online.metlife.com
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216.163.249.20
Public Scan
Submitted URL: https://links.metlife-online.com/ctt?ms=MzQ2OTcxMjAS1&kn=3&r=LTU3NTY5MTEwNzcS1&b=0&j=MjM0MzU0MDE0MgS2&mt=1&rt=0
Effective URL: https://online.metlife.com/public/registration/index?execution=e1s1
Submission: On January 17 via manual from IN — Scanned from DE
Effective URL: https://online.metlife.com/public/registration/index?execution=e1s1
Submission: On January 17 via manual from IN — Scanned from DE
Form analysis 1 forms found in the DOM
POST /public/registration/index?execution=e1s1
<form method="post" action="/public/registration/index?execution=e1s1">
<!-- Added for Partial Registration STARTS -->
<!-- Added for Partial Registration ENDS -->
<div class="row">
<div class="form-group col-lg-6">
<label class="control-label" for="txtFirstName">First Name</label>
<p class="subText hide">Enter your name as it appears on your policy.</p>
<div class="controls">
<input type="text" id="txtFirstName" name="txtFirstName" aria-describedby="msgtxtFirstName" class="form-control required clearfix" placeholder=" " autocomplete="off"
data-val="{'ch':'firstNameReg1','nullCheck':true,'mm':'Please enter your first name.'}" oncopy="return false" onpaste="return false" oncut="return false" value="">
</div>
</div>
<div class="form-group col-lg-6">
<label class="control-label" for="txtLastName">Last Name</label>
<p class="subText hide">Enter your name as it appears on your policy.</p>
<div class="controls">
<input type="text" id="txtLastName" name="txtLastName" aria-describedby="msgtxtLastName" class="form-control required clearfix" placeholder=" " autocomplete="off" data-val="{'ch':'lastNameReg1','mm':'Please enter your last name.'}"
oncopy="return false" onpaste="return false" oncut="return false" value="">
</div>
</div>
</div>
<div id="showgoogleapi">
<div class="row">
<div class="form-group col-lg-6">
<label class="control-label" for="autocomplete">Quick Address Look-up <span class="primaryStateTooltip">
<span class="helpIcon primaryStateHelpIcon" aria-label="Quick Address Look-up help" role="button" tabindex="0" style="display:inline-block;" data-toggle="popover" data-placement="right" data-html="true"
data-content="For best results, enter the physical address associated with your credit or tax records. If your address does not appear in the drop-down, click the checkbox to manually enter your address. As a note, PO Boxes are not recommended."
data-original-title="" title=""></span>
</span></label>
<div class="controls">
<input type="search" id="autocomplete" aria-describedby="msgautocomplete" class="form-control required clearfix pac-target-input" data-val="{'ch':'gglAddresslookup','nullCheck':false,'mm':'Please enter the valid address.'}"
placeholder="Type and then select your address" autocomplete="off">
</div>
</div>
<div class="form-group col-lg-6 secondayAddressExp">
<span class="customCheckBox sprCHK"><input type="checkbox" name="dontSeeAddressLookup" onchange="dispManualAddress(this, 'divGoogleLookupFields');" id="dontSeeAddressLookup" aria-describedby="msgdontSeeAddressLookup"></span>
<label for="dontSeeAddressLookup" class="txtDontSeeAddress">I do not see my address in Quick Address Look-up</label>
</div>
</div>
</div>
<div id="divGoogleLookupFields" class="hide">
<div class="row">
<div class="form-group col-lg-6">
<label class="control-label" for="txtStreet">Street Number</label>
<div class="controls">
<input type="text" id="txtStreet" aria-describedby="msgtxtStreet" data-val="{'ch':'streetNumReg1','nullCheck':true,'mm':'Please enter the valid street number.'}" name="txtStreet" class="form-control required clearfix" placeholder=" "
autocomplete="off">
</div>
</div>
<div class="form-group col-lg-6">
<label class="control-label" for="txtStreetName">Street Name</label>
<div class="controls">
<input type="text" id="txtStreetName" aria-describedby="msgtxtStreetName" data-val="{'ch':'streetNameReg1','nullCheck':true,'mm':'Please enter the Street Name.'}" name="txtStreetName" class="form-control required clearfix" placeholder=" "
autocomplete="off">
</div>
</div>
</div>
<div class="form-group">
<label class="control-label" for="txtAddress2">Apt/Suite #<span> (optional)</span></label>
<div class="controls">
<input type="text" id="txtAddress2" aria-describedby="msgtxtAddress2" name="txtAddress2" class="form-control optional clearfix" placeholder="" autocomplete="off">
</div>
</div>
<div class="row">
<div class="form-group col-lg-6">
<label class="control-label" for="txtCity">City</label>
<div class="controls">
<input type="text" id="txtCity" aria-describedby="msgtxtCity" data-val="{'ch':'cityReg1','nullCheck':true,'mm':'Please enter the City.'}" name="txtCity" class="form-control required clearfix" placeholder=" " autocomplete="off">
</div>
</div>
<div class="form-group PrimStateTerritory col-lg-6">
<label class="control-label" for="txtSecState"> State </label>
<div class="controls sprArrDropdown">
<span class="select-wrapper"><select id="txtSecState" aria-describedby="msgtxtSecState" name="txtSecState" class="custom-select required clearfix" data-val="{preventCopy:true,'nullCheck':true,'mm':'Please make a selection'}">
<option value="">- Select a state -</option>
<option value="AL">Alabama</option>
<option value="AK">Alaska</option>
<option value="AS">American Samoa</option>
<option value="AZ">Arizona</option>
<option value="AR">Arkansas</option>
<option value="CA">California</option>
<option value="CO">Colorado</option>
<option value="CT">Connecticut</option>
<option value="DE">Delaware</option>
<option value="DC">District of Columbia</option>
<option value="FM">Federated States of Micronesia</option>
<option value="FL">Florida</option>
<option value="GA">Georgia</option>
<option value="GU">Guam</option>
<option value="HI">Hawaii</option>
<option value="ID">Idaho</option>
<option value="IL">Illinois</option>
<option value="IN">Indiana</option>
<option value="IA">Iowa</option>
<option value="KS">Kansas</option>
<option value="KY">Kentucky</option>
<option value="LA">Louisiana</option>
<option value="ME">Maine</option>
<option value="MH">Marshall Islands</option>
<option value="MD">Maryland</option>
<option value="MA">Massachusetts</option>
<option value="MI">Michigan</option>
<option value="MN">Minnesota</option>
<option value="MS">Mississippi</option>
<option value="MO">Missouri</option>
<option value="MT">Montana</option>
<option value="NE">Nebraska</option>
<option value="NV">Nevada</option>
<option value="NH">New Hampshire</option>
<option value="NJ">New Jersey</option>
<option value="NM">New Mexico</option>
<option value="NY">New York</option>
<option value="NC">North Carolina</option>
<option value="ND">North Dakota</option>
<option value="MP">Northern Mariana Islands</option>
<option value="OH">Ohio</option>
<option value="OK">Oklahoma</option>
<option value="OR">Oregon</option>
<option value="PW">Palau Island</option>
<option value="PA">Pennsylvania</option>
<option value="PR">Puerto Rico</option>
<option value="RI">Rhode Island</option>
<option value="SC">South Carolina</option>
<option value="SD">South Dakota</option>
<option value="TN">Tennessee</option>
<option value="TX">Texas</option>
<option value="UT">Utah</option>
<option value="VT">Vermont</option>
<option value="VI">Virgin Islands</option>
<option value="VA">Virginia</option>
<option value="WA">Washington</option>
<option value="WV">West Virginia</option>
<option value="WI">Wisconsin</option>
<option value="WY">Wyoming</option>
<option value="OTHER">Other</option>
</select><span class="holder">- Select a state -</span></span>
</div>
</div>
</div>
<div class="form-group">
<label class="control-label" for="txtZipCode">Zip Code</label>
<div class="controls">
<input type="text" id="txtZipCode" aria-describedby="msgtxtZipCode" maxlength="5" data-val="{'ch':'zipCode','maxLen':5,'nullCheck':true,'mm':'Please enter valid details.','im':'Please enter valid details.'}" name="txtZipCode"
class="form-control required clearfix" placeholder=" " autocomplete="off">
</div>
</div>
</div>
<div class="row">
<div class="form-group col-lg-6">
<label class="control-label" for="txtEmail">Email Address <span class="primaryStateTooltip">
<span class="helpIcon primaryStateHelpIcon" aria-label="Email Address help" role="button" tabindex="0" style="display:inline-block;" data-toggle="popover" data-placement="right" data-html="true"
data-content="We'll use this to send you communications about your policies. You may update your email from your profile page at any time." data-original-title="" title=""></span>
</span>
</label>
<div class="controls">
<input type="text" id="txtEmail" aria-describedby="msgtxtEmail" name="txtEmail" class="form-control required clearfix" autocomplete="off"
data-val="{'ch':'email','nullCheck':true,'maxLen':'255','mm':'Please enter your email address .',im:'Please enter a valid email address.',invalidUser:'This email address is already in use. Please provide a different email address.',ServiceDown:'Service Down.'}"
value="" maxlength="255">
<div class="successMsg hide">
<span class="sprPositive"></span>
<span class="regFieldSuccess">This email address is available.</span>
