www.techcyder.com
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20.37.196.197
Public Scan
Submitted URL: https://tinyurl.com/yy7pdwk9
Effective URL: https://www.techcyder.com/Default.aspx?ImgVersion=V11&css=v1&SubID=HMASegmentP6P7&ShowHeloc=Y&confirmation=8144504144&Sour...
Submission: On November 04 via manual from US — Scanned from DE
Effective URL: https://www.techcyder.com/Default.aspx?ImgVersion=V11&css=v1&SubID=HMASegmentP6P7&ShowHeloc=Y&confirmation=8144504144&Sour...
Submission: On November 04 via manual from US — Scanned from DE
Form analysis 1 forms found in the DOM
POST ./Default.aspx?ImgVersion=V11&css=v1&SubID=HMASegmentP6P7&ShowHeloc=Y&confirmation=8144504144&SourceID=2&ShowSubmit=1&utm_source=SMS_53_92&utm_medium=18943&utm_campaign=EST-12&utm_content=1026&utm_term=2021-11-03&RecordID=101771156&DialerListID=18943&FName=Greg&Address=8327+Sun+Lake+Dr
<form method="post"
action="./Default.aspx?ImgVersion=V11&css=v1&SubID=HMASegmentP6P7&ShowHeloc=Y&confirmation=8144504144&SourceID=2&ShowSubmit=1&utm_source=SMS_53_92&utm_medium=18943&utm_campaign=EST-12&utm_content=1026&utm_term=2021-11-03&RecordID=101771156&DialerListID=18943&FName=Greg&Address=8327+Sun+Lake+Dr"
id="ctl01" class="modal ng-pristine ng-valid" onsubmit="return false;" ng-class="{'final-question':currentTab==maxTab}">
<div class="aspNetHidden">
<input type="hidden" name="__VIEWSTATE" id="__VIEWSTATE"
value="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">
</div>
<div class="aspNetHidden">
<input type="hidden" name="__VIEWSTATEGENERATOR" id="__VIEWSTATEGENERATOR" value="CA0B0334">
</div>
<input ng-model="lead.LDCR" name="confirmation" id="confirmation" type="hidden" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false">
<input name="LeadID" id="LeadID" type="hidden">
<input ng-model="lead.SR_TOKEN" id="" type="hidden" name="SR_TOKEN" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false" value="1163604430272218951">
<input ng-model="lead.LeadIDTocken" id="leadid_token" type="hidden" name="universal_leadid" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false" value="48AE29B7-D3C3-6B28-1CE1-457D96343FC1">
<input ng-model="lead.SourceID" id="SourceID" name="SourceID" type="hidden" value="" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false">
<input ng-model="lead.DataSource" id="DataSource" name="DataSource" type="hidden" value="" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false">
<md-progress-linear md-mode="indeterminate" class="md-warn fix-bar" value="6.25" aria-valuemin="0" aria-valuemax="100" role="progressbar" aria-valuenow="6.25">
<div class="md-container md-mode-indeterminate">
<div class="md-dashed"></div>
<div class="md-bar md-bar1"></div>
<div class="md-bar md-bar2" style="transform: translateX(-46.875%) scale(0.0625, 1);"></div>
</div>
</md-progress-linear>
<span class="brand"><i class="fas fa-home-heart" aria-hidden="true"></i>Mortgage Reset</span>
<div class="questionnaire">
<div class="question" ng-show="currentTab==1" aria-hidden="false">
<span class="name">Updated Mortgage<br>Evaluation For:</span>
<div class="selection">
<span id="home-image">
<!-- ngIf: googleStreetViewSrc --><img ng-if="googleStreetViewSrc" width="520" height="180"
ng-src="https://maps.googleapis.com/maps/api/streetview?size=520x180&location=8327%20SUN LAKE DR%20GIRARD%20PA%2016417&key=AIzaSyCp0-7a50jNl_qY0wMsTXgvtAoU6kt3wVY" class="ng-scope"
src="https://maps.googleapis.com/maps/api/streetview?size=520x180&location=8327%20SUN LAKE DR%20GIRARD%20PA%2016417&key=AIzaSyCp0-7a50jNl_qY0wMsTXgvtAoU6kt3wVY"><!-- end ngIf: googleStreetViewSrc -->
<!-- ngIf: !googleStreetViewSrc -->
</span>
<input type="text" id="autocomplete" ng-model="lead.Address" class="ng-pristine ng-untouched ng-valid pac-target-input" tabindex="0" aria-invalid="false" placeholder="Geben Sie einen Standort ein." autocomplete="off">
