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GET https://www.humm90.com/au/

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Text Content

Skip to content
 * Benefits
   * Up to 110 days
     interest free
   * HUMM90//Wrap
   * Long term
     interest free
   * Platinum
     Extras
 * Calculators
 * Help & Support

Menu
 * Benefits
   * Up to 110 days
     interest free
   * HUMM90//Wrap
   * Long term
     interest free
   * Platinum
     Extras
 * Calculators
 * Help & Support

Search for...



LOGIN
APPLY NOW
Navigation Menu
LOGIN
APPLY NOW
Search for...




Navigation Menu
 * Benefits
   
   * 110 days
     interest free
   * HUMM90//Wrap
   * Long term interest free
   * Platinum Extras
 * Calculators
 * Help & Support






MEET HUMM90


HUMM90 IS A PLATINUM MASTERCARD® THAT CAN BE USED EVERYWHERE, WITH SUPERPOWERS
THAT LET YOU PAY OFF BIGGER BUYS GRADUALLY, INTEREST FREE.


BIG INTEREST FREE DAYS1

Get up to 110 days Interest Free on everyday purchases, online & instore.
LEARN MORE >


PLAN FOR BIGGER BUYS2

Turn any purchase over $250 into an Interest Free instalment plan.
LEARN MORE >



UP TO 60 MONTHS INTEREST FREE3

Shop 100+ humm90 partners with Long Term Interest Free terms.

LEARN MORE >


UP TO 60 MONTHS INTEREST FREE3

Shop 100+ humm90 partners with Long Term Interest Free terms

LEARN MORE >



BIG INTEREST
FREE DAYS1

Get up to 110 days interest free on everyday purchases, online & instore.
LEARN MORE >



PLAN FOR
BIGGER BUYS2

Turn any purchase over $250 into an Interest Free instalment plan.
LEARN MORE >



UP TO 60 MONTHS INTEREST FREE3

Shop 100+ humm90 partners with Long Term Interest Free terms

LEARN MORE >



BIG INTEREST
FREE DAYS1

Get up to 110 days interest free on everyday purchases, online & instore.
LEARN MORE >




WHY HUMM90 PLATINUM MASTERCARD?


FEATURES BUILT TO HELP
YOU SAVE INTEREST.


THE GLOBAL ACCEPTANCE
OF MASTERCARD.


PLATINUM EXTRAS FOR NO
EXTRA FEES.


NO FEES ON OVERSEAS
PURCHASES.


ALL FOR A GREAT VALUE
$99 ANNUAL FEE.

Thinking of using humm90 for an interest free purchase at one of our retail
partners? Use our Calculators to compare the benefits of using humm90.
GO TO CALCULATORS


RATES & FEES


ANNUAL FEE


$99


INTEREST RATE


0% INTEREST FOR UP TO
110 DAYS (25.80% P.A. THEREAFTER)


ELIGIBILITY CRITERIA


BE 18+ YEARS OLD


EARN $25,000+ P.A


HAVE A CLEAR CREDIT FILE


BE A PERMANENT AUSTRALIAN RESIDENT


HAVE HANDY YOUR MOBILE NUMBER, EMAIL ADDRESS AND YOUR AUSTRALIAN DRIVER’S
LICENCE OR AUSTRALIAN PASSPORT


ELIGIBILITY CRITERIA


BE 18+ YEARS OLD


EARN $25,000+ P.A


HAVE A CLEAR CREDIT FILE


BE A PERMANENT AUSTRALIAN RESIDENT


HAVE HANDY YOUR MOBILE NUMBER, EMAIL ADDRESS AND YOUR AUSTRALIAN DRIVER’S
LICENCE OR AUSTRALIAN PASSPORT

SIGN UP TODAY
Apply in minutes!


