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Submission: On July 19 via automatic, source certstream-suspicious — Scanned from IT
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</form>Text Content
Skip to content
* Start Here
* Home Loan Options
* Traditional Programs
* Purchase
* Refinance
* Conventional
* FHA
* VA Loan
* Jumbo Loan
* Specialty Products
* Home Select
* FHA Approved Condos
* Reverse Mortgage
* Hero Loans
* USDA
* Physician Loan
* Renovation loan
* Self-employed
* Down payment assistance
* Credit challenged
* First time homebuyers
* Fixed vs adjustable rate
* Resources
* Mortgage Terms
* Todays Rates
* Mortgage FAQ
* Homebuyers Guide
* Mortgage Calculators
* Get Info
Menu
* Start Here
* Home Loan Options
* Traditional Programs
* Purchase
* Refinance
* Conventional
* FHA
* VA Loan
* Jumbo Loan
* Specialty Products
* Home Select
* FHA Approved Condos
* Reverse Mortgage
* Hero Loans
* USDA
* Physician Loan
* Renovation loan
* Self-employed
* Down payment assistance
* Credit challenged
* First time homebuyers
* Fixed vs adjustable rate
* Resources
* Mortgage Terms
* Todays Rates
* Mortgage FAQ
* Homebuyers Guide
* Mortgage Calculators
* Get Info
Don’t wait. Start your home buying journey on the right foot.
Apply and get pre-qualified with Ridge Lending Group today!
Start Here
WELCOME TO RIDGE LENDING GROUP
There’s more to it than just securing a home loan. In order to help you navigate
the home buying market, you need an experienced team to help you get there. The
Ridge Lending Group has the knowledge and track record of success in getting you
the home loan that will land you the home of your dreams!
Not only do we collectively have 60 years of mortgage experience, but we are
real estate investors ourselves. This gives us a competitive advantage edge over
the competition in understanding your specific needs as a home buyer in today’s
market.
HOME LOANS
We provide a full suite of home loan products that could fit your need. If you
are a first time home buyer or a property investor, we have options for
everyone. Contact us today to see what programs best fits you!
HOME PURCHASE
REFINANCE
VA LOAN
INVESTMENT
WE ARE COMMITTED TO AMERICA’S EVERY DAY HEROES.
In addition to VA Home Loans, we carry multiple HERO mortgage products,
including a 2% down payment assistance program for the following designations:
* All First Responders: Police, Firefighters, EMT
* Medical Professionals: Doctors, Nurses
* Teachers
* Active Duty and Veteran Military
* Homes for Heroes Approved Lender
FREQUENTLY ASKED QUESTIONS
Do I need to have a house picked out first?
No! That’s a common misconception that you need to have a house selected
first. We actually recommend for you to figure out how much you can purchase
then select a home prior to home shopping.
If you contact me I can help you get pre-qualified at no cost to you.
Do I need to put 20% as a down payment?
No! We have many programs that can do less than 20%. Some of our mortgage
finance programs allow for 3% to 4% down payment. If you would like to know
your additional options, please contact us today!
What is a VA Home Loan (Mortgage)?
VA loans are designed specifically for veterans. VA loans should only be issued
by a VA-approved lender and are guaranteed by the federal government.
The primary benefit of a VA loan is Veterans with qualifying credit and income
can purchase a home with no money down, making it an attractive option for those
whohave served in the military.
VA loans also feature flexible requirements, no private mortgage insurance
(PMI), and competitive mortgage rates.
Do I need to have an excellent credit score to purchase or refinance?
NO. There are multiple national and state down payment assistance programs with
credit score requirements as low as 620 and some income maximums nearing $90k
WE ARE CURRENTLY LICENSED IN 48 STATES.
WE ARE NOT LICENSED IN NEW YORK OR NORTH DAKOTA AT THIS TIME.
100%
Zoom level changed to 1
Licensed in the following states:
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware,
Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky,
Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi,
Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico,
Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South
Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia,
Wisconsin, Wyoming
GET IN TOUCH!
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Email
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CONTACT
1-855-747-4343
10220 SW Greenburg Road, Suite 140, Portland, OR 97223
NMLS #42056 | BK #0910215 | CA License #CA-DBO9556 | Massachusetts Licensed
Lender #ML42056 | An Equal Housing Lender | All Rights Reserved
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