</div>
</div>
</div>
<div class="form-group col-lg-6">
<label class="control-label" for="txtConfirmEmail">Confirm Email</label>
<div class="controls">
<input type="text" id="txtConfirmEmail" aria-describedby="msgtxtConfirmEmail" name="txtConfirmEmail" class="form-control required clearfix" autocomplete="off"
data-val="{'ch':'email','nullCheck':true,'equalTo':'txtEmail','mm':'Please enter a valid email address',im:'Your email address entries do not match.'}" value="">
</div>
</div>
</div>
<div class="form-group PrimStateTerritory">
<label class="control-label" for="txtState"> Primary State or Territory of Residence <span class="primaryStateTooltip">
<span class="helpIcon primaryStateHelpIcon" aria-label="Primary State or Territory of Residence help" role="button" tabindex="0" style="display:inline-block;" data-toggle="popover" data-placement="right" data-html="true"
data-content="Your primary state or territory of residence is where you physically reside and receive mail, and may not be the same as the address used for your policies." data-original-title="" title=""></span>
</span>
</label>
<div class="controls sprArrDropdown">
<span class="select-wrapper"><select id="txtState" aria-describedby="msgtxtState" name="txtState" class="custom-select required clearfix" data-val="{preventCopy:true,'nullCheck':true,'mm':'Please make a selection'}">
<option value="">- Select a state or territory -</option>
<option value="AL">Alabama</option>
<option value="AK">Alaska</option>
<option value="AS">American Samoa</option>
<option value="AZ">Arizona</option>
<option value="AR">Arkansas</option>
<option value="CA">California</option>
<option value="CO">Colorado</option>
<option value="CT">Connecticut</option>
<option value="DE">Delaware</option>
<option value="DC">District of Columbia</option>
<option value="FM">Federated States of Micronesia</option>
<option value="FL">Florida</option>
<option value="GA">Georgia</option>
<option value="GU">Guam</option>
<option value="HI">Hawaii</option>
<option value="ID">Idaho</option>
<option value="IL">Illinois</option>
<option value="IN">Indiana</option>
<option value="IA">Iowa</option>
<option value="KS">Kansas</option>
<option value="KY">Kentucky</option>
<option value="LA">Louisiana</option>
<option value="ME">Maine</option>
<option value="MH">Marshall Islands</option>
<option value="MD">Maryland</option>
<option value="MA">Massachusetts</option>
<option value="MI">Michigan</option>
<option value="MN">Minnesota</option>
<option value="MS">Mississippi</option>
<option value="MO">Missouri</option>
<option value="MT">Montana</option>
<option value="NE">Nebraska</option>
<option value="NV">Nevada</option>
<option value="NH">New Hampshire</option>
<option value="NJ">New Jersey</option>
<option value="NM">New Mexico</option>
<option value="NY">New York</option>
<option value="NC">North Carolina</option>
<option value="ND">North Dakota</option>
<option value="MP">Northern Mariana Islands</option>
<option value="OH">Ohio</option>
<option value="OK">Oklahoma</option>
<option value="OR">Oregon</option>
<option value="PW">Palau Island</option>
<option value="PA">Pennsylvania</option>
<option value="PR">Puerto Rico</option>
<option value="RI">Rhode Island</option>
<option value="SC">South Carolina</option>
<option value="SD">South Dakota</option>
<option value="TN">Tennessee</option>
<option value="TX">Texas</option>
<option value="UT">Utah</option>
<option value="VT">Vermont</option>
<option value="VI">Virgin Islands</option>
<option value="VA">Virginia</option>
<option value="WA">Washington</option>
<option value="WV">West Virginia</option>
<option value="WI">Wisconsin</option>
<option value="WY">Wyoming</option>
<option value="OTHER">Other</option>
</select><span class="holder">- Select a state or territory -</span></span>
</div>
</div>
<div class="clear"></div>
<div>
<h3>Covanta Projects, Llc</h3>
<p class="content">Please answer a few questions that identify you as an associate of this organization.</p>
<!-- Start of Dual Registration Policy-->
<div class="radioCheckSelect">
<span>
<!-- First Radio button span -->
<span class="cont-multiSingleReg required">
<div class="form-group">
<span>
<label class="control-label" for="txtFinSSN">Social Security Number</label>
<p class="subText"></p>
<div class="controls">
<input type="tel" id="txtFinSSN" autocomplete="off" placeholder="XXX-XX-XXXX" name="txtFinSSN" class="form-control required"
data-val="{'ch':'SSN9',preventCopy:true,'nullCheck':true,'maxLen':'11','mm':'Please enter valid details.','im':'Please enter valid details.'}" maxlength="11">
<span onclick="toggleSSNState(this,'txtFinSSN')" class="show-hide show-icon sprShow"></span>
<input type="hidden" id="hidFinSSN" name="primary" value="">
</div>
</span>
</div>
</span></span>
<span>
<!-- Second Radio button span -->
<!-- Secondary Textbox Field Configuration based on Registration policy setup -->
<span class="cont-multiSingleSsn hide">
</span></span>
<span>
<!-- Added for Partial Registration STARTS -->
<!-- Added for Partial Registration ENDS -->
<div class="form-group">
<label class="control-label" for="DOB">Date of Birth</label>
<p class="subText"></p>
<div class="controls">
<input type="text" maxlength="10" id="txtDOB" name="tertiary" class="form-control required clearfix" placeholder="MM/DD/YYYY" autocomplete="off"
data-val="{'ch':'DOB',preventCopy:true,'nullCheck':true,'mm':'Please enter valid details.','im':'Please enter valid details.'}">
</div>
</div>
</span>
<span>
</span>
</div>
</div>
<div class="form-group clearfix">
<label class="control-label" for="txtMobile">Personal Mobile Number/Home Number</label>
<div class="controls">
<input type="tel" id="txtMobile" aria-describedby="msgtxtMobile" maxlength="12" name="txtMobile" class="form-control formatMobile required clearfix" placeholder="XXX-XXX-XXXX" autocomplete="off"
data-val="{'ch':'mobile','mm':'Please enter your mobile number .','nullCheck':true,preventCopy:true,'im':'Please enter a valid mobile number'}" value="">
<div class="clear"></div>
</div>
<p class="content PhoneNumNote" style="font-size:12px;;margin-bottom:0 !important">* Please ensure that the phone number is associated with the personal information entered above.</p>
</div>
<div class="form-group rbtSMSConsent">
<label class="control-label paddBottom20" for="txtEmail">MetLife will send you a verification code to confirm your identity. How would you like it?</label>
<div class="controls">
<fieldset>
<legend class="visuallyhidden">How would you like to receive your verification code?</legend>
<span class="termsRadioPart radioCheckSelect">
<span class="validationViaEmail mobileRadio">
<span class="customRadio sprRBT"><input type="radio" name="rbtECMobile" aria-label="Text Message (Personal Mobile Number)" value="true" id="mobilePhoneRadio" onchange="showDeclMsg('msgEconsDecl',true,true);"></span>
<label class="rdb" for="termsDeclineRdb">
<span class="txtConsent">Text Message (Personal Mobile Number)</span>
</label>
</span>
</span>
<span class="termsRadioPart radioCheckSelect" style="display:block;">
<span class="validationViaEmail homeRadio">
<span class="customRadio sprRBT"><input type="radio" name="rbtECMobile" aria-label="Voice Message (Personal Mobile Number/Home Number)" value="false" id="homePhoneRadio" onchange="showDeclMsg('msgEconsDecl',true,true);"></span>
<label class="rdb" for="termsDeclineRdb">
<span class="txtConsent">Voice Message (Personal Mobile Number/Home Number)</span>
</label>
</span>
</span>
</fieldset>
<span id="radioError" class="fieldError sprNegative hide"></span>
<div class="ccpa_arrow_box hide isErrorDecl radioArrowBox" id="msgEconsDecl">
<span id="msgSelRadio" class="regFieldError hide">Please select any option.</span>
</div>
</div>
</div>
<div class="clear"></div>
<!--Terms & Consent starts -->
<div class="termsCond">
<h3>Text Message Consent</h3>
<div>
<p style="padding-bottom:0">I acknowledge that by choosing the text message option, I may incur charges to my mobile plan.</p>
<div class="textScrollPart termsContent hide" tabindex="-1">I acknowledge that by choosing the text message option, I may incur charges to my mobile plan.</div>
</div>
</div>
<div class="clear"></div>
<div class="clearfix">
<div class="controls">
<div class="receivedPartBox">
<p class="mobilePopOverLink cancelPopOver" role="link" tabindex="0" onclick="showCodePopOver();" data-toggle="popover" data-placement="bottom" data-html="true" data-original-title="" title="">Why do we ask for your phone number?</p>
</div>
<div id="notReceivedCode" class="hide">
<p class="cancelPopOverContentHeading">Why do we ask for your phone number?</p>
<p class="cancelPopOverSubContent">Your mobile phone number is another way to contact you in case of a username or password reset or with important information about your account.</p>
</div>
</div>
</div>
<div class="clear"></div>
<!--- Capcha Content Start-->
<div class="clear"></div>
<div id="googleCapcha" class="form-group googleCapchaBlock clearfix">
<p>
<span class="captchaNotification"></span> Help keep this site safe from automated attacks by checking the box below. You may be asked to respond to a question.
