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TERMS AND CONDITIONS

BNP may update, amend, edit and supplement the BNP Rules at any time. Any
substantial amendment to the BNP Rules shall be notified in advance by BNP to
the Account Holder, before coming into effect and will require your consent. If
you do not agree with the amendment(s) to the BNP rules, you will not be
permitted to continue using the Services. All references in the BNP Rules to the
singular shall include the plural and vice versa. All references to “the” shall
include “a/an” and vice versa.

 

 1. General Introduction, definitions and stipulations

 

 

1.1 An “Account Holder” is an individual having a contractual relationship with
BNP by creating a BNP Account on the Website.

 

1.2 A “BNP Account” is an account held by an Account Holder, for bona fide
transactions, with a strict aim to establish a normal commercial relationship
with BNP and with the strict purpose of conducting betting and other gaming and
gambling transactions.

 

1.3 The “Contract” is the contractual relationship between BNP and an Account
Holder and shall be constituted under and governed by the BNP Rules, i.e. the
“Terms and Conditions”.

 

1.4 The “Website” is the internet gateway accessible through the internet
address pbis.verticalloto.com where all current and relevant information
regarding BNP operations is published, and through which the Services are
provided to the Account Holders.

 

1.5 The “Services” are the gaming and betting offers provided by BNP to the
Account Holder through the Website.

 

1.6 A “Card” refers to all types of cards with a function of “payment”,
“charge”, “debit”, “credit”, “virtual” and/or similar.

 

1.7 A “Payment Solution Provider” is an intermediary acting as a payment agent
for various different payment methods.

 

1.8 A “Financial Institution” is a bank and/or other institution regulated by an
applicable domestic financial services Act or similar.

 

1.9 “Force Majeure” refers to any occurrence or condition beyond one’s
reasonable control which leads to a delay or default in the performance of the
affected party’s contractual obligation and shall, for the purposes of the BNP
Rules, include Acts of God, government restrictions (including the denial or
cancellation of any necessary license where such denial or cancellation is made
through no fault of the affected party), wars, outbreak of hostilities, riots,
civil disturbances, insurrections, acts of terrorism, fire, explosions, floods,
theft, malicious damage, strikes, lockouts, and/or any other cause beyond the
reasonable control of the party whose performance is affected.

 

1.10 “Client Application” shall mean the web browser application opened by the
Account Holder in order to use the Services.

 

1.11 “Software” shall mean all software used by BNP to offer and/or operate the
Services and/or run the Client Application.

 

1.12 A “Prize” is an amount, a bonus or a reward that can be won by the Account
Holder.

 

1.13 An “Inactive Account” is a BNP Account which has not recorded any log-in
and/or log-out for

a period exceeding 12 consecutive months.

 

1.14 Bets are cancelled if there is an inaccuracy in the names of players or
teams, if the wrong odds are offered, if a wrong total is quoted, if a wrong
handicap is quoted, etc. In these instances the bets are void.

 

1.15 All trademarks, service marks and trade names as well as images, graphics,
text, concepts or methodologies (collectively the “Intellectual Assets”) found
on the Website, the Client Application and the material contained therein are
the exclusive property of BNP and/or BNP's suppliers and partners. The Account
Holder is not entitled to exploit or otherwise use any Intellectual Asset for
whatever purpose, except for what is allowed by law.

 

 1. Account Rules

 

 

2.1 Creation of a BNP Bet Account

 

2.1.1 An individual cannot participate in a game for money unless that
individual is an Account Holder. To be registered as a player, an individual
must register personally and submit an application for registration. The
following information must be provided:

 

- date of birth and provide valid identification showing that the player is over
eighteen (18) years of age or the applicable legal age of majority as stipulated
in the jurisdiction of your residence (identification documents which must be
submitted include: copy of a valid identity card, passport or driving license);

- player’s first and last name;

- player’s full residential address;

- player’s valid email address;

- a username and a password.

 

2.1.2 An individual applying to become an Account Holder warrants and represents
not to be under the age of eighteen (18) years. Minors cannot register as a
player and cannot hold a BNP Account. BNP reserves the right to request
additional proof of age and perform additional checks in order to verify the
information provided. A BNP Account may be suspended until satisfactory proof of
age is provided.

 

2.1.3 An individual applying to become an Account Holder furthermore warrants
and represents:

 

- to be a physical person (a legal entity will not be accepted as an Account
Holder);

- not to be a resident of Uganda, Iraq, South Africa, Croatia, Slovenia, Greece,
Sweden, Romania, Belarus, Switzerland, Lithuania, Monaco, Estonia, Latvia, Isle
of Man, Afghanistan, Antigua and Barbuda, Australia, Belgium, Bulgaria, Cayman
Islands, Cuba, Cyprus, Czech Republic, Denmark, France, French Guyana, French
Polynesia, French Southern Territories, Guadeloupe, Germany, Hong Kong, Hungary,
Iran, Ireland, Israel, Italy, Japan, Kahnawake, Libya, Macau, Malta, Martinique,
Mayotte, Myanmar, Netherlands, Netherlands Antilles, North Korea, Philippines,
Poland, Portugal, Réunion, Russia, Saudi, Arabia, Serbia, Singapore, Spain,
Sudan, Syria, Turkey, United Kingdom, United States, Vatican City, Yemen (please
be aware of particular country exclusions for Casino – Games – Live Casino,
Poker and Bingo); BNP reserves the right to block the access to
pbis.verticalloto.com and not to pay the winning to the players from the
mentioned countries;

- not to be a professional player in any sport, competition or league where BNP
offers betting;

- not to be restricted by limited legal capacity;

- not to be acting on behalf of another party;

- not to be classified as a compulsive problem gambler, and/or be included
(whether voluntarily or

involuntarily) on any register or database of excluded players;

- not to be depositing monies originating from criminal and/or other illegal
activities;

- not to be depositing monies through a Card which the Account Holder is not
authorized to use and/or utilizing a Card in a jurisdiction in which betting and
gaming are prohibited;

- not to be conducting criminal activities whereby a BNP Account is directly or
indirectly involved;

- not to use the Services if it is illegal in his/her country of residence or
otherwise restricted for him/her to open a gaming account, purchase or use
services from BNP and/or otherwise participate in the games offered. It is the
Account Holder’s responsibility to ensure his/her use of BNP's Website and
Services is legal;

- not to find the Website or the Services offensive, objectionable, unfair, nor
indecent; and to maintain his/her BNP Account details up-to-date in terms of the
following: first and last name,

country of residence, valid email address and phone number.

 

2.1.4 An individual applying for a BNP Account acknowledges and accepts:

 

- all definitions and stipulations as stated under the BNP Rules;

- the BNP Rules as currently published on the Website, as well as any possible
future changes to the BNP Rules;

- that the Contract is governed by:

(i) the BNP Rules as published in English;

(ii) any regulatory provisions or other decisions made from time to time by the
Governing Authorities; and

(iii) the Governing Law of the Place of the Contract.

 

Rules of acceptance of bets on sports events

 

2.2 The Organizer has a right to cancel any bonus, jackpot and/or any prize if
the Organizer is confident the Player has implemented a system usage fraud. In
this case the Organizer freezes the Player's special gaming account, and if
there are any funds, makes a refund to the payment system that was used by the
Player to replenish the gaming account.

 

2.3. Arranged game

 

If the Organizer has sufficient facts to suspect the case of an arranged game,
they can terminate the prize remunerations and make a re-payment of the already
carried out payments to the Player's special gaming accounts. The mentioned
suspicions can include data referring to sums and characteristics, as well as
amounts

of all entry payments made via all the possible methods.

 

 1. Betting rules

 

3.1 The betting company accepts bets on the outcome of sporting and other events
with a deliberately unknown result, including the use of telecommunication
networks.

 

3.2 Every time downloading the client’s application, regardless of the use of
the media resource (via Internet or mobile services), by opening an account and
using an existing account, betting or participating in any games, taking any
prize, the client confirms his agreement with the current version of the Rules
and the obligation to act in accordance with these Rules.Anytime a user
downloads the client, registers an account, uses an existing account, bets on
any games, takes any winnings, etc., this signifies the User’s agreement and
obligation to act in accordance with the current rules.

 

3.3 BNP has the right to make any changes and additions to the rules set forth
herein, the provisions and procedures of payments without an individual prior
written notice. Users are notified about this with appropriate announcements.
The conditions of previously staked (placed) bets remain unchanged, and bets
which are accepted are subject to the posted rules at the time of acceptance.

 

3.4 BNP reserves the right to refuse service to any person without disclosing
the reason(s).

 

 1. Policy of site use

 

4.1 BNP does not bear any responsibility for any losses or damages claimed as
resulting from the use of this site or from its content. This provision equally
applies to the use or misuse of the content of the site by any person, inability
to access the site or use it, to delay in functioning or transmission of data,
failures in communication lines, any errors, misprints or omissions in the
content of the site.

 

4.2 Loading photos and video from the website or its sub-sites is permitted only
for private use. Publication, transmission or reproduction of this data for any
other purpose is strictly prohibited.

 

4.3 BNP monitors traffic of its website actively, and reserves the right to
block access in cases of suspected automated betting (bots).

 

 1. Glossary

 

5.1 Basic terms accepted in this edition of the rules:

 

“Single” – a bet on a single event;

 

“Express” – this is a bet on the outcome of several different events
simultaneously. When you place a bet on the outcome of two or more events (for
example, two different football matches), you can unite them in “Express”. To
win an express bet it is necessary for you to not have any failed predictions
(losses) on any of the outcomes which are included in the Express. Loss on one
of the outcomes of an express bet means loss throughout the entire bet. Winnings
of the express bets is equal the product of the bet amount at the coefficients
of played outcomes included in the express (if on one of the bets included in
the express occurs a return, then the coefficient on it equals to 1).

 

“System” – a set of “express bets” of a particular set of events. Each
combination of the system is calculated as a separate express bet. To win in the
system it is sufficient that the indicated number of predictions of the total
number be correct (it is defined by name, that is, for example, in the system “3
of 4′′ it is necessary that 3 of the 4 predictions prove correct, for “5 of 7′′
it is necessary properly to predict the outcome of the five events of 7 options,
etc.). It must be taken into account that because of the fact that only a part
of the total bet amount is specified on each of the express of the system bet
(proportional to the number of options) then the winnings by such a system bet
will be less than the possible general winnings by the express bet. In some
cases, when not all outcomes are predicted, the amount of winnings may be less
than the amount of the bet, but in contrast to express bets, a part of the
amount will be offset on account of correctly predicted outcomes.

 

“Chain” – bet which is a combination of “single” bets including events
independent from each other. The sum of single bet of chain‘s each event is
equal to the sum of chain. The client is given a chance to determine
independently the order of the bets included in the chain and stake only on the
first event of the chain. Thus the concept of “chain account” is imported. After
the tournament of each single bet included in the chain the sum of that account
is calculated. Initially it is equal to the sum of the first bet. If the sum on
the chain account is less than its initial sum, the chain’s next event’s single
bet is calculated by the account balance. The procedure of chain’s calculation
depends on the order of bets mentioned in the given ticket but not on time. The
sum which remains on the account after calculation of all bets in the chain is a
subject to payment.

If the sum on the chain account reaches zero – the chain breaks and is
considered to be lost.

 

“Handicap” – the advantage or the leeway of the entrant of competition,
expressed in goals (points/) sets, etc., which is provided by the bookmaker
office to the entrant with bets on it. The result of the event subject to the
handicap is determined in this way: the handicap given to the entrant is added
to the corresponding result shown by the entrant in the competition. If the
results thus obtained are in favor of the elected entrant, he is considered as a
winner, and the bets on his win subject to the handicap win. Payments are
carried out with the coefficient of winnings indicated in the description of
bets. If the result is in favor of the opponent – the bets are lost. If the
result subject to the handicap is a draw, then the coefficient of winnings under
such a result will be equal to 1 (return of the bet);

 

For example:

 

Team 1

 

Team 2

 

Handicap 1

 

Handicap 2

 

Coefficient 1

 

Coefficient 2

 

Inter

 

Cagliari

 

-1.5

 

2.25

 

+1.5

 

1.9

 

1) Suppose you want to bet upon the win of Cagliari subject to handicap. The
handicap betting on Cagliari (Handicap 2) is equal to “+1.5′′. To win with the
bet on the handicap “+1.5′′ it is necessary that Cagliari will not lose by more
than 1 goal, as handicap +1.5 will be added to goals from Cagliari. Let us
analyze all the options:

 

- Cagliari won or the teams drew or Cagliari lost by the difference of 1 goal.
For example, the final score is 2-1. Taking into account the handicap (+1.5) the
result 2:2.5 in favor of Cagliari (the handicap of Inter when determining the
result on the rates at Cagliari is not taken into account). The bets win.

- Cagliari lost by more than 1 goal difference. For example, the final score is
2-0. Taking into account the handicap (+1.5) the result is 2:1.5 in favor of
Inter. In this case, the rates on winning of Cagliari taking into account the
handicap (+1.5) lose.

