www.td.com Open in urlscan Pro
23.222.16.40  Public Scan

URL: https://www.td.com/ca/en/personal-banking/solutions/exchange/currency-converter
Submission: On April 29 via manual from PT — Scanned from PT

Form analysis 1 forms found in the DOM

<form class="self-help-form">
  <div role="radiogroup" aria-labelledby="helpful-label">
    <input class="button-checkbox" id="select-yes" name="yes-no" type="radio" value="yes" aria-checked="false">
    <label for="select-yes">Yes</label><input no-mouse-focus="" class="button-checkbox" id="select-no" name="yes-no" type="radio" value="no" aria-checked="false"><label for="select-no" class="button-checkbox">No</label>
  </div>
</form>

Text Content

Skip to main content
 * Personal
 * Small Business
 * Commercial
 * Investing
 * About TD

 * Select Country
    * Canada Selected
    * US

 * Select Language English
    * English Selected
    * Français
    * 简体中文
    * 繁體中文

 * My Accounts
 * Products
   * Bank Accounts
   * Credit Cards
   * Mortgages
   * Borrowing
   * Personal Investing
   * Insurance
   * Promotions & Offers
 * Ways to Bank Selected
   * TD App
   * Online Banking
   * Ways to Pay
   * Ways to Send Money
   * Phone, Branch & ATM
   * Cross Border Banking
   * Foreign Exchange Services
   * Green Banking
 * Learn
   * Advice Hub
   * TD Calculators and Tools
   * Youth and Parent
   * Students
   * Post Grads
   * New to Canada
   * Seniors (60+)
   * Estate Support

 * Find Us
 * Help
 * Search
 * 
 * Login
   * Easy Web
   * Web Broker
   * U.S. Banking
 * My Accounts & Profile
   
   
   EASYWEB
   
    * My Accounts
    * My Profile
    * Password and Security
    * Account Settings
    * Notification and Alerts
   
   
   OTHER ACCOUNTS
   
    * Web Broker
    * U.S. Banking

 * Logout


Open Menu

Login Open Menu
My Accounts & Profile open menu
Logout
 * TD: Personal
   * Personal Selected
   * Small Business
   * Commercial
   * Investing
   * About TD
 * Home
 * My Accounts
 * Bank Accounts
 * Credit Cards
 * Mortgages
 * Borrowing
 * Personal Investing
 * Insurance
 * Promotions & Offers
 * Ways to Bank
   * TD App
   * Online Banking
   * Ways to Pay
   * Ways to Send Money
   * Phone, Branch & ATM
   * Cross Border Banking
   * Foreign Exchange Services
   * Green Banking
 * Learn
   * Advice Hub
   * TD Calculators and Tools
   * Youth and Parent
   * Students
   * Post Grads
   * New to Canada
   * Banking Advice for Seniors (60+)
   * Estate Support
 * Find Us
 * Help
 * 
 * Country: Canada
   * Canada Selected country
   * US
 * Language: English
   * English Select language
   * Français
   * 简体中文
   * 繁體中文

Login
 * EasyWeb
 * WebBroker
 * U.S. Banking


Logout


 * EASYWEB

 * My Accounts My Profile Password and Security Account Settings Notifications &
   Alerts


 * OTHER ACCOUNTS

 * WebBroker U.S. Banking



Competitive exchange rates on over 50 foreign currencies.


CURRENCY CONVERTER, FOREIGN EXCHANGE RATES & SERVICES

Whether you’re traveling or sending money abroad, take advantage of competitive
rates and have peace of mind that your foreign currency transactions are
processed safely and securely. Use our currency converter to calculate 50+
currencies to assist you with your transactions. For the full list of the
foreign currencies and related services we offer, view our currency and service
availability.

--------------------------------------------------------------------------------


FOREIGN EXCHANGE MEETS CONVENIENCE

slide 1 of 4


 * SEND AND TRANSFER MONEY
   
   Send money abroad and transfer funds in foreign currencies.
   
   Send and transfer money Learn more Learn more


 * EXCHANGING MONEY FOR TRAVEL
   
   Going away? We can help make traveling more convenient.
   
   Exchanging money for travel Learn more Learn more


 * DEPOSITING FOREIGN CURRENCIES
   
   We offer a variety of foreign exchange deposit services to fit your needs.
   
   Depositing foreign currencies Learn more Learn more


 * SERVICES BY CURRENCY
   
   View a list of the foreign currencies and related services we offer.
   
   Services by currency Learn more Learn more

--------------------------------------------------------------------------------



--------------------------------------------------------------------------------

Information about foreign currency exchange with TD


HAVE A QUESTION? FIND ANSWERS HERE

What's your question?


Ask Us
Popular questions
Sorry, we didn't find any results. You could check for misspelled words or try a
different term or question.

--------------------------------------------------------------------------------

We're sorry. Service is currently unavailable.
We found a few responses for you:

We matched that to:







POPULAR QUESTIONS


View morepopular questions


HELPFUL RELATED QUESTIONS


View morehelpful related questions


DID YOU FIND WHAT YOU WERE LOOKING FOR?

