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Member? but forgot everything, can't log in... Frozen out??? ×
POLITICAL POSTS WILL GET YOU BANNED
FORUMS
* Start new topic
* Start new topic
1. INTRO & NEWS
1. PLEASE READ BEFORE POSTING - NEWBIES START HERE
* BEGIN BY CLICKING HERE!
* Board tips and tricks
* Beginner's Credit Information
* Frequently Requested Topics
Stickies, Announcements, Newbie Guides, Basic Introductions, Posting Tips
THESE FORUMS ARE READ-ONLY.
2.5k posts
*
* how this website works?
* By MarvBear, February 15
2. CB GETS PRESS!
We're mentioned in the news-
67 posts
*
* Smart Money Magazine
* By FICOnspiracy, March 14, 2018
3. CREDITBOARDS SUCCESS STORIES
Share your success stories ! **read only** New threads must be added by
admin
1.7k posts
*
* I DID IT!!!!!!
* By MarvBear, August 21, 2021
4. NEWBIES SECTION (353,876 VISITS TO THIS LINK)
Beginners info and frequently requested topics
2. CREDITBOARDS MAIN FORUMS
1. CREDIT FORUM
* Credit News
* Advanced Credit Topics
Credit Reports, Collections, Credit Cards and related discussion
3.6m posts
*
* Only Have Credit Cards - Adding Credit Building Installment Loan?
* By Sidewinder, 16 minutes ago
2. MEDICAL BILLING & MEDICAL COLLECTIONS
NOT PAY FOR DELETE! Why Chat's HIPAA dispute method. May require
repayment.
73.6k posts
*
* Starting Whychat's process for my brother
* By scarchelli, 21 hours ago
3. BANKRUPTCY
Bankruptcy discussion
124.6k posts
*
* By hegemony, April 8
4. FORECLOSURES/LOAN MODIFICATIONS
You're trying to get a modification, or you're being foreclosed?
While every lender, foreclosure and modification situation is different,
this is a place to discuss and share your experiences.
10.2k posts
*
* Should trial payments during loan modification be reported to CRAs?
* By treman, March 17
5. CHEXSYSTEMS HELP
Discussion and help for consumers who have trouble getting a bank
account.
9.4k posts
*
* Truist
* By kforde, Sunday at 12:09 AM
6. DEBT CONSOLIDATION, COUNSELING AND MANAGEMENT
You're in debt and don't think you'll ever get out, maybe got some late
payments, but are trying to work something out so you don't completely
trash your credit. Discussion of Debt Management Programs, debt
consolidation, settlement and consumer credit counseling programs.
3.8k posts
*
* Looking for guidance on "what mountain to tackle first"
* By whatishappening, April 6
7. MILITARY CREDIT
For the credit issues that are unique to our military members
1.8k posts
*
* Atty won't wait for validation request to sue
* By centex, November 18, 2021
8. CANADIAN CREDIT
THIS FORUM IS READ ONLY.
The unique challenges for our neighbors to the north.
886 posts
*
* DOLA Confusion 6 Year removal - Equifax Canada (ONTARIO)
* By MarvBear, May 12, 2020
3. FINANCING
1. MORTGAGES
Discussion of mortgages, buying and selling a home, real estate investing
242.4k posts
*
* RV loan affecting refinance
* By centex, 6 hours ago
2. AUTOMOTIVE FINANCING
* Reading and Resources
Discussion of Automotive Financing
111.8k posts
*
* App for Marv
* By centex, 6 hours ago
3. STUDENT LOANS
Student loan resources and discussion
38.7k posts
*
* Rehab or just pay off and be done with it?
* By hegemony, April 6
4. BUSINESS CREDIT
Information on establishing business credit and creating a business
credit score.
181.6k posts
*
* Business credit building Journey started 04/01/2022
* By hegemony, April 10
4. MONEY MANAGEMENT
1. MONEY MANAGEMENT
Discussion and tips on sound money management.
54.8k posts
*
* LOL AF: Man who paid $2.9m for NFT of Jack Dorsey’s first tweet set to
lose almost $2.9m
* By Burgerwars, Saturday at 05:13 PM
5. SPECIAL TOPICS
1. VISA MC POLICIES
THIS FORUM IS NOW READ ONLY.