 

2) Similarly, the following variants are possible when betting on a win for
Inter taking into account the handicap “-1.5′′:

 

- Inter won having the advantage of two or more goals. For example, the final
score is 3-0. Taking into account the handicap (- 1.5) the result is 1.5:0 in
favor of Inter. The bets win.

- Inter won having the advantage of 1 goal, teams drew or Cagliari won. For
example, the final score is 2-1. Taking into account the handicap -1.5, the
result of the bets on Inter at handicap (-1.5) gives 0.5:1, in favor of
Cagliari. In this case, the bets on Inter with the handicap -1.5 lose.

 

Double bet of handicap is offered (Asian handicap). Bet on victory or total
taking into account the handicap, which is the multiple of 0.25 (but not of
0.5). Such bets are calculated as 2 bets with the half of sum: with the same odd
and “common handicaps” and “common totals” multiple of 0.5’s near- by common
value. In case when the Asian handicap is included in parlay or system, it is
calculated with that odd which would be in case of single bet. In case of
winning of two common bets, the bet’s odd “O” is taken into account in the
calculations. If one common bet is won and the other is a subject to refund,
during the calculation is taken the odd (“O”+1)/2. If both common bets are lost,
the whole bet considered lost.

 

Event’s participant

 

Handicap’s double bet (Asian handicap)

 

Odd

 

Real

 

-0.25 (0,-0.5)

 

2.0

 

Barcelona

 

+0.25 (0,+0.5)

 

1.8

 

 

In case 200 euro stake is made on “Real” and “Real” won: two common bets with
the half of sum won and the winning is equal to 100*2.0 + 100*2.0 = 400
euros.The match was over in drawn: one common bet with the half of sum lost, and
the other won with the odd “1′′ and the winning is equal to 100*0.0 + 100*1.0 =
100 euros. “Real” lost: two common bets with the half of sum lost and the
winning is equal to 100*0.0 + 100*0.0 = 0 euro. In case 200 euros stake is made
on “Barcelona” and ”Barcelona” won: two common bets with the half of sum won and
the winning is equal to 100*1.8 + 100*1.8 = 360 euros. The match was over in
draw: one common bet with the half of sum lost, and the other won with the odd
“1′′ and the winning is equal to 100*1.8 + 100*1.0 = 280 euros. “Barcelona”
lost: two common bets with the half of sum lost and the winning is equal to
100*0.0 + 100*0.0 = 0 euro.

 

“Total” – the number of goals, pucks, points or the games, scored (thrown,
gained or played) by an entrant or entrants of events.

 

For example:

Suppose the total of the soccer game is set (the amount of goals scored) equal
to “4′′, and a wagering is offered on the total at two outcomes: more or less of
the given total.

 

If the match is scored with a total of less than 4 goals (0-0, 1-0, 0-1, 1-1,
etc.), bets lower than “4′′ win.

If the match is scored with a total of more than 4 goals (4-1, 4-2, 3-2, etc.),
bets lower than “4′′ lose and bets more than “4′′ win.

If the match is scored with a total of exactly 4 goals (3-1, 4-0, 2-2, 1-3,
0-4), all bets on more than “4′′ and less than “4′′ will be refunded.

 

 1. Policy of Bets

 

6.1 The values of the parameters (including handicaps, totals) and coefficients
of the events specified in the line of the current day may change after any bet,
but conditions before bets are the same, except in cases of technical and
obvious mistakes in the line.

 

6.2 As an amount of bet only the amount confirmed and registered by the company
is accepted.

 

6.3 The User is the only person who is responsible for the bet. Once a bet is
made and its acceptance is confirmed, it cannot be changed or canceled by the
User. BNP does not provide any guarantees with respect to the “lost” or “double”
bets made by customers. Please carefully check all the bets you have made.

 

6.4 Loss of your password cannot be a reason for the withdrawal rates or
cancellation of the request for payment of winnings.

 

6.5 A bet is accepted as soon as it is confirmed by the company. All accepted
bets are displayed in the “Bet History”. In some cases there may be a delay
until a bet is listed in your history. In case of any dispute the time when the
bet was registered in the system of the company is considered to be its true
submission time. If the User did not receive any notification about the
acceptance of bet, the rate is still considered to be accepted if it is
displayed in the “Bet History.”

 

6.6 Failures of communication or other technical failures in customer
communications are not a reason for the cancellation of a bet if the bet has
been registered in the server.

 

 1. Displaying Data

 

7.1 The Company is not responsible for the accuracy, completeness and timeliness
of the proposed information services, including data on the events of Live and
mailing services.

 

7.2 BNP makes every effort to make the information on Live events (such as
results, the time of a game and the statistics of teams /players) be correct.
However, this information is displayed only for informational purposes. BNP is
not responsible in case of any errors in this data.

 

7.3 BNP is not responsible and does not accept any claims regarding the accuracy
of the translation from foreign languages of team names and the names of the
players.

 

7.4 If in the indicated event/match more than one member with the same surname
is present and during bet acceptance the full name of the athlete or other
features identifying them uniquely have not been indicated, all bets are
refundable.

 

7.5 If in the name of the match or in the name of the position one or more
entrants are indicated in the line incorrectly (except for errors in
translation), that is if the other team/entrant of represented tournament is
indicated instead of the necessary one, all the bets on that event are
recognized as invalid and a return is made. Only BNP has the right to determine
the events belonging to this category.

 

7.6 In cases when the specific details of the team such as a particular age
group (for example 18 years/to 21 years/youth teams), gender (women) or the
status of the team (reserve) are not indicated in the line resulting in the
marking of the other team in the line instead of the declared one, all bets on
this match are refundable. In other cases when incomplete name or possible
grammar errors are indicated in the line, all bets remain in force. If the
gender of teams is not indicated in the line, it is considered that the gender
of teams is male. In case women’s teams are participating in a match it is
necessary to have a detailed indication about it in the line otherwise bets on
this match are a subject to return.

 

7.7 Date and time indicated in the line are the date and time of discontinuation
of betsˈ acceptance on the event (except for Live events) and do not necessarily
coincide with the date and time of the actual start of the event. The actual
time of the event while counting the bets is considered as the time of the start
of the event, which is determined based on the official documents of the
organization conducting the competition, as well as the data of BNP .

 

7.8 If the place of conducting a meeting is not indicated in the line, in the
list of events the host of the field is indicated firstly, except for
competitions of American types of sports. All the information contained in the
“cap” to a particular sport, carries an ancillary character. Possible errors in
the given information are not a ground for the return of bets.

 

7.9 On acceptance of bets for Live Events there is a set delay, the value of
which may vary depending on the sport, market, and other features, and it is
determined exclusively by BNP for security and protection from subsequent bets.

 

7.10 For clients convenience, taking into account the specificity of Live Events
in which coefficients change very often a client can choose one of the following
options: to “Accept all changes in the coefficients”, “Accept only marked-up
bets” or “Do not accept bets if the coefficients change,” which determines
respectively whether the bet is accepted if during the time of its arrangement
the coefficient changed, at any changes of it, or just in the case when the
changed bet exceeds the estimated coefficient of the bet of the client.

 

7.11 Incorrectly indicated date of the conducted match is not a ground for
cancellation of the bet.

 

7.12 If the match began from the moment at which it was previously interrupted,
and in the line that was not stipulated, the bets are refundable.

 

 1. Interlocking events and outcomes

 

8.1 In “express” and “system” bets it is forbidden to include different events
that relate to the same match, not even the ones which are interdependent
directly. If in such bets were included any events that relate to the given
match, this bet is refundable, even if the computer program of accepting the
bettings did not block this bet during its submission. BNP reserves the
exclusive right to determine whether the events are connected.

 

8.2 In the game on output-absence from the group in “express” and “system” bets
it is allowed only to bet on one team from the given group. If in such bets
qualify-not qualify of the teams from the same group were included then the
given bets are refundable, even if the computer program accepting the bets did
not block this bet during its submission. BNP reserves the unique right to
decide whether to accept bets on the position of qualify or not qualify in
“express”, “system” and in “single” bets.

 

 1. Obvious and technical errors

 

9.1 The Company is not responsible for errors in typing, transfer or counting of
bets. In particular, BNP reserves the right to correct obvious errors made while
entering information on betting coefficients and/or calculation of the amounts
at the bets (for example, errors in the coefficients indicated in teams
incorrectly, incorrectly indicated events, etc.), or declare invalid the
corresponding bets even after completion of the event. In the cases of
correcting obvious errors bets are returned. The most common types of technical
errors are the following:

 

9.1.1 Errors of input of coefficients – when the coefficient (or the setting of
the handicap/total, etc.) is displayed without a separator (dot) or with any
additional number.

 

Example: instead of the coefficient 1.8, 18 is displayed, instead of 2, 23 is
displayed, instead of 3, 30 is displayed etc.

 

9.1.2 “Mirror Errors” – when the coefficients for players are displayed in a
diametrically opposite manner. In this case, the favorite of the game (including
current favorite of live event) is displayed by a coefficient exceeding the
coefficient of the outsider of the given event.

 

Example: Basketball. Barcelona-Unicaja. The winner of the match. Instead of 1.2
and 4, 4and 1.2 is displayed.

 

9.1.3 Writing errors – if all the coefficients are indicated correctly, however,
teams are written in an incorrect order (usually occurs for events taking place
on a neutral field).

 

Meaning for the previous example: record: Basketball. Unicaja-Barcelona. The
winner of the match. 1.2 and 4 instead of Basketball. Barcelona-Unicaja. The
winner of the match. 1,2 and 4

 

Clear indicators of obvious errors are: very large difference in the
coefficients of BNP and other bookmakers, the coefficients that are nearly
impossible to give in the current situation of the match.

 

The right to determine whether or not an obvious or a technical error was made
in any case belongs exclusively to BNP .

 

9.2 BNP reserves the right to abolish the bets made on deliberately incorrect
coefficients and obvious errors. The customer will be informed about changes in
the balance immediately.

 

9.3 BNP reserves the right to cancel the bets even after the end of the event if
these bets are won by the User as a result of a technical failure or an obvious
error.

 

9.4 In cases when due to technical reasons the User’s bets were not provided
with the necessary amount of funds in the account, the bets are considered as
invalid.

 

9.5 In case of mistakenly having credited the means to the customer’s account
the latter shall immediately notify BNP about the mistake. If due to an error a
negative balance has been formed at the client, the betting company has the
right to cancel the uncalculated bets despite the fact that they were made
before the error occurred.

 

9.6 The Company reserves the right to oblige the User to liability for any
damage caused to it if the user used a technical or administrative error
intentionally when making a deposit and/or during the receipt of money on the
account.

 

 1. Bets on credit

 

10.1 BNP does not accept any bets or provide services to customers on credit.
All bets must be confirmed with funds existing in the account of the User.

 

 1. Legal Aspects

 

11.1 BNP states explicitly that bet placement and betting organization, as well
as participation in sports betting, multiplayer poker, game in casinos and games
like lottery may be restricted by law or even prohibited in some countries. Such
restrictions or prohibitions may be imposed even if the company obtained the
necessary permission (license for betting or organizing gaming) to place bets
and betting organizations.

 

The User should note that if the placement of bets or participation in sports
betting, multiplayer poker and games such as lotteries is prohibited or
permitted only under certain conditions, which are not followed, the
responsibility for any damage caused by this rests solely with the User.

 

The client must also take note that the company is not required to provide
clients with information, instructions and warnings in a wider range than in the
present paragraph. In particular, the company is not liable for damages suffered
by the User due to the violation of the relevant legislative prohibitions
functioning in his/her country.

 

11.2 You should register on one of the websites which belong to the group of BNP
companies according to your country of residence. By rating or participating in
the games, the User confirms that he has reached the lowest age of consent
limited by law of his country, and confirms his/her capacity to enter into the
agreement with the company. In case of non-fulfillment of these requirements the
User’s account will be closed and necessary measures will be applied.

 

11.3 The User agrees that his personal information provided to the company
during the pool betting, games in multiplayer poker, casino games and games such
as lotteries, as well as in any other game is stored and used by automatic
means.

 

11.4 You have registered on websites which belong to the group of BNP companies
more than once and/or you have more than one account. In this case, the Company
has the right to block all the accounts at its discretion and to leave only one
account corresponding to the country of residence.By registering the User
confirms the exclusive intellectual property of the company’s regulations, as
well as the system controlled by them.

 

11.5 The Company reserves the right to inform Users about special promotions and
new products by telephone and e-mail.

 

11.6 Legal relations between the User and the company are a subject to laws of
Curacao and are regulated by it with the exception of the appropriate legal
rules of international private law. The place of performance of all obligations
at betting and gaming, as well as at the appropriate bets, is Curacao. All
disputes arising over or regarding bets made by customers, are resolved if it
does not contradict the law, by the court in Curacao, having the relevant
territorial and subject matter jurisdiction.

