link.com Open in urlscan Pro
52.54.252.87  Public Scan

Form analysis
0 forms found in the DOM

Text Content

Link
Sign up Log in


PRIVACY POLICY

LAST UPDATED: MARCH 9, 2023

This Privacy Policy includes important information about your personal data and
we encourage you to read it carefully. You can also find more details about our
privacy policies and processes in the Link Privacy Center


WELCOME

We provide economic infrastructure for the internet. Businesses of all sizes use
our software and services to accept payments and manage their businesses online.
Stripe cares about the security and privacy of the personal data that is
entrusted to us.

This Privacy Policy (“Policy”) describes the “Personal Data” that we collect
about you, how we use it, how we share it, your rights and choices, and how you
can contact us about our privacy practices. This Policy also outlines your data
subject rights, including the right to object to some uses of your Personal Data
by us. Please visit the Stripe Privacy Center for more information about our
privacy practices.

“Stripe”, “we”, “our” or “us” means the Stripe entity responsible for the
collection and use of personal data under this Privacy Policy. It differs
depending on your country.

“Personal Data” means any information that relates to an identified or
identifiable individual, and can include information about how you engage with
our Services (e.g. device information, IP address).

“Services” means the products and services that Stripe indicates are covered by
this Policy, which may include Stripe-provided devices and apps. Our “Business
Services” are Services provided by Stripe to entities (“Business Users”) who
directly and indirectly provide us with “End Customer” Personal Data in
connection with those Business Users’ own business and activities. Our “End User
Services” are those Services which Stripe directs to individuals (rather than
entities) so that those individuals do business directly with Stripe. “Sites”
means Stripe.com and the other websites that Stripe indicates are covered by
this Policy. Collectively, we refer to Sites, Business Services and End User
Services as “Services”.

Depending on the context, “you” means End Customer, End User, Representative or
Visitor:

 * When you directly use an End User Service (such as when you sign up for Link,
   or make a payment to Stripe Climate in your personal capacity), for your
   personal use, we refer to you as an “End User.”
   
 * When you do business with, or otherwise transact with, a Business User
   (typically a merchant using Stripe Checkout, e.g. when you buy a pair of
   shoes from a merchant that uses Stripe for payment processing) but are not
   directly doing business with Stripe, we refer to you as an “End Customer.”
   
 * When you are acting on behalf of an existing or potential Business User (e.g.
   you are a founder of a company, or administering an account for a merchant
   who is a Business User), we refer to you as a “Representative.”
   
 * When you visit a Site without being logged into a Stripe account or otherwise
   communicate with Stripe, we refer to you as a “Visitor.” (e.g. you send
   Stripe a message asking for more information because you are considering
   being a user of our products).
   

Depending on the activity, Stripe acts as a “data controller” or “data
processor” and for more information about this and on the Stripe entity that is
responsible under this Policy, see here.

 * 1. Personal data that we collect and how we use and share it
   
 * 2. More ways we collect, use and share personal data
   
 * 3. Legal bases for processing data
   
 * 4. Your rights and choices
   
 * 5. Security and retention
   
 * 6. International data transfers
   
 * 7. Updates and notifications
   
 * 8. Jurisdiction-specific provisions
   
 * 9. Contact us
   


1. PERSONAL DATA THAT WE COLLECT AND HOW WE USE AND SHARE IT

Our collection and use of Personal Data changes depending on whether you are
acting as End User, End Customer, Representative or Visitor and our different
Services. For example, if you are the sole owner of a business (i.e., sole
proprietorship), we may collect Personal Data to onboard your business, but you
may also be an End Customer that purchased goods from another Business User that
uses Stripe's Services for payment processing and you may also be an End User
who uses Link to make those purchases.

"Transaction Data" as used in this Privacy Policy includes Personal Data, and
may include the following: your name, email address, billing address, shipping
address, payment method information (such as credit or debit card number, bank
account information or payment card image selected by you), merchant and
location, purchase amount, date of purchase, and in some cases, some information
about what you have purchased and your phone number and past purchases.


1.1 END USERS

We provide End User Services where we do not act as a service provider or
processor to Businesses but instead provide the Services directly to you for
your personal use (e.g. Link). We provide more information about our collection,
use and sharing of Personal Data in our Privacy Center, including the legal
bases which we rely on for using (processing) your Personal Data.

A. PERSONAL DATA THAT WE COLLECT ABOUT END USERS

 * Using Link or Connecting your Bank Account. Stripe offers you the opportunity
   to store your payment methods with Stripe so that you can conveniently use it
   across merchants who are our Business Users ("Link" was formerly known as
   "Remember Me"). When you opt in to Link, you agree to let us store your
   Personal Data such as your payment method so that you can more readily make
   purchases through Link with Business Users of our payment processing Business
   Services (e.g. name, contact information, payment method details (e.g. card
   number, cvc, and expiration date)). When you choose to pay with Link, we will
   also collect Transaction Data related to your transactions. Learn More.
   
 * If you choose to share bank account information (including for use in Link)
   with us, Stripe will periodically collect and process your account
   information (e.g. bank account owner information, account balances, account
   number and details, account transactions and, in some cases, credentials).
   With your separate permission, we will share this Personal Data with Business
   Users that you choose. You can ask us to stop collecting and sharing this
   information. Learn More.
   
