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PAYZA BANGLADESH
ONLINE PAYMENT | SEND RECEIVE MONEY ONLINE TO BANGLADESH – PAYZA BANGLADESH BLOG
PAYZA BANGLADESH: AN INCREDIBLY EASY METHOD FOR AFFORDABLE MONEY TRANSFER
June 27, 2016June 17, 2016 payzabangladeshLeave a comment
Payza Bangladesh has introduced quite simple yet powerful services under the
feature of instantly send money to your loved ones with the least charges
existing on the planet for such services. This also breaks the myth of digital
divide through technological advancements.
‘SimplySendBD’ where you can
Role of Mobiles
The recent onset of mobile devices usage among all the strata of the society
including Bangladeshis has raised the hopes of some feasible solutions using the
mobile network. Except smartphones, most of the mobiles are affordable and easy
to use for the low-literate Bangladeshis. Initially, it was considered as the
dividing technologies for poor and rich. Unfortunately, reverse became true and
mobile have filled up the gaps.
Today M-Banking is gaining ground in third world country and easy access to The
Internet through mobile devices have created a place for big payment gateways to
enter in these low-strata population of society easily. Just as the Indian
government has done in Andhra state, Bangladesh is going to implement its G2P
payment system using the modern tools and technologies including mobiles and G3
connectivity.
Cost-Effective Sending Money Options
Fortunately, some entrepreneurs have initiated wise and advanced steps towards
this direction and Payza Bangladesh is a front-runner. Payza has made sending
and receiving money cheaper and quick through SimplySendBD because you don’t
need to spend more than 2% or $10 even if you want to send $2K. Apart from
cost-effectiveness, easy topping options, and quick delivery through various
modes including cash pickup and home delivery. In due course, Payza Bangladesh
has established 5K retail locations across the country.
Inexpensive and convenient remittance options have made receiving of huge aids
like $1.4 billion from developed countries quite easily and affordable. This is
a significant improvement in alleviating poverty program. Besides foreign aids,
migrant Bangladeshis send approx $11.65 billion money to their home country in
one year.
These SimplySendBD and e-wallet like features/schemes of Payza Bangladesh are
one of the welcome steps towards empowering this emerging economy. Thus, Payza
Bangladesh has created a conductive environment for the e-commerce in Bangladesh
where anyone can pay, send, and receive money at the comfort of their home and
within the shortest laps of time.
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WHAT IS PAYZA BANGLADESH AND HOW DOES IT WORK?
June 15, 2016June 29, 2016 payzabangladeshLeave a comment
Online shopping can only flourish in the presence of solid supporting frameworks
and adaptability of the people. In Bangladesh, infrastructure development for
e-commerce had slow pace in the past, but recent moves by the government and
awareness of people have made rapid changes. New generation entrepreneurs have
fueled the changes by introducing various e-payment mechanisms with desired
security and robust experiences. Let’s go through the past and recent
developments.
Today the reach of Internet seems rapid due to proliferated use of handheld and
wearable devices. Smartphones and tablets have made Internet ubiquitous and
accessible round the clock from anywhere. Therefore, various commercial
activities taking place on the handheld devices and the most beneficial segment
is e-commerce.
Unfortunately, the fruits of these tech advancements are not dispersed equally
in the rest of the world. Bangladesh is one of the countries, which lagged
behind in the tech race, due to its adverse political and social situations.
Telecommunication and Internet technologies are backbones of e-commerce
development in any country and Bangladesh have slow pace of development in this
regard. Therefore, Internet access is uneven and limited to specific regions as
well as up to specific segments of society.
Deficiencies of Infrastructure
There are visible deficiencies of infrastructural support framework in forms of
:
* Poor electricity network resulting in poor supply
* Low affordability of online shopping components such as Internet
affordability, computing devices’ affordability, and handheld devices
affordability have restricted its reach up to affluent class of the society
* Low literacy level also affecting the usage of Internet and acceptability of
online shopping in Bangladesh
Online Purchase Framework
It is true that the proliferation of online shopping and online money
transaction activities greatly depending on the online purchase framework and
the ultimate components of this framework are:
* Purchase Intentions
* Purchase Adaptation
* Purchase Continuance
These purchase related factors have direct relationships with the behavior and
several characteristics such as:
* Consumer Characteristics: Their lifestyle, motivation, knowledge,
innovativeness, involvement, demographics, etc.
