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4 September 2024
The Brewery | London

#InsiderHonours

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It's official - we're back for 2024!

Now returning for the 13th year, The Insurance Insider Honours will yet again
offer you the chance to celebrate the teams, innovations and success that made
your year.

By submitting an entry before our deadline, you'll have the opportunity to have
your work judged by a diverse panel of experts spanning from all corners of our
vibrant industry.

In other news, we're back in the city! After a few years out in west London, the
Honours will be returning to central London on 4 September 2024 at The Brewery.

The submissions deadline is 2 May 2024. Click here to submit your entry. More
information is available in the entry pack here.

Please find the 2024 categories, judges, and partners below.



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ENTRY PACK
2024 Categories


2024 CATEGORIES




 * BROKER OF THE YEAR SPONSORED BY ARCH INSURANCE INTERNATIONAL
   
   This award is open to all regulated insurance and reinsurance intermediaries
   serving eligible markets. The judges will be looking for a company that can
   demonstrate continued incremental business expansion and improvement in
   turnover, margins and profits over the previous 12 months. Judges will look
   to see how management and staff have embraced change in the pursuit of these
   goals, as well as improvement in customer service and retention. The judges
   will also be interested in evidence of progress in the delivery of these and
   the broker’s stated business goals.


 * BROKING INNOVATION OF THE YEAR
   
   The award recognises a broking innovation within the eligible period of the
   past year. Judges are looking for evidence that the innovation has broken
   boundaries in terms of its originality and success in increasing the size and
   scope of the market. Judges are also seeking examples that brought insurance
   solutions to satisfy emerging customer demand. For example, perhaps the
   initiative has challenged a cosy market context or has pushed the limits of
   insurability, using new thinking to solve old and intractable problems. The
   winner will be an attractively designed, well-marketed and successfully
   executed initiative. Judges will be particularly looking for evidence of
   successful take-up from the winning entry. Candidates will be (re)insurance
   broking teams and a specific innovation


 * NEW FOR 2024: CAMPAIGN OF THE YEAR
   
   This award recognises the vital importance of marketing, comms and PR to our
   industry this award aims to highlight fantastic campaigns and communications
   initiatives. Winners will be a combination of the agency or team alongside
   the brand or product. Judges will be looking for qualitative evidence such as
   coverage, impact and recognition as well as quantitative examples like
   conversations, leads, feedback and statistics on the campaign’s success.
   Campaigns that could be considered include product launches, rebranding, M&A,
   ESG initiatives, customer success stories or any other. Any part of the
   insurance ecosystem could be considered whether in broking, underwriting or
   claims; but also providers of solutions for example, tech or analytics. We
   encourage in-house teams and agencies to put in joint entries with their
   stakeholders.


 * CARRIER OF THE YEAR
   
   This award highlights (re)insurance companies that provided an outstanding
   service to the (re)insurance market in the past year, standing strong for
   their clients in what has been a challenging period for underwriters. The
   winner will be a company or a team which has demonstrated an ongoing
   commitment to the sector through consistent high-quality management and
   entrepreneurialism coupled with outstanding underwriting performance.


 * CFO OF THE YEAR SPONSORED BY LLOYDS BANKING GROUP
   
   The winner of the Chief Financial Officer (CFO) of the Year category will
   exemplify outstanding leadership in business. They will be the driving force
   behind growth have demonstrably contributed to positive financial results in
   2023 - 2024. They will have increased shareholder value where applicable,
   carried out their role with sound management and proven corporate governance,
   together with intangible qualities such as integrity and vision. They may
   also have been involved in some form of corporate innovation. This category
   is selected by our editorial team and cannot be entered. However, if you wish
   to make a suggestion that fits the description above, please use the form.


 * CLAIMS SERVICE AWARD
   
   This large loss award is open to the claims departments of risk carriers,
   brokers, loss adjusters and all organisations that have been involved in the
   reaction and response to major losses and claims events occurring in the
   eligibility period; 2023-2024. These could be a manmade loss that gives rise
   to a large and complex claim, or a natural catastrophe that gives rise to a
   series of claims. Judges will be looking for entries that demonstrate an
   ability to rise to the extraordinary challenge of such incidents, including
   the best deployment of the organisation’s in-house resources as well as the
   ability to co-ordinate and organise third party suppliers to the benefit of
   all parties.