 * With your separate permission, we will share contact information (e.g.
   shipping address, billing address and phone number) with Business Users that
   you do business with.
   
 * Paying Stripe. If you are buying goods or services directly from Stripe, we
   receive Transaction Data. For example, when you make a payment to Stripe
   Climate, we will collect contact information, payment method information, and
   information about that transaction.
   
 * Identity/Verification Services. We provide an identity verification service
   that automates comparing an identity document with your image (e.g., selfie).
   You may choose to opt-in to allow us to store that verification for future
   use across other merchants and/or separately consent to letting us use your
   biometric data to improve our verification technology. You can also ask us to
   stop providing you these services. Learn More.
   
 * More. Please see below for information about additional types of Personal
   Data that we may collect about End Users, including about your online
   activity and how you engage with our End User Services.
   

B. HOW WE USE AND SHARE PERSONAL DATA OF END USERS

 * Services. We use your Personal Data to provide the End User Service to you,
   including security, sanctions screening, delivery, support, personalization
   (e.g. language preferences and settings choices) and messages related to the
   End User Service (e.g. communicating Policy updates and information about our
   Services). For example, we will use Personal Data to assess whether your use
   of Link to make a payment with a merchant is authorized by you (and not a bad
   actor) and likely to be successfully authorized by the payment method you
   choose to use when you choose to make purchases with Link.
   
 * Our Business Users. When you choose to connect your financial account with
   Stripe you may also choose to share account information with Business Users
   that you do business with. These Business Users will have their own privacy
   policies which describe how they use that information.
   
 * Transactions. For payment transactions with Link, End User Personal Data is
   shared with others to enable or "process" the transaction. For example, when
   you choose to use a payment method for the transaction with Stripe or with
   Link (e.g. credit card, debit card, buy now pay later, or direct debit), the
   third party provider of your payment method will receive Transaction Data
   that includes your Personal Data. When you use Link, the merchant you choose
   to do business with will also receive Transaction Data that includes your
   Personal Data and, with your separate consent, your bank account information.
   Please review the privacy policies of your payment method and the merchants
   who you choose to learn more about their processing of your Personal Data.
   
 * Fraud Detection and Loss Prevention. We use your Personal Data collected
   across our Services (e.g. Stripe Radar) to detect fraud and prevent financial
   losses for you, us, and our Business Users and financial partners, including
   to detect unauthorized purchases. Learn More.
   

We may provide Business Users and financial partners (including card issuers,
payment methods and others involved in payment processing activities) that use
our fraud Business Services with Personal Data about you (including your
attempted transactions) so that they can assess the associated fraud or loss
risk with a transaction. You can learn more about how we may use technology to
assess the fraud risk associated with an attempted transaction and what
information we share with Business Users here.
- Advertising. We may use your Personal Data to assess your eligibility for, and
offer you, other End User Services or promote existing End User Services. Where
allowed by law (including with your opt-in consent where required), we use and
share End User Personal Data with others so that we may market our End User
Services to you, including through interest-based advertising. See our Cookie
Policy.
- We do not sell or share End User Personal Data with third parties for
marketing or advertising their products without your separate consent.
- More. Please see below for information about additional ways in which we may
use and share your Personal Data.


1.2 END CUSTOMERS

Stripe offers Business Services to our Business Users (e.g. payment processing
through in-person or online checkout, or processing pay-outs for those Business
Users). When we are acting as a Business User's service provider (also known as
a data processor), we will process Personal Data in accordance with the terms of
our agreement with the Business User and the Business User's lawful instructions
(e.g. when we process a payment for a Business User because you bought a product
from them) or they instruct us to send funds to you.

Business Users are responsible for making sure that their End Customers' privacy
rights are respected, including ensuring appropriate disclosures about data
collection and use that happens in connection with their products and services.
If you are an End Customer, please refer to the privacy policy or notice of the
Business User you choose to do business with for information regarding their
privacy practices, choices and controls. We provide more information about our
collection, use and sharing of Personal Data in our Privacy Center, including
the legal bases which we rely on for using (processing) your Personal Data.

A. PERSONAL DATA THAT WE COLLECT ABOUT END CUSTOMERS

 * Transaction Data. If you are an End Customer, when you make payments to, get
   refunds from, begin a purchase, make a donation or otherwise transact with a
   Business User that uses us to provide payment processing Business Services,
   we will receive Transaction Data. We may also receive your transaction
   history with the Business User. Learn More. Moreover, we may obtain
   information typed into a checkout form, even if you choose not to complete
   the form or purchase with the Business User. Learn More.
   
 * Identity/Verification Information. Stripe provides a verification and fraud
   prevention Service that allows a Business User to verify Personal Data about
   you, such as your age (when purchasing age restricted goods) or your
   authorization to use a payment method. As part of these Services, you will be
   asked to share Personal Data with us for this purpose (e.g., your government
   ID, your image (selfie), and Personal Data you input or that is apparent from
   the physical payment method (e.g. credit card image)). To protect against
   fraud, we may compare this information with information about you we collect
   from Business Users, financial partners, business partners, identity
   verification services, publicly available sources, and other third party
   service providers and sources so that we can assess whether the person is
   likely to be you or a person purporting to be you. Learn More.
   
 * More. Please see below for information about additional types of Personal
   Data that we may collect, including your online activity.
   