 

11.7 The Company expressly states that it does not provide users with any advice
(consultation) on tax matters and/or legal matters.

 

11.8 No disputes about the bets can lead to a lawsuit, legal action, as well as
claims on bookmaker licenses if the company complies with the provisions of
arbitration.

 

11.9 In case of any claims and disputes from Users’ side and people representing
their parties, the company’s liabilities are limited by the size of bets or its
possible winnings.

 

11.10 In case of any disputes or claims the database of BNP has priority over
any other data.

 

11.11 If there is discrepancy between the English version of these rules and the
translation into another language, the English version is considered to be the
correct one.

 

11.12 Any matters of dispute including claims about the results of the event are
accepted to be reviewed by the bookmaker office within 5 days from the end of
the sporting event.

 

11.13 BNP does not hold Users’ funds in segregated or separately protected bank
accounts. It is important for the User to understand that deposits of BNP are
not in banks and no interest is accrued upon them.

 

 1. Restrictions on rates

 

12.1 Bookmaker company has the right not to accept bets from any person without
giving any reason and reserves the right to close or temporarily block the
accounts of individual Users without prior notice.

 

12.2 Minimum and maximum size of bets for all sporting events is defined by the
bookmaker office and is a subject to changes without prior written notice. In
addition, BNP reserves the right to impose special restrictions on the accounts
of individual Users.

 

12.3 BNP does not recommend two or more Users to place bets from one IP-address
(from the same computer or the same local area network) in order to avoid
suspicion of collusion (cheating). In such cases it is necessary to reconcile
the possibility of the game with BNP by explaining the circumstances. BNP has
the right to block the account of such a User and ask them to send the documents
verifying their registered identity.

 

12.4 Winnings are paid only within the limits set with maximum limits of the
company. If the User has made a bet and the winning exceeds the maximum, the
company will not pay any amount of money exceeding the maximum limit.

 

12.5 Results for sports statistics are published on the official website of BNP
within 3 days after the end of a sporting event.

 

 1. Late bets

 

13.1 Bets placed after the start of the event, except the bets for Live Events,
in all cases, are invalid and are returnable, and are excluded from the
“express” and “system” bets. Any bet (including bets for Live Events) made on an
event, the result of which is already known by the time of betting, is
considered invalid and will be refunded.

 

13.2 If the User wishes to challenge the time of the start of the event, he must
provide an official document (or a link to the website of regulatory bodies of
the given event) which confirms the actual time of the start of the match on
which the given bet was made.

 

13.3 While arising disputes regarding the time of the start of the event, if the
official regulatory bodies of the appropriate tournament/event do not provide
(or lack) such information, the information of BNP about the start time of the
event is considered the only correct one while calculating the bets.

 

 1. Return

 

14.1 If a “return” is declared about the bet, such bet is considered as won with
the coefficient of 1. In case of “Single” bets this means that the User will get
back the amount of money placed to this bet. In the case of “express” or
“system” bets the total coefficient will be changed accordingly (in the event,
where a return occurred, the coefficient will get the value 1, the coefficients
on the remaining events will remain unchanged, and the final coefficient will be
counted according to similar scheme; only the coefficient of the outcome on the
event, on which was given a return – one of the factors (multipliers) of the
final coefficient of “express” or “system” – will get the value 1).

 

EXAMPLE: Express

 

Position

 

Outcome

 

Coefficient

 

Finland - Moldova

 

Win 1

 

1.55

 

Malta-Croatia

 

Croatia Handicap (-2)

 

1.7

 

Bulgaria-England

 

Win 2

 

1.5

 

Total coefficient of Express = 1.55 * 1.7 * 1.5 = 3.95

 

In case Finland and England won in the above mentioned games, and Croatia won by
2 goals advantage, and the given express plays, but when calculating the total
coefficient there will be 1 instead of 1.7 (coefficient of winning) and the
final coefficient of the given express will be equal to 1.55*1*1.5 = 2.325

 

14.2 If as a result of the match the total number of scored goals is equal to
the total of the bet and among the proposed outcomes of the given total bets
there has not been the option equal ... (the indicated number) of goals, a
return is made. Similarly, for the individual totals, totals of the player,
totals of cards/corners /removals, fouls and other parameters if the final value
of the match and the proposed parameter of the total are equal a return is made.

 

 1. Privacy of User’s data

 

15.1 The User is responsible for maintaining the confidentiality of any
information related to their account, and shall take all measures to prevent the
use of personal accounts by unauthorized persons. Any operations confirmed by
the username and password of the account holder shall be valid and have legal
force.

 

15.2 If the User suspects that his username and password are known to a third
person, at any time they have the right to send a request to BNP to block the
account temporarily for all circumstances to be made clear.

 

15.3 To ensure the security of personal data of Users, BNP communicates with
Users via the e-mail indicated by the User during registration.

 

15.4 The User is responsible for maintaining the confidentiality of any
information related to their e- mail, and shall take all measures to prevent the
use of e-mail address by third parties. BNP is not responsible for any loss or
damage resulting from the connection between the bookmaker office and the User
using a registered e-mail address.

 

 1. Match-fixing

 

16.1 In case of possible interference in the match result and the formation of
the coefficients for the match (including cases of suspicion in match-fixing),
Vertical Loto reserves the right to suspend the payments on this event or to
cancel the bets on this match, as well as hand over the information on relevant
side to the appropriate authorities for further investigation and prevention of
similar incidents.

 

16.2 BNP reserves the right to suspend the payment of the rates and make a
return on the rates to the event, if there are solid grounds to believe this
match was negotiable. Such grounds may be based on the size, number and nature
of the bets made by one or all of the possible methods of betting.

 

The decision of the governing bodies of relevant federations and regulatory
bodies are also taken into account. In such cases BNP reserves the right to hand
over the information on related party to the governing bodies for further
investigation and preventing similar incidents.

 

 1. Neutral field

 

17.1 In cases when the match is transferred to a neutral field (NF) rates
persist. They are refundable in cases when the match is transferred to the
opponent’s field. In case of the play when the teams are from the same city and
are transferred to another field, bets are valid and are not refundable. In
international matches, the refund of bets is made only when the match transfers
to the field of an opponent state.

 

 1. Interrupted events

 

18.1 An event is considered interrupted if there was no play for an
indispensable amount of playing time specified according the rules of the
company, even if the result at which the event was interrupted is later
confirmed to be final.

 

18.2 The matches consider to be taken place, if they have been interrupted, not
finished in the time- frame specified in the points 6 and 7 and if the played
time is the following:

 

- Soccer - 90 min.

- Futsal (duration 2 x 20 minutes.) - 35 minutes

- Futsal (duration 2 x 25 minutes.) - 45 minutes

- Basketball NBA (National Basketball Association and PBA, CBA) - 43 min.

- Eurobasketball - 35min.

- Hockey NHL (National Hockey League) - 55 min.

- Bandy - 60 min

- Eurohockey - 50 min.

- American football - 55 min.

- Baseball - 5 periods (innings)

- Handball - 50 min

 

18.3 For interrupted events recognized as cancelled, if not otherwise stipulated
in the rules on sports, all bets are refundable, except for ones for which the
result is exactly defined at the time of the stop of the event. For interrupted
events bets on the relative performance time (periods, etc.) are a subject to
unconditional return.

 

 1. Events transfer

 

19.1 If the start time of the event has been changed and otherwise is not
stipulated in the rules of sports, all bets on the event are refundable.

 

19.2 During a game on the passage to the next round, in cases of transferring
the game period onto subsequent days, or changes of the field, the bets remain
valid. If the “passage” of the team which goes to the next round later has been
canceled because of any reason, the cancellation is disregarded, and the payment
is made according the results of played matches. If the second match did not
take place or was interrupted, then all bets on it, including the passage, are
refundable.

 

Payments on the passage are made only at bets made before the first match. If
none of the matches has taken place, the bets will be refunded.

 

 1. Calculation of bets

 

20.1 BNP validates the results on the basis of official reports and alternative
sources of information (including videos of the event) after finishing the
event. Calculation of bets is based on the results published on the website
pbis.verticalloto.com in the section “Results”. In case of discrepancy of
results from different sources of information, as well as in the case of their
obvious mistakes the final decision to determine the results belongs to BNP .

 

20.2 All inquiries of Users regarding to the correctness of the results of BNP
site should be based only on the basis of official sources of information
(websites of regulatory bodies for these championships). Information from other
sources cannot be considered a basis for the reviewing/reappraisal of bets.

 

20.3 Valid (factual) results considered to be the results, which are announced
on the basis of official protocols or other sources of information, right after
the end of the event.The organizer uses the following official sources:

 

www.uefa.com

www.fifa.com

www.beto.gr

www.bundesliga.at

www.turkish-soccer.com

www.rfpl.org

www.premierleague.com

www.sportinglife.com

www.gazzetta.it

www.bundesliga.de

www.laliga.es

www.lfp.fr

www.mlssoccer.com

www.nfl.com

www.russiabasket.ru

www.nba.com

www.euroleague.net

www.nhl.com

www.fhr.ru

www.rusbandy.ru

www.atptennis.com

www.wtatour.com

www.itftennis.com

www.daviscup.com

www.fedcup.com

www.ausopen.com

www.rolandgarros.com

www.wimbledon.com

www.usopen.org

www.mlb.com

www.pgatour.com

www.iccworldtwenty20.com

www.fide.com

www.volley.ru

www.nyse.com

www.nasdaq.com

 

The organizer can use other official sources when there is need. In exceptional
cases, the organizer reserves the right to use video viewing to adjudge the true
result.

 

20.4 Live event bet results are calculated based on what is known immediately
after the end of the event/competition. All following changes (for example,
changes by decision of a jury after the game) are not taken into account while
deciding the bets. The company itself calculates these bets based on its
statistical data about the actual course of the game. If not otherwise
indicated, all bets on non- participating athletes in the competition will be
void.

 

20.5 In cases when the company’s statistics (based on TV coverage) is different
from the official statistics, the bets are calculated according to the company’s
statistics.

 

20.6 If more than one participant or team is declared as a winner of the
competition, the coefficient of winnings is divided by the number of winners
(the coefficient can’t be less than 1)

 

20.7 All operations on playing accounts are made in the currency chosen by the
User during registration.

 

20.8 All bets for which the outcomes are already known (in particular bets on
who will score the next goal or win a certain segment of the match), are
considered valid and are calculated even if the event or tournament was
suspended.

 

20.9 If a match is not completed and is considered as incomplete, then all bets
on it are refundable, (except what is mentioned in point 16.1) even if the
result, at which the event was suspended, later is confirmed as final.

 

20.10 If it does not contradict the special rules of individual sports, the
result announced on the day of the match is taken for the result of the match.
Any possible changes in the result, conditioned by the revision of the results
of the event by governing bodies and disciplinary penalties of teams, for the
purpose of betting, are not taken into account, and the initial results of the
calculation of bets remain in force.

 

20․11 In our system, the deposit limit logic works with fixed calendar day hours
with (GMT+4) time zone. Meaning that the user will be able to deposit a maximum
amount of his limit during 24 hours from 12 am (GMT+4) till 12 am (GMT+4) of the
next day.

 

 1. Betting groups/syndicates and Match/Event limit

 

21.1 Users are required to bet only on their own behalf. Recurring bets
containing the same selections from one or more clients can be recognized as
invalid and get canceled by the company. Even after the official outcome of such
bets is known, in cases when the company is confident that Users have acted in
collusion or as a syndicate, or suspicious bets have been made by one or more
Users in a short period of time, such bets may be considered invalid and get
canceled by the company.

 

21.2 Bet limits by sport events are set accordingly to the player’s account
status and individual bet/event. If the player makes an attempt to place a bet
outside the limits specified for an event, a warning message ” Max. Stake –
Limit Reached / Official limit exception” will be displayed in the bet slip as a
notification. Multiple bets which combine same selection within the same bet
event are not accepted. Avoiding the Warning Message and Non-compliance with
this rule will result with cancelation of all placed bets and a refund of the
initial stake.

 

 1. Non-participation in the event

 

22.1 If it does not contradict the special rules of individual sports, when an
event participant for whatever reason cannot take part in the event which was
bet on, the bet is considered valid and lost by the client. The exceptions are
the following cases:

 

 1. The event/tournament is canceled;
 2. The event /tournament is considered invalid;
 3. The location of the event was changed;
 4. The event/tournament is suspended.

 

22.2 In case of bets “Who is taller” meaning bets with two outcomes, if one of
the participants refuses to take part before the event/tournament, the bet is
refundable.

 

 1. Rules on sports

 

23.1 Additional information about types of bets on different sports is indicated
in the rules of sports.

 

23.2 Sport rules take precedence over the general rules.

 

23.3 Some types of bets

 

23.4 In case of betting on the “Odd number/Even number of Total”, regardless of
the sports and the proposed position (including total goals/cards/fouls etc.) if
the result is “0′′, the bets are calculated as “Even number”

 

23.5 All bets on the number of medals are calculated according to the official
medal table at the end of the event. Any changes undertaken by the governing
bodies later are not taken into account.

