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AS AN ESSENTIAL SERVICE, WE ARE OPEN TO ASSIST EVERYONE DURING ALL PHASES OF
COVID-19 CLOSURES.


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Our staff takes all the necessary precautions to prevent the spread of COVID-19.
Our trustees are available for a consultation via phone, video call, or where
possible in-person consultation. Visit here to book an initial consultation or
call us at 1-888-545-5365.

If you have an active bankruptcy or proposal with us, we have you covered. See
the details here.

Stay safe.
Richard Killen, LIT, CIRP

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The Most Stress Relieving
Call You’ll Ever Make!
Call us for a FREE Consultation
1-888-545-5365
          
MENUMENU

 * Home
 * About
   * Our Team
   * Speaking:
     * Richard Killen, CIRP
     * Sean Killen
     * Michele Meitz
   * After Care
   * Community Involvement
 * Services
   * Consumer Proposals
     * Consumer Proposal – The Top How To Get Out Of Debt Solution
   * Personal Bankruptcy
     * Personal Bankruptcy Help and What Is A Bankruptcy Trustee
     * Trustee for Bankruptcy – Licensed Trustees in Bankruptcy
     * Filing Bankruptcy- Bankruptcy Help with A Bankruptcy Expert
     * Bankruptcy in Ontario – How Does Bankruptcy Work in Ontario
     * Personal Insolvency – Insolvency Services and Solutions
     * Bankruptcy Help Line: How to Declare Bankruptcy
     * Bankruptcy Trustees Toronto—Best Trustees in Bankruptcy Toronto
   * Debt Counselling
     * Debt Counselling – Get the Best Debt Advice and Debt Help
     * Credit Counselling, Debt Counseling and Debt Advice
   * Loan Consolidation
     * Debt Consolidation and Debt Consolidation Loans FAQ’s
     * Installment Loans in Ontario
     * Debt Consolidation Canada & Debt Consolidation Loans Canada
     * Payday Loans Ontario - Dealing with Payday Loan Debt
     * Payday Loans Ontario & Payday Debt Consolidation In Ontario
     * The Best Debt Consolidation Ontario for Debt Relief
   * Debt Relief Solutions- How Does Debt Relief Work
     * CRA Debt Forgiveness – CRA Requirement to Pay & Collections
     * How To Pay Off Credit Card Debt & How To Pay Off Debt Fast
     * Canada Debt, Debt Relief in Canada and Debt Forgiveness
     * How To Get Out Of Debt – Debt Relief Options In Ontario
     * Ontario Student Loans-OSAP Repayment Assistance-Forgiveness
     * LICENSED INSOLVENCY TRUSTEES – THE BETTER CHOICE FOR DEBT RELIEF
     * Debt Forgiveness From Creditors is Possible
     * The Best Debt Management Program and Debt Restructuring
     * What You Need to Know About Payday Loans Scarborough
 * Resources
   * FAQ
     * What is Bankruptcy in Toronto?
     * What Are The Bankruptcy Alternatives In Canada
     * What is the process
     * Consequences Of Bankruptcy?
     * What factors determine if bankruptcy is the best solution for me?
     * Who will know about my bankruptcy?
     * How does bankruptcy in Toronto affect my wages?
     * Does bankruptcy affect my spouse?
     * More Questions Answered
   * Professional Colleagues Q&A
   * The Glass Is Half Full Talk Show
 * Blog
   * Our Videos
   * Podcasts
 * Testimonials
 * Contact us
   * Book an Appointment
   * Scarborough West
   * Scarborough East
   * Toronto Danforth
   * Toronto and Etobicoke
   * Brampton
   * Mississauga & Erin Mills
   * Pickering
   * Oshawa
   * Newmarket & Aurora

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DEBT RELIEF STARTS HERE!

If your debt stress is taking its toll on your health, family and career, we are
here to help you get back on track financially. Put an end to sleepless nights
and wondering how you’re going to make this month’s payments.

We have helped thousands of people in the GTA to get out of debt with a 99%
percent success rate.

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COVID UPDATES

We're here to assist you with your debt problems.

We have assisted thousands of people like you to become debt free.

Consumer Proposals

A consumer proposal is a popular alternative to bankruptcy – partial repayment
plan based on your means to provide debt relief.

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Sometimes no matter how hard you try to meet your financial obligations,
declaring bankruptcy is the only responsible solution.

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Credit Counselling

This service provides better resources to manage finances & debt going forward.
Reducing stress and keeping you financially fit.

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AREAS WE PROVIDE SERVICES

Scarborough West

Scarborough East

Toronto Danforth

Newmarket

Brampton

Mississauga & Erin Mills

Pickering

Oshawa

Toronto and Etobicoke

Testimonials




Just a quick note to thank you for helping me through a difficult time. You
allowed me to feel like a contributing member of society even though I was
bankrupt, thank you. And because of that, I have a new car and a loan, more
importantly, one that I have the financial means and know-how to pay off.

Y.C







Dear Mr. Killen I went to see Mrs. Mendelson last week for my credit counseling
appointment. I must tell you, she is an absolutely delightful and refreshing
person. Both you and Mrs. Mendelson have been so helpful and understanding with
me. I really appreciate the time you have taken with me. Thank you very much.

Jay Hunter







Dear Richard, I’m wanting to thank you and all your staff for your support and
understanding throughout last year, your office was my saviour! I don’t know
what would I’ve done if I never knew about your services. Thanks for helping me
get back on the right track. Wish you all the best & 100% recommended.

S.M.







Mr. Killen, I wish to acknowledge your personal help to me during the traumatic
experience I found myself going through. Certainly, your professionalism and
that of your staff will remain with me. Thank you for your guidance &
encouragement. Its true “The Most Stress Relieving Call I’ve Ever Made!”

M.E.S







Just a quick note to thank you for helping me through a difficult time. You
allowed me to feel like a contributing member of society even though I was
bankrupt, thank you. And because of that, I have a new car and a loan, more
importantly, one that I have the financial means and know-how to pay off.

Y.C







Dear Mr. Killen I went to see Mrs. Mendelson last week for my credit counseling
appointment. I must tell you, she is an absolutely delightful and refreshing
person. Both you and Mrs. Mendelson have been so helpful and understanding with
me. I really appreciate the time you have taken with me. Thank you very much.

Jay Hunter







Dear Richard, I’m wanting to thank you and all your staff for your support and
understanding throughout last year, your office was my saviour! I don’t know
what would I’ve done if I never knew about your services. Thanks for helping me
get back on the right track. Wish you all the best & 100% recommended.

S.M.







Mr. Killen, I wish to acknowledge your personal help to me during the traumatic
experience I found myself going through. Certainly, your professionalism and
that of your staff will remain with me. Thank you for your guidance &
encouragement. Its true “The Most Stress Relieving Call I’ve Ever Made!”

M.E.S







Just a quick note to thank you for helping me through a difficult time. You
allowed me to feel like a contributing member of society even though I was
bankrupt, thank you. And because of that, I have a new car and a loan, more
importantly, one that I have the financial means and know-how to pay off.

Y.C




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ABOUT RICHARD KILLEN & ASSOCIATES


Since 1992, Richard Killen & Associates, a Licensed Insolvency Trustee, have
helped thousands of people resolve their financial problems. With 25 years
experience in this industry, our president, Richard Killen, and the rest of our
team understand the difficulties that honest people can sometimes find
themselves in. This expertise makes it possible to provide you with a service
that effectively deals with the issues.



SERVING THE GTA FOR 25 YEARS


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