B. HOW WE USE AND SHARE PERSONAL DATA OF END CUSTOMERS

To provide our Business Services to our Business Users, we use Personal Data,
and share Personal Data of a Business User's End Customers with the Business
User. Where allowed, we also use End Customers' Personal Data for Stripe's own
purposes to secure, improve and provide our Business Services and prevent fraud,
loss and other harms as described below.

 * Payments and Accounting. We use your Transaction Data to provide our Payments
   related Business Services to Business Users, including to process online
   payment transactions, to calculate applicable sales tax, to invoice and bill,
   and to help them calculate their revenue, pay their bills and perform
   accounting tasks. Learn More. We may also use Personal Data to provide and
   improve our Business Services.
   
 * For payment transactions, your Personal Data is shared with a number of
   parties in connection with your transaction. Because we act as a service
   provider or processor, we share Personal Data to enable the transaction. For
   example, when you choose to use a payment method for the transaction (e.g.
   credit card, debit card, buy now pay later, or direct debit), your payment
   method will receive the Transaction Data that includes your Personal Data.
   Please review your payment method's privacy policy to learn more about how
   they use and share this information.
   
 * The merchant you choose to do business with will also receive Transaction
   Data that includes your Personal Data and the merchant may share that
   Personal Data with others. Please review your merchant's privacy policy to
   learn more.
   
 * Financial Services. Some of our Business Users use our Services in order to
   offer financial services to you, through Stripe or its financial partners.
   For example, they may provide a card product that enables you to purchase
   goods and services. These cards may carry the Stripe brand, bank partner
   brand and/or the brands of Business Users. In addition to any Transaction
   Data we may produce or receive when these cards are used for purchases, we
   will also receive and use your Personal Data in order to provide and manage
   these products. Please also see the privacy policies of the Business User and
   our bank partners, if applicable, associated with the financial service
   (whose brands may be shown on the card).
   
 * Identity/Verification Services. We use Personal Data about your identity,
   including information provided by you and our service providers, to perform
   verification Services for Stripe or for the Business Users that you are doing
   business with, to reduce fraud and enhance security. If you provide a
   "selfie" along with an image of your identity document, we will use
   technology to compare and calculate whether they match and you can be
   verified. Learn More.
   
 * Fraud Detection and Loss Prevention. We use your Personal Data collected
   across our Services (e.g. Stripe Radar) to detect and prevent losses for you,
   us, our Business Users and financial partners. We may provide Business Users
   (including card issuers, payment methods and others involved in payment
   processing activities) that use our fraud Business Services with Personal
   Data about you (including your attempted transactions) so that they can
   assess the fraud or loss risk associated with a transaction. You can learn
   more about how we may use technology to assess the fraud and loss risk
   associated with an attempted transaction and what information we may share
   with Business Users about such risks here and here.
   
 * Our Business Users (their Authorized Third Parties). We share Personal Data
   of End Customers with their respective Business Users and with parties
   directly authorized by those Business Users to receive Personal Data. This
   includes sharing Personal Data of End Customers with Business Users when a
   Business User authorizes a third party application provider to access its
   Stripe account using Stripe Connect. For example, when the Business User uses
   Identity Services to verify an End Customer's identity, Stripe shares with
   the Business User the information, documents or photos provided by the End
   Customer to verify their identity. The Business Users you choose to do
   business with may further share your Personal Data to third parties they
   authorize (e.g. other third party service providers). Please review their
   privacy policy to learn more.
   
 * Advertising by Business Users. If you have begun a purchase, we share
   Personal Data with that Business User in connection with our provision of
   Services and that Business User may use your Personal Data to market and
   advertise their products or services, subject to the terms of their privacy
   policy. Please review your merchant's privacy policy to learn more, including
   your rights to stop their use of your Personal Data for marketing purposes.
   
 * We do not use, sell or share End Customer Personal Data for our marketing or
   advertising, or for marketing and advertising by third parties who are not
   the Business User with which you have transacted or attempted to transact.
   
 * More. Please see below for information about additional ways in which we may
   use and share your Personal Data.
   


1.3 REPRESENTATIVES

To provide Business Services, we collect, use and share Personal Information
from Representatives of Business Users (e.g. a business owner). We provide more
information about our collection, use and sharing of Personal Data in our
Privacy Center, including the legal bases which we rely on for using
(processing) your Personal Data.

A. PERSONAL DATA THAT WE COLLECT ABOUT REPRESENTATIVES

 * Registration and Contact Information. If you register for a Stripe account
   for a Business User (including incorporation of a Business), we collect your
   name and account log-in credentials. If you register for an event that Stripe
   organizes or attends or if you sign up for Stripe communications, we collect
   your registration and profile information. If you are a Representative or
   Representative of a potential Business User, we receive your Personal Data
   from third parties (including data providers) in order to advertise to,
   market and communicate with you as described further below and in Section 2.
   We may also associate a location with you in order to assess which Services
   or information may be useful to you. Learn More.
   
 * Identification Information. If you are an owner of a Business User or you are
   expected to be a shareholder, officer or director of a Business User, we
   require that you provide your contact details, such as name, postal address,
   telephone number, and email address to fulfill our financial partner and
   regulatory requirements. We will directly (and through others) collect
   Personal Data about you, such as your ownership interest in the Business
   User, your date of birth and government identifiers associated with you and
   your Business User (such as your social security number, tax number, or
   Employer Identification Number). You may also choose to provide bank account
   information.
   