 

23.6 Any medals won by the country team in any competitions shall be considered
as one regardless of the number of participants in this team.

 

23.7 In case if any market has the potential outcome “Any other”, this outcome
includes all participants of the event, not listed in the options of that market
separately.

 

23.8 In case of game on any event in the “additional markets” of tours (total
number of goals, wins, losses, draws, angular, yellow cards etc.), only those
matches of the tour are taken into account which are included in the daily line.

 

 1. Registration

 

24.1 Only registered Users can participate in bonus-programs of the company. To
register, fill in the registration form by providing your first name, last name
and email. After receiving a verification email, follow the instructions to
verify your account to be able to make deposits and place bets.

 

24.2 Registration and betting is allowed exclusively to people over 18 years old
(or the allowed age range in the given country from which the user has opened a
deposit and made bets). Users have complete responsibility as to dealing with
the legality of Internet gambling in the region where they live and/or for
providing the appropriate authorities of their country with information on
winnings. The Company reserves the right to require proof of age and block the
User’s account before receiving the appropriate documentation.

 

24.3 All information provided during the registration must be accurate and
complete. In particular, when using credit or debit cards, the cardholder’s name
and surname must match the name and surname indicated in the registration form,
otherwise the account will be blocked. All bets made before locking the account
are recognized as valid.

 

24.4 The Company reserves the right to block the accounts of Users who have
reported false data, as well as to deny them the payment of any winnings,
*withhold payment of any money held in the BNP Account, and pass on any
necessary information to the relevant authorities.* At the request of the
Company the User must present an official document with a photograph,
identifying his identity (a passport copy), and also proof of authenticity of
the indicated address data and telephone.

 

24.5 Each User can have only one account. Registered Users cannot re-register as
a new client with a new name or a new email address. In case of violation of
this rule, the company has the right to void all bets made by the User.

 

24.6 The User has no right to permit any third party use their game account.

 

24.7 Please note that you should not send us the details about your credit card
account or other sensitive financial information via an unencrypted e-mail.

 

24.8 BNP allows all its Users to choose their own combination of username and
password. Users should keep such information in secret. If your username and
password are entered correctly while accessing the site, all bets remain in
force and cannot be canceled or changed by the User. If you suspect that someone
other than you knows your password, change it immediately on our website. If you
have forgotten the password or a part of it, please send a request to Live
Support for a new password.

 

24.9 Users who place their bets in BNP via a cell phone should remember that BNP
is not responsible for any loss of data in the mobile phone of the client, and
is not responsible for any commission of mobile and internet operators. By
registering, the client confirms that he accepts and agrees to these Terms.

 

24.10 BNP reserves the right to request additional proofs and perform additional
checks in order to verify the identification of the player. Upon request, the
player may also be required to send in valid identification documents proving
his/her identity and address in order that BNP may carry out identification,
perform identification checks through photo and video selfie methods, credit and
other verification checks that BNP may require and/or are required by applicable
laws and regulations and/or by the relevant regulatory authorities for use of
the Services. The player agrees to provide all such information as BNP
reasonably requires in connection with such verification checks. Until such time
as BNP has received the requested documents and satisfied the verification
checks to the operator's reasonable satisfaction, BNP is entitled to restrict
the player's Account in any manner that Vertical Loto reasonably deems
appropriate, including by suspending the Account, preventing the player from
placing any bets or wagers, or from withdrawing his/hers funds.

 

 1. Currency

 

25.1 Currently Users have the right to place bets in the following currencies:
EUR and USD. BNP reserves the right to block the reception of bets and operating
activities in any of the indicated currencies. In this case, all the necessary
payments on the accounts of blocked currency would be held in another currency
equivalent at the interbank exchange rate for that day.

 

 1. The bonus program

 

26.1 All bonuses of Users are limited individually to one person, home address,
telephone number and e-mail address, one bill of payments (such as by card
number or Skrill account), as well as the computer being used (including the
institute, Internet club and other public institutions). The company has the
right to refuse the bonus to any User or group of User. Bonus programs are
available only to Users who have made a deposit in real currency to their
account in BNP .

 

26.2 In case of violation of any requirement of the bonus programs, and also if
there is any evidence of recurrent bets at one and the same event from a group
of customers, or conspiracy, regardless of the result of the given bets, BNP
reserves the right to deprive these Users from a bonus and to consider the
corresponding bets as invalid. For the purposes of protection against fraud the
company has the right to demand a document from the client proving identity
before transferring a bonus.

 

 1. Deposits

 

27.1 Available methods of payments are determined by the country and the
currency selected during registration. A complete list of fees, limits on them
and other items is displayed on the Deposits and Withdrawals page. Vertical Loto
reserves the right to change these terms and details.

 

27.2 When conducting any financial transactions it is necessary that the name of
the owner of the debit/credit card or bank account exactly match the name of the
owner of the appropriate account of BNP . Otherwise BNP reserves the right to
cancel all transactions and make a return on all bets made while using someone
else’s account or credit/debit card.

 

 1. Entry of money on account

 

28.1 If any funds have been transferred to the User erroneously, the User is
obliged to notify the company immediately. Any winnings of the client arising
from such an error shall be considered invalid, and such bets are refundable,
regardless of the delay between the origin of the error and the time it was
seen.

 

28.2 If the deposits to the account were made for any other purpose than bets,
poker, casino and financial betting, the company (particularly in case of
suspected fraudulent money turnover) reserves the right to cancel a deposit and
collect from the User all costs incurred as a result of processing the deposit.

 

28.3 If the User’s deposit exceeds the bet’s amount, at the client’s request for
withdrawal BNP

reserves the right to charge the User all costs incurred as a result of
processing deposits and withdrawals.

 

 1. Financial Limitations

 

29․1 The maximum winning of one ticket is 100 000 USD. If the bet comes with a
bonus and thereby the winning sum exceeds 100 000 USD, the bonus is not paid.
-The maximum coefficient of a bet is 1000. In case it exceeds 1000, the winning
is calculated with 1000 coefficient.

 

29.2 The minimum single bet on any event is €0.1 or equivalent amount in players
account currency. The minimum bet in express or/and system bet is €0.1 or
equivalent amount in players account currency. Unless otherwise stated, only one
bet per sport event or match is allowed. Maximum stake per bet must be equal or
smaller than the last deposit amount.

 

29.3 The maximum coefficient of express bets is 1000. Express bets, in which the
coefficient of winnings exceeds the maximum, are calculated with a coefficient
of 1000. In these cases, the sum of winnings should not exceed the maximum
payment for a single bet. The maximum coefficient of winnings for each version
of the system is 1000. Variants of systems on which the coefficient of winnings
exceeds the maximum, are calculated with coefficient 1000.

 

29.4 The maximum amount of the bet on the event depends on the sport and the
events and is defined by the bookmaker network specifically for each event and
each type of bet and is subject to change without prior written notice. BNP
reserves the right to limit the maximum bet on individual events, as well as the
introduction and removal of specific restrictions on the accounts of individual
Users without notice or explanation of reasons.

 

29.5 All financial limits apply to any individual customer, or/and syndicates
group of players acting as a collective unit, who have placed two or more bets
containing the same match selections, including where placed in a series of
bets, at a different range of odds markets, over a number of days using various
players’ accounts and/or across different betting channels. Should we identify
that two or more bets have been placed this way, all those bets will be
considered as void and only first betting slip submitted will be considered as a
legitimate bet.

 

 1. Payments / Withdrawals

 

30.1 Payments are processed in a time not exceeding 72 hours starting from the
moment that the request was made. Before the first payment will be made to the
User by electronic payment methods (Skrill, credit or debit card, etc.), the
client is obliged to attach an electronic copy of a passport to the Documents
section to confirm their identity. Remember that forgery is severely punished by
law, and in cases of suspicion of placing a counterfeit or an edited copy of the
documents by electronic methods, BNP reserves the right to send such documents
to the appropriate regulatory authorities.

 

30.2 Before making the payment, the employees of the company will verify the
correspondence of the name, surname, father’s name, birth dates of the client
and also other data. If differences are found between the actual data and the
data provided by the client, BNP reserves the right to make a refund for all
bets by the User and refuse to pay out winnings to the User unless they prove
the identity and accuracy of entered data.

 

30.3 If it turns out that the User has opened several accounts in the company,
BNP reserves the right to refuse to pay out for these accounts (except the
User’s assets legitimately transferred to the account of Vertical Loto after his
payment of a fine in the measure of 10% of the total amount of deposits).

 

30.4 In the first order for a withdrawal in cash the User must enter valid
passport details exactly as in the passport in the language of the country that
issued the passport (or in the case of foreign passports – in English).

 

30.5 Group and family members should regulate personal relationships with each
other – payments are made ONLY in the name of the owner of the appropriate
account.

 

30.6 The User agrees to provide BNP with information about his bank account from
which the bets will be made in particular, in order to transfer his winnings

 

30.7 BNP is not responsible for changes in the amount of payments related to
fluctuations of currency (rate of exchange).

 

30.8 If the User has requested a withdrawal in the amount of 1,000 Euros or more
(or the equivalent in another currency at the interbank rate), BNP pays a
commission on the transfer and subsequent operations of withdrawals in the given
calendar month. Otherwise, the commission is paid to the bank by the User.

 

30.9 The Company reserves the right of funds’ withdrawal using a priority for
itself method of payment for winning players (including credit/debit card or to
the player’s bank account).

 

30.10 Before withdrawing the first payment, the player should bet 50% of their
deposit amount. Starting from the second withdrawal the player should bet 100%
of their deposit amount before being able to withdraw their payment. *If the
player refuses to comply with the mentioned requirements, the withdrawal amount
is subject to a 6% fee. This requirement is for the purpose of reducing the
risks of fraud and money laundering by players.*

 

 

 

 1. Self-Exclusion

31.1 If the User thinks that are spending too much time or money on gambling,
whether online or in gambling premises, then the User can ask to be
self-excluded. Self-exclusion is a tool used by those who have recognized that
their gambling is harmful to them. It is for those who wish to be supported to
stop gambling.

31.2 The User can take active steps to remove yourself from gambling. The User
enter into a formal agreement not to gamble, and it is up to the User to stick
to your self-exclusion. If the User try to gamble during that time, the BNP must
take reasonable steps to stop the User.

31.3 The User can choose to self-exclude via a multi-operator self-exclusion
scheme. These schemes allow you to make a single request to self-exclude from
the same type of land-based gambling within your area. GAMSTOP allows you to
self-exclude from online operators with one request.

31.4 If the User are unsure whether or not may have developed a gambling
problem, the User can use the following simple checklist for self-assessment. If
the User answer positively to at least four of the following questions it is
recommended to the User call either our customer service staff.

 1.  Do you find that you are becoming preoccupied with past gambling successes?
 2.  Do you find that you need to increase the amount of money you gamble to
     achieve the same enjoyment and excitement?
 3.  Have you recently tried to stop gambling but were unsuccessful?
 4.  Do you become moody or impatient when you are cutting down how much you
     gamble?
 5.  Do you ever use gambling as a way of ignoring stress in your in life or
     even pick you up when you feel down?
 6.  Do you ever try to win back the money you lost by increasing the size or
     frequency of your wagers?
 7.  Do you ever hide how much or how often you gamble from significant others?
 8.  Have you ever committed fraud or theft to get money to gamble with?
 9.  Has gambling ever ruined a personal relationship or an occupational or
     educational opportunity?
 10. Have you ever needed others to relieve a financial problem created by
     gambling?

31.5 Self-Exclusion. Enables the User to take a break from gambling, restricting
the account from placing bets for 01 hour to 03 years. During the time selected,
you will be unable to reverse this block, to access the account. Before use this
tool the User must withdrawal the funds.

31.6 Recess. Enables the User to take a short break from gambling, restricting
the account from placing bets for 01 day to 02 years. During the time selected,
you will be unable to reverse this block but you can access the account to
withdrawal the funds deposited in the account.

31.7 Limits. Enables the User to set the maximum values that may be lost by the
User. The value can be chosen for daily, weekly, and monthly periods. The User
can also restrict the amount of money to bet during a specific time period. The
amount can be chosen for a daily, weekly or monthly period. This limit can only
be changed again after a week has passed since the request.

31.8 The User can use the Self-exclusion and Recess tools for 02 (two) times.
After the second use, BNP shall close the User account indefinitely.

 

 

Version 1.2, dated 07.11.2018

 


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Jogar no Bichonopix é para ser divertido e interessante. Nosso compromisso é com
nossos clientes compartilhando a emoção com você. Isso significa que é nossa
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Que tipo de limites posso colocar na minha conta?

Você pode fazer um limite de depósito que te permite limitar quanto você pode
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O que é a autoexclusão?