* Product/ Service Characteristics: The product knowledge, product type,
layout, frequency of purchase, tangibility, differentiation, price etc.
* Medium Characteristics: web design, navigation, ease of use, interface
usefulness, reliability, security, etc.
* Merchant and Intermediary Characteristics: Service quality, privacy and
security control, brand reputation, delivery /logistics, after sale service,
incentive, etc.
* Environmental Influences: The culture, subjective norm, exposure, attention,
image, etc.
If you closely look at these characteristics, you will find that many of them
are at backward conditions or lacking at all and its reasons are obvious:
* Poor national level public key infrastructure
* Distrust regarding secure e-transactions whether in local or international
currencies
* Social and technical challenges
* Lack of legal framework to support
Recent Progress in Bangladesh
Fortunately, in recent past, government and many entrepreneurs within Bangladesh
or from foreign countries who have taken deeper interest in the development of
online shopping framework in Bangladesh, By being Bangladeshi (citizens/origins)
these entrepreneurs have brought some progressive changes by influencing
government policies, investing in e-commerce and allied sectors, and changing
the mindset of people by-and-large.
For instance, medium characteristics and merchant or intermediary
characteristics as mentioned above are contextual and you can see some through
changes. Today software developer community of Bangladesh is competing with its
neighboring rivals like India and Pakistan at outsourcing fronts. Thus, they are
indirectly improving the quality of above-mentioned components of supporting
framework for e-commerce development. Same way trusted payment gateway providers
are helping not only national level e-transactions, but also improving the user
experiences of Foreign exchanges coming from various sources.
If political stability persists and the tendency of people improving regarding
online shopping in Bangladesh, days are not far away that shine the overall
economy of Bangladesh and lifestyle of the people.
PAYZA BANGLADESH! THE BEST PAYMENT GATEWAY SOLUTIONS FOR E-COMMERCE!
June 10, 2016June 16, 2016 payzabangladeshLeave a comment
When web developers create e-commerce for Bangladesh, selection of payment
gateway is always challenging due to the unique scenario of e-commerce in
Bangladesh. Recent moves of Payza Bangladesh have offered it an edge over other
rivals even at the local level for various modes of payment.
Generally, e-commerce web developers and e-commerce mobile app developers either
are integrating payment gateways with what their competitors in that e-commerce
niche have done or simply ask the client if it is a B2B project. Very few
e-commerce developers have the inclination to go through the extensive search
process and find out the actual needs of targeted audience.
We have general perception regarding payment gateway functions such as:
• Accept payment rapidly
• Accept payment easily
• Accept payment securely
• Build trust carefully
These are common expectations from any standard payment gateways solution for
any quality e-commerce storefront. However, deviations and additions are taking
place when regional, cultural, social, and economic factors involve in the
decision of payment gateways integration of the eCommerce stores.
For instance, PayPal is considered as number one global payment gateway solution
across the globe, but its higher fees, over sensitivity for extra sale or loads,
and excessive paperwork in many instances are hindering factors for many regions
of the world, particularly developing and locally protective policies
implementing countries.
No doubt, Bangladesh is one of them and has unique, but valid expectations from
any payment gateway operation for its citizens and within the legal territory of
the country. If we check features and functionality of a payment gateway
suitable for Bangladeshi online shoppers or e-transactions, we can realize these
facts obviously.
Unique Needs of Payment Gateways for Bangladesh
Affordable Fees:
As we know, the Bangladeshi currency Taka is very weak against the dollar in the
international market and compared to neighboring countries like India. Thus, if
any payment gateway counts its sign up, transaction, and other fees in dollar or
Pound like strong currencies, it proves non-viable and non-feasible for such
poor country or its citizens.
It is good if sign up fees incurred for a large volume of transaction seekers
and same for transaction fees when a large volume of transactions taking place
by big business houses or international players working from foreign countries.
