www.magicbricks.com Open in urlscan Pro
184.31.15.179  Public Scan

URL: https://www.magicbricks.com/homeloan/hdfc-bank/
Submission: On May 04 via manual from IN — Scanned from SE

Form analysis 2 forms found in the DOM

<form action="" class="hl__calc__form">
  <div class="hl__calc__form__input-row">
    <input type="text" id="amountRequiredEmiCal" class="hl__calc__form--input has-rupees-gap" onkeyup="onkeyUpAmountInWordsEmiCal();" oninput="reFormate(this)"
      onclick="pushGAHLCalculators('home_loan', false, 'home loan calculators', 'emi calculator', 'Loan Amount - clicked', '', '');" maxlength="12" value="65,00,000" required="">
    <span class="has-rupees">₹</span>
    <label for="" class="hl__calc__form--label"> Loan Amount </label>
    <span class="hl__calc__form--error" id="amountRequiredEmiCalError">error</span>
    <span class="hl__calc__form--num-text" id="amountRequired_in_rs"></span>
  </div>
  <div class="hl__calc__form__row">
    <div class="hl__calc__form__row--item">
      <div class="hl__calc__form__input-row select" onclick="showSelectBox('loan-tenure_Emi');">
        <input type="text" id="loanTenureEmiCal" class="hl__calc__form--input" value="20 yrs" required="">
        <label for="loanTenureEmiCal" class="hl__calc__form--label"> Loan Tenure </label>
        <span class="hl__calc__form--error" id="loanTenureYearEmiCalError">error</span>
        <ul class="select__list" id="loan-tenure_Emi">
          <li class="select__list--option" onclick="getInputValueEmiCal(event);pushGAHLCalculators('home_loan', false, 'home loan calculators', 'emi calculator', 'Loan Tenure - clicked', '', '');">5 yrs</li>
          <li class="select__list--option" onclick="getInputValueEmiCal(event);pushGAHLCalculators('home_loan', false, 'home loan calculators', 'emi calculator', 'Loan Tenure - clicked', '', '');">10 yrs</li>
          <li class="select__list--option" onclick="getInputValueEmiCal(event);pushGAHLCalculators('home_loan', false, 'home loan calculators', 'emi calculator', 'Loan Tenure - clicked', '', '');">15 yrs</li>
          <li class="select__list--option" onclick="getInputValueEmiCal(event);pushGAHLCalculators('home_loan', false, 'home loan calculators', 'emi calculator', 'Loan Tenure - clicked', '', '');">20 yrs</li>
          <li class="select__list--option" onclick="getInputValueEmiCal(event);pushGAHLCalculators('home_loan', false, 'home loan calculators', 'emi calculator', 'Loan Tenure - clicked', '', '');">25 yrs</li>
          <li class="select__list--option" onclick="getInputValueEmiCal(event);pushGAHLCalculators('home_loan', false, 'home loan calculators', 'emi calculator', 'Loan Tenure - clicked', '', '');">30 yrs</li>
        </ul>
      </div>
    </div>
    <div class="hl__calc__form__row--item">
      <div class="hl__calc__form__input-row">
        <input type="text" id="interestRateEmiCal" class="hl__calc__form--input" maxlength="5" onclick="pushGAHLCalculators('home_loan', false, 'home loan calculators', 'emi calculator', 'Interest Rate - clicked', '', '');" value="8.45" required="">
        <label for="" class="hl__calc__form--label"> Interest Rate % (p.a.) </label>
        <span class="hl__calc__form--error" id="interestRateEmiCalError">error</span>
      </div>
    </div>
  </div>
  <a href="javascript:void(0);" class="hl__calc--btn" id="submitbuttonEmiCalid" onclick="submitEMICalculator(); pushGAHLCalculators('home_loan', false, 'home loan calculators', 'emi calculator', 'Submit Clicked', 'Calculate Your EMI', '');">Calculate Your EMI</a>
</form>

