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 1. Credit Cards

Begin item #4 of 4
FINALLY.
A CREDIT CARD THAT LETS YOU
EARN POINTS ON RENT.3
AND MORE.

Learn more

Terms apply



Learn more

Terms apply


End item #4 of 4
Begin item #1 of 4

Meet the Active Cash® Card

Earn a $200 cash rewards bonus when you
spend $500 in purchases
in the first 3 months2

Plus, earn unlimited 2% cash rewards on purchases1

Learn more





End item #1 of 4
Begin item #2 of 4

Say hello to the Reflect® Card

Enjoy our lowest intro APR for 21 months on purchases
and qualifying balance transfers

Learn more

Terms apply

End item #2 of 4
Begin item #3 of 4

Explore
a wider world of 3X points5



Plus, earn 20,000 bonus points
when you spend $1,000 in purchases
in the first 3 months6

Learn more


End item #3 of 4
Begin item #4 of 4
FINALLY.
A CREDIT CARD THAT LETS YOU
EARN POINTS ON RENT.3
AND MORE.

Learn more

Terms apply



Learn more

Terms apply


End item #4 of 4
Begin item #1 of 4

Meet the Active Cash® Card

Earn a $200 cash rewards bonus when you
spend $500 in purchases
in the first 3 months2

Plus, earn unlimited 2% cash rewards on purchases1

Learn more





End item #1 of 4
Begin item #2 of 4

Say hello to the Reflect® Card

Enjoy our lowest intro APR for 21 months on purchases
and qualifying balance transfers

Learn more

Terms apply

End item #2 of 4
Begin item #3 of 4

Explore
a wider world of 3X points5



Plus, earn 20,000 bonus points
when you spend $1,000 in purchases
in the first 3 months6

Learn more


End item #3 of 4
Begin item #4 of 4
FINALLY.
A CREDIT CARD THAT LETS YOU
EARN POINTS ON RENT.3
AND MORE.

Learn more

Terms apply



Learn more

Terms apply


End item #4 of 4
 * Item 1 you are here
 * Item 2
 * Item 3
 * Item 4




CHOOSE FROM THESE GREAT CREDIT CARDS

Check for prequalified offers > Respond to an offer >


WELLS FARGO ACTIVE CASH® CARD

Earn unlimited 2% cash rewards on purchases1

Welcome offer:

Earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3
months2

0% intro APR for 15 months from account opening on purchases and qualifying
balance transfers. 20.24%, 25.24% or 29.99% variable APR thereafter. Balance
transfers made within 120 days qualify for the intro rate and fee.

Earn unlimited 2% cash rewards1
on purchases with no categories to track or rules to remember

$0 Annual Fee

Important Credit Terms
Apply now
Learn more


BILT MASTERCARD®

Finally. A credit card that lets you earn points on rent.3 And more.

$0 Annual Fee

1X points on rent payments without the transaction fee3

2X points on travel3

3X points on dining3

& 1X points on other purchases3

Earn double points on the first of each month – that’s 6X points on dining, 4X
points on travel, and 2X points on other purchases (except rent)4

Use the card 5 times to earn points each statement period.3

Important Credit Terms
Apply now
Learn more


WELLS FARGO AUTOGRAPHSERVICE MARK℠ CARD

Earn 3X points5 for many ways to keep life in motion

Welcome offer:

Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3
months6

0% intro APR for 12 months from account opening on purchases. 20.24%, 25.24% or
29.99% variable APR thereafter.

Earn 3X points5
on restaurants, travel, gas stations, transit, popular streaming services, and
phone plans

Plus, earn 1X points5 on other purchases

$0 Annual Fee

Important Credit Terms
Apply now
Learn more


WELLS FARGO REFLECT® CARD

Enjoy our lowest intro APR for 21 months

Welcome offer:

0% intro APR for 21 months from account opening on purchases and qualifying
balance transfers. 18.24%, 24.74% or 29.99% variable APR thereafter. Balance
transfers made within 120 days from account opening qualify for the introductory
rate.