</div>
<span class="description">Takes About 60 Seconds!</span>
</div>
<div class="question ng-hide" ng-show="currentTab==2" aria-hidden="true">
<span class="name">Property Type</span>
<div class="options">
<input type="radio" ng-click="changePropertyType('Single Family');" id="singlefamily" value="Single Family" name="propertytype" tabindex="0">
<label class="box" for="singlefamily">
<i class="fas fa-house-user" aria-hidden="true"></i> Single Family </label>
<input type="radio" ng-click="changePropertyType('MultiFamily');" id="multifamily" value="MultiFamily" name="propertytype" tabindex="0">
<label class="box" for="multifamily">
<i class="fas fa-home" aria-hidden="true"></i> MultiFamily </label>
<input type="radio" ng-click="changePropertyType('Condominium');" id="condominium" value="Condominium" name="propertytype" tabindex="0">
<label class="box" for="condominium">
<i class="fas fa-building" aria-hidden="true"></i> Condominium </label>
<input type="radio" ng-click="changePropertyType('Mobile Home');" id="mobilehome" value="Manufactured or Mobile Home" name="propertytype" tabindex="0">
<label class="box" for="mobilehome">
<i class="fas fa-caravan" aria-hidden="true"></i> Mobile Home </label>
<input id="propertytype" ng-model="lead.PropertyType" type="hidden" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false" value="Single Family">
</div>
<span class="description">Select the property type of your home.</span>
</div>
<div class="question ng-hide" ng-show="currentTab==3" aria-hidden="true">
<span class="name">Property Value</span>
<div class="selection">
<span class="value"><span id="propertyvalue" class="ng-binding">$336,042 - $356,042</span></span>
<input type="range" ng-model="lead.EstimatedHomeValue" id="propertyslider" class="slider ng-pristine ng-untouched ng-valid" min="50000" max="1000000" step="20000" aria-valuemin="50000" aria-valuemax="1000000" tabindex="0" aria-invalid="false"
aria-valuenow="346042">
<div class="valuemax">
<span>$50,000</span>
<span>$1,000,000</span>
</div>
</div>
<span class="description">Just an estimate is fine.</span>
</div>
<div class="question ng-hide" ng-show="currentTab==4" aria-hidden="true">
<span class="name">Current Balance</span>
<div class="selection">
<span class="value"><span id="balancevalue" class="ng-binding">$178,000</span></span>
<input type="range" id="balanceslider" ng-model="lead.LoanAmount" class="slider ng-pristine ng-untouched ng-valid" min="0" max="346042" step="5000" aria-valuemin="0" aria-valuemax="1000000" tabindex="0" aria-invalid="false"
aria-valuenow="178000">
<div class="valuemax">
<span>$0</span>
<span class="ng-binding">$346,042</span>
</div>
</div>
<span class="description">Just an estimate is fine.</span>
</div>
<div class="question ng-hide" ng-show="currentTab==5" aria-hidden="true">
<span class="name">Borrow Additional Cash</span>
<div class="selection">
<span class="value"><span id="borrowvalue" class="ng-binding">$5,000</span></span>
<input type="range" id="borrowslider" ng-model="lead.CashOut" class="slider ng-pristine ng-untouched ng-valid" min="0" max="168042" step="20000" aria-valuemin="0" aria-valuemax="5000" tabindex="0" aria-invalid="false" aria-valuenow="5000">
<div class="valuemax">
<span>$0</span>
<span class="ng-binding">$168,042</span>
</div>
</div>
<span class="description">Home improvement, debt consolidation etc.</span>
</div>
<div class="question ng-hide" ng-show="currentTab==6" aria-hidden="true">
<span class="name">Current Interest Rate </span>
<div class="selection">
<span class="value"><span id="interestvalue" class="ng-binding">2.83</span> %</span>
<input type="range" id="interestslider" ng-model="lead.InterestRateLoan1" class="slider ng-pristine ng-untouched ng-valid" min="2" max="12" step="0.25" aria-valuemin="2" aria-valuemax="12" tabindex="0" aria-invalid="false"