 * DIVERSITY & INCLUSION AWARD
   
   This award is open to all insurance and reinsurance intermediaries, risk
   carriers, agents and investors working in (re)insurance markets, as well as
   the trade bodies, organisations, associations and clubs that serve them. The
   focus should be on programmes, events and other activities designed to
   promote and further inclusion and diversity. This category shall include but
   not be limited to actively improving the opportunities and advancement of
   inclusivity and socio-economic diversity of (re)insurance market carried out
   in the year to 1 May 2024. Judges will be particularly interested in proof of
   the efficacy of the initiative(s), the wider positive impact across the
   marketplace as well as the level of innovation, creativity and originality of
   entries. Winners will be programmes, initiatives with real on-going results
   which speak to colleagues and customers across a spectrum of underrepresented
   characteristics in the insurance market.


 * ESG INITIATIVE OF THE YEAR
   
   This award recognises that our market has a part to play in the long-term
   future of our planet, the success of our businesses and the choices our
   people make. The winner will be able to demonstrate a programme which sits as
   part of a wider ESG strategy and could include several different elements
   such as:
   
   - Investment strategies
   
   - Equal and progressive recruitment practice
   
   - Community outreach and investment
   
   - Supply chain management
   
   - Ethical business practice - Waste and energy management
   
   - Net zero strategies
   
   Judges are looking for a project programme with demonstrable, realised -- yet
   ongoing -- results. Evidence of success will be required, and judges will
   give special consideration to an initiative which sits within a wide ranging
   corporate ESG strategy.


 * EMPLOYER OF THE YEAR
   
   In a post-pandemic world, colleagues and companies have fast evolving
   expectations on work-life balance. More than ever before, business needs to
   progress ideas about where and when people work. This is a trend which
   accelerated in the last two years but has been a consideration for employers
   and their workers alike for some-time. The Employer of the Year will need to
   demonstrate a wide range of capabilities for a genuinely satisfied workforce
   to ensure they recruit and retain the best.
   
   - A clear cultural strategy which encompasses inclusion, well-being,
   occupational health and freedom to speak up.
   
   - Specific considerations are needed to ensure that maternity, paternity,
   childcare, and homelife are managed alongside the pressures of work.
   
   - Employers must innovate to ensure their intake is more representative of
   the society they serve through training programmes, outreach to educational
   establishments and HR policies that ensure fair recruitment practice.
   
   - Benefits and remuneration are key to equality and retention through
   programmes which reduce the gender pay-gap for example.
   
   - Equal opportunities for progression and promotion through learning,
   training and education initiatives.


 * OPERATIONAL INNOVATION OF THE YEAR
   
   This award is open to any organisation able to demonstrate the successful
   application of radical new initiatives to the (re)insurance market. The focus
   for candidates should be on demonstrating the successful launch of an entity,
   product or service that transfers, distributes or administrates (re)insurance
   risk in more effective, innovative, and revolutionary ways. Judges will be
   particularly interested in the level of proposed efficiency and scale of
   ambition shown by the entry as well as evidence of its acceptance by the
   investor community and/or successful collaboration with the existing
   traditional (re)insurance industry. As well as innovation, judges will also
   be looking for tangible and effective measurement of success within the
   context of profitable growth. Whilst technological innovations may be given
   consideration, InsurTech based products should be submitted directly in the
   Insurtech Product of the Year category.


 * INSURTECH PRODUCT OF THE YEAR SPONSORED BY TOKIO MARINE KILN INSURANCE
   SERVICES LIMITED
   
   This award is open to any organisation able to demonstrate the successful
   application of effective new technologies to the (re)insurance market. It is
   open to insurance industry incumbents as well as pure InsurTech businesses.
   Candidates should focus on demonstrating the successful launch of a product
   or service that transfers and/or distributes (re)insurance risk in more
   effective, innovative, and revolutionary ways. Judges will be particularly
   interested in the level of originality, efficiency and scale of ambition
   shown by the entry as well as evidence of its acceptance by the investor
   community and/or successful collaboration with the existing traditional
   (re)insurance industry. As well as innovation, judges will also be looking
   for tangible and effective measurement of success within the context of
   profitable growth.


 * LIFETIME ACHIEVEMENT AWARD
   
   The editorial tribunal award this honour to a person who they believe has
   distinguished themselves whilst making the highest contribution to the
   industry over the course of their working life. The winner is an individual
   working in – or providing services to – the UK markets through a career that
   has spanned at least 20 years. This winner is selected by our editorial team
   and cannot be entered.