$0 Annual Fee
Important Credit Terms
Apply now
Learn more


CHOICE PRIVILEGES® MASTERCARD® CREDIT CARD

This stop is just the start

Welcome offer:

Earn 60,000 bonus points when you spend $1,000 in purchases in the first 3
months7 - enough to redeem for up to 7 reward nights at select Choice Hotels®
properties.

Earn 5X points
on stays at participating Choice Hotels® properties8 plus on Choice Privileges
point purchases9

Earn 3X points
on purchases at gas stations, grocery stores, home improvement stores and phone
plan services8

Plus, earn 1X points on other purchases8

$0 Annual Fee

Important Credit Terms
Apply now
Learn more


CHOICE PRIVILEGES® SELECT MASTERCARD® CREDIT CARD

Travel on. And on. And on.

Welcome offer:

Earn 90,000 bonus points when you spend $3,000 in purchases in the first 3
months10 - enough to redeem for up to 11 reward nights at select Choice Hotels®
properties.

Earn 10X points
on stays at participating Choice Hotels® properties11 plus on Choice Privileges
point purchases12

Earn 5X points
on purchases at gas stations, grocery stores, home improvement stores and phone
plan services11

Plus, earn 1X points on other purchases11

$95 Annual Fee, first year waived

Important Credit Terms
Apply now
Learn more

--------------------------------------------------------------------------------


ALL ABOUT CREDIT CARDS


HOW TO CHOOSE THE BEST CREDIT CARD FOR YOU

Learn more about how to choose a credit card that’s a good fit for your needs.

Read article


WHAT ARE CREDIT CARD REWARDS AND HOW DO THEY WORK?

Learn more about how rewards credit cards and rewards points work, and how to
find the right one for you.

Read article


WHAT IS A BALANCE TRANSFER CREDIT CARD AND IS IT RIGHT FOR ME?

Learn more about how balance transfers work, the benefits of balance transfers,
and more.

Read article


OTHER THINGS YOU NEED TO KNOW

Offers may differ from time to time and depend on the marketing channel, such as
phone, email, online, direct mail, or in branch. You must select Apply Now on
this page to take advantage of this specific offer.

View credit cardholder agreements

Credit card is subject to credit qualification.

You may not qualify for an additional Wells Fargo credit card if you have opened
a Wells Fargo credit card in the last 6 months.

 1.  1. 2% cash rewards are earned for every $1 spent in net purchases
     (purchases minus returns/credits) on the credit card account. ATM
     transactions, cash advances of any kind, balance transfers, SUPERCHECKS™,
     cash equivalents such as money orders and prepaid gift cards, casino gaming
     chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers
     transmitted over the internet, fees or interest posted to a linked account,
     including but not limited to returned payment fees, late fees, and monthly
     or annual fees, do not earn cash rewards. Refer to the Summary of the Wells
     Fargo Rewards® Program Terms and Conditions and Addendum for the Wells
     Fargo Active Cash® Card for further details. ←back to content

 2.  2. To qualify for the $200 cash rewards bonus, a total of at least $500 in
     net purchases (purchases minus returns/credits) must post to your account
     within 3 months from the date your account is opened. These bonus cash
     rewards will show as redeemable within 1 – 2 billing periods after they are
     earned. Cash advances and balance transfers do not apply for purposes of
     this offer and may affect the credit line available for this offer. ATM
     transactions, cash advances of any kind, balance transfers, SUPERCHECKS™,
     cash equivalents such as money orders and prepaid gift cards, casino gaming
     chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers
     transmitted over the internet, fees or interest posted to a linked account,
     including but not limited to returned payment fees, late fees, and monthly
     or annual fees, do not earn cash rewards. Refer to the Summary of the Wells
     Fargo Rewards® Program Terms and Conditions and Addendum for the Wells
     Fargo Active Cash® Card for details. ←back to content