<form action="" class="hl__calc__form">
  <div class="hl__calc__form__input-row">
    <input type="text" id="incomePerMonthEliCal" class="hl__calc__form--input has-rupees-gap" onkeyup="onkeyUpAmountInWordsEligCalMonthlyIncome();" oninput="reFormate(this)"
      onclick="pushGAHLCalculators('home_loan', false, 'home loan calculators', 'eligibility calculator', 'Net Monthly Income - clicked', '', '');" maxlength="12" value="50,000" required="">
    <span class="has-rupees">₹</span>
    <label for="" class="hl__calc__form--label"> Net Monthly Income <span class="info-ico">
        <span class="info-ico__text"> Excluding LTA and Medical allowances </span>
      </span>
    </label>
    <span class="hl__calc__form--error" id="incomePerMonthEliCalError">error</span>
    <span class="hl__calc__form--num-text" id="inlec_in_rs"></span>
  </div>
  <div class="hl__calc__form__input-row">
    <input type="text" id="existingLoanEliCal" class="hl__calc__form--input has-rupees-gap" onkeyup="onkeyUpAmountInWordsEliCalOngoingEmis();" oninput="reFormate(this)"
      onclick="pushGAHLCalculators('home_loan', false, 'home loan calculators', 'eligibility calculator', 'Ongoing EMIs - clicked', '', '');" maxlength="12" required="">
    <span class="has-rupees">₹</span>
    <label for="" class="hl__calc__form--label"> Ongoing EMI's </label>
    <span class="hl__calc__form--error" id="existingLoanEliCalError">error</span>
    <span class="hl__calc__form--num-text" id="ellec_in_rs"></span>
  </div>
  <div class="hl__calc__form__row">
    <div class="hl__calc__form__row--item">
      <div class="hl__calc__form__input-row select" onclick="showSelectBox('loan-tenure_Eli');">
        <input type="text" id="tenureEliCal" class="hl__calc__form--input" oninput="reFormate(this)" onclick="pushGAHLCalculators('home_loan', false, 'home loan calculators', 'eligibility calculator', 'Loan Tenure - clicked', '', '');" value="20 yrs"
          required="">
        <label for="tenureEliCal" class="hl__calc__form--label"> Loan Tenure </label>
        <span class="hl__calc__form--error" id="loanTenureYearsEliCalError">error</span>
        <ul class="select__list" id="loan-tenure_Eli">
          <li class="select__list--option" onclick="getInputValueEliCal(event);pushGAHLCalculators('home_loan', false, 'home loan calculators', 'eligibility calculator', 'Loan Tenure - clicked', '', '');">5 yrs</li>
          <li class="select__list--option" onclick="getInputValueEliCal(event);pushGAHLCalculators('home_loan', false, 'home loan calculators', 'eligibility calculator', 'Loan Tenure - clicked', '', '');">10 yrs</li>
          <li class="select__list--option" onclick="getInputValueEliCal(event);pushGAHLCalculators('home_loan', false, 'home loan calculators', 'eligibility calculator', 'Loan Tenure - clicked', '', '');">15 yrs</li>
          <li class="select__list--option" onclick="getInputValueEliCal(event);pushGAHLCalculators('home_loan', false, 'home loan calculators', 'eligibility calculator', 'Loan Tenure - clicked', '', '');">20 yrs</li>
          <li class="select__list--option" onclick="getInputValueEliCal(event);pushGAHLCalculators('home_loan', false, 'home loan calculators', 'eligibility calculator', 'Loan Tenure - clicked', '', '');">25 yrs</li>
          <li class="select__list--option" onclick="getInputValueEliCal(event);pushGAHLCalculators('home_loan', false, 'home loan calculators', 'eligibility calculator', 'Loan Tenure - clicked', '', '');">30 yrs</li>
        </ul>
      </div>
    </div>
    <div class="hl__calc__form__row--item">
      <div class="hl__calc__form__input-row">
        <input type="text" id="interestRateEliCal" class="hl__calc__form--input" onclick="pushGAHLCalculators('home_loan', false, 'home loan calculators', 'eligibility calculator', 'Interest Rate - clicked', '', '');" maxlength="5" value="8.45"
          required="">
        <label for="" class="hl__calc__form--label"> Interest Rate % (p.a.) </label>
        <span class="hl__calc__form--error" id="interestRateEliCalError">error</span>
      </div>
    </div>
  </div>
  <a href="javascript:void(0);" class="hl__calc--btn" id="submitbuttonEliCalid" onclick="submitLoanEligibilityCalculator(); pushGAHLCalculators('home_loan', false, 'home loan calculators', 'eligibility calculator', 'Submit Clicked', 'Check Eligibility', '');">Check Eligibility</a>
</form>

