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Products
Cosmetic
Malpractice insurance safeguards practitioners from allegations during aesthetic
treatments.
Beauty
Protect professionals in the beauty and aesthetics industry.
Working from home
Our home insurance will keep you protected, even if you run your clinic or
aesthetic practice from home.
Commerical
Whether you are running a small, independent business or a large corporation,
having the right insurance cover is essential.

Looking for a new career? Get in touch
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GET A QUOTE



PLEASE NOTE OUR TELEPHONE LINES ARE CLOSED ON FRIDAY 17 NOVEMBER 2023 FOR A
TRAINING AND COMMUNICATION DAY ACROSS THE HFIS GROUP

PLEASE NOTE OUR TELEPHONE LINES ARE CLOSED ON FRIDAY 17 NOVEMBER 2023 FOR A
TRAINING AND COMMUNICATION DAY ACROSS THE HFIS GROUP

PLEASE NOTE OUR TELEPHONE LINES ARE CLOSED ON FRIDAY 17 NOVEMBER 2023 FOR A
TRAINING AND COMMUNICATION DAY ACROSS THE HFIS GROUP


UK'S LEADING COSMETIC INSURANCE PARTNER

Since 1996 we continue to be the UK’s leading provider of medical malpractice
insurance to the aesthetics sector.

Get a quote



VIEW ALL OUR PARTNERS HERE


WHAT IS COSMETIC INSURANCE?

Medical malpractice insurance is designed to protect you, the practitioner,
against allegations of malpractice and negligence whilst administering aesthetic
treatments.
‍


THE IMPORTANCE OF MEDICAL MALPRACTICE COVER

Without adequate cover, you will be left to defend any allegations personally,
which could incur significant legal costs.

Learn more about our cover


WHO DO WE INSURE?

Hamilton Fraser insures medics and non-medics, including doctors, dentists,
dental therapists, dental hygienists, nurses, operating department
practitioners, physiotherapists, podiatrists, paramedics, pharmacists and
beauticians, for a wide range of aesthetic treatments depending on background
and training.
Treatments we cover range from essential to more specialised cosmetic practices,
from injectables and breast augmentations, to a variety of beauty treatments.
‍


NON-MEDICS

Non-medics are aesthetic practitioners without a medical background or training.
Hamilton Fraser can insure non-medics to carryout specific treatments subject to
training requirements, but we don't insure non-medics such as beauty therapists
or dental nurses for injectable treatments. We can only provide cover for dermal
filler within your medical malpractice insurance policy if you are a qualified
healthcare professional.


HEALTHCARE PRACTITIONERS

Practitioners are individuals who are actively engaged in practising aesthetics.
Hamilton Fraser can insure practitioners to carry out specific treatments,
depending on their background and training and whether they are medics or
non-medics.

We can provide public liability and salon insurance for all practitioners.


NURSES

A nurse is a person who has completed a degree in nursing and is registered with
the Nursing and Midwifery Council (NMC).

Hamilton Fraser can insure nurses for a wide range of aesthetic treatments
depending on background and training.


HOW MUCH IS AESTHETIC INSURANCE?

We offer insurance for both essential and more specialised cosmetic practices,
from injectables and breast augmentations, to a variety of beauty treatments.
Select your profession below to see which treatments we cover, and which
treatment group is right for you.

Learn more about our cover


WHO ARE HAMILTON FRASER?

With over 25 years' experience, we are the industry's leading provider of
cosmetic insurance services and were the first to offer medical malpractice
insurance specific to the cosmetic industry. As a leader in the market, we
attend key events and conferences throughout the year and share our knowledge
with aesthetic practitioners.

Learn more about us




WHY CHOOSE US?


OUTSTANDING CUSTOMER SERVICE

Our team of expert advisers have an excellent understanding of aesthetic
insurance and are on hand to offer practical guidance


COMPREHENSIVE INSURANCE COVER

We provide tailor made insurance to protect you, your aesthetic clinic and the
specialist aesthetic equipment you use


EXTENSIVE INDUSTRY KNOWLEDGE

We share our knowledge and expertise through CPD accredited presentations at
events and in specialist guides and facts sheets to help raise awareness


SUPPORTING THE AESTHETIC SECTOR

We work with leading organisations within the aesthetic sector and pride
ourselves in playing an important role in raising standards across the industry


EXPLORE OUR TREATMENT GROUPS

We have grouped all the treatments we insure into risk categories to help select
the level of insurance protection you need. You can perform all the treatments
listed in the treatment group you select, including all treatments prior to your
selection, providing you have the relevant theoretical and practical face to
face training and qualifications. Please note that in respect to all injectable
training, this must be provided by a Medical Professional. If you do not see a
treatment you would like to perform, please get in touch with us.

Nurse
Doctor
Dentist
Beautician
Other
Essential

The core treatments for all aesthetic practitioners.