Thus, affordability is a prime issue for lower to mid level of users in
Bangladesh when the selection of payment gateway is in question. Fortunately,
Payza Bangladesh is the cheapest payment gateways valid and available in
Bangladesh without compromising the quality of services despite such competitive
fee structure.
Ease and Convenience:
Payza is highly customized payment gateway solution for Bangladesh because it
supports numerous currencies around the world and has presence in more than 190
countries of the world where possibilities of Bangladesh based business
transactions or presence of NRB from Bangladesh are high.
The algorithm, user interface, and user experiences crafted on Payza Bangladesh
is the most befitting solution for the Bangladeshis. In fact, Payza had run
thorough research of Bangladeshi culture, behavior, and preferences prior to
developed and unveiled Payza solutions so it can address exact needs of
Bangladeshi online shoppers and other Internet communities.
Moreover, Payza Bangladesh has collaborated with leading banks of Bangladesh to
execute OPGSP payment and BEFTN like services to meet local needs of online
shopping community as well as locals to topple or withdraw money easily and in
comprehensive ways. Therefore, Payza allows credit and debit cards, mobile, on
service desk of banks and other multiple methods for its users to accomplish
their tasks or needs easily, securely, and rapidly.
Trustworthy:
Payza obeys local rules of the country and supports the law and its requirement
by providing essential info to the government bodies on valid reasons or hiding
the sensitive info of its users to protect their privacy. Thus, it has won
hearts of all Bangladeshi folk within a short span.
PAYMENT GATEWAY PROVIDER IN BANGLADESH – AN INCREDIBLY EASY METHOD THAT WORKS
FOR ALL
June 2, 2016June 17, 2016 payzabangladeshLeave a comment
Despite tons of hurdles in the way of overall growth of the country, Bangladesh
is encompassing a wider range of technologies and e-commerce growth is its
evidence. Bangladesh is stepping into the arena of e-commerce slowly, but surely
and steadily. It is the e-commerce performance for B2C category, which seems
much promising and needs focus. Let’s check what it actually needs.
Bangladesh is considered as an under privilege country with high-density
population, high rate of illiteracy, high poverty rate, and scanty
infrastructure to adopt advanced technologies that most of the countries in the
world enjoy. Despite such hindrance, today country has 7 million Internet users
with more than 200 ISP and 100 million mobile Internet users. Nearly one million
internet users enjoy the internet and mobile banking services subscriptions and
contributing nearly 100 core transactions each month.
Factors Favoring Online Shopping Trends
This big volume of Internet users have boosted the growth of e-commerce in
unprecedented volume and more than 2500 online shops or say e-storefronts are
operating in Bangladesh. Each prosperous brick-and-mortar store is enjoying an
online identity offering online shopping or e-transaction facilities for online
shoppers. No doubt, the growth of Internet is not the one-day or one-year
miracle, but the consistent efforts of government, international trade and other
organization, the contribution of world banks and finance institutions, and
finally, the contribution of Bangladeshi entrepreneurs residing outside the
country.
Initiatives Made to Sustain Online Shopping Growth
The government had made a target of “Digital Bangladesh in 2012” and provided
all sorts of legal, financial, and infrastructural support to boost the online
shopping infrastructure and intentions among the citizens through various nodal
agencies. Banks in Bangladesh have formed a common platform to ease the lives of
Internet shoppers and money transactions needy Bangladeshis within and outside
the country. The recent collaboration of banks with Payza Bangladesh like
payment gateway service providers are giving solid evidence of the good
intentions of the country and its people to keep pace with time and modernize
the society by-and-large.
If we look at the recent development, we can realize that Bangladesh is stepping
into the arena of e-commerce growth with solid infrastructure.
* Licenses issued to the maximum WiMAX services
* Licenses issued to the VoIP operators by BRTC
* Some additional IIG licenses issued by BRTC
* Permission for upgrade network to TD-LTE for Banglalion and Augere
Besides these, recent onslaught of mobility has solved many problems indirectly
like affordability of computing devices and spreading wired network because
mobile devices are a cheaper alternative against standalone desktops or laptops
with limited mobility. The advent of 3G/4G technologies has solved connectivity
issues at greater extents. The introduction of Payza like payment gateway
provider in Bangladesh has eliminated the needs of bureaucrats in money
transactions or remittance for Bangladeshis sending or receiving money from and
to the country.
