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<form>
  <div class="form-group">
    <label for="olbType">Account</label>
    <select name="olbType" id="olbType" class="form-control">
      <option value="online-banking" selected="">Online Banking</option>
      <option value="my-card-statement">MyCardStatement</option>
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</form>

POST https://go.horizonfinancialbank.com/login

<form class="olb__login parsley-absolute" method="POST" action="https://go.horizonfinancialbank.com/login" autocomplete="off" data-parsley-validate="" novalidate="">
  <div class="form-group">
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    <input type="text" class="form-control" autocomplete="off" name="username" id="username" spellcheck="off" autocorrect="off" autocapitalize="off" required="">
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        <div class="pr-1"><a href="https://go.horizonfinancialbank.com/forgot" title="Forgot Password" target="_blank">Forgot password<span class="sr-only"> (Opens in a new Window)</span></a></div>
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GET https://www.horizonfinancialbank.com/search

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    <label for="siteSearch" class="">Search</label>
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Social Security Calculator


SOCIAL SECURITY BENEFIT CALCULATOR

Do you wonder how much you might receive in Social Security? Use this calculator
to help you estimate your Social Security benefits. Remember, this is only an
estimate. Your actual benefits may vary depending on your actual work history
and income.
Javascript is required for this calculator. If you are using Internet Explorer,
you may need to select to 'Allow Blocked Content' to view this calculator.

For more information about these these financial calculators please visit:
Dinkytown.net Financial Calculators from KJE Computer Solutions, Inc.


By changing any value in the following form fields, calculated values are
immediately provided for displayed output values. Click the view report button
to see all of your results.



Financial Calculators from
Dinkytown.net

Financial Calculators ©1998-2020 KJE Computer Solutions, Inc.









Social Security Benefits
*indicates required.
Social Security Inputs:


SOCIAL SECURITY INPUTS:


Press spacebar to hide inputs


?Current age:*This entry is required.Enter an amount between 20 and 70
X


CURRENT AGE

Your current age.

20
36
53
70
?Age at retirement:*This entry is required.Enter an amount between 62 and 70
X


AGE AT RETIREMENT

Age at which you plan to retire.

62
64
67
70
?Annual income:*This entry is required.Enter an amount between $1,000 and
$1,000,000
X


ANNUAL INCOME

Your total annual income. If you are married, this should not include your
spouse's income. When we calculate your Social Security benefit, if you check
the married box, the total is increased to include an additional 50% of your
benefit for your spouse. If your spouse will be collecting their own benefit, do
not check the "married" box. You will need to run the calculator separately for
their income.

$0
$10k
$100k
$1m
?Expected salary increase:*This entry is required.Enter an amount between 0% and
20%
X


EXPECTED SALARY INCREASE

Annual percent increase you expect in your annual income.

0%
6%
13%
20%
?Expected rate of inflation:*This entry is required.Enter an amount between 0%
and 20%
X


EXPECTED RATE OF INFLATION

This is what you expect for the average long-term inflation rate. A common
measure of inflation in the U.S. is the Consumer Price Index (CPI). From 1925
through 2019 the CPI has a long-term average of 2.9% annually. Over the last 40
years highest CPI recorded was 13.5% in 1980. For 2019, the last full year
available, the CPI was 1.8% annually as reported by the Minneapolis Federal
Reserve.

0%
6%
13%
20%
?Married:
X


INCLUDE SPOUSAL BENEFIT?

Check this box if you are married and wish to include a spousal benefit in the
calculation. Married couples with only one spouse who works have a higher
maximum Social Security benefit than single wage earners.

Check here to include non-working spouse's benefit

Social Security may provide $40,371 Column Graph: Please view the report to see
detailed calculation results in tabular form.
Social Security may provide $40,371
If you start collecting your benefits at age 65 you could receive approximately
$40,371 per year or $3,364 per month. This is 53.4% of your final year's income
of $75,629. This is only an estimate. Actual benefits depend on work history and
the complete compensation rules used by Social Security.


SOCIAL SECURITY MAY PROVIDE $40,371
IF YOU START COLLECTING YOUR BENEFITS AT AGE 65 YOU COULD RECEIVE APPROXIMATELY
$40,371 PER YEAR OR $3,364 PER MONTH. THIS IS 53.4% OF YOUR FINAL YEAR'S INCOME
OF $75,629. THIS IS ONLY AN ESTIMATE. ACTUAL BENEFITS DEPEND ON WORK HISTORY AND
THE COMPLETE COMPENSATION RULES USED BY SOCIAL SECURITY.


press spacebar to hide graph


Social Security Benefits



DEFINITIONS


CURRENT AGE

Your current age.


AGE AT RETIREMENT

Age at which you plan to retire.


ANNUAL INCOME

Your total annual income. If you are married, this should not include your
spouse's income. When we calculate your Social Security benefit, if you check
the married box, the total is increased to include an additional 50% of your
benefit for your spouse. If your spouse will be collecting their own benefit, do
not check the "married" box. You will need to run the calculator separately for
their income.


EXPECTED SALARY INCREASE

Annual percent increase you expect in your annual income.


EXPECTED RATE OF INFLATION

This is what you expect for the average long-term inflation rate. A common
measure of inflation in the U.S. is the Consumer Price Index (CPI). From 1925
through 2019 the CPI has a long-term average of 2.9% annually. Over the last 40
years highest CPI recorded was 13.5% in 1980. For 2019, the last full year
available, the CPI was 1.8% annually as reported by the Minneapolis Federal
Reserve.


INCLUDE SPOUSAL BENEFIT?

Check this box if you are married and wish to include a spousal benefit in the
calculation. Married couples with only one spouse who works have a higher
maximum Social Security benefit than single wage earners.


SOCIAL SECURITY INCOME

Social Security is based on a sliding scale depending on your income, how long
you work and at what age you retire. Social Security benefits automatically
increase each year based on increases in the Consumer Price Index. Including a
spouse increases your Social Security benefits by 1.5 times your individual
estimated benefit. Please note that this calculator assumes that only one of the
spouses work. Benefits could be different if your spouse worked and earned a
benefit higher than one half of your benefit. If you are a married couple, and
both spouses work, you may need to run the calculation twice – once for each
spouse and their respective income. This calculator provides only an estimate of
your benefits.

The calculations use the 2020 FICA income limit of $137,700 with an annual
maximum Social Security benefit of $36,132 ($3,011 per month) for a single
person and 1.5 times this amount for a married couple. To receive the maximum
benefit would require earning the maximum FICA salary for nearly your entire
career. You would also need to begin receiving benefits at your full retirement
age of 66 or 67 (depending on your birthdate). This calculator rounds your age
of full Social Security benefits to the next highest full year. If your
birthdate is between 1955 and 1959 your actual full retirement age for Social
Security is 66 plus two months for each year after 1954. Your actual benefit may
be lower or higher depending on your work history and the complete compensation
rules used by Social Security.


--------------------------------------------------------------------------------

Information and interactive calculators are made available to you as self-help
tools for your independent use and are not intended to provide investment
advice. We cannot and do not guarantee their applicability or accuracy in
regards to your individual circumstances. All examples are hypothetical and are
for illustrative purposes. We encourage you to seek personalized advice from
qualified professionals regarding all personal finance issues.

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