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 * Contact Us
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 * Who We Are
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 * About Us
 * Our Ministry
 * OneShare Reviews
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 * One Share, One Voice Blog
 * In The News
 * Contact Us




 * Membership Overview
 * Additional Membership Features

 * Catastrophic Program
 * Classic Program





MEMBER RESOURCES


 * Member Resource Hub
 * Member Portal

 


 * Referral Program
 * Choose A Provider
 * Prescription Discounts

PRODUCER RESOURCES


 * Producer Resource Hub
 * Become a Producer

PROVIDER RESOURCES


 * Provider Hub
 * Pre-Notification




DISCLOSURES & DISCLAIMERS

 

NOTE:
OneShare Health Programs are not available in the states of WA, VT, WI, MD or
NM.

OneShare Health Programs are not available through third party solicitors or
enrollers in Massachusetts (956 CMR 5.03(3)(d)), Montana (MCA § 50-4-111), or
Pennsylvania (40 P.S. § 23(6)), but are available in these states when enrolled
through OneShare Health directly.

Health Care Sharing Disclosures
You are enrolling in a Health Care Sharing Ministry (HCSM) administered by
OneShare Health, LLC (OneShare). A Health Care Sharing Ministry is not health
insurance, and it does not guarantee or promise that your medical bills will be
paid. A Health Care Sharing Ministry (HCSM) is a group of individuals who share
a common set of ethical or religious beliefs and share medical expenses in
accordance with those beliefs. The members of this Health Care Sharing Ministry
(HCSM) voluntarily share medical expenses with one another, and OneShare Health
coordinates this medical sharing. OneShare Health programs should not be
considered as a substitute for an insurance policy. You are always liable for
your own unpaid medical bills.
 
OneShare Health Disclaimer
ONESHARE HEALTH, LLC (ONESHARE) IS NOT AN INSURANCE COMPANY BUT A RELIGIOUS
HEALTH CARE SHARING MINISTRY (HCSM) THAT FACILITATES THE SHARING OF MEDICAL
EXPENSES AMONG MEMBERS. As with all HCSMs under 26 USC § 5000A(d)(2)(B)(ii),
OneShare Health's Members are exempt from the ACA individual mandate. OneShare
Health does not assume any legal risk or obligation for payment of member
medical expenses. Neither OneShare Health nor its Members guarantee or promise
that medical bills will be paid or shared by the membership. Available across
the country, but please check www.onesharehealth.com/legal-notices for the most
up-to-date state availability listing.
 
No Promise to Pay
Neither OneShare Health nor its Members promise or guarantee payment or sharing
of your medical expenses, or assume any risk therefore. You remain responsible
for your unpaid medical bills.
 
Voluntary Participation
Enrollment in OneShare Health is not a contract for insurance. Participation in
OneShare Health is voluntary. Enrollment as a OneShare Health Member is
voluntary, and the sharing of monetary contributions is voluntary. You are free
to cancel your membership at any time. OneShare Health requests that a voluntary
sharing contribution be made for each month you are enrolled, to facilitate the
sharing of requests published on behalf of other Members.
 
Guidelines
OneShare manages member sharing contributions by establishing guidelines that
define which medical bills are eligible for sharing (“Guidelines”). The
Guidelines are not a contract of insurance, and nothing presented by OneShare
constitutes a contract of insurance. The Guidelines do not constitute a promise
to pay or an obligation to share. The Guidelines specify what types of expenses
are eligible for sharing. OneShare reserves the right to exclude sharing
eligibility for any pre-existing conditions, whether disclosed at the time of
your enrollment or discovered after the effective date of the membership.
OneShare reserves the right to update and change its Guidelines at any time, and
will provide notice of any material update/changes. It is the Member’s
responsibility to review the current guidelines in their Member Portal.
 
State Notices
The following notices are required by state laws. Please find your state of
residence below to find the information applicable to you. If your state is not
listed, please refer to the first notice applicable to multiple states.
 
