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 * Prepaid Card
   * Card Overview
   * How It Works
   * Card Benefits
   * Direct Deposit
   * Fee Plans
   * Reload Locations
 * Debit Account
   * Account Overview
   * Direct Deposit
   * Account Security
   * Move Money
 * Business Solutions
   * Overview
   * Embedded Finance
   * Employer Payments
   * Disbursements & Money Movement
   * Card Programs
 * Help & Support

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 * Prepaid Card
   * Card Overview
   * How It Works
   * Card Benefits
   * Direct Deposit
   * Fee Plans
   * Reload Locations
 * Debit Account
   * Account Overview
   * Direct Deposit
   * Account Security
   * Move Money
 * Business Solutions
   * Overview
   * Embedded Finance
   * Employer Payments
   * Disbursements & Money Movement
   * Card Programs
 * Help & Support

Log in
Activate Card
Sign up now

Already have a card? Activate now


GET THE NETSPEND® PREPAID CARD1 TRUSTED BY MILLIONS.

Email address You must supply a valid email
Continue

Subject to card activation and ID verification.1


GO BEYOND BANKING WITH THE NETSPEND® ALL‑ACCESS® ACCOUNT.2


ALL THE EVERYDAY MOBILE BANKING FEATURES YOU EXPECT FROM NETSPEND, PLUS UP
TO 6.00% ANNUAL PERCENTAGE YIELD ON AN OPTIONAL SAVINGS ACCOUNT3 AND PERKS4 FOR
USING YOUR ACCOUNT.

Get Started

Netspend is a financial technology company. Banking services are provided by our
bank partners.

Get Started


EVERYDAY SPENDING JUST GOT A LOT EASIER WITH A NETSPEND PREPAID CARD.


IT’S SAFER AND MORE SECURE THAN USING CASH, AND EASY TO STAY ON TOP OF YOUR
MONEY WITH SIMPLE TO USE TOOLS LIKE SPENDING TRACKER AND ANYTIME ALERTS.5


Order A Card

Subject to card activation and ID verification.1




TRUSTED BY 10 MILLION AND COUNTING


“THE BEST MOBILE BANKING APP.”

-Jacob




“EASY TO USE AND I LOVE THE WAY IT TRACKS YOUR SPENDING.”

-Teddy




“I LOVE THE FAST NOTIFICATIONS WHEN ACTIVITY IS DETECTED ON MY CARD!” 5

-Kee




“CUSTOMER SERVICE IS GREAT, EASY TO LOAD AND TRANSFER MONEY.” 6

-Tonya





NETSPEND IS A FINANCIAL TECHNOLOGY COMPANY. BANKING SERVICES ARE PROVIDED BY OUR
BANK PARTNERS.

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Whether your tax refund is big or small, you can get it more quickly with these
filing tips and direct deposit methods.

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Netspend is a leading provider of FDIC-insured Visa® Prepaid, Prepaid
Mastercard®, and corporate prepaid card solutions through our issuing banks in
the United States. Upon successful activation and registration of the Card
Account, funds on deposit at Pathward, N.A, Member FDIC, are insured up to the
standard maximum deposit insurance limit. Coverage limit is subject to
aggregation of all of Cardholder’s funds held on deposit at Pathward, N.A.


   CONNECT WITH US

 * Facebook
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 * LinkedIn
 * YouTube
 * Instagram

 * Prepaid Cards
   * Prepaid Debit
   * Skylight ONE
 * Business Solutions
   * Business Overview
   * Payroll Cards
   * Tip Solutions
   * Card Programs
   * Incentives
   * Disbursements
 * About Netspend
   * About Netspend
   * Leadership
   * Press Room
   * Testimonials
   * Scholarship
   * Blog
   * Working at Netspend
 * Help & Support
   * FAQs
   * Contact Us
   * Privacy & Security
   * Money Transmitter Licenses
   * Privacy Policies
   * Prepaid Fee Schedules

Log in
Activate Card
Locations
Contact us

Your funds on deposit are FDIC insured up to $250,000 through your issuing bank,
subject to aggregation of all funds held on deposit.


IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT

Text

1. IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal
government fight the funding of terrorism and money laundering activities, the
USA PATRIOT Act requires us to obtain, verify, and record information that
identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When
you open a Card Account, we will ask for your name, address, date of birth, and
your government ID number. We may also ask to see your driver’s license or other
identifying information. Card activation and identity verification required
before you can use the Card Account. If your identity is partially verified,
full use of the Card Account will be restricted, but you may be able to use the
Card for in-store purchase transactions. Restrictions include: no ATM
withdrawals, international transactions, account-to-account transfers and
additional loads. Use of Card Account also subject to fraud prevention
restrictions at any time, with or without notice. Residents of Vermont are
ineligible to open a Card Account.


IMPORTANT INFORMATION FOR OPENING A NEW DEPOSIT ACCOUNT

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2. IMPORTANT INFORMATION FOR OPENING A NEW DEPOSIT ACCOUNT: To help the federal
government fight the funding of terrorism and money laundering activities, the
USA PATRIOT Act requires us to obtain, verify, and record information that
identifies each person who opens an Account. WHAT THIS MEANS FOR YOU: When you
open an Account, we will ask for your name, address, date of birth, and your
government ID number. We may also ask to see a copy of your driver’s license or
other documents at any time. All Accounts are opened subject to our ability to
verify your identity by requiring acceptable types of identification. We may
validate the information you provide us to ensure we have a reasonable belief of
your identity. If we are not able to verify your identity to our satisfaction,
we will not open your Account or we may close the Account if it was previously
funded. Your Account is subject to fraud prevention restrictions at any time,
with or without notice.


DDA SAVINGS ACCOUNT

The optional Savings Account linked to your All-Access Account is made available
to Accountholders through MetaBank and Republic Bank & Trust Company, Members
FDIC. Interest is calculated on the Average Daily Balance(s) of the Savings
Account and is paid quarterly. If the Average Daily Balance is $2,000.00 or
less, the interest rate paid on the entire balance will be 5.87% with an annual
percentage yield (APY) of 6.00%. If the Average Daily Balance is more than
$2,000.00, the interest rate paid on the portion of the Average Daily Balance
which exceeds $2,000.00 will be .49% with an APY of .50%, and the interest paid
on the portion of the Average Daily Balance which is $2,000.00 or less will be
5.87%. The APY for this tier will range from 6.00% to .60%, depending on the
balance in the account. The interest rates and APYs of each tier may change. The
APYs were accurate as of 5/19/2021. No minimum balance to open Savings Account
or obtain the yield(s). Savings Account funds are withdrawn through the
All-Access Account (maximum 6 such transfers per calendar month) and transaction
fees could reduce the interest earned on the savings account. Funds on deposit
are FDIC insured through MetaBank and Republic Bank & Trust Company. For
purposes of FDIC coverage, all funds held on deposit by you at MetaBank and
Republic Bank & Trust Company will be aggregated up to the coverage limit,
currently $250,000.00, and insured by the FDIC.

Text

3. The optional Savings Account linked to your Netspend All-Access Account is
made available to Accountholders through Pathward, N.A. or Republic Bank & Trust
Company; Members FDIC. Interest is calculated on the Average Daily Balance(s) of
the Savings Account and is paid quarterly.

 * If the Average Daily Balance is $2,000.00 or less, the interest rate paid on
   the entire balance will be 5.87% with an annual percentage yield (APY) of
   6.00%.
 * If the Average Daily Balance is more than $2,000.00, the interest rate paid
   on the portion of the Average Daily Balance which exceeds $2,000.00 will be
   .49% with an APY of .50%, and the interest paid on the portion of the Average
   Daily Balance which is $2,000.00 or less will be 5.87%. The APY for this tier
   will range from 6.00% to .60%, depending on the balance in the account.