 * M&A TRANSACTION OF THE YEAR
   
   This award is open to buyers and sellers of risk carriers, (re)insurers and
   intermediaries as well as their advisers. The prize will be awarded to the
   merger or acquisition the judges think has made the most economic as well as
   strategic sense in the past 18 months, producing a value adding proposition
   for both parties. In addition to the deal economics and rationale, judges
   will be looking at how cultural issues were dealt with and how well the deal
   was received by markets and investors, as well as how successfully its
   execution has progressed post-transaction.


 * MGA OF THE YEAR
   
   This category recognises the increasingly important role MGAs play in our
   marketplace as homes for entrepreneurial underwriters looking for
   independence, and as sources of new and diversifying profit streams for the
   carriers that back them. Candidates will be managing general agents that have
   provided an outstanding underwriting service to the (re)insurance market in
   the past year and have brought product innovation to the markets they serve.
   The winner will be a company or a team which has demonstrated excellent
   underwriting performance in the past year, coupled with an ability to bring
   profitable business opportunities to its carrier backers that they would not
   otherwise have seen.


 * OUTSTANDING CONTRIBUTOR OF THE YEAR - DISTRIBUTION
   
   The winner of this category is an individual working in the (re)insurance
   intermediary sector. They will have made an outstanding contribution to the
   development of this sector over the last year. This category is not eligible
   for entry and will be selected by our editorial team.


 * OUTSTANDING CONTRIBUTOR OF THE YEAR - RISK
   
   The winner will be an individual working on the risk-bearing side of the
   (re)insurance market. This is intended to be a broad category that can
   include carriers and marketplaces, risk-bearing, venture capital or private
   equity insurance funds, as well as those working in the regulation and
   governance of the same. Through their strong leadership, this person will
   have made an outstanding contribution to the industry over the last year.
   This category is not eligible for entry and will be selected by our editorial
   team.


 * UNDERWRITING INNOVATION OF THE YEAR
   
   This award honours an underwriting initiative or new product launched in the
   last two years that has either broken boundaries in terms of innovation and
   increasing the size and scope of the market, has challenged the market
   context or has pushed the limit of traditional insurability. Judges may also
   consider entries from innovative capital structures. The winner will be an
   efficiently structured, well priced and successfully executed initiative,
   with the recipient either the individual(s) or team(s) that designed the
   product or risk carrying entity or those responsible for backing and
   spearheading the initiative. Judges will be particularly looking for evidence
   of successful take-up and profitable implementation of the initiative.
   Candidates will be (re)insurance underwriting teams and/or their managers.
   Candidates may be working at a (re)insurance risk carrier or at an
   underwriting agency.


 * WOMEN IN INSURANCE AWARD
   
   This award category is designed to celebrate the innovations and developments
   that the insurance market has been making to grow inclusivity for women.
   Itwill be awarded to an organisation which has put progress, representation,
   and inclusion at the heart of its agenda. We are looking for the best
   initiative(s) with demonstrable contribution to the advancement of women
   within the industry. The winner of this award will have developed a range of
   initiatives which could include career development, gender diversity
   recruitment campaigns, work-life balance. Judges will be looking for impact
   and influence not just on the business, but on the partners and in the wider
   market. Winners will be specific initiatives and/or organisations rather than
   individuals. If there are leading women spearheading initiatives, judges will
   take this into consideration as an organisational representative.


 * YOUNG BROKER OF THE YEAR
   
   Candidates will be an individual aged 35 or under on 31 December 2024, and
   working in the broking sector. The winner will have already made a
   significant contribution to the industry, clearly demonstrating a solid input
   into the future development of (re)insurance distribution. Candidates’
   entries must be supported by their department manager.


 * YOUNG CLAIMS PROFESSIONAL OF THE YEAR
   
   Candidates will be individuals working in the sector who are employed in the
   claims departments of intermediaries or carriers, and aged 35 or under on 31
   December 2024. The winner of this category will have already made a
   significant contribution to the industry for the improvement in the speed and
   quality of claims service and the enhancement of the reputation of the
   sector. The successful candidate will clearly demonstrate drive, innovation
   and evidence of their positive input into the future development of
   (re)insurance claims management. Candidates’ entries must be supported by
   their departmental manager.


 * YOUNG UNDERWRITER OF THE YEAR
   
   Candidates will be an individual employed as an underwriter aged 35 or under
   on 31 December 2024 whoworks in the sector. The winner will have already made
   a significant contribution to the industry and will be on a clear path to an
   important career in a leadership position. Candidates’ entries must be
   supported by their department manager.