Nature of Online Shops in Bangladesh
Besides government services, ticket bookings for rail, air, or land transports
are the optimum usage of e-commerce or e-transactions. Various industries
including garments, hospitality, travels, job market, outsourcing, groceries,
retails, and many essential commodity businesses are witnessing a big surge
through their online shopping opportunity services. In due course, the following
e-commerce or say online shopping websites are witnessing high revenue turnover.
* Bikroy
* Akhoni
* Cellbazaar
* ClickBD
* BDjobs
* Rokomari
* And many others
If we closely examine, the majority of online shopping services were C2C nature
in recent past, but now B2C types of online shopping are becoming trendy.
Reasons are obvious as a payment system for online shoppers is becoming more
secure and safe against other delivery and collection methods in past
traditions. Today any citizen can use her bank account to topple money in Payza
Bangladesh account and easily as well as quickly make online payments with the
cheapest rates in the world.
Thus, Bangladesh is becoming a paradise for online shoppers gradually and
heading towards a bright as well as promising future.
EASY WAYS TO FACILITATE ONLINE SHOPPING IN BANGLADESH BY JOINING NPS LEADS
May 31, 2016May 23, 2016 payzabangladeshLeave a comment
With formation of National Payment Switch (NPS) before a year or two, banks and
Payza Bangladesh have taken right steps towards the payment gateway solutions
for export and outsourcing industries of Bangladesh.
Moreover, Payza Bangladesh has served online businesses looking for bespoken
payment solutions in the Bangladeshi environment in beautiful and cost-effective
ways.
Before a year or two, banks in Bangladesh had unveiled National Payment Switch
(NPS) platform in order to bring debit and credit card payments in mainstream
and merge other payment options in a single route. Thus, Bangladeshi users can
topple their bank accounts, M-Commerce accounts, etc. through multiple ways.
Similarly, citizens in Bangladesh can withdraw same money using their debit or
credit cards in ATM or can pay money online against the option of Internet
transfer or say e-transfer for online shopping payment in Bangladesh as well as
anywhere across the world with valid permissions/accounts.
Ultimate Benefits
Under NPS network, transaction cost would be negligible against the charges
incurred by Visa, Amex, or Master card networks. This is the most wanted demand
of relatively poor Bangladeshis since long. For them NPS are a blessing where
they are secure, law abided, yet the cheapest at transaction fees, incurred by
national and international rival services.
In the beginning only three banks, Dutch-Bangla, Pubali and Southeast Bank, were
participated. However, as soon as Payza Bangladesh has declared its role in this
network, other banks rushed and joined network to expand the reach. The ultimate
benefits of NPS to government are easy access of funds, increase in tax revenue
through transparency, and increased money flow in Bangladeshi economy.
Role of Payza Bangladesh
Payza is loaded with outstanding ‘payment gateway solution’ tools such as
* Currency exchange
* Fraud screening
* Dispute resolutions
* Global payouts
* Disbursements
* E-wallet
* Virtual terminal
* Recurring billing
* eCheck processing
At one hand, toppling the money through physical ways is quite easy, as you need
to open online account and deposit money through bank desks in your nearby valid
banks. You will have instant access of money without passing through daunting
bank account opening procedure even in any unknown territory of Bangladesh.
At other hand, you can use these deposited money for any purpose of payment
using M-Commerce, e-commerce, or S-commerce routes. In the same way, you can
receive payment in foreign currency from foreign countries with the least
charges offered by open market and in quick as well as secure ways.
Therefore, such excellent services of Payza Bangladesh have added fuel in the
growth of outsourcing industry flourishing in Bangladesh and export house
exploring unknown regions and market across the world.
Moreover, Payza has collaborated with the most of the leading banks of
Bangladesh like Bank Asia to execute OPGSP payment and used Bangladesh
Electronic Funds Transfer Network (BEFTN) facilities organized by the Bangladesh
Bank- sectors in order to ease the lives of numerous freelancers and IT
outsourcing companies to work with any client coming from any country of the
world. As Payza has made possible to accept payments in any currency, as it
offers the wide range of currency support and has presence in more than 190
countries of the planet Earth.
