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HOME EQUITY

Find out what home equity is and how to use it, plus news, advice and tools on
home equity loans and HELOCs.

 * Loan Home Improvement Home Equity Loan Rates
 * Mortgage Rates Up HELOC Rates
 * Calculator Loan or Line of Credit
 * Loan Home Equity Calculator
 * Online Reviews Home Equity Lender Reviews


BASICS


HOME EQUITY LOAN REQUIREMENTS

If you want to borrow from your home equity, lenders will consider these
factors.

10 min read


WHAT IS HOME EQUITY?

Borrowing against the equity in your home can be a smart move if you’re careful.

9 min read


HOW TO BUILD HOME EQUITY

Building home equity is a smart financial move, and there are a few ways to do
it.

7 min read


HOW TO CALCULATE HOME EQUITY

Learn how much equity you have in your home and how much of it you can borrow.

3 min read


EDITOR'S PICKS


HOME EQUITY LOAN AND HOME EQUITY LINE OF CREDIT (HELOC) GUIDE

8 min read


WHAT TO KNOW BEFORE YOUR HELOC DRAW PERIOD ENDS

6 min read


USING HOME EQUITY TO FINANCE EMERGENCY REPAIRS

10 min read


HOW TO GET EQUITY OUT OF THE HOUSE YOU’VE PAID OFF

6 min read


WHAT IS HOME EQUITY?

9 min read


HOME EQUITY LOAN AND HOME EQUITY LINE OF CREDIT (HELOC) GUIDE

8 min read


WHAT TO KNOW BEFORE YOUR HELOC DRAW PERIOD ENDS

6 min read

Caret Left Caret Right


Home Equity


THESE ARE THE 5 MOST HOME EQUITY-RICH STATES IN THE COUNTRY

3 min read

Home Equity


5 THINGS TO KNOW BEFORE YOU TACKLE AN EXPENSIVE BACKYARD MAKEOVER

5 min read

Home Equity


THE PROS AND CONS OF USING A HELOC FOR BUSINESS

4 min read


LATEST ARTICLES


 * HOME EQUITY LINE OF CREDIT (HELOC) VS. HOME EQUITY LOAN: HOW DO THEY WORK?
   
   Know the differences between these products before you borrow against your
   equity.
   
   4 min read Jul 28, 2022


 * 7 REASONS TO USE HOME EQUITY
   
   Borrowing from your home equity can pay off, but only if you’re smart about
   it.
   
   8 min read Jul 26, 2022


 * HOW TO GET A HOME EQUITY LOAN WITH BAD CREDIT
   
   There are options for accessing your home’s equity even if you have bad
   credit.
   
   9 min read Jul 26, 2022


 * CASH OUT REFI VS. HOME EQUITY LOAN: WHAT YOU NEED TO KNOW
   
   For some homeowners, it could make sense to refinance with a home equity
   loan.
   
   6 min read Jul 22, 2022


 * REQUIREMENTS FOR A HOME EQUITY LOAN OR HELOC IN 2022
   
   If you want to borrow from your home equity, lenders will consider these
   factors.
   
   10 min read Jul 22, 2022


 * TAKE OUT HOME EQUITY TO INVEST IN YOUR BUSINESS IDEA
   
   Starting a new small business can be difficult if you don’t qualify for a
   traditional loan. Your home equity can fund your startup — here’s how.
   
   5 min read Jul 21, 2022


 * WHAT TO KNOW BEFORE YOUR HELOC DRAW PERIOD ENDS
   
   There are a few things you should do if your HELOC draw period is ending.
   
   6 min read Jul 20, 2022


 * USING HOME EQUITY TO FINANCE EMERGENCY REPAIRS
   
   Emergency repairs can cost a few hundred to thousands of dollars, so some
   homeowners turn to their home equity for financing options.
   
   10 min read Jul 18, 2022


 * HELOCS AREN’T INTEREST-ONLY FOREVER
   
   A HELOC is an interest-only product during the years of the loan term that
   the borrower can draw against the line of credit.
   
   5 min read Jun 28, 2022


 * HOW DOES A FIXED-RATE HELOC WORK?
   
   You can lock the rate on your home equity line of credit with this hybrid
   loan.
   
   5 min read Jun 23, 2022

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RELATED TOPICS

 * Real estate
 * Mortgages
 * Mortgage refinancing
 * Home improvement
 * HELOC rates
 * Loan information


HELPFUL LINKS

 * What is a home equity loan?
 * Home equity calculators
 * Reasons to use home equity
 * Current home equity rates
 * What is a HELOC?
 * What is a second mortgage?
 * Home equity loan vs. HELOC


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