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 * Home
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 * HDFC


HDFC HOME LOAN

Trust HDFC for a home loan with attractive rates, smooth approval, and quick
disbursal. Apply online & Get Cashback up to 90,000
 * Home Loan
 * Loan Against Property
 * Balance Transfer

Enter Loan Amount
₹

Mobile Number
+91

Property City


Is Property Finalized?
Yes
No

Is Token Amount Paid?
Yes
No

Check Eligibility
By continuing I agree to Magicbricks T&C


HIGHLIGHTS

 * Rate of interest
   8.5% - 8.9% p.a.
 * Tenure
   10 - 30 years
 * Processing fee
   Upto 0.50% +GST
 * Loan amount
   Rs.5 lakh - Rs.5 crore
 * Prepayment Charges
   Nil
 * Foreclosure Charges
   Nil


ARE YOU ELIGIBLE?

You should meet the following criteria to apply for this loan:
 * Resident type: Indians and Non-Resident Indians (NRIs)
 * Applicant's age: 21 - 65 years
 * Min. monthly income for primary applicant: Rs 15,000
 * Min. monthly income for co-applicant: Rs 10,000


KEY FEATURES OF HDFC HOME LOAN

 * HDFC Home Loan Interest Rate starts from 8.40%.
 * HDFC charges a processing fees of Minimum Rs 10,000
 * Loan Tenure of Home Loan ranges from 5 years to 30 years.
 * HDFC allows prepayment of home loans with Nil charges on floating rate loans.




TENTATIVE LIST OF DOCUMENTS REQUIRED FOR HOME LOAN

Mandatory documents(To be submitted by all applicants)
 * A cancelled cheque
 * Bank Statement - last 6 months
 * Complete loan application with one photograph
 * Salary slip, bank statement and Form 16
 * Investment Proof: LIC, mutual funds, property document etc.
 * Appointment letter (if salaried individual)
 * Identity Proof: Passport/ Driving License/ Voter ID/ PAN
 * Property Documents: Sale deed, Katha, transfer of ownership
 * Address Proof: License/ Rent Agreement/ Utility Bill
 * Other documents to be submitted as per your profile.

For salaried individuals
 * Identity proof: Passport/ Driving License/ Voter ID/ PAN
 * Salary slips for the last 3 months
 * Copy of IT Return or Form-16 for the last two years
 * Last 6 month's bank statement (showing salary credited)

For self-employed individuals
 * Bank account statement for the last 1 year
 * Business existence proof: 3 years old Saral copy and Business registration
   certificate
 * Income proof: IT Returns along with Balance sheet and P&L statements for the
   last years
 * Office address proof: Property documents, utility bills
 * Photo ID proof: Passport/ Driving License/ Voter ID/ PAN

For non-resident Indians (NRIs)
 * A copy of valid visa or work permit
 * Any of the following for NRIs with Seafarer work profile:
   * Valid job contract
   * Continuous Discharge Certificate (CDC) (if disembarkation stamp is not
     older than 6 months)
   * Expired contract letter (if disembarkation stamp is older than 6 months)
   * Last salary slip as proof of employment with a shipping company
   Any of the following documents:
    * Relevant passport pages (with overseas address)
    * Overseas address proof: Government issued National Identity Card/ Driving
      license/ Utility bill/ Overseas bank statement/ Employer's certificate

 * Address proof of the blood relative you're staying along with proof of
   relationship