SAVVY PEOPLE DO INTERNET SHOPPING IN BANGLADESH
May 27, 2016May 23, 2016 payzabangladeshLeave a comment
The popularity of online shopping in Bangladesh is growing day-by-day blessed by
mobiles and various incentives offered by e-commerce industry. However, online
shopping is neither risk free nor cheaper, if you don’t know how to play
smartly. Let’s check the smartest ways to do so.
Internet shopping in Bangladesh is getting immense popularity among all the
creeds and classes of Bangladeshis. Thanks to increased penetration of cheaper
Internet and flourishing mobile with ease of Internet through 3G/4G
connectivity, Bangladeshis are enjoying Internet shopping with awesome features
and facilities. Modern generation of Bangladeshis is enjoying online shopping
without putting any step outside their home or office confinement, even they can
shop while they are driving or commuting in public transport in odd hours.
Internet Shopping Craze in Bangladesh
They can place order with cash on delivery or home delivery without taking any
risk of online payment as well as they can pay securely through Payza Bangladesh
like safe and secure payment gateway. After observing online shopping craze in
Bangladesh many entrepreneurs have jumped into the bandwagon and established
their online identity with such secure payment methods and payment gateway
integrations, even brick stores have created brick-to-click storefront for
Internet shoppers in Bangladesh.
Internet Shopping Security
However, not all players are fair and there are frauds, spam websites, hackers,
malicious elements, etc. unwanted activities reporting with same intensity on
the web-o-sphere of Bangladesh. Therefore, it is mandatory to take enough
precautionary steps while doing Internet shopping in Bangladesh taking smart way
of e-shopping
Shop from Secure Online Storefronts Only
It is true that on Internet not all e-commerce storefronts or websites are
reliable and offer secure shopping experiences. Therefore, you need to check
some essential characteristics of Internet shopping websites prior to inserting
any vital info from your side and those precautionary steps involve:
Reading the privacy policies thoroughly:
Yes, the majority of e-commerce websites are offering comprehensive and
legitimate privacy policy. They do so in order to protect your financial and
personal information, which you enter during checkout process to do your
payment. If you find any loophole or discrepancy, do not shop with them.
Read Reviews of Storefronts:
Today we have social media like Facebook and other social networking sites where
we can exchange our opinions and experiences with brands and such online
shopping websites. Therefore, avail these facilities in your favor and simply
read reviews or place your thoughts of shopping on certain e-commerce sites, you
will have tons of advices or insights regarding their reliability, services, and
security like experiences of others. The best way is to open their Facebook page
and check the customers of brands that have placed their reviews and ratings.
Bangladeshis are fond of social media and eager to express them on it so take
advantage of their mentality and extract the truth about the website on which
you are going to do Internet shopping for big order or to be a loyal customer
forever.
Right Selection of Payment Method and Payment Gateway:
Fortunately, in modern Bangladesh, government, banks, and many Payza Bangladesh
like entrepreneurs have made solid effort to make online payment highly safe,
secure, and affordable for Bangladesh like underprivileged country. Thus, you
need to check, which payment method involves the safest payment option and which
payment gateway is involved with it.
WHY ONLINE SHOPPING IN BANGLADESH HAD BEEN SO POPULAR?
May 23, 2016 payzabangladeshLeave a comment
Online shopping in Bangladesh has outstanding challenges in terms of payment and
delivery because in numerous cases both are mingled with each other, as payment
takes place once delivery is finished in form of home delivery of goods.
Unfortunately, recent market is expanding in terms of goods available and home
delivery can’t associate with payment in all cases.
Internet has changed the scenario of people’s lifestyle and way of business
doing in the country. Despite the crinkling infrastructure for transport,
electricity, and wired Internet network, online activities are flourishing at
rapid pace and seem to be parallel to its affluent western counterparts.
Online Shopping Status in Bangladesh
Numerous online shops are working solely on the internet while majority of brick
stores enjoy status of click-to-brick shop in modern Bangladeshi society where
each home has one person living abroad. Mobiles have made internet ubiquitous.
Therefore, people are free to place their selling needs on auction sites, whilst
buyers have freedom to purchase products from anywhere and at their convenient
time.
