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https://www.times-news.com/community/ignoring-medicare-rules-costs-americans-millions-in-penalties/article_11951f96-a680-11...
Submission: On May 07 via manual from US — Scanned from US
Submission: On May 07 via manual from US — Scanned from US
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Edit Close * Facebook * Email Search SUBSCRIBELOGIN E-Paper News * Local News * Police and Fire Log * Slice of Life * Education * Today in History Puzzles, Comics & Games * Comics * Puzzles * Games Sports * Local Sports * Outdoors Community * Celebrations Opinion * Columns * Editorials * Letters to CTN Newspapers In Education Features & Contests * Dog & Cat Days * Readership Survey * Special Sections * Readers' Choice Classifieds * Jobs * Autos * Homes * Place An Ad Celebrations Obituaries Allegany Magazine * About Allegany Magazine * Subscribe * Newsstand Locations Podcasts App Public Notices Local Events * Events Calendar * Bridal Showcase * The Allegany Home Show Contact Us * Submit a Letter to the Editor * Submit a News Tip * Place an Obituary Subscribe * Start a Subscription * Manage My Subscription * E-Paper * Email Newsletters * App Downloads * Subscribe to Allegany Magazine Shop * Allegany County Fairgrounds book * Times-News Bookstore * Weekly Ads * Newspaper Ads * * Search * Contact Us * Purchase Photos * Submit a Letter to the Editor * Submit a News Tip * Place an Obituary * SUBSCRIBE * Start a Subscription * Manage My Subscription * E-Paper * App Downloads * Newsletter * Login * * E-Paper * Local Events * See All Events * Add Your Event * Bridal Showcase * The Allegany Home Show * Celebrations * Obituaries * Public Notices Ignoring Medicare rules costs Americans millions in penalties Share this * 67° * CUMBERLAND, MD (21502) TODAY Rain showers this evening with overcast skies overnight. Low near 60F. Winds light and variable. Chance of rain 50%.. TONIGHT Rain showers this evening with overcast skies overnight. Low near 60F. Winds light and variable. Chance of rain 50%. Updated: May 6, 2024 @ 8:22 pm * * Full Forecast Monday, May 6, 2024 * E-Paper * Newsletter * Facebook COLUMBIA UNIVERSITY CANCELS MAIN COMMENCEMENT A… UNCERTAIN PLANS FOR KENTUCKY DERBY WINNER MYSTI… TRUMP FINED $1,000 FOR GAG ORDER VIOLATION IN H… FLOODWATERS START RECEDING AROUND HOUSTON AREA … BREAKING HAMAS ACCEPTS GAZA CEASE-FIRE; ISRAEL SAYS IT WILL CONTINUE TALKS BUT IS CONDUCTING STRIKES IN RAFAH TRUMP FINED $1,000 FOR GAG ORDER VIOLATION IN HUSH MONEY CASE AS EX-EMPLOYEE RECOUNTS REIMBURSEMENTS HAMAS ACCEPTS GAZA CEASE-FIRE; ISRAEL SAYS IT WILL CONTINUE TALKS BUT IS CONDUCTING STRIKES IN RAFAH TRUMP FINED $1,000 FOR GAG ORDER VIOLATION IN HUSH MONEY CASE AS EX-EMPLOYEE RECOUNTS REIMBURSEMENTS Close TONI KING * Owner Prev Previous Previous UPMC WESTERN MARYLAND AGAIN RECEIVES 'A' FOR SAFETY CUMBERLAND — UPMC Western Maryland has once again received a… Next Next Up Next Up 'PAWS FOR A CAUSE' DONATION DRIVE TO BENEFIT ANIMAL SHELTER CUMBERLAND — Coldwell Banker Premier is sponsoring a “Paws for a Cause” donation… IGNORING MEDICARE RULES COSTS AMERICANS MILLIONS IN PENALTIES * Dec 29, 2023 * Dec 29, 2023 * TONI KING Owner Toni: I need your help! I have discovered that my mother, who is 67, never enrolled in Medicare Part B or D. She was under the impression that if she did not go to the doctor, she did not need to pay the premium, saying she needed the money to pay for her car payment and could enroll later. She has been diagnosed with colon cancer. I called Social Security to help her enroll in Part B and was informed that she must wait until Jan. 1 to enroll. The Social Security agent said that my mother has missed her “window of opportunity,” since she did not enroll when she turned 65, and that she is going to receive a penalty. Please advise me; what can I do to help her? Thanks, Toni. — Jeanine from El Paso, Texas Oh My, Jeanine: Your mother has an extremely serious Medicare issue! She will have to enroll during Medicare’s General Enrollment Period which is from Jan. 1-March 31 each year for those who never enrolled in Medicare Parts A and B. Your mother will receive the famous “Part B penalty” for the rest of her Medicare life. Beginning Jan.1, 2023, Medicare’s GEP rules changed to help Americans who had not enrolled in Medicare when turning 65. Now when you enroll in January, February or March, your Medicare Part B will begin