www.discover.com Open in urlscan Pro
104.89.24.94  Public Scan

Submitted URL: http://discvr.co/2DHr7Zn
Effective URL: https://www.discover.com/applications/dedicated-login-page/login.html
Submission: On February 04 via manual from US — Scanned from DE

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Text Content

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LOG IN TO VIEW YOUR ALERT HISTORY

Inquiry Alerts when anyone pulls your credit from Experian®, so you can
recognize possible fraud.1



New Account Alerts when any new credit card, mortgage, car loan or other account
show up on your Experian® credit report.1



SSN Alerts if we find your Social Security number on any of thousands of Dark
Web sites.1




FREQUENTLY ASKED QUESTIONS


WHAT ARE THE SSN, INQUIRY & NEW ACCOUNT ALERTS OFFERED BY DISCOVER?

We are offering a free monitoring service for Primary credit cardmembers that
helps them look out for potential fraud threats beyond their Discover card
accounts. Once you sign up for the service, we will send you alerts via email
(and text message if you prefer). The service consists of three different types
of alerts:


 1. We'll notify you if we find your Social Security number on any of thousands
    of Dark Web sites that we are monitoring.
 2. We'll monitor your Experian® credit report every day and alert you when
    anyone pulls your credit, so you can recognize possible fraud.
 3. We'll monitor your Experian® credit report every day and notify you when new
    credit cards, mortgages, car loans or other credit accounts are listed in
    your name—even if they're not Discover accounts.

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HOW DO THESE SSN, INQUIRY & NEW ACCOUNT ALERTS ACTUALLY WORK?

We monitor thousands of sites on the Dark Web—a hidden area of the Internet
where stolen Social Security numbers can be traded or sold for the purposes of
identity theft and fraud. This process is also called internet scanning or
internet surveillance. If we find your Social Security number, we'll send you an
alert and help you take action.


We also monitor your Experian credit report and notify you whenever any new
inquiry or credit account is reported to your Experian credit file, even if it's
not a Discover account. In most cases, you will probably recognize it as an
activity that you authorized. However, if you don't recognize the activity,
we'll let you know what steps you need to take including informing the credit
bureaus and report the activity as fraudulent.

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WHERE CAN I FIND THE TERMS AND CONDITIONS FOR THE ALERTS?

Review the terms and conditions for the SSN, Inquiry & New Account Alerts here.


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WILL I BE BILLED FOR RECEIVING THESE ALERTS?

No, the SSN, Inquiry & New Account Alerts are completely free.


Hide All Show All



DO I HAVE TO HAVE A DISCOVER CARD TO HAVE THESE ALERTS?

Yes, the service is available for all Primary credit card account members. If
the card member has more than one Discover account where he/she is the Primary
credit card account member, he/she can't opt into both.


Hide All Show All



HOW DO THESE ALERTS DIFFER FROM THE EXISTING FRAUD ALERTS ON MY DISCOVER
ACCOUNT?

Your fraud alerts (such as suspicious activity alerts and account log in alerts)
keep you in the know about activity on your Discover Card account. Discover's
SSN, Inquiry & New Account Alerts differ in that they keep you informed of any
new inquiries or accounts opened on your Experian credit report or if your
Social Security number is found on one of the thousands of Dark Web sites that
we monitor, which may signal an increased exposure to identity theft.


Hide All Show All



IS MY SPOUSE OR THE JOINT/SECONDARY CARDHOLDER OR AUTHORIZED BUYER COVERED UNDER
THE MONITORING SERVICE?

No, only the Primary credit card member is eligible to receive the SSN, Inquiry
& New Account Alerts. If your spouse or joint/secondary cardholder is the
Primary cardmember of their own Discover Card account, he or she can enroll for
these alerts on their account.


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WHAT IS IDENTITY THEFT AND HOW CAN I PROTECT MYSELF?

Identity theft is when someone steals your information, like your Social
Security number, to assume your identity for the purposes of opening new
accounts, signing up for services, or taking out loans in your name.


The easiest way to protect yourself from identity theft is by protecting your
personal information. We suggest that you always do the following:

 * Shred any documents with account and other identifying numbers.
 * Check your personal credit report at least annually.
 * Change your email and other passwords regularly.
 * Think twice before sharing personal information with store clerks and
   telemarketers.
 * Stop paper statements. Get your statements online.
 * Enroll in email alerts to monitor your account activity.

Hide All Show All



WHAT SHOULD I CONSIDER AFTER A DATA BREACH?

Be sure to visit www.annualcreditreport.com to get a free copy of your credit
report every 12 months from each credit reporting company. And of course,
closely monitor all your accounts for fraud. Your Discover card has a $0 Fraud
Liability Guarantee, so you're never held responsible for unauthorized purchases
on your Discover card account. We monitor every purchase, every day and alert
you of any suspicious transactions by email, text or phone call. If you become
the victim of identity theft, consult helpful resources like Link Identity Theft
government sitewww.identitytheft.gov.


Hide All Show All



WHY DIDN'T I GET AN ALERT IF I WAS AFFECTED BY A DATA BREACH?

You'll get a free alert when we find your Social Security number on any of
thousands of Dark Web sites. Not all stolen information from a data breach ends
up on these Dark Web sites. If they do, you'll receive an alert.


You'll get a free alert when a new credit inquiry appears on your
Experian® credit report. When they do, you'll receive an alert.

You'll also get a free alert when there are new car loans, mortgages, credit
cards or other accounts on your Experian® credit report. Keep in mind that it
takes time, sometimes several weeks, for a lender to report a new account to
Experian. When they do, you'll receive an alert.

Hide All Show All

See All FAQs

 

 1. Discover Identity Alerts are offered by Discover Bank at no cost, only
    available online, and currently include the following services: (a) daily
    monitoring of your Experian® credit report and an alert when a new inquiry
    or account is listed on your report; (b) daily monitoring of thousands of
    Dark Web sites known for revealing personal information and an alert if your
    Social Security Number is found on such a website. This information is
    intended for, and only provided to, Primary credit cardmembers whose
    accounts are open, in good standing and have an email address on file. The
    Primary cardmember must agree online to receive identity alerts. Identity
    alert services are based on Experian information and data which may differ
    from information and data at other credit bureaus. Monitoring your credit
    report does not impact your credit score. This benefit may change or end in
    the future. Discover Bank is not a credit repair organization as defined
    under federal or state law, including the Credit Repair Organizations Act.
    To see a list of Frequently Asked Questions, visit discover.com/freealerts.
     

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