Online Shopping Behavior of Bangladeshis
However, the nature of Bangladeshis is a bit conservative and people generally
don’t put trust on other especially in payment made on internet where receivers
are unknown and lots of frauds or scams have been registered before. Moreover,
traffic issues are acute in major cities of Bangladesh where a big chunk of
online shoppers is residing.
Cash On Delivery Model
Therefore, expecting of buying and picking up the goods are rare thing in
practice here. Bangladeshi folks love to deal in face-to-face mode so cash on
delivery is highly popular mode of payment in cities as well as in rural areas
in particular. There are two benefits of cash on delivery that buyers and
sellers both are secure for the payment as well as right delivery at their
respective ends while buyers can promptly inform vendors for any sort of fraud
or swindle carried out by middle men or any damage occurred during shipment.
Unfortunately, all goods are not possible to ship through this payment method
and collect cash, only food items ready to serve, groceries, furniture, and so
on items of day-to-day use fall in cash on delivery payment mode. Valuable items
are generally purchased either through personal visits or through secure payment
gateways in advance payment mode only.
Promise of Secure Payment
Fortunately, Bangladesh payment gateway services like Payza Bangladesh have
quite safe and secure online payment method through internet as well via
credit/debit cards with bargaining service charges. Even secure e-transactions
are possible in rural areas where connectivity and financial infrastructure are
issues all times.
Payza Bangladesh has changed the scenario of online shopping in Bangladesh
through various payment gateway related schemes unveiled in collaboration with
major banks of Bangladesh and government itself. People now no longer need cash
on delivery like long and risky routes of online shopping in Bangladesh thanks
to Payza Bangladesh and banking network to introduce trust factors among the
most privileged people of Asian region.
If you have any questions or comments, we invite you to share them with us by
leaving a comment below or joining us on our Payza Facebook and Payza Twitter
pages.
SIMPLE GUIDANCE TO MAKE ONLINE SHOPPING SAFE & SECURE IN BANGLADESH
May 14, 2016May 16, 2016 payzabangladeshLeave a comment
Online shopping is worth your time and money when they are in question. Today
Bangladeshi lifestyle is changing rapidly and Bangladeshis are the stimulating
lifestyle of developed countries of the world. Therefore, online shopping in
Bangladesh is getting momentum gradually. However, it is not par and safe as in
western countries. Here are some tips to do it safe and securely.
Today society in Bangladesh, by-and-large, is passing through a transition phase
from underdeveloped to a developing and may be as developed at any point of time
in near future. The government is functioning in democratic ways and uplifting
the life of people in the country through various measures. Education rate is
picking new peaks and people are living busy lifestyle as their western
counterparts are doing.
The proliferation of mobiles and penetration of Internet are factors pushing
e-commerce at new levels. Online shopping in Bangladesh is gradually becoming a
trend, as almost everything is available and within reach of fingertips or just
a click on the web. We can list numerous benefits of online shopping viz.
time-saving, fuel saving, opportunity to do comparative shopping, and much more
in different contexts.
Unfortunately, each coin has two facets so online shopping has some dark shadows
looming on Bangladeshi shoppers too. Let’s check some of them in brief here.
Heavy is Suspicious
When you find that any e-commerce store or ads on the web, whether it is on
social media or elsewhere, is luring you through offering unbelievably high
discounts or incentives, look at them with suspicious eyes. Remember that
reputed brands never sell their products at the cheapest rates or offer heavy
discounts that make your head wobble.
Usually, brands are passing their savings on brick store investment and other
overheads in measurable percentages, never at half or one-third rates.
Unfortunately, scammers in Bangladesh are enough and know how to trap new
generation shoppers by victimizing them based on their immaturity and freedom
offered by illiterate or less educated parents.
This is the best way to save you from possible cheating or frauds. Smart online
shoppers are directly logging in to the original website or mobile app of the
brands, instead of going via other routes. Thus, my next suggestion is secure
your log-in credentials.