the first day of the following month. If you wait past March 31 to enroll, your Medicare enrollment will be delayed until Jan.1 of the next year, and you’ll receive a higher Part B penalty which will go all the way back to the month you turned 65. Jeanine, when your mother enrolls in Medicare Part B during Medicare’s GEP, she will receive the Part B penalty: 10% for each 12-month period that she failed to enroll. Her penalty will be 20% for as long as your mother could have had Part B but failed to enroll. The penalty remains in effect for the life of the Medicare beneficiary’s Medicare coverage. For your mother to enroll in a Medicare Part D plan, she must wait until the next Medicare Annual Enrollment Period, which is Oct. 15-Dec. 7. The Medicare Part D plan will start Jan. 1. Readers, the Medicare Part D penalty is 1% for each year that you could have but failed to enroll in Part D, from age 65. This penalty, which is based upon the national Part D average premium, also changes as the average changes. Medicare enrollment periods are: * Initial Enrollment Period: The seven-month window that begins three months before turning 65, the month one turns 65 and three months after one turns 65. * Special Enrollment Period: The eight-month window of signing up for Part B without receiving a Part B penalty after turning 65. One must be working full-time with company benefits to avoid the penalty. * General Enrollment Period: Jan. 1-March 31 for anyone who has not enrolled in Part B and now can enroll in Medicare Part B beginning the next month. You WILL receive a Medicare Part B penalty if you are past your IEP and do not meet the criteria for the SEP. Currently, there are over 7 million Americans on Medicare receiving a Medicare Part B penalty costing, on average, $5,000 in Medicare lifetime penalties, all because they did not enroll at the right time. As we say at Toni Says, with Medicare, what you don’t know WILL hurt you. Toni King is an author and columnist on Medicare and health insurance issues. She has spent nearly 30 years as a top sales leader in the field. If you have a Medicare question, email info@tonisays.com or call 832-519-8664. Toni’s books are available at www.tonisays.com. REACT TO THIS STORY: Love 0 Funny 0 Wow 0 Sad 0 Angry 0 TONI KING Owner TAGS * Trade * The Economy * Welfare * Job Market TRENDING VIDEO Powered By 10 Orzo and Spinach Salad Share Next Stay RECOMMENDED FOR YOU Local News SHERIFF'S OFFICE ASKS FOR CONSIDERATION DURING BUDGET CUTTING News DELANEY SEEKS 6TH DISTRICT SEAT Local News ANGELA ALSOBROOKS HOPING TO BRING NEW PERPECTIVE TO WASHINGTON Article with images+24 Local Sports ALLEGANY BEATS FORT HILL, 7-1, FOR 14TH STRAIGHT WIN; LONG TOSSES GEM Article with images+8 Local News PBS SERIES 'FINDING YOUR ROOTS' FILMS JANE GATES FAMILY IN CUMBERLAND Local News REP. DAVID TRONE: 'I'M THE PROGRESSIVE THAT GETS THINGS DONE' Community UPMC WESTERN MARYLAND AGAIN RECEIVES 'A' FOR SAFETY Local News LOOKING BACK: MEMORIAL HOSPITAL CORNERSTONE LAID ON MEMORIAL DAY FEATURED LOCAL SAVINGS NEWSPAPER ADS * 3RD Annual Deep Creek Lake * Act 1st Federal Credit Union * Allegany Business Consulting, Inc. 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Waukesha, WI Lemon Pie Filling OBITUARIES Link TWIGG, DALE DEC 9, 1929 - MAY 4, 2024 ISER (SIRBAUGH), FRANCES JUL 30, 1937 - MAY 3, 2024 * Link Link RICE, HARRY MAY 31, 1943 - APR 26, 2024 Link WORKMAN, TERENCE JUN 3, 1948 - MAY 2, 2024 Link DONAHOE, AGNES JAN 29, 1933 - APR 29, 2024 Link HOUT, JACOB DEC 12, 1939 - APR 30, 2024 Link CHIRELLI, ROBERT AUG 8, 1945 - APR 30, 2024 * More Obituaries MOST POPULAR * Articles Articles * images Images * Videos Videos * Commented Commented ARTICLES * PBS series 'Finding Your Roots' films Jane Gates family in Cumberland * Mineral man killed when train hits stuck pickup * Crash forces I-68 closure * Garrett woman killed in accident involving vehicle * Savage River Lodge pays $150,000 in discrimination, retaliation lawsuit * Motorcyclist severely injured in Oldtown Road crash * Sheriff's Office asks for consideration during budget cutting * Maryland officials release timeline, cost estimate, for rebuilding bridge * Two injured in McCoole motorcycle crash * Joe's Viaduct to close after 70 years IMAGES * * * * * * * * * * VIDEOS * * * COMMENTED Sorry, there are no recent results for popular commented articles. 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