Alabama, Alaska, Arizona, Arkansas, Georgia, Idaho, Louisiana, Maine,
Massachusetts, Mississippi, North Carolina, South Dakota, Virginia
Notice:
The organization facilitating the sharing of medical expenses is not an
insurance company, and neither its guidelines nor plan of operation is an
insurance policy. This organization does not guarantee that your medical bills
will be paid by the organization or any other individual. Whether anyone chooses
to assist you with your medical bills will be totally voluntary because no other
participant will be compelled by law to contribute toward your medical bills. As
such, participation in the organization or a subscription to any of its
documents should never be considered to be insurance or an enrollment in any
health insurance plan or a waiver of your responsibility to pay your own medical
expenses. Regardless of whether you receive any payment for medical expenses or
whether this organization continues to operate, you are always personally
responsible for the payment of your own medical bills.
 
Florida
Notice:
The organization facilitating the sharing of medical expenses is not an
insurance company, and neither its guidelines nor its plan of operation is an
insurance policy. Membership is not offered through an insurance company, and
the organization is not subject to the regulatory requirements or consumer
protections of the Florida Insurance Code. Whether anyone chooses to assist you
with your medical bills will be totally voluntary because no other participant
is compelled by law to contribute toward your medical bills. As such,
participation in the organization or a subscription to any of its documents
should never be considered to be insurance. Regardless of whether you receive
any payments for medical expenses or whether this organization continues to
operate, you are always personally responsible for the payment of your own
medical bills.
 
Illinois
Notice:
The organization facilitating the sharing of medical expenses is not an
insurance company, and neither its guidelines nor plan of operation constitute
or create an insurance policy. Any assistance you receive with your medical
bills will be totally voluntary. As such, participation in the organization or a
subscription to any of its documents should never be considered to be insurance.
Whether or not you receive any payments for medical expenses and whether or not
this organization continues to operate, you are always personally responsible
for the payment of your own medical bills.
 
Indiana
Notice:
The organization facilitating the sharing of medical expenses is not an
insurance company, and neither its guidelines nor its plan of operation is an
insurance policy. Any assistance you receive with your medical bills will be
totally voluntary. Neither the organization nor any other participant can be
compelled by law to contribute toward your medical bills. As such, participation
in the organization or a subscription to any of its documents should never be
considered to be insurance. Whether or not you receive any payments for medical
expenses and whether or not this organization continues to operate, you are
always personally responsible for the payment of your own medical bills.
 
Kentucky

NOTICE:

UNDER KENTUCKY LAW, THE RELIGIOUS ORGANIZATION FACILITATING THE SHARING OF
MEDICAL EXPENSES IS NOT AN INSURANCE COMPANY, AND ITS GUIDELINES, PLAN OF
OPERATION, OR ANY OTHER DOCUMENT OF THE RELIGIOUS ORGANIZATION DO NOT CONSTITUTE
OR CREATE AN INSURANCE POLICY. PARTICIPATION IN THE RELIGIOUS ORGANIZATION OR A
SUBSCRIPTION TO ANY OF ITS DOCUMENTS SHALL NOT BE CONSIDERED INSURANCE. ANY
ASSISTANCE YOU RECEIVE WITH YOUR MEDICAL BILLS WILL BE TOTALLY VOLUNTARY.
NEITHER THE ORGANIZATION OR ANY PARTICIPANT SHALL BE COMPELLED BY LAW TO
CONTRIBUTE TOWARD YOUR MEDICAL BILLS. WHETHER OR NOT YOU RECEIVE ANY PAYMENTS
FOR MEDICAL EXPENSES, AND WHETHER OR NOT THIS ORGANIZATION CONTINUES TO OPERATE,
YOU SHALL BE PERSONALLY RESPONSIBLE FOR THE PAYMENT OF YOUR MEDICAL BILLS.

 
Maryland
Notice:
This publication is not issued by an insurance company nor is it offered through
an insurance company. It does not guarantee or promise that your medical bills
will be published or assigned to others for payment. No other subscriber will be
compelled to contribute toward the cost of your medical bills. Therefore, this
publication should never be considered a substitute for an insurance policy.
This activity is not regulated by the State Insurance Administration, and your
liabilities are not covered by the Life and Health Guaranty Fund. Whether or not
you receive any payments for medical expenses and whether or not this entity
continues to operate, you are always liable for any unpaid bills.
 