Secure Surfing
Today half of the online shopping is taking place through mobile devices,
smartphones or tablets. Do you know Wi-Fi or mobile connection is considered
insecure across the world and it is more vulnerable in, Bangladesh like
developing nations. Always keep your computing devices updated with security
software and recommended security measures even though you have wired connection
because passwords and credit card credentials are stored in cookies and hackers
can access through hacking your system easily.
Cross Check before Big Deal
Bangladesh is not a big nation that you can’t collect info on any reputed
business using your personal or professional circles. This is imperative,
particularly when you are going to pay a big amount or making a big deal where
your payment is in risk.
Ray of Hopes
Fortunately, among the misty online environment in Bangladesh, Payza Bangladesh
like entrepreneurs have taken right steps to offer secure and easy online
shopping experiences in pure Bangladeshi contexts. Moreover, such payment
gateway in Bangladesh has made money transactions cheaper and safe through
forming alliances with local and international banks.
HAVE YOU HEARD? BANGLADESH PAYMENT GATEWAY PROVIDER IS YOUR BEST BET TO GROW
April 25, 2016April 25, 2016 payzabangladeshLeave a comment
Facebook has devised and tested Buy button for all levels of businesses. Its
success is in favor of small to medium businesses of Bangladesh because they are
heavily relying on Facebook for traffic and reputation. Moreover, lean
approaches of Facebook to integrate and to let people select the payment gateway
of their tastes and choices may prove a boon in Bangladesh as Payza Bangladesh
is obvious choice of people for safe and secure transactions.
Great Aspirations of Facebook
Since the beginning, Facebook is eyeing on e-commerce activities comingled in
its social media environment. Therefore, initially it had introduced virtual
money in various games, but responses were not good. Now, it has followed the
experiment of Twitter and introduced a ‘Buy’ button in its ads, chats, and post
pages to purchase products or services directly without re-routing on any
website or mobile app of the particular business.
Its beta testing is indicating desired success and shoppers are reluctant to use
a new approach to Facebook towards e-commerce. Fundamentally, Facebook has
potential to become an e-commerce giant against its ultimate rivals like e-bay,
Amazon, Google, Apple, etc. but in a bit different way and manner. Whatever are
the aspirations of Facebook by entering the e-commerce arena, one thing is sure
that Bangladeshi businesses are in win-win situations.
Importance of Facebook Commerce in Bangladesh
Before citing anything about Facebook commerce, let me tell you how Facebook had
played the vital role in the growth of online shopping in Bangladesh. Initially,
very few entrepreneurs and brick stores have the courage to enter in online
shopping opportunities. They have selected Facebook for their online media and
won hearts of millions through effective presentation of products/services and
after-sale support.
No doubt, until today Facebook is a choice for online shopping outlet
development in Bangladesh, as it is low-cost investment for online shopping
identity for Bangladeshi businesses of small to large scale. Facebook has an
enormous number of users in Bangladesh and numbers are still rising at rocket
speed.
Mobile proliferation and easy Internet access had poured more fuel in a growth
of Facebook commerce. Almost all major to minor brands have a Facebook presence
in the form of Facebook fan pages or commerce pages. Businesses are in the race
to win more likes, share, and getting good reviews of their commercial
adventures.
Conductive Environment for Facebook Commerce in Bangladesh
These all have created a conductive environment for Bangladeshi businesses to
use Buy button explicitly. Brands have earned the great trust of its patrons and
potential consumers upfront. They now need ‘Buy’ button like conversion agent to
hit their conversion goals with the shortest loop of buying process for online
shoppers in Bangladesh.
Moreover, Facebook allows online shoppers to select payment methods and payment
gateway of their choice as well as express their willingness to share their
private data with Facebook for future checkouts. These lean approaches of
Facebook have placed ease for shoppers to go with their favorite Bangladesh
payment gateway provider like Payza Bangladesh.
Payza is not only offering the cheapest alternative for e-transactions, but it
also is ensuring high security and safety for its users. Thus, Bangladeshi
businesses are more reluctant to use Facebook commerce and ‘Buy’ button like
initiatives willingly.
WAYS YOU CAN USE INTERNET SHOPPING IN BANGLADESH TO BECOME IRRESISTIBLE
TO CUSTOMERS
April 15, 2016April 15, 2016 payzabangladeshLeave a comment
Bangladesh is experiencing the transition from traditional shopping to Internet
shopping.