 * More. Please see below for information about additional types of Personal
   Data that we may collect, including about online activity.
   

B. HOW WE USE AND SHARE PERSONAL DATA OF REPRESENTATIVES

We generally use Personal Data of Representatives to provide the Business
Services to the associated Business Users, as well as for the purposes described
below.

 * Business Services. We use and share Personal Data of Representatives with
   Business Users to provide the Services you (or the Business User you are
   associated with) have requested.
   
 * In some cases our Business Service will require us to submit your Personal
   Data to a government entity (e.g. incorporating a business, or paying
   applicable sales tax). For our tax Business Services, we may use your
   Personal Data to file taxes on behalf of your associated Business User. For
   our Atlas business incorporation services, we may use your Personal Data to
   submit forms to the IRS on your behalf and to file documents with other
   governmental authorities (e.g. articles of incorporation in your state of
   incorporation).
   
 * We share data with parties directly authorized by a Business User to receive
   Personal Data (e.g. financial partners servicing the financial product, or
   third party apps or services the Business User uses in conjunction with our
   Business Services). For example, providers of payment methods (e.g., Visa,
   WeChat Pay) will require merchant onboarding information for the Business
   Users that accept their payment methods, and Stripe will provide required
   onboarding information (including Personal Data of Representatives) to those
   financial partners. In some cases, these payment method providers will be
   located outside your home country for example WCP, AliPay, Block, Klarna Bank
   AB. Learn More.
   
 * The use of Personal Data by a Business User's authorized third party is
   subject to the third party's privacy policy.
   
 * If you are a Business User and have chosen a name that includes Personal Data
   (e.g. a sole proprietorship or family name in a company name), we will share
   and use that information as any company name in connection with the provision
   of our Services (e.g. including it on receipts and other descriptions
   identifying financial transactions).
   
 * Advertising. Where allowed by applicable law, we use and share Representative
   Personal Data with others so that we may advertise and market our Services to
   you. Subject to applicable law (including any consent requirements), we may
   advertise to you through interest-based advertising and emails and seek to
   measure the effectiveness of our ads. See our Cookie Policy. We do not sell
   or share Representative Personal Data to others for their advertising
   purposes.
   
 * More. Please see below for information about additional ways in which we may
   collect, use and share your Personal Data.
   


1.4 VISITORS

We collect, use and share Personal Data of Visitors (who are not End Users, End
Customers or Representatives). We provide more information about our collection,
use and sharing of Personal Data in our Privacy Center, including the legal
bases which we rely on for using (processing) your Personal Data.

A. VISITOR PERSONAL DATA THAT WE COLLECT

When you visit our Sites, we will receive your Personal Data either from you
providing it to us or through our use of cookies and similar technologies. See
our Cookie Policy.

 * Forms. When you choose to fill in a form on the Site or on third party
   websites featuring our advertising (e.g. LinkedIn or Facebook), we will
   collect the information included in the form (e.g. your contact information
   and other information about your question related to our Services). We may
   also associate a location with your visit. Learn More.
   
 * More. Please see below for information about additional types of Personal
   Data that we may collect, including about online activity.
   

B. HOW WE USE AND SHARE VISITOR PERSONAL DATA

 * Personalization. We use information about you that we gather from cookies and
   similar technologies to measure engagement with the content on the Sites, to
   improve relevancy and navigation, to personalize your experience (e.g.
   language and relevant geography) and to tailor content about Stripe and our
   Services to you. For example, because not all of our Services are available
   in all regions, so we may tailor our answers for your region.
   
 * Advertising. As allowed by law, we use and share Visitor Personal Data with
   others so that we may advertise and market our Services to you. Subject to
   applicable law (including any consent requirements), we may advertise our
   Services to you through interest-based advertising and emails, and seek to
   measure the effectiveness of our ads. See also our Cookie Policy. We do not
   sell or share Visitor Personal Data to others for their advertising purposes.
   
 * Engagement. When visitors engage with our stripe.com site, we will use
   information we collect about and through your devices in order to provide the
   opportunity to engage in conversations or with chatbots to address your
   questions.
   
 * More. Please see below for information about additional ways in which we may
   collect, use and share your Personal Data.
   


2. MORE WAYS WE COLLECT, USE AND SHARE PERSONAL DATA

In addition to the ways we collect, use and share Personal Data that are
described above, we also process your Personal Data as follows:

a. Personal Data Collection

 * Online Activity. Depending on the Service you use and the Business Users'
   implementation of our Business Services, we will collect information about:
   
 * Devices and browsers across our Sites and third-party websites, apps and
   other online services ("Third-Party Sites"),
   
 * Usage data associated with those devices and browsers and how you've engaged
   with our Services, including IP address, plug-ins, language used, time spent
   on Sites and Third-Party Sites, pages visited, links clicked, payment methods
   used, and the pages that led or referred you to Sites and Third-Party Sites.
   For example, activity indicators, like mouse activity indicators, to help us
   detect fraud. Learn More. Please also see our Cookie Policy.
   
