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April 25, 2024
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ADVERTISEMENT DISCLOSURE

The cell phone and home internet plans featured on planhub.ca are offered by
various Canadian telecommunication companies, and PlanHub may receive
compensation from these companies. This compensation could potentially influence
the positioning and display of products on this site, affecting the order in
which they are presented. It is important to note that this site does not
include all telecommunications companies nor all available plans. For more
details, please refer to our page explaining How we work at PlanHub .


The opinions expressed on PlanHub and PlanHub's Blog belong solely to the author
and do not represent the views of any Internet Service Provider or Mobile
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COMPARE CELL PHONE PLANS IN CANADA WITH PLANHUB


SEARCH AMONG 373 CELL PHONE PLANS FROM 22 MOBILE CARRIERS

Search

BYOD is an acronym for "Bring Your Own Device". This option is the most popular,
accounting for nearly 73% of the searches conducted on PlanHub.


BEST CELL PHONE PLANS* BYOD Ⓘ IN ONTARIO, CANADA FOR 2024

BYOD iPhone 15 iPhone 14 Galaxy S24 iPhone 13 iPhone 12 iPhone 15 Pro Max iPhone
15 Pro Pixel 8 Galaxy S22
Ontario
Public Mobile
219 reviews


4 GB
Unlimited
BYOD
$26.00
per month
View Offer

Ontario
Virgin
107 reviews


20 GB
Unlimited
BYOD
$39.00
per month
View Offer

Ontario
Koodo
143 reviews


20 GB
Unlimited
BYOD
$39.00
per month
View Offer

Not located in Ontario?

Last updated 25 April 2024

Prices and availability can vary greatly depending on your location so make sure
you are located in Ontario.

Use the selector, default to BYOD, to change the cell phone device associated
with the plan. Among the most popular cell phones are the iPhone 15, Galaxy S24,
and Pixel 8.

The best cell phone plan* is the one that suits both your communication and data
consumption needs, as well as your budget. The best cell phone plan, therefore,
varies from individual to individual. That's why we recommend conducting a
personalized plan search to find the one that truly suits your situation. Above
are the best cell phone plans from a global perspective, according to PlanHub's
ranking algorithm.



This page can only present a limited selection of phone plans. Find all
available plans options according to your needs by performing a personalized
search.

Search
BYOD is an acronym for "Bring Your Own Device". This option is the most popular,
accounting for nearly 73% of the searches conducted on PlanHub.


CHEAPEST CELL PHONE PLANS** BYOD Ⓘ IN ONTARIO, CANADA FOR 2024

BYOD iPhone 15 iPhone 14 Galaxy S24 iPhone 13 iPhone 12 iPhone 15 Pro Max iPhone
15 Pro Pixel 8 Galaxy S22
Ontario
Public Mobile
219 reviews


250 MB
100 min
BYOD
$15.00
per month
View Offer

Ontario
Koodo
143 reviews


250 MB
100 min
BYOD
$15.00
per month
View Offer

Ontario
Virgin
107 reviews


250 MB
100 min
BYOD
$19.00
per month
View Offer

Not located in Ontario?

Last updated 25 April 2024

Prices and availability can vary greatly depending on your location so make sure
you are located in Ontario.

Use the selector, defaulting to BYOD, to modify the cell phone device associated
with the plan. Among the phones frequently selected with the low-cost plans are
the iPhone 13, Galaxy S23 FE, and Pixel 7.

The cheapest cell phone plans** presented above may align with your budgetary
preferences but not necessarily with your communication needs. That's why we
recommend conducting a personalized plan search to find the one that is the
cheapest according to your specific requirements. Above are the cheapest cell
phone plans, among the most popular ones.




CELL PHONE PLANS FOR ALL NEEDS

FAMILY CELL PHONE PLANS

Most family cell phone plans offer the advantage of having some control over the
data usage of your family members, which can be beneficial for parents who are
paying for their teenagers' plans. These bundles of family cell phone plans
often include benefits such as data sharing among family members. To explore the
best family plan options, please refer to :

Best Cell Phone Plans for Families

CELL PHONE PLANS FOR STUDENTS

We have compiled the most popular and advantageous plans for students. These
plans often include price discounts for individuals in education. For detailed
information on student plans, please refer to :

Best Cell Phone Plans for Students

CELL PHONE PLANS FOR CANADA AND THE UNITED STATES

Cell phone plans covering the United States in addition to the Canadian
territory are often appreciated by travelers and business people. These plans
are ideal for avoiding roaming charges or having to repeatedly purchase eSIM
cards. Here is a quick access link for a search regarding Canada & United States
plans:

Search for Cell Phone Plans Canada and United States

PREPAID CELL PHONE PLANS

Prepaid cell phone plans, also known as pay-as-you-go plans, can be an excellent
solution for individuals with no credit history, such as young teenagers and
newcomers to the country. We have found the best prepaid plan options for you
through the link below:

Best Prepaid Cell Phone Plans


HOW TO CHOOSE YOUR CELL PHONE PLAN?

