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DID YOUR BUSINESS START WITH A DREAM?


Submit your story for a chance to be featured.

DID YOUR BUSINESS START WITH A DREAM? SUBMIT YOUR STORY FOR A CHANCE TO BE
FEATURED.


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Big coverage for small business


FAST AND AFFORDABLE, FROM AMERICA’S LEADING SMALL BUSINESS INSURER.


Please enter a valid zip code.
Get a Quote
Get a Quote


Retrieve a quote

Speak with a licensed insurance agent: 1-866-283-7545

Call a licensed agent

Monday – Friday, 7am – 10pm ET M–F, 7am –10pm ET

94%

1,168 reviews

Find the right insurance for your business

Hiscox provides protection for hundreds of professions.

 * GENERAL
   LIABILITY
   
   
   
   The basic protection for claims against your business.

 * PROFESSIONAL
   LIABILITY (E&O)
   
   
   
   Protection for specific risks in your field.

 * BUSINESS
   OWNERS POLICY
   
   
   
   General Liability plus coverage for property.

   --------------------------------------------------------------------------------

 * CYBER
   SECURITY
   
   
   
   Protection from cyber-related security risks.

 * WORKERS
   COMP
   
   
   
   Protection for employees who are injured or become ill on the job.

 * SHORT-TERM
   LIABILITY
   
   
   
   Purchase coverage for a specific period of time.

   --------------------------------------------------------------------------------

 * MEDICAL
   MALPRACTICE (E&O)
   
   
   
   Protection for claims against your medical practice.

 * MORE
   COVERAGES
   
   
   
   Umbrella, Auto, Directors and Officers, and more.


 * GENERAL
   LIABILITY
   
   The basic protection for claims against your business.


 * PROFESSIONAL
   LIABILITY (E&O)
   
   Protection for specific risks in your field.


 * BUSINESS
   OWNERS POLICY
   
   General Liability plus coverage for property.


 * CYBER
   SECURITY
   
   Protection from cyber-related security risks.


 * WORKERS
   COMP
   
   Protection for employees who are injured or become ill on the job.


 * SHORT-TERM
   LIABILITY
   
   Purchase coverage for a specific period of time.


 * MEDICAL
   MALPRACTICE (E&O)
   
   Protection for claims against your medical practice.


 * MORE
   COVERAGES
   
   Umbrella, Auto, Directors and Officers, and more.

Not sure what you need?

Find out in 20 seconds


Just answer a few quick questions.





SMALL BUSINESS FAQS






WHAT DOES HISCOX DO?

Hiscox is a small business insurance company. The company provides general
liability, professional liability, business owner policy and cyber security
insurance to companies in industries such as architecture and engineering,
health and wellness, consulting, and artisan subcontracting.


WHAT KINDS OF POLICIES DOES HISCOX OFFER?

Hiscox offers general liability insurance, professional liability insurance
(also called errors and omissions), business owners policies (also called BOP),
and cyber security insurance. Through partnerships with other carriers,
businesses can also purchase other types of coverage through Hiscox, such as
workers compensation.


WHAT TYPE OF INSURER IS HISCOX?

Hiscox is a specialty insurer that provides coverage for small businesses.
Policies include general liability insurance, professional liability insurance
(also called E&O), business owners policies (also called BOP), cyber security,
and more.


HOW LONG HAS HISCOX BEEN AROUND?

Hiscox has roots dating back to 1901. Hiscox USA, which began in 2010, is part
of the Hiscox Group, with over 3,000 employees in 14 countries around the world.


HOW CAN I GET A HISCOX INSURANCE QUOTE?

You can get an instant quote at Hiscox.com. Enter your zip code, answer some
quick questions about your business, and you will get a quote for insurance
customized for your business. If you have questions, or prefer to get your quote
by phone, call 1-866-283-7545 and speak with a licensed agent, Monday – Friday,
7am – 10pm ET.


ARE ONLINE INSURANCE COMPANIES SAFE?

Yes. Many reputable insurance companies offer policies online. When you shop for
an insurance policy, the company’s ability to pay claims is a key component of
what you are buying. Be sure to review the company financial ratings, and look
for a company with highly rated claims service, like Hiscox, which is rated
4.7/5 stars on Feefo.


DOES HISCOX PROVIDE A COI?

Yes, Hiscox policyholders can get a Certificate of Insurance, or ACORD, in
minutes online. A COI can be customized with the client or landlord’s name and a
description of your business operations.


DOES HISCOX PAY CLAIMS?