Key dates
Key dates for 2024


KEY DATES FOR 2024

Submissions deadline



Thursday, 2 May 2024

Shortlist announcement

Thursday, 27 June 2024

The Honours

Wednesday, 4 September 2024

2024 Partners


2024 EVENT PARTNERS




2024 Judges


2024 JUDGING PANEL

Selected for their expertise with a cross-section of market knowledge, our 2024
judges will review our entries against a clear set of criteria. Judges will meet
for a judging day in person to select our winners.

More judges will be revealed in the coming weeks.






RICHARD ASKEY

Managing Director, Head of Insurance, Lloyds Banking Group

Richard leads a London-based team covering a global set of clients involved in
the insurance and reinsurance sector.

He joined Lloyds Bank in 2007, Richard has extensive experience of originating
and financing solutions for clients in the London, Bermuda, US and European
specialist insurance markets. Financing structures include M+A debt, Regulatory
Capital support and DCM.


BEN CANAGARETNA

Global Managing Director, Acrisure

Ben joined Acrisure Re in February 2021, to lead the newly formed company
Acrisure Re Corporate Advisory & Solutions (“ARCAS”) which provides corporate
finance services to carriers, MGA, and reinsurers. The focus being on strategic
advise, capital management, legacy transactions, setting up underwriting
vehicles, mergers and acquisitions and access to alternative capital.


DAVID CROOM-JOHNSON

Previous CEO of AEGIS London

David Stepped down after a hugely successful career as the CEO of AEGIS London,
one of the most profitable managing agencies in the Lloyd’s market over the past
decade.

He has chaired the LMA Marine Committee and the Joint Liability as well as being
a member of the LMA Board. Since retiring David has taken on a Non Executive
role at Munich Re Syndicate Limited and spends much of his time being an unpaid
Über driver to his four children!


ED GAZE

CEO and co-founder, IRL (Innovative Risk Labs)

Ed is CEO of IRL, a UK-based insurance broker, and (soon to be) Lloyd’s broker,
dedicated to helping launch new insurtech brokers and MGAs, and securing them
capacity in the Lloyd’s market.

 Prior to this Ed headed up the Lloyd’s Lab, the home of InsurTech and
innovation at Lloyd’s of London, from it’s launch in 2018 through to the start
of it’s ninth cohort in 2022. Through this period he met hundreds of insurtechs
from the UK and the US, and helped to accelerate dozens of solutions.


KAREN GRAVES

Chair, GreenKite

Karen has been working in the Lloyd’s and London market for over 30 years,
starting her career in the compliance arena, moving on to a COO and then a CEO
role within the Lloyd’s market for an established Lloyd’s Managing Agency.

Experienced start up advisor and consultant. She is the Senior Independent
Director for the USAA Limited and USAA SA, a Trustee of the CII’s Education &
Training Trust and Chair of GreenKite Associates.


KIRAT KAUR NANDRA

Co-Chair, IFN

Kirat is the Elder Care Champion for Insurance Family Networks and named as one
of the 50overFifty exceptional women in insurance.  Top 40 D&I Reinsurance
professionals, short-listed for Hero of the Year at the European Diversity
Awards 2022 & and a winner of elite women in insurance 2023.   12-time marathon
runner raising over £50,000 for charities and more recently completed Atlantic
Coastal Challenge 3 marathons 3 days for fun… and loves to sew!


MIKE KEATING

CEO, Managing General Agents' Association

Currently CEO of the Managing General Agents Association, a position he has held
since September 2021, Mike has crafted a successful and varied career in the
industry. In 2022 Mike was included in the Top 100 Global Leaders by Insurance
Magazine.


ROMANEY O’MALLEY

Group Chief Financial Officer, Bolttech

Romaney leads Bolttech’s finance function and is a member of the executive
committee. In her role as Group CFO, she plays a pivotal role in driving our
financial strategy and management, and is involved in strategic planning and
execution across the group.

Romaney brings with her more than 20 years of leadership and senior finance
experience in the insurance industry. She previously held leadership roles at
AIG, Liberty, Swiss Re and GE Insurance.


MICHELLE RANSOME

Talent Acquisition Manager, Zurich Insurance Company Ltd

Bio coming soon!


SAMANTHA RIDGEWELL

Managing Director, Empower Development

Samantha Ridgewell is regarded as the insurance industry Talent Trailblazer for
the impact she has, helping those in the market achieve their career goals and
putting insurance careers on the radar of thousands of young people.