Step 1: Determine your needs

Step 2: Determine which provider options are available in your geographical area

Step 3: Determine your budget

Step 4: Understand the proposed plans

Step 5: Choosing your cell phone plan

Step 6: Find ways to save and even enjoy

Step 7: Once you've purchased your plan, stay alert!

For more details on each step, consult the PlanHub guide on how to choose a cell
phone plan.


STEP 1: DETERMINE YOUR NEEDS

HOW DO YOU DEFINE YOUR CALLING TIME NEEDS?

In 2023, the market offers 3 main call time options; 0 minutes, 100 minutes or
unlimited, a majority prefer to have peace of mind and opt for the unlimited
call time option, but is it the most economical option? To avoid overpaying,
review your recent bills via your current provider's app or customer portal to
take stock of your call usage over the past few months.

IS 0 MINUTES OF CALLING TIME REALLY A VIABLE OPTION IN 2023?

VOIP apps like Facebook Messenger and WhatsApp, allow you to call without using
a phone plan. Regarding emergency calls like 911, these are always available
even if there are no minutes of call time. It is therefore possible to choose a
0 minute plan without putting your safety at risk if you are a person who rarely
uses his phone for regular calls.

The latest smartphones have the ability to direct calls to Wi-Fi. You could use
this feature if you have access to a Wi-Fi connection. However, your provider
will need to have this feature enabled.

IS 100 MINUTES PER MONTH OF CALLING TIME ENOUGH?

The 100 minutes plans are ideal for someone who wants to talk mostly via VOIP or
Wi-Fi calls, but who would like to ensure a safety cushion for impromptu calls.

UNLIMITED CALLS, IS IT THE BEST OPTION?

If peace of mind is priceless to you, the answer is "yes". If your concern is
not to save money on your cell phone plan, but to have the peace of mind that
you will be able to talk for as long as your smartphone battery will allow,
unlimited calling time plans are for you!

HOW TO EVALUATE YOUR TEXTING NEEDS?

The vast majority of plans include unlimited messaging for text messages in
Canada. It is therefore advisable to assume that unlimited texting is what you
need unless there is a specific condition in your situation that favours a
limited number of texts. If that's your condition, look into pre-paid plans.
Among others, Virgin Plus offers packages of 500 text messages per month.

HOW TO CHOOSE YOUR CALLING OPTIONS?

Several options that used to be paid for are now included in subscriptions and
prepaid offers such as voicemail, caller ID, and unlimited texting.

Other options such as three-way calling, however, require you to check with your
operator to see if they are offered or what their limit is. For example, some
operators may charge you for a three-way call if you exceed a specific number of
hours per month. The same thing for call forwarding, it is included, but only to
Canada. If you plan to have your calls forwarded to a phone abroad, the option
becomes payable.

If you're looking for a package for everyday use, consider only the basic
options such as voicemail, call display and unlimited texting so as not to
increase your bill unnecessarily.

HOW TO DETERMINE YOUR DATA NEEDS (GB)?

Both iOS and Android smartphones log incoming and outgoing data volumes. Look in
your device's settings to see the amount of data consumed (GB). The settings and
path can differ and vary greatly from one cell phone to another so the easiest
way is to search for "how to view your mobile data usage [Brand and Models of
your device]?"

Another way is to look at your bill or the usage section on your online account.
Choose three recent plans, 1 busy month, 1 average month and 1 below average
month, and add them up and divide the result by 3 to get an average.

If this is your first cell phone plan and you have no idea how much data you're
going to use, choose a basic plan which usually includes between 2 and 6 GB of
data. Then go to your phone's data settings and enter a cellular data limit that
is 50% of the data included in your plan, or 3 GB for a 6 GB plan. You will
receive an alert when you approach this limit. If this happens during the first
two weeks and you feel that your consumption has been normal, you will probably
need to increase your data volume.

Contact your carrier to choose a higher data plan.


STEP 2: DETERMINE WHICH PROVIDER OPTIONS ARE AVAILABLE IN YOUR GEOGRAPHICAL AREA

HOW TO DETERMINE WHICH PROVIDER HAS GOOD NETWORK COVERAGE IN YOUR AREA?

