 * Contact


THE FUTURE OF LIFE SETTLEMENTS IS HERE


JOIN US
I Have Clients Interested In Selling
I'm a Buyer
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WHY YOUR CLIENTS NEED OUR PROGRAMS

American Seniors Are Losing Billions Every Year, We Can Help. Did you know that
90% of life insurance policies never get paid out to families? Each year, some
$200 billion in life insurance will lapse or be surrendered that could have been
sold on the secondary market instead. At our core, we believe everyone has the
right to know the value of their assets so they can make better financial
decisions to protect their families.

Our dedicated team can:
 * identify policies that have value
 * customize educational material that clearly lays out families' options
 * underwrite policies to maximize value
 * process document requests & case management
 * shop that policy on our exchange to the largest buyers in the world to drive
   up the price

Our goal is simple: Unlock billions for retirement funding to help American
families.




WHY HARBOR LIFE?

We are redefining a standard of excellence & innovation in the industry. We help
financial professionals supercharge their revenue and client satisfaction
through our 4 core pillars.


INTEGRITY



We believe every consumer has the right to know the value of ALL their assets so
they can make the best financial decisions for their family.

Transparency (fees, offers, valuation, timelines, process, options, bid
history).

Doing the right thing even when no one is looking. 


SERVICE



We have dedicated account executives for 1:1 sales enablement throughout our
partner companies. 

Our full back office team can handle everything from getting illustrations,
compiling medical records, underwriting policies through advanced financial
analysis, ordering life expectancies to even 1:1 client communication. Whatever
you need, we have. 


TECHNOLOGY



We believe in building intuitive technology to help consumers and producers make
smarter financial choices. 

My Policy Predictor – With only a few basic questions, our tool can provide an
instant estimate of a policy’s value and a detailed analysis of how the future
value settlement compares to keeping the policy.

Live Auction – Competition benefits consumers. Instantly access the world’s
biggest buyers in our centralized  exchange where funders bid on policies in
real time. Offers through our auction net 50% higher offers than the industry
average.


TENACITY



We believe in creating proactive education and marketing campaigns that grow
your business by creating value for your customers.

Redefining life settlement distribution through educational programs &
traditional wholesaling principles supercharged with marketing technology. 

Our account executive and wholesaling teams can plug into your existing systems
and educate your entire team and even consumers.




WHY WOULD A FAMILY SELL THEIR LIFE INSURANCE POLICY?



Continuing to pay for a policy that is no longer needed, surrendering life
insurance for pennies on the dollar or lapsing life insurance for nothing is not
a financial strategy.

It’s a waste of wealth.


LIFE SETTLEMENTS HELP FAMILIES


FUND RETIREMENT


PAY MEDICAL BILLS


REDUCE DEBT


REINVEST PROCEEDS INTO OTHER ASSETS


REDUCE OUT OF POCKET LIVING EXPENSES


FUND LONG TERM CARE




OUR PROGRAMS HELP YOU GET YOUR CLIENT THE MOST MONEY FOR THEIR POLICY AND WHEN
THEY NEED IT MOST

We make life settlements for our partners and clients easy and profitable. Your
clients deserve the most for their policies and to receive their money when they
want it. Your clients may also have different reasons for unlocking the cash
from their policy and in any case will benefit from being listed on the world’s
largest real time exchange.  Many people can no longer afford to keep paying
high premiums and don’t see their policy as a good investment. Unlocking the
most cash for their policy can provide them with the option of purchasing a
different type of life insurance policy, provide additional funds for retirement
and use the money for other investments. We can help you show your clients who
are looking for financial freedom and peace of mind how to unlock the cash from
possibly one of their largest assets. When we work together you and your clients
can be secure in knowing that you will be working with a trusted leader in the
life settlement industry.




LIFE SETTLEMENTS UNLOCKING BILLIONS FOR RETIREMENT FUNDING

The financial services industry, not the government, is best positioned to solve
this looming retirement crisis. And life settlements can be central to that
solution. Consider how much additional senior funding would be available if: 

 * Life settlements were widely accepted as a desirable financial strategy to
   liquidate life insurance. 
 * Every senior compared the value of their life insurance on the secondary
   market to the policy’s surrender value — prior to making any decisions to
   terminate coverage. 
 * Senior policyholders could sell their life insurance with confidence that
   they’d have full transparency into the transaction. 
 * Financial advisors, insurance agents, RIAs, and broker-dealers are obligated
   to objectively evaluate whether a life settlement makes sense for their
   clients.

Harbor Life Brokerage’s Exchange is the only life settlement auction platform
that operates with full transparency. The bidding auction is handled online,
where all parties have access to all information pertaining to that case.




HARBOR LIFE BROKERAGE IS CHANGING THE WAY PEOPLE VIEW THEIR LIFE INSURANCE
POLICIES!

StateAKALARAZCACOCTDCDEFLGAHIIAIDILINKSKYLAMAMDMEMIMNMOMSMTNCNDNENHNJNMNVNYOHOKORPARISCSDTNTXUTVAVTWAWIWVWY

SubjectLife SettlementsViatical SettlementsWhole Life ProgramPartner With
UsMedia ContactLife InsuranceOther
Type Of PartnerProvidersInvestorsBrokersFinancial Advisor






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Let's Chat (800) 557-4881

DISCLAIMER

2019-2021 Harbor Life Brokerage ‍ Licensed as Suncrest Benefits in Alabama,
Alaska, American Samoa, Arizona, Arkansas, California, Colorado, Delaware,
District of Columbia, Florida, Georgia, Guam, Hawaii, Idaho, Illinois, Indiana,
Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan,
Minnesota, Mississippi, Missouri, Nebraska, Nevada, New Hampshire, New Jersey,
New Mexico, New York, North Carolina, North Dakota, Northern Mariana Islands,
Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee,
Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming and as
Harbor Life Brokerage in Connecticut, Indiana, Montana, Rhode Island, Texas and
Utah.


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 * Whole Life Program
 * About Us
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 * Policy Calculator
 * Exchange
 * Partner With Us
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