</p>
<div class="form-inline">
<div class="form-group">
<div class="controls">
<div class="g-recaptcha" data-callback="googleCapchaCallback" data-sitekey="6Ldm1wgTAAAAAAnZLaScOwkZA09ER7E1QgH_foHU"></div>
</div>
</div>
</div>
<input type="hidden" id="googleCaptchaResult" name="googleCaptchaResult" value="">
</div>
<!-- H10 removing secondary captcha-->
<!--- Capcha Content End-->
<button type="button" class="btn btn-cancel secondary cancelPopOver btnCancel" data-toggle="popoverClick" data-placement="right" data-html="true" id="button_Cancel_regStep1" data-original-title="" title="">Cancel</button>
<button type="submit" style="position:relative" name="_eventId_step1Next" class="primary btn btn-success btn-gPayNext" onclick="addErrorMessage($('#autocomplete'), '');return formVAL('default',this.id);" id="button_Next_regStep1">Next</button>
<button type="button" id="stepLoadingHide" class="primary btn btn-success btn-gPayNext has-spinner hide" disabled="true"><span class="btnSpinner"><img alt="Loading" class="spinnerImgLoader"
src="/public/registration/resources/img/fa-spinner.png"></span>Loading</button>
<div><!-- learn more about popup content -->
<div class="modal overlayReg" id="myModal-2" tabindex="-1" role="dialog" aria-labelledby="myModalLabel" data-backdrop="static" data-keyboard="false">
<div class="modal-dialog" role="document">
<div class="modal-content metonlinePopup regRLC learnMore">
<div class="modal-body">
<div class="mobileText">
<!-- Changes Retail Seperation Starts -->
<img alt="Metlife Logo" src="/public/registration/resources/img/metLife_logo.png">
<!-- Added for RS D3, Metlife Logo Only -->
<!-- Changes Retail Seperation Ends -->
</div>
<span id="dialogClose" tabindex="0" onkeypress="hideClose(event,'myModal-2')" role="button" aria-label="close" class="sprDialogClose dialogClose" data-dismiss="modal">
</span>
<!-- Main Left content area -->
<div class="row">
<div class="col-xs-12 col-sm-12">
<div class="forgetPasswordPart">
<div class="leftContentPart">
<div class="backText">
<a href="#" title="BACK" data-dismiss="modal" aria-hidden="true">BACK</a>
</div>
<h2>Who can register?</h2>
<p class="content">You can register to see your accounts and policies online if you are:</p>
<ul>
<li>Only Primary benefit owners/employees can register and access the Group Benefits site.</li>
<li>Spouses and Dependents cannot register or access the Group Benefits site.</li>
</ul>
<p class="noteBold">Note: At this time, spouses of policyholders cannot register independently to access policies.</p>
<p>If you need to access to your policy information but do not fit these categories, please call <span class="number">1-800-585-6507</span>
</p>
<div class="nextBtn text-center">
<button type="button" data-dismiss="modal">OK</button>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
<script>
var a = document.getElementById("externalBeneLogin");
a.href = "https://" + location.hostname + "/edge/web/public/login?beneficiaryLogin=true";
</script>
<!-- End learn more about popup content-->
</div>
</form>Text Content
LOGIN
Already registered? LOGIN
Need help Registering ?
Call 1-800-585-6507
Monday to Friday
8 am to 11 pm ET
REGISTER TO VIEW YOUR ACCOUNTS ONLINE
Validate Identity
Create login
Create
login
TO VALIDATE YOUR IDENTITY, PLEASE ENTER YOUR INFORMATION IN THE FIELDS BELOW:
Please complete the fields below to continue.
Please enter valid captcha value.
All fields required unless noted
First Name
Enter your name as it appears on your policy.
Last Name
Enter your name as it appears on your policy.
Quick Address Look-up
I do not see my address in Quick Address Look-up
Street Number
Street Name
Apt/Suite # (optional)
City
State
- Select a state - Alabama Alaska American Samoa Arizona Arkansas California
Colorado Connecticut Delaware District of Columbia Federated States of
Micronesia Florida Georgia Guam Hawaii Idaho Illinois Indiana Iowa Kansas
Kentucky Louisiana Maine Marshall Islands Maryland Massachusetts Michigan
Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey
New Mexico New York North Carolina North Dakota Northern Mariana Islands Ohio
Oklahoma Oregon Palau Island Pennsylvania Puerto Rico Rhode Island South
Carolina South Dakota Tennessee Texas Utah Vermont Virgin Islands Virginia
Washington West Virginia Wisconsin Wyoming Other - Select a state -
Zip Code
Email Address
This email address is available.
Confirm Email
Primary State or Territory of Residence
- Select a state or territory - Alabama Alaska American Samoa Arizona Arkansas
California Colorado Connecticut Delaware District of Columbia Federated States
of Micronesia Florida Georgia Guam Hawaii Idaho Illinois Indiana Iowa Kansas
Kentucky Louisiana Maine Marshall Islands Maryland Massachusetts Michigan
Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey
New Mexico New York North Carolina North Dakota Northern Mariana Islands Ohio
Oklahoma Oregon Palau Island Pennsylvania Puerto Rico Rhode Island South
Carolina South Dakota Tennessee Texas Utah Vermont Virgin Islands Virginia
Washington West Virginia Wisconsin Wyoming Other - Select a state or territory -
COVANTA PROJECTS, LLC
Please answer a few questions that identify you as an associate of this
organization.
Social Security Number
Date of Birth
Personal Mobile Number/Home Number
* Please ensure that the phone number is associated with the personal
information entered above.
MetLife will send you a verification code to confirm your identity. How would
you like it?
How would you like to receive your verification code? Text Message (Personal
Mobile Number) Voice Message (Personal Mobile Number/Home Number)
Please select any option.
TEXT MESSAGE CONSENT
I acknowledge that by choosing the text message option, I may incur charges to
my mobile plan.
I acknowledge that by choosing the text message option, I may incur charges to
my mobile plan.
Why do we ask for your phone number?
Why do we ask for your phone number?
Your mobile phone number is another way to contact you in case of a username or
password reset or with important information about your account.
Help keep this site safe from automated attacks by checking the box below. You
may be asked to respond to a question.
Cancel Next Loading
BACK
WHO CAN REGISTER?
You can register to see your accounts and policies online if you are:
* Only Primary benefit owners/employees can register and access the Group
Benefits site.
* Spouses and Dependents cannot register or access the Group Benefits site.
Note: At this time, spouses of policyholders cannot register independently to
access policies.
If you need to access to your policy information but do not fit these
categories, please call 1-800-585-6507
OK
NEED HELP REGISTERING?
Call 1-800-585-6507
Monday to Friday
8 am to 11 pm ET
Are you sure?
If you leave now, any information you entered will be lost. You will need to
start over next time.
Continue Registration Quit
Are you sure?
You must add an account to your My Accounts page to be able to view account
information online.
Want to finish later? Return within 90 days and log in with the username and
password you created. If you don't log in within 90 days, your registration
expires and you'll need to start over again.
Continue Registration Quit
Are you sure?
If you leave now, any information you entered will be lost. You will need to
start over next time.
Continue Registration Go to MyAccounts
Are you sure?
If you leave now, any information you entered is lost. You'll need to start over
next time.
Continue Registration Return to Success
Need help Registering ?
COMMUNICATION DOWN
We are sorry - we seem to be having technical difficulties. Please try again. If
you still have this issue, call1-866-363-8669from 8am-11pm ET, Monday through
Friday to speak to a Representative.