You can consult the PlanHub cellular network coverage map. It shows you the
coverage of each operator by region so you can see which provider has good
network coverage for your area. Just enter an address and the map will show you
which providers have cell towers located nearby, so you'll have a better idea of
which providers have good coverage in your geographical area.



STEP 3: DETERMINE YOUR BUDGET

HOW DO YOU DETERMINE AN APPROPRIATE BUDGET FOR A CELL PHONE PLAN?

As part of sound budget management, PlanHub estimates that a maximum of 1.25% of
your gross income should be spent on a cell phone plan. For an annual income of
$50,000 gross, the amount allocated to your monthly subscription would be
$52.50. This estimate was obtained by following the many budgeting trends of
2023. Please consult a professional in the field to validate that it applies to
your situation.


STEP 4: UNDERSTAND THE PROPOSED PLANS

WHAT DO YOU NEED TO UNDERSTAND ABOUT A CELL PHONE PLAN TO MAKE THE RIGHT CHOICE?

When you compare the plans of different operators on PlanHub, here is how to
understand what is proposed.

The amount to the right of "Upfront" indicates what you will have to pay when
you sign up for your plan. This usually includes the activation fee and the cost
of a new device, if applicable.

The "Monthly" amount indicates what the plan costs each month.

The "Total 2 years" is the sum of everything you will have paid at the end of
the 24-month plan, before taxes.

Read the additional notes carefully, they specify additional discounts,
temporary promotions, cashback and other rewards specific to the selected plan.

DO I HAVE TO PAY FOR TEXTING AND CALLING OUTSIDE OF MY PROVINCE?

Some plans offer unlimited calling only to your home province, so make sure your
plan includes Canada.

I NEED TO CALL THE U.S. OFTEN, ARE THERE ANY PLANS?

There are "unlimited calls and text messages" plans that include Canada and the
United States. The PlanHub results page allows you to include this option in the
search filter to find these plans. Otherwise, operators will charge you for
incoming and outgoing text messages and outgoing calls to the US.

DO YOU NEED TO CALL OVERSEAS COUNTRIES?

If you usually use a calling card to call abroad, you may need to contact your
family at any time. Many operators offer preferential rates on hours of calls to
countries overseas.


STEP 5: CHOOSING YOUR CELL PHONE PLAN

HOW TO CHOOSE THE RIGHT CELL PHONE PLAN?

Once you have determined your needs, which operators cover your geographical
area, your budget and you know how to properly understand the proposed plans,
you will be in a position to make an informed choice.

Depending on your financial situation, you may either choose a budget-friendly
option or one that gives you peace of mind. Make sure the plan you choose
properly meets your needs and your ability to pay.


STEP 6: FIND WAYS TO SAVE AND EVEN ENJOY

IS DIRECT DEBIT A GOOD WAY TO SAVE MONEY?

More and more operators are charging an extra $5 if you choose to pay via the
Internet or through your bank. By choosing direct debit, you will avoid this
extra $5 per month.

SAVE ON YOUR CELL PHONE PLAN WITH A CREDIT CARD

An indirect method to save money on your cell phone plan is to use a credit card
that gives you cash back or points on your purchases. Choose your card
accordingly, they don't all have the same types of advantages for the payment of
telecommunication bills.

HOW TO MONITOR YOUR CELLULAR DATA USAGE TO SAVE MONEY?

Once you have purchased your mobile plan, your habits may change. If you have
carefully assessed your cellular data usage to avoid overpaying, your Wi-Fi
access may change over time. A new job and new habits may give you better daily
access to Wi-Fi. If this is the case, you could save a lot of money by changing
your plan to one with less data.

NEGOTIATE TO GET THE BEST PRICE FOR YOUR CELL PHONE PLAN

If you plan to stay with your current operator, you should know that they will
apply the usual rate to your plan. However, it is possible to negotiate a new
discount. Negotiate with a customer service representative and tell them that
you are a good customer and that you are willing to stay with them if they make
an effort. By committing to two years, you can get a discount that can amount to
tens of dollars a month.

HOW CAN YOU TAKE ADVANTAGE OF THE HOLIDAYS TO SAVE ON YOUR CELL PHONE PLAN?

The end of the year is a good time to get large amounts of data or special
offers. However, the various buyouts between operators and inflation led to cuts
on subscriptions around the great moments of celebrations such as "Boxing day".

BUNDLE YOUR SERVICES TO SAVE MONEY?

If you have an internet or TV subscription with your operator, they should offer
you a discounted rate for your subscriptions. Bundling your subscriptions could
save you several tens of dollars per month.