YesNo
Thank you
We're sorry. Service is currently unavailable.

Sorry this didn't help. Would you leave us a comment about your search?


Submit
Thank you

Need to talk to us directly? Contact us

Follow TD

 * Twitter
 * Facebook
 * Instagram
 * YouTube
 * Linkedin

 * Privacy & Security
 * Legal
 * Accessibility
 * CDIC Member
 * About Us
 * Careers
 * Manage online experience
 * Site Index


back to top Top


SEE YOU IN A BIT

You are now leaving our website and entering a third-party website over which we
have no control.

Continue to Site
Back to TD Bank

TD Bank Group is not responsible for the content of the third-party sites
hyperlinked from this page, nor do they guarantee or endorse the information,
recommendations, products or services offered on third party sites.

Third-party sites may have different Privacy and Security policies than TD Bank
Group. You should review the Privacy and Security policies of any third-party
website before you provide personal or confidential information.


SITE INDEX


TD PERSONAL BANKING

 * Personal Home
 * My Accounts
 * How To
 * Today's Rates
 * Accounts (Personal)
 * Chequing Accounts
 * Savings Accounts
 * Youth Account
 * Student Account
 * Credit Cards
 * Aeroplan points
 * Travel Rewards
 * Cash Back
 * No Annual Fee
 * Low Rate
 * U.S. Dollar
 * Mortgages
 * Borrowing
 * Personal Investing
 * GIC & Term Deposits
 * Mutual Funds
 * TFSA - Tax-Free Savings Account
 * RSP - Retirement Savings Plan
 * RIF - Retirement Income Options
 * RESP - Education Savings Plan
 * RDSP - Disability Savings Plan
 * Precious Metals
 * Insurance
 * Travel Medical Insurance
 * All Products
 * Students
 * New To Canada
 * Banking Advice for Seniors (60+)
 * Cross Border Banking
 * Foreign Exchange Services
 * Ways to Pay
 * Ways to Bank
 * Green Banking
 * TD Advice


TD SMALL BUSINESS BANKING

 * Small Business Home
 * Accounts (Business)
 * Chequing Account
 * Savings Account
 * U.S. Dollar Account
 * AgriInvest Account
 * Cheque Services
 * Credit
 * Overdraft Protection
 * Line of Credit
 * Business Credit Cards
 * Loan
 * Business Mortgage
 * Canada Small Business Financial Loan
 * Agriculture Credit Solutions
 * TD Auto Finance Small Business Vehicle Lending
 * Invest for your Business
 * Advice for your Profession or Industry
 * TD Merchant Solutions
 * Foreign Currency Services
 * Employer Services


TD INVESTING

 * Investing Home
 * Direct Investing
 * Accounts
 * Commissions and Fees
 * Trading Platforms
 * Investment Types
 * Investor Education
 * TD Wealth
 * Financial Planning
 * Private Wealth Management
 * Markets and Research


TD CORPORATE

 * About TD
 * Investor Relations
 * Economics
 * Community
 * Environment
 * Diversity
 * Supplier Information
 * TD Newsroom
 * Careers


OTHER TD BUSINESSES

 * TD Commercial Banking
 * TD Asset Management
 * TD Securities
 * TD Auto Finance


U.S. BANKING

 * TD Bank Personal Banking
 * TD Bank Small Business Banking
 * TD Bank Commercial Banking
 * TD Auto Finance
 * TD Wealth Private Client Group
 * TD Bank Personal Financial Services

This information is for our Personal Banking Customers.

When we refer to foreign currency, we are referring to a currency other than
Canadian Dollars. A foreign currency exchange is a purchase that occurs when you
purchase foreign currency from us or we purchase foreign currency from you.

An exchange rate is the price at which one currency can be purchased or sold for
another currency. For example, the exchange rate determines how much in Canadian
Dollars it will cost to purchase U.S. Dollars. Exchange rates fluctuate
throughout the day.

How the foreign exchange process works:
We set the exchange rate for foreign currency purchases associated with many
services, such as when you:

 * Purchase foreign currency in cash from us, or we purchase foreign currency in
   cash from you;
 * Purchase a draft in a currency that is different from the currency you are
   using to buy the draft;
 * Send a wire transfer in a currency that is different from the currency of the
   account you are sending from; or
 * Receive a wire payment or deposit a cheque in a currency that is different
   from the currency of the account into which you are depositing the funds.

For these services, we will quote to you our applicable exchange rate for the
transaction and you may choose whether or not to complete the transaction.

When funds to be deposited into your account with us are in a currency that is
different from that account, such as with an incoming wire transfer, we convert
the funds into the currency of your account, and then deposit them into your
account. The exchange rate we use is our applicable exchange rate in effect when
the deposit is posted to your account.

There are other services where we do not set the exchange rate, such as when you
use your debit or credit card outside of Canada to withdraw cash from an ATM or
make a purchase. You will pay different exchange rates and fees for those
services and you should review the agreements governing services and the use of
those cards for more information.