Samantha has gone on to have a tremendous impact on the insurance market, as
thought leader, speaker and insurance TikToker, she was recognised as the Women
in Insurance Trailblazer in 2021.



SUNEETA PADDA

Managing Director, Padda Consulting

Suneeta has undertaken and managed a wide range of regulatory engagements for
numerous insurance firms, holding senior positions within a number of these
firms, more recently working with StarStone International as the International
Director of Compliance.

Suneeta actively participates in a number of market wide Committees focused on
Culture, Diversity and Inclusion across the Market and sits on the advisory
board of RATL – Race Action Through Leadership.

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Previous winners


2023 WINNERS

Broker of the Year — Sponsored by Arch Insurance
Miller

Broking Innovation of the Year
Marsh McLennan, Community- based catastrophe insurance (CBCI)

Carrier of the Year — Sponsored by DLA PIPER
Tokio Marine Kiln

CFO of the Year — Sponsored by Lloyds Bank
Sally Lake, Beazley

Claims Service Award
CFC

Diversity & Inclusion Award
Lloyd’s of London – LGBTQ+ Mentoring Programme (Led by Adam Triggs)

Employer of the Year
The Texel Group – ‘People Strategy’

ESG Initiative of the Year
Ninety – ARK, Ensuring humanity’s future

InsurTech Product of the Year — Sponsored by Tokio Marine Kiln
hyperexponential – hx Renew

Lifetime Achievement Award
Matthew Wilson

M&A Transaction of the Year
Howden – Acquisition of TigerRisk Partners by Howden Group Holdings

MGA of the Year
Corvus

Operational Innovation of the Year
LMG Data Council chaired by Sheila Cameron

Outstanding Contributor of the Year - Distribution — Sponsored by Allied World
Dominic Christian, Global Chairman Reinsurance Solutions, Aon UK

Outstanding Contributor of the Year - Risk — Sponsored by EY
Andrew Brooks, former CEO, Ascot Group

Underwriting Innovation of the Year — Sponsored by NEAM
Arbol Inc and Centauri – dRe Lifecycle

Women in Insurance Award
The Insurance Breakfast Club

Young Broker of the Year
Nicholas Parker, WTW

Young Claims Professional of the Year — Sponsored by DOCOsoft
Hannah Smedley, Senior Claims Specialist, Liberty Specialty Markets

Young Underwriter of the Year — Sponsored by MS Amlin
Struan Todd, Co-Founder & Managing Director, Pandamatics UW

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   example, to limit the number of times an ad is presented to you).
   
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 * CREATE PROFILES FOR PERSONALISED ADVERTISING 491 PARTNERS CAN USE THIS
   PURPOSE
   
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   Information about your activity on this service (such as forms you submit,
   content you look at) can be stored and combined with other information about
   you (for example, information from your previous activity on this service and
   other websites or apps) or similar users. This is then used to build or
   improve a profile about you (that might include possible interests and
   personal aspects). Your profile can be used (also later) to present
   advertising that appears more relevant based on your possible interests by
   this and other entities.
   
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 * USE PROFILES TO SELECT PERSONALISED ADVERTISING 486 PARTNERS CAN USE THIS
   PURPOSE
   
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   Advertising presented to you on this service can be based on your advertising
   profiles, which can reflect your activity on this service or other websites
   or apps (like the forms you submit, content you look at), possible interests
   and personal aspects.
   
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 * CREATE PROFILES TO PERSONALISE CONTENT 218 PARTNERS CAN USE THIS PURPOSE
   
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   Information about your activity on this service (for instance, forms you
   submit, non-advertising content you look at) can be stored and combined with
   other information about you (such as your previous activity on this service
   or other websites or apps) or similar users. This is then used to build or
   improve a profile about you (which might for example include possible
   interests and personal aspects). Your profile can be used (also later) to
   present content that appears more relevant based on your possible interests,
   such as by adapting the order in which content is shown to you, so that it is
   even easier for you to find content that matches your interests.
   
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 * USE PROFILES TO SELECT PERSONALISED CONTENT 191 PARTNERS CAN USE THIS PURPOSE
   
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   Content presented to you on this service can be based on your content
   personalisation profiles, which can reflect your activity on this or other
   services (for instance, the forms you submit, content you look at), possible
   interests and personal aspects, such as by adapting the order in which
   content is shown to you, so that it is even easier for you to find
   (non-advertising) content that matches your interests.
   