 * Communication and Engagement Information. We will collect any information you
   choose to provide to us, for example, through support tickets, emails or
   social media. When you respond to Stripe emails or surveys, we collect your
   email address, name and any other information you choose to include in the
   body of your email or responses. If you contact us by phone, we will collect
   the phone number you use to call Stripe, as well as other information you may
   provide during the call. We will also collect your engagement data such as
   your registration for, attendance of, or viewing of Stripe events and other
   interaction with Stripe personnel.
   
 * Forums and Discussion Groups. Where our Sites allow you to post content, we
   will collect Personal Data that you provide in connection with the post.
   

b. Personal Data Usage. In addition to the Personal Data usage described above,
we use Personal Data in the following ways:

 * Improving and Developing our Services. We use analytics on our Sites to help
   us analyze your use of our Sites and Services and diagnose technical issues.
   To learn more about the cookies that may be served through our Sites and how
   you can control our use of cookies and third-party analytics, please see our
   Cookie Policy. We also collect and process Personal Data through our
   different Services, whether you are an End User, End Customer, Representative
   or Visitor, to improve our Services, develop new Services and support our
   efforts to make our Services more relevant and more useful to you. Learn
   More.
   
 * Communications. We will use the contact information we have about you to
   perform the Services, which may include sending codes via SMS to authenticate
   you. Learn More. If you are an End User, Representative or Visitor, we may
   communicate with you using the contact information we have about you (e.g.
   using email, phone, text message or videoconference) to provide information
   about our Services and our affiliates' services, invite you to participate in
   our events or surveys, or otherwise communicate with you for our marketing
   purposes, provided that we do so in accordance with applicable law, including
   any consent or opt-out requirements. For example, when you submit your
   contact information to us or when we collect your business contact details
   through our participation at trade shows or other events, we may use the
   information to follow-up with you regarding an event, send you information
   that you have requested on our products and services and include you on our
   marketing information campaigns.
   
 * Social Media and Promotions. If you choose to submit Personal Data to us to
   participate in an offer, program or promotion, we will use the Personal Data
   you submit to administer the offer, program or promotion. We will also use
   that Personal Data and Personal Data you make available on social media to
   market to you unless we are not permitted to do so.
   
 * Fraud Prevention and Security. We collect and use Personal Data to help us to
   detect and manage the activity of fraudulent and other bad actors across our
   Services, to enable our fraud detection Business Services, and to otherwise
   seek to secure our Services and transactions against unauthorized access,
   use, modification or misappropriation of Personal Data, information and
   funds. In connection with fraud and security monitoring, prevention,
   detection, and compliance activities for Stripe and its Business Users, we
   receive information from service providers (including credit bureaus), third
   parties, and the Services we provide. We may collect information from you,
   and about you, from Business Users, financial parties and in some cases third
   parties. For example, to protect our Services, we may receive information
   from third parties about IP addresses that malicious actors have compromised.
   Learn More. This Personal Data (e.g. name, address, phone number, country)
   helps us to confirm identities, run credit checks subject to applicable law
   and prevent fraud. We may also use technology to assess the fraud risk
   associated with an attempted transaction by an End Customer or End User with
   a Business User or financial partner.
   
 * Compliance with Legal Obligations. We use Personal Data to meet our
   contractual and legal obligations related to anti-money laundering,
   Know-Your-Customer ("KYC") laws, anti-terrorism, export control and
   prohibitions on doing business with restricted persons or in certain business
   areas and other legal obligations. Learn More. We strive to make our Services
   safe, secure and compliant, and the collection and use of Personal Data is
   critical to this effort. For example, we may monitor patterns of payment
   transactions and other online signals and use those insights to reduce the
   risk of fraud, money laundering and other activity that is harmful to Stripe,
   our End Users and their End Customers.
   
 * Minors. The Services are not directed to minors, including children under the
   age of 13, and we request that they not provide Personal Data through the
   Services. In some countries, we may impose higher age limits as required by
   applicable law.
   

c. Personal Data Sharing. In addition to the ways described above, we share
Personal Data in the following ways:

 * Stripe Affiliates. We share Personal Data with other Stripe affiliated
   entities. When we share with these entities, it is for purposes identified in
   this Policy.
   
 * Service Providers or Processors. In order to provide Services to our Business
   Users and End Users and to communicate, market and advertise to Visitors,
   Representatives and End Users regarding our Services, we will rely on others
   to provide us services. Service providers provide a variety of critical
   services, such as hosting (storing and delivering), analytics to assess the
   speed, accuracy and/or security of our Services, identity verification,
   customer service, email and auditing. We authorize such service providers to
   use or disclose the Personal Data that we make available to perform services
   on our behalf and to comply with applicable legal requirements. We require
   such service providers to contractually commit to protect the security and
   confidentiality of Personal Data they process on our behalf. Our service
   providers are predominantly located in the European Union, the United States
   of America and India. Learn More.
   
 * Financial Partners. "Financial Partners" are financial institutions that we
   partner with to offer the Services (including payment method acquirers, banks
   and payout providers). We share Personal Data with certain Financial Partners
   to provide the Services to the associated Business Users and to offer certain
   Services in partnership with our Financial Partners. For example, we share
   certain Personal Data of Representatives (e.g. loan repayment data and
   contact information) with institutional investors who purchase or provide
   credit secured by the Capital loans that we have made to the associated
   Business Users.
   