OK
NEED HELP?
Call 1-800-585-6507
Monday to Friday
8 am to 11pm ET
Need help Registering ?
BACK
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Privacy | Terms of Services
© 2021 MetLife Services and Solutions, LLC
L0121010212[exp0322][All States][DC,GU,MP,PR,VI]
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PRIVACY OVERVIEW
Print
Protecting your privacy is important to us. Below you will find MetLife's
privacy policies. These policies explain how we protect your personal
information. If you would like additional information regarding our privacy
policies, please contact us through our Ask a Privacy Policy Question form, or
write to your MetLife insurance company, c/o MetLife Privacy Office, P.O. Box
489, Warwick, Rhode Island 02887-9954.
Online Privacy Policy MetLife Total Control Account and Individual Life and
Annuity Annual Customer Privacy Notice MetLife Customer Privacy Policy
ONLINE PRIVACY POLICY
Last Updated August 25, 2017
Welcome to MetLife!
The companies in the MetLife, Inc. family (collectively, "MetLife") recognize
the importance of protecting all information that you, our online visitor, may
choose to provide to us. (For purposes of this policy, references to "we", or
"us", and "our" mean both of MetLife. To further this commitment, we have
adopted this Online Privacy Policy to tell you how each of us collects, uses,
stores, and shares the information you provide to us online.
Besides this Online Privacy Policy, we also have other more general privacy
policies that may apply to you as a consumer or customer of MetLife. For more
information about all of our privacy policies, please visit us at
www.metlife.com/about/privacy .
Online Privacy Policy FAQ
What information does this Online Privacy Policy cover?
This Online Privacy Policy only applies to personal information collected on
websites with a link to this Online Privacy Policy, and does not apply to
information collected by either of us through any other means.
It covers how we collect, use, store, and share personal information as of the
date that this Online Privacy Policy is posted.
It also covers information submitted and collected online, and does not
necessarily apply to information that we collect offline.
And it only covers websites maintained by MetLife for its domestic operations.
Also, this policy doesn't apply to any other websites maintained by other
companies or organizations to which we link. MetLife is not responsible for the
content or activities provided on those websites.
What types of personal information do we collect about our online visitors?
Personal information is information that identifies you. We only collect
personal information voluntarily given to us by our visitors. Generally, we
don't require you to give us personal information to access public areas of our
website. Certain secure web areas, however, enable or require you to provide
personal information online when you use specific features on our website. For
example, we collect personal information from you when you:
* Apply for or obtain a product or service
* Register to access your financial account information
* Ask to have a representative contact you
* Ask to receive information about our products or services
* Purchase merchandise from our online store
* Participate in any promotion or survey
* Request customer or technical support
For example, this information may include:
* Name
* Account or policy number
* Social security number
* Credit card or debit card number
* Telephone number
* User name
* Email address
* Postal or billing address
* State identification card number
* Driver's license number
* Passport number
* Medical information
* Date of birth
* Mother's maiden name
* Unique biometric data
Additionally, we may also collect other types of information such as gender,
occupation, hobbies, and other preferences.
Children
We don't knowingly collect personal information from children under 13.
Information We Collect Through Technology
We collect information through technology to enhance our ability to serve you.
For example, when you come to one of our websites, we collect your IP address.
An IP address is often associated with the portal you used to enter the
Internet, like your ISP (Internet service provider), company, association, or
university. Standing alone, however, your IP address is not personally
identifiable information. At times, we also use IP addresses to study how often
our visitors visit various areas of our websites. We may combine this
information with personal information. Finally, our websites do not respond to
browser Do Not Track signals or other similar mechanisms.
Cookies and Web Beacons
Our websites also use cookies and web beacons to collect and store information.
Cookies are pieces of information that a website sends to your computer while
you are viewing the website. We use cookies for a variety of purposes. For
example, when you return to one of our websites after logging in, cookies
provide information to the website so that the website will remember who you
are. You can choose to have your computer warn you each time a cookie is sent,
or you can choose to turn off all cookies. You can do this through your browser
(e.g., Google Chrome or Microsoft Internet Explorer) settings. Each browser is a
little different, so look at your browser Help menu to learn the correct way to
modify your cookies. If you turn cookies off, you won't have access to many
features that make your web experience smoother, and some of our services may
not function properly.
Web beacons are small pieces of data that are embedded in images on the pages of
websites and in our email communications. We also use these web beacons to
analyze the traffic patterns, such as the frequency users visit various areas of
our websites. These technical methods may involve transmitting information
either directly to us or to another entity authorized by us to collect
information on our behalf. We also use web beacons in HTML e-mails that we send
our visitors to determine whether our visitors have opened those e-mails or
clicked on links in those e-mails.
Network Advertisers. Advertisements managed by third parties may be placed on
our websites. These companies are called 'network advertisers.' Network
advertisers placing advertisements on our websites may also use cookies and web
beacons to collect information when you click on or move your cursor over one of
their banner advertisements. You may not realize this information is being
collected. In some cases, we may have access to information from web beacons and
cookies used by network advertisers on our sites, and this information may
permit us to identify other sites that you have visited that are also associated
with the network advertiser. In doing so, however, network advertisers do not
collect personal information, and we do not give any personally identifiable
information to them.
For more information about our ad service provider and its cookies, including
information about how to opt out of these technologies, go to
http://www.google.com/intl/en/policies/privacy/ ,
http://atlassolutions.com/privacy-policy and http://www.aboutads.info/consumers.
Finally, once you've clicked on an advertisement and have left our websites, our
Online Privacy Policy no longer applies, and you must read the privacy policy of
the advertiser to see how your personal information will be handled on their
website.
How is your personal information used and shared?
Whatever the purpose may be, we will only collect information to the extent
reasonably necessary to fulfill your requests and our legitimate business
objectives. We may also use and disclose your personal information to our
affiliates and others for any purpose allowed by law.
Online Activities and Updates
For example, we use and may disclose your personal information to:
* authenticate your identity
* provide you with online planning tools
* process an application for our products and administer your account
information
* respond to your product or service information requests
* send you customer newsletters and updates
* provide you with additional materials that may be of interest, including
marketing materials
* for other everyday business purposes, such as product development and website
administration
e-Cards
When you send an e-card describing any of our products to your friends and
family, we delete both sender and recipient email address information after you
send the e-card.
Purchase or Sale of Businesses
From time to time, we may purchase a business or sell one or more of our
businesses and your personal information may be transferred as a part of the
purchase or sale. If we purchase a business, the personal information received
with that business would be treated in accordance with all of our privacy
policies, including this Online Privacy Policy, if it is practicable and
permissible to do so. If we sell a business, we will include provisions in the
selling contract requiring the purchaser to treat your personal information in
the same way required by our privacy policies, if it is practicable and
permissible to do so. The provisions of this paragraph will also apply if we are
sold as part of bankruptcy proceedings.
Disclosures Required By Law and Disclosures to Help Protect the Security and
Safety of Our Websites and Others
We may disclose any information as permitted or required by law, when we believe
in good faith it is necessary for safety purposes, required for legal reporting,
or to protect our legal rights or to enforce our Terms of Use or any contest
rules. We may also disclose information about you to our auditors, regulators,
legal advisors, or to respond to a subpoena.
What choices do you have about the collection, use, and sharing of your personal
information?
We don't share our customer's personal information with unaffiliated third
parties for their own direct marketing purposes.
If you signed up to receive newsletters or other e-mail messages from us, you
can opt-out any time by clicking the unsubscribe link at the bottom of the
message. You may also choose to opt-out from receiving marketing materials from
us by making a request at www.metlife.com/optout.
Finally, at this time, our websites do not respond to browser Do Not Track
signals or similar mechanisms.
What kinds of security measures do we take to safeguard your personal
information?
The security and confidentiality of your information is extremely important to
us. That's why we have technical, administrative, and physical security measures
in place to protect your personal information from unauthorized access and
improper use. For example, the areas of our website that enable or require you
to submit personal information online use encryption to protect that
information. We also review our security procedures periodically to consider
appropriate new technology and updated methods. But, despite our reasonable
efforts, no security measure is ever perfect or impenetrable.
How can you update your personal information?
You can use our online resources page to submit any changes to your contact
information.
How can you ask questions, or send us comments, about this Online Privacy
Policy?
If you have questions or wish to send us comments about this Online Privacy
Policy, e-mail us at privacy@metlife.com or call or write to us at:
MetLife, Inc. Attn.: Privacy Policy Administrator P.O. Box 489 Warwick, RI
02887-9954 (877) 638-7684
You can also contact us through our form, which is available at the link "Ask a
Privacy Policy Question" on the first page of this Online Privacy Policy.
