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REFINANCE YOUR CAR LOAN.
YOU COULD SAVE BIG.

Our customers save an average of
$115/month on their car payments.*


See what you could save



No impact to your credit score +

No impact to your credit score

+To check the rates and terms you qualify for, we conduct a soft credit pull
that will not affect your credit score. However, if you choose a loan product
and continue your application, we or one of our lending partners will request
your full credit report from one or more consumer reporting agencies, which is
considered a hard credit pull and may affect your credit.



No hidden fees

No hidden fees

Caribou provides services to the lender to help close your loan, such as
processing documents and retitling your vehicle. Caribou charges the lender a
$499 processing fee solely to cover the costs of these services. Your lender may
include the $499 processing fee or other fees in your refinanced loan amount and
in the APR that your lender will disclose to you.



No SSN required ++

No SSN required

++ No social security number is required to view pre-qualified offers. Your
social security number is required should you choose to move forward in the loan
application process.





IN THE NEWS




DID YOU GET FINANCING FROM YOUR DEALER?




FAST, EASY AUTO REFINANCE

Instantly access competitive rates in minutes, with a dedicated team available
to walk you through the process.


See how it works


ARE YOU GETTING THE MOST OUT OF YOUR SAVINGS?




DISCOVER HOW MUCH YOU COULD SAVE

When you refinance through Caribou, you could find new ways to protect the value
of your car.



Get Started




CUSTOMER STORIES


100,000+ HAPPY DRIVERS WITH MORE CASH IN THEIR WALLETS



4.6 star reviews from our clients on Trustpilot



The entire process from rate inquiry to loan funding was easy, quick and was
completed with no issues. The soft credit pull was one of the deciding factors
in going with Caribou. They also gave me several different loan options. Would
definitely recommend them.
Randy H
August 14, 2024
They helped me every step of the way and was able to lower my interest rate to
what I wanted!
Daniel R
August 3, 2024
My experience with Caribou has been highly positive. They helped me lower both
my monthly payment and the interest rate on my car loan, which has made a
significant difference in my finances. The company itself is fantastic, and the
people I’ve interacted with have been lovely and very helpful. I highly
recommend Caribou to anyone looking to refinance their car.
Marcus S
July 26, 2024
Every person who assisted me was professional and caring. The experience was
easy and fast. Refinancing saved me a lot of money. Best place to refinance.
Kitty P
July 9, 2024
They helped me every step of the way in refinancing my car—were kind, patient
and knowledgeable. Definitely a positive experience!
Brandon U
June 6, 2024
My experience with Caribou was seamless. The whole process was quick, efficient,
and stress free. I was able to refinance for almost half the interest I was
previously paying. My loan officer, Timothy, was helpful, pleasant, patient, and
knowledgeable.
Liz
May 20, 2024




NO HIDDEN FEES.


CO-BORROWERS WELCOME.


FULLY ONLINE PROCESS.



Got more questions? We’ve got answers.


Search our FAQs


WHAT SETS US APART


TECH TO UNLOCK LOW RATES PEOPLE TO MAKE THE PROCESS EASY



COMPETITIVE RATES

Gain access to affordable refi rates that could save you thousands over the life
of your loan.*

DEDICATED SUPPORT

Our team of loan officers are standing by, happy to help you through the
process.

ALL IN ONE PLACE

Take control of your car finances and find new ways to protect the value of your
car when you refinance through Caribou.

FAST AND EASY

Quickly access offers with no hidden fees, no impact to your credit score,✝︎ and
no SSN required.✝︎✝︎




FOOTER


THROUGH CARIBOU, YOU COULD START SAVING TODAY!

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CONTACT DETAILS



NMLS #1746612



1.877.445.0070

Mon - Fri: 9am - 8pm EST
Sat - Sun: 9am - 4pm EST



717 17th Street, Suite 700
Denver, CO 80202



contact@gocaribou.com

* This information is estimated based on consumers whose auto refinance loan
funded through Caribou between 3/1/2023 and 3/1/2024, and had an existing auto
loan on their credit report. These borrowers saved an average of $115.72 per
month, with annualized savings of $1,388 per year. Refinance savings may result
from a lower interest rate, longer term, or both. There is no guarantee of
savings. Your actual savings, if any, may vary based on interest rates, the
repayment term, the amount financed, and other factors.

+ To check the refinance rates and terms you qualify for, we conduct a soft
credit pull that will not affect your credit score. However, if you choose a
loan product and continue your application, we or one of our lending partners
will request your full credit report from one or more consumer reporting
agencies, which is considered a hard credit pull and may affect your credit.

++ Social security number is required should you choose to move forward in the
loan application process.

** APR is the Annual Percentage Rate. Your actual APR may be different. Your APR
is based on multiple factors including your credit profile and the loan to value
of the vehicle. APR ranges from 5.74% to 28.55% and is determined at the time of
application. Lowest APR is available for a 36 month term, to borrowers with
excellent credit. Conditions apply. Advertised rates and fees are valid as of
8/16/24 and are subject to change without notice.

Terms and Conditions apply. Caribou reserves the right to modify or discontinue
products and benefits at any time without notice. Participating lenders, rates
and terms are also subject to change at any time without notice. The information
you provide to us is an inquiry to determine whether our lenders can make you a
loan offer. If any of our lending partners has an available loan offer for you,
you will be invited to submit a loan application to the lender for its review.
Not all borrowers receive the lowest rate. Lowest rates are reserved for the
highest qualified borrowers. We do not guarantee that you will receive any loan
offers or that your loan application will be approved. If approved, your actual
rate will depend on a variety of factors, including term of loan, a responsible
financial history, income and other factors. Offers not available in MD, NE, NV,
WV.

©2024 Caribou Financial, Inc. d/b/a Caribou. Caribou® is a registered trademark
of Caribou Financial, Inc. All rights reserved.



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