HOME LOAN CALCULATOR*


ALL YOU NEED TO KNOW ABOUT YOUR HOME LOAN

 * EMI Calculator
 * Loan Eligibility Calculator
 * Balance Transfer
 * Prepayment
 * Rate Change
 * Monthly Loan Repayment

₹ Loan Amount error
Loan Tenure error
 * 5 yrs
 * 10 yrs
 * 15 yrs
 * 20 yrs
 * 25 yrs
 * 30 yrs

Interest Rate % (p.a.) error
Calculate Your EMI
You are Eligible for EMI Amount
₹ 66, 075
Principal Amount
₹ 50 Lac
Why Magicbricks?
 * Loan Offers from 34+ Banks
 * Get Lowest Rate of Interest
 * Get Highest Loan Value

Check Bank Offers
You are one step away to know your loan eligibility
Mobile Number
+91

₹ Net Monthly Income Excluding LTA and Medical allowances error
₹ Ongoing EMI's error
Loan Tenure error
 * 5 yrs
 * 10 yrs
 * 15 yrs
 * 20 yrs
 * 25 yrs
 * 30 yrs

Interest Rate % (p.a.) error
Check Eligibility
You are Eligible for Amount
₹ 21.18 Lac
Monthly EMI
₹ 17, 656

Why Magicbricks?
 * Loan Offers from 34+ Banks
 * Get Lowest Rate of Interest
 * Get Highest Loan Value

Check Bank Offers
You are one step away to know your loan eligibility
Mobile Number
+91

How much will I save on balance transfer?
Current Loan
Loan Amount




Tenure

Rate of Interest

Installments paid
Eg. 40


New Loan
Processing Fees


Tenure

Rate of Interest


You will lose interest of
₹2,13,161
EMI Tenure will be increased by 40 Months
Current Interest
₹1,85,861
New Interest
₹3,99,022
Current EMI Tenure
6 Years
New EMI Tenure
6 Years
Outstanding Principal ₹12,96,206
EMI ₹46,315

How much will I save on early repayment?
Loan Amount




Tenure


Rate of Interest


Installments paid


Prepayment Amount



Foreclosure


You will save Interest of
₹92,576
EMI Tenure will be reduced by 5 Months
Current Interest
₹ 14,64,522
New Interest
₹ 13,71,946
Current EMI Tenure
10 Years
New EMI Tenure
9 Years 7 Months
Outstanding Principal ₹ 19,23,438
EMI ₹ 33,038
As per RBI notification all prepayment charges on floating rate loans have been
waived
As per RBI notification all prepayment charges on floating rate loans have been
waived
How will a rate change impact me?
Loan Amount




Tenure

Rate of Interest

Loan taken on

New Rate of Interest

Rate of Interest changes on


Current EMI

New EMI


Current Tenure

New Tenure

What will be my monthly loan repayment?
Loan Amount




Tenure


Rate of Interest


Installments Paid



 * HDFC Bank Home Loan Features & Benefits
 * HDFC Ltd Home Loan EMI Calculator
 * Documents required for HDFC Home Loan
 * HDFC Home Loan Eligibility Criteria
 * HDFC Ltd Home Loan Interest Rate 2022
 * How to apply for HDFC Ltd Home Loan


HDFC BANK HOME LOAN FEATURES & BENEFITS

Before you take a home loan, it is important for you to know how much home loan
EMI you would need to pay. Magicbricks has a  HDFC Ltd home loan EMI calculator
which helps you calculate how much EMI you would have to pay against your
required loan amount. All you need to do is enter the loan amount, tenure and
interest rate, the home loan calculator will quickly estimate your monthly EMI.


