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 * Pet Insurance
   
   
   * DOG INSURANCE
     
     Top-rated pet insurance for dogs to protect your wallet and your best
     friend.
   
   
   * PUPPY INSURANCE
     
     Pet insurance for puppies as young as 8 weeks.
   
   
   * CAT INSURANCE
     
     Affordable cat insurance to keep your feline friend healthy and happy.
   
   
   * KITTEN INSURANCE
     
     Pet insurance for kittens as young as 8 weeks.
   
   
   * FAQS
     
     Frequently Asked Questions.
 * Compare
   
   
   * PET INSURANCE PROVIDERS
     
     See how Spot measures up against other pet insurances when it comes to
     coverage.
   
   
   * PET INSURANCE PLANS
     
     Find out what eligible conditions and accidents our plans cover.
 * Advice
   
   
   * BLOG
     
     Learn more about how to take care of your pet, from feeding to training, at
     every life stage.
   
   
   * BREEDS
     
     Discover the personality and characteristics of your favorite cat or dog
     breeds.
   
   
   * PET INSURANCE BY STATE
     
     Find state-specific information about Pet Insurance in the United States.
   
   
   * HELP CENTER
     
     Everything you need to know about Spot Pet Insurance.
 * Employers
 * Spot Perks

Sign In1-800-905-1595
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Affordable Pet Insurance Options


SPECIAL OFFER FOR PERKSPOT MEMBERS

Up to a 20% Discount:

 * 10% Discount on all pets
 * Additional 10% multi-pet discount on all added pets

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Partner ID: SPOT_PERK

1


VISIT ANY LICENSED VET

Get vet treatment in the US or Canada.

2


SUBMIT YOUR CLAIM

Send us your bill online, in our app, or via fax.

3


GET CASH BACK

Get paid back for eligible vet bills for covered conditions.


WHAT IS COVERED IN SPOT PLANS?

Plan Options
Accident & IllnessAccident Only
eligible diagnostics and treatments for costly accidents and illnesses:

Vet Exam Fees

Microchip Implantation

Behavioral Issues

X-rays & Tests

Emergencies & Hospitalizations

Skin, Eye, and Ear Infections

Hereditary Conditions

Dental Illnesses

Vet Exam Fees

Microchip Implantation

Behavioral Issues

X-rays & Tests

Emergencies & Hospitalizations

Skin, Eye, and Ear Infections

Hereditary Conditions

Dental Illnesses

Digestive Illnesses

Hip Dysplasia

Cancer & Growths

Infectious diseases & diseases from parasites

Orthopedic

Swallowed Objects & Toxins

Diagnostics & Treatments

Prescription Medications

Surgery & Specialized Care

Advanced Care

Virtual Vet Visits

Alternative Therapies (e.g. Acupuncture)

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View Full Coverage Details


SPOT PREVENTIVE CARE COVERAGE PERKS


SPAYING OR NEUTERING

Covered for an extra cost in the Platinum Preventative Add-on


DENTAL TEETH CLEANING

Cleaning coverage included in Spot's preventative care coverage options for an
extra cost


WELLNESS EXAMS

Routine exams and screenings give your vet the opportunity to detect health
issues in the early stages

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24/7 PET HEALTH HELPLINE

Policyholders of insurance plans from Spot are provided immediate access to a
24/7 helpline for pet health, behavior, and wellness questions powered by
VetAccess™.

Your questions will be answered by veterinary experts 24/7 at no additional
cost!

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HAPPY PET PARENTS TRUST SPOT



Rated 4.7 / 5 based on 4,738 reviews




PEACE OF MIND

I've had SPOT for almost a year now and they've been the best! I finished my
deductible for one of my puppies and received the difference from my
reimbursement in a check a couple of weeks later. They ask for medical reports
and invoices (which makes the process go by faster), and once reviewed they give
you a detailed message on your claim status. They explain why some things
weren't covered and other details! @Frenzy.trio on instagram if you have
questions!

Evelyn Gonzalez

about 17 hours ago




CLAIMS ARE EASY TO SUBMIT AND HASSLE…

Claims are easy to submit and hassle free. I don’t have to worry about vet bills
much when my puppy gets sick. Customer service is good too.

Adi

about 22 hours ago




GREAT COMPANY

Great company, took a few minutes to work on my claims. I would recommend Spot
to anyone!

Sally patterson

about 23 hours ago




I’VE BEEN DEALING WITH AGENT LAURA

I’ve been dealing with agent Laura. She’s very knowledgeable and helpful. She’s
a pleasure to speak to.

MaryLou Memmo

about 24 hours ago




VET VISIT

They made my vet visit much easier.

Ronald C Fox

about 24 hours ago




CLAIMS VERY EASY TO SUBMIT

Claims very easy to submit. It was quickly approved, and funds were transferred
to my bank account. Website is very easy to navigate and information is very
well laid out for what was approved and for how much. Very happy with my choice
of provider amongst the options available.

David Finley

1 day ago




EASY TO SUBMIT INVOICE

easy to submit invoice quick verification quick reimbursement

Deborah Berggren

1 day ago




WHEN I SUMMITED THE CLAIM IT WAS DONE…

when i summited the claim it was done and back to me in three days job well
done.

Lloyd Smith

2 days ago




SPOT INSURANCE HAS BEEN EXCELLENT SO…

Spot insurance has been excellent so far. Several claims I submitted was easy to
submit and handled quickly. The insurance price is reasonable .

Gerald Hopkins

2 days ago




CLAIMS WERE PROCESSED EFFICIENTLY

Claims were processed efficiently. I was pleased with the service and so glad I
had decided to insure my pets with Spot!

Shannon

2 days ago


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PET INSURANCE


 * Dog Insurance
 * Puppy Insurance
 * Cat Insurance
 * Kitten Insurance
 * Coverage Info
 * Sample Policy
 * FAQS
 * Cat & Dog Breeds
 * Locations
 * Spot Perks

RESOURCES


 * Blog
 * Employers
 * Agency Information
 * Sources & Citations
 * Member Center
 * Claims Form
 * ADA Notice
 * Help Center

COMPANY


 * About Us
 * Careers
 * Press
 * Contact Us

NOTICE TO CALIFORNIA RESIDENTSInsurer Disclosure of Important Policy Provisions

Pre-existing conditions are not covered. Waiting periods, annual deductible,
co-insurance, benefit limits, and exclusions may apply. For all terms and
conditions visit https://spotpet.com/sample-policy. Preventive Care
reimbursements are based on a schedule. Accident & Illness coverage
reimbursements are based on the invoice. Products, schedules, discounts, and
rates may vary and are subject to change. More information is available at
checkout.
Insurance products are underwritten by either Independence American Insurance
Company (NAIC #26581. A Delaware insurance company located at 11333 N.
Scottsdale Rd, Ste. 160, Scottsdale, AZ 85254), or United States Fire Insurance
Company (NAIC #21113. Morristown, NJ). Please refer to your policy forms to
determine the underwriter for your policy. Insurance is produced by Spot Pet
Insurance Services, LLC. (NPN # 19246385. 990 Biscayne Blvd Suite 603, Miami, FL
33132). CA License #6000188. PTZ Insurance Agency Ltd. (NPN: 5328528. domiciled
in Illinois with offices at 1208 Massillon Road, Suite G200, Akron, Ohio 44306)
is responsible for administration and claims adjudication. (California residents
only: PTZ Insurance Agency Ltd., d.b.a PIA Insurance Agency Ltd. CA license
#0E36937).

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