How do we set our exchange rates:
For each foreign currency purchase where we set the exchange rate, the exchange
rate we use is a retail exchange rate, except for purchases and sales between
banks and other large financial institutions in the interbank (wholesale) market
where an interbank exchange rate is used.

We update our Retail exchange rates frequently throughout the day based on many
factors, including:

 * Interbank exchange rates (these are the wholesale rates for very large
   currency purchases and sales between banks and other large financial
   institutions in the interbank (wholesale) market, That are often quoted in
   the media);
 * The amount of the foreign currency purchase;
 * Whether the transaction involves foreign currency in cash; and
 * Our costs and risks related to dealing in foreign currency.

Cash and non-cash rates:
Exchange rates for foreign currency transactions not involving physical foreign
currency cash (bank notes), such as transfers, payments, cheques or drafts, are
generally more favourable to you than rates for buying and selling physical
foreign currency cash. This reflects our costs and risks of shipping, handling
and holding foreign currency in cash.

Exchange rate fluctuation risk – returns and reversals
If you deposit funds (e.g. cheque or wire transfer) that were converted to the
currency of your account before they were deposited), and then that deposit is
reversed or returned, we convert the funds (in the original currency of the
funds deposited) to the currency of your account, and then debit the converted
amount from your account. The exchange rate we use is our applicable rate in
effect when the debit is posted to your account. The amount debited may be
different from the amount deposited because of exchange rate fluctuations. For
example:

Monday:
You come to a branch to deposit a US$100 cheque into your Canadian Dollar
account.
Exchange rate: 0.75
Conversion: US$100 x 0.75 = C$75 deposited to your account.

Wednesday:
Cheque is returned unpaid (e.g. insufficient funds in the account of the person
who wrote the cheque).
Exchange rate: 0.80
Conversion: US$100 x 0.80 = C$80 withdrawn from your account.


Similarly, if the funds you sent are returned or reversed, the amount returned
to you may be different than the amount withdrawn from your account for the
transfer because of exchange rate fluctuations. For example:


Monday:
You come to a branch to send EUR100 by wire transfer from your Canadian Dollar
account.
Exchange rate: 0.75
Conversion: EUR100 x 0.75 = C$75 withdrawn from your account, converted to
EUR100 and sent by wire transfer.

Wednesday:
Wire transfer is returned (e.g. account to which funds are to be sent is
closed).
Exchange rate: 0.80
Conversion: EUR100 x 0.80 = C$80 deposited to your account.

Filter

Asset Class

Themes

Apply Filter Clear All
Filter
Investment Style

Duration Focus

Apply Filter Clear All
We and third parties that we select use technologies and tracking tools to
collect certain information about your device and usage of our apps and
websites. We do this to deliver our service, improve your experience, and
prevent fraud. Your activity on our apps and sites will be collected to enhance
your experience and present you with relevant ads and offers on our apps and
sites and on third party apps and websites. The information may also be used by
these third parties in accordance with their privacy policies. You have control
over the collection of this information. To learn more about the information we
collect on our apps and websites visit:TD Privacy Policy: Online Experience
Manage online experience Accept All



MANAGE PREFERENCES

We use technologies and tracking tools to collect certain information about your
device and usage of our apps and websites. You can manage your preferences here
at any time. To learn more about the information we collect on our apps and
websites visit:
TD Privacy Policy: Online Experience


MANAGE CONSENT PREFERENCES

ESSENTIAL

Always On

We use these tools to provide the functionality and security of your online
experience. For example, this allows us to provide a secure connection and
remember your language preferences. You can set your browser to block or alert
you about these tools, but without this data certain services cannot be
provided.

See our third party list‎

PERFORMANCE

Performance

Performance technologies tell us, and third party companies that we select,
about how you use our apps or websites. For instance, which pages you go to most
often, and if you encounter errors or issues. These can also be used to remember
changes you have made such as text size, font or other preferences. They help
measure and analyze the traffic on our online services by establishing
statistics and traffic volumes (e.g. pages visited or features used). You may
withdraw your consent for the use of these technologies that collect your data
at any time. If you do not allow these technologies, then some or all these
services may not function properly.

See our third party list‎

TARGETING

Targeting

Your browsing activity on our apps and websites will be collected by us and by
third party companies that we select. This may include information about the
products or services you are applying for. This allows us to better understand
your interests and provide you with personalized content and offers. This
information may also be used by those third party companies in accordance with
their respective privacy policies. This information may also be used to build a
profile of your interests, to personalize your content and present you with
relevant offers on our apps and websites and on third party sites. If you do not
allow these technologies, you will experience less personalized content and
offers.

See our third party list‎
Back Button


VENDORS LIST



Search Icon
Filter Icon

Clear
checkbox label label
Apply Cancel
Consent Leg.Interest
checkbox label label
checkbox label label
checkbox label label

Confirm My Choices