Michigan
Notice:
The OneShare Health that operates this health care sharing ministry is not an
insurance company and the financial assistance provided through the ministry is
not insurance and is not provided through an insurance company. Whether any
participant in the ministry chooses to assist another participant who has
financial or medical needs is totally voluntary. A participant will not be
compelled by law to contribute toward the financial or medical needs of another
participant. This document is not a contract of insurance or a promise to pay
for the financial or medical needs of a participant by the ministry. A
participant who receives assistance from the ministry for his or her financial
or medical needs remains personally responsible for the payment of all of his or
her medical bills and other obligations incurred in meeting his or her financial
or medical needs.
 
Missouri
Notice:
This publication is not an insurance company nor is it offered through an
insurance company. Whether anyone chooses to assist you with your medical bills
will be totally voluntary, as no other subscriber or member will be compelled to
contribute toward your medical bills. As such, this publication should never be
considered to be insurance. Whether you receive any payments for medical
expenses and whether or not this publication continues to operate, you are
always personally responsible for the payment of your own medical bills.
 
Montana
Notice:
The health care sharing ministry facilitating the sharing of medical expenses is
not an insurance company and does not use insurance agents or pay commissions to
insurance agents. The health care sharing ministry’s guidelines and plan of
operation are not an insurance policy. Without health care insurance, there is
no guarantee that you, a fellow member, or any other person who is a party to
the health care sharing ministry agreement will be protected in the event of
illness or emergency. Regardless of whether you receive any payment for medical
expenses or whether the health care sharing ministry terminates, withdraws from
the faith-based agreement, or continues to operate, you are always personally
responsible for the payment of your own medical bills. If your participation in
the health care sharing ministry ends, state law may subject you to a waiting
period before you are able to apply for health insurance coverage.
 
Nebraska
IMPORTANT NOTICE.
This organization is not an insurance company, and its product should never be
considered insurance. If you join this organization instead of purchasing health
insurance, you will be considered uninsured. By the terms of this agreement,
whether anyone chooses to assist you with your medical bills as a participant of
this organization will be totally voluntary, and neither the organization nor
any participant can be compelled by law to contribute toward your medical bills.
Regardless of whether you receive payment for medical expenses or whether this
organization continues to operate, you are always personally responsible for the
payment of your own medical bills. This organization is not regulated by the
Nebraska Department of Insurance. You should review this organization’s
guidelines carefully to be sure you understand any limitations that may affect
your personal, medical, and financial needs.
 
New Hampshire
IMPORTANT NOTICE:
This organization is not an insurance company, and its product should never be
considered insurance. If you join this organization instead of purchasing health
insurance, you will be considered uninsured. By the terms of this agreement,
whether anyone chooses to assist you with your medical bills as a participant of
this organization will be totally voluntary, and neither the organization nor
any participant can be compelled by law to contribute toward your medical bills.
Regardless of whether you receive payment for medical expenses or whether this
organization continues to operate, you are always personally responsible for the
payment of your own medical bills. This organization is not regulated by the New
Hampshire Insurance Department. You should review this organization’s guidelines
carefully to be sure you understand any limitations that may affect your
personal medical and financial needs.
 
Pennsylvania
Notice:
This publication is not an insurance company nor is it offered through an
insurance company. This publication does not guarantee or promise that your
medical bills will be published or assigned to others for payment. Whether
anyone chooses to pay your medical bills will be totally voluntary. As such,
this publication should never be considered a substitute for insurance. Whether
you receive any payments for medical expenses and whether or not this
publication continues to operate, you are always liable for any unpaid bills.
 
Texas
Notice:
This health care sharing ministry facilitates the sharing of medical expenses
and is not an insurance company, and neither its guidelines nor its plan of
operation is an insurance policy. Whether anyone chooses to assist you with your
medical bills will be totally voluntary because no other participant will be
compelled by law to contribute toward your medical bills. As such, participation
in the ministry or a subscription to any of its documents should never be
considered to be insurance. Regardless of whether you receive any payment for
medical expenses or whether this ministry continues to operate, you are always
personally responsible for the payment of your own medical bills. Complaints
concerning this health care sharing ministry may be reported to the office of
the Texas attorney general.
 