For any business, which wants to jump into the Internet shopping in Bangladesh
has to face unique expectations of Bangladeshis and infusing usability aspects
in web designing using the best technologies, practices, and following modern
trends.These are sure ways to hit success.
Craze for Internet shopping in Bangladesh is spreading like wild fire due to
improved scenario of information and communication technologies (ICT) and its
network with the help of government as well as many entrepreneurs. Mobile and
its technology growth are adding more fuel in the flame to put all fantasies of
Internet in palms of the Bangladeshis at cheaper and affordable rates.
Moreover, Bangladesh government is seeing and selling dreams of digital
Bangladesh by anchoring its majority of services on the Internet or intranet
giving mobile accessibility as the bonus. Some banks and private entrepreneurs
like Payza Bangladesh are offering secure and super-fast payment gateway
services along with multiple other Internet payment options. In sum, the overall
scenario seems glorious and hopeful to last for longer.
Meanwhile, some researchers and agencies have taken initiatives to study the
various factors influencing the growth of Internet shopping in Bangladesh. Among
them, customer satisfaction and usability have prime importance so I would like
to spend some time of discussion on these two factors in this post.
Usability and Customer Satisfaction
Technically customer satisfaction is related directly with the ROI of the
business because existing customer retention is cheaper against acquiring new
one and customer retention comes only through customer satisfaction. Business
can satisfy its customers only through addressing their expectations, through
perceived value of the company, and branding of the company.
At other hand customer expectations are directly linked with the quality of
products/services and support provided by the company. In present study, it has
found that customer satisfaction in Bangladesh depends upon some independent
variables like:
* Variety of Product: For traditional shopping, moving everywhere finding
variety of products is tough for Bangladeshis due to various factors like
product availability, spending on fuel, and time consumed on traveling. Thus,
internet shopping in Bangladesh is gaining ground to access numbers of
variations in the products and qualities of the products.
* Product Information: Bangladeshis like to know products thoroughly as they
don’t have physical access to product. Therefore, providing them detailed
information regarding product quality, after sale services, and prices
matters more than anything else does. They also prefer to discuss on the
social media or like to see reviews of product elsewhere on authority sites.
* Cheap Price: Comparative shopping is natural tendency in Bangladeshis too.
Therefore, offering some cheaper rates can lead business to win battle at
first place, but for long run cheap prices must be associated with good
quality or services for sake of customer loyalty.
* Security: This issue is more skeptical for the Bangladeshis due to social and
political backwardness of the society. However, recent initiatives of
government, banks, and some scrappy entrepreneurs like Payza Bangladesh to
offer secure payment gateways and payment options suitable to the country,
its people, and nature of the businesses prevailing.
* Comfort: Internet shopping itself offers home/office/on-the-go comforts of
shopping, but user experiences, shipping/delivery, and payment options
provide utmost comfort or satisfactions to the customers. Fortunately, many
have learnt these lessons in recent past and are implementing the latest web
and mobile development technologies to offer greater degree of comfort to
their Internet shoppers.
* Time: In recent fast-paced life style, none has enough time to go out for
physical store shopping. This is very true for Bangladeshis too, for new
generation in particular. Thus, Internet shopping is gaining ground rapidly
in Bangladesh.
* Energy Consumption: Internet shopping saves time as well as personal energies
of shoppers that is spent moving outside and at far distances.
* Travel Necessity: In fact, Internet shopping in Bangladesh is more prolific
in urban areas compared to rural areas. The reason behind is traffic jams in
the cities and e-commerce elements that factor inherently. Thus, home
delivery is gaining ground in Bangladesh for this very reason to save time,
fuel, and health by just avoiding jam and its polluted environment.
Technically usability of Internet shopping is directly related to the online
shopping outlets or e-commerce web portals. Therefore, the quality of e-commerce
websites or mobile apps is affecting the usability. Fortunately, today
Bangladesh is one of the leading outsourcing software development services
provider countries. Thus, by taking advantages of the talented pools, businesses
are offering excellent quality, user experiences, and usability features and
functionality on their online identities as well as on mobile apps for their
businesses.
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