 * Botulinum toxin
 * General dermal fillers (temporary)
 * Chemical peels


FROM £478.80

Essential +

Essential+ covers treatments within the essential package in addition to:

 * Beauty/PDO thread lifts
 * Ear syringing (including microsuction)
 * Plasma machine


FROM £728

Laser

Laser covers treatments within the essential and essential+ packages in addition
to:

 * Laser/IPL/LHE treatments
 * Laser skin tightening
 * Chemical peels


FROM £728

Comprehensive

Comprehensive covers treatments within the essential, essential+, and laser
packages in addition to:

 * Body contouring/weight loss lipolysis
 * Photodynamic therapy
 * P&O shot


FROM GET IN TOUCH

Specialist

Specialist offers the widest scope of treatment cover for aesthetic
practitioners. Incorporating treatments from our other packages.

 * Giosis - only covered to inject after the fat has been harvested


FROM GET IN TOUCH





Learn more
Essential

The core treatments for all aesthetic practitioners.

 * Botulinum toxin
 * General dermal fillers (temporary)
 * Chemical peels


FROM £478.80

Essential +

Essential+ covers treatments within the essential package in addition to:

 * Beauty/PDO thread lifts
 * Ear syringing (including microsuction)
 * Plasma machine


FROM £728

Laser

Laser covers treatments within the essential and essential+ packages in addition
to:

 * Laser/IPL/LHE treatments
 * Laser skin tightening


FROM £728

Comprehensive

Comprehensive covers treatments within the essential, essential+, and laser
packages in addition to:

 * Body contouring/weight loss lipolysis
 * Mole/Skin Tag/Cyst/Wart/Milla removal
 * Permanent Dermal Fillers

Contact us
Specialist

Specialist offers the widest scope of treatment cover for aesthetic
practitioners. Incorporating treatments from our other packages.

 * BodyTite
 * Desirial
 * Hair transplant

Contact us




Learn more
Essential

The core treatments for all aesthetic practitioners.

 * Botulinum toxin
 * General dermal fillers (temporary)
 * Chemical peels


FROM £438.80

Essential +

Essential+ covers treatments within the essential package in addition to:

 * Beauty/PDO thread lifts
 * Sclerotherapy
 * Plasma machine


FROM £728

Laser

Laser covers treatments within the essential and essential+ packages in addition
to:

 * Laser/IPL/LHE treatments


FROM £728

Comprehensive

Comprehensive covers treatments within the essential, essential+, and laser
packages in addition to:

 * Body contouring/weight loss lipolysis
 * Photodynamic therapy
 * Rejuvenation

Contact us
Specialist

Specialist offers the widest scope of treatment cover for aesthetic
practitioners. Incorporating treatments from our other packages.

 * Giosis

Contact us




Learn more
Beauty

The core treatments for beauty practitioners.

 * General Beauty Treatments
 * Hairdressing
 * Hairdressing


FROM £112

Beauty +

Beauty+ includes additional beauty treatments, as well as the Beauty group of
treatments.


 * Medical Needling
 * LED Treatments
 * ThermaVein


FROM £224

Essential

The core treatments for all aesthetic practitioners.


 * Chemical Peels
 * No Needle Mesotherapy
 * Shockwave Therapy


FROM £478.80

Essential +

Essential+ includes additional aesthetic treatments, as well as the Essential
group of treatments.


 * Body contouring/weight loss lipolysis
 * Sculpting/Cool Tech
 * 3D Lipo and 3D LipoMed


FROM £728





Learn more


OTHER PROFESSIONS

To find out more please contact us at 0345 634 3881 or email us at
comseticsales@hamiltonfraser.co.uk.

You can also get a full quote, where all professions are stated here:

Get a quote
Nurse
Doctor
Dentist
Beauty Therapist
Other
Essential

This covers the core treatments for all aesthetic practitioners.

 * Botulinum toxin
 * General dermal fillers (temporary)
 * Chemical peels


FROM £478.80

Essential +

Essential+ covers treatments carried out within the essential package in
addition to:

 * Beauty/PDO thread lifts
 * Ear syringing (including microsuction)
 * Plasma machine


FROM £728.00

Laser

Laser covers treatments carried out within the essential and essential+ packages
in addition to:

 * Laser/IPL/LHE treatments
 * Laser skin tightening
 * Chemical peels


FROM £728.00

Comprehensive

Comprehensive covers treatments carried out within the essential, essential+,
and laser packages in addition to:

 * Body contouring/weight loss lipolysis
 * Photodynamic therapy
 * P&O shot

Get in touch
Specialist

Specialist offers the widest scope of treatment cover for aesthetic
practitioners. Incorporating treatments from our other packages as well as:

 * Giosis - only covered to inject after the fat has been harvested

Get in touch
Learn more
Essential

This covers the core treatments for all aesthetic practitioners.

