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High-yield savings Home purchase CD rates Credit cards Home equity Home refinance Investing Personal loans BANKRATE HELPS MILLIONS OF PEOPLE DO MORE WITH THEIR MONEY 48 Years in personal finance 50+ In-house financial experts 200+ Money tools & calculators Mortgages CDs Savings Rates Trends TOP MORTGAGE OFFERS Make your dream home a reality with the right mortgage. Compare mortgage rates Term 10-year fixed Rate 5.73% APR 6.06% View 10-year fixed mortgage rates Arrow Right Term 15-year fixed Rate 5.70% APR 5.94% View 15-year fixed mortgage rates Arrow Right Term 30-year fixed Rate 6.45% APR 6.57% View 30-year fixed mortgage rates Arrow Right Bankrate “top offers” represent the weekly average interest rate and average of APRs among top offers featured on Bankrate for the loan type and term selected, as of June 12, 2024. How are these rates calculated? CURRENT MORTGAGE TRENDS Top offers for a 30-year fixed mortgage on Bankrate are currently 0.64% lower than the national average. Compare mortgage rates Bankrate “top offers” represent the weekly average interest rate among top offers featured on Bankrate for the loan type and term selected, as of June 12, 2024. “National average” is determined by averaging interest rate information provided by 100-plus lenders nationwide. The current national average 30-year fixed mortgage APR is 7.09% as of June 12, 2024. How are these rates calculated? Rates Trends TODAY’S TOP CD RATES Put your money to work and earn extra interest when you stash it in a high-yield CD. Compare CD rates Term 6 Month APY* 4.64% vs Nat Avg 2.93% View 6 month CD rates Arrow Right Term 1 Year APY* 4.85% vs Nat Avg 3.05% View 1 year CD rates Arrow Right Term 5 Year APY* 3.87% vs Nat Avg 2.43% View 5 year CD rates Arrow Right *Average annual percentage yield featured on Bankrate as of June 12, 2024. CURRENT CD TRENDS Top offers on Bankrate for a one-year CD are currently 3.05% higher than the national average. Compare CD rates Bankrate “top offers” represent the average of the top CD offers from the institutions we track, featured on Bankrate as of June 12, 2024. “National average” is determined by Bankrate's comprehensive national survey of savings accounts and CDs. The current national average for a one-year CD is 1.8% as of June 12, 2024. How are these rates calculated? Rates Trends TODAY’S TOP SAVINGS RATES Make the most of today’s competitive rates and grow your money with a high-yield savings account. Compare savings rates Type Savings APY* 4.87% vs Nat Avg 4.29% View savings rates Arrow Right Type Money Market APY* 4.14% vs Nat Avg 3.68% View money market rates Arrow Right *Average annual percentage yield featured on Bankrate as of June 12, 2024. CURRENT SAVINGS TRENDS Top offers on Bankrate are currently 4.29% higher than the national average. Compare savings rates Bankrate “top offers” represent the average of the top savings account offers from the institutions we track, featured on Bankrate as of June 12, 2024. “National average” is determined by Bankrate's comprehensive national survey of savings accounts and CDs. For savings, the current national average is 0.58% as of June 12, 2024. How are these rates calculated? EXPERTS IN ALL THINGS FINANCE Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience. About Bankrate Greg McBride, CFAArrow Right Chief Financial Analyst Sarah FosterArrow Right Principal U.S. Economy Reporter Mark HamrickArrow Right Senior Economic Analyst Featured by names you know and trust OUR TOP PICKS OF 2024 We searched high and low then reviewed, rated and ranked the best financial products of 2024. 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HAPPY MONEY: WHICH LOAN IS RIGHT FOR YOU? 5 min read Read more Arrow Right WHAT’S THE MAXIMUM HOME IMPROVEMENT LOAN AMOUNT YOU CAN GET? 3 min read WHAT DO LENDERS LOOK FOR BEYOND YOUR CREDIT SCORE? 4 min read LIFE-CHANGING COMPANIONS: HOW TO AFFORD A SERVICE DOG 8 min read 4.7Star 4.8Star 4.7Star All personal loans reviews CAN YOU GET A HELOC ON AN INVESTMENT PROPERTY? 7 min read Read more Arrow Right HOME EQUITY HAZARDS: THE RISKS OF TAPPING YOUR PROPERTY’S VALUE 11 min read BEATING THE GENERATIONAL MONEY CURSE: HOW HOMEOWNERSHIP BUILDS YOUR FAMILY’S WEALTH 10 min read 8 WAYS TO INCREASE YOUR HOME’S VALUE 11 min read 4.3Star 4.4Star 3.5Star All home equity reviews 7 STEPS TO TAKE AFTER A CAR ACCIDENT 10 min read Read more Arrow Right THE ULTIMATE GUIDE TO ROADSIDE ASSISTANCE 9 min read UNDERSTANDING SECTION 7702 PLANS 9 min read WHAT IS DWELLING INSURANCE? 11 min read 4.5Star 4.2Star 4.4Star All insurance reviews CALCULATORS FOR EVERY QUESTION * RatesSavings calculator * MortgageMortgage calculator * LoanLoan calculator * Credit Card Cash BackCredit card payoff * CdCD calculator * CalculatorSee all calculators Travel $2,500 Vacation savings BANKRATE LOGO BANKRATE ABOUT * About us * Press room * Careers * Advertise with us * Site map HELP * Contact us * Compare rates * Latest news * Popular topics LEGAL * Privacy policy * Cookie Settings * Do Not Sell or Share My Personal Information * Consumer Health Information Privacy Policy * Understanding Bankrate’s averages * Terms of use * GLBA annual notice * California Consumer Financial Privacy Notice * Licenses HOW WE MAKE MONEY Bankrate.com is an independent, advertising-supported publisher and comparison service. 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