aria-valuenow="2.83">
<div class="valuemax">
<span>2%</span>
<span>12%</span>
</div>
</div>
<span class="description">Just an estimate is fine.</span>
</div>
<div class="question ng-hide" ng-show="currentTab==7" aria-hidden="true">
<span class="name">Current Rate Type</span>
<div class="options">
<input type="radio" ng-click="changeLoanType('Fixed');" id="fixed" value="Fixed" name="ratetype" tabindex="0">
<label class="box" for="fixed" ng-click="changeLoanType('Fixed');" role="button" tabindex="0">
<i class="fas fa-chart-bar" aria-hidden="true"></i> Fixed </label>
<input type="radio" ng-click="changeLoanType('Adjustable');" id="adjustable" value="Adjustable" name="ratetype" tabindex="0">
<label class="box" for="variable" ng-click="changeLoanType('Adjustable');" role="button" tabindex="0">
<i class="fas fa-chart-line" aria-hidden="true"></i> Variable </label>
<input id="ratetype" ng-model="lead.LoanType" type="hidden" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false" value="Fixed">
</div>
<span class="description">What type of rate do you have?</span>
</div>
<div class="question ng-hide" ng-show="currentTab==8" aria-hidden="true">
<span class="name">Current Loan Term</span>
<div class="options stack">
<input type="radio" id="years30" value="30" ng-click="changeLoanTerm(30)" name="loanterm" tabindex="0">
<label class="box" for="years30" ng-click="changeLoanTerm(30)" role="button" tabindex="0">
<span>30</span> Years </label>
<input type="radio" id="years20" value="20" ng-click="changeLoanTerm(20)" name="loanterm" tabindex="0">
<label class="box" for="years20" ng-click="changeLoanTerm(20)" role="button" tabindex="0">
<span>20</span> Years </label>
<input type="radio" id="years15" value="15" name="loanterm" ng-click="changeLoanTerm(15)" tabindex="0">
<label class="box" for="years15" ng-click="changeLoanTerm(15)" role="button" tabindex="0">
<span>15</span> Years </label>
<input type="radio" id="years10" value="10" name="loanterm" ng-click="changeLoanTerm(10)" tabindex="0">
<label class="box" for="years10" ng-click="changeLoanTerm(10)" role="button" tabindex="0">
<span>10</span> Years </label>
<input type="radio" id="years7" value="7" name="loanterm" ng-click="changeLoanTerm(7)" tabindex="0">
<label class="box" for="years7" ng-click="changeLoanTerm(7)" role="button" tabindex="0">
<span>7</span> Years </label>
<input type="radio" id="years5" value="5" name="loanterm" ng-click="changeLoanTerm(2)" tabindex="0">
<label class="box" for="years5" ng-click="changeLoanTerm(2)" role="button" tabindex="0">
<span>5</span> Years </label>
<input id="loanterm" ng-model="lead.LoanTerm" type="hidden" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false" value="30">
</div>
<span class="description">Select your current loan term.</span>
</div>
<div class="question ng-hide" ng-show="currentTab==9" aria-hidden="true">
<span class="name">Credit Score</span>
<div class="options">
<input type="radio" id="excellent" value="EXCELLENT" ng-click="changeCreditRating('EXCELLENT')" name="creditscore" tabindex="0">
<label class="box" for="excellent" ng-click="changeCreditRating('EXCELLENT')" role="button" tabindex="0">
<i class="far fa-grin-stars" aria-hidden="true"></i> Excellent (680+) </label>
<input type="radio" id="good" value="GOOD" name="creditscore" ng-click="changeCreditRating('GOOD')" tabindex="0">
<label class="box" for="good" ng-click="changeCreditRating('GOOD')" role="button" tabindex="0">
<i class="far fa-smile" aria-hidden="true"></i> Good (600-679) </label>
<input type="radio" id="fair" value="FAIR" name="creditscore" ng-click="changeCreditRating('FAIR')" tabindex="0">
<label class="box" for="fair" ng-click="changeCreditRating('FAIR')" role="button" tabindex="0">
<i class="far fa-meh" aria-hidden="true"></i> Fair (580-639) </label>