ARE FAMILY PACKAGES ECONOMICAL?

Do you have several family members at the same address? Many operators allow you
to add additional subscriptions for your family members at a preferential rate.
If you have also subscribed to a TV and internet package with the same operator,
you could save a considerable amount of money each month.

REFER A NEW CLIENT TO BENEFIT?

Some operators offer you a discount if you refer a new client to their services.
Of course, if you refer more than one person, that's a lot of dollars per person
that will be deducted from your plan, so don't hesitate to ask your operator
about it.

USE PROMOTIONAL CODES

Some providers assign promotional codes to their customers. If you use another
user's promotional code you will get a discount on your plan and the user who
owns the code will also receive some form of compensation. This is a great
strategy to save money on your plan and also to generate some cash. If you would
like to leave a review on a provider you have been a customer of, go to our
review page. You will also be able to post your promotional code if you have
one.


STEP 7: ONCE YOU'VE PURCHASED YOUR PLAN, STAY ALERT!

HOW TO AVOID BEING OVERCHARGED ON YOUR CELL PHONE PLAN?

It is sometimes tempting to listen to videos when you are out of range of Wi-Fi
like in public transportation, but these data accumulate quickly and can make
you exceed your plan. Consider downloading your music and videos via Wi-Fi so
you can listen to them offline.

SET DATA BARRIERS FOR YOURSELF

You can create alerts or set a data threshold in your phone's options.

HOW TO AVOID ROAMING CHARGES?

You are not automatically protected by roaming charges. If you receive a text
message from the United States or elsewhere in the world, you could be charged
an average of $0.30. Your outgoing messages to a foreign country are also billed
by your operator. Therefore, plan a package accordingly if you plan to
communicate with people outside of Canada.

The same applies to calls and data that you use abroad. If you are travelling in
a geographical area not covered by your plan, contact your provider to find out
about your roaming connectivity options, which vary greatly from one provider to
another. You could end up with a hefty bill if you don't plan ahead.

HOW TO AVOID LATE PAYMENT FEES?

Late payment fees are particularly high since the law allows for 50% interest.
Some operators may also charge you 50% of the total amount due, which can amount
to hundreds of dollars a month. Be aware that if you fail to pay for more than
three months, you will enter a never-ending cycle where the interest will only
increase to several times the amount due. To avoid this situation, make sure you
choose a package that fits your budget and use an automatic payment method.

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HOW TO CHOOSE YOUR CELL PHONE DEVICE ?

Step 1: Determine your needs

Step 2: Determine your budget

Step 3: Choose the right device for you

Below is a summary of the necessary steps to find the cell phone device that
will suit your needs. Refer to the complete version of this guide on how to
choose a cell phone for more details.

If you already have a cell phone device and are looking for a plan, refer to our
guide on how to choose a cell phone plan or proceed directly to a cell phone
plan search.


STEP 1: DETERMINE YOUR NEEDS

To choose the cell phone device that matches your needs you must first know
which aspects are the most important for you. Unless you have no price
limitation, you must know what matters most to you. For example, if you like to
take videos, you may want to have more internal memory storage and a better
camera lens than someone that just needs a phone to make regular phone calls. On
the other hand, someone that likes to play mobile video games may prefer having
a screen with high resolution and great battery life. To make the right choice,
try answering the following questions:

Which screen is right for you?

What battery life do you need?

Memory: 128 GB, 256 GB, 512 GB, what to choose?

The camera, which one do you need?

3G, 4G, 5G, what type of cellular network to choose?




STEP 2: DETERMINE YOUR BUDGET



PlanHub estimates that a maximum of 1% of your gross annual income should be
spent on a cell phone device. For a person with a gross annual income of
$50,000, $500 per year should be spent on a cell phone, i.e. a $1,500 phone that
will be used for 3 years or a $1,000 phone that will be changed after 2 years of
use. Note that for practical purposes, this calculation does not take into
account the resale price of a used device, which can greatly alter the data.

This estimate was obtained by following the many budgeting guides of 2023.
Please consult a professional in the field to validate if this budget applies to
your financial situation. Budget-wise, PlanHub also strongly advises you to
evaluate the possibility of a used phone. Generally, used cell phones can have
an excellent cost-to-value ratio. That being said, be aware of counterfeit
devices and possible scams on public marketplaces like Facebook or Kijiji.