 * Others with Consent. In some cases we may not provide a service, but instead
   refer you to, or enable you to engage with, others to get services (e.g.
   professional services firms that we partner with to deliver Atlas). In these
   cases, we will disclose the identity of the third party and the information
   that will be shared with them and seek your consent to share the information.
   
 * Corporate Transactions. In the event that we enter into, or intend to enter
   into, a transaction that alters the structure of our business, such as a
   reorganization, merger, sale, joint venture, assignment, transfer, change of
   control, or other disposition of all or any portion of our business, assets
   or stock, we may share Personal Data with third parties in connection with
   such transaction. Any other entity which buys us or part of our business will
   have the right to continue to use your Personal Data, but subject to the
   terms of this Policy.
   
 * Compliance and Harm Prevention. We share Personal Data as we believe
   necessary: (i) to comply with applicable law, (ii) to comply with rules
   imposed by a payment method in connection with use of that payment method
   (e.g. network rules for Visa); (iii) to enforce our contractual rights; (iv)
   to secure or protect the Services, rights, privacy, safety and property of
   Stripe, you or others, including against other malicious or fraudulent
   activity and security incidents; and (v) to respond to valid legal process
   requests from courts, law enforcement agencies, regulatory agencies, and
   other public and government authorities, which may include authorities
   outside your country of residence.
   


3. LEGAL BASES FOR PROCESSING DATA

For the purposes of the General Data Protection Regulation, we rely upon a
number of legal bases to enable our processing of your Personal Data. For more
information, see here.

a. Contractual and Pre-Contractual Business Relationships. We process Personal
Data for the purpose of entering into business relationships with prospective
Business Users and End Users and to perform the respective contractual
obligations with them. Activities include:

 * Creation and management of Stripe accounts and Stripe account credentials,
   including the evaluation of applications to commence or expand the use of our
   Services;
   
 * Creation and management of Stripe Checkout accounts;
   
 * Accounting, auditing, and billing activities; and
   
 * Processing of payments, including fraud detection, loss prevention,
   optimizing valid transactions, communications regarding such payments, and
   related customer service.
   

b. Legal Compliance. We process Personal Data to verify the identity of
individuals and entities in order to comply with fraud monitoring, prevention
and detection obligations, laws associated with the identification and reporting
of illegal and illicit activity, such as "Anti-Money Laundering ("AML") and
Know-Your-Customer ("KYC")" obligations, and financial reporting obligations.
For example, we may be required to record and verify a User's identity for the
purpose of compliance with legislation intended to prevent money laundering and
financial crimes. These obligations are imposed on us by the operation of law
and may require us to report our compliance to third parties, and to submit to
third party verification audits.

c. Legitimate Interests. Where allowed under applicable law, we rely on our
legitimate business interests to process Personal Data about you. The following
list sets out the business purposes for which we have a legitimate interest in
processing your data:

 * Detect, monitor and prevent fraud and unauthorized payment transactions;
   
 * Mitigate financial loss, claims, liabilities or other harm to End Customers,
   End Users, Business Users and Stripe;
   
 * Determine eligibility for and offer new Stripe products and services Learn
   More;
   
 * Respond to inquiries, send Service notices and provide customer support;
   
 * Promote, analyze, modify and improve our Services, systems, and tools, and
   develop new products and services, including reliability of the Services;
   
 * Manage, operate and improve the performance of our Sites and Services by
   understanding their effectiveness and optimizing our digital assets;
   
 * Analyze and advertise our Services, and related improvements;
   
 * Conduct aggregate analysis and develop business intelligence that enable us
   to operate, protect, make informed decisions, and report on the performance
   of, our business;
   
 * Share Personal Data with third party service providers that provide services
   on our behalf and business partners which help us operate and improve our
   business Learn More;
   
 * Enable network and information security throughout Stripe and our Services;
   and
   
 * Share Personal Data among our affiliates.
   

d. Consent. We may rely on consent to collect and process Personal Data as it
relates to how we communicate with you and for the provision of our Services
such as Link, Financial Connections, Atlas and Identity. When we process data
based on your consent, you have the right to withdraw your consent at any time
without affecting the lawfulness of processing based on such consent before the
consent is withdrawn.


4. YOUR RIGHTS AND CHOICES

You may have choices regarding our collection, use and disclosure of your
Personal Data:

a. Opting out of receiving electronic communications from us

If you no longer want to receive marketing-related emails from us, you may
opt-out via the unsubscribe link included in such emails or as described here.
We will try to comply with your request(s) as soon as reasonably practicable.
Please note that if you opt-out of receiving marketing-related emails from us,
(i) we retain the right to communicate to you regarding the services you receive
(e.g. support and important legal notices) and (ii) our Business Users may still
send you messages and/or direct us to send you messages on their behalf.

b. Your data protection rights

Depending on your location and subject to applicable law, you may have the
following rights described here with regard to the Personal Data we control
about you:

 * The right to request confirmation of whether Stripe processes Personal Data
   relating to you, and if so, to request a copy of that Personal Data;
   
 * The right to request that Stripe rectify or update your Personal Data that is
   inaccurate, incomplete or outdated;
   
 * The right to request that Stripe erase your Personal Data in certain
   circumstances provided by law. Learn More;
   
 * The right to request that Stripe restrict the use of your Personal Data in
   certain circumstances, such as while Stripe considers another request that
   you have submitted (including a request that Stripe make an update to your
   Personal Data);
   
 * The right to request that we export your Personal Data that we hold to
   another company, where technically feasible;
   
 * Where the processing of your Personal Data is based on your previously given
   consent, you have the right to withdraw your consent at any time;
   
 * Where we process your information based on our legitimate interests, you may
   also have the right to object to the processing of your Personal Data. Unless
   we have compelling legitimate grounds or where it is needed for legal
   reasons, we will cease processing your information when you object. Learn
   More.
   
