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 * Prepaid Card
   * Card Overview
   * How It Works
   * Card Benefits
   * Direct Deposit
   * Fee Plans
   * Reload Locations
 * Debit Account
   * Account Overview
   * Direct Deposit
   * Account Security
   * Move Money
 * Business Solutions
   * Overview
   * Embedded Finance
   * Employer Payments
   * Disbursements & Money Movement
   * Card Programs
 * Help & Support

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Activate Card
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 * Prepaid Card
   * Card Overview
   * How It Works
   * Card Benefits
   * Direct Deposit
   * Fee Plans
   * Reload Locations
 * Debit Account
   * Account Overview
   * Direct Deposit
   * Account Security
   * Move Money
 * Business Solutions
   * Overview
   * Embedded Finance
   * Employer Payments
   * Disbursements & Money Movement
   * Card Programs
 * Help & Support

Log in
Activate Card
Sign up now
Prepaid Debit
 * Overview
 * Card Benefits
 * Direct Deposit
 * How It Works
 * Fee Plans
 * Reload Locations

Sign Up Now


PREPAID PUTS YOU IN CHARGE



With Netspend®, you get a convenient way to manage your money on a prepaid card
that is packed with features.

Signing up is simple, because there’s:

 * No credit check[1]
 * No activation fee[2]
 * No minimum balances

Sign Up Now

Card usage is subject to card activation and identity verification.[1]

IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government
fight the funding of terrorism and money laundering activities, the USA PATRIOT
Act requires us to obtain, verify, and record information that identifies each
person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card
Account, we will ask for your name, address, date of birth, and your government
ID number. We may also ask to see your driver’s license or other identifying
information. Card activation and identity verification required before you can
use the Card Account. If your identity is partially verified, full use of the
Card Account will be restricted, but you may be able to use the Card for
in-store purchase transactions. Restrictions include: no ATM withdrawals,
international transactions, account-to-account transfers and additional
loads. Use of Card Account also subject to fraud prevention restrictions at any
time, with or without notice. Residents of Vermont are ineligible to open a Card
Account.

While this specific feature is available at no cost, certain other transaction
fees and costs, terms, and conditions are associated with the use of this card.
See the Cardholder Agreement or Online Account Center for more details.


A RELOADABLE PREPAID CARD WITH THE CONVENIENCE, FREEDOM, AND CONTROL YOU NEED.

Get your paycheck or government benefits up to 2 days faster with Direct
DepositSM.[3]

Faster funding claim is based on a comparison of our policy of making funds
available upon receipt of payment instruction versus the typical banking
practice of posting funds at settlement. Fraud prevention restrictions may delay
availability of funds with or without notice. Early availability of funds
requires payor’s support of direct deposit and is subject to the timing of
payor’s payment instruction.

Earn cash back with Payback RewardsSM.[4]

Payback Rewards is an optional program. You may opt-out at any time by visiting
the Payback Rewards page in your Online Account Center. Reward offers are based
on individual shopping habits. Cash back rewards are credited to your Card
Account and are not available in the form of a check or other direct payment
method. See the program FAQs and Terms and Conditions in your Online Account
Center for additional details about how and when you get rewarded. Program
sponsor: Netspend Corporation. Pathward, N.A., Republic Bank & Trust Company,
Visa and Mastercard are not affiliated in any way with this program and do not
endorse of sponsor this program.


Know the moment your money arrives with Anytime Alerts™.[5]

Netspend does not charge for this service, but your wireless carrier may charge
for messages or data.

Manage your money anywhere with our Mobile App.[5]

Netspend does not charge for this service, but your wireless carrier may charge
for messages or data.

And we’re just getting started.

See all features




SEE WHAT THE NETSPEND CARD CAN DO.

Direct Deposit


DIRECT DEPOSIT

Learn how to get your paycheck or government benefits up to 2 days faster.[3]

Faster funding claim is based on a comparison of our policy of making funds
available upon receipt of payment instruction versus the typical banking
practice of posting funds at settlement. Fraud prevention restrictions may delay
availability of funds with or without notice. Early availability of funds
requires payor’s support of direct deposit and is subject to the timing of
payor’s payment instruction.

Mobile Check Load


LOAD CHECKS FROM YOUR PHONE

See how you can load checks to your card in a snap.[6]

Mobile Check Load is a service provided by First Century Bank, N.A. and Ingo
Money, Inc., subject to the First Century Bank and Ingo Money Terms and
Conditions, and Privacy Policy. Approval review usually takes 3 to 5 minutes but
can take up to one hour. All checks are subject to approval for funding in Ingo
Money’s sole discretion. Fees apply for approved Money in Minutes transactions
funded to your card. Unapproved checks will not be funded to your card. Ingo
Money reserves the right to recover losses resulting from illegal or fraudulent
use of the Ingo Money Service. Your wireless carrier may charge a fee for
message and data usage. Additional transaction fees, costs, terms and conditions
may be associated with the funding and use of your card. See your Cardholder
Agreement for details. Mobile Check Capture service is not available for use
within the state of New York.

IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government
fight the funding of terrorism and money laundering activities, the USA PATRIOT
Act requires us to obtain, verify, and record information that identifies each
person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card
Account, we will ask for your name, address, date of birth, and your government
ID number. We may also ask to see your driver’s license or other identifying
information. Card activation and identity verification required before you can
use the Card Account. If your identity is partially verified, full use of the
Card Account will be restricted, but you may be able to use the Card for
in-store purchase transactions. Restrictions include: no ATM withdrawals,
international transactions, account-to-account transfers and additional
loads. Use of Card Account also subject to fraud prevention restrictions at any
time, with or without notice. Residents of Vermont are ineligible to open a Card
Account.


HOW TO GET STARTED.

Get up and running in 3 steps.

 1. Order
 2. Activate and Verify ID[1]
 3. Add Money

See How It Works

Upon successful activation and registration of the Card Account, funds on
deposit at Pathward, National Association, or Republic Bank & Trust Company;
Members FDIC, are insured up to the standard maximum deposit insurance limit.
Coverage limit is subject to aggregation of all of Cardholder’s funds held on
deposit at Pathward, N.A., or Republic Bank & Trust Company.

To minimize losses, Cardholder must notify Netspend promptly of any loss of the
card or compromise of the Card Account. Does not apply to certain prepaid cards,
or corporate cards. Certain terms, conditions and exclusions apply. Please see
www.mastercard.us/zero-liability.html for more details.

Visa’s Zero Liability policy does not apply to certain commercial card and
anonymous prepaid card transactions or transactions not processed by Visa.
Cardholders must use care in protecting their card and notify their issuing
financial institution immediately of any unauthorized use. Contact your issuer
for more detail.

You may request up to six (6) active Virtual Accounts for each active Card
Account. Virtual Accounts are subject to the same fees, limits, terms, and
conditions as your Card Account. See your Cardholder Agreement or Online Account
Center for details.


SECURITY FEATURES FOR YOUR PEACE OF MIND.

With a Netspend card, there are lots of security features available to you:

 * FDIC-insured through the card’s issuing bank[7]
 * Protected against unauthorized purchases with Mastercard® Zero Liability
   protection or Visa® Zero Liability policy[8]
 * Virtual Cards to give you an added layer of control over who has your card
   number[9]


customers served


10 MILLION +


reload locations


130,000 +


year we were founded


1999




READY TO CHANGE THE WAY YOU PAY?

Order a Card today, and you’ll receive it in the mail within 7-10 business days.

Sign Up Now


   CONNECT WITH US

 * Facebook
 * Twitter
 * LinkedIn
 * YouTube
 * Instagram

 * Prepaid Cards
   * Prepaid Debit
   * Skylight ONE
 * Business Solutions
   * Business Overview
   * Payroll Cards
   * Tip Solutions
   * Card Programs
   * Incentives
   * Disbursements
 * About Netspend
   * About Netspend
   * Press Room
   * Testimonials
   * Scholarship
   * Blog
   * Working at Netspend
 * Help & Support
   * FAQs
   * Contact Us
   * Privacy & Security
   * Money Transmitter Licenses
   * Privacy Policies
   * Prepaid Fee Schedules

Log in
Activate Card
Locations
Contact us

Your funds on deposit are FDIC insured up to $250,000 through your issuing bank,
subject to aggregation of all funds held on deposit.


CLICK HYPERLINKED NUMBERS

Text

Click hyperlinked numbers above to view important disclosures.


GPR - ALL BANKS

Text

The Netspend Visa Prepaid Card is issued by Pathward, National Association and
Republic Bank & Trust Company, pursuant to a license from Visa U.S.A. Inc. The
Netspend Prepaid Mastercard is issued by Pathward, N.A., and Republic Bank &
Trust Company pursuant to license by Mastercard International Incorporated.
Pathward, N.A., and Republic Bank & Trust Company; Members FDIC. Please see the
back of your Card for its issuing bank. Netspend is a registered agent of
Pathward, N.A., and Republic Bank & Trust Company. The Netspend Visa Prepaid
Card may be used everywhere Visa debit cards are accepted. The Netspend Prepaid
Mastercard may be used everywhere Debit Mastercard is accepted. Certain products
and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use
of the Card Account is subject to activation, ID verification, and funds
availability. Transaction fees, terms, and conditions apply to the use and
reloading of the Card Account. See Cardholder Agreement for details.


DEFAULT B2C FOOTER

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Mastercard is a registered trademark, and the circles design is a trademark of
Mastercard International Incorporated.

Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S.
and other countries. App Store is a service mark of Apple Inc.

Google Play and the Google Play logo are trademarks of Google LLC.

All trademarks and brand names belong to their respective owners. Use of these
trademarks and brand names do not represent endorsement by or association with
this card program. All rights reserved.

© 2023 Netspend Corporation. All rights reserved worldwide. Netspend and
Skylight are federally registered U.S. service marks of Netspend Corporation.
All other trademarks and service marks belong to their owners.