<input type="radio" id="poor" value="POOR" name="creditscore" ng-click="changeCreditRating('POOR')" tabindex="0">
<label class="box" for="poor" ng-click="changeCreditRating('POOR')" role="button" tabindex="0">
<i class="far fa-frown" aria-hidden="true"></i> Poor (< 579) </label>
<input id="creditscore" ng-model="lead.CreditRating" type="hidden" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false" value="GOOD">
</div>
<span class="description">Select yout credit score range.</span>
</div>
<div class="question ng-hide" ng-show="currentTab==10" aria-hidden="true">
<span class="name">Loan Type</span>
<div class="options">
<input type="radio" id="conventional" ng-click="changeCurrentLoanType('CONVENTIONAL');" value="CONVENTIONAL" name="newloantype" tabindex="0">
<label class="box" for="conventional" ng-click="changeCurrentLoanType('CONVENTIONAL');" role="button" tabindex="0">
<i class="fas fa-money-check-alt" aria-hidden="true"></i> Conventional </label>
<input type="radio" id="va" value="VA" ng-click="changeCurrentLoanType('VA');" name="newloantype" tabindex="0">
<label class="box" for="va">
<i class="far fa-id-badge" aria-hidden="true"></i> VA </label>
<input type="radio" id="fha" value="FHA" ng-click="changeCurrentLoanType('FHA');" name="newloantype" tabindex="0">
<label class="box" for="fha" ng-click="CurrentLoanType('FHA');" role="button" tabindex="0">
<i class="fas fa-warehouse" aria-hidden="true"></i> FHA </label>
<input id="newloantype" value="CONVENTIONAL" type="hidden">
</div>
<span class="description">Select the loan type.</span>
</div>
<div class="question ng-hide" ng-show="currentTab==11" aria-hidden="true">
<span class="name">Military Service?</span>
<div class="options">
<input type="radio" id="militaryyes" ng-click="ChangeVAStatus(true);" value="true" name="military" tabindex="0">
<label class="box" for="militaryyes" ng-click="ChangeVAStatus(true);" role="button" tabindex="0">
<i class="far fa-flag-usa" aria-hidden="true"></i> Yes </label>
<input type="radio" id="militaryno" ng-click="ChangeVAStatus(false);" value="false" name="military" tabindex="0">
<label class="box" for="militaryno" ng-click="ChangeVAStatus(false);" role="button" tabindex="0">
<i class="fas fa-times" aria-hidden="true"></i> No </label>
<input id="military" ng-model="lead.VAStatus" value="false" type="hidden" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false">
</div>
<span class="description">Have you or your spouse served in the US Military?</span>
</div>
<div class="question ng-hide" ng-show="currentTab==12" aria-hidden="true">
<span class="name">Bankruptcy or Foreclosure?</span>
<div class="options">
<input type="radio" id="bankruptcyyes" ng-click="ChangeBankrInPastThreeYears(true)" value="true" name="bankruptcy" tabindex="0">
<label class="box" for="bankruptcyyes" ng-click="ChangeBankrInPastThreeYears(true)" role="button" tabindex="0">
<i class="fas fa-check" aria-hidden="true"></i> Yes </label>
<input type="radio" id="bankruptcyno" ng-click="ChangeBankrInPastThreeYears(false)" value="false" name="bankruptcy" tabindex="0">
<label class="box" for="bankruptcyno" ng-click="ChangeBankrInPastThreeYears(false)" role="button" tabindex="0">
<i class="fas fa-times" aria-hidden="true"></i> No </label>
<input id="bankruptcy" ng-model="lead.BankrInPastThreeYears" value="false" type="hidden" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false">
</div>
<span class="description">Have you had a bankruptcy or foreclosure in the last 3 years?</span>
</div>
<div class="question ng-hide" ng-show="currentTab==13" aria-hidden="true">
<span class="name">Late Payments?</span>
<div class="options">
<input type="radio" id="latepaymentsyes" ng-click="ChangeCurrentOnPayment(false)" value="false" name="latepayments" tabindex="0">