WHAT OUR CUSTOMERS ARE SAYING 

Luke
1/10/2023
Easy to apply for and very helpful. Would recommend this product to anyone
Posted to
Phil J
1/16/2023
The application and approval process, was suplrisingly quick. I am looking
forward to putting it to good use.
Posted to
Jason
12/20/2022
Love the card easy to read statements and up to date with when transactions
happened
Posted to
melldavis32
6/13/2021
Loved the simplicity of application and usage.. Have used humm90 for quite a few
major purchases and also some small purchases. Like other cards you have to be
mindful of the interest free terms and repay on time. Highly recommended to
everyone who wants stress free options , made my shopping life more convenient!
Posted to
Jocelyn
8/19/2022
Too good not to have it, lots of offers to save money even up to paying house
bills.
Posted to
Walton S.
6/21/2021
Had this account for a couple of years and just increased my credit limit with
minimal fuss and very quick response times following the application processVery
professional and friendly staff
Posted to
Weierzy01
12/2/2020
I love my humm90 card! Show me another credit card that gives you 110 days to
pay without interest. And I can push my repayments out another 15 months on a
repayment plan. This is the best card to manage my money flexibly.
Posted to
Dana
12/1/2020
I like the 110 days interest free and the ability to turn large purchases into a
plan. They remind me of payments due before they are due . Really like the new
name and look.
Posted to
Dheeraj G.
12/23/2020
A Great Card to keep in the wallet. Love this card mainly because of the "Up to
110 days Interest Free on purchases" & promotions for Credit Transfer for no
Establishment Fee and Interest Free Instalment Plans.
Posted to





FREQUENTLY ASKED QUESTIONS

What are humm90WRAPs?
humm90WRAPs allow you to convert purchases of $250 or more to your choice of 3
Interest Free Instalment Plans. You will be able to pay off big ticket purchases
in monthly instalments at 0% p.a. interest for a small establishment fee.
Can I make cash withdrawals on my humm90 Mastercard?
Yes. You can use your humm90 Mastercard to withdraw cash from your humm90
account at any ATM. Cash withdrawals do not qualify for up to 110 days Interest
Free period or for any other Interest Free promotional period. Cash withdrawals
attract interest at the Cash Advance Rate from the date of the transaction plus
any cash advance fees.
Where can I login to my account?
Download the humm90 app or access your account via the online portal.
How do I activate my humm90 Mastercard?
Log in here and activate your humm90 Mastercard online. For any additional
support, visit or support page.
VIEW ALL FAQS

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Download the humm90 app



CUSTOMER

 * my humm90 login
 * Set up direct debit
 * Reduce limit
 * Close account
 * H90//APP
 * Calculators
 * Offers

BUSINESS

 * Business Login
 * Brand Assets & Collateral
 * Business Support

LTIF PARTNERS

 * LTIF Categories
 * Featured LTIF Partners
 * Partner Page
 * Become a Partner

SUPPORT

 * FAQs
 * Retail Enquires
 * Feedback Centre
 * Hardship
 * Security
 * Business Support

FINE PRINT

 * T&CS
 * Important Info
 * Privacy

Download the humm90 app



1. Up to 110 days Interest Free on humm90 Mastercard purchases (excluding cash
advances) when you meet the Interest Free Criteria. Failure to make the required
payments will result in you no longer meeting the Interest Free Criteria meaning
that all new transactions from that day will be interest bearing from the date
of the transaction. Any outstanding balance after the Interest Free Period
reverts to the humm90 Purchase Rate, currently 25.80% p.a. and subject to
change. Minimum monthly repayment required.

2. humm90WRAP allows you to convert humm90 Mastercard purchases of $250 or more
to an Interest Free Instalment Plan. A fee applies, calculated as a percentage
of the total amount payable on the card purchase selected. Total amount payable
by 9, 12 or 15 equal monthly instalments, in addition to the minimum monthly
repayment. If you fail to pay a fixed monthly instalment, interest (calculated
at the Expired Promotional Rate, currently 25.99% p.a.) is payable on that
outstanding amount. Conversion to a humm90WRAP must take place within 30 days of
eligible transaction. An eligible transaction does not include cash advances,
balance transfers, interest, fees, charges, or commissions. All transactions
converted to a humm90WRAP cannot make up 80% or more of your available credit
limit.

3. Up to 60 months Long Term Interest Free Finance (LTIF) available only during
the term of the promotional period offered, interest (charged at the Expired
Promotional Rate, currently 25.99% p.a.) payable on outstanding balances after
any Interest Free Period in relation to a Promotional Offer. Only available at
humm90 retail partners. LTIF terms may vary depending on the humm90 retail
partner.

*Approved applicants only. Terms and conditions, fees & charges and eligibility
criteria apply.

humm®90 provided by humm Cards Pty Ltd ABN 31 099 651 877 Australian Credit
Licence number 247415.
Mastercard and the circles design are trademarks of Mastercard International
Incorporated.