 3.  3. When you make at least 5 transactions in a statement period using your
     Bilt Mastercard, you’ll earn points on rent and qualifying net purchases
     (purchases minus returns /credits) for that statement period. Rent: You'll
     earn 1 rewards point per $1 spent on rent paid through the Bilt App with
     your card account up to a maximum of One Hundred Thousand (100,000) points
     each calendar year. If your rent payment is less than $250, you will earn
     250 points for that rent payment. Rent payments can only be made to one
     rental property per month. Travel: 2 rewards points (1 base point plus 1
     bonus point) are earned per $1 spent on qualifying net purchases made
     directly at retailers whose Merchant Code for Mastercard is classified as
     airlines, hotels, motels, resorts, cruise lines, and car rental agencies.
     Dining: 3 rewards points (1 base point plus 2 bonus points) are earned per
     $1 spent on qualifying net purchases at retailers whose Merchant Code for
     Mastercard is classified as eating places and restaurants, drinking places,
     bakeries, or fast food restaurants. Purchases not processed using the
     Merchant Codes for Mastercard mentioned above will not qualify for bonus
     points. Wells Fargo does not have the ability to control how a retailer
     chooses to classify their business and therefore reserves the right to
     determine which purchases qualify for bonus points. You may not earn bonus
     points for purchases made through third-party payment accounts, at online
     marketplaces, with retailers who submit purchases using a mobile/wireless
     card reader, or if you use a mobile or digital wallet. Other purchases: 1
     rewards point will be earned per $1 spent on other qualifying net
     purchases. If you do not make at least 5 transactions in a statement period
     you’ll earn a flat 250 points when you use your Bilt Mastercard to pay rent
     through the Bilt App. ATM charges, cash advances, traveler’s checks, money
     orders, pre-paid gift cards, Balance Transfers, SUPERCHECKS™, wire
     transfers, fees or interest posted to your card account such as returned
     payment fees, late fees, monthly or annual fees, bets or wagers transmitted
     over the internet, and casino gaming do not earn points. Refer to the Bilt
     World Elite Mastercard Credit Card Rewards Program Agreement Terms and
     Conditions for details. ←back to content

 4.  4. This promotional offer is valid on the 1st of every month, from 12am ET
     through 11:59pm PT, unless notice is provided to you at least 60 days in
     advance via email. You will earn 6 rewards points (3 bonus points) for
     every $1 spent on net dining purchases (purchases minus returns/credits), 4
     rewards points (2 bonus points) for every $1 spent on net travel purchases
     (purchases minus returns/credits), and 2 rewards points (1 bonus point) for
     every $1 spent on net purchases of anything outside of rent, travel, and
     dining (purchases minus returns/credits), subject to the Bilt World Elite
     Mastercard® Credit Card Rewards Program Agreement Terms and Conditions and
     Bilt Rewards Terms & Conditions. The maximum amount of bonus points you can
     earn under this promotion is 10,000 per month, regardless of how much you
     purchase. Purchases not processed using the Merchant Codes for Mastercard
     mentioned above will not qualify for bonus points. Wells Fargo does not
     have the ability to control how a retailer chooses to classify their
     business and therefore reserves the right to determine which purchases
     qualify for bonus points. You must make at least 5 transactions in a
     statement period using your Bilt Mastercard to earn points, including bonus
     points for this promotional offer. It may take up to seven (7) days for
     bonus points earned through this offer to post to your account. To qualify
     for this promotional offer, your Bilt Mastercard account must be open and
     not in default at the time of fulfillment. Should you receive points on an
     ineligible purchase, Bilt may deduct those points at its discretion. ←back
     to content

 5.  5. Three rewards points (1 base point plus 2 bonus points) are earned per
     $1 spent on net purchases (purchases minus returns/credits) at retailers
     whose VISA® merchant code is classified as: Travel: airline, hotel/motel,
     timeshare, or vehicle/auto rental, cruise lines, travel agencies, discount
     travel sites, campgrounds. Transit: passenger railway, taxis, limousines,
     ferries, toll bridges and highways, parking lots and garages. Gas: gas
     stations, automated fuel dispensers, and electric vehicle charging
     stations. Dining: eating places and restaurants, drinking places, fast food
     restaurants, and/or caterers. Phone plans: landline and cell phone
     providers considered telecommunication services. Popular streaming
     services: cable and other pay television, digital goods, books, movies,
     music, and continuity/subscription services, as listed at:
     wellsfargo.com/autographstreaming. Other purchases: 1 rewards point will be
     earned per $1 spent on other net purchases. Cash equivalents do not earn
     points. For a detailed list of cash equivalent exclusions and merchant
     examples that may not be billed under the VISA category codes listed above
     refer to the Summary of the Wells Fargo Rewards® Program Terms and
     Conditions and Addendum for the Wells Fargo Autograph Visa® Card. ←back to
     content

