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Submission: On April 29 via manual from PT — Scanned from PT
Submission: On April 29 via manual from PT — Scanned from PT
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CURRENCY CONVERTER, FOREIGN EXCHANGE RATES & SERVICES Whether you’re traveling or sending money abroad, take advantage of competitive rates and have peace of mind that your foreign currency transactions are processed safely and securely. Use our currency converter to calculate 50+ currencies to assist you with your transactions. For the full list of the foreign currencies and related services we offer, view our currency and service availability. -------------------------------------------------------------------------------- FOREIGN EXCHANGE MEETS CONVENIENCE slide 1 of 4 * SEND AND TRANSFER MONEY Send money abroad and transfer funds in foreign currencies. Send and transfer money Learn more Learn more * EXCHANGING MONEY FOR TRAVEL Going away? We can help make traveling more convenient. Exchanging money for travel Learn more Learn more * DEPOSITING FOREIGN CURRENCIES We offer a variety of foreign exchange deposit services to fit your needs. Depositing foreign currencies Learn more Learn more * SERVICES BY CURRENCY View a list of the foreign currencies and related services we offer. Services by currency Learn more Learn more -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Information about foreign currency exchange with TD HAVE A QUESTION? FIND ANSWERS HERE What's your question? Ask Us Popular questions Sorry, we didn't find any results. You could check for misspelled words or try a different term or question. -------------------------------------------------------------------------------- We're sorry. Service is currently unavailable. We found a few responses for you: We matched that to: POPULAR QUESTIONS View morepopular questions HELPFUL RELATED QUESTIONS View morehelpful related questions DID YOU FIND WHAT YOU WERE LOOKING FOR? YesNo Thank you We're sorry. Service is currently unavailable. 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When we refer to foreign currency, we are referring to a currency other than Canadian Dollars. A foreign currency exchange is a purchase that occurs when you purchase foreign currency from us or we purchase foreign currency from you. An exchange rate is the price at which one currency can be purchased or sold for another currency. For example, the exchange rate determines how much in Canadian Dollars it will cost to purchase U.S. Dollars. Exchange rates fluctuate throughout the day. How the foreign exchange process works: We set the exchange rate for foreign currency purchases associated with many services, such as when you: * Purchase foreign currency in cash from us, or we purchase foreign currency in cash from you; * Purchase a draft in a currency that is different from the currency you are using to buy the draft; * Send a wire transfer in a currency that is different from the currency of the account you are sending from; or * Receive a wire payment or deposit a cheque in a currency that is different from the currency of the account into which you are depositing the funds. For these services, we will quote to you our applicable exchange rate for the transaction and you may choose whether or not to complete the transaction. When funds to be deposited into your account with us are in a currency that is different from that account, such as with an incoming wire transfer, we convert the funds into the currency of your account, and then deposit them into your account. The exchange rate we use is our applicable exchange rate in effect when the deposit is posted to your account. There are other services where we do not set the exchange rate, such as when you use your debit or credit card outside of Canada to withdraw cash from an ATM or make a purchase. You will pay different exchange rates and fees for those services and you should review the agreements governing services and the use of those cards for more information. How do we set our exchange rates: For each foreign currency purchase where we set the exchange rate, the exchange rate we use is a retail exchange rate, except for purchases and sales between banks and other large financial institutions in the interbank (wholesale) market where an interbank exchange rate is used. We update our Retail exchange rates frequently throughout the day based on many factors, including: * Interbank exchange rates (these are the wholesale rates for very large currency purchases and sales between banks and other large financial institutions in the interbank (wholesale) market, That are often quoted in the media); * The amount of the foreign currency purchase; * Whether the transaction involves foreign currency in cash; and * Our costs and risks related to dealing in foreign currency. Cash and non-cash rates: Exchange rates for foreign currency transactions not involving physical foreign currency cash (bank notes), such as transfers, payments, cheques or drafts, are generally more favourable to you than rates for buying and selling physical foreign currency cash. This reflects our costs and risks of shipping, handling and holding foreign currency in cash. Exchange rate fluctuation risk – returns and reversals If you deposit funds (e.g. cheque or wire transfer) that were converted to the currency of your account before they were deposited), and then that deposit is reversed or returned, we convert the funds (in the original currency of the funds deposited) to the currency of your account, and then debit the converted amount from your account. The exchange rate we use is our applicable rate in effect when the debit is posted to your account. The amount debited may be different from the amount deposited because of exchange rate fluctuations. For example: Monday: You come to a branch to deposit a US$100 cheque into your Canadian Dollar account. Exchange rate: 0.75 Conversion: US$100 x 0.75 = C$75 deposited to your account. Wednesday: Cheque is returned unpaid (e.g. insufficient funds in the account of the person who wrote the cheque). Exchange rate: 0.80 Conversion: US$100 x 0.80 = C$80 withdrawn from your account. Similarly, if the funds you sent are returned or reversed, the amount returned to you may be different than the amount withdrawn from your account for the transfer because of exchange rate fluctuations. For example: Monday: You come to a branch to send EUR100 by wire transfer from your Canadian Dollar account. Exchange rate: 0.75 Conversion: EUR100 x 0.75 = C$75 withdrawn from your account, converted to EUR100 and sent by wire transfer. Wednesday: Wire transfer is returned (e.g. account to which funds are to be sent is closed). Exchange rate: 0.80 Conversion: EUR100 x 0.80 = C$80 deposited to your account. Filter Asset Class Themes Apply Filter Clear All Filter Investment Style Duration Focus Apply Filter Clear All We and third parties that we select use technologies and tracking tools to collect certain information about your device and usage of our apps and websites. We do this to deliver our service, improve your experience, and prevent fraud. Your activity on our apps and sites will be collected to enhance your experience and present you with relevant ads and offers on our apps and sites and on third party apps and websites. The information may also be used by these third parties in accordance with their privacy policies. You have control over the collection of this information. To learn more about the information we collect on our apps and websites visit:TD Privacy Policy: Online Experience Manage online experience Accept All MANAGE PREFERENCES We use technologies and tracking tools to collect certain information about your device and usage of our apps and websites. You can manage your preferences here at any time. To learn more about the information we collect on our apps and websites visit: TD Privacy Policy: Online Experience MANAGE CONSENT PREFERENCES ESSENTIAL Always On We use these tools to provide the functionality and security of your online experience. For example, this allows us to provide a secure connection and remember your language preferences. You can set your browser to block or alert you about these tools, but without this data certain services cannot be provided. See our third party list PERFORMANCE Performance Performance technologies tell us, and third party companies that we select, about how you use our apps or websites. For instance, which pages you go to most often, and if you encounter errors or issues. These can also be used to remember changes you have made such as text size, font or other preferences. They help measure and analyze the traffic on our online services by establishing statistics and traffic volumes (e.g. pages visited or features used). You may withdraw your consent for the use of these technologies that collect your data at any time. If you do not allow these technologies, then some or all these services may not function properly. See our third party list TARGETING Targeting Your browsing activity on our apps and websites will be collected by us and by third party companies that we select. This may include information about the products or services you are applying for. This allows us to better understand your interests and provide you with personalized content and offers. This information may also be used by those third party companies in accordance with their respective privacy policies. This information may also be used to build a profile of your interests, to personalize your content and present you with relevant offers on our apps and websites and on third party sites. If you do not allow these technologies, you will experience less personalized content and offers. See our third party list Back Button VENDORS LIST Search Icon Filter Icon Clear checkbox label label Apply Cancel Consent Leg.Interest checkbox label label checkbox label label checkbox label label Confirm My Choices