<label class="box" for="latepaymentsyes" ng-click="ChangeCurrentOnPayment(false)" role="button" tabindex="0">
<i class="fas fa-check" aria-hidden="true"></i> Yes </label>
<input type="radio" id="latepaymentsno" ng-click="ChangeCurrentOnPayment(true)" value="true" name="latepayments" tabindex="0">
<label class="box" for="latepaymentsno" ng-click="ChangeCurrentOnPayment(true)" role="button" tabindex="0">
<i class="fas fa-times" aria-hidden="true"></i> No </label>
<input id="latepayments" ng-click="lead.CurrentOnPayment" value="true" type="hidden" tabindex="0">
</div>
<span class="description">Late payments in the past year?</span>
</div>
<div class="question ng-hide" ng-show="currentTab==14" aria-hidden="true">
<span class="name">Verified Income?</span>
<div class="options">
<input type="radio" id="verifiedyes" ng-click="ChangeIncomeVerifiable(true)" value="true" name="verifiedincome" tabindex="0">
<label class="box" for="verifiedyes" ng-click="ChangeIncomeVerifiable(true)" role="button" tabindex="0">
<i class="fas fa-check" aria-hidden="true"></i> Yes </label>
<input type="radio" id="verifiedno" ng-click="ChangeIncomeVerifiable(false)" value="false" name="verifiedincome" tabindex="0">
<label class="box" for="verifiedno" ng-click="ChangeIncomeVerifiable(false)" role="button" tabindex="0">
<i class="fas fa-times" aria-hidden="true"></i> No </label>
<input id="verifiedincome" ng-click="lead.IncomeVerifiable" value="true" type="hidden" tabindex="0">
</div>
<span class="description">Can you verify your income?</span>
</div>
<div class="question ng-hide" ng-show="currentTab==15" aria-hidden="true">
<span class="name" style="font-size: 18px;">Would you be interested in a home equity line of credit?</span>
<div class="options">
<input type="radio" id="interestcredityes" ng-click="ChangeLineCreditInterest('Yes')" value="Yes" name="interestcredit" tabindex="0">
<label class="box" for="interestcredityes" ng-click="ChangeLineCreditInterest('Yes')" role="button" tabindex="0">
<i class="fas fa-check" aria-hidden="true"></i> Yes </label>
<input type="radio" id="interestcreditno" ng-click="ChangeLineCreditInterest('No')" value="No" name="interestcredit" tabindex="0">
<label class="box" for="interestcreditno" ng-click="ChangeLineCreditInterest('No')" role="button" tabindex="0">
<i class="fas fa-times" aria-hidden="true"></i> No </label>
<input id="interestcredit" ng-click="lead.LineCreditInterest" value="Yes" type="hidden" tabindex="0">
</div>
<span class="description">Can you verify your income?</span>
</div>
<div class="question ng-hide" style="height:425px" ng-show="currentTab==16" id="final" aria-hidden="true">
<span class="name"></span>
<div class="selection">
<div class="field" style="margin:0 0 10px 0">
<input type="text" ng-model="lead.FName" placeholder=" First Name" oninput="this.className = ''" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false">
<input type="text" ng-model="lead.LName" placeholder=" Last Name" oninput="this.className = ''" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false">
</div>
<div class="field" style="margin:0 0 10px 0">
<input type="text" ng-model="lead.Email" placeholder=" Email" oninput="this.className = ''" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false">
</div>
<div class="field" style="margin:0 0 10px 0">
<input type="text" ng-model="lead.Phone" placeholder=" Phone Number" oninput="this.className = ''" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false">
</div>
</div>
<span class="description">Fill out the form to check your custom rates.</span>
<div class="disclaimer">
<span class="conditions">
<input type="hidden" id="leadid_tcpa_disclosure" autocomplete="off">
<div id="srDisclosure" style="font-size: 10px; text-align: justify; color: #131313;"><input type="hidden" id="leadid_tcpa_disclosure"><label for="leadid_tcpa_disclosure">By clicking the button above, you acknowledge, consent and agree to