 6.  6. To qualify for the 20,000 bonus rewards points, a total of at least
     $1,000 in net purchases (purchases minus returns/credits) must post to your
     account within 3 months from the date your account is opened. These bonus
     rewards points will show as redeemable within 1 – 2 billing periods after
     they are earned. Cash advances and balance transfers do not apply for
     purposes of this offer and may affect the credit line available for this
     offer. ATM transactions, cash advances of any kind, balance transfers,
     SUPERCHECKS™, cash equivalents such as money orders and prepaid gift cards,
     casino gaming chips, wire transfers, off-track wagers, lottery tickets, or
     bets or wagers transmitted over the internet, fees or interest posted to a
     linked account, including but not limited to returned payment fees, late
     fees, and monthly or annual fees, do not earn rewards points. Refer to the
     Summary of the Wells Fargo Rewards® Program Terms and Conditions and
     Addendum for the Wells Fargo Autograph℠ Card for details. ←back to content

 7.  7. To qualify for the 60,000 bonus points, a total of at least $1,000 in
     net purchases (purchases minus returns/credits) must post to your account
     within 3 months from the date your account is opened. These bonus rewards
     points will show as redeemable within 1 – 2 billing periods after they are
     earned. Cash advances and balance transfers do not apply for purposes of
     this offer and may affect the credit line available for this offer. ATM
     charges, cash advances, traveler’s checks, money orders, pre-paid gift
     cards, balance transfers, SUPERCHECKS™, wire transfers, fees or interest
     posted to your card account such as returned payment fees, late fees,
     monthly or annual fees, bets or wagers transmitted over the internet,
     casino gaming chips, lottery tickets, off-track wagers, do not earn rewards
     points. Refer to the Choice Privileges® Mastercard® Rewards Program
     Agreement Terms and Conditions for additional details about the program.
     ←back to content

 8.  8. Five points (1 base point plus 4 bonus points) per $1 spent on
     qualifying stays made on the Card Account at eligible Choice hotel
     locations. Qualifying Choice Hotel stays are items billed by eligible
     Choice® brand hotels as merchant of record booked through either
     choicehotels.com or directly with an eligible Choice hotel, or by calling
     the Choice Hotels Service Center. [Five or Three] points (1 base point plus
     2 bonus points) are earned per $1 spent on net purchases at retailers whose
     Mastercard merchant code is classified as: Gas: gas stations, automated
     fuel dispensers, and electric vehicle charging stations. Groceries: grocery
     stores, supermarkets, delis and bakeries. Telephone plans: landline and
     cell phone providers considered telecommunication services. Home
     improvement: home improvement stores, hardware stores, nurseries and garden
     supply stores, furniture and household appliances stores, home accessories
     stores, floor, glass, paint and wallpaper stores, lease/rental services for
     furniture and household appliances, swimming pool sales and supplies,
     contractors, or specialists for providing a home improvement services.
     Purchases not processed using the merchant codes for Mastercard mentioned
     above will not qualify for bonus points. Wells Fargo does not have the
     ability to control how a retailer chooses to classify their business and,
     therefore, reserves the right to determine which purchases qualify for
     bonus points. You may not earn bonus points for purchases made through
     third-party payment accounts, at online marketplaces, with retailers who
     submit purchases using a mobile or wireless card reader, or if you use a
     mobile or digital wallet. Other purchases: 1 rewards point will be earned
     per $1 spent on other net purchases. Cash equivalents do not earn points.
     For a detailed list of cash equivalent exclusions and merchant examples
     that may not be billed under the Mastercard category codes listed above,
     refer to the Summary of the Wells Fargo Rewards® Program Terms and
     Conditions and Addendum for the Choice Privileges® Mastercard® for details.
     ←back to content