 * The right not to be discriminated against for exercising these rights; and/or
   
 * The right to appeal any decision by Stripe relating to these rights.
   

You may have additional rights regarding your Personal Data under applicable
law.For example, see Jurisdiction-specific provisions section under California
below.

c. Process for exercising your data protection rights

To exercise your data protection rights please also see the Stripe Privacy
Center or contact us as described below.

5. Security and retention

We make reasonable efforts to provide a level of security appropriate to the
risk associated with the processing of your Personal Data. We maintain
organizational, technical and administrative measures designed to protect
Personal Data covered by this Policy against unauthorized access, destruction,
loss, alteration or misuse. Unfortunately, no data transmission or storage
system can be guaranteed to be 100% secure.
To help us protect Personal Data, where you have an account with Stripe, we
encourage you to use a strong password, protect that password from unauthorized
use and not use the same log-in credentials (e.g. password) for your Stripe
accounts as you do with other services or accounts. If you have reason to
believe that your interaction with us is no longer secure (e.g. you feel that
the security of your Stripe account has been compromised), please contact us
immediately. Learn More.
We retain your Personal Data as long as we are providing the Services to you or
our Business Users (as applicable) or for a period during which we reasonably
anticipate providing the Services. Even after we stop providing Services
directly to you or a Business User with which you are doing business, and even
if you close your Stripe account or complete a transaction with a Business User,
we may retain your Personal Data:

 * to comply with our legal and regulatory obligations.
   
 * to enable fraud monitoring, detection and loss prevention activities.
   
 * to comply with our tax, accounting, and financial reporting obligations
   
 * where required by our contractual commitments to our financial partners (and
   where data retention is mandated by the payment methods you used).
   

In cases where we keep Personal Data, we do so in accordance with any limitation
periods and records retention obligations that are imposed by applicable law.
Learn More.


6. INTERNATIONAL DATA TRANSFERS

We are a global business. We may transfer your Personal Data to countries other
than your own country, including to the United States. These countries may have
data protection rules that are different from your country. When transferring
data across borders, we take measures to comply with applicable data protection
laws related to such transfer. In certain situations, we may be required to
disclose Personal Data in response to lawful requests from officials (such as
law enforcement or security authorities).Learn More.
If you are located in the European Economic Area ("EEA"), the United Kingdom
("UK") or Switzerland, please see Stripe Privacy Center for more information.
Where applicable law requires a data transfer mechanism, we use one or more of
the following:

 * Transfers to certain countries or recipients that are recognised as having an
   adequate level of protection for Personal Data under applicable law.
   
 * EU Standard Contractual Clauses approved by the European Commission and the
   UK International Data Transfer Addendum issued by the Information
   Commissioner's Office. You can obtain a copy of the relevant Standard
   Contractual Clauses. Learn More.
   
 * or other legal methods available to us under applicable law.
   

While Stripe, Inc. remains self-certified under the E.U.-U.S. Privacy Shield and
the Swiss-U.S. Privacy Shield, it is not currently relying on these frameworks
for the transfer of Personal Data to the United States.


7. UPDATES AND NOTIFICATIONS

We may change this Policy from time to time to reflect new services, changes in
our privacy practices or relevant laws. The "Last updated" legend at the top of
this Policy indicates when this Policy was last revised. Any changes are
effective the latter of when we post the revised Policy on the Services or
otherwise provide notice of the update as required by law.
We may provide you with disclosures and alerts regarding the Policy or Personal
Data collected by posting them on our website and, if you are an End User or
Representative, by contacting you through your Stripe Dashboard, email address
and/or the physical address listed in your Stripe account.


8. JURISDICTION-SPECIFIC PROVISIONS

 * Australia. If you are an Australian resident, and you are dissatisfied with
   our handling of any complaint you raise under this Policy, you may wish to
   contact the Office of the Australian Information Commissioner.
   
 * Brazil. To exercise your rights, you may contact our DPO. Brazilian
   residents, to whom the Lei Geral de Proteção de Dados Pessoais ("LGPD")
   applies, have rights set forth in Article 18 of the LGPD.
   
 * Canada. As used in this Policy, "applicable law" includes the Federal
   Personal Information Protection and Electronic Documents Act (PIPEDA) and
   "Personal Data" includes "personal information" as defined under PIPEDA.
   
 * EEA and UK. To exercise your rights, you may contact our DPO. If you are a
   resident of the EEA or if we have identified Stripe Payments Europe Limited
   as your data controller, and you believe our processing of your information
   is not in line with the General Data Protection Regulation (GDPR), you may
   direct your questions or complaints to the Irish Data Protection Commission.
   If you are a resident of the UK, you may direct your questions or concerns to
   the UK Information Commissioner's Office. Where Personal Data is used for
   regulated financial activities in Europe, Stripe Payments Europe Limited and
   Stripe local regulated entities (defined as those who are licensed,
   authorized or registered by a Local Regulatory Authority) are considered
   joint controllers. Learn More.
   