1. Loan Amount: Whether you are planning to purchase a new house or
extend/renovate an existing one, you can avail of a loan amount of up to Rs. 10
crores from HDFC Bank home loan

2. Attractive Interest Rate: Starting from 6.7% , the interest rate offered by
HDFC Bank on a home loan is affordable

3. Prepayment/Foreclosure Charges: If you avail of HDFC Bank Home loan on the
floating interest rate, the prepayment charges are NIL and if you avail of the
home loan on a fixed interest rate, the charges can go up to 2% + taxes

4. Processing Fee: The processing fee charged by HDFC Bank on a home loan
depends on the nature of the borrower’s work and goes up to 2% of the loan
amount + taxes

5. Easy Application Process: HDFC Bank home loan can be applied both online and
offline and borrowers can choose the process as per their convenience

6. Flexible Tenure: The flexible tenure to repay HDFC Bank Home Loan goes up to
30 years for stress-free EMIs

7. Balance Transfer Facility: To avail lower interest rates, HDFC Bank all the
home loan borrowers to transfer their existing home loan from any bank to HDFC

8. Minimum Documentation: HDFC Bank ensures that the documentation process to
avail HDFC Bank Home Loan is not only easy but also requires minimum
documentation

 


HDFC LTD HOME LOAN EMI CALCULATOR

Tenure

Loan amount

Rs 30 Lakhs

Loan amount

Rs 60 Lakhs

Loan amount

Rs 1 Crore

5 years

Rs 59.333

Rs 1,18,666

Rs 1,97,776

10 years

Rs 34,755

Rs 69,511

Rs 1,15,851

20 years

Rs 23,169

Rs 46,338

Rs 77,230

30 years

Rs 19,858

Rs 39,717

Rs 66,195


DOCUMENTS REQUIRED FOR HDFC HOME LOAN

Following is the list of HDFC home loan documents that need to be submitted by
all salaried and self-employed applicants/co-applicants:

 * The HDFC Home Loan Application Form which should be duly filled and signed

 * Individuals’ KYC Documents such as a copy of Proof of Identity and Proof of
   Residence such as Aadhaar, PAN, Passport, Voter ID, Driving License, etc.

 * Income Proof of salaried persons:  A copy of the following documents of the
   applicant are needed

    * Last 3 months’ Salary Slips
   
    * Latest Form-16 and IT returns
   
    * Last 6 months’ Bank Statements showing salary credits
   
    * Employment Contract or the Appointment Letter, in case the current
      employment is less than a year old

 * Income proof for self-employed persons: A copy of the following documents of
   the applicant are needed

    * Income Tax Returns (ITR) attested by a CA along with the calculation of
      income for the last 3 Assessment Years.
   
    * Balance Sheet and Profit & Loss Account Statements of the last 3 years
      attested by the CA along with Annexures / Schedules
   
    * Last 6 months’ Current Account Statements of the business and Savings
      Account Statements of the applicant

 * Property related documents – A copy of the following documents of the
   property are required:

 * For Home Loans for New Homes

    * A copy of the Allotment Letter / Buyer Agreement received by the applicant
   
    * Receipt/(s) of payment/(s) made to the developer by the applicant

 * For Home loans of Resale of Homes

    * Title Deeds along with the previous chain of property documents
   
    * Receipt/(s) of initial payment/(s) made to the seller
   
    * One copy of the agreement to sell (if the same is already executed)

 * For Home Loan for Construction on a Plot

    * Title Deeds of the Plot
   
    * Proof of no litigation on the property
   
    * A copy of the plans, approved by the Local Authorities
   
    * Construction estimates by an Architect / Civil Engineer

 * Other related documents – A copy or original of the following documents of
   the applicant are needed

 * Own Contribution Proof

 * Business Profile, if applicable

 * Latest Form 26 AS, for self-employed only

 * List of Directors and Shareholders with their individual shareholding
   certified by a CA / CS just in case of the business entity being a
   corporation

 * Memorandum and Articles of Association of the Company

 * Partnership deed if the business is in partnership

 * Details of any current loans of the individual and/or business entity

 * Passport size photo of the applicant and co-applicant (if any) affixed on the
   HDFC home equity credit form and signed by the applicant across

 * Cheque to pay processing fee, made in favour of HDFC Ltd.


HDFC HOME LOAN ELIGIBILITY CRITERIA

To get your home loan approved by the bank, you need to fulfil the following
home loan eligibility criteria of HDFC Ltd.