 9.  9. Earn 5 points (1 base plus 4 bonus points) per $1 spent on qualifying
     net purchases made on the card account of Choice Privileges points, which
     will be awarded in the billing cycle when the qualifying purchases posts to
     the card account. Refer to the Choice Privileges® Mastercard® Rewards
     Program Agreement Terms and Conditions. The Privileges Program has
     additional limits and restrictions and can be found at
     choicehotels.com/choice-privileges/rules-regulations. ←back to content

 10. 10. To qualify for the 90,000 bonus points, a total of at least $3,000 in
     net purchases (purchases minus returns/credits) must post to your account
     within 3 months from the date your account is opened. These bonus rewards
     points will show as redeemable within 1 – 2 billing periods after they are
     earned. Cash advances and balance transfers do not apply for purposes of
     this offer and may affect the credit line available for this offer. ATM
     charges, cash advances, traveler’s checks, money orders, pre-paid gift
     cards, balance transfers, SUPERCHECKS™, wire transfers, fees or interest
     posted to your card account such as returned payment fees, late fees,
     monthly or annual fees, bets or wagers transmitted over the internet,
     casino gaming chips, lottery tickets, off-track wagers, do not earn rewards
     points. Refer to the Choice Privileges® Select Mastercard® Rewards Program
     Agreement Terms and Conditions for additional details about the program.
     ←back to content

 11. 11. Ten points (1 base point plus 9 bonus points) per $1 spent on
     qualifying stays made on the Card Account at eligible Choice hotel
     locations. Qualifying Choice Hotel stays are items billed by eligible
     Choice® brand hotels as merchant of record booked through either
     choicehotels.com or directly with an eligible Choice hotel, or by calling
     the Choice Hotels Service Center. Five points (1 base point plus 4 bonus
     points) are earned per $1 spent on net purchases at retailers whose
     Mastercard merchant code is classified as: Gas: gas stations, automated
     fuel dispensers, and electric vehicle charging stations. Groceries: grocery
     stores, supermarkets, delis and bakeries. Telephone plans: landline and
     cell phone providers considered telecommunication services. Home
     improvement: home improvement stores, hardware stores, nurseries and garden
     supply stores, furniture and household appliances stores, home accessories
     stores, floor, glass, paint and wallpaper stores, lease/rental services for
     furniture and household appliances, swimming pool sales and supplies,
     contractors, or specialists for providing a home improvement services.
     Purchases not processed using the merchant codes for Mastercard mentioned
     above will not qualify for bonus points. Wells Fargo does not have the
     ability to control how a retailer chooses to classify their business and,
     therefore, reserves the right to determine which purchases qualify for
     bonus points. You may not earn bonus points for purchases made through
     third-party payment accounts, at online marketplaces, with retailers who
     submit purchases using a mobile or wireless card reader, or if you use a
     mobile or digital wallet. Other purchases: 1 rewards point will be earned
     per $1 spent on other net purchases. Cash equivalents do not earn points.
     For a detailed list of cash equivalent exclusions and merchant examples
     that may not be billed under the Mastercard category codes listed above,
     refer to the Summary of the Wells Fargo Rewards® Program Terms and
     Conditions and Addendum for the Choice Privileges® Select Mastercard® for
     details. ←back to content

 12. 12. Earn 10 points (1 base plus 9 bonus points) per $1 spent on qualifying
     net purchases made on the card account of Choice Privileges points, which
     will be awarded in the billing cycle when the qualifying purchases posts to
     the card account. Refer to the Choice Privileges® Select Mastercard®
     Rewards Program Agreement Terms and Conditions. The Privileges Program has
     additional limits and restrictions and can be found at
     choicehotels.com/choice-privileges/rules-regulations. ←back to content

LRC-0623

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security policy of this website.

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