Complaints, discussions and rants regarding perceived merchant violations
of CCC policy
23.8k posts
*
* The debate about ID and credit card security, See ID, signatures, etc
* By FlyingRon, July 11, 2018
6. RESOURCES
1. LAWS LAWS LAWS
FCRA, FDCPA and other credit-related laws
1.2k posts
*
* By MarvBear, January 23, 2021
2. WHERE CAN I FIND?
Contact Info, Search sites, lists, locators, etc
720 posts
*
* By centex, January 5
3. CASELAW
629 posts
*
* By Bluesie58, December 21, 2019
4. STATE LAWS
* Misc State Info
1.2k posts
*
* By Glacier, October 11, 2021
5. DEBT COLLECTOR HALL OF SHAME
Collectors Caught in the Act
367 posts
*
* By disneykid52, December 28, 2018
6. IDENTITY THEFT
966 posts
*
* By hegemony, 4 hours ago
7. CREDITPULLS DATABASE (566,078 VISITS TO THIS LINK)
Want to know which CRA a creditor will pull? Check here! Don't forget to
add your experiences as well!
8. DATABASES AND REFERENCE
Reference Materials, contact information, CRA usage info, Misc
Information
339 posts
*
* By MarvBear, March 4, 2021
9. SAMPLE LETTERS
Examples for you to use and modify. Read-Only Forum.
267 posts
*
* By breeze, February 15, 2017
7. MISC.
1. GENERAL DISCUSSION
* The Contests
* Tech Talk
Non-credit related discussions of general topics
1m posts
*
* There are no direct flights from MSP to Kalama
* By Sidewinder, 11 hours ago
* WHO'S ONLINE 7 MEMBERS, 2 ANONYMOUS, 114 GUESTS (SEE FULL LIST)
* djw118
* prestopopper
* Smmajc12
* DawnGreene
* Sidewinder
* CreditSucksNot
* al3x1k0
* ×
search
*
* OUR PICKS
* MY VERSION OF THE "CREDIT REPAIR 101" INDEX
Jen23514 posted a topic in Credit Forum, January 28, 2010
Jen’s Index
First of all, the idea for this post totally came from Sassy (thank you!)
and her post here:...
* *
* 85 replies
*
PICKED BY
MarvBear, March 21
* CREDIT CARD "PRE-SELECTOR" SITES?
socalfiremedic posted a topic in Credit Forum, March 10, 2008
So after a extensive search on CB & Google, the below credit card sites
are the only ones I could find that pull 'soft' inquiries to see if you
qualify for their cards.
...
*
* 1,297 replies
*
PICKED BY
MarvBear, March 21
* MEDICAL COLLECTIONS ON TRANSUNION REPORTS
GoHooterGo posted a topic in Medical Billing & Medical Collections,
February 18
So I've frozen my accounts (again) and opted out for all 3 CRAs.
I have two collection accounts that are...
*
* 12 replies
*
PICKED BY
MarvBear, February 28
* STARTING WHYCHAT'S PROCESS FOR MY BROTHER
scarchelli posted a topic in Medical Billing & Medical Collections,
January 27
Hi,
Years ago, I did this myself and had 100% success. My brother wants to
clean up his...
*
* 49 replies
*
PICKED BY
MarvBear, February 28
* DOES IT COUND AS 1 INQUIRY ?
bad credit man posted a topic in Credit Forum, February 9
Does applying for a few accounts within the same day count as 1 inquiry or
dosen't hurt the score?
*
* 7 replies
*
PICKED BY
MarvBear, February 10
View All
* NEW TOPICS
* 9
Only Have Credit Cards - Adding Credit Building Installment Loan?
By CO9927
Started April 7
* 8
My Fico
By JaiHo
Started April 9
* 61
App for Marv
By CubRunner
Started April 10
* 1
RV loan affecting refinance
By noelhanback
Started 18 hours ago
* 6
retirement mortgage advice
By lcuervos
Started March 17
* MEMBER STATISTICS
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January 19, 2020
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