A autoexclusão permite que você feche sua conta por um período especificado de 1
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realizadas verificações de idade em todos os clientes que usam métodos de
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verificações de idade aleatoriamente em clientes usando outros métodos de
pagamento.
Lembrando que qualquer pessoa com uma conta no Bichonopix menor de 18 ou 21 anos
terá seus ganhos confiscados e poderá ser denunciado as autoridades competentes,
por força da Lei.



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TERMS AND CONDITIONS

BNP may update, amend, edit and supplement the BNP Rules at any time. Any
substantial amendment to the BNP Rules shall be notified in advance by BNP to
the Account Holder, before coming into effect and will require your consent. If
you do not agree with the amendment(s) to the BNP rules, you will not be
permitted to continue using the Services. All references in the BNP Rules to the
singular shall include the plural and vice versa. All references to “the” shall
include “a/an” and vice versa.

 

 1. General Introduction, definitions and stipulations

 

 

1.1 An “Account Holder” is an individual having a contractual relationship with
BNP by creating a BNP Account on the Website.

 

1.2 A “BNP Account” is an account held by an Account Holder, for bona fide
transactions, with a strict aim to establish a normal commercial relationship
with BNP and with the strict purpose of conducting betting and other gaming and
gambling transactions.

 

1.3 The “Contract” is the contractual relationship between BNP and an Account
Holder and shall be constituted under and governed by the BNP Rules, i.e. the
“Terms and Conditions”.

 

1.4 The “Website” is the internet gateway accessible through the internet
address pbis.verticalloto.com where all current and relevant information
regarding BNP operations is published, and through which the Services are
provided to the Account Holders.

 

1.5 The “Services” are the gaming and betting offers provided by BNP to the
Account Holder through the Website.

 

1.6 A “Card” refers to all types of cards with a function of “payment”,
“charge”, “debit”, “credit”, “virtual” and/or similar.

 

1.7 A “Payment Solution Provider” is an intermediary acting as a payment agent
for various different payment methods.

 

1.8 A “Financial Institution” is a bank and/or other institution regulated by an
applicable domestic financial services Act or similar.

 

1.9 “Force Majeure” refers to any occurrence or condition beyond one’s
reasonable control which leads to a delay or default in the performance of the
affected party’s contractual obligation and shall, for the purposes of the BNP
Rules, include Acts of God, government restrictions (including the denial or
cancellation of any necessary license where such denial or cancellation is made
through no fault of the affected party), wars, outbreak of hostilities, riots,
civil disturbances, insurrections, acts of terrorism, fire, explosions, floods,
theft, malicious damage, strikes, lockouts, and/or any other cause beyond the
reasonable control of the party whose performance is affected.

 

1.10 “Client Application” shall mean the web browser application opened by the
Account Holder in order to use the Services.

 

1.11 “Software” shall mean all software used by BNP to offer and/or operate the
Services and/or run the Client Application.

 

1.12 A “Prize” is an amount, a bonus or a reward that can be won by the Account
Holder.

 

1.13 An “Inactive Account” is a BNP Account which has not recorded any log-in
and/or log-out for

a period exceeding 12 consecutive months.

 

1.14 Bets are cancelled if there is an inaccuracy in the names of players or
teams, if the wrong odds are offered, if a wrong total is quoted, if a wrong
handicap is quoted, etc. In these instances the bets are void.

 

1.15 All trademarks, service marks and trade names as well as images, graphics,
text, concepts or methodologies (collectively the “Intellectual Assets”) found
on the Website, the Client Application and the material contained therein are
the exclusive property of BNP and/or BNP's suppliers and partners. The Account
Holder is not entitled to exploit or otherwise use any Intellectual Asset for
whatever purpose, except for what is allowed by law.

 

 1. Account Rules

 

 

2.1 Creation of a BNP Bet Account

 

2.1.1 An individual cannot participate in a game for money unless that
individual is an Account Holder. To be registered as a player, an individual
must register personally and submit an application for registration. The
following information must be provided:

 

- date of birth and provide valid identification showing that the player is over
eighteen (18) years of age or the applicable legal age of majority as stipulated
in the jurisdiction of your residence (identification documents which must be
submitted include: copy of a valid identity card, passport or driving license);

- player’s first and last name;

- player’s full residential address;

- player’s valid email address;

- a username and a password.

 

2.1.2 An individual applying to become an Account Holder warrants and represents
not to be under the age of eighteen (18) years. Minors cannot register as a
player and cannot hold a BNP Account. BNP reserves the right to request
additional proof of age and perform additional checks in order to verify the
information provided. A BNP Account may be suspended until satisfactory proof of
age is provided.

 

2.1.3 An individual applying to become an Account Holder furthermore warrants
and represents:

 

- to be a physical person (a legal entity will not be accepted as an Account
Holder);

- not to be a resident of Uganda, Iraq, South Africa, Croatia, Slovenia, Greece,
Sweden, Romania, Belarus, Switzerland, Lithuania, Monaco, Estonia, Latvia, Isle
of Man, Afghanistan, Antigua and Barbuda, Australia, Belgium, Bulgaria, Cayman
Islands, Cuba, Cyprus, Czech Republic, Denmark, France, French Guyana, French
Polynesia, French Southern Territories, Guadeloupe, Germany, Hong Kong, Hungary,
Iran, Ireland, Israel, Italy, Japan, Kahnawake, Libya, Macau, Malta, Martinique,
Mayotte, Myanmar, Netherlands, Netherlands Antilles, North Korea, Philippines,
Poland, Portugal, Réunion, Russia, Saudi, Arabia, Serbia, Singapore, Spain,
Sudan, Syria, Turkey, United Kingdom, United States, Vatican City, Yemen (please
be aware of particular country exclusions for Casino – Games – Live Casino,
Poker and Bingo); BNP reserves the right to block the access to
pbis.verticalloto.com and not to pay the winning to the players from the
mentioned countries;

- not to be a professional player in any sport, competition or league where BNP
offers betting;

- not to be restricted by limited legal capacity;

- not to be acting on behalf of another party;

- not to be classified as a compulsive problem gambler, and/or be included
(whether voluntarily or

involuntarily) on any register or database of excluded players;

- not to be depositing monies originating from criminal and/or other illegal
activities;

- not to be depositing monies through a Card which the Account Holder is not
authorized to use and/or utilizing a Card in a jurisdiction in which betting and
gaming are prohibited;

- not to be conducting criminal activities whereby a BNP Account is directly or
indirectly involved;

- not to use the Services if it is illegal in his/her country of residence or
otherwise restricted for him/her to open a gaming account, purchase or use
services from BNP and/or otherwise participate in the games offered. It is the
Account Holder’s responsibility to ensure his/her use of BNP's Website and
Services is legal;

- not to find the Website or the Services offensive, objectionable, unfair, nor
indecent; and to maintain his/her BNP Account details up-to-date in terms of the
following: first and last name,

country of residence, valid email address and phone number.

 

2.1.4 An individual applying for a BNP Account acknowledges and accepts:

 

- all definitions and stipulations as stated under the BNP Rules;

- the BNP Rules as currently published on the Website, as well as any possible
future changes to the BNP Rules;

- that the Contract is governed by:

(i) the BNP Rules as published in English;

(ii) any regulatory provisions or other decisions made from time to time by the
Governing Authorities; and

(iii) the Governing Law of the Place of the Contract.

 

Rules of acceptance of bets on sports events

 

2.2 The Organizer has a right to cancel any bonus, jackpot and/or any prize if
the Organizer is confident the Player has implemented a system usage fraud. In
this case the Organizer freezes the Player's special gaming account, and if
there are any funds, makes a refund to the payment system that was used by the
Player to replenish the gaming account.

 

2.3. Arranged game

 

If the Organizer has sufficient facts to suspect the case of an arranged game,
they can terminate the prize remunerations and make a re-payment of the already
carried out payments to the Player's special gaming accounts. The mentioned
suspicions can include data referring to sums and characteristics, as well as
amounts

of all entry payments made via all the possible methods.

 

 1. Betting rules

 

3.1 The betting company accepts bets on the outcome of sporting and other events
with a deliberately unknown result, including the use of telecommunication
networks.

 

3.2 Every time downloading the client’s application, regardless of the use of
the media resource (via Internet or mobile services), by opening an account and
using an existing account, betting or participating in any games, taking any
prize, the client confirms his agreement with the current version of the Rules
and the obligation to act in accordance with these Rules.Anytime a user
downloads the client, registers an account, uses an existing account, bets on
any games, takes any winnings, etc., this signifies the User’s agreement and
obligation to act in accordance with the current rules.

 

3.3 BNP has the right to make any changes and additions to the rules set forth
herein, the provisions and procedures of payments without an individual prior
written notice. Users are notified about this with appropriate announcements.
The conditions of previously staked (placed) bets remain unchanged, and bets
which are accepted are subject to the posted rules at the time of acceptance.

 

3.4 BNP reserves the right to refuse service to any person without disclosing
the reason(s).

 

 1. Policy of site use

 

4.1 BNP does not bear any responsibility for any losses or damages claimed as
resulting from the use of this site or from its content. This provision equally
applies to the use or misuse of the content of the site by any person, inability
to access the site or use it, to delay in functioning or transmission of data,
failures in communication lines, any errors, misprints or omissions in the
content of the site.

 

4.2 Loading photos and video from the website or its sub-sites is permitted only
for private use. Publication, transmission or reproduction of this data for any
other purpose is strictly prohibited.

 

4.3 BNP monitors traffic of its website actively, and reserves the right to
block access in cases of suspected automated betting (bots).

 

 1. Glossary

 

5.1 Basic terms accepted in this edition of the rules:

 

“Single” – a bet on a single event;

 

“Express” – this is a bet on the outcome of several different events
simultaneously. When you place a bet on the outcome of two or more events (for
example, two different football matches), you can unite them in “Express”. To
win an express bet it is necessary for you to not have any failed predictions
(losses) on any of the outcomes which are included in the Express. Loss on one
of the outcomes of an express bet means loss throughout the entire bet. Winnings
of the express bets is equal the product of the bet amount at the coefficients
of played outcomes included in the express (if on one of the bets included in
the express occurs a return, then the coefficient on it equals to 1).

 

“System” – a set of “express bets” of a particular set of events. Each
combination of the system is calculated as a separate express bet. To win in the
system it is sufficient that the indicated number of predictions of the total
number be correct (it is defined by name, that is, for example, in the system “3
of 4′′ it is necessary that 3 of the 4 predictions prove correct, for “5 of 7′′
it is necessary properly to predict the outcome of the five events of 7 options,
etc.). It must be taken into account that because of the fact that only a part
of the total bet amount is specified on each of the express of the system bet
(proportional to the number of options) then the winnings by such a system bet
will be less than the possible general winnings by the express bet. In some
cases, when not all outcomes are predicted, the amount of winnings may be less
than the amount of the bet, but in contrast to express bets, a part of the
amount will be offset on account of correctly predicted outcomes.

 

“Chain” – bet which is a combination of “single” bets including events
independent from each other. The sum of single bet of chain‘s each event is
equal to the sum of chain. The client is given a chance to determine
independently the order of the bets included in the chain and stake only on the
first event of the chain. Thus the concept of “chain account” is imported. After
the tournament of each single bet included in the chain the sum of that account
is calculated. Initially it is equal to the sum of the first bet. If the sum on
the chain account is less than its initial sum, the chain’s next event’s single
bet is calculated by the account balance. The procedure of chain’s calculation
depends on the order of bets mentioned in the given ticket but not on time. The
sum which remains on the account after calculation of all bets in the chain is a
subject to payment.

If the sum on the chain account reaches zero – the chain breaks and is
considered to be lost.

 

“Handicap” – the advantage or the leeway of the entrant of competition,
expressed in goals (points/) sets, etc., which is provided by the bookmaker
office to the entrant with bets on it. The result of the event subject to the
handicap is determined in this way: the handicap given to the entrant is added
to the corresponding result shown by the entrant in the competition. If the
results thus obtained are in favor of the elected entrant, he is considered as a
winner, and the bets on his win subject to the handicap win. Payments are
carried out with the coefficient of winnings indicated in the description of
bets. If the result is in favor of the opponent – the bets are lost. If the
result subject to the handicap is a draw, then the coefficient of winnings under
such a result will be equal to 1 (return of the bet);

 

For example:

 

Team 1

 

Team 2

 

Handicap 1

 

Handicap 2

 

Coefficient 1

 

Coefficient 2

 

Inter

 

Cagliari

 

-1.5

 

2.25

 

+1.5

 

1.9

 

1) Suppose you want to bet upon the win of Cagliari subject to handicap. The
handicap betting on Cagliari (Handicap 2) is equal to “+1.5′′. To win with the
bet on the handicap “+1.5′′ it is necessary that Cagliari will not lose by more
than 1 goal, as handicap +1.5 will be added to goals from Cagliari. Let us
analyze all the options:

 

- Cagliari won or the teams drew or Cagliari lost by the difference of 1 goal.
For example, the final score is 2-1. Taking into account the handicap (+1.5) the
result 2:2.5 in favor of Cagliari (the handicap of Inter when determining the
result on the rates at Cagliari is not taken into account). The bets win.