STEP 3: CHOOSE THE RIGHT DEVICE FOR YOU

Once you have a good understanding of your personal needs and budget, it's time
to pick the right device. There are currently more than 145 devices to choose
from on the Canadian market from 12 different brands. Prices range from $0.00 to
$3,000.00 . Don't forget to look at popular phones on PlanHub's menu section.
Currently the iPhone 15, iPhone 14 and Galaxy S24 are the 3 most looked at
devices on PlanHub.

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BRING YOUR DEVICE OR PURCHASE A NEW ONE

Looking for a new phone? PlanHub finds the best mobile plans for your needs.


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PlanHub can help you save up to $ 20 per month on your mobile plan

MAKE ADDITIONAL SAVINGS

Find the promotions that will help you save more money

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3 months ago

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2 months ago

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LEARN MORE ABOUT MOBILE PLANS IN CANADA


WHAT ARE ROAMING CHARGES AND CAN I AVOID THEM?

The need to stay connected has never been stronger for Canadian travellers, but
it comes at a cost. Roaming charges are fees that your provider will charge you
if you use your mobile phone outside of your provider’s coverage area. These
charges happen often and travellers are looking for ways to avoid them. Text
messages, phone calls, social media, video streaming, emails, video calls, maps
- it’s hard not to use your phone when traveling.

Even if it’s just to send a quick text message or give a call to family members,
your provider can charge you. It’s important to prepare accordingly before
travelling. The best way is to find a good travel plan with your provider, but
there are additional things you can do to reduce the risk of incurring roaming
charges.

Read our blog article for more tips on how to avoid roaming charges when
traveling.


HOW CAN I SAVE ON MY MONTHLY PHONE PLAN?

Every year, the best phones become more and more expensive. If you want a plan
with the best smartphone without having to purchase it upfront, be prepared to
pay a premium every month for the duration of your contract. On the other hand,
if you want to save money, we recommend that you bring your own device instead.

If you decide to purchase your device upfront, you will not be tied to a two
year contract and will have bargaining power. This means that you can switch
providers (or plans) at will! Found a better offer with a different provider?
You can negotiate with your provider or switch providers in a heartbeat.

Read our blog article for more tips on how to save on your monthly phone plan.


WHAT IS DEVICE FINANCING AND IS IT WORTH IT?

Device financing is a way of spreading out payments for the purchase of a mobile
device. It often comes with no upfront payment or interest fees.

With device financing, the cost of the phone is usually split in 24 monthly
payments at 0% interest. For example, if you are buying a $960 smartphone on a
24 month plan, you will be paying $40 per month for the phone on top of your
monthly plan.

Device financing can be worth it if you want to buy a smartphone without having
to pay the full balance upfront. The main downside is that you will be tied to a
24 months contract with your provider.

Read our blog article to learn more about device financing.


WHAT HAPPENS IF I CANCEL MY CONTRACT?

If you cancel your current cellphone contract, you will need to pay a
cancellation fee. This fee depends on the device financing cost and the time
left before the end of the contract.

For example, let's pretend that you’ve agreed to a 24 month device financing
contract with your provider, and that there’s 6 months left to it. You still
have to pay a quarter (6 months left out of 24) of the cost after any upfront
payments you may have made. If the device cost was $1000 and you paid $200
upfront, the financing is for $800. The cancelation fee would therefore be $800
(device financing cost) x 1/4 (time left on the device financing contract)=
$200.

After you've paid the device financing balance, your device should be unlocked
for free by your provider.


WHAT IS THE DIFFERENCE BETWEEN 4G AND 4G LTE

The difference between 4G and L4G TE is that 4G is faster than 4G LTE. 4G LTE is
only an interim measure used until the true speed of 4G is achieved.


TIPS AND GUIDES TO SAVE ON YOUR PLAN MOBILE


MOBILE, NEWS

WHICH CANADIAN PROVIDERS OFFER THE ESIM OPTION?

MARCH 20, 2024

The emerging technology of eSIM, also known as embedded SIM, is revolutionizing
the mobile industry by eliminating the need for a physical, interchangeable SIM
card. In our article, we’ll explore various Canadian providers offering eSIM
services to make your decision-making process easier. What is an eSIM? The eSIM
is a revolutionary innovation that significantly simplifies …

Continue reading “Which Canadian Providers Offer the eSIM Option?”


MOBILE

PROVIDERS OFFERING 5G IN CANADA IN 2024

MARCH 18, 2024

5G technology is transforming wireless connection in Canada. With better
download speeds, lower latency, and faster connections, 5G is creating new
possibilities and digital experiences. In Canada, various companies have joined
the race for 5G, providing cellular services suited to users’ need. In this
post, we will look at the key 5G providers in Canada, …

Continue reading “Providers offering 5G in Canada in 2024”

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