The interest rates and APYs of each tier may change. The APYs were accurate as
of 5/1/2023. No minimum balance to open Savings Account or obtain the yield(s).
Savings Account funds are withdrawn through the All-Access Account (maximum 6
such transfers per calendar month) and transaction fees could reduce the
interest earned on the savings account. Funds on deposit are FDIC insured
through Pathward, N.A. or Republic Bank & Trust Company. For purposes of FDIC
coverage, all funds held on deposit by you at Pathward, N.A. or Republic Bank &
Trust Company, will be aggregated up to the coverage limit, currently
$250,000.00.


NETSPEND PAYBACK REWARDS IS AN OPTIONAL PROGRAM

Text

4. Netspend Payback Rewards is an optional program. You may opt-out at any time
by visiting the Netspend Payback Rewards page in your Online Account Center.
Reward offers are based on individual shopping habits. Cash back rewards are
credited to your Account and are not available in the form of a check or other
direct payment method. See the program FAQs and Terms and Conditions in your
Online Account Center for additional details about how and when you get
rewarded. Program sponsor: Netspend Corporation. Pathward, N.A., Republic Bank &
Trust, Visa, and Mastercard are not affiliated in any way with this program and
do not endorse or sponsor this program.


NETSPEND DOES NOT CHARGE FOR THIS SERVICE

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5. Netspend does not charge for this service, but your wireless carrier may
charge for messages or data.


FEE MAY BE ASSESSED BY RELOAD LOCATION AND MAY VARY FROM LOCATION TO LOCATION.

Homepage one off

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6. The Netspend Network is provided by Netspend Corporation and its authorized
agents. Netspend is a licensed provider of money transfer services (NMLS ID:
932678). Netspend’s licenses and related information may be found at
www.netspend.com/licenses. Fees, limits, and other restrictions may be imposed
by Netspend and other third parties in connection with use of the Netspend
Network.

Availability and fees for bank transfers are determined by the transferor’s bank
and may be charged to the transferor’s bank account by the service provider or
originating bank. No cost for online or mobile Account-to-Account transfers
between Netspend Cardholders; a $4.95 fee applies to each such transfer
conducted through a Netspend Customer Service agent.



GPR - ALL BANKS

Text

The Netspend Visa Prepaid Card is issued by Pathward, National Association and
Republic Bank & Trust Company, pursuant to a license from Visa U.S.A. Inc. The
Netspend Prepaid Mastercard is issued by Pathward, N.A., and Republic Bank &
Trust Company pursuant to license by Mastercard International Incorporated.
Pathward, N.A., and Republic Bank & Trust Company; Members FDIC. Please see the
back of your Card for its issuing bank. Netspend is a registered agent of
Pathward, N.A., and Republic Bank & Trust Company. The Netspend Visa Prepaid
Card may be used everywhere Visa debit cards are accepted. The Netspend Prepaid
Mastercard may be used everywhere Debit Mastercard is accepted. Certain products
and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use
of the Card Account is subject to activation, ID verification, and funds
availability. Transaction fees, terms, and conditions apply to the use and
reloading of the Card Account. See Cardholder Agreement for details.


BELOW ISSUER STATEMENT

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The Netspend® All-Access® Account is a deposit account established by Pathward,
National Association, Member FDIC. Netspend is a service provider to Pathward,
N.A. Certain products and services may be licensed under U.S. Patent Nos.
6,000,608 and 6,189,787.

Netspend® All-Access® is a deposit account that is offered by Republic Bank &
Trust Company, Member FDIC. Netspend is a service provider to Republic Bank &
Trust Company. Certain products and services may be licensed under U.S. Patent
Nos. 6,000,608 and 6,189,787. Fees, terms and conditions apply. 

Mastercard and the circles design are registered trademarks of Mastercard
International Incorporated. 

Apple® and the Apple logo® are trademarks of Apple Inc., registered in the U.S.
and other countries. App Store is a service mark of Apple Inc.

Google Play and the Google Play logo are trademarks of Google LLC.

© 2023 Netspend Corporation. All rights reserved worldwide. Netspend is the
federally registered U.S. service mark of Netspend Corporation. All other
trademarks and service marks belong to their owners.