- Cagliari lost by more than 1 goal difference. For example, the final score is
2-0. Taking into account the handicap (+1.5) the result is 2:1.5 in favor of
Inter. In this case, the rates on winning of Cagliari taking into account the
handicap (+1.5) lose.

 

2) Similarly, the following variants are possible when betting on a win for
Inter taking into account the handicap “-1.5′′:

 

- Inter won having the advantage of two or more goals. For example, the final
score is 3-0. Taking into account the handicap (- 1.5) the result is 1.5:0 in
favor of Inter. The bets win.

- Inter won having the advantage of 1 goal, teams drew or Cagliari won. For
example, the final score is 2-1. Taking into account the handicap -1.5, the
result of the bets on Inter at handicap (-1.5) gives 0.5:1, in favor of
Cagliari. In this case, the bets on Inter with the handicap -1.5 lose.

 

Double bet of handicap is offered (Asian handicap). Bet on victory or total
taking into account the handicap, which is the multiple of 0.25 (but not of
0.5). Such bets are calculated as 2 bets with the half of sum: with the same odd
and “common handicaps” and “common totals” multiple of 0.5’s near- by common
value. In case when the Asian handicap is included in parlay or system, it is
calculated with that odd which would be in case of single bet. In case of
winning of two common bets, the bet’s odd “O” is taken into account in the
calculations. If one common bet is won and the other is a subject to refund,
during the calculation is taken the odd (“O”+1)/2. If both common bets are lost,
the whole bet considered lost.

 

Event’s participant

 

Handicap’s double bet (Asian handicap)

 

Odd

 

Real

 

-0.25 (0,-0.5)

 

2.0

 

Barcelona

 

+0.25 (0,+0.5)

 

1.8

 

 

In case 200 euro stake is made on “Real” and “Real” won: two common bets with
the half of sum won and the winning is equal to 100*2.0 + 100*2.0 = 400
euros.The match was over in drawn: one common bet with the half of sum lost, and
the other won with the odd “1′′ and the winning is equal to 100*0.0 + 100*1.0 =
100 euros. “Real” lost: two common bets with the half of sum lost and the
winning is equal to 100*0.0 + 100*0.0 = 0 euro. In case 200 euros stake is made
on “Barcelona” and ”Barcelona” won: two common bets with the half of sum won and
the winning is equal to 100*1.8 + 100*1.8 = 360 euros. The match was over in
draw: one common bet with the half of sum lost, and the other won with the odd
“1′′ and the winning is equal to 100*1.8 + 100*1.0 = 280 euros. “Barcelona”
lost: two common bets with the half of sum lost and the winning is equal to
100*0.0 + 100*0.0 = 0 euro.

 

“Total” – the number of goals, pucks, points or the games, scored (thrown,
gained or played) by an entrant or entrants of events.

 

For example:

Suppose the total of the soccer game is set (the amount of goals scored) equal
to “4′′, and a wagering is offered on the total at two outcomes: more or less of
the given total.

 

If the match is scored with a total of less than 4 goals (0-0, 1-0, 0-1, 1-1,
etc.), bets lower than “4′′ win.

If the match is scored with a total of more than 4 goals (4-1, 4-2, 3-2, etc.),
bets lower than “4′′ lose and bets more than “4′′ win.

If the match is scored with a total of exactly 4 goals (3-1, 4-0, 2-2, 1-3,
0-4), all bets on more than “4′′ and less than “4′′ will be refunded.

 

 1. Policy of Bets

 

6.1 The values of the parameters (including handicaps, totals) and coefficients
of the events specified in the line of the current day may change after any bet,
but conditions before bets are the same, except in cases of technical and
obvious mistakes in the line.

 

6.2 As an amount of bet only the amount confirmed and registered by the company
is accepted.

 

6.3 The User is the only person who is responsible for the bet. Once a bet is
made and its acceptance is confirmed, it cannot be changed or canceled by the
User. BNP does not provide any guarantees with respect to the “lost” or “double”
bets made by customers. Please carefully check all the bets you have made.

 

6.4 Loss of your password cannot be a reason for the withdrawal rates or
cancellation of the request for payment of winnings.

 

6.5 A bet is accepted as soon as it is confirmed by the company. All accepted
bets are displayed in the “Bet History”. In some cases there may be a delay
until a bet is listed in your history. In case of any dispute the time when the
bet was registered in the system of the company is considered to be its true
submission time. If the User did not receive any notification about the
acceptance of bet, the rate is still considered to be accepted if it is
displayed in the “Bet History.”

 

6.6 Failures of communication or other technical failures in customer
communications are not a reason for the cancellation of a bet if the bet has
been registered in the server.

 

 1. Displaying Data

 

7.1 The Company is not responsible for the accuracy, completeness and timeliness
of the proposed information services, including data on the events of Live and
mailing services.

 

7.2 BNP makes every effort to make the information on Live events (such as
results, the time of a game and the statistics of teams /players) be correct.
However, this information is displayed only for informational purposes. BNP is
not responsible in case of any errors in this data.

 

7.3 BNP is not responsible and does not accept any claims regarding the accuracy
of the translation from foreign languages of team names and the names of the
players.

 

7.4 If in the indicated event/match more than one member with the same surname
is present and during bet acceptance the full name of the athlete or other
features identifying them uniquely have not been indicated, all bets are
refundable.

 

7.5 If in the name of the match or in the name of the position one or more
entrants are indicated in the line incorrectly (except for errors in
translation), that is if the other team/entrant of represented tournament is
indicated instead of the necessary one, all the bets on that event are
recognized as invalid and a return is made. Only BNP has the right to determine
the events belonging to this category.

 

7.6 In cases when the specific details of the team such as a particular age
group (for example 18 years/to 21 years/youth teams), gender (women) or the
status of the team (reserve) are not indicated in the line resulting in the
marking of the other team in the line instead of the declared one, all bets on
this match are refundable. In other cases when incomplete name or possible
grammar errors are indicated in the line, all bets remain in force. If the
gender of teams is not indicated in the line, it is considered that the gender
of teams is male. In case women’s teams are participating in a match it is
necessary to have a detailed indication about it in the line otherwise bets on
this match are a subject to return.

 

7.7 Date and time indicated in the line are the date and time of discontinuation
of betsˈ acceptance on the event (except for Live events) and do not necessarily
coincide with the date and time of the actual start of the event. The actual
time of the event while counting the bets is considered as the time of the start
of the event, which is determined based on the official documents of the
organization conducting the competition, as well as the data of BNP .

 

7.8 If the place of conducting a meeting is not indicated in the line, in the
list of events the host of the field is indicated firstly, except for
competitions of American types of sports. All the information contained in the
“cap” to a particular sport, carries an ancillary character. Possible errors in
the given information are not a ground for the return of bets.

 

7.9 On acceptance of bets for Live Events there is a set delay, the value of
which may vary depending on the sport, market, and other features, and it is
determined exclusively by BNP for security and protection from subsequent bets.

 

7.10 For clients convenience, taking into account the specificity of Live Events
in which coefficients change very often a client can choose one of the following
options: to “Accept all changes in the coefficients”, “Accept only marked-up
bets” or “Do not accept bets if the coefficients change,” which determines
respectively whether the bet is accepted if during the time of its arrangement
the coefficient changed, at any changes of it, or just in the case when the
changed bet exceeds the estimated coefficient of the bet of the client.

 

7.11 Incorrectly indicated date of the conducted match is not a ground for
cancellation of the bet.

 

7.12 If the match began from the moment at which it was previously interrupted,
and in the line that was not stipulated, the bets are refundable.

 

 1. Interlocking events and outcomes

 

8.1 In “express” and “system” bets it is forbidden to include different events
that relate to the same match, not even the ones which are interdependent
directly. If in such bets were included any events that relate to the given
match, this bet is refundable, even if the computer program of accepting the
bettings did not block this bet during its submission. BNP reserves the
exclusive right to determine whether the events are connected.

 

8.2 In the game on output-absence from the group in “express” and “system” bets
it is allowed only to bet on one team from the given group. If in such bets
qualify-not qualify of the teams from the same group were included then the
given bets are refundable, even if the computer program accepting the bets did
not block this bet during its submission. BNP reserves the unique right to
decide whether to accept bets on the position of qualify or not qualify in
“express”, “system” and in “single” bets.

 

 1. Obvious and technical errors

 

9.1 The Company is not responsible for errors in typing, transfer or counting of
bets. In particular, BNP reserves the right to correct obvious errors made while
entering information on betting coefficients and/or calculation of the amounts
at the bets (for example, errors in the coefficients indicated in teams
incorrectly, incorrectly indicated events, etc.), or declare invalid the
corresponding bets even after completion of the event. In the cases of
correcting obvious errors bets are returned. The most common types of technical
errors are the following:

 

9.1.1 Errors of input of coefficients – when the coefficient (or the setting of
the handicap/total, etc.) is displayed without a separator (dot) or with any
additional number.

 

Example: instead of the coefficient 1.8, 18 is displayed, instead of 2, 23 is
displayed, instead of 3, 30 is displayed etc.

 

9.1.2 “Mirror Errors” – when the coefficients for players are displayed in a
diametrically opposite manner. In this case, the favorite of the game (including
current favorite of live event) is displayed by a coefficient exceeding the
coefficient of the outsider of the given event.

 

Example: Basketball. Barcelona-Unicaja. The winner of the match. Instead of 1.2
and 4, 4and 1.2 is displayed.

 

9.1.3 Writing errors – if all the coefficients are indicated correctly, however,
teams are written in an incorrect order (usually occurs for events taking place
on a neutral field).

 

Meaning for the previous example: record: Basketball. Unicaja-Barcelona. The
winner of the match. 1.2 and 4 instead of Basketball. Barcelona-Unicaja. The
winner of the match. 1,2 and 4

 

Clear indicators of obvious errors are: very large difference in the
coefficients of BNP and other bookmakers, the coefficients that are nearly
impossible to give in the current situation of the match.

 

The right to determine whether or not an obvious or a technical error was made
in any case belongs exclusively to BNP .

 

9.2 BNP reserves the right to abolish the bets made on deliberately incorrect
coefficients and obvious errors. The customer will be informed about changes in
the balance immediately.

 

9.3 BNP reserves the right to cancel the bets even after the end of the event if
these bets are won by the User as a result of a technical failure or an obvious
error.

 

9.4 In cases when due to technical reasons the User’s bets were not provided
with the necessary amount of funds in the account, the bets are considered as
invalid.

 

9.5 In case of mistakenly having credited the means to the customer’s account
the latter shall immediately notify BNP about the mistake. If due to an error a
negative balance has been formed at the client, the betting company has the
right to cancel the uncalculated bets despite the fact that they were made
before the error occurred.

 

9.6 The Company reserves the right to oblige the User to liability for any
damage caused to it if the user used a technical or administrative error
intentionally when making a deposit and/or during the receipt of money on the
account.

 

 1. Bets on credit

 

10.1 BNP does not accept any bets or provide services to customers on credit.
All bets must be confirmed with funds existing in the account of the User.

 

 1. Legal Aspects

 

11.1 BNP states explicitly that bet placement and betting organization, as well
as participation in sports betting, multiplayer poker, game in casinos and games
like lottery may be restricted by law or even prohibited in some countries. Such
restrictions or prohibitions may be imposed even if the company obtained the
necessary permission (license for betting or organizing gaming) to place bets
and betting organizations.

 

The User should note that if the placement of bets or participation in sports
betting, multiplayer poker and games such as lotteries is prohibited or
permitted only under certain conditions, which are not followed, the
responsibility for any damage caused by this rests solely with the User.

 

The client must also take note that the company is not required to provide
clients with information, instructions and warnings in a wider range than in the
present paragraph. In particular, the company is not liable for damages suffered
by the User due to the violation of the relevant legislative prohibitions
functioning in his/her country.

 

11.2 You should register on one of the websites which belong to the group of BNP
companies according to your country of residence. By rating or participating in
the games, the User confirms that he has reached the lowest age of consent
limited by law of his country, and confirms his/her capacity to enter into the
agreement with the company. In case of non-fulfillment of these requirements the
User’s account will be closed and necessary measures will be applied.

 

11.3 The User agrees that his personal information provided to the company
during the pool betting, games in multiplayer poker, casino games and games such
as lotteries, as well as in any other game is stored and used by automatic
means.

 

11.4 You have registered on websites which belong to the group of BNP companies
more than once and/or you have more than one account. In this case, the Company
has the right to block all the accounts at its discretion and to leave only one
account corresponding to the country of residence.By registering the User
confirms the exclusive intellectual property of the company’s regulations, as
well as the system controlled by them.