Claims are quickly assigned to a claims specialist, who guides the policyholder
through the claims process. The claims specialist will collect the required
information and assess coverage so that every covered claim can be paid.

Why over 500,000 small businesses choose Hiscox

 * Tailored. Policies customized just for you.

 * Simple. Fast quotes, instant coverage, quick claims.

 * Established. Supporting the courageous since 1901.


CUSTOMER REVIEWS


Teresa

Great customer service.
Customer service was very friendly and knowledgeable. I needed to make a few
changes to my policy and they made it very easy to do…

5 star review

Matthew

A stress-free, easy option for business liability insurance, and more! Hiscox
has provided a stress-free, easy option to purchasing quality business liability
insurance (and more), and stayed focused on providing valuable resources for me
and my business…

5 star review

Shaundra

Ease of acquiring the insurance (protection) I needed to fit my business and my
budget.

4 star review

Emanual

Easy Self Maintenance Policy
Up & running in less than 10 minutes. Never had a claim so all is great so far.

5 star review

Aaron

Get’s no better
Quick and easy approval process, Very affordable with quality business, HIGHLY
RECOMMEND.

5 star review

Jan

I will use Hiscox again and again! :)
Quick and easy online service.

5 star review

Teresa

Great customer service.
Customer service was very friendly and knowledgeable. I needed to make a few
changes to my policy and they made it very easy to do…

5 star review

Matthew

A stress-free, easy option for business liability insurance, and more! Hiscox
has provided a stress-free, easy option to purchasing quality business liability
insurance (and more), and stayed focused on providing valuable resources for me
and my business…

5 star review

Shaundra

Ease of acquiring the insurance (protection) I needed to fit my business and my
budget.

4 star review

Emanual

Easy Self Maintenance Policy
Up & running in less than 10 minutes. Never had a claim so all is great so far.

5 star review

Aaron

Get’s no better
Quick and easy approval process, Very affordable with quality business, HIGHLY
RECOMMEND.

5 star review

Jan

I will use Hiscox again and again! :)
Quick and easy online service.

5 star review


See all reviews (1,168)

4.7/5 FEEFO RATING




--------------------------------------------------------------------------------

SEE OPTIONS AND PRICING IN MINUTES.

Get a Quote
1-866-283-7545

For speech or hearing impaired customers, please dial 7-1-1.







FOOTER MENU 1

 * What We Cover
   * Business Insurance
   * General Liability Insurance
   * Professional Liability Insurance
   * Errors and Omissions
   * Cyber Security Insurance
   * Workers Compensation
   * Other Coverage
 * Who We Cover
   * Small Business Owners
   * LLC
   * Sole Proprietors
   * Entrepreneurs
   * Side Hustle
   * Contractors
   * Home Businesses
 * For Our Customers
   * Refer a Friend Program
   * Covid-19 Response
   * Claims Center
 * For Business Owners
   * Save with our Partners
   * Blog
 * About Hiscox
   * About Us
   * Careers
   * Contact Us
   * Hiscox Corporate
   * Investors
   * Foundation
   * Newsroom
   * Diversity, Equity and Inclusion
   * Affiliate Partner Program




FOOTER MENU 2

 * Accessibility
 * Site Map
 * Privacy Policy
 * Terms of Use
 * Legal Notices
 * Español

Do Not Sell or Share My Personal Information

Feefo Reviews: Hiscox rated 4.7/5 with 1,067 reviews between January 1, 2022 -
January 1, 2023

* Any cost, premium, or coverage stated before an official customer quote are
estimates and an approximation and are not guaranteed. Actual cost, premium, and
coverage are subject to the unique considerations of each individual risk.
Customer quotes are based on the information provided to Hiscox, and are subject
to required underwriting and rating factors. Until an official customer quote is
provided, all communication on this website or advertisement is provided as an
example for informational purposes only, and is neither an offer nor a guarantee
of available premium or coverage. Any coverage afforded by the products
described are subject to and governed by the terms and conditions of each policy
issued. This information may not be used to modify any policy that might be
issued. Any information provided to assist in understanding the coverage we
offer does not modify any insurance policy, nor does it imply that any claim is
covered.

© 2023 Hiscox Inc. All rights reserved. Underwritten by Hiscox Insurance Company
Inc., 30 N. LaSalle St., Suite 1760, Chicago, IL 60602. As of December 31, 2022,
HICI had admitted assets of $1,458,861,470 and policyholders surplus of
$380,056,863. Total liabilities were $1,078,804,607 (inclusive of $529,538,410
of loss reserves) and paid-up capital stock was $4,242,000.

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