the following: a) Our <a href="http://www.securerights.org/privacy.html" target="_blank">Privacy Policy</a> and consent to receive notices and other
<a href="http://www.securerights.org/electroniccommunications.html" target="_blank">communications electronically</a>; b) We take your privacy seriously. You are providing express written consent for SecureRights to share your
information with up to four (4) of its <a href="http://www.securerights.org/networkmembers.html" target="_blank">Premier Partners</a> and for SecureRights, parties calling on behalf of Secure Rights, Premier Partners or authorized third
parties on their behalf to contact you (including through automated means; e.g. autodialing, text and pre-recorded messaging) about financial services or other credit related offers via telephone, mobile device (including SMS and MMS)
and/or email, even if your telephone number is currently listed on any state, federal, local or corporate Do Not Call list; c) Consent to be contacted is not required in order to purchase goods or services from SecureRights or the
Premier Partners that contact you. You may choose to speak with an individual service provider by dialing (888) 883-2062; and d) That I have received and reviewed the
<a href="http://securerights.org/licenses.html" target="_blank">Mortgage Broker Disclosures</a> for my state; and e) You are providing written consent under the Fair Credit Reporting Act for SecureRights to obtain information from your
personal credit profile. You authorize SecureRights to obtain such information solely to prequalify you for credit options and connect you with an appropriate lending partner. Secure Rights NMLS 3175.</label></div>
</span>
</div>
</div>
</div>
<div class="actions">
<!-- ngIf: currentTab!=1 && !(currentTab==maxTab && hideBack) -->
<!-- ngIf: currentTab!=maxTab --><button type="button" id="next" ng-if="currentTab!=maxTab" class="next ng-scope" ng-click="changeTab(1)" tabindex="0">Next</button><!-- end ngIf: currentTab!=maxTab -->
<!-- ngIf: currentTab==maxTab -->
</div>
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Mortgage Reset Updated Mortgage Evaluation For: Takes About 60 Seconds! Property Type Single Family MultiFamily Condominium Mobile Home Select the property type of your home. Property Value $336,042 - $356,042 $50,000 $1,000,000 Just an estimate is fine. Current Balance $178,000 $0 $346,042 Just an estimate is fine. Borrow Additional Cash $5,000 $0 $168,042 Home improvement, debt consolidation etc. Current Interest Rate 2.83 % 2% 12% Just an estimate is fine. Current Rate Type Fixed Variable What type of rate do you have? Current Loan Term 30 Years 20 Years 15 Years 10 Years 7 Years 5 Years Select your current loan term. Credit Score Excellent (680+) Good (600-679) Fair (580-639) Poor (< 579) Select yout credit score range. Loan Type Conventional VA FHA Select the loan type. Military Service? Yes No Have you or your spouse served in the US Military? Bankruptcy or Foreclosure? Yes No Have you had a bankruptcy or foreclosure in the last 3 years? Late Payments? Yes No Late payments in the past year? Verified Income? Yes No Can you verify your income? Would you be interested in a home equity line of credit? Yes No Can you verify your income? Fill out the form to check your custom rates. By clicking the button above, you acknowledge, consent and agree to the following: a) Our Privacy Policy and consent to receive notices and other communications electronically; b) We take your privacy seriously. You are providing express written consent for SecureRights to share your information with up to four (4) of its Premier Partners and for SecureRights, parties calling on behalf of Secure Rights, Premier Partners or authorized third parties on their