 

11.5 The Company reserves the right to inform Users about special promotions and
new products by telephone and e-mail.

 

11.6 Legal relations between the User and the company are a subject to laws of
Curacao and are regulated by it with the exception of the appropriate legal
rules of international private law. The place of performance of all obligations
at betting and gaming, as well as at the appropriate bets, is Curacao. All
disputes arising over or regarding bets made by customers, are resolved if it
does not contradict the law, by the court in Curacao, having the relevant
territorial and subject matter jurisdiction.

 

11.7 The Company expressly states that it does not provide users with any advice
(consultation) on tax matters and/or legal matters.

 

11.8 No disputes about the bets can lead to a lawsuit, legal action, as well as
claims on bookmaker licenses if the company complies with the provisions of
arbitration.

 

11.9 In case of any claims and disputes from Users’ side and people representing
their parties, the company’s liabilities are limited by the size of bets or its
possible winnings.

 

11.10 In case of any disputes or claims the database of BNP has priority over
any other data.

 

11.11 If there is discrepancy between the English version of these rules and the
translation into another language, the English version is considered to be the
correct one.

 

11.12 Any matters of dispute including claims about the results of the event are
accepted to be reviewed by the bookmaker office within 5 days from the end of
the sporting event.

 

11.13 BNP does not hold Users’ funds in segregated or separately protected bank
accounts. It is important for the User to understand that deposits of BNP are
not in banks and no interest is accrued upon them.

 

 1. Restrictions on rates

 

12.1 Bookmaker company has the right not to accept bets from any person without
giving any reason and reserves the right to close or temporarily block the
accounts of individual Users without prior notice.

 

12.2 Minimum and maximum size of bets for all sporting events is defined by the
bookmaker office and is a subject to changes without prior written notice. In
addition, BNP reserves the right to impose special restrictions on the accounts
of individual Users.

 

12.3 BNP does not recommend two or more Users to place bets from one IP-address
(from the same computer or the same local area network) in order to avoid
suspicion of collusion (cheating). In such cases it is necessary to reconcile
the possibility of the game with BNP by explaining the circumstances. BNP has
the right to block the account of such a User and ask them to send the documents
verifying their registered identity.

 

12.4 Winnings are paid only within the limits set with maximum limits of the
company. If the User has made a bet and the winning exceeds the maximum, the
company will not pay any amount of money exceeding the maximum limit.

 

12.5 Results for sports statistics are published on the official website of BNP
within 3 days after the end of a sporting event.

 

 1. Late bets

 

13.1 Bets placed after the start of the event, except the bets for Live Events,
in all cases, are invalid and are returnable, and are excluded from the
“express” and “system” bets. Any bet (including bets for Live Events) made on an
event, the result of which is already known by the time of betting, is
considered invalid and will be refunded.

 

13.2 If the User wishes to challenge the time of the start of the event, he must
provide an official document (or a link to the website of regulatory bodies of
the given event) which confirms the actual time of the start of the match on
which the given bet was made.

 

13.3 While arising disputes regarding the time of the start of the event, if the
official regulatory bodies of the appropriate tournament/event do not provide
(or lack) such information, the information of BNP about the start time of the
event is considered the only correct one while calculating the bets.

 

 1. Return

 

14.1 If a “return” is declared about the bet, such bet is considered as won with
the coefficient of 1. In case of “Single” bets this means that the User will get
back the amount of money placed to this bet. In the case of “express” or
“system” bets the total coefficient will be changed accordingly (in the event,
where a return occurred, the coefficient will get the value 1, the coefficients
on the remaining events will remain unchanged, and the final coefficient will be
counted according to similar scheme; only the coefficient of the outcome on the
event, on which was given a return – one of the factors (multipliers) of the
final coefficient of “express” or “system” – will get the value 1).

 

EXAMPLE: Express

 

Position

 

Outcome

 

Coefficient

 

Finland - Moldova

 

Win 1

 

1.55

 

Malta-Croatia

 

Croatia Handicap (-2)

 

1.7

 

Bulgaria-England

 

Win 2

 

1.5

 

Total coefficient of Express = 1.55 * 1.7 * 1.5 = 3.95

 

In case Finland and England won in the above mentioned games, and Croatia won by
2 goals advantage, and the given express plays, but when calculating the total
coefficient there will be 1 instead of 1.7 (coefficient of winning) and the
final coefficient of the given express will be equal to 1.55*1*1.5 = 2.325

 

14.2 If as a result of the match the total number of scored goals is equal to
the total of the bet and among the proposed outcomes of the given total bets
there has not been the option equal ... (the indicated number) of goals, a
return is made. Similarly, for the individual totals, totals of the player,
totals of cards/corners /removals, fouls and other parameters if the final value
of the match and the proposed parameter of the total are equal a return is made.

 

 1. Privacy of User’s data

 

15.1 The User is responsible for maintaining the confidentiality of any
information related to their account, and shall take all measures to prevent the
use of personal accounts by unauthorized persons. Any operations confirmed by
the username and password of the account holder shall be valid and have legal
force.

 

15.2 If the User suspects that his username and password are known to a third
person, at any time they have the right to send a request to BNP to block the
account temporarily for all circumstances to be made clear.

 

15.3 To ensure the security of personal data of Users, BNP communicates with
Users via the e-mail indicated by the User during registration.

 

15.4 The User is responsible for maintaining the confidentiality of any
information related to their e- mail, and shall take all measures to prevent the
use of e-mail address by third parties. BNP is not responsible for any loss or
damage resulting from the connection between the bookmaker office and the User
using a registered e-mail address.

 

 1. Match-fixing

 

16.1 In case of possible interference in the match result and the formation of
the coefficients for the match (including cases of suspicion in match-fixing),
Vertical Loto reserves the right to suspend the payments on this event or to
cancel the bets on this match, as well as hand over the information on relevant
side to the appropriate authorities for further investigation and prevention of
similar incidents.

 

16.2 BNP reserves the right to suspend the payment of the rates and make a
return on the rates to the event, if there are solid grounds to believe this
match was negotiable. Such grounds may be based on the size, number and nature
of the bets made by one or all of the possible methods of betting.

 

The decision of the governing bodies of relevant federations and regulatory
bodies are also taken into account. In such cases BNP reserves the right to hand
over the information on related party to the governing bodies for further
investigation and preventing similar incidents.

 

 1. Neutral field

 

17.1 In cases when the match is transferred to a neutral field (NF) rates
persist. They are refundable in cases when the match is transferred to the
opponent’s field. In case of the play when the teams are from the same city and
are transferred to another field, bets are valid and are not refundable. In
international matches, the refund of bets is made only when the match transfers
to the field of an opponent state.

 

 1. Interrupted events

 

18.1 An event is considered interrupted if there was no play for an
indispensable amount of playing time specified according the rules of the
company, even if the result at which the event was interrupted is later
confirmed to be final.

 

18.2 The matches consider to be taken place, if they have been interrupted, not
finished in the time- frame specified in the points 6 and 7 and if the played
time is the following:

 

- Soccer - 90 min.

- Futsal (duration 2 x 20 minutes.) - 35 minutes

- Futsal (duration 2 x 25 minutes.) - 45 minutes

- Basketball NBA (National Basketball Association and PBA, CBA) - 43 min.

- Eurobasketball - 35min.

- Hockey NHL (National Hockey League) - 55 min.

- Bandy - 60 min

- Eurohockey - 50 min.

- American football - 55 min.

- Baseball - 5 periods (innings)

- Handball - 50 min

 

18.3 For interrupted events recognized as cancelled, if not otherwise stipulated
in the rules on sports, all bets are refundable, except for ones for which the
result is exactly defined at the time of the stop of the event. For interrupted
events bets on the relative performance time (periods, etc.) are a subject to
unconditional return.

 

 1. Events transfer

 

19.1 If the start time of the event has been changed and otherwise is not
stipulated in the rules of sports, all bets on the event are refundable.

 

19.2 During a game on the passage to the next round, in cases of transferring
the game period onto subsequent days, or changes of the field, the bets remain
valid. If the “passage” of the team which goes to the next round later has been
canceled because of any reason, the cancellation is disregarded, and the payment
is made according the results of played matches. If the second match did not
take place or was interrupted, then all bets on it, including the passage, are
refundable.

 

Payments on the passage are made only at bets made before the first match. If
none of the matches has taken place, the bets will be refunded.

 

 1. Calculation of bets

 

20.1 BNP validates the results on the basis of official reports and alternative
sources of information (including videos of the event) after finishing the
event. Calculation of bets is based on the results published on the website
pbis.verticalloto.com in the section “Results”. In case of discrepancy of
results from different sources of information, as well as in the case of their
obvious mistakes the final decision to determine the results belongs to BNP .

 

20.2 All inquiries of Users regarding to the correctness of the results of BNP
site should be based only on the basis of official sources of information
(websites of regulatory bodies for these championships). Information from other
sources cannot be considered a basis for the reviewing/reappraisal of bets.

 

20.3 Valid (factual) results considered to be the results, which are announced
on the basis of official protocols or other sources of information, right after
the end of the event.The organizer uses the following official sources:

 

www.uefa.com

www.fifa.com

www.beto.gr

www.bundesliga.at

www.turkish-soccer.com

www.rfpl.org

www.premierleague.com

www.sportinglife.com

www.gazzetta.it

www.bundesliga.de

www.laliga.es

www.lfp.fr

www.mlssoccer.com

www.nfl.com

www.russiabasket.ru

www.nba.com

www.euroleague.net

www.nhl.com

www.fhr.ru

www.rusbandy.ru

www.atptennis.com

www.wtatour.com

www.itftennis.com

www.daviscup.com

www.fedcup.com

www.ausopen.com

www.rolandgarros.com

www.wimbledon.com

www.usopen.org

www.mlb.com

www.pgatour.com

www.iccworldtwenty20.com

www.fide.com

www.volley.ru

www.nyse.com

www.nasdaq.com

 

The organizer can use other official sources when there is need. In exceptional
cases, the organizer reserves the right to use video viewing to adjudge the true
result.

 

20.4 Live event bet results are calculated based on what is known immediately
after the end of the event/competition. All following changes (for example,
changes by decision of a jury after the game) are not taken into account while
deciding the bets. The company itself calculates these bets based on its
statistical data about the actual course of the game. If not otherwise
indicated, all bets on non- participating athletes in the competition will be
void.

 

20.5 In cases when the company’s statistics (based on TV coverage) is different
from the official statistics, the bets are calculated according to the company’s
statistics.

 

20.6 If more than one participant or team is declared as a winner of the
competition, the coefficient of winnings is divided by the number of winners
(the coefficient can’t be less than 1)

 

20.7 All operations on playing accounts are made in the currency chosen by the
User during registration.

 

20.8 All bets for which the outcomes are already known (in particular bets on
who will score the next goal or win a certain segment of the match), are
considered valid and are calculated even if the event or tournament was
suspended.

 

20.9 If a match is not completed and is considered as incomplete, then all bets
on it are refundable, (except what is mentioned in point 16.1) even if the
result, at which the event was suspended, later is confirmed as final.

 

20.10 If it does not contradict the special rules of individual sports, the
result announced on the day of the match is taken for the result of the match.
Any possible changes in the result, conditioned by the revision of the results
of the event by governing bodies and disciplinary penalties of teams, for the
purpose of betting, are not taken into account, and the initial results of the
calculation of bets remain in force.

 

20․11 In our system, the deposit limit logic works with fixed calendar day hours
with (GMT+4) time zone. Meaning that the user will be able to deposit a maximum
amount of his limit during 24 hours from 12 am (GMT+4) till 12 am (GMT+4) of the
next day.

 

 1. Betting groups/syndicates and Match/Event limit

 

21.1 Users are required to bet only on their own behalf. Recurring bets
containing the same selections from one or more clients can be recognized as
invalid and get canceled by the company. Even after the official outcome of such
bets is known, in cases when the company is confident that Users have acted in
collusion or as a syndicate, or suspicious bets have been made by one or more
Users in a short period of time, such bets may be considered invalid and get
canceled by the company.

 

21.2 Bet limits by sport events are set accordingly to the player’s account
status and individual bet/event. If the player makes an attempt to place a bet
outside the limits specified for an event, a warning message ” Max. Stake –
Limit Reached / Official limit exception” will be displayed in the bet slip as a
notification. Multiple bets which combine same selection within the same bet
event are not accepted. Avoiding the Warning Message and Non-compliance with
this rule will result with cancelation of all placed bets and a refund of the
initial stake.

 

 1. Non-participation in the event

 

22.1 If it does not contradict the special rules of individual sports, when an
event participant for whatever reason cannot take part in the event which was
bet on, the bet is considered valid and lost by the client. The exceptions are
the following cases:

 

 1. The event/tournament is canceled;
 2. The event /tournament is considered invalid;
 3. The location of the event was changed;
 4. The event/tournament is suspended.

 

22.2 In case of bets “Who is taller” meaning bets with two outcomes, if one of
the participants refuses to take part before the event/tournament, the bet is
refundable.