How will you know if we amend this Online Privacy Policy?
We may amend this Online Privacy Policy at any time. If we make any material
change in how we collect your personal information online, or how we use or
share it, we will prominently post notice of the changes on the websites covered
by this Online Privacy Policy. Any material changes to this Online Privacy
Policy will be effective 10 days after our posting of notice of the changes on
the websites covered by this Online Privacy Policy.
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--------------------------------------------------------------------------------
METLIFE TOTAL CONTROL ACCOUNT AND INDIVIDUAL LIFE AND ANNUITY ANNUAL CUSTOMER
PRIVACY NOTICE
We know that you buy our products and services because you trust us. This notice
explains how we protect your privacy and treat your personal information. It
applies to current and former customers. "Personal information" here means
anything we know about you personally.
Protecting Your Information:
We take important steps to protect your personal information. We treat it as
confidential. We tell our employees to take care in handling it. We limit access
to those who need it to perform their jobs. Our outside service providers must
also protect it, and use it only to meet our business needs. We also take steps
to protect our systems from unauthorized access. We comply with all laws that
apply to us.
Collecting Your Information:
We typically collect your name, address, age, and other relevant information.
For example, we may ask about your:
* finances
* creditworthiness
* employment
* health (if you apply for life, disability or certain other types of
insurance)
We may also collect information about any business you have with us, our
affiliates, or other companies. Our affiliates include life, car, and home
insurers. They also include a bank, a legal plans company, and securities
broker-dealers. In the future, we may also have affiliates in other businesses.
How We Get Your Information:
We get your personal information mostly from you. We may also use outside
sources to help ensure our records are correct and complete. These sources may
include consumer reporting agencies, employers, other financial institutions,
adult relatives, and others. These sources may give us reports or share what
they know with others. We don't control the accuracy of information outside
sources give us. If you want to make any changes to information we receive from
others about you, you must contact those sources.
Using Your Information:
We collect your personal information to help us decide if you're eligible for
our products or services. We may also need it to verify identities to help deter
fraud, money laundering, or other crimes. How we use this information depends on
what products and services you have or want from us. It also depends on what
laws apply to those products and services. For example, we may also use your
information to:
* administer your products and services
* process claims and other transactions
* perform business research
* confirm or correct your information
* market new products to you
* help us run our business
* comply with applicable laws
Sharing Your Information With Others:
We may share your personal information with your consent or as permitted or
required by law. For example, we may share your information with businesses
hired to carry out services for us. We may also share it with our affiliated or
unaffiliated business partners through joint marketing agreements. In those
situations, we share your information to jointly offer you products and services
or have others offer you products and services we endorse or sponsor.
Other reasons we may share your information include:
* doing what a court, law enforcement, or government agency requires us to do
(for example, complying with search warrants or subpoenas)
* telling another company what we know about you if we are selling or merging
any part of our business
* giving information to a governmental agency so it can decide if you are
eligible for public benefits
* giving your information to someone with a legal interest in your assets (for
example, creditor with a lien on your account)
* those listed in our "Using Your Information" section above
Opting Out:
You may tell us not to share your information with our affiliates for their own
marketing purposes or unaffiliated business partners as part of a joint
marketing arrangement. Even if you don't "opt out," we will not share your
information with unaffiliated companies for their own marketing purposes without
a joint marketing arrangement. Before sharing your information with an affiliate
for its own marketing purposes or a joint marketing partner, we will notify you
and give you an opportunity to "opt out." Depending on your product or service,
we may give the "opt-out" form when we first issue your policy or open your
account. You can also "opt out" anytime by contacting your Agent directly or
contacting us at:
MetLife Privacy Office
P. O. Box 489
Warwick, Rhode Island 02887-9954
(877) 638-7684
www.metlife.com/optout
If you hold a policy or account jointly with someone else, we will accept
instructions from either of you, and apply them to the entire policy or account
Accessing and Correcting Your Information:
You may ask us for a copy of the personal information we have about you.
Generally, we will provide it as long as it is reasonably retrievable and within
our control. You must make your request in writing listing the account or policy
numbers with the information you want to access. For legal reasons, we may not
show you anything we learned as part of a claim or lawsuit, unless required by
law.
If you tell us that what we know about you is incorrect, we will review it. If
we agree, we will update our records. Otherwise, you may dispute our findings in
writing, and we will include your statement whenever we give your disputed
information to anyone outside MetLife.
Questions:
We want you to understand how we protect your privacy. If you have any questions
about this notice, please contact us. When you write, include your name,
address, and policy or account number.
Send privacy questions to:
MetLife Privacy Office P. O. Box 489 Warwick, RI 02887-9954 privacy@metlife.com
We may revise this privacy notice. If we make any material changes, we will
notify you as required by law. We provide this privacy notice to you on behalf
of these MetLife companies:
Metropolitan Life Insurance Company Metropolitan Tower Life Insurance Company
General American Life Insurance Company
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--------------------------------------------------------------------------------
METLIFE CUSTOMER PRIVACY POLICY
The companies in the MetLife, Inc. family ("MetLife") strongly believe in
protecting the confidentiality and security of information we collect about
individuals. The material below describes our privacy policy and describes how
we treat the information we receive about you if you become a current or former
MetLife customer, or apply for any of our products or services.
Why We Need to Know About You How We Learn About You How We Protect What We Know
About You How We Use and Disclose What We Know About You How You Can See and
Correct Your Information How You Can Get Other Material From Us You May Have
Additional Rights Under Other Privacy Laws Sources We May Use to Get More
Information Frequently Asked Questions Online Privacy Policy
--------------------------------------------------------------------------------
Why We Need to Know About You
We need to know about you so that we can provide you with the insurance and
other products and services you've asked for. We may also need information from
you and others to help us verify your identity in order to prevent money
laundering and terrorism.
What we need to know about you includes your address, age and other basic
information. But we may have to know more about you, including your finances,
employment, health, hobbies or business you conduct with us, with other MetLife
companies (our "affiliates") or with other companies.
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How We Learn About You
What we know about you we get mostly from you. But we may also have to find out
more about you from other sources in order to make sure that what we know about
you is correct and complete. Those sources may include your adult relatives,
employers, consumer reporting agencies, health care providers and others. Some
of our sources may give us reports, and they may disclose what they know about
you to others.
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How We Protect What We Know About You
We treat what we know about you confidentially. Our employees are told to take
care in handling your information. They may get information about you only when
there is a good reason to do so. We take steps to make our computer data bases
secure and to safeguard the information we have about you.
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How We Use and Disclose What We Know About You
We may use anything we know about you to help us serve you better. We may use
it, and disclose it to our affiliates and others, for any purpose allowed by
law. For instance, we may use your information, and disclose it to others, in
order to:
* Help us evaluate your request for a MetLife product or service
* Help us prevent fraud, money laundering, terrorism and other crimes by
verifying what we know about you
* Help us comply with the law
* Help us process claims and other transactions
* Confirm or correct what we know about you
* Help us run our business
* Process data for us
* Perform research for us
* Audit our business
Other reasons we may disclose what we know about you include:
* Doing what a court or government agency requires us to do; for example,
complying with a search warrant or subpoena
* Telling another company what we know about you, if we are or may be selling
all or any part of our business or merging with another company
* Giving information to the government so that it can decide whether you may
get benefits that it will have to pay for
* Telling your health care provider about a medical problem that you have but
may not be aware of
* Giving your information to a peer review organization if you have health
insurance with us
* Giving your information to someone who has a legal interest in your
insurance, such as someone who lent you money and holds a lien on your policy
When we disclose information to others to perform business services for us, they
are required to take appropriate steps to protect this information. And they may
use the information only for the purposes of performing those business services.
We may use what we know about you in order to offer you our other products and
services. We may share your information with other companies to help us. Here
are our other rules on using your information to market products and services:
* We will not share information about you with any of our affiliates for use in
marketing its products to you, unless we first notify you. You will then have
an opportunity to tell us not to share your information by "opting out".
* Before we share what we know about you with another financial services
company to offer you products or services through a joint marketing
arrangement, we will let you "opt-out."
* We will not disclose information to unaffiliated companies for use in selling
their products to you, except through such joint marketing arrangements.
* We will not share your health information with any other company, even one of
our affiliates, to permit it to market its products and services to you.
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--------------------------------------------------------------------------------
How You Can See and Correct Your Information
Generally, we will let you review what we know about you if you ask us in
writing. (Because of its legal sensitivity, we will not show you anything that
we learned in connection with a claim or lawsuit.) If you tell us that what we
know about you is incorrect, we will review it. If we agree with you, we will
correct our records. If we do not agree with you, you may tell us in writing,
and we will include your statement when we give your information to anyone
outside MetLife.