 * Botulinum toxin
 * General dermal fillers (temporary)
 * Chemical peels


FROM £478.80

Essential +

Essential+ covers treatments within the essential package in addition to:

 * Beauty/PDO thread lifts
 * Ear syringing (including microsuction)
 * Plasma machine


FROM £728.00

Laser

Laser covers treatments within the essential and essential+ packages in addition
to:

 * Laser/IPL/LHE treatments
 * Laser skin tightening


FROM £728.00

Comprehensive

Comprehensive covers treatments within the essential, essential+, and laser
packages in addition to:

 * Body contouring/weight loss lipolysis
 * Mole/skin tag/cyst/wart/milla removal
 * Permanent dermal fillers

Get in touch
Specialist

Specialist offers the widest scope of treatment cover for aesthetic
practitioners. Incorporating treatments from our other packages and also:

 * BodyTite
 * Desirial
 * Hair transplant

Get in touch
Learn more
Essential

This covers the core treatments for all aesthetic practitioners.

 * Botulinum toxin
 * General dermal fillers (temporary)
 * Chemical peels


FROM £478.80

Essential +

Essential+ covers treatments within the essential package in addition to:

 * Beauty/PDO thread lifts
 * Sclerotherapy
 * Plasma machine


FROM £728.00

Laser

Laser covers treatments within the essential and essential+ packages in addition
to:

 * Laser/IPL/LHE treatments


FROM £728.00

Comprehensive

Comprehensive covers treatments within the essential, essential+, and laser
packages in addition to:

 * Body contouring/ weight loss lipolysis
 * Photodynamic therapy
 * Rejuvenation

Get in touch
Specialist

Specialist offers the widest scope of treatment cover for aesthetic
practitioners. Incorporating treatments from our other packages as well as:

 * Giosis

Get in touch
Learn more
Beauty

This covers the core treatments carried out by beauty practitioners.


 * General beauty treatments
 * Hairdressing
 * Ear piercing


FROM £112.00

Beauty +

Beauty+ includes additional beauty treatments, as well as the Beauty group of
treatments.


 * Medical needling
 * LED treatments
 * ThermaVein


FROM £224.00

Essential

This covers the core treatments carried out by all aesthetic practitioners.


 * Chemical peels
 * No needle mesotherapy
 * Shockwave therapy


FROM £478.80

Essential +

Essential+ covers treatments within the essential package in addition to:


 * Cryolipolysis/cryolipo/coo
 * Sculpting/cool tech
 * 3D Lipo and 3D LipoMed


FROM £728.00

Learn more


IS YOUR PROFESSION NOT LISTED ABOVE?

For all other professions, please visit our online quote. After selecting your
profession, a list of all available treatment groups will be shown and you will
be able to proceed with your quote.

Alternatively, contact the team directly on 0800 634 3881 or email at
cosmeticsales@hamiltonfraser.co.uk.

Get a quote


GET A QUOTE TODAY!
WE’VE MADE THE PROCESS EASY

Get a quote

Contact us



OUR INSIGHTS

Over the years we have gained some experience. Every week we like to share them
with you. Check in with our blog.

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AESTHETIC TRENDS AND THE FUTURE OF SKINCARE

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HAMILTON FRASER PRESENTS THE SEVENTH AESTHETICS BUSINESS CONFERENCE

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‘PREJUVENATION’ IS EMERGING AS A KEY TREND - HAMILTON FRASER

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UNLOCKING THE PROMISE OF REGENERATIVE MEDICINE - HAMILTON FRASER

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OFFICIAL INSURANCE PARTNER AT WIGMORE PRESENTS 2024 - HAMILTON FRASER

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OFFICIAL INSURANCE PARTNER AT AM LIVE BUSINESS SEMINARS 2024 - HAMILTON FRASER

see all insights




OTHER PRODUCTS WE OFFER

We provide bespoke cover designed for the individual needs of your business
including:

Clinic, salon and surgery insurance

Whether you own or lease a premises, it is important to have the right cover in
place to protect your assets

Cyber liability insurance
‍

Protection to insure you against cyber and data breaches that could cause loss
of vital business services

Directors' and officers' insurance

Designed to protect you from failure in your duties to manage your business
effectively
‍


Get in touch



WHAT PEOPLE SAY ABOUT US

We pride ourselves on our excellent customer service and our customer
testimonials reflect this. Here is what they have to say about their experience
of being insured with Hamilton Fraser.

about us


MRS HILTON

Revitalise you aesthetics

"Excellent customer service and cosmetic insurance package. Would highly
recommend!!”


MS A SMITH

LBL aesthetics

“The best company for cosmetic insurance. Honestly super helpful staff.”


LOUISE WEBBER

Dr Webber aesthetics

“Excellent service and a competitive quote on insurance. Very knowledgeable
specialist team.”


MS BATES ROBINSON

“Very informative and helpful, easy communication and a straightforward
process.”







GET A QUOTE TODAY!
WE’VE MADE THE PROCESS EASY

Get a quote

Contact us



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© Hamilton Fraser 2024. All Rights Reserved. Hamilton Fraser is a trading name
of HFIS Ltd. HFIS Ltd is authorised and regulated by the Financial Conduct
Authority. HFIS Ltd is registered in England (Registration number: 03252806)
with its registered office at 7th Floor Corn Exchange, 55 Mark Lane, London EC3R
7NE.
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