 

 1. Rules on sports

 

23.1 Additional information about types of bets on different sports is indicated
in the rules of sports.

 

23.2 Sport rules take precedence over the general rules.

 

23.3 Some types of bets

 

23.4 In case of betting on the “Odd number/Even number of Total”, regardless of
the sports and the proposed position (including total goals/cards/fouls etc.) if
the result is “0′′, the bets are calculated as “Even number”

 

23.5 All bets on the number of medals are calculated according to the official
medal table at the end of the event. Any changes undertaken by the governing
bodies later are not taken into account.

 

23.6 Any medals won by the country team in any competitions shall be considered
as one regardless of the number of participants in this team.

 

23.7 In case if any market has the potential outcome “Any other”, this outcome
includes all participants of the event, not listed in the options of that market
separately.

 

23.8 In case of game on any event in the “additional markets” of tours (total
number of goals, wins, losses, draws, angular, yellow cards etc.), only those
matches of the tour are taken into account which are included in the daily line.

 

 1. Registration

 

24.1 Only registered Users can participate in bonus-programs of the company. To
register, fill in the registration form by providing your first name, last name
and email. After receiving a verification email, follow the instructions to
verify your account to be able to make deposits and place bets.

 

24.2 Registration and betting is allowed exclusively to people over 18 years old
(or the allowed age range in the given country from which the user has opened a
deposit and made bets). Users have complete responsibility as to dealing with
the legality of Internet gambling in the region where they live and/or for
providing the appropriate authorities of their country with information on
winnings. The Company reserves the right to require proof of age and block the
User’s account before receiving the appropriate documentation.

 

24.3 All information provided during the registration must be accurate and
complete. In particular, when using credit or debit cards, the cardholder’s name
and surname must match the name and surname indicated in the registration form,
otherwise the account will be blocked. All bets made before locking the account
are recognized as valid.

 

24.4 The Company reserves the right to block the accounts of Users who have
reported false data, as well as to deny them the payment of any winnings,
*withhold payment of any money held in the BNP Account, and pass on any
necessary information to the relevant authorities.* At the request of the
Company the User must present an official document with a photograph,
identifying his identity (a passport copy), and also proof of authenticity of
the indicated address data and telephone.

 

24.5 Each User can have only one account. Registered Users cannot re-register as
a new client with a new name or a new email address. In case of violation of
this rule, the company has the right to void all bets made by the User.

 

24.6 The User has no right to permit any third party use their game account.

 

24.7 Please note that you should not send us the details about your credit card
account or other sensitive financial information via an unencrypted e-mail.

 

24.8 BNP allows all its Users to choose their own combination of username and
password. Users should keep such information in secret. If your username and
password are entered correctly while accessing the site, all bets remain in
force and cannot be canceled or changed by the User. If you suspect that someone
other than you knows your password, change it immediately on our website. If you
have forgotten the password or a part of it, please send a request to Live
Support for a new password.

 

24.9 Users who place their bets in BNP via a cell phone should remember that BNP
is not responsible for any loss of data in the mobile phone of the client, and
is not responsible for any commission of mobile and internet operators. By
registering, the client confirms that he accepts and agrees to these Terms.

 

24.10 BNP reserves the right to request additional proofs and perform additional
checks in order to verify the identification of the player. Upon request, the
player may also be required to send in valid identification documents proving
his/her identity and address in order that BNP may carry out identification,
perform identification checks through photo and video selfie methods, credit and
other verification checks that BNP may require and/or are required by applicable
laws and regulations and/or by the relevant regulatory authorities for use of
the Services. The player agrees to provide all such information as BNP
reasonably requires in connection with such verification checks. Until such time
as BNP has received the requested documents and satisfied the verification
checks to the operator's reasonable satisfaction, BNP is entitled to restrict
the player's Account in any manner that Vertical Loto reasonably deems
appropriate, including by suspending the Account, preventing the player from
placing any bets or wagers, or from withdrawing his/hers funds.

 

 1. Currency

 

25.1 Currently Users have the right to place bets in the following currencies:
EUR and USD. BNP reserves the right to block the reception of bets and operating
activities in any of the indicated currencies. In this case, all the necessary
payments on the accounts of blocked currency would be held in another currency
equivalent at the interbank exchange rate for that day.

 

 1. The bonus program

 

26.1 All bonuses of Users are limited individually to one person, home address,
telephone number and e-mail address, one bill of payments (such as by card
number or Skrill account), as well as the computer being used (including the
institute, Internet club and other public institutions). The company has the
right to refuse the bonus to any User or group of User. Bonus programs are
available only to Users who have made a deposit in real currency to their
account in BNP .

 

26.2 In case of violation of any requirement of the bonus programs, and also if
there is any evidence of recurrent bets at one and the same event from a group
of customers, or conspiracy, regardless of the result of the given bets, BNP
reserves the right to deprive these Users from a bonus and to consider the
corresponding bets as invalid. For the purposes of protection against fraud the
company has the right to demand a document from the client proving identity
before transferring a bonus.

 

 1. Deposits

 

27.1 Available methods of payments are determined by the country and the
currency selected during registration. A complete list of fees, limits on them
and other items is displayed on the Deposits and Withdrawals page. Vertical Loto
reserves the right to change these terms and details.

 

27.2 When conducting any financial transactions it is necessary that the name of
the owner of the debit/credit card or bank account exactly match the name of the
owner of the appropriate account of BNP . Otherwise BNP reserves the right to
cancel all transactions and make a return on all bets made while using someone
else’s account or credit/debit card.

 

 1. Entry of money on account

 

28.1 If any funds have been transferred to the User erroneously, the User is
obliged to notify the company immediately. Any winnings of the client arising
from such an error shall be considered invalid, and such bets are refundable,
regardless of the delay between the origin of the error and the time it was
seen.

 

28.2 If the deposits to the account were made for any other purpose than bets,
poker, casino and financial betting, the company (particularly in case of
suspected fraudulent money turnover) reserves the right to cancel a deposit and
collect from the User all costs incurred as a result of processing the deposit.

 

28.3 If the User’s deposit exceeds the bet’s amount, at the client’s request for
withdrawal BNP

reserves the right to charge the User all costs incurred as a result of
processing deposits and withdrawals.

 

 1. Financial Limitations

 

29․1 The maximum winning of one ticket is 100 000 USD. If the bet comes with a
bonus and thereby the winning sum exceeds 100 000 USD, the bonus is not paid.
-The maximum coefficient of a bet is 1000. In case it exceeds 1000, the winning
is calculated with 1000 coefficient.

 

29.2 The minimum single bet on any event is €0.1 or equivalent amount in players
account currency. The minimum bet in express or/and system bet is €0.1 or
equivalent amount in players account currency. Unless otherwise stated, only one
bet per sport event or match is allowed. Maximum stake per bet must be equal or
smaller than the last deposit amount.

 

29.3 The maximum coefficient of express bets is 1000. Express bets, in which the
coefficient of winnings exceeds the maximum, are calculated with a coefficient
of 1000. In these cases, the sum of winnings should not exceed the maximum
payment for a single bet. The maximum coefficient of winnings for each version
of the system is 1000. Variants of systems on which the coefficient of winnings
exceeds the maximum, are calculated with coefficient 1000.

 

29.4 The maximum amount of the bet on the event depends on the sport and the
events and is defined by the bookmaker network specifically for each event and
each type of bet and is subject to change without prior written notice. BNP
reserves the right to limit the maximum bet on individual events, as well as the
introduction and removal of specific restrictions on the accounts of individual
Users without notice or explanation of reasons.

 

29.5 All financial limits apply to any individual customer, or/and syndicates
group of players acting as a collective unit, who have placed two or more bets
containing the same match selections, including where placed in a series of
bets, at a different range of odds markets, over a number of days using various
players’ accounts and/or across different betting channels. Should we identify
that two or more bets have been placed this way, all those bets will be
considered as void and only first betting slip submitted will be considered as a
legitimate bet.

 

 1. Payments / Withdrawals

 

30.1 Payments are processed in a time not exceeding 72 hours starting from the
moment that the request was made. Before the first payment will be made to the
User by electronic payment methods (Skrill, credit or debit card, etc.), the
client is obliged to attach an electronic copy of a passport to the Documents
section to confirm their identity. Remember that forgery is severely punished by
law, and in cases of suspicion of placing a counterfeit or an edited copy of the
documents by electronic methods, BNP reserves the right to send such documents
to the appropriate regulatory authorities.

 

30.2 Before making the payment, the employees of the company will verify the
correspondence of the name, surname, father’s name, birth dates of the client
and also other data. If differences are found between the actual data and the
data provided by the client, BNP reserves the right to make a refund for all
bets by the User and refuse to pay out winnings to the User unless they prove
the identity and accuracy of entered data.

 

30.3 If it turns out that the User has opened several accounts in the company,
BNP reserves the right to refuse to pay out for these accounts (except the
User’s assets legitimately transferred to the account of Vertical Loto after his
payment of a fine in the measure of 10% of the total amount of deposits).

 

30.4 In the first order for a withdrawal in cash the User must enter valid
passport details exactly as in the passport in the language of the country that
issued the passport (or in the case of foreign passports – in English).

 

30.5 Group and family members should regulate personal relationships with each
other – payments are made ONLY in the name of the owner of the appropriate
account.

 

30.6 The User agrees to provide BNP with information about his bank account from
which the bets will be made in particular, in order to transfer his winnings

 

30.7 BNP is not responsible for changes in the amount of payments related to
fluctuations of currency (rate of exchange).

 

30.8 If the User has requested a withdrawal in the amount of 1,000 Euros or more
(or the equivalent in another currency at the interbank rate), BNP pays a
commission on the transfer and subsequent operations of withdrawals in the given
calendar month. Otherwise, the commission is paid to the bank by the User.

 

30.9 The Company reserves the right of funds’ withdrawal using a priority for
itself method of payment for winning players (including credit/debit card or to
the player’s bank account).

 

30.10 Before withdrawing the first payment, the player should bet 50% of their
deposit amount. Starting from the second withdrawal the player should bet 100%
of their deposit amount before being able to withdraw their payment. *If the
player refuses to comply with the mentioned requirements, the withdrawal amount
is subject to a 6% fee. This requirement is for the purpose of reducing the
risks of fraud and money laundering by players.*

 

 

 

 1. Self-Exclusion

31.1 If the User thinks that are spending too much time or money on gambling,
whether online or in gambling premises, then the User can ask to be
self-excluded. Self-exclusion is a tool used by those who have recognized that
their gambling is harmful to them. It is for those who wish to be supported to
stop gambling.

31.2 The User can take active steps to remove yourself from gambling. The User
enter into a formal agreement not to gamble, and it is up to the User to stick
to your self-exclusion. If the User try to gamble during that time, the BNP must
take reasonable steps to stop the User.

31.3 The User can choose to self-exclude via a multi-operator self-exclusion
scheme. These schemes allow you to make a single request to self-exclude from
the same type of land-based gambling within your area. GAMSTOP allows you to
self-exclude from online operators with one request.

31.4 If the User are unsure whether or not may have developed a gambling
problem, the User can use the following simple checklist for self-assessment. If
the User answer positively to at least four of the following questions it is
recommended to the User call either our customer service staff.

 1.  Do you find that you are becoming preoccupied with past gambling successes?
 2.  Do you find that you need to increase the amount of money you gamble to
     achieve the same enjoyment and excitement?
 3.  Have you recently tried to stop gambling but were unsuccessful?
 4.  Do you become moody or impatient when you are cutting down how much you
     gamble?
 5.  Do you ever use gambling as a way of ignoring stress in your in life or
     even pick you up when you feel down?
 6.  Do you ever try to win back the money you lost by increasing the size or
     frequency of your wagers?
 7.  Do you ever hide how much or how often you gamble from significant others?
 8.  Have you ever committed fraud or theft to get money to gamble with?
 9.  Has gambling ever ruined a personal relationship or an occupational or
     educational opportunity?
 10. Have you ever needed others to relieve a financial problem created by
     gambling?

31.5 Self-Exclusion. Enables the User to take a break from gambling, restricting
the account from placing bets for 01 hour to 03 years. During the time selected,
you will be unable to reverse this block, to access the account. Before use this
tool the User must withdrawal the funds.

31.6 Recess. Enables the User to take a short break from gambling, restricting
the account from placing bets for 01 day to 02 years. During the time selected,
you will be unable to reverse this block but you can access the account to
withdrawal the funds deposited in the account.

31.7 Limits. Enables the User to set the maximum values that may be lost by the
User. The value can be chosen for daily, weekly, and monthly periods. The User
can also restrict the amount of money to bet during a specific time period. The
amount can be chosen for a daily, weekly or monthly period. This limit can only
be changed again after a week has passed since the request.

31.8 The User can use the Self-exclusion and Recess tools for 02 (two) times.
After the second use, BNP shall close the User account indefinitely.

 

 

Version 1.2, dated 07.11.2018

 


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