Wisconsin
ATTENTION:
This publication is not issued by an insurance company, nor is it offered
through an insurance company. This publication does not guarantee or promise
that your medical bills will be published or assigned to others for payment.
Whether anyone chooses to pay your medical bills is entirely voluntary. This
publication should never be considered a substitute for an insurance policy.
Whether or not you receive any payments for medical expenses, and whether or not
this publication continues to operate, you are responsible for the payment of
your own medical bills.
 
Wyoming         
Notice:
The organization facilitating the sharing of medical expenses is not an
insurance company, and neither its guidelines nor plan of operation is an
insurance policy. Any assistance with your medical bills is completely
voluntary. No other participant is compelled by law or otherwise to contribute
toward your medical bills. Participation in the organization or a subscription
to any of its documents shall not be considered to be health insurance and is
not subject to the regulatory requirements or consumer protections of the
Wyoming insurance code. You are personally responsible for payment of your
medical bills regardless of any financial sharing you may receive from the
organization for medical expenses. You are also responsible for payment of your
medical bills if the organization ceases to exist or ceases to facilitate the
sharing of medical expenses.


Smart Virtual Care (Telemedicine)
Smart Virtual Care (Telemedicine) is not owned or operated by OneShare Health,
LLC, but made available to OneShare Health Members by Clever Health™. Smart
Virtual Care (Telemedicine) Disclosure: Clever Health™ Doctors do not write
prescriptions for DEA-controlled substances. Clever Health™ operates within
state regulations. Clever Health™ is not owned or operated by OneShare Health,
LLC, but made available to OneShare Health Members by Clever Health™.
 
Mental Health Support
Mental Health Support is not owned or operated by OneShare Health but is made
available to OneShare Health Members by Clever Health™.
 
Clever Rx
Clever Rx™ is not owned or operated by OneShare Health, LLC, but made available
to OneShare Members by Clever Health™.
 
Wellcard Savings
WellCard Savings which is made available by OneShare Health, LLC is a free
health discount card. There is no cost or obligation to use WellCard Savings.
You may use it any time and are never obligated or required to use it. You may
continue to use your WellCard even after your relationship with OneShare Health,
LLC terminates. This plan is NOT insurance. This program is powered through the
discount medical plan organization, Access One Consumer Health, Inc. (not
affiliated with AccessOne Medcard), 84 Villa Rd., Greenville, SC 29615
www.accessonedmpo.com. This plan and the plan administrators have no liability
for providing or guaranteeing service or any liability for the quality of
service rendered. This program is not available to residents of Montana, but may
be used at participating Montana providers. Other state residents: visit
www.WellCardSavings.com for full disclosure. WellCard Savings programs will vary
by state and are not owned or operated by OneShare Health, LLC. Discount Medical
Plan Organization benefits are not available to AK, MA, MT, VT, and WA Members. 
 
Rx Valet
Rx Valet is not available to Members in South Dakota or Washington. This is a
Pharmacy Subscription Program. THIS IS NOT INSURANCE. Discounts are available
exclusively through participating pharmacies. The range of discounts will vary
depending on the type of prescription and the pharmacy chosen. This part of the
program does not make payments directly to pharmacies. Cannot be used in
conjunction with insurance. Rx Valet is not owned or operated by OneShare
Health. 
 
Virtual Primary Care
Clever Health™ is not owned or operated by OneShare Health, LLC. Clever Health™
physicians are board certified and licensed to practice medicine in the Member’s
state. They can diagnose, treat and prescribe medication if medically necessary.
Clever Health™ physicians do not issue prescriptions for substances controlled
by any federal (e.g., DEA) or state agency or other drugs that may be harmful
because of their potential for abuse. This is not insurance and is not intended
to replace health insurance. v.010123 | © 2023 Clever Health, Inc, All rights
reserved.
 
 

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'Therefore encourage one another and build one another up, just as you are
doing.'
1 Thessalonians 5:11 (ESV)

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OneShare Health, LLC is not an insurance company but a religious health care
sharing ministry. For our full disclosures, see
www.onesharehealth.com/legal-notices for the most up to date state availability
listing.

 

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