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You May Have Additional Rights Under Other Privacy Laws
In addition to any other privacy notice we may provide, federal law has
established privacy standards and requires us to provide a summary of our
privacy policy to our customers once each year. Individuals may have additional
rights under other applicable laws.
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--------------------------------------------------------------------------------
How You Can Get Other Material From Us
If you want to know more about our privacy policy generally, please contact us
through our Ask a Privacy Policy Question form, or write to your MetLife
insurance company, c/o MetLife Privacy Office, P.O. Box 489, Warwick, Rhode
Island 02887-9954.
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Sources We May Use to Get More Information
To learn how and why we collect information regarding Individuals, click here.
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Frequently Asked Questions
For (FAQs) about our privacy policies, click here.
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Online Privacy Policy
For information about our Online Privacy Policy, click here.
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Effective Date: 03/03/2017
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TERMS OF USE
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User Agreement User Consent METLIFE ONLINE – Short Message Service (SMS) /
Multimedia Messaging Service (MMS) TERMS & CONDITIONS
Terms Of Use
USER AGREEMENT
For the purposes of this User Agreement, "we," "us," "our," "the company" refers
to the companies listed below, jointly and individually, as well as to their
affiliates, unless otherwise indicated by specific reference to a company. "You"
and "yours" refers to the owner of one or more policies/contract/accounts
offered by us.
Your use of this MetLife web site (the "Web Site") is governed by and
conditioned upon your acceptance of this User Agreement. Metropolitan Life
Insurance Company and its agents, affiliates, subsidiaries, licensors,
contractors, partners and service providers (collectively, "MetLife") provides
this Web Site and your individually identifiable Log-in ID and Password as a
convenience to you, the user. This site is NOT intended to be accessed with your
Log-in ID and Password by any financial advisor or representative, or by any
other third party, other than the policy/contract/account owner. We reserve the
right to prevent anyone other than the policy/contract/account owner from using
this Web Site. YOUR INDIVIDUALLY IDENTIFIABLE LOG-IN ID AND PASSWORD ARE FOR
YOUR BENEFIT ONLY; PLEASE DO NOT SHARE THIS INFORMATION WITH ANYONE.
MetLife also provides administrative services to certain of its affiliates,
which services include use of this Web Site to provide materials, information,
and services to you. These affiliates include, but are not limited to:
MetLife, Inc.
MetLife Investors Distribution Company
MetLife Investors Group, LLC
Metropolitan Life Insurance Company
Metropolitan Tower Life Insurance Company
Please read the following terms and conditions carefully before using this Web
Site or any of our other web sites. You should review these terms and conditions
regularly as they may change at any time at our sole discretion. The following
terms and conditions apply to all of our web sites, including any web sites
owned, operated or sponsored by any of our subsidiaries or affiliates. We may
add to or supersede certain provisions of these terms and conditions with other
provisions located in other of our web sites. If you do not agree with any
changes, modifications or revisions to these Terms of Use or other policies, you
must stop using the Web Site. Your continued use of the Web Site will be deemed
acceptance of such changes, modifications or revisions.
1. Liability
UNDER NO CIRCUMSTANCES SHALL WE BE LIABLE FOR ANY DIRECT OR INDIRECT, SPECIAL,
INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES OF ANY KIND, HOWSOEVER CAUSED THAT
MAY ARISE FROM YOUR USE OF, OR INABILITY TO USE, THIS WEB SITE. Some
jurisdictions do not allow the exclusion or limitation of liability for
consequential or incidental damages. In such jurisdictions, our liability is
limited to the greatest extent permitted by law.
THIS WEB SITE, ALL UPGRADES, UPDATES, MODIFICATIONS, RELEASES, AND SERVICES
INCLUDING, BUT NOT LIMITED TO, ACCESS TO AND USE OF THE INTERNET, FURNISHED TO
YOU PURSUANT TO THIS AGREEMENT ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF
ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED
WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. WE DISCLAIM
ANY AND ALL EXPRESS OR IMPLIED WARRANTIES REGARDING THIS WEB SITE OR THE USE
THEREOF, AND ACCESS TO AND USE OF THE INTERNET, INCLUDING, BUT NOT LIMITED TO,
ANY IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR
USE.
2. We Do Not Have Responsibility for Links to Third Party Content
LINKS TO WEB SITES OF NON-AFFILIATED THIRD PARTIES ARE PROVIDED FOR YOUR
CONVENIENCE AND INFORMATION ONLY. THE CONTENT IN ANY LINKED WEB SITE IS NOT
UNDER OUR CONTROL AND WE ARE NOT RESPONSIBLE FOR IT. We reserve the right to
terminate a link to a third party web site at any time. The fact that we provide
a link to a third party web site does not necessarily mean that we endorse,
authorize, or sponsor that web site, nor that we are affiliated with the third
party web site's owners or sponsors. If you wish to link to any of our sites,
please contact our webmaster to complete a hyperlinking agreement. If you are
one of our group customers and wish to link your web site to this site, please
contact one of our representatives for instructions on completing a hyperlinking
agreement.
3. Term of Agreement
This Agreement will be effective upon execution, that is, when you click on the
"I Consent" button at the end of this Agreement, and shall continue until
termination by you or by us. We reserve the right to suspend or terminate this
Agreement and your access to the Web Site immediately and without notice if we,
in our sole discretion, determine that suspension or termination is necessary to
comply with any applicable law, regulation, tariff, order, or our rules,
policies, practices, and/or security procedures and concerns.
You may terminate this Agreement at any time by contacting the Customer Service
Center and following the instructions provided to you with regards to
termination.
4. Transaction Requests and Other Information Submissions
You are solely responsible for the genuineness and accuracy, both as to content
and form, of all requests and other communications properly received by us. We
will use commercially reasonable efforts to process your requests received and
to update your requested information. To the extent that you use this Web Site,
it is expressly understood and agreed that: (i) we may rely on the accuracy of
information that you provide; (ii) we may act upon all instructions received by
means of requests submitted by, or other information provided by you; (iii) we
assume no liability whatsoever if, as a result of the inaccuracy of such
information, you or any third party suffer any loss or damages. You understand
and agree that submitting a request using the Web Site does not guarantee
processing of that request and that you are solely responsible to check the
status of the request on the Web Site, and take any further action necessary,
including resubmitting a request. By signing this User Agreement, you warrant
and represent to us that: (i) you shall not cause to be introduced into our
systems, any virus or any other contaminant or code that may be used to access,
alter, delete, damage, or disable any software, data, material, or other
property owned or used by us; (ii) you have the right to provide to us access to
claim information and data, and that we have a restricted and unassignable right
to access such information and data without any liability whatsoever to you; and
(iii) neither our access to any information submitted by you, your use of the
Web Site, nor your provision of any information through the Web Site,
constitutes or may give rise to a claim of patent and/or copyright infringement,
or unlawful disclosure, use or misappropriation of any property right.
5. Confirmations and Other Communications from Us
You understand that it is your responsibility to review all confirmations,
statements, notices, and other communications from us relating to the Web Site.
You agree that we fulfill our legal obligations to deliver any such document, if
sent by electronic delivery or posted on the Web Site, provided you have
consented to electronic delivery of required documents. You understand that you
can revoke this consent at any time and can receive such documentation in
writing by giving written notice to the company listed below from which you've
been receiving electronic documents, including any of their unlisted
subsidiaries and/or affiliates. Documents sent by electronic delivery contain
all the information that appears in the printed hardcopy version as prepared and
distributed by the originator, with the possible exception of graphic insertions
such as photographs or logotypes. Electronic delivery may be in the form of an
E-mail, an E-mail attachment, or in the form of an available document which may
be downloaded from the Web Site. You represent that you will download the
relevant document promptly after receiving notice of its availability and that
you have the appropriate software to enable you to do so. Should you experience
any difficulty opening a document electronically delivered by us, you must
promptly advise us in order to allow us to make delivery by other means. Failure
to advise us of such difficulty within 5 days (or any longer period required by
law) after delivery shall serve as an affirmation that you were able to receive
and open said document. You are responsible for ensuring that your software and
internet service provider do not inhibit or interfere with the communications
described herein.
6. Security Devices, Passwords, Etc.
In using the Web Site, you are fully responsible for the security of passwords,
IDs, digital certificates and other security devices assigned to you by us
("Security Devices"). The use and storage of any information by you relating to
the services including, without limitation, the Security Devices, transaction
activity, claim information, and any other information on your computer is at
your own risk and is your sole responsibility. By signing this User Agreement,
you agree to protect any information relating to this Web Site, the services
and/or any software downloaded by you in order to use the services, if
applicable, from unauthorized access, copying or use. In order to use this Web
Site and the services, you shall install virus checking software, with
then-current virus signatures and definitions, on all computers that you use to
interface with the Web Site and the services, and you shall ensure that you are
engaged in a secure session prior to transmitting any claim-related information
(i.e., the web site indicates that the communication will be secured using SSL
security, or the web site URL reads "Https://" indicating a secure connection).