 * India. If you have any questions or complaints regarding the processing of
   your Personal Data in India, please contact our Nodal and Grievance Officer
   here. Learn More.
   
 * Indonesia. As used in this Policy, "applicable law" includes Law No. 11 of
   2008 as amended by Law No. 19 of 2016 on Electronic Information and
   Transactions, Government Regulation No. 71 of 2019 on the Implementation of
   Electronic Systems and Transactions, and Minister of Communication and
   Informatics Regulation No. 20 of 2016 on Personal Data Protection in
   Electronic Systems and "Personal Data" includes "personal data" as defined
   under such laws.
   
 * Japan. When we transfer Personal Data of data subjects in Japan to
   jurisdictions that are not recognized as 'adequate' by the Personal
   Information Protection Commission, we enter into written agreements with any
   third parties located outside of Japan. These written agreements provide
   rights and obligations equivalent to those provided under the Japanese Act on
   the Protection of Personal Information. For more information on how we ensure
   that third parties protect your data and where your data is located, please
   see above or contact us as described below. For a description of foreign
   systems and frameworks that may affect the implementation of equivalent
   measures by the third party, see here.
   
 * Malaysia. If you have any questions or complaints about this Policy, please
   contact our DPO.
   
 * Switzerland. As used in this Policy, "applicable law" includes the Swiss
   Federal Act on Data Protection (FADP), as revised. To exercise your rights
   under the FADP, please contact our DPO.
   
 * Thailand. If we process your Personal Data due to a legal obligation or
   contractual right and you do not provide us with personal Information, we may
   not be able to lawfully provide you services.
   
 * United States - California. If you are a consumer located in California, we
   process your personal information in accordance with California law (e.g. the
   "CCPA"). For specific details, please see here. Stripe uses cookies,
   including advertising cookies, as described in our Cookie Policy.
   
 * Your Rights and Choices. As a California consumer and subject to certain
   limitations under the CCPA, you have choices regarding our use and disclosure
   of your personal information (learn more about data subject rights metrics).
   In addition to the above rights (see here), please note these other
   California-specific rights:
   
 * Exercising the right to know: You have a right to request additional
   information about the categories of personal information collected, sold,
   disclosed, or shared; purposes for which this personal information was
   collected, sold, or shared; categories of sources of personal information;
   and categories of third parties with whom we disclosed or shared this
   personal information.
   
 * Exercising the right to opt-out from a sale: We do not sell "Personal
   Information" as defined by the CCPA and have not done so in the past 12
   months.
   
 * Exercising the right to limit the use or sharing of Sensitive Personal
   Information:we do not sell or share Sensitive Personal Information as defined
   by the CCPA and have not done so in the past 12 months. Learn more about our
   collection and use of Sensitive Personal Information here.
   
 * Right to opt-out of sharing of cross-context behavioral advertising. Learn
   more here and here.
   
 * To submit a request to exercise any of the rights described above, please
   contact us using the methods described in the Contact Us section below. We
   will verify your request by asking you to send it from the email address
   associated with your account or requiring you to provide information
   necessary to verify your identity, including name, address, transaction
   history, photo identification, and other information associated with your
   account.
   
 * You may designate, in writing or through a power of attorney, an authorized
   agent to make requests on your behalf to exercise your rights under the CCPA.
   Your agent may submit a request on your behalf by contacting us using the
   methods described in the Contact Us section below.We may still require you to
   directly verify your identity and confirm that you provided the authorized
   agent permission to submit the request.
   
 * Do Not Track and signals. Learn more about how we honor "do not track" and
   other signals.
   


9. CONTACT US

If you have any questions or complaints about this Policy, please contact us. If
you are an End Customer (i.e. an individual doing business or transacting with a
Business User), please refer to the privacy policy or notice of the Business
User for information regarding the Business User's privacy practices, choices
and controls, or contact the Business User directly.

Link
Help Terms Privacy Cookie settings
Canada
 * Australia
 * Austria
 * Belgium
 * Brazil
 * Bulgaria
 * Canada
 * Croatia
 * Cyprus
 * Czech Republic
 * Denmark
 * Estonia
 * Finland
 * France
 * Germany
 * Gibraltar
 * Greece
 * Hong Kong
 * Hungary
 * India
 * Ireland
 * Italy
 * Japan
 * Latvia
 * Liechtenstein
 * Lithuania
 * Luxembourg
 * Malaysia
 * Malta
 * Mexico
 * Netherlands
 * New Zealand
 * Norway
 * Poland
 * Portugal
 * Romania
 * Singapore
 * Slovakia
 * Slovenia
 * Spain
 * Sweden
 * Switzerland
 * Thailand
 * United Arab Emirates
 * United Kingdom
 * United States

English (United States)
 * Deutsch
 * English (United States)
 * English (United Kingdom)
 * Español (América Latina)
 * Español (España)
 * Français (France)
 * Français (Canada)
 * Bahasa Indonesia
 * Italiano
 * 日本語
 * Nederlands
 * Português (Brasil)
 * Svenska
 * ไทย
 * 简体中文