behalf to contact you (including through automated means; e.g. autodialing, text and pre-recorded messaging) about financial services or other credit related offers via telephone, mobile device (including SMS and MMS) and/or email, even if your telephone number is currently listed on any state, federal, local or corporate Do Not Call list; c) Consent to be contacted is not required in order to purchase goods or services from SecureRights or the Premier Partners that contact you. You may choose to speak with an individual service provider by dialing (888) 883-2062; and d) That I have received and reviewed the Mortgage Broker Disclosures for my state; and e) You are providing written consent under the Fair Credit Reporting Act for SecureRights to obtain information from your personal credit profile. You authorize SecureRights to obtain such information solely to prequalify you for credit options and connect you with an appropriate lending partner. Secure Rights NMLS 3175. Next scroll down to learn more What About New Home Purchasing? First-time home buying can be challenging due to steep down payments, tougher mortgage requirements, and higher home prices. The NY Times says, “It’s never been easy for first-time buyers to get into the real estate market, but that’s been especially true in recent years. In 2010 (or July 2009 to June 2010, to be precise), they bought half the homes sold nationally. In 2016 (or July 2015 to June 2016), only 35 percent went to first-timers. In only three of the last 35 years have they had a smaller share.” But, if you are a first-time homebuyer, don’t worry. There are a myriad of financing options/strategies out there for you to consider. When planning for your down payment, at a minimum, plan to save 20 percent. 30 percent may be needed if you are planning to purchase a more expensive home and are relying on more financing that average. Some lenders sympathize with first-time home buyers and will permit as low as 3 percent down. But, before you get too excited, it is important to understand that a smaller down payment can translate into higher costs and paying for mortgage insurance. (For example, a 5% down payment on a $200,000 home is $10,000.) To reach your down payment goals sooner for a new home purchase, try putting aside tax refunds and work bonuses, setting up an automatic savings plan and allowing a smartphone app to help track your progress. Before you apply for a loan for a new home purchase, check your credit and do your part to correct/dispute any errors that are bringing your score down. Raise your credit scores by paying off or down any outstanding debts and making sure you always pay on time – late or missed payments are killers to your credit scores. While you are in the mortgage application process, do not apply for new credit accounts (car loans, credit cards). Wait until after your home loan closes. Applying for these new lines of credit can cause your credit score to take an unwanted dip. Your loan options for a new home purchase aren’t limited to one package. If you are looking for a loan option that won’t require such a hefty down payment, here are some of the more popular options: - Conventional Mortgages: Standards put forth by government-sponsored organizations like Fannie Mae and Freddie Mac require as little as 3 percent down. - FHA Loans: Loans insured by the Federal Housing Administration permit down payments as low as 3.5%. - VA Loans: Loans guaranteed by the Department of Veterans Affairs sometimes require no down payment at all. Remember, loans that require less down may seem attractive, but a lower your down payment, means a higher monthly mortgage payment. Opting for a 30-year fixed mortgage will give you the smallest payment possible, but shorter-term loans will offer you lower interest rates.