Eligibility Criteria for Primary Applicants

 * Individual must be a resident of India

 * Individual must be between 18 and 65 years

 * Individual must be salaried or self-employed

Eligibility Criteria for Co-applicants or Secondary Applicant

 * Co-applicants can be family members of primary applicant only

 * All co-applicants may or may not be co-owners of property

Eligibility Criteria for Self-employed Professionals

 * Self-employed professionals, who can apply for HDFC Ltd Home loan are 
   doctors, lawyers, CAs, architects, consultants, engineers and company
   secretaries.

Eligibility Criteria for Self-employed Non-professionals

 * Self-employed non-professionals who can apply for HDFC Ltd Home loan are
   traders, commission agents and contractors


HDFC LTD HOME LOAN INTEREST RATE 2022

As a special offer, HDFC Ltd. Home Loan interest rates are starting at 6.75%
p.a. This is against its normal rates, wherein its home loan interest rates
start from 6.95% p.a. for women applicants and 7% p.a. for others. There are
many home loan schemes by HDFC Ltd based on different user requirements.

Special Home Loan Rates

HDFC Ltd offers a special discount of 0.05% on interest rates for women
borrowers. 


Loan Amount

Women/Others

For Salaried

Self employed

Up to 30 Lacs

Women

6.75%-7.25%

6.75%-7.25%

Others

6.80%-7.30%

6.80%-7.30%

30.01 Lacs – 75 Lacs

Women

7.00%

-7.50%

7.00%-7.50%

Others

7.05%- 7.55%

7.05%- 7.55%

75.01 Lacs and above

Women

7.10%-7.60%

7.10%-7.60%

Others

7.15%-7.65%

7.15%-7.65%

Adjustable Rate Home Loans

Adjustable Rate Home Loan is commonly called a floating or a variable rate loan.
This interest rate is linked to HDFC’s benchmark rate. Any movement in benchmark
rate will reflect a change in the applicable interest rates.


Loan Amount

Women/Others

For Salaried

Self employed

Up to 30 Lacs

Women

6.95%-7.45%

6.95%-7.45%

Others

7.00%-7.50%

7.00%-7.50%

30.01 Lacs – 75 Lacs

Women

7.20%-7.70%

7.20%-7.70%

Others

7.25%- 7.75%

7.25%- 7.75%

75.01 Lacs and above

Women

7.30%-7.80%

7.30%-7.80%

Others

7.35%-7.85%

7.35%-7.85%


Compare bank-wise Home Loan Interest Rates >




HOW TO APPLY FOR HDFC LTD HOME LOAN

You can apply for HDFC Bank home loan online on the official website or follow
the quick steps mentioned here-

 1. Fill up the home loan form given on top of the page.

 2. Enter loan amount

 3. Enter your mobile number

 4. Verify your mobile number via OTP

 5. That’s it! Our team will connect you with the best home loan offers.

 * Home loan by banks
 * Bajaj Housing Finance Home Loan
 * HDFC Home Loan
 * Indian Bank Home Loan
 * SBI Home Loan
 * Kotak Mahindra Bank Home Loan
 * L&T Housing Finance ltd Home Loan
 * LIC Housing Finance Home Loan
 * Godrej Housing Finance Home Loan
 * Axis Bank Home Loan
 * PNB Home Loan

 *  
 * PNB Housing Finance Limited Home Loan
 * Sundaram Home Finance Home Loan
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Disclaimer: The information available on this site has been gathered from
publicly available sources and is accurate to the best of our knowledge.
However, please be aware that the rates and other offers may vary based on your
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verify the information before applying for any loan through this website.
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**This service is available in select cities only.

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About Magicbricks
Magicbricks is a full stack service provider for all real estate needs, with 15+
services including home loans, pay rent, legal assistance, property valuation,
and expert advice. As the largest platform for buyers and sellers of property to
connect in a transparent manner, Magicbricks has an active base of over 15 lakh
property listings. Read more
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