In the event you detect or become aware of any unauthorized access, copying, or
use of information relating to the services (including, if applicable, any
software downloaded by you in order to use the services), or loss or theft of a
Security Device, you agree to notify us immediately. We may rely on any
transmissions received using the Security Devices.
7. Privacy/Treatment of Information or Data Transmitted to Us
We will treat the personal information you update on our system consistent with
our Online Privacy Policy and Customer Privacy Notices available on this site.
8. Proprietary Rights & Restricted Use
This Web Site's content is copyrighted and protected by U.S. and worldwide
copyright laws and treaty provisions. In addition, this Web Site's content is
protected by trademark laws, the laws of privacy and publicity, and
communication regulations and statutes. You are not authorized to post on or
transmit to or from this Web Site any unlawful, threatening, libelous,
defamatory, obscene, scandalous, inflammatory, pornographic, or profane
material, or any other content that could give rise to any civil or criminal
liability under the law.
You may print a copy of the information contained herein for your personal use
only, but you may not reproduce or distribute the text or graphics to others or
substantially copy the information on your own server, or link to this Web Site,
without our prior written permission.
9. By Providing Content, We Do Not Allow You to Use Trademarks Referenced in
This Web Site
The trademarks, service marks, and logos used and displayed on this Web Site
belong to their respective owners, and all use of them shall inure to the
benefit of those respective owners. We are the copyright owner of all text
contained on this Web Site. METLIFE®, METLIFE ONLINE®, IF®, and other trademarks
and service marks of Metropolitan Life Insurance Company, or its subsidiaries or
affiliates that may be referred to on this Web Site are the property of
Metropolitan Life Insurance Company or one of its subsidiaries or affiliates.
Other parties' trademarks and service marks that may be referred to are the
property of their respective owners. Nothing on this Web Site should be
construed as granting, by implication, estoppel, or otherwise, any license or
right to use any trademark without our written permission. You are not
authorized to use our logo as a hyperlink to this Web Site unless you obtain our
written permission in advance.
10. We Are Not Providing Investment Advice Nor Soliciting Offers
Unless and except where expressly provided, nothing in this Web Site constitutes
investment, tax, legal, or insurance advice, including our filings with the U.S.
Securities and Exchange Commission (SEC). Except where expressly stated to the
contrary, nothing in this Web Site constitutes an offer to sell or the
solicitation of any offer to buy any security or any related product. No
security offered by us or our subsidiaries or affiliates is offered or will be
sold in any jurisdiction in which such offer or solicitation, purchase or sale
would be unlawful under the securities law or other laws of such jurisdiction,
or would subject us, our subsidiaries or affiliates to any registration
requirement of such jurisdiction. No such security is offered or will be sold in
any jurisdiction by an entity which is not properly licensed to do so in such
jurisdiction. In addition, except where we expressly state, any prospectus,
supplement or other information available on this Web Site is posted for
informational purposes only, and is not a recommendation that you should engage
in any purchase or sale.
When available, MetLife, Inc.'s and certain other affiliates' Annual Reports on
form 10-K, Quarterly Reports Form 10-Q, and other materials will be accessible
through the Investor Relations portion of www.MetLife.com or by accessing the
SEC's web site at http://www.sec.gov.
11. You Should Not Rely on any Stock Price Information on This Web Site
We do not generate the information regarding any stock prices for this Web Site.
We believe that the information on Investor Relations portion of www.MetLife.com
is accurate, but we cannot guarantee or warrant the accuracy, completeness, or
timeliness of the information. You should not rely on the stock price
information for investment purposes. We are not liable for any loss or damages,
whether direct, indirect, incidental, special, consequential, or exemplary, that
may arise from reliance on the stock price information on the Investor Relations
portion of this Web Site.
12. Investors Should Not Unduly Rely on Any Forward-Looking Information
This Web Site may contain statements which constitute forward-looking statements
within the meaning of the Private Securities Litigation Reform Act of 1995
including statements relating to trends in the operations and financial results
and the business and products of MetLife, Inc., and its subsidiaries and
affiliates, as well as other statements including words such as "anticipate,"
"believe," "plan," "estimate," "expect," "intend," and other similar
expressions. Forward looking statements are made based upon management's current
expectations and beliefs concerning future developments and their potential
effects on the company. Such forward looking statements are not guarantees of
future performance.
Actual results may differ materially from those included in the forward-looking
statements as a result of risks and uncertainties including, but not limited to,
the following: (i) changes in general economic conditions, including the
performance of financial markets and interest rates, which may affect the
company's ability to raise capital and its generation of fee income and
market-related revenue; (ii) heightened competition, including with respect to
pricing, entry of new competitors, the development of new products by new and
existing competitors and for personnel; (iii) investment losses and defaults,
and changes to investment valuations; (iv) unanticipated changes in industry
trends; (v) catastrophe losses; (vi) ineffectiveness of risk management policies
and procedures; (vii) changes in accounting standards, practices and/or
policies; (viii) changes in assumptions related to deferred policy acquisition
costs, value of business acquired or goodwill; (ix) discrepancies between actual
claim experience and assumptions used in setting prices for the company's
products and establishing the liabilities for the company's obligations for
future policy benefits and claims; (x) discrepancies between actual experience
and assumptions used in establishing liabilities related to other contingencies
or obligations; (xi) adverse results or other consequences from litigation,
arbitration or regulatory investigations; (xii) downgrades in the company's and
its affiliates' claims paying ability, financial strength or credit ratings;
(xiii) regulatory, legislative, or tax changes that may affect the cost of, or
demand for, the company's products or services; (xiv) MetLife, Inc.'s primary
reliance, as a holding company, on dividends from its subsidiaries pay such
dividends; (xv) deterioration in the experience of the "closed block"
established in connection with the reorganization of Metropolitan Life Insurance
Company; (xvi) economic, political, currency and other risks relating to the
company's international obligations; (xvii) the effects of business disruption
or economic contraction due to terrorism or other hostilities; (xviii) the
company's ability to identify and consummate on successful terms any future
acquisitions, and to successfully integrate acquired businesses with minimal
disruption; and (xix) other risks and uncertainties described from time to time
in MetLife, Inc.'s filings with the SEC.
The companies specifically disclaim any obligation to update or revise any
forward looking statement, whether as a result of new information, future
developments or otherwise.
13. You Agree to Indemnify Us for Using This Web Site
You agree to indemnify, defend, and hold harmless us, and our respective
officers, directors, employees, agents, licensors, suppliers, and any third
party information providers to us from and against all losses, expenses, damages
and costs, including reasonable attorneys' fees, resulting from any violation of
this Agreement by you.
14. Third Parties May Have Rights Under This Agreement
The provisions of this Agreement are for our benefit and our respective
officers, directors, employees, agents, licensors, and suppliers. Each of these
individuals or entities shall have the right to assert and enforce those
provisions directly against you on its own behalf.
15. Users Under 18 Years of Age.
In order to use this site, you must be 18 years of age or older.
16. Force Majeure.
The companies shall not be liable for any delay or failure to perform its
obligations hereunder caused by an event of natural disaster, pandemics,
casualty, acts of God or public enemy, riots, terrorism, governmental acts or
such other event of similar nature, which is beyond the reasonable control of
the companies.
17. Access to the Web Site.
You are responsible for the computer or other devices used to access the Web
Site. Use of the Web Site requires a compatible computer or mobile device,
Internet access, and certain software (fees may apply). You also understand that
the technical requirements for access to the Web Site may change over time and
that it is your responsibility to meet those requirements. You further agree
that MetLife has no obligation to provide access to the Web Site on any
particular computer or other device or by using any specific software. The Web
Site is only available in certain jurisdictions and MetLife makes no
representation that the Web Site, or any feature or part thereof, is appropriate
or available for use in any particular location. The Web Site is currently
available only in the English language.