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 * MEASURE ADVERTISING PERFORMANCE 703 PARTNERS CAN USE THIS PURPOSE
   
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   Information regarding which advertising is presented to you and how you
   interact with it can be used to determine how well an advert has worked for
   you or other users and whether the goals of the advertising were reached. For
   instance, whether you saw an ad, whether you clicked on it, whether it led
   you to buy a product or visit a website, etc. This is very helpful to
   understand the relevance of advertising campaigns.
   
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 * MEASURE CONTENT PERFORMANCE 354 PARTNERS CAN USE THIS PURPOSE
   
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   Information regarding which content is presented to you and how you interact
   with it can be used to determine whether the (non-advertising) content e.g.
   reached its intended audience and matched your interests. For instance,
   whether you read an article, watch a video, listen to a podcast or look at a
   product description, how long you spent on this service and the web pages you
   visit etc. This is very helpful to understand the relevance of
   (non-advertising) content that is shown to you.
   
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 * UNDERSTAND AUDIENCES THROUGH STATISTICS OR COMBINATIONS OF DATA FROM
   DIFFERENT SOURCES 443 PARTNERS CAN USE THIS PURPOSE
   
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   Reports can be generated based on the combination of data sets (like user
   profiles, statistics, market research, analytics data) regarding your
   interactions and those of other users with advertising or (non-advertising)
   content to identify common characteristics (for instance, to determine which
   target audiences are more receptive to an ad campaign or to certain
   contents).
   
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 * DEVELOP AND IMPROVE SERVICES 528 PARTNERS CAN USE THIS PURPOSE
   
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   Information about your activity on this service, such as your interaction
   with ads or content, can be very helpful to improve products and services and
   to build new products and services based on user interactions, the type of
   audience, etc. This specific purpose does not include the development or
   improvement of user profiles and identifiers.
   
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 * USE LIMITED DATA TO SELECT CONTENT 117 PARTNERS CAN USE THIS PURPOSE
   
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   Content presented to you on this service can be based on limited data, such
   as the website or app you are using, your non-precise location, your device
   type, or which content you are (or have been) interacting with (for example,
   to limit the number of times a video or an article is presented to you).
   
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USE PRECISE GEOLOCATION DATA 258 PARTNERS CAN USE THIS PURPOSE

Use precise geolocation data

With your acceptance, your precise location (within a radius of less than 500
metres) may be used in support of the purposes explained in this notice.

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ACTIVELY SCAN DEVICE CHARACTERISTICS FOR IDENTIFICATION 119 PARTNERS CAN USE
THIS PURPOSE

Actively scan device characteristics for identification

With your acceptance, certain characteristics specific to your device might be
requested and used to distinguish it from other devices (such as the installed
fonts or plugins, the resolution of your screen) in support of the purposes
explained in this notice.

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ENSURE SECURITY, PREVENT AND DETECT FRAUD, AND FIX ERRORS 501 PARTNERS CAN USE
THIS PURPOSE

Always Active

Your data can be used to monitor for and prevent unusual and possibly fraudulent
activity (for example, regarding advertising, ad clicks by bots), and ensure
systems and processes work properly and securely. It can also be used to correct
any problems you, the publisher or the advertiser may encounter in the delivery
of content and ads and in your interaction with them.

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DELIVER AND PRESENT ADVERTISING AND CONTENT 489 PARTNERS CAN USE THIS PURPOSE

Always Active

Certain information (like an IP address or device capabilities) is used to
ensure the technical compatibility of the content or advertising, and to
facilitate the transmission of the content or ad to your device.

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MATCH AND COMBINE DATA FROM OTHER DATA SOURCES 347 PARTNERS CAN USE THIS PURPOSE

Always Active

Information about your activity on this service may be matched and combined with
other information relating to you and originating from various sources (for
instance your activity on a separate online service, your use of a loyalty card
in-store, or your answers to a survey), in support of the purposes explained in
this notice.

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LINK DIFFERENT DEVICES 326 PARTNERS CAN USE THIS PURPOSE

Always Active

In support of the purposes explained in this notice, your device might be
considered as likely linked to other devices that belong to you or your
household (for instance because you are logged in to the same service on both
your phone and your computer, or because you may use the same Internet
connection on both devices).

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IDENTIFY DEVICES BASED ON INFORMATION TRANSMITTED AUTOMATICALLY 474 PARTNERS CAN
USE THIS PURPOSE

Always Active

Your device might be distinguished from other devices based on information it
automatically sends when accessing the Internet (for instance, the IP address of
your Internet connection or the type of browser you are using) in support of the
purposes exposed in this notice.

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