18. All Products, Programs and Services May Not be Available in Your Area
This Web Site is controlled by MetLife from its offices within the United States
of America. Except as specifically stated, we make no representation that
content or materials in this Web Site are appropriate or available for use in
other jurisdictions. Access to this Web Site content or materials from
jurisdictions where such access is illegal is prohibited. If you choose to
access this Web Site from other jurisdictions, you do so at your own risk. You
are always responsible for your compliance with applicable laws. You may not use
or export the materials in this Web Site in violation of U.S. export laws and
regulations. THE LAWS OF THE STATE OF NEW YORK WILL GOVERN THE CONTENT AND
MATERIALS CONTAINED IN THIS WEB SITE, WITHOUT GIVING EFFECT TO ANY PRINCIPLES OF
CONFLICTS OF LAWS. YOU HEREBY CONSENT TO SUBMIT TO THE EXCLUSIVE JURISDICTION OF
AND VENUE IN THE COURTS OF THE STATE OF NEW YORK AND OF THE UNITED STATES OF
AMERICA LOCATED IN THE STATE OF NEW YORK FOR ANY LITIGATION ARISING OUT OF OR
RELATING TO THE USE OF THIS WEB SITE.
We are not authorized to do business in every jurisdiction. Information that we
publish on this Web Site may contain references or cross-references to products,
programs or services of ours that are not available in your state or country.
The products referred to on this Web Site may be offered and sold only to
persons in the United States of America and its territories. Consult a local
financial representative for information regarding the products, programs and
services which may be available to you.
MetLife, Inc., 200 Park Avenue, New York, NY 10166.
MetLife Investors Distribution Company, 11225 North Community House Road,
Charlotte, NC 28277.
MetLife Investors Group, LLC, 1209 Orange Street, Wilmington, DE 19801
Metropolitan Life Insurance Company, 200 Park Avenue, New York, NY 10166, NAIC
Company Code Number 65978, is licensed to do business in all fifty states, the
District of Columbia, Puerto Rico, and the United States Virgin Islands.
Metropolitan Life Insurance Company is a domiciliary of, and has its principal
place of business in, the State of New York.
Metropolitan Tower Life Insurance Company, 200 Park Avenue, New York, NY 10166,
NAIC Company Code Number 97136, is licensed to do business in all fifty states
and the District of Columbia. Metropolitan Tower Life Insurance Company is a
domiciliary of New York, and has its principal place of business in New York.
To reach Customer Service with regard to any questions about this User
Agreement, please call 1-866-363-8669.
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USER CONSENT TO RECEIVE POLICIES/CONTRACTS AND DISCLOSURES THROUGH ELECTRONIC
MEANS ("CONSENT")
In this Consent, "we," "us," "our," or "the Company" refers to the company or
companies with whom you own policies, contracts or accounts and may include
Metropolitan Life Insurance Company. and/or each of its affiliates, including:
MetLife Investors Distribution Company; MetLife Investors Group, LLC;
Metropolitan Tower Life Insurance Company; and any future affiliates. "You" and
"yours" refers to the owner of one or more policies/contracts/accounts offered
by any one of us.
Please read the following terms and conditions carefully before agreeing to
them.
1. Your right to consent.
To the extent permitted by law or regulation, this Consent authorizes us to
accept your electronic signature as your valid, legally effective signature and
to electronically send your insurance policy or annuity contract and
accompanying documents (the "Policy Package"), and communications relating to
your applications for coverage, and to policies, contracts and accounts you own,
excluding notices of lapse, non-renewal and cancellation (unless otherwise
permitted by law). You have the option, at any time, to receive a paper copy of
any policy or contract or communication from us. You also have the choice to
receive certain materials electronically and others on paper. The documents that
may be delivered electronically are listed in Section 9. In accordance with law,
we will notify you of any additional documents we add to this list. You will
continue to receive paper copies of documents that we do not send
electronically.
2. Withdrawal of consent.
You can easily withdraw your consent at any time.
a. If you purchased your policy or contract through a representative, you may
withdraw your consent by logging onto MetOnlineSM, going to Profile and
navigating to the Consent Statement under User Agreements. You can also call
the Customer Service Department at 1-866-363-8669 and follow its directions.
b. If you purchased your policy or contract directly or without a
representative, you can call the Customer Service Department at
1-866-363-8669 and follow its directions.
c. The withdrawal or update of your consent may take up to 15 days after we
receive your request.
3. You are not required to consent to the delivery of documents electronically.
You do not have to sign this Consent in order to do business with us. If you do
not wish to consent to electronic delivery, we will send paper copies of your
documents and communications to you.
4. How to obtain paper copies; fees.
You may obtain paper copies by calling us at 1-866-363-8669. We reserve the
right to charge you a fee for sending you paper copies of notices and other
documents, except where prohibited by law. No fees may be imposed as a condition
or consequence of withdrawal of consent.
5. Methods and timing of delivery of electronic documents.
a. When you consent to these terms and conditions, then the materials
identified in Section 9 may be provided to you in electronic form.
b. If you consent to electronic delivery of the Policy Package, we will send an
email to you at the email address you provided us, which will include a link
that will return you to our secure website where you may access and download
or print the complete Policy Package.
6. Access your materials promptly.
Your rights relating to your policy or contract may be time sensitive. Any
document that can be accessed via a link we send to you in an email is deemed to
be delivered on the date we send you the email. However, any policy or contract
for which a later date is indicated on a policy delivery receipt is deemed to be
delivered on such later date. When you receive our email alerting you that a
document or a message is waiting for you at the secure website, you should
promptly access the site and read the documents and messages.
7. Updating your information.
If you consent to receive documents and communications electronically, please be
diligent in updating your Profile at MetOnline when your email address or other
information changes. You can also update your email address by accessing your
customer profile at http://Online.MetLife.com. If you purchased your policy or
contract directly or without a representative, you can update your email address
and other information by calling the Customer Service Department at
1-866-363-8669 and following its directions.
8. Hardware and Software requirements.
To receive documents and communications electronically, you must have access to
a computer with an Internet connection. If you would like to be able to save the
documents you receive, the computer should have a hard drive or other storage
device, or be connected to a printer. You must also have an email account to
receive communications.
In order to receive your documents electronically, you will need Adobe Acrobat
Reader 3.0 (or higher).
You are responsible for ensuring that neither your software nor your Internet
service provider inhibits or interferes with the electronic delivery of the
materials described herein. We will notify you regarding hardware and software
changes.
9. We may deliver these and other documents electronically
* Applications for insurance and related disclosure materials
* Policies and policy packages
* Certificates or other evidence of coverage, enrollment forms and coverage
packages
* Notice of policy or contract changes, including endorsements, and face
increase options
* Other legally required notices and disclosures, including privacy notices
* Billing and payment materials, including billing statements and notices of
premium changes
* Tax-related information and forms
* Prospectuses
* Trade confirmations
* Annual and other periodic statements
* Claims forms and related information
By clicking the "I AGREE" button, you confirm to us that:
* You can access and read this Consent and that you agree to its terms and
conditions;
* You consent to do business with us electronically;
* You confirm such consent to do business with us electronically;
* You acknowledge that documents delivered electronically may contain
information regarding your personal financial matters and consent to the
electronic delivery of such information;
* You can print this Consent or save/access it for future reference; and
* This Consent remains valid until you withdraw it.
For purposes of receiving electronic transmission of documents from us, as set
forth above, my email address is policyholder@gmail.com.
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METLIFE ONLINE – SHORT MESSAGE SERVICE (SMS) / MULTIMEDIA MESSAGING SERVICE
(MMS) TERMS & CONDITIONS
You must be a customer of MetLife or a MetLife-affiliated company – as well as a
registered user of MetLife Online – to sign up for and to receive SMS or MMS
text messages related to your MetLife Online account. Please note that message
and data rates may apply. Register here.
The number of messages you will receive monthly will depend on the number of
MetLife products you own and their association with your MetLife Online profile.
As a rule, you will receive no more than eight messages a month per product.
Be mindful, though, that you could have also opted into receiving text messages
from MetLife, or its affiliates, for separate purposes. For example, you might
have signed up to receive messages for an insurance claim or a customer-service
issue. These messages would not be included in the eight-messages.
Please note, too, that depending upon which products you own, you could receive
messages from the following mobile numbers:
* 33219 MetLife Dental
* 60679 MetLife Generic
* 638123 MetLife (MET123)
* 61665 MetLife Disability
* 123638 MetLife (123MET)
MetLife Online can send SMS or MMS messages to the following mobile carriers:
* AT&T
* Verizon Wireless
* Nextel
* Alltel
* Cellular One
* T-Mobile®
* Sprint
* Boost
* U.S. Cellular
* MetroPCS (under compatible carriers)
Please be aware that a mobile carrier is not liable for the messages nor their
content.
T-Mobile® does not guarantee that alerts will be delivered and will not be
liable for delayed or undelivered messages.
If you need assistance at any time, text HELP. You may also call 866-363-8669 or
contact customer service. To stop receiving SMS/MMS messages about your MetLife
Online account product, reply STOP. As